ADVOCATES WEALTH PLANNING

Item 1 – Cover Page Your Advocates Ltd., LLP DBA “Advocates Wealth Planning” 920 Memorial City Way Ste. 250, Houston, TX, 77024 Phone: (713) 827-8014 Website: www.theadvocateswealth.com SEC CRD Number: 138612 Date of Brochure: March 23, 2026 This Brochure provides information about the qualifications and business practices of Your Advocates Ltd., LLP (“Adviser” or “the Firm” or “Advocates Wealth Planning”). If you have any questions about the contents of this Brochure, please contact us at (713) 827-8014 and/or anna@youradvocates.com . The information in this Brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. YOUR ADVOCATES LTD., LLP is a registered investment adviser. Registration of an Investment Adviser does not imply any level of skill or training. The oral and written communications of an Adviser provide you with information about which you determine to hire or retain an Adviser. Additional information about YOUR ADVOCATES LTD., LLP also is available on the SEC’s website at www.adviserinfo.sec.gov. i  Item 2 – Material Changes 2026 Update: • None since last annual update Advocates Wealth Planning’s Chief Compliance Officer, Anna Banks, remains available to address any questions regarding this Part 2A, including the disclosure additions and enhancements. Currently, our Brochure may be requested by contacting Anna Banks, Operations and Compliance at (713) 827-8014 or anna@youradvocates.com . Our Brochure is also available on our web site www.theadvocateswealth.com , also free of charge. Additional information about YOUR ADVOCATES LTD., LLP is also available via the SEC’s web site www.adviserinfo.sec.gov. The SEC’s web site also provides information about any persons affiliated with Your Advocates Ltd., LLP who are registered, or are required to be registered, as investment adviser representatives of Your Advocates Ltd., LLP. ii  Item 3 -Table of Contents Item 1 – Cover Page ......................................................................................................................... i Item 2 – Material Changes ...............................................................................................................ii Item 3 - Table of Contents .............................................................................................................. iii Item 4 – Advisory Business ............................................................................................................. 1 Item 5 – Fees and Compensation ................................................................................................... 7 Item 6 – Performance-Based Fees and Side-By-Side Management ............................................... 9 Item 7 – Types of Clients ................................................................................................................. 9 Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss.......................................... 9 Item 9 – Disciplinary Information ................................................................................................. 14 Item 10 – Other Financial Industry Activities and Affiliations ...................................................... 14 Item 11 – Code of Ethics ............................................................................................................... 15 Item 12 – Brokerage Practices ...................................................................................................... 17 Item 13 – Review of Accounts ...................................................................................................... 18 Item 14 – Client Referrals and Other Compensation ................................................................... 20 Item 15 – Custody ......................................................................................................................... 20 Item 16 – Investment Discretion .................................................................................................. 20 Item 17 – Voting Client Securities ................................................................................................. 21 Item 18 – Financial Information .................................................................................................... 21 Form ADV Part 2B – Individual Disclosure Brochure………………………………………………...……23 iii  Item 4 – Advisory Business A. Advocates Wealth Planning is a financial planning and investment management firm. Advocates Wealth Planning was formed in January 2006. The Firm provides comprehensive financial planning to individuals primarily for whom it also delivers investment management services. Advocates Wealth Planning will provide financial planning only services apart from investment management services but only on a case-by-case basis; we are very selective in this area. For most individual clients, Advocates Wealth Planning provides investment management services in addition to financial planning services. In these cases, we examine the individual financial planning needs of the client prior to making investment recommendations. Advocates Wealth Planning also manages investment advisory portfolios for those clients who decline full scale financial planning services. However, this is rare, and we prefer to provide planning work in addition to investment management because we believe this gives us a better understanding of the client’s overall financial picture, their personal goals, risks they may encounter, the risk they need to take (or not take) in their portfolio, etc. Principal Owners are Kurt L. Box and Coleman E. Campbell. B. Advocates Wealth Planning provides advice in two main areas: financial planning and discretionary investment management. 1. The financial planning services Advocates Wealth Planning provides can be quite broad in scope. The actual services that each individual client receives, however, are contingent upon their particular circumstances and needs. Specifically, the full list of financial planning services we provide includes: Income Tax Analysis and Planning (Excludes Preparation) • Cash Flow and Net Worth Statement • Goal Setting • Portfolio Analysis • Retirement Analysis • Retirement Plan Analysis • Risk Management Analysis • Employee Benefits Review & Enrollment • Deferred Compensation Analysis • • Charitable Planning • Estate Planning (Excludes Document Preparation) • Education Funding Analysis • Social Security Claiming Analysis • Business Continuity Planning 1  2. With respect to our investment advisory services, Advocates Wealth Planning is a diversified, global portfolio manager. We practice integrated asset allocation and believe that asset allocation – the way a client’s portfolio holdings are divided among stocks, bonds, cash equivalents and other non-correlated asset classes – is a vital determinant of the investment results over both long and short time periods. We do not purchase individual stocks and bonds for our clients but instead use mutual funds and Exchange Traded Funds (ETFs). C. Advocates Wealth Planning tailors both our financial planning and investment advisory services to the needs of individual clients. A multitude of personal circumstances are considered, and a multitude of documents are needed to prepare this plan. On the investment advisory side, while we do follow a set of 5 “Model Portfolios” for firm scalability purposes, clients’ portfolios are customized as follows: • Beginning Investment Categories: For tax purposes (personal, taxable/tax-deferred/tax free), limited investment options (i.e., variable annuities, 401ks) • Asset class percentage and dollar targets • Pie charts detailing current versus proposed allocations by asset class • Keep/Sell recommendations of existing holdings • Tax consequences of implementation of suggested portfolio • Which asset classes to hold in taxable versus tax deferred or tax-free accounts • Specific investments to buy:  According to asset class  Identify investment custodian (Schwab Institutional, TD Ameritrade Institutional, other (i.e., no-load variable annuity contract, TIAA CREF, 401k, etc.)  Total dollar amounts As each client approaches us with different circumstances, those circumstances must be considered when putting together an optimal portfolio. For example, if a new client has a large gain in a variable annuity, rather than liquidate the annuity we will likely perform a 1035 exchange to a low-cost annuity. Even though the new annuity may have a large number of available investments, they will not be unlimited. Therefore, we must build the rest of the portfolio under this constraint. After the portfolio is fully invested, Advocates Wealth Planning monitors the portfolio and periodically re-balances the portfolio back in line with the original targets. Typically, rebalancing targets are set at + or – 20% of the clients recommended allocation. For example, if the recommended allocation was 20% for a particular asset class, the asset class would be rebalanced back to 20% once it reaches 16% or 24%. Other rebalancing opportunities occur as clients add to or withdraw from accounts. 2  Clients may impose restrictions on investing in certain securities or types of securities, but the client must inform us in writing before Advocates Wealth Planning will place trades. D. We do not participate in any “wrap fee” programs. E. As of 12/31/2025 Advocates Wealth Planning managed $448,131,038 on a discretionary basis and $0 on a non-discretionary basis for 192 clients. MISCELLANEOUS • Limitations of Financial Planning and Non-Investment Consulting/Implementation Services. To the extent requested, Advocates Wealth Planning will generally provide planning and consulting services regarding non-investment related matters, such as tax and estate planning, insurance, etc. These services shall generally be inclusive of Advocates Wealth Planning’s advisory fee at Item 5 below. However, there can be exceptions, such that Advocates Wealth Planning will charge separately for such services per the terms and conditions of a separate Financial Planning and Consulting Agreement. Advocates Wealth Planning does not serve as a law firm or a CPA firm, and no portion of our services should be construed as same. Accordingly, Advocates Wealth Planning does not prepare legal documents or tax returns. To the extent requested by a client, we may recommend the services of other professionals for non-investment implementation purpose (i.e., attorneys, accountants, insurance, etc.), including Advocates Wealth Planning for insurance products-see disclosure at Item 10 below. The client is under no obligation to engage the services of any such recommended professional, including Advocates Wealth Planning for insurance services. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any recommendation from Advocates Wealth Planning and/or its representatives. If the client engages any unaffiliated professional (i.e., attorney, accountant, insurance agent, etc.), recommended or otherwise, and a dispute arises thereafter relative to such engagement, the client agrees to seek recourse exclusively from the engaged professional. At all times, the engaged licensed professional[s] (i.e., attorney, accountant, insurance agent, etc.), and not Advocates Wealth Planning, shall be responsible for the quality and competency of the services provided. • Householding Policy: Clients that engage Advocates Wealth Planning via an Investment Advisory Agreement, jointly with another individual (a spouse, partner, sibling, etc.), will have their separate accounts that are owned individually (IRAs, I401ks, etc.) managed as part of a group or household that includes jointly and individually owned account(s) by the other party. The model allocation will be applied to the overall group, meaning a single account’s holdings may not reflect the entirety of the client’s specified model allocation. This may mean that a single account holds more conservative or aggressive positions as part of its aggregation toward the overall group allocation. In other words, 3  your model allocation applies to your group, not your individual account unless specifically directed under written agreement. • Use of Mutual and Exchange Traded Funds: Most mutual funds and exchange traded funds are available directly to the public. Thus, a prospective client can obtain many of the funds that may be utilized by Advocates Wealth Planning independent of engaging Advocates Wealth Planning as an investment advisor. However, if a prospective client determines to do so, he/she will not receive Advocates Wealth Planning’s initial and ongoing investment advisory services. Use of DFA Mutual Funds: Advocates Wealth Planning utilizes mutual funds issued by Dimensional Fund Advisors (“DFA”). DFA funds are generally only available through registered investment advisers approved by DFA. Thus, if the client was to terminate Advocates Wealth Planning’s services, and transition to another adviser who has not been approved by DFA to utilize DFA funds, restrictions regarding additional purchases of, or reallocation among other DFA funds, will generally apply. In addition to Advocates Wealth Planning’s investment advisory fee described below, and transaction and/or custodial fees discussed below, clients will also incur, relative to all mutual fund and exchange traded fund purchases, charges imposed at the fund level (e.g., management fees and other fund expenses). • Cash Positions. Advocates Wealth Planning continues to treat cash as an asset class. As such, unless determined to the contrary by Advocates Wealth Planning, all cash positions (money markets, etc.) shall continue to be included as part of assets under management for purposes of calculating Advocates Wealth Planning’s advisory fee. At any specific point in time, depending upon perceived or anticipated market conditions/events (there being no guarantee that such anticipated market conditions/events will occur), Advocates Wealth Planning may maintain cash positions for defensive purposes. In addition, while assets are maintained in cash, such amounts could miss market advances. Depending upon current yields, at any point in time, Advocates Wealth Planning’s advisory fee could exceed the interest paid by the client’s money market fund. • Cash Sweep Accounts. Account custodians generally require that cash proceeds from account transactions or cash deposits be swept into and/or initially maintained in the custodian’s sweep account. The yield on the sweep account is generally lower than those available in money market accounts. To help mitigate this issue, Advocates Wealth Planning generally purchases a higher yielding money market fund available on the custodian’s platform with cash proceeds or deposits, unless Advocates Wealth Planning reasonably anticipates that it will utilize the cash proceeds during the subsequent 30-day period to purchase additional investments for the client’s account. Exceptions and/or modifications can and will occur with respect to all or a portion of the cash balances for various reasons, including, but not limited to, the amount of dispersion between the sweep account and a money market fund, an indication from the client of an imminent 4  need for such cash, or the client has a demonstrated history of writing checks from the account. • Retirement Rollovers-Potential for Conflict of Interest: A client or prospective client leaving an employer typically has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). If Advocates Wealth Planning recommends that a client roll over their retirement plan assets into an account to be managed by Advocates Wealth Planning, such a recommendation creates a conflict of interest if Advocates Wealth Planning will earn new (or increase its current) compensation as a result of the rollover. No client is under any obligation to roll over retirement plan assets to an account managed by Advocates Wealth Planning. • Private Investment Funds. If requested by a client, Advocates Wealth Planning will generally provide investment advice regarding private investment funds. Advocates Wealth Planning no longer recommends private funds (affiliated or unaffiliated to its clients).  Risks Private investment funds generally involve various risk factors, including, but not limited to, potential for complete loss of principal, liquidity constraints and lack of transparency, a complete discussion of which is set forth in each fund’s offering documents, which will be provided to each client for review and consideration. Unlike liquid investments that a client may own, private investment funds do not provide daily liquidity or pricing. Each prospective client investor will be required to complete a Subscription Agreement, pursuant to which the client shall establish that he/she is qualified for investment in the fund and acknowledges and accepts the various risk factors that are associated with such an investment.  Valuation. In the event that Advocates Wealth Planning references private investment funds owned by the client on any supplemental account reports prepared by Advocates Wealth Planning, the value(s) for all private investment funds owned by the client shall reflect the most recent valuation provided by the fund sponsor. However, if subsequent to purchase, the fund has not provided an updated valuation, the valuation shall reflect the initial purchase price. If subsequent to purchase, the fund provides an updated valuation, then the statement will reflect that updated value. The updated value will continue to be reflected on the report until the fund provides a further updated value. 5  As result of the valuation process, if the valuation reflects initial purchase price or an updated value subsequent to purchase price, the current value(s) of an investor’s fund holding(s) could be significantly more or less than the value reflected on the report. Unless otherwise indicated, the client’s advisory fee shall be based upon the value reflected on the report. • Client Retirement Plan Assets. If requested to do so, Advocates Wealth Planning shall provide investment advisory services relative to the client’s 401(k) plan assets. In such event, Advocates Wealth Planning shall allocate (or recommend that the client allocate) the retirement account assets among the investment options available on the 401(k) platform. Advocates Wealth Planning’s ability shall be limited to the allocation of the assets among the investment alternatives available through the plan. Advocates Wealth Planning will not receive any communications from the plan sponsor or custodian, and it shall remain the client’s exclusive obligation to notify Advocates Wealth Planning of any changes in investment alternatives, restrictions, etc., pertaining to the retirement account. • Portfolio Activity. Advocates Wealth Planning has a fiduciary duty to provide services consistent with the client’s best interest. As part of its investment advisory services, Advocates Wealth Planning will review client portfolios on an ongoing basis to determine if any changes are necessary based upon various factors, including, but not limited to, investment performance, fund manager tenure, style drift, account additions/withdrawals, and/or a change in the client’s investment objective. Based upon these factors, there may be extended periods of time when Advocates Wealth Planning determines that changes to a client’s portfolio are neither necessary nor prudent. Of course, as indicated below, there can be no assurance that investment decisions made by Advocates Wealth Planning will be profitable or equal any specific performance level(s). • Cybersecurity Risk. The information technology systems and networks that Advocates Wealth Planning and its third-party service providers use to provide services to Advocates Wealth Planning’s clients employ various controls, which are designed to prevent cybersecurity incidents stemming from intentional or unintentional actions that could cause significant interruptions in Advocates Wealth Planning’s operations and result in the unauthorized acquisition or use of clients’ confidential or non-public personal information. Clients and Advocates Wealth Planning are nonetheless subject to the risk of cybersecurity incidents that could ultimately cause them to incur losses, including for example: financial losses, cost and reputational damage to respond to regulatory obligations, other costs associated with corrective measures, and loss from damage or interruption to systems. Although Advocates Wealth Planning has established its systems to reduce the risk of cybersecurity incidents from coming to fruition, there is no guarantee that these efforts will always be successful, especially considering that Advocates Wealth Planning does not directly control the cybersecurity measures and 6  policies employed by third-party service providers. Clients could incur similar adverse consequences resulting from cybersecurity incidents that more directly affect issuers of securities in which those clients invest, broker-dealers, qualified custodians, governmental and other regulatory authorities, exchange and other financial market operators, or other financial institutions. • Client Obligations. In performing our services, Advocates Wealth Planning shall not be required to verify any information received from the client or from the client’s other professionals and is expressly authorized to rely thereon. Moreover, each client is advised that it remains their responsibility to promptly notify us if there is ever any change in their financial situation or investment objectives for the purpose of reviewing, evaluating or revising our previous recommendations and/or services. Investment Risk. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Advocates Wealth Planning) will be profitable or equal any specific performance level(s). Item 5 – Fees and Compensation A. Advocates Wealth Planning generally charges fees in two different ways under two separate contracts. 1. Fees for investment management and financial planning are blended rates. The majority of Advocates Wealth Planning’s clients are subject to the following fee schedule: Assets Under Management First $500,000 $500,001-$1,000,000 $1,000,001-$2,000,000 $2,000,001-$5,000,000 $5,000,001 - $10,000,000 Over $10,000,000 Annualized Fee 1.20% 0.90% 0.70% 0.50% 0.40% Negotiable As mentioned, these are incremental rates. For example: Exactly $1,900,000 in assets managed for exactly one year would result in an annual fee of $500,000 x 1.20% = $6,000 plus $500,000 x 0.90% = $4,250 plus $900,000 x 0.70% = 6,750 for a total fee of $16,500 and a rate of 0.868% ($16,500 fee divided by $1,900,000 in assets). Fees are billed quarterly in advance and are subject to change with 30 days written notice. Fees are not negotiable. If a client is charged a fee less than Advocates Wealth Planning’s standard fee schedule, it is normally expressed as a 7  professional courtesy discount on client’s annual Fee Schedule (this is applicable to the firm’s family members only). a. Minimum Fee: Clients engaging Advocates Wealth Planning are subject to a minimum fee of $5,000, which is the equivalent of $416,666.67 in assets under management. b. Advocates Wealth Planning considers cash to be an asset class and cash in managed accounts is included our client AUM fee calculation. At times, the fee on cash will exceed the money market yield. 2. A small number of Advocates Wealth Planning’s clients are under different arrangements for ongoing financial planning and investment management services. The terms of those arrangements are governed by a signed Investment Advisory Agreement that is executed with the individual client at the time of engagement. B. The specific manner in which investment advisory fees are charged by Advocates Wealth Planning is established in a client’s written agreement with Advocates Wealth Planning. Advocates Wealth Planning bills its fees on a quarterly basis. Clients are billed in advance each calendar quarter and fees are deducted from client accounts. Clients may have the option to pay these fees outside of this arrangement. C. Advocates Wealth Planning’s investment advisory fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses which shall be incurred by the client. Clients may incur certain charges imposed by custodians, brokers, third party investment and other third parties such as fees charged by managers, custodial fees, deferred sales charges, odd- lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual funds and exchange traded funds also charge internal management fees, which are disclosed in a fund’s prospectus. Such charges, fees and commissions are exclusive of and in addition to Advocates Wealth Planning’s fee, and Advocates Wealth Planning shall not receive any portion of these commissions, fees, and costs. Item 12 further describes the factors that Advocates Wealth Planning considers in selecting or recommending broker-dealers for client transactions and determining the reasonableness of their compensation (e.g., commissions). D. Clients must pay fees in quarterly in advance. Management fees shall be prorated for each capital contribution and withdrawal over $10,000 made during the applicable calendar quarter. Accounts initiated or terminated during a calendar quarter will be charged or refunded a prorated fee. When a client terminates an account or accounts, the client will be entitled to a 8  pro rata refund of any pre-paid quarterly fee based upon the number of days remaining in the quarter after termination. Upon termination of any account, any prepaid, unearned fees will be promptly refunded. E. Advocates Wealth Planning does not accept or receive any compensation for the sale of securities or other investment products. Item 6 – Performance-Based Fees and Side-By-Side Management Advocates Wealth Planning does not charge any performance-based fees (fees based on a share of capital gains on or capital appreciation of the assets of a client). Item 7 – Types of Clients Advocates Wealth Planning Services provides portfolio management services to individuals and high net worth individuals. The majority of our clients are high net worth individuals. Advocates Wealth Planning, in its sole discretion, may charge a lesser investment advisory fee and/or charge a flat fee based upon certain criteria (i.e. anticipated future earning capacity, anticipated future additional assets, dollar amount of assets to be managed, related accounts, account composition, competition, negotiations with client, etc.). As result of the above, similarly situated clients could pay different fees. In addition, similar advisory services may be available from other investment advisers for similar or lower fees. In the event that client is subject to the $5,000 annual minimum fee, the client could pay a higher percentage advisory fee than the 1.20% referenced in the above fee schedule. Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss A. Advocates Wealth Planning is a diversified, global investment manager. We practice integrated asset allocation and believe that asset allocation – the way a client’s portfolio holdings are divided among stocks, bonds, cash equivalents and other non-correlated asset classes – is a vital determinant of the investment results over both long and short time periods. While we are not “market timers” in that we do not jump in and out of equities and other asset classes over short periods of time (i.e. less than one year), we do vary exposure to the asset classes we utilize over time. These variations are first and foremost dependent upon each particular client’s need for and ability to take risk. Secondly, exposure to the asset classes is based on our evaluation of the overall valuation level of the asset class. We do not purchase individual stocks and bonds for our clients but instead use mutual funds and Exchange Traded Funds (ETFs). Advocates Wealth Planning currently uses up to 11 major asset classes per the following categorizations: Cash Short Term Bond Core Bond 9  Managed Futures Gold Large Capitalization U.S. Stock Small/Mid Capitalization U.S. Stock Foreign Stocks (Large Capitalization, Developed Markets) Diversified Emerging Market Stock B. Advocates Wealth Planning’s clients are typically allocated into one of five standard model portfolios, which are described below. • Conservative: An investment portfolio characterized by substantial risk aversion. This objective is for an investor who seeks capital preservation, a low degree of short-term volatility, and can accept low average returns. This objective gives up growth for low volatility and investment portfolio stability. With low average returns this objective may or may not maintain purchasing power. Fluctuations in the value of the portfolio should be minor. This objective may be more appropriate for an investor with a short-term time horizon who is less concerned about capital growth and/or preserving purchasing power. • Moderately conservative: An investment portfolio characterized by risk aversion. This objective is for an investor who would like to exceed long-term inflation by a small margin and accepts a low to moderate degree of short-term volatility. It is for an investor who seeks both modest capital appreciation and income. While this portfolio is still designed to preserve the investor’s capital, small fluctuations in the value of the portfolio may occur. • Moderate: An investment portfolio characterized by moderate risk. This objective is for a client who accepts a fair degree of risk and is looking to exceed long-term inflation by a reasonable margin (e.g., 2-4% over the long term). The investor understands, and is comfortable with the fact, that short-term volatility is a price to be paid for higher long- term returns. The main objective is to achieve steady portfolio growth while limiting fluctuations in the value of their portfolio to less than those of the overall equity markets. This type of portfolio may include private investments that could be illiquid. • Moderately aggressive: An investment portfolio characterized by above average risk. This objective is for an investor looking to exceed long-term inflation by a significant margin and who can accept a moderate to high degree of short-term volatility. It is for an investor who seeks above-average growth with a long-term time horizon. This type of portfolio may include private investments that could be illiquid. 10  • Aggressive: An investment portfolio characterized by high risk. The objective is for an investor looking to exceed long-term inflation by a high margin and who can accept a high degree of short-term volatility. It is for the investor seeking high growth over a very long- term time horizon. This portfolio may have substantial fluctuations in value greater than overall equity markets. This type of portfolio may include private investments that could be illiquid. Deviations may occur relative to the Account allocations during any specific short-term period (6 months or less) due to market conditions or Adviser perceived and/or anticipated market developments. Of course, there can be no assurance that any such perceived and/or anticipated market developments will occur, be correct or prove profitable. Borrowing Against Assets/Risks. A client who has a need to borrow money could determine to do so by using: • Margin-The account custodian or broker-dealer lends money to the client. The custodian charges the client interest for the right to borrow money, and uses the assets in the client’s brokerage account as collateral; and, • Pledged Assets Loan- In consideration for a lender (i.e., a bank, etc.) to make a loan to the client, the client pledges investment assets held at the account custodian as collateral. These above-described collateralized loans are generally utilized because they typically provide more favorable interest rates than standard commercial loans. These types of collateralized loans can assist with a pending home purchase, permit the retirement of more expensive debt, or enable borrowing in lieu of liquidating existing account positions and incurring capital gains taxes. However, such loans are not without potential material risk to the client’s investment assets. The lender (i.e. custodian, bank, etc.) will have recourse against the client’s investment assets in the event of loan default or if the assets fall below a certain level. For this reason, Advocates Wealth Planning does not recommend such borrowing unless it is for specific short- term purposes (i.e. a bridge loan to purchase a new residence). Advocates Wealth Planning does not recommend such borrowing for investment purposes (i.e. to invest borrowed funds in the market). Regardless, if the client was to determine to utilize margin or a pledged assets loan, the following economic benefits would inure to Advocates Wealth Planning: • by taking the loan rather than liquidating assets in the client’s account, Advocates Wealth Planning continues to earn a fee on such Account assets; and, 11  • if the client invests any portion of the loan proceeds in an account to be managed by Advocates Wealth Planning, Advocates Wealth Planning will receive an advisory fee on the invested amount; and, • if Advocates Wealth Planning’s advisory fee is based upon the higher margined account value, Advocates Wealth Planning will earn a correspondingly higher advisory fee. This could provide Advocates Wealth Planning with a disincentive to encourage the client to discontinue the use of margin. The Client must accept the above risks and potential corresponding consequences associated with the use of margin or a pledged assets loan. Please note that investing in securities involves risk of loss that clients should be prepared to bear. All of the investments and asset classes utilized by Advocates Wealth Planning fluctuate in value and thus there is a chance clients may lose money over both the short term and the long term. While our clients’ portfolios have generally had a lower risk of both incurring losses and in the magnitude of those losses than has the US stock market in general, no assurances can be made that this will always hold true or that it will be true moving forward. C. Advocates Wealth Planning primarily recommends mutual funds and Exchange Traded Funds (ETFs). Secondarily, we also utilize subaccounts within commission free variable annuities as required according to each client’s circumstances. Mutual Fund and ETF Risks: The mutual funds and ETFs utilized by Advocates Wealth Planning involve certain material risks. More about these risks can be found in fund and ETF prospectuses. These risks are namely: • General Risks: All investments are subject to inherent risks, and investments and the funds and ETFs utilized by Advocates Wealth Planning are no exception. Accordingly, you may lose money by investing in the funds and ETFs recommended by Advocates Wealth Planning. These funds and ETFs may be worth less than what you paid for them when you sell them because their prices will fluctuate day-to-day, reflecting changes in market conditions, interest rates and numerous other factors. • Market Risks: Markets can trade in random or cyclical price patterns, and prices can fall over sustained periods of time. The value of the mutual funds and ETFs utilized by Advocates Wealth Planning may fluctuate as markets fluctuate and could decline over short- or long-term periods. • Focused Portfolio and Non-Diversification Risks: Some of the funds and ETFs utilized by Advocates Wealth Planning may have more volatility and are considered to have more risk than a fund that invests in a greater number of securities because changes in the 12  value of a single security may have a more significant effect, either negative or positive, on net asset value (“NAV”). • Special Situation Risk: Some of the funds and ETFs utilized by Advocates Wealth Planning • may make investments in special situations which may involve greater risks when compared to other strategies due to a variety of factors. Interest Rate Risk: Some of the funds and ETFs utilized by Advocates Wealth Planning may make investments that are subject to interest rate risk, which is the risk that the value of a security will decline because of a change in general interest rates. Investments subject to interest rate risk will usually decrease in value when interest rates rise and rise in value when interest rates decline. Also, securities with long maturities typically experience a more pronounced change in value when interest rates change. • Credit Risk: The mutual funds and ETFs utilized by Advocates Wealth Planning make investments that subject to credit risk. An issuer’s credit quality depends on its ability to pay interest on and repay its debt and other obligations. Defaulted securities (or those expected to default) are subject to additional risks in that the securities may become subject to a plan or reorganization that can diminish or eliminate their value. The credit risk of a security may also depend on the credit quality of any bank or financial institution that provides credit enhancement for the security. • High Yield Security Risk: The mutual funds and ETFs utilized by Advocates Wealth Planning may make investments in fixed-income securities that are rated below investment grade by one or more nationally recognized statistical rating organization (“NRSROs”) or that are unrated and are deemed to be of similar quality (“high yield securities”). These securities may be subject to greater risk of loss of principal and interest than investments in higher-rated fixed-income securities. High yield securities are also generally considered to be subject to greater market risk than higher-rated securities. • REITs Risk: Some of the mutual funds utilized by Advocates Wealth Planning may invest in real estate investment trusts (REITs). REITs may be subject to certain risks associated with the direct ownership of real property, including declines in the value of real estate, risks related to general and local economic conditions, overbuilding and increased competition, increases in property taxes and operating expenses and variations in rental income. • Small to Medium Capitalization Risk: Some of the mutual funds and ETFs utilized by Advocates Wealth Planning may make have the ability to invest in securities of companies with small to medium market capitalizations. Such companies may be engaged in business within a narrow geographic region, be less well known to the investment community and have more volatile share prices. Also, companies with smaller market capitalizations often lack management depth and have narrower market penetrations, 13  less diverse product lines and fewer resources than larger companies. Moreover, the securities of such companies often have less market liquidity and, as a result, their stock prices often react more strongly to changes in the marketplace. • Emerging Markets Risk: The mutual funds and ETFs we utilize in the Emerging Market Bond and Emerging Market stock asset classes also involve the additional risks associated with investing in these areas. Risks include geo-political, regulatory and currency risk (see below for currency risk). • Currency Risk: The mutual funds and ETFs we utilize primarily in the Emerging Market Bond, Foreign Bond and Emerging Market Stock asset classes also face the risk that foreign currencies will decline in value relative to the U.S. dollar and affect the funds or ETF’s investments in foreign (non-U.S.) currencies. Many of the above risks also apply to limited partnerships we use, but they also contain one additional risk; that is liquidity risk. In the case of these limited partnerships, the liquidity risk is due to the illiquid nature of the underlying investments in the limited partnerships. This means that limited partners cannot typically sell or redeem their securities except in the case of death or disability. Item 9 – Disciplinary Information Registered investment advisers are required to disclose all material facts regarding any legal or disciplinary events that would be material to your evaluation of Advocates Wealth Planning or the integrity of Advocates Wealth Planning’s management. Advocates Wealth Planning has no information applicable to this Item. Item 10 – Other Financial Industry Activities and Affiliations A. Registered investment advisers are required to disclose all facts regarding other financial industry activities and affiliations they may have. Advocates Wealth Planning is not and does not have any management persons who are registered, or have an application pending to register, as a broker-dealer or a registered representative of a broker-dealer. B. Neither Advocates Wealth Planning nor any of our management persons are registered, or have an application pending to register, as a futures commission merchant, commodity pool operator, a commodity trading advisor, or an associated person of the foregoing entities. C. Advocates Wealth Planning is licensed as an insurance agency and in this capacity acts as a broker for term and permanent life insurance, fixed rate annuities, disability insurance and long- term care insurance. This service is only available to our financial planning and investment advisory clients. Each of these types of policies are risk management tools and may be appropriate and suitable for some clients. Since Advocates Wealth Planning has found that sending the client to another company to purchase the above insurance does not typically result in a discount, Advocates Wealth Planning offers to serve as the client’s representative and broker 14  of record in the purchase. The commissions are disclosed to the client, and it is only at the request of our clients that we represent them as an insurance broker in the insurance marketplace. Additionally, the client is informed that they can always use an outside broker for their insurance purchases. The insurance activities comprise less than 5% of our business activities. D. Neither Advocates Wealth Planning nor any of our management persons receive compensation directly or indirectly from other advisers. Conflict of Interest: As indicated above, representatives of Advocates Wealth Planning, in their separate individual capacities, serve as licensed insurance agents. Please Note-Conflict of Interest: The recommendation by Advocates Wealth Planning representative that a client purchase an insurance commission product from Advocates Wealth Planning in its separate capacity as an insurance agency, presents a conflict of interest, as the receipt of commissions may provide an incentive to recommend insurance products based on commissions to be received, rather than on a particular client’s need. No client is under any obligation to purchase any insurance commission products from Advocates Wealth Planning. Clients are reminded that they may purchase insurance products recommended by Advocates Wealth Planning through non-affiliated insurance agents. Advocates Wealth Planning’s Chief Compliance Officer, Anna Banks, remains available to address any questions that a client or prospective client may have regarding the above conflict of interest. Item 11 – Code of Ethics A. Advocates Wealth Planning has adopted a Code of Ethics for all supervised persons of the firm describing its high standard of business conduct, and fiduciary duty to its clients. The Code of Ethics includes provisions relating to the confidentiality of client information, a prohibition on insider trading, restrictions on the acceptance of significant gifts and the reporting of certain gifts and business entertainment items, and personal securities trading procedures, among other things. All supervised persons at Advocates Wealth Planning must acknowledge the terms of the Code of Ethics annually, or as amended. B. Advocates Wealth Planning does not recommend to clients, or buy or sell for client accounts, securities in which the firm or a related person has a material financial interest. It is Advocates Wealth Planning’s policy that the firm will not affect any principal or agency cross securities transactions for client accounts. C. Advocates Wealth Planning anticipates that, in appropriate circumstances, consistent with clients’ investment objectives, it will cause accounts over which Advocates Wealth Planning has management authority to effect and will recommend to investment advisory clients or prospective clients, the purchase or sale of securities in which Advocates Wealth Planning, its affiliates and/or clients, directly or indirectly, have a position of interest. Advocates Wealth 15  Planning’s employees and persons associated with Advocates Wealth Planning the firm are required to follow our Code of Ethics. Subject to satisfying this policy and applicable laws, officers, directors and employees of Advocates Wealth Planning and its affiliates MAY trade for their own accounts in securities which are recommended to and/or purchased for Advocates Wealth Planning’s clients. The Code of Ethics is designed to ensure that the personal securities transactions, activities and interests of the employees of Advocates Wealth Planning Services will not interfere with (i) making decisions in the best interest of advisory clients and (ii) implementing such decisions while, at the same time, allowing employees to invest for their own accounts. In practice, however, virtually all trades are overseen by the firm’s Chief Compliance Officer, Anna Banks, and are only trades that occur in the normal course of rebalancing employee’s accounts to their particular model. Additionally, each quarter, employee trades are downloaded and reviewed. D. Order Aggregation. Transactions for each client account generally will be affected independently, unless Firm decides to purchase or sell the same securities for several clients at approximately the same time. The Firm may (but is not obligated to) combine or “bunch” such orders for individual equity transactions (including ETFs) with the intention to obtain better execution, to negotiate more favorable commission rates or to allocate equitably among Firm’s clients differences in prices and commissions or other transaction costs that might have been obtained had such orders been placed independently. Under this procedure, transactions will be averaged as to price and will be allocated among clients in proportion to the purchase and sale orders placed for each client account on any given day trade. In the event that the Firm becomes aware that a Firm employee seeks to trade in the same security on the same day, the employee transaction will either be included in the “bunch” transaction or transacted after all discretionary client transactions have been completed. The Firm shall not receive any additional compensation or remuneration as the result of such aggregation. Please Note: Except for exchange traded funds, the Firm does not generally purchase individual equity securities for its clients, except to accommodate a client directed request. However, a situation could occur when a Firm employee may inadvertently trade on the same day in the same security as a client prior to the Firm’s receipt of the client directed request. Although given the generally small size of the employee transaction, and the Firm’s corresponding belief that such employee transaction shall have no material effect on the market price of the respective security, in such situations, the employee could receive a better or worse price execution than the client. Accordingly, to mitigate this issue, when this situation occurs, the Firm shall review the transactions, and if the employee received a better price, the employee’s transaction will be averaged with that of the client. Advocates Wealth Planning’s clients or prospective clients may request a copy of the firm's Code of Ethics by contacting Anna Banks. 16  Item 12 – Brokerage Practices A. In the event that the client requests that Advocates Wealth Planning recommend a broker- dealer/custodian for execution and/or custodial services, Advocates Wealth Planning generally recommends that investment advisory accounts be maintained at Schwab and/or TD Ameritrade. Prior to engaging Advocates Wealth Planning to provide investment management services, the client will be required to enter into a formal Investment Advisory Agreement with Advocates Wealth Planning setting forth the terms and conditions under which Advocates Wealth Planning shall advise on the client's assets, and a separate custodial/clearing agreement with each designated broker-dealer/custodian. Factors that Advocates Wealth Planning considers in recommending Schwab and/or TD Ameritrade (or any other broker-dealer/custodian to clients) include historical relationship with Advocates Wealth Planning, financial strength, reputation, execution capabilities, pricing, research, and service. Although the transaction fees paid by Advocates Wealth Planning’s clients shall comply with Advocates Wealth Planning’s duty to obtain best execution, a client may pay a transaction fee that is higher than another qualified broker-dealer might charge to affect the same transaction where Advocates Wealth Planning determines, in good faith, that the transaction fee is reasonable. In seeking best execution, the determinative factor is not the lowest possible cost, but whether the transaction represents the best qualitative execution, taking into consideration the full range of a broker-dealer’s services, including the value of research provided, execution capability, transaction rates, and responsiveness. Accordingly, although Advocates Wealth Planning will seek competitive rates, it may not necessarily obtain the lowest possible rates for client account transactions. The transaction fees charged by the designated broker-dealer/custodian are exclusive of, and in addition to, Advocates Wealth Planning’s investment advisory fee. 1. Non-Soft Dollar Research and Benefits: Although not a material consideration when determining whether to recommend that a client utilize the services of a particular broker- dealer/custodian, Advocates Wealth Planning can receive from Schwab and/or TD Ameritrade (or another broker-dealer/custodian, investment manager, platform sponsor, mutual fund sponsor, or vendor) without cost (and/or at a discount) support services and/or products, certain of which assist Advocates Wealth Planning to better monitor and service client accounts maintained at such institutions. Included within the support services that can be obtained by Advocates Wealth Planning can be investment-related research, pricing information and market data, software and other technology that provide access to client account data, compliance and/or practice management-related publications, discounted or gratis consulting services, discounted and/or gratis attendance at conferences, meetings, and other educational and/or social events, marketing support-including client events, computer hardware and/or software and/or other products used by Advocates Wealth Planning in furtherance of its investment advisory business operations. 17  Advocates Wealth Planning’s clients do not pay more for investment transactions effected and/or assets maintained at Schwab and/or TD Ameritrade as a result of these arrangements. There is no corresponding commitment made by Advocates Wealth Planning to Schwab or TD Ameritrade, or any other any entity, to invest any specific amount or percentage of client assets in any specific mutual funds, securities or other investment products as result of the above arrangements. 2. Advocates Wealth Planning does not receive referrals from broker-dealers. 3. Directed Brokerage. Advocates Wealth Planning recommends that its clients utilize the brokerage and custodial services provided by Schwab and/or TD Ameritrade. The Firm generally does not accept directed brokerage arrangements (when a client requires that account transactions be effected through a specific broker-dealer). In such client directed arrangements, the client will negotiate terms and arrangements for their account with that broker-dealer, and Firm will not seek better execution services or prices from other broker- dealers or be able to "batch" the client’s transactions for execution through other broker- dealers with orders for other accounts managed by Advocates Wealth Planning. As a result, a client may pay higher commissions or other transaction costs or greater spreads, or receive less favorable net prices, on transactions for the account than would otherwise be the case. Please Note: In the event that the client directs Advocates Wealth Planning to effect securities transactions for the client’s accounts through a specific broker-dealer, the client correspondingly acknowledges that such direction may cause the accounts to incur higher commissions or transaction costs than the accounts would otherwise incur had the client determined to effect account transactions through alternative clearing arrangements that may be available through Advocates Wealth Planning. Higher transaction costs adversely impact account performance. Please Also Note: Transactions for directed accounts will generally be executed following the execution of portfolio transactions for non-directed accounts. B. Order Aggregation. Transactions for each client account generally will be affected independently, unless Firm decides to purchase or sell the same securities for several clients at approximately the same time. The Firm may (but is not obligated to) combine or “bunch” such orders for individual equity transactions (including ETFs) with the intention to obtain better execution, to negotiate more favorable commission rates or to allocate equitably among Firm’s clients differences in prices and commissions or other transaction costs that might have been obtained had such orders been placed independently. Under this procedure, transactions will be averaged as to price and will be allocated among clients in proportion to the purchase and sale orders placed for each client account on any given day trade. In the event that the Firm becomes aware that a Firm employee seeks to trade in the same security on the same day, the employee transaction will either be included in the “bunch” transaction or transacted after all discretionary 18  client transactions have been completed. The Firm shall not receive any additional compensation or remuneration as the result of such aggregation. Please Note: Except for exchange traded funds, the Firm does not generally purchase individual equity securities for its clients, except to accommodate a client directed request. However, a situation could occur when a Firm employee may inadvertently trade on the same day in the same security as a client prior to the Firm’s receipt of the client directed request. Although given the generally small size of the employee transaction, and the Firm’s corresponding belief that such employee transaction shall have no material effect on the market price of the respective security, in such situations, the employee could receive a better or worse price execution than the client. Accordingly, to mitigate this issue, when this situation occurs, the Firm shall review the transactions, and if the employee received a better price, the employee’s transaction will be averaged with that of the client. Item 13 – Review of Accounts Every client relationship is assigned a primary and secondary advisor. A client’s primary advisor reviews all client portfolios at regular intervals and compares each clients’ overall portfolio with the respective model portfolio assigned to the client to ensure the portfolio is: (i) suitable to the respective client’s investment objectives; (ii) meets that client’s quality standards; and (iii) to make sure that their investment objectives are still pertinent to the managed account arrangement. More frequent reviews may be triggered by material changes in variables such as the client’s individual circumstances, client deposits and withdrawals or the market economic or political environment. Advocates Wealth Planning’s monitoring process includes a daily review of all transactions affecting each account. On a daily basis, most accounts are reconciled by electronic means between Advocates Wealth Planning’s portfolio accounting/management system and the brokers of record of Advocates Wealth Planning’s clients (primarily Schwab and TD Ameritrade). Delays in account reconciliation occur when data from the custodian of record is not available. This primarily affects accounts “held-away” at a custodian other than those we have a direct relationship with where account data is collected using a data aggregation service. Most of the affected accounts are employer-sponsored retirement plans. Other trigger points include a review of called or maturing securities or other notable events (e.g. material change in a client's financial or personal circumstances). Client account information, transactions, holdings and statements are available on demand through the custodian’s website, and in addition on a quarterly basis, Advocates Wealth Planning provides comprehensive reporting to each client. Clients are encouraged to view these statements and compare them to reports produced by Advocates Wealth Planning’s portfolio management system. Periodic meetings or teleconferences with each client are typically conducted to review the portfolio status and to reaffirm the basic premises behind the client’s allocation. We also utilize a sophisticated trading and rebalancing software (Tamarac Rebalancer) that allows us to easily see which clients’ portfolios are out of tolerance with their set model portfolio, when they have excess cash and when cash needs to be raised. 19  Item 14 – Client Referrals and Other Compensation As indicated at Item 12 above, Advocates Wealth Planning can receive from Schwab and/or TD Ameritrade without cost (and/or at a discount), support services and/or products. Advocates Wealth Planning’s clients do not pay more for investment transactions effected and/or assets maintained at Schwab (or any other institution) as result of this arrangement. There is no corresponding commitment made by Advocates Wealth Planning to Schwab and/or TD Ameritrade, or to any other entity, to invest any specific amount or percentage of client assets in any specific mutual funds, securities, or other investment products as a result of the above arrangements. ANY QUESTIONS: Advocates Wealth Planning’s Chief Compliance Officer, Anna Banks, remains available to address any questions that a client or prospective client may have regarding the above arrangements and the corresponding conflict of interest presented by such arrangements. A. Advocates Wealth Planning does not maintain solicitor arrangements. Item 15 – Custody Advocates Wealth Planning shall have the ability to deduct its advisory fee from the client’s custodial account. Clients are provided with written transaction confirmation notices, and a written summary account statement directly from the custodian (i.e., Schwab, etc.) at least quarterly. Please Note: To the extent that Advocates Wealth Planning provides clients with periodic account statements or reports, the client is urged to compare any statement or report provided by Advocates Wealth Planning with the account statements received from the account custodian. Please Also Note: The account custodian does not verify the accuracy of Advocates Wealth Planning’s advisory fee calculation. In addition, some clients have provided Advocates Wealth Planning with passwords to their retirement and/or other accounts that are not maintained at Schwab or other custodians with whom Advocates Wealth Planning has an advisory relationship. These arrangements result in Advocates Wealth Planning having custody, and are disclosed at Item 9 of Part 1 of Form ADV. The affected accounts are subject to an annual surprise CPA examination. Item 16 – Investment Discretion Advocates Wealth Planning always receives discretionary authority from the client at the outset of an advisory relationship to select the identity and amount of securities to be bought or sold. In all cases, however, such discretion is to be exercised in a manner consistent with the stated investment objectives for the particular client account. Further, at the inception of a new client relationship, Advocates Wealth Planning always details the names and dollar amounts of the securities that will be initially purchased by in the client’s account(s); getting the client’s verbal approval at a presentation meeting before moving forward with any trading. We obtain trading, 20  disbursement, and fee payment authorization in conjunction with client account openings. When selecting securities and determining amounts, we observe the investment policies, limitations and restrictions of the clients for which we advise. Item 17 – Voting Client Securities As a matter of firm policy and practice, Advocates Wealth Planning does not have any authority to and does not vote proxies on behalf of advisory clients. Clients retain the responsibility for receiving and voting proxies for any and all securities maintained in client portfolios. Clients will receive their proxies and other solicitations directly from their custodian or a transfer agent, not from us. If a client wishes to discuss a proxy, they may call or email us to ask us our advice regarding voting the proxy. Item 18 – Financial Information Registered investment advisers are required in this Item to provide you with certain financial information or disclosures about Advocates Wealth Planning’s financial condition. We have no financial commitments that impair our ability to meet contractual and fiduciary commitments to clients and have not been the subject of a bankruptcy proceeding. Advocates Wealth Planning’s Chief Compliance Officer, Anna Banks, remains available to address any questions regarding this Part 2A. 21  Item 1- Cover Page Your Advocates Ltd., LLP DBA “Advocates Wealth Planning” Form ADV Part 2B – Individual Disclosure Brochure for Kurt Louis Box Your Advocates Ltd., LLP DBA “Advocates Wealth Planning” 920 Memorial City Way Ste. 250, Houston, TX 77024 Phone: 713 827-8014 Website: www.theadvocateswealth.com Email: kurt@youradvocates.com March 23, 2026 This Brochure Supplement provides information about Kurt Box that supplements the Your Advocates., LLP Brochure. You should have received a copy of that Brochure. Please contact Anna Banks if you did not receive Advocates Wealth Planning’s Brochure or if you have any questions about the contents of this supplement. Additional information about Kurt Box is available on the SEC’s website at www.adviserinfo.sec.gov. 22  Item 2- Educational Background and Business Experience Kurt Louis Box - Born 1976 Education Background: Graduated Magna Cum Laude with a BS degree in Accounting from Texas A&M University and Master’s of Science (MS) in Finance from Texas A&M University. Mr. Box has also earned his Certified Financial Planner (CFP®) designation, the Accredited Investor Advisor (AIF) designation and is a graduate of the College for Financial Planning's CFP Certification Education Program. Additional Information on Professional Designations: • CFP: The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 62,000 individuals have obtained CFP® certification in the United States. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:  Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;  Examination – Pass the comprehensive CFP® Certification Examination. The examination, administered in 10 hours over a two-day period, includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;  Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and  Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:  Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional 23  Conduct, to maintain competence and keep up with developments in the financial planning field; and  Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Business Background: 10/2006 - Present: Your Advocates Ltd., LLP, Principal 04/2003 - 10/2006 - Cypress Advisory Services, Principal 01/2001 – 04/2003 – Sanders Morris Harris, Investment Banking Analyst 06/2000 – 12/2001 – Tenfold Corporation, Software Developer Item 3- Disciplinary Information Registered investment advisers are required to disclose all material facts regarding any legal or disciplinary events that would be material to your evaluation of each supervised person providing investment advice. No information is applicable to this Item. Item 4- Other Business Activities As detailed in Advocates Wealth Planning’s ADV Part II A Item 10C, Your Advocates, Ltd., LLP is licensed as an insurance agency with Coleman E. Campbell as agent holding a Texas General Lines insurance license. In this capacity Advocates Wealth Planning acts as a broker for term and permanent life insurance, disability insurance, fixed rate annuities, and long-term care insurance. These insurance products are risk management tools and may be appropriate and suitable for many clients. Since Advocates Wealth Planning has found that sending the client to another company to purchase the above insurance does not typically result in a discount, Advocates Wealth Planning offers to serve as the client’s representative and broker of record in the purchase. The commissions are always fully disclosed to the client and it is only at the request of our clients that we represent them as an insurance broker in the insurance marketplace. Additionally, the client is informed that they can always use an outside broker for their insurance purchases. The insurance activities comprise less than 5% of our business activities. As such, associated persons of Advocates Wealth Planning are licensed insurance brokers and sell insurance products (i.e. term life, disability, and long-term care) to the clients of Advocates Wealth Planning. 24  Item 5- Additional Compensation Kurt Box does not receive any economic benefits, sales awards, or other compensation in connection with providing advisory services to clients. Item 6 - Supervision Kurt Box serves in multiple capacities for Advocates Wealth Planning including: Internal accounting • Principal and Limited Partner • • Client financial plan preparation • Client portfolio management and trading • Client tax planning (not preparation) We recognize that the lack of segregation of duties may potentially create conflicts of interest. However, our policies and procedures ensure timely and accurate recordkeeping and supervision, and all client financial plans and major portfolio shifts (i.e. not portfolio rebalancing) are discussed with and reviewed by another Advocates Wealth Planning partner prior to implementation. Kurt Box and Cole Campbell are the only partners at Your Advocates Ltd., LLP and as such, are responsible for supervision of all business and advisory activities. 25  Item 1- Cover Page Your Advocates Ltd., LLP DBA “Advocates Wealth Planning” Form ADV Part 2B – Individual Disclosure Brochure for Coleman Edward Campbell Your Advocates Ltd., LLP DBA “Advocates Wealth Planning” 920 Memorial City Way Ste. 250, Houston, TX 77024 Phone: 713 827-8014 Website: www.theadvocateswealth.com Email: cole@youradvocates.com March 23, 2026 This Brochure Supplement provides information about Coleman Edward Campbell that supplements the Your Advocates Ltd., LLP Brochure. You should have received a copy of that Brochure. Please contact Anna Banks if you did not receive Advocates Wealth Planning’s Brochure or if you have any questions about the contents of this supplement. Additional information about Coleman Edward Campbell is available on the SEC’s website at www.adviserinfo.sec.gov. 26  Item 2- Educational Background and Business Experience Coleman E. Campbell - Born 1969 Education Background: Attended Sam Houston State University in Business Administration, did not graduate. Mr. Campbell also earned his Certified Financial Planner (CFP®) designation and the Chartered Life Underwriter (CLU®) designation. Additional Information on Professional Designations: • CFP: The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 62,000 individuals have obtained CFP® certification in the United States. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:  Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;  Examination – Pass the comprehensive CFP® Certification Examination. The examination, administered in 10 hours over a two-day period, includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;  Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and  Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:  Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and 27   Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. • CLU: To receive the CLU® designation, you must successfully complete all courses in your selected program, meet experience requirements and ethics standards, and agree to comply with The American College Code of Ethics and Procedures. Business Background: 05/2012 – Present: Your Advocates Ltd., LLP, Principal 09/1996-05/2012: Capstone Wealth Group an office of MetLife, Senior Financial Planner Item 3- Disciplinary Information Registered investment advisers are required to disclose all material facts regarding any legal or disciplinary events that would be material to your evaluation of each supervised person providing investment advice. No information is applicable to this Item. Item 4- Other Business Activities As detailed in Advocates Wealth Planning’s ADV Part II A Item 10C, Your Advocates Ltd., LLP is licensed as an insurance agency with Coleman E. Campbell as agent holding a Texas General Lines insurance license. In this capacity Advocates Wealth Planning acts as a broker for term and permanent life insurance, disability insurance, fixed rate annuities, and long-term care insurance. These insurance products are risk management tools and may be appropriate and suitable for many clients. Since Advocates Wealth Planning has found that sending the client to another company to purchase the above insurance does not typically result in a discount, Advocates Wealth Planning offers to serve as the client’s representative and broker of record in the purchase. The commissions are always fully disclosed to the client and it is only at the request of our clients that we represent them as an insurance broker in the insurance marketplace. Additionally, the client is informed that they can always use an outside broker for their insurance purchases. The insurance activities comprise less than 5% of our business activities. As such, associated persons of Advocates Wealth Planning are licensed insurance brokers and sell insurance products (i.e. term life, disability, and long-term care) to the clients of Advocates Wealth Planning. Item 5- Additional Compensation Mr. Campbell does not receive any economic benefits, sales awards, or other compensation in connection with providing advisory services to clients. 28  Item 6 - Supervision Coleman Campbell serves in multiple capacities for Advocates Wealth Planning including: • Principal and Limited Partner • Business development • Client financial plan preparation • Client insurance analysis • Client estate planning We recognize that the lack of segregation of duties may potentially create conflicts of interest, however, our policies and procedures ensure timely and accurate recordkeeping and supervision, and all client financial plans and major portfolio shifts (i.e. not portfolio rebalancing) are jointly reviewed with all business partners prior to implementation. Kurt Box and Cole Campbell are the only partners at Your Advocates Ltd., LLP and as such, are responsible for supervision of all business and advisory activities. Item 7- Requirements for State-Registered Advisers State registered investment adviser representatives are required to disclose all material facts regarding certain legal, disciplinary or financial events that would be material to the evaluation of the representative. Coleman Campbell is currently not subject to, nor has ever been subject to, any legal, disciplinary or financial events of this nature. 29  Item 1- Cover Page Form ADV Part 2B – Individual Disclosure Brochure for Steven Charles “Chuck” Bates, Jr. Your Advocates Ltd., LLP DBA “Advocates Wealth Planning” 920 Memorial City Way Ste. 250, Houston, TX 77024 Phone: 713 827-8014 Website: www.theadvocateswealth.com Email: chuck@ youradvocates.com March 23, 2026 This Brochure Supplement provides information about Steven Charles “Chuck” Bates, Jr. that supplements the Your Advocates Ltd., LLP Brochure. You should have received a copy of that Brochure. Please contact Anna Banks if you did not receive Advocates Wealth Planning’s Brochure or if you have any questions about the contents of this supplement. Additional information about Steven Charles “Chuck” Bates, Jr. is available on the SEC’s website at www.adviserinfo.sec.gov. 30  Item 2- Educational Background and Business Experience Steven Charles “Chuck” Bates, Jr., CFP ®, CCFC – Born 1974 Education Background: University of Nebraska, B.B.A in Economics, 1997 Texas A&M, Certificate in Financial Planning, 2020 Business Background: Lead Advisor, Advocates Wealth Planning, 7/2023 to present Advisor, Stegent Equity Advisors, Inc., 2020 to 6/2023 Advisor, Stegent Financial Services, PC, 2020 to 6/2023 Director of Advisor Relations, Bridgeway Capital Management, 2004 to 2020 Chuck has a diverse background that provides insight to all aspects of capital markets, planning, and investing. Chuck likes to volunteer for children's causes including Foster Care & Adoption, as well as The Children's Defense Fund's "Beat the Odds" Scholarship program. Additional Information on Professional Designations: CFP: The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 62,000 individuals have obtained CFP® certification in the United States. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:  Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;  Examination – Pass the comprehensive CFP® Certification Examination. The examination, administered in 10 hours over a two-day period, includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances; 31   Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and  Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:  Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and  Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Certified College Financial Consultant (CCFC) Candidates must complete a comprehensive interactive self-paced online course and receive a passing score of at least 80% on all respective assessments (100 MC questions in total). The Education course covers the following modules: • Education Funding • Financial Aid Planning • Planning with Education Tax Deductions and Credits • Student Loan Advising • Practical Planning Strategies The final interview examination is conducted via video conference with a live recording function. The candidate is tested on their knowledge and ability to respond to seven questions including four client case studies that correspond to topics from any of the five lesson modules covered in the education course. Satisfactory responses to three out of the four client case studies will result in the candidate passing the exam. CCFC designation holders must adhere to a Code of Ethics founded on the principles of integrity, objectivity, competence, fair treatment, privacy, professionalism, and diligence in order to maintain their certification and remain in good standing with the AICCFC. CCFC designation holders who possess one of the approved prerequisite professional designations must complete 4 hours of relevant continuing education on an annual basis. All other CCFC designation holders must complete 15 hours of relevant continuing education on an annual basis. 32  Item 3- Disciplinary Information Registered investment advisers are required to disclose all material facts regarding any legal or disciplinary events that would be material to your evaluation of each supervised person providing investment advice. No information is applicable to this Item. Item 4- Other Business Activities Mr. Bates serves as a College Funding Expert for College Aid Pro less than 5 hours per month. Item 5- Additional Compensation Mr. Bates does not receive any economic benefits, sales awards, or other compensation in connection with providing advisory services to clients. Item 6 - Supervision The principals of Your Advocates Ltd., LLP, Cole Campbell, and Kurt Box are responsible for supervising Mr. Bates. They may be contacted at (713) 827-8014. 33  Item 1- Cover Page Form ADV Part 2B – Individual Disclosure Brochure for Callen James Campbell Your Advocates Ltd., LLP DBA “Advocates Wealth Planning” 920 Memorial City Way Ste. 250, Houston, TX 77024 Phone: 713 827-8014 Website: www.theadvocateswealth.com Email: callen@ youradvocates.com March 23, 2026 This Brochure Supplement provides information about Callen James Campbell that supplements the Your Advocates Ltd., LLP Brochure. You should have received a copy of that Brochure. Please contact Anna Banks if you did not receive Advocates Wealth Planning’s Brochure or if you have any questions about the contents of this supplement. Additional information about Callen James Campbell is available on the SEC’s website at www.adviserinfo.sec.gov. 34  Item 2- Educational Background and Business Experience Callen James Campbell– Born 2000 Education Background: Stephen F. Austin State University, Bachelor of Business Administration, 2022 College for Financial Planning, Completed the CFP® Certification Education Program, 2024 CFP exam passed, currently working on the CFP experience hours requirement. Business Background: Associate Advisor, Advocates Wealth Planning, 2/2025 to Present Wealth Management Associate, Concenture Wealth Management, 8/2023 to 2/2025 Additional Information on Professional Designations: CFP: The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 62,000 individuals have obtained CFP® certification in the United States. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:  Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;  Examination – Pass the comprehensive CFP® Certification Examination. The examination, administered in 10 hours over a two-day period, includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;  Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and  Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks: 35   Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and  Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Item 3- Disciplinary Information Registered investment advisers are required to disclose all material facts regarding any legal or disciplinary events that would be material to your evaluation of each supervised person providing investment advice. No information is applicable to this Item. Item 4- Other Business Activities Item 5- Additional Compensation Mr. Campbell does not receive any economic benefits, sales awards, or other compensation in connection with providing advisory services to clients. Item 6 - Supervision The principals of Your Advocates Ltd., LLP, Cole Campbell, and Kurt Box are responsible for supervising Mr. Campbell. They may be contacted at (713) 827-8014. 36