Arista Wealth Management, LLC

Item 1: Cover Page Part 2A of Form ADV: Firm Brochure April 27, 2026 8876 Spanish Ridge Avenue, Suite #202 Las Vegas, NV 89148 www.aristawealth.com Firm Contact: Trevor W. Hooton Chief Compliance Officer This brochure provides information about the qualifications and business practices of Arista Wealth Management, LLC. If clients have any questions about the contents of this brochure, please contact our office at (702) 309-9970 or compliance@aristawealth.com. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any State Securities Authority. Additional information about our firm is also available on the SEC’s website at www.adviserinfo.sec.gov/firm/summary/141504. Please note that the use of the term “registered investment advisor” and the description of our firm and/or our associates as “registered” does not imply a certain level of skill or training. Clients are encouraged to review this Brochure and Brochure Supplements for our firm’s associates who advise clients for more information on the qualifications of our firm and our employees.  Item 2: Material Changes The material changes in this brochure from the last annual updating amendment of Arista Wealth Management on March 27, 2025, are described below. Material changes relate to Arista Wealth Management’s policies, practices, or conflicts of interest. Item 10: Other Business Activities: Paul Moffat’s OBA has been added for Arista Longbow LLC and Blue Lake Partners LLC Items 4,5,10 & 12 — Advisory Business: Arista has entered into the Orion Portfolio Solutions Joint Advisory Services Agreement, establishing OPS as Arista’s turnkey asset management platform. Item 5 — Fees & Compensation Updated to disclose two billing tracks: (1) Home Office — quarterly in current month-end. advance, prior quarter-end; (2) Utah — monthly in arrears, Item 17 — Voting Client Securities: Updated to disclose the Arista does not vote proxies on behalf of clients. ADV Part 2A – Firm Brochure Page 2 Arista Wealth Management, LLC  Item 3: Table of Contents Item 1: Cover Page ........................................................................................................................................ 1 Item 2: Material Changes ............................................................................................................................ 2 Item 3: Table of Contents ............................................................................................................................ 3 Item 4: Advisory Business ........................................................................................................................... 4 Item 5: Fees & Compensation ..................................................................................................................... 9 Item 6: Performance-Based Fees & Side-By-Side Management ......................................................... 11 Item 7: Types of Clients & Account Requirements ............................................................................... 11 Item 8: Methods of Analysis, Investment Strategies & Risk of Loss .................................................. 12 Item 9: Disciplinary Information ............................................................................................................. 15 Item 10: Other Financial Industry Activities & Affiliations ................................................................ 16 Item 11: Code of Ethics, Interest in Client Transactions & Personal Trading .................................. 19 Item 12: Brokerage Practices ................................................................................................................... 20 Item 13: Review of Accounts or Financial Plans ................................................................................... 24 Item 14: Client Referrals & Other Compensation ................................................................................. 25 Item 15: Custody ......................................................................................................................................... 25 Item 16: Investment Discretion ............................................................................................................... 26 Item 17: Voting Client Securities ............................................................................................................. 27 Item 18: Financial Information ................................................................................................................. 28 ADV Part 2A – Firm Brochure Page 3 Arista Wealth Management, LLC  Item 4: Advisory Business Arista Wealth Management, LLC (“Arista”) was established on June 27, 2006, to provide financial planning and wealth management to high-net-worth clients. Arista’s mission is driven by a genuine passion to make a difference in the lives of others. We empower our clients to discover and achieve their financial goals. Arista strives to provide sound financial advice and professional wealth management. Arista’s vision is to serve our client’s interests by bringing experienced and credentialed financial advisors together within a scalable business model that is designed to promote transparency. We adhere to academic standards for financial planning and wealth management, and we reduce conflicts of interest. Arista is owned by Starcrest Trust. The purpose of this Brochure is to disclose the conflicts of interest associated with the investment transactions, compensation, and any other matters related to investment decisions made by Arista or its representatives. As a fiduciary, we must always act in the client’s best interest. This is accomplished in part by knowing our client. Arista has established a service-oriented advisory practice with open lines of communication for many different types of clients to help meet their financial goals. We are sensitive to risk tolerance and time horizons, and we work with clients to understand their investment objectives. We educate them about our process, which facilitates the kind of working relationship we value. In performing its services, Arista shall not be required to verify any information received from the client or the client’s other professionals. Moreover, each client is advised that it remains the client’s responsibility to promptly notify us if there is ever any change in the client’s financial situation or investment objectives during the client engagement. Arista does not provide any legal advice. Clients should seek the counsel of an outside attorney when necessary. Types of Advisory Services Offered Investment Management Services: As part of our Investment Management Services, clients are provided with standalone wealth management or a combination of Wealth Management, Financial Planning Services, or Consulting Services (as further described below). This service is designed to assist clients in meeting their financial goals with a financial plan or consultation. In most cases, the client will provide full discretionary authority to Arista, in which case Arista will trade the account following the investment guidelines established with the client. Alternatively, the client may grant Arista non-discretionary authority, to which the implementation will be at the client's discretion. Arista conducts client meetings to understand their current financial situation, existing resources, financial goals, and risk tolerance. Based on what is learned, an investment approach is presented to the client that may consist of low-cost mutual funds, exchange-traded funds (“ETFs”), and other public securities or investments (see full list in Item 8). Once the appropriate portfolio has been determined, portfolios are continuously and regularly monitored, and if necessary, rebalanced based upon the client’s individual needs, stated goals, and objectives. Upon client request, Arista provides a summary of observations and recommendations for this service's planning or consulting aspects. ADV Part 2A – Firm Brochure Page 4 Arista Wealth Management, LLC  Retirement Planning Services: Arista provides Retirement Planning Services to employer plan sponsors on an ongoing basis. Generally, such Retirement Planning Services consist of assisting employer plan sponsors in establishing, monitoring, and reviewing their company's participant-directed retirement plan. As the needs of the plan sponsor dictate, areas of advising could include investment options, plan structure, and participant education. Retirement Planning Services typically include: • • Establishing an Investment Policy Statement – Arista will meet with plan sponsors (via phone or in person) to discuss and determine an appropriate investment strategy which will be memorialized in an Investment Policy Statement (“IPS”). The IPS will reflect the plan sponsor’s stated investment objectives for the management of the plan or portfolio, in addition to the financial needs, goals, and policy under which such financial goals are to be achieved. Furthermore, the IPS will list the criteria for the selection of investment vehicles as well as the procedures and timing intervals for monitoring investment performance. Investment Options – Arista will work with the plan sponsor to evaluate existing investment options and make recommendations for appropriate changes based on the IPS. • • Asset Allocation and Portfolio Construction – Arista will develop strategic asset allocation models designed to aid plan participants in determining which strategies meet their investment objectives, time horizon, financial situation, and risk tolerance. Investment Monitoring – Arista will monitor the performance of the underlying plan investments and notify the plan sponsor in the event of over or underperformance and in times of market volatility. • Employee Workshops – For 401(k) plan sponsors with individual plan participants exercising control over assets in the participants’ accounts, Arista will provide educational support and investment workshops. The nature of the topics covered in the workshops will be determined by the plan sponsor and Arista under the guidelines outlined in ERISA §404(c). In providing Retirement Planning Services, Arista does not provide any advisory services concerning the following types of assets: employer securities, real estate (excluding real estate funds and publicly traded REITS), participant loans, non-publicly traded securities or assets, other illiquid investments, or brokerage window programs. All Retirement Planning Services shall comply with the applicable state laws regulating retirement consulting services. This applies to client accounts that are retirement or other employee benefit plans (“Plan”) governed by the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). Arista will provide Retirement Planning Services for our Investment Management clients whose account(s) are part of a Plan. Arista acknowledges its fiduciary standard within the meaning of §3(21) for the provision of services described therein. Third-Party Money Managers/Sub-Advisors Arista can allocate assets among private funds, including funds of funds, managed by third parties. With respect to funds of funds, Arista recommends funds on an alternative investment platform that manages feeder funds that invest in private offerings managed by third parties. All relevant information, terms, and conditions relative to private funds, including the investment objectives and strategies, minimum investments, liquidity terms, qualification requirements, suitability, fund expenses, risk factors, and potential conflicts of interest, are outlined in the offering documents (such as a confidential private offering memorandum, Limited Partnership Agreement, and Subscription Agreement), which each investor is required to receive and execute before being accepted as an investor in a fund. Arista does not invest clients in private funds without prior approval from the client, and the client must complete the subscription documents. Arista clients are under no obligation to consider or make an investment in a private fund. ADV Part 2A – Firm Brochure Page 5 Arista Wealth Management, LLC  Arista may direct clients to third-party investment advisors to manage all or a portion of the client’s assets through Orion Communities, Schwab Marketplace and others. Arista has access to these platforms and will select managers from this platform from time to time. Before choosing other advisors for clients, Arista will verify that all recommended advisors are properly licensed, notice filed, or exempt in the states where Arista is recommending the advisor to clients. Fee details are listed in Item 5 below. Use of a Turnkey Asset Management Platform (TAMP) Arista utilizes Orion Portfolio Solutions, LLC (“OPS” or “the Orion Platform”), a turnkey asset management platform, to access third-party investment strategies and facilitate the management of certain client accounts. Through the Orion Platform, Arista may access a range of services including, but not limited to, Approved Strategists, Separately Managed Account (“SMA”) Managers, High Net Worth Manager programs, Single Ticker Funds, Brinker Capital Discretionary Advisory Services (including Brinker Wealth Advisory, Destinations, Core Guided Portfolios, Core Guided Completion Portfolios, Co-Branded Portfolios, and ETF Portfolios), Strategist-Accommodation programs, Advisor-Directed Model and Account Management, Orion Custom Indexing, and Orion Cash and Credit services. Depending on the service option selected, OPS or the underlying Strategist or SMA Manager may exercise discretionary trading authority over client accounts enrolled on the Orion Platform. In such cases, OPS or the applicable Strategist or SMA Manager functions as a sub-adviser with respect to those assets. Arista retains responsibility for the overall client relationship, suitability determinations, and the selection and monitoring of strategies available through the Orion Platform. Clients enrolled on the Orion Platform will be charged a separate OPS Platform Fee in addition to Arista’s advisory fee. The OPS Platform Fee is a client cost, not a cost borne by Arista. See Item 5 for a full description of the fee structure. OPS’s Form ADV is available at www.adviserinfo.sec.gov and at orion.com. Arista will deliver or make available OPS’s Form ADV Part 2 to clients enrolled on the Orion Platform at or before account opening, in addition to Arista’s own Form ADV. The use of the Orion Platform creates certain conflicts of interest that are described in Item 10 of this Brochure, including Arista’s participation in the Orion Elite Advisor Network Program. Wealth Consulting Services: Arista offers a wealth coaching service when clients require assistance beyond Investment Management and basic Financial Planning Services. The Wealth Coaching services may include the creation and maintenance of a financial plan reviewed and discussed with the client frequently, including budgeting, risk management, insurance, and tax planning. Arista offers two forms of Wealth Coaching Services to our clients: 1. Wealth Coaching Services Arista offers professional services dedicated to the investment, legacy, and personal needs of wealthy families and individuals when circumstances warrant a deeper dive in any of the following areas: • Asset Allocation • Investment Consulting • Education Planning • Banking Relationships Support ADV Part 2A – Firm Brochure Page 6 Arista Wealth Management, LLC  • Life Management and Budgeting • Personal and Private Real Estate Investing • Training and Education (including family members) • Concierge Services (based on Client needs and mutual agreement with Arista) Concierge Services can generally include Advanced Tax Planning, Fiduciary Investment, Medicare, Lifestyle Advisory, Family Counsel, Charitable Giving, Estate Coordination, Business Advisory, Retirement Planning, Portfolio Construction, Monte Carlo Risk Analysis, Wealth Distribution/Withdrawals, Social Security Planning, Financial Planning, Estate Planning, Insurance Solutions, Budget Planning, Education Planning, Strategic Asset Allocation, Portfolio Construction, Trading and Execution and Business Management. These services are generally rendered in conjunction with Investment Management Services. In performing these services, Arista is not required to verify any information received from the client or the client’s other professionals (e.g., attorneys, accountants, etc.) and is expressly authorized to rely on such information through our advisory service agreement. In performing this service, Arista will obtain authorization from the client, as applicable, to obtain information and discuss such information with other professionals engaged by the client. 2. Strategic Business Services For our corporate and personal clients, Arista Offers Strategic Business Services. Our team can assist with your business and personal day-to-day operations. This includes, among other things: Investment Planning • Evaluating and assisting you with selection of entity type • Guiding the financial protection of your owners and employees • Assisting with reporting requirements • Cash Flow Management • Liability Management • Leadership • Governance • Exit Strategies • Finance • Mergers and Acquisitions • Disposing of closely held businesses • Personal and Private Real Estate Investing • Tax Planning • • Protection Analysis • Estate Planning • Cost Segregation Planning For both forms of Wealth Coaching Services, Arista will work in unison with other professionals to support your long-term planning goals, including liaising with other professionals to assist with tax planning, estate and legacy planning, retirement planning, charitable planning, cost segregation, and insurance. Financial Planning Services: Arista’s Financial Planning Services are designed to provide the client with an analysis of steps the client may wish to consider within their investment portfolio and financial situation to help achieve ADV Part 2A – Firm Brochure Page 7 Arista Wealth Management, LLC  their financial goals and objectives. Arista also provides retirement planning and social security analysis, asset accumulation and distribution analysis, and Monte Carlo simulations as requested by the Client. Arista’s financial planning services range from comprehensive financial planning (Wealth Coaching Services) to more focused consultations (including cash flow analysis to reviewing employee benefits packages and education planning). Depending on the needs of each Client, such services are offered on either a one-time (initial) or ongoing basis as determined by the Client. Arista outsources tax advice to a CPA within the firm, Martin Lewis. To begin this process, Arista generally will interview the client to gather certain necessary information to assess the client's current financial situation. Based upon this initial interview, Arista will request that the client provide us with all necessary information and documentation to help assess the client’s current and anticipated investment goals and financial objectives. The client has full discretion to accept or reject Arista’s recommendations contained in the client’s financial plan. The Client acknowledges that Arista will rely upon the information always provided by the client and that Arista will have no liability for the client’s failure to provide accurate and complete information. Specific services related to our Financial Planning Services to be provided by Arista are detailed in the written agreement between Arista and the client. Financial planning recommendations are based on the client’s financial situation at the time the recommendations are provided and are based on the information provided by the client. In addition, certain assumptions may be made concerning interest and inflation rates, use of past trends, and performance of the market and economy. Past performance is in no way an indication of future performance and Arista cannot offer any guarantees or promises that the client’s financial goals and objectives will be met. As a client’s financial situation, goals, objectives, or needs change, the client is strongly urged to promptly notify Arista. Written financial plans or financial consultations rendered to clients usually include general recommendations for a course of activity or specific actions to be taken by the clients. Implementation of the recommendations will be at the discretion of the client. Arista provides clients with a summary of their financial situation and observations for financial planning engagements. Financial consultations are not typically accompanied by a written summary of observations and recommendations, as the process is less formal than the Financial Planning Services. If all the information and documents requested from the client are provided promptly, plans or consultations are typically completed within six months of the client signing a contract with Arista. Most often, the plan is delivered electronically unless specified by the client. For Financial Planning Services, clients are always free to accept or reject any or all recommendations made by Arista, and clients retain the authority and discretion on whether to implement the recommended financial plan. If the client decides to follow recommendations made by Arista, the client has the option but is under no obligation to implement such recommendations through Arista. Services Limited to Specific Types of Investments Arista generally limits its investment advice to mutual funds, equities, fixed-income securities, ETFs, real estate funds (including REITs), Options, Pledged Assets, Interval Funds, Private Offerings, non-U.S. securities, and structured notes. ADV Part 2A – Firm Brochure Page 8 Arista Wealth Management, LLC  Private Offerings: Arista is affiliated with Arista Real Estate Manager, LLC, the Manager of multiple private offerings. Arista will recommend clients invest in these real estate funds. Information on the specific offering objectives, strategies, and restrictions of the offerings, as outlined in each investment offerings document including their limited partnership agreements, operating agreements, and/or other offering documents. For additional conflict information, please see Item 10. Arista may use other securities as well to help diversify a portfolio when applicable. Written Acknowledgement of Fiduciary Status When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interests ahead of yours. Under this special rule’s provisions, we must: • Meet a professional standard of care when making investment recommendations (give prudent advice); • Never put our financial interests ahead of yours when making recommendations (give loyal advice); • Avoid misleading statements about conflicts of interest, fees, and investments; • Follow policies and procedures designed to ensure that we give advice that is in your best interest; • Charge no more than is reasonable for our services; and • Give you basic information about conflicts of interest. Tailoring of Advisory Services Arista offers individualized investment advice to our Investment Management Services clients. Each Investment Management Services client can place reasonable restrictions on the types of investments to be held in the client’s portfolio. Restrictions on investments in certain securities or types of securities may not be possible due to the level of difficulty this would entail in managing the account. Participation in Wrap Fee Programs Arista does not offer or sponsor a wrap fee program. Regulatory Assets Under Management As of December 2025, we actively have $ 1,201,806,676 of client assets under management and $ 42,065,501 of client assets under advisement. ADV Part 2A – Firm Brochure Page 9 Arista Wealth Management, LLC  Item 5: Fees & Compensation Compensation for Our Advisory Services Investment Management Fees: The structure and level of our Management Fee will vary by client based upon services provided and other considerations deemed relevant by AWM, but typically is based on a percentage of assets under management. This Management Fee will not exceed 2.0% per annum and unless otherwise agreed with the client, will be applied to all discretionary and non-discretionary assets under management. Fees are typically deducted directly from client accounts, although Arista may waive fees on cash accounts or make other discretionary adjustments. All fee arrangements are negotiable and may differ among clients. Friends and family of Arista may receive discounted or waived fees at the firm’s sole discretion. For accounts opened mid-quarter, fees are pro-rated based on the number of days remaining in the quarter. Fees are first deducted from money market funds or cash balances; if insufficient, securities may be liquidated to cover the fee. Deposits or withdrawals to existing accounts during a quarter are not pro-rated and will instead be reflected in the next billing cycle. However, Arista reserves the right to issue refunds or debit accounts during the quarter on a case-by-case basis if a billing error occurs. In the event of a complete termination and full withdrawal of account assets, fees are prorated according to Arista’s termination and refund policy. Withdrawals during a quarter may require adjustments to the allocation of portfolio assets. Arista offers householding for related client accounts for the purpose of calculating total assets under management. “Households” include spouses/partners and dependent children. Clients must notify Arista of such relationships. If a client invests in private funds through Arista’s alternative investment platform, the value of those investments will not be included in the assets under management for fee calculation purposes. Clients receive quarterly statements directly from their custodian, showing market values of each security and all account disbursements, including advisory fees. Clients authorize Arista to invoice the custodian directly for fee payment and are responsible for verifying the accuracy of all fee calculations, as custodians do not verify fee amounts. Home Office Accounts — Quarterly Billing in Advance: For accounts governed by Arista’s Home Office Wealth Management Agreement, advisory fees are billed quarterly in advance at the beginning of each calendar quarter, based on the value of assets under management as of the last business day of the prior quarter (the “period-end snapshot”). Fees are calculated by applying the applicable annualized fee rate to the period-end value and multiplying by the number of days in the quarter divided by 365. For new accounts opened mid-quarter, fees are prorated based on the number of days remaining in the quarter from the account opening date. ADV Part 2A – Firm Brochure Page 10 Arista Wealth Management, LLC  Deposits and withdrawals made to an existing account during a quarter are not incorporated into the current quarter’s fee and will not adjust the fee already charged for that period. Cash flows are instead reflected in the following quarter’s fee calculation based on the next period-end snapshot. In the event of a complete termination and full withdrawal of account assets during a quarter, Arista will issue a prorated refund of the prepaid fee for the unused portion of the quarter, calculated based on the number of days remaining in the quarter after the effective termination date. Utah Branch Office Accounts — Monthly Billing in Arrears: For accounts governed by Arista’s Utah Branch Office Wealth Management Agreement, advisory fees are billed monthly in arrears at the end of each calendar month, based on the household billable market value of assets under management as of the last business day of that month (the “period-end snapshot”). Fees are calculated by applying the applicable annualized fee rate to the period-end value and multiplying by the number of days in the month divided by 365. For new accounts opened mid-month, fees for the first partial month are prorated based on the number of days the account was open during that month. Deposits and withdrawals made to an existing account during a month are incorporated into the current month’s fee calculation through their effect on the period-end snapshot value used for billing. In the event of a complete termination and full withdrawal of account assets during a month, no fee is charged for that final partial month. Because fees are billed in arrears, no prepaid amounts exist and no refund is required at termination. Fee Structure for Accounts on the Orion Portfolio Solutions Platform (TAMP): For client accounts enrolled on the Orion Portfolio Solutions (“OPS”) turnkey asset management platform, clients will be subject to a dual-layer fee structure consisting of (1) Arista’s advisory fee as described above, and (2) a separate OPS Platform Fee charged by OPS directly to the client account. OPS Platform Fee: The OPS Platform Fee comprises up to three components depending on the service option selected: (1) an Administration Fee ranging from 0.00% to 0.45% per annum of assets enrolled on the platform; (2) an Account Maintenance Fee ranging from $25 to $50 per account per year; and (3) a Strategist Fee ranging from 0.00% to 0.50% per annum for accounts utilizing a third-party Strategist or SMA Manager program. The applicable fees for the specific service option selected will be disclosed to each client prior to enrollment and are set forth in the OPS Form ADV Part 2A, available at www.adviserinfo.sec.gov (CRD No. 107975) and provided to each client at or before account opening. The OPS Platform Fee is billed monthly in arrears based on the daily account balance and is separate from and in addition to Arista’s advisory fee. The OPS Platform Fee is a client cost and is not paid by Arista. OPS deducts both the OPS Platform Fee and Arista’s advisory fee directly from the client’s account and remits Arista’s portion to Arista. The total combined fees (OPS Platform Fee plus Arista’s advisory fee) for accounts on the Orion Platform will not exceed the maximum fee rates published by OPS for the applicable service option. Clients should be aware that the total cost of investing through the Orion Platform will be higher than accounts managed directly by Arista without the use of the platform, due to the additional OPS Platform Fee. When evaluating whether to enroll a client on the Orion Platform, Arista considers whether the platform services and available investment strategies are in the client’s best interest given the additional cost. For Strategist and SMA Manager programs on the Orion Platform, the Strategist or ADV Part 2A – Firm Brochure Page 11 Arista Wealth Management, LLC  SMA Manager may also charge separate management fees that are in addition to both the OPS Platform Fee and Arista’s advisory fee. These fees are disclosed in the applicable Strategist’s or SMA Manager’s Form ADV and offering materials, which will be provided to clients prior to enrollment. Fee Disputes and Platform Fee Changes: Clients have 10 business days from the date of receipt of an OPS account statement to notify OPS of any billing dispute. Disputes may be submitted to Arista or directly to OPS’s service team. OPS may update its Platform Fee schedule upon 30 days’ notice to clients and Arista, which may be provided by mail, electronically, or by posting notice on www.orionportfoliosolutions.com. In the event of a material change to the OPS Platform Fee, Arista will evaluate its independent obligation to amend its Form ADV Part 2A and deliver updated disclosure to clients in accordance with Rule 204-3 under the Advisers Act. Retirement Planning Services Fees: Arista charges Retirement Planning Services fees on either a flat or asset-based basis, billed quarterly in advance or arrears depending on asset custody. Flat fees range from $750 to $10,000, and asset- based fees do not exceed 1.50% annually. Defined benefit plans may incur additional one-time setup, termination, and annual maintenance fees—each up to $7,500. Fees are determined based on the scope and complexity of the engagement and may be negotiated or waived for friends and family of Arista. All fee arrangements are documented in the client agreement. If services are terminated, fees are pro-rated through the final service date. Defined benefit plan fees may present a conflict of interest, as multi-year contributions can increase assets under management and Arista’s compensation. Wealth Consulting Services and Financial Planning Fees: Consulting Services and Financial Planning Fees are negotiable and are based on the requirements of the client and the complexity of services provided. Fees will typically be charged as a percentage of asset or as a fixed retainer fee based on anticipated services. Fees for consulting services may be charged on a monthly or quarterly basis and billed in advance. Before engaging with Arista Wealth Management to provide consulting services, the client will be required to enter into a written agreement outlining the terms and conditions of the engagement. Selection of Other Advisors Fees Arista does not receive compensation from alternative investment platforms or fund managers for client investments. Clients are not advisory clients of the platform and do not pay advisory fees to it. However, clients are responsible for fund-level fees—such as management and performance fees— outlined in the fund documents. These are in addition to Arista’s due diligence and monitoring fee as described in the Investment Management Fee Schedule. Arista may also refer clients to third-party investment advisors who charge fees ranging from 0.28% to 0.50%, depending on the manager. These fees are in addition to Arista’s advisory fee and apply only to assets managed by the third- party. Fee collection may occur directly from the client account by either party or through Arista paying the subscription fee on the client’s behalf. All terms, including termination notice, frequency, and payment details, are disclosed in the client’s wealth management agreement and are dependent on the selected third-party advisor. Termination & Refunds Either party may terminate the agreements signed with Arista for services at any time by providing 30 days written notice to the other party. Billing will terminate 30 days after receipt of written ADV Part 2A – Firm Brochure Page 12 Arista Wealth Management, LLC  termination notice. The fee treatment at termination depends on the billing model applicable to the client’s account as described below. Home Office accounts (quarterly in advance): If a client terminates mid-quarter, Arista will issue a prorated refund of the prepaid quarterly fee for the unused portion of the quarter, calculated from the effective termination date through the end of the billing quarter. Refunds are processed promptly following confirmation of the account’s final termination date. Utah Branch Office accounts (monthly in arrears): If a client terminates mid-month, no fee is charged for that final partial month. Because Utah account fees are billed in arrears after the service period, no prepaid amount exists and no refund is owed at termination. Commissionable Securities Sales Arista and its representatives do not sell securities for a commission in advisory accounts. Item 6: Performance-Based Fees & Side-By-Side Management Arista does not charge performance-based fees, but the Arista Real Estate Manager receives performance- based compensation in the form of carried interest in certain circumstances in connection with the private offerings. Arista Wealth Management clients will not directly pay carried interest, either in their capacity as an Arista Wealth Management client or investor in a fund sponsored by Arista Real Estate Manager, however, they will indirectly incur a performance fee in the form of carried interest to which Paul L. Moffat is entitled as Co-GP at the property level on certain private real estate offerings. Item 7: Types of Clients & Account Requirements Arista has the following types of clients: • Individuals and High Net Worth Individuals; and • Non-Profits, Unions or Charitable Organizations; and • Pension and Profit-Sharing Plans; and • Retirements Plans; and • Corporations, Limited Liability Companies and/or Other Business Types; and • Accredited Investors as defined under the Securities Act. Our requirements for opening and maintaining accounts or otherwise engaging with us: • The new annual minimum fee of $5,000. • Legacy clients are subject to Arista’s minimum account requirements and advisory fees that were in effect at the time the legacy client entered the advisory relationship with Arista. This will result in different minimum account requirements for Arista’s legacy clients. ADV Part 2A – Firm Brochure Page 13 Arista Wealth Management, LLC  Item 8: Methods of Analysis, Investment Strategies & Risk of Loss Methods of Analysis We use analysis and research methods such as modern portfolio theory, asset correlation, and academic- based financial research. All research and analysis techniques are an attempt to look for persistent historical patterns that can be used to guide current decisions. We continually evaluate our investment strategies against the most current research data available to us as we work to improve our portfolios and financial strategies. Historical guidance is helpful, but historical technical patterns are not guaranteed to be repeated. The future is not predictable; therefore, clients must be prepared to bear the risk of loss that is present with any investment strategy. Modern Portfolio Theory: assumes that investors are risk averse, meaning that given two portfolios that offer the same expected return, investors will prefer the less risky one. Thus, an investor will take on increased risk only if compensated by higher expected returns. Conversely, an investor who wants higher expected returns must accept more risk. The exact trade-off will be the same for all investors, but different investors will evaluate the trade-off differently based on individual risk aversion characteristics. The implication is that a rational investor will not invest in a portfolio if a second portfolio exists with a more favorable risk-expected return profile – i.e. if for that level of risk, an alternative portfolio exists that has better expected returns. Risks for All Forms of Analysis: Our securities analysis methods rely on the assumption that the companies whose securities we purchase and sell, the rating agencies that review these securities, and other publicly available sources of information about these securities, are providing accurate and unbiased data. While we are alert to indications that data may be incorrect, there is always a risk that our analysis may be compromised by inaccurate or misleading information. Investment Strategies We Use We use the following strategies in managing client accounts, provided that such strategies are appropriate to the needs of the client and consistent with the client's investment objectives, risk tolerance, and time horizons, among other considerations: Long-Term Purchases: Arista may buy securities for your account and hold them for a relatively long time (more than a year) in anticipation that the security’s value will appreciate over a long horizon. Arista will employ this strategy when it is believed to be currently undervalued and/or Arista wants exposure to a particular security over time, regardless of the current projections. The risk of this strategy is that Arista could miss out on potential short-term gains that could have been profitable to your account, or the security’s value may decline sharply before Arista decides to sell. Margin Transactions: Arista may purchase stocks, mutual funds, and/or other securities for your portfolio with money borrowed from your brokerage account. This allows you to purchase more stock than you would be able to with your available cash and allows us to purchase stock without selling other holdings. Margin accounts and transactions are risky and not necessarily appropriate for every client. The potential risks associated with these transactions are (1) You can lose more funds than are deposited into the margin account; (2) the forced sale of securities or other assets in your account; (3) the sale of securities or other assets without contacting you; and (4) you may not be entitled to choose which securities or other assets in your accounts are liquidated or sold to meet a margin call. ADV Part 2A – Firm Brochure Page 14 Arista Wealth Management, LLC  Model portfolios: are designed to capture return and risk at market rates. This seeks to provide clients with diversification benefits and helps to smooth returns, reduce volatility, and decrease asset-class and single-strategy risks. Risks specific to using model portfolios include the possibility that the model portfolio will underperform the market and the possibility that the model will not be able to take advantage of opportunities that a non-model portfolio management approach might capture. Model portfolios entail inflation (purchasing power) risk, interest rate risk, economic risk, market risk, political/regulatory risk, and asset allocation risk – meaning that any given asset allocation strategy does not guarantee any specific result or profit nor protect against a loss. Passive Investing: Arista largely employs a passive index approach philosophy. We will allocate the client's assets among various investments, taking into consideration the overall management style selected by the client, but if we determine it to be suitable for the client, Arista may recommend portfolios consisting of passively managed asset classes and index mutual funds. Arista may recommend mutual funds offered by The Vanguard Group (“Vanguard”, and Dimensional Fund Advisors (“DFA”) among others. DFA and Vanguard-sponsored mutual funds follow a passive asset class investment philosophy with low holdings turnover. Consequently, the DFA and Vanguard fund fees are generally lower fees and expenses charged by other types of funds. Private Real Estate Offerings: Arista may recommend private real estate offerings through Arista Real Estate Manager LLC, an affiliate of Arista. Arista Real Estate Manager seeks to identify long-term professionally managed private real estate opportunities primarily by investing in multi-family assets. Multi-family assets have historically outperformed other asset classes on a non-correlated basis, may provide favorable tax benefits, and have greater resiliency through times of economic uncertainty. Selection of Other Advisers: Although Arista will seek to select only money managers who will invest clients' assets with the highest level of integrity, Arista's selection process cannot ensure that money managers will perform as desired, and Arista will have no control over the day-to-day operations of any of its selected money managers. Arista would not necessarily be aware of certain activities at the underlying money manager level, including without limitation a money manager's engaging in unreported risks, investment “style drift” or even regulator breach or fraud. In monitoring and analyzing the third-party advisers, Arista uses benchmarking analysis, assessing whether the adviser’s performance has met, exceeded, or fallen short of comparable benchmarks (e.g., Russell 2000, S&P 500, etc.), together with comparison against any stated benchmarks the adviser has set for itself. The third-party managers we collaborate with actively invest, striving to outperform the market through strategic, frequent trading. This method, while potentially offering higher returns, comes with increased risks and higher fees compared to passive investing. Risk of Loss Investing in securities involves risk of loss that clients should be prepared to bear. While the stock market may increase, and the accounts could enjoy a gain, it is also possible that the stock market may decrease, and the accounts could suffer a loss. It is important that clients understand the risks associated with investing in the stock market, and that their assets are appropriately diversified in investments. Clients are encouraged to ask Arista any questions regarding their risk tolerance. Equity: investment generally refers to buying shares of stocks in return for receiving a future payment of dividends and capital gains if the value of the stock increases. The value of equity securities may fluctuate in response to specific situations for each company, industry market conditions, and general economic environments. ADV Part 2A – Firm Brochure Page 15 Arista Wealth Management, LLC  Fixed Income: investments generally pay a return on a fixed schedule, though the amount of the payments can vary. This includes corporate and government debt securities, leveraged loans, high yield, and investment grade debt, and structured products, such as mortgage and other asset-backed securities, although individual bonds may be the best-known type of fixed-income security. In general, the fixed-income market is volatile, and fixed-income securities carry significant interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed-income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. The risk of default on treasury inflation- protected/inflation-linked bonds is dependent upon the U.S. Treasury defaulting, but these bonds still carry a risk of losing share price value. Risks of investing in foreign fixed-income securities also include the general risks inherent in non-U.S. investing. Non-U.S. Securities: present certain additional risks such as currency fluctuation, political and economic change, social unrest, changes in government regulation, differences in accounting, and the lesser degree of accurate public information available. Mutual Funds: Investing in mutual funds carries the risk of capital loss and thus you may lose money investing in mutual funds. All mutual funds have costs that lower investment returns. The funds can be of a bond (fixed income) nature or stock (equity) nature or a mix of multiple underlying security types. Exchange Traded Funds (ETFs): An ETF is an investment fund traded on stock exchanges, like stocks. Investing in ETFs carries the risk of capital loss (sometimes up to a 100% loss in the case of a stock- holding bankruptcy). Areas of concern include the lack of transparency in products and increasing complexity, conflicts of interest, and the possibility of inadequate regulatory compliance. Because ETFs use "authorized participants" (APs) as agents to facilitate creations or redemptions (primary market), there is a risk that an AP decides to no longer participate in a particular ETF; however, that risk is mitigated by the fact that other APs can step in to fill the vacancy of the withdrawing AP [an ETF typically has multiple APs] and ETF transactions predominantly take place in the secondary market without the need for an AP. Like other liquid securities, ETF pricing changes throughout the trading day, and there can be no guarantee that an ETF is purchased at the optimal time in terms of market movements. Moreover, due to market fluctuations, ETF brokerage costs, differing demand and characteristics of underlying securities, and other factors, the price of an ETF can be lower that the aggregate market price of its cash and component individual securities (net asset value – NAV). An ETF is subject to the same market risks as those of its underlying individual securities and also has internal expenses that can lower investment returns. Interval funds: are a type of closed-end fund that allows withdrawals only at set times, usually once a quarter. The fund may also impose limits on how much may be withdrawn during a quarter. Interval funds will usually invest in high-yielding and low-liquidity-type investments that may not be found in normal mutual funds. This carries additional liquidity and valuation risk. Additionally, the underlying assets may be less liquid, potentially leading to valuation challenges and impacting the fund's overall performance. Structured notes: are debt securities issued by financial institutions with performance linked to an underlying index or indices. Specifically, the return is typically based on a single equity, a basket of equities, equity indices, interest rates, commodities, or foreign currencies. The performance of a structured note is linked to the performance of the underlying investment, so risk factors applicable to that investment will also apply to the structured note. Investing in structured notes also carries liquidity risk, credit risk, and market risk. There is also the risk of capital loss and additional complexity beyond more direct investment in the underlying asset. ADV Part 2A – Firm Brochure Page 16 Arista Wealth Management, LLC  Pledged assets: as collateral can be risky because if you default on your loan, you could lose the asset entirely. The value of your pledged asset might drop, requiring you to provide additional collateral to cover the shortfall. You also can't sell or leverage the asset until the loan is repaid, which can tie up your resources. Finally, legal and tax complications can arise, adding another layer of complexity to your financial situation. Real Estate funds: (including REITs) face several kinds of risk that are inherent in the real estate sector, which historically has experienced significant fluctuations and cycles in performance. Revenues and cash flows may be adversely affected by: changes in local real estate market conditions due to changes in national or local economic conditions or changes in local property market characteristics; competition from other properties offering the same or similar services; changes in interest rates and in the state of the debt and equity credit markets; the ongoing need for capital improvements; changes in real estate tax rates and other operating expenses; adverse changes in governmental rules and fiscal policies; adverse changes in zoning laws; the impact of present or future environmental legislation and compliance with environmental laws. Real estate investments are subject to other risks, including the financial condition of tenants, increases in the supply of competitive space, changes in local economies which reduce demand, and changes in land use regulation which may facilitate increases in the supply of competitive properties or render redevelopment of a property more expensive or uneconomic, changes in real property taxation, increases in operating expenses, changes in laws and regulations relating to real estate, including building, fire and life safety codes, and other factors. Investors are advised to review the offering documents for any private offering and to discuss them with their professional advisors. Private Placements: carry a substantial risk as they are subject to less regulation than are publicly offered securities, the market to resell these assets under applicable securities laws may be illiquid, due to restrictions, and liquidation may be taken at a substantial discount to the underlying value or result in the entire loss of the value of such assets. Investing in real estate involves significant risks that, if realized, could result in little or no return on the investment or a loss of capital invested. This offering is suitable only for those investors willing to risk losing some or all of their principal investment and who have the experience and ability to evaluate the risks and merits of an investment in the offering. Options: writing or trading involves a contract to purchase a security at a given price not necessarily at market value, depending on the market. This strategy includes the risk that an option may expire out of the money resulting in minimal or no value and the possibility of a leveraged loss of trading capital due to the leveraged nature of stock options. Arista generally invests client cash balances in money market funds, FDIC Insured Certificates of Deposit, high-grade commercial paper, and/or government-backed debt instruments. Ultimately, Arista tries to achieve the highest return on client cash balances through relatively low-risk conservative investments. In most cases, at least a partial cash balance will be maintained in a money market account so that Arista may debit advisory fees for our services related to our Investment Management Services, as applicable. Item 9: Disciplinary Information There are no legal or disciplinary events that are material to the evaluation of our advisory business or the integrity of our management. ADV Part 2A – Firm Brochure Page 17 Arista Wealth Management, LLC  Item 10: Other Financial Industry Activities & Affiliations Arista feels that clients should be aware that the receipt of additional compensation by Arista and its management persons or employees creates a conflict of interest that may impair the objectivity of our firm and these individuals when making advisory recommendations. Arista endeavors always to put the interest of its clients first as part of our fiduciary duty as a registered investment adviser. We take the following steps to address this conflict: • We disclose to clients the existence of all material conflicts of interest, including the potential for our firm and our employees to earn compensation from advisory clients in addition to our firm's advisory fees; • We disclose to clients that they are not obligated to purchase recommended investment products from our employees or affiliated companies; • We collect, maintain, and document accurate, complete, and relevant client background information, including the client’s financial goals, objectives, and risk tolerance; • Our firm's management conducts regular reviews of each client account to verify that all recommendations made to a client are suitable to the client’s needs and circumstances; • We require that our employees seek prior approval of any outside employment activity so that we may ensure that any conflicts of interest in such activities are properly addressed; • We periodically monitor these outside employment activities to verify that any conflicts of interest continue to be properly addressed by our firm; and • We educate our employees regarding the responsibilities of a fiduciary, including the need for having a reasonable and independent basis for the investment advice provided to clients. To the extent that tax services are provided by Arista personnel (in his/her capacity as a tax advisor or CPA through an independent firm and engagement, a conflict of interest exists because that person is receiving compensation separate and distinct from Arista should clients elect to follow his/her recommendations – even if such a recommendation is based on the best interest of the client and their needs. Arista has adopted certain procedures designed to mitigate the effects of these conflicts. For example, as part of Arista’s fiduciary duty to clients, Arista personnel will always endeavor to put the interests of clients first, and recommendations will only be made to the extent that they are reasonably believed to be suitable and in the best interests of the client. Additionally, material conflicts presented by these practices are disclosed to clients at the time of entering any new advisory, professional service, or consultative arrangement. put the interest of its clients first as part of our fiduciary duty as a registered investment adviser. We take the following steps to address this conflict: • We disclose to clients the existence of all material conflicts of interest, including the potential for our firm and our employees to earn compensation from advisory clients in addition to our firm's advisory fees; • We disclose to clients that they are not obligated to purchase recommended investment products from our employees or affiliated companies; • We collect, maintain, and document accurate, complete, and relevant client background information, including the client’s financial goals, objectives, and risk tolerance; • Our firm's management conducts regular reviews of each client account to verify that all recommendations made to a client are suitable to the client’s needs and circumstances; • We require that our employees seek prior approval of any outside employment activity so ADV Part 2A – Firm Brochure Page 18 Arista Wealth Management, LLC  that we may ensure that any conflicts of interest in such activities are properly addressed; • We periodically monitor these outside employment activities to verify that any conflicts of interest continue to be properly addressed by our firm; and • We educate our employees regarding the responsibilities of a fiduciary, including the need for having a reasonable and independent basis for the investment advice provided to clients. To the extent that tax services are provided by Arista personnel (in his/her capacity as a tax advisor or CPA through an independent firm and engagement, a conflict of interest exists because that person is receiving compensation separate and distinct from Arista should clients elect to follow his/her recommendations – even if such a recommendation is based on the best interest of the client and their needs. Arista has adopted certain procedures designed to mitigate the effects of these conflicts. For example, as part of Arista’s fiduciary duty to clients, Arista personnel will always endeavor to put the interests of clients first, and recommendations will only be made to the extent that they are reasonably believed to be suitable and in the best interests of the client. Additionally, material conflicts presented by these practices are disclosed to clients at the time of entering any new advisory, professional service, or consultative arrangement. Use of Orion Portfolio Solutions (TAMP) – Conflict of Interest Disclosure Arista utilizes Orion Portfolio Solutions, LLC (“OPS”) as its turnkey asset management platform (“TAMP”) to access third-party investment strategies and facilitate the management of certain client accounts. The use of OPS as a TAMP creates the following conflicts of interest that clients should be aware of: Platform Fee Conflict: Clients enrolled on the Orion Platform pay an OPS Platform Fee in addition to Arista’s advisory fee. Because Arista uses OPS to access certain investment strategies, Arista has a financial incentive to enroll clients on the platform if doing so benefits Arista’s business operations, even if a similar investment strategy might be available elsewhere at lower total cost to the client. Arista addresses this conflict by evaluating whether the use of the platform and the specific service option selected is in the client’s best interest given the total fee cost, and by disclosing the dual-fee structure to clients prior to enrollment. See Item 5 for a complete description of the fee structure. Orion Elite Advisor Network Program: Arista participates in the Orion Elite Advisor Network Program (“the Program”), which is offered by OPS to Advisory Firms that meet certain AUM and engagement thresholds on the Orion Platform. As a participant in the Program, Arista may receive economic benefits from OPS including, but not limited to: conference registrations and related travel expenses (hotel and airfare); access to Redtail CRM software; dedicated service representatives; and technology consulting services. These benefits are provided by OPS at no direct cost to Arista and are not derived from client commissions or fees paid directly to Arista. The Orion Elite Advisor Network Program creates a conflict of interest because: (1) Arista has a financial incentive to enroll clients on the Orion Platform and to maintain or grow assets on the platform in order to qualify for or maintain Program benefits; and (2) the non-cash benefits Arista receives from OPS through the Program may influence Arista’s decision to recommend OPS strategies or to continue using the Orion Platform, even if alternative arrangements might be more cost-effective for clients. ADV Part 2A – Firm Brochure Page 19 Arista Wealth Management, LLC  Arista addresses this conflict by: (1) disclosing this Program and its benefits to all clients; (2) evaluating investment recommendations on their merits and the client’s best interest independently of any Program benefits; (3) not requiring clients to enroll on the Orion Platform as a condition of receiving advisory services; and (4) monitoring the Program annually to assess whether participation continues to be appropriate given our fiduciary obligations. Arista currently participates at the Core tier level of the Program. At the Core tier, Arista is eligible to receive the following benefits from OPS at no direct cost to Arista: invitation to the annual Orion Ascent conference; access to Redtail CRM technology; a dedicated OPS service representative; onboarding specialists for new team members; white-glove onboarding support for new clients; virtual technology consultation; and access to Orion Advisor Academy continuing education credits. Tier status is determined by OPS based on qualifying engagement activities and is reviewed bi- annually as of December 31 and June 30 each year. As Arista’s use of the platform grows, its tier level and associated benefits may change. Arista will update this disclosure if its tier level changes materially. Insurance Business Paul L. Moffat and Jordan Naffa are licensed insurance agents. This activity creates a conflict of interest since there is an incentive to recommend insurance products based on commissions or other benefits received from the insurance company, rather than on the client’s needs. Additionally, the offer and the sale of insurance products by supervised persons of Arista are not made in their capacity as fiduciaries, and products are limited to only those offered by certain insurance providers. Arista addresses this conflict of interest by requiring its supervised persons to always act in the best interest of the client, including when acting as an insurance agent. Arista periodically reviews recommendations by its supervised persons to assess whether they are based on an objective evaluation of each client’s risk profile and investment objectives rather than on the receipt of any commissions or other benefits. Arista will disclose in advance how it or its supervised persons are compensated and will disclose conflicts of interest involving any advice or service provided. At no time will there be tying between business practices and/or services (a condition where a client or prospective client would be required to accept one product or service conditioned upon the selection of a second, distinctive tied product or service). No client is ever under any obligation to purchase any insurance product. Insurance products recommended by Arista’s supervised persons may also be available from other providers on more favorable terms, and clients can purchase insurance products recommended through other unaffiliated insurance agencies. Arista Life Company, LLC In addition to being a licensed insurance agent, Paul L. Moffat is the Managing Member of Arista Life Company, LLC, which is an affiliate of Arista Wealth Management and under common control. This creates a conflict of interest as there is an incentive for Paul L. Moffat to recommend clients to the insurance company. Clients are not obligated to use Arista Life Company, LLC as their insurance broker or agent or to use any recommended insurance Transactions. Paul L. Moffat is a registered agent with Arista Life Company, LLC and does earn commissions on certain transactions. Arista addresses this conflict of interest by requiring its supervised persons to always act in the best interest of the client, including when acting as an insurance agent. Arista Real Estate Manager, LLC Paul L. Moffat is the Managing Member of Arisa Real Estate Manager, LLC, which is an affiliate of Arista and under common control. Arista Real Estate Manager, LLC, serves as the Manager of several private real estate offerings (see details below). There are conflicts of interest due to these affiliations, as they present an incentive for Arista to recommend certain private offerings available through Arista Real ADV Part 2A – Firm Brochure Page 20 Arista Wealth Management, LLC  Estate Manager, LLC, rather than recommending a private offering with a similar investment strategy available through a firm not affiliated with Arista or recommending that the client invest directly in the offering. Arista Real Estate Manager will be paid management fees from private offerings for which it serves as manager. For Arista clients that invest in such private offerings, Arista clients will bear those management fees in addition to the traditional advisory services that are being paid to Arista Wealth Management. Additionally, Related Persons of the firm are required to uphold their fiduciary duty of acting in our client’s best interests and in connection therewith, will prepare and maintain records supporting any resulting recommendation of affiliated private offerings. Clients of our firm are under no obligation, contractually or otherwise, to invest in these funds and are free to invest in the pooled investment vehicle(s) of their choice. Clients may receive lower fees and favorable terms if they invest directly in a private offering with a similar investment strategy through a firm that is not affiliated with Arista. Arista Skyline, LLC, Arista Town East, LLC, Arista Spring Pointe, LLC, Arista Highland, LLC and Arista Bridgeview, LLC, Arista Longbow LLC Arista Skyline, an Arizona Limited Liability Company and Arista Town East, LLC, Arista Spring Pointe, LLC, Arista Highland, LLC, Arista Bridgeview, LLC, and Arista Longbow LLC are Nevada Limited Liability Companies and private funds managed by Arista Real Estate Manager, an affiliate of Arista. The Funds provide private offering opportunities primarily in real estate assets for qualified investors and are exempt from registration. Paul L. Moffat will receive compensation and interest as the owner of Arista Real Estate Manager, LLC, which serves as the Manager of the Funds. In addition to the management fees payable to Arista Real Estate Manager LLC, Paul L. Moffat will acquire a membership interest in the underlying investment by serving as Co-Manager and Co-Owner for the sponsor of the projects, thus receiving a portion of the profits from the projects. A conflict of interest exists because indirectly Paul L. Moffat receives distributions and will also guarantee the payment of the acquisition loan and completion of the project according to certain guarantees executed by the principal, sponsors, or their affiliates in some cases. Blue Lake Partners LLC Blue Lake Partners is operated by principals who are also affiliated with Arista Wealth and Arista Real Estate Manager, LLC. BLP’s business focus is dedicated exclusively to real estate activities. These activities include sourcing, underwriting, operating, managing, developing, and acquiring real estate assets, as well as handling all other functions related to real estate investment and project execution. BLP acts as an external real estate operator and sponsor. BLP works with Arista Real Estate Manager, LLC by identifying and providing real estate investment opportunities that AREM may choose to make available to its investor base. BLP strives to structure these opportunities in a manner that is operationally efficient, transparent, and client-friendly so that Arista Real Estate Manager, LLC may evaluate, oversee, and potentially market them to Arista Wealth clients. All decisions regarding client suitability, offering selection, and investment allocation remain the responsibility of Arista Real Estate Manager, LLC and Arista Wealth. Southern Virginia University Paul L. Moffat serves as a Board of Directors Trustee at Southern Virginia University, dedicating 5 hours per month during trading hours and 10 hours outside trading hours. No compensation is expected from this role. ADV Part 2A – Firm Brochure Page 21 Arista Wealth Management, LLC  Selection of Other Advisors or Managers and How the Advisor is Compensated Arista may direct clients to third-party investment advisers through Schwab Marketplace, Orion Communities, or the Orion Portfolio Solutions TAMP platform. Arista will always act in the best interests of the client, including when determining which third-party investment adviser to recommend to clients. Some managers will directly deduct their fee from the client account, and other times, Arista will pay the fee upfront. Arista will verify that all recommended advisers are properly licensed, notice filed, or exempt in the states where Arista is recommending the adviser to clients. Item 11: Code of Ethics, Participation or Interest in Client Transactions & Personal Trading As a fiduciary, it is an investment advisor’s responsibility to provide fair and full disclosure of all material facts and to always act solely in the best interest of each of our clients. Our fiduciary duty is the underlying principle for Arista’s Code of Ethics, which includes procedures for personal securities transactions and insider trading. Arista requires all representatives to conduct business with the highest level of ethical standards and to always comply with all federal and state securities laws. Upon employment with Arista, and at least annually thereafter, all representatives of Arista will acknowledge receipt, understanding, and compliance with Arista’s Code of Ethics. Arista and its representatives must conduct business in an honest, ethical, and fair manner and avoid all circumstances that might negatively affect or appear to affect our duty of complete loyalty to all clients. This disclosure is provided to give all clients a summary of our Code of Ethics. If a client or a potential client wishes to review our Code of Ethics in its entirety, a copy will be provided promptly upon request. Recommendations Involving Material Financial Interests Arista and some of our related persons have material financial interests in issuers of securities that Arista may recommend for purchase or sale by clients. For example, the real estate funds managed by the affiliate firm mentioned in Item 10. Arista will only recommend the investment in the funds if suitable to the client. Investing Personal Money in the Same Securities as Clients Arista recognizes that the personal investment transactions of our representatives demand the application of a Code of Ethics with high standards and requires that all such transactions be carried out in a way that does not endanger the interest of any client. At the same time, Arista also believes that if investment goals are similar for clients and for our representatives, it is logical, and even desirable, that there be common ownership of some securities. To prevent conflicts of interest, Arista has established procedures for transactions effected by our representatives for their accounts and will never engage in trading that operates to a client’s disadvantage when similar securities are being bought or sold. For purposes of the policy, our associate’s account generally includes any account (a) in the name of our associate, his/her spouse, his/her minor children, or other dependents residing in the same household, (b) for which our associate is trustee or executor, or (c) which our associate controls, including our clients’ accounts which our associate controls and a member of his/her household has a direct or indirect beneficial interest in. To monitor compliance with our personal trading policy, Arista has pre-clearance requirements and a ADV Part 2A – Firm Brochure Page 22 Arista Wealth Management, LLC  quarterly securities transaction reporting system for all of our representatives. Trading Securities At/Around the Same Time as Clients Securities Related persons of Arista buy or sell securities for themselves at or about the same time they buy or sell the same securities for client accounts. To minimize this conflict of interest, our related persons will place client interests ahead of their interests and adhere to Arista’s Code of Ethics, a copy of which is available upon request. Compliance with the Department of Labor Fiduciary Rule Arista provides investment advice to assets affected by the Department of Labor (“DOL”) Fiduciary Rule for a level fee. As such, we abide by the Impartial Conduct Standards as defined by the DOL. To comply with these standards, Arista and our advisors give advice that is in our client’s best interest, charge no more than reasonable compensation (within the meaning of ERISA Section 408(b)(2) and Internal Revenue Code Section 4975(d)(2), and make no misleading statements about investment transactions, compensation, conflicts of interest, and any other matters related to investment decisions. As a level fee fiduciary, we maintain a non-variable compensation structure that is provided based on a fixed percentage of the value of assets or a set fee that does not vary with the particular investment recommended, as opposed to a commission or other transaction-based fee. Item 12: Brokerage Practices The Custodians & Brokers We Use Arista recommends Fidelity Brokerage Services LLC (collectively, and together with all affiliates, “Fidelity”), Charles Schwab & Co., Inc. (“Schwab”), and Royal Bank of Canada (“RBC”) (collectively “Recommended Custodians”), members FINRA/SIPC/NFA, as the qualified custodian from whom Arista is independently owned and operated. The Recommended Custodians will hold client assets in a brokerage account and buy and sell securities when instructed. While Arista recommends that clients use the Recommended Custodians, clients will decide whether to do so and will open an account with the Recommended Custodians by entering into an account agreement directly with them. Arista does not open the account for the client. Even though a client account is maintained at the Recommended Custodians, Arista can still use other brokers to execute trades, as described in the next paragraph. Use of the Orion Portfolio Solutions Platform – Execution and Custody For client accounts enrolled on the Orion Portfolio Solutions (“OPS”) turnkey asset management platform, trade execution and account management functions are facilitated through the Orion Platform in addition to, or in coordination with, the Recommended Custodians. Depending on the service option selected, OPS or the applicable Strategist or SMA Manager on the Orion Platform may have discretionary trading authority over the enrolled accounts and may execute trades through brokers or dealers selected by OPS or the applicable manager. Clients should be aware that for accounts managed through the Orion Platform: (1) trade execution may occur through brokers selected by OPS or the applicable Strategist or SMA Manager rather than through the Recommended Custodians directly; (2) AWM may have limited ability to direct or negotiate execution terms for trades executed under the discretion of OPS, a Strategist, or an SMA Manager; and (3) the best execution obligations for those trades rest with OPS or the applicable manager exercising discretion. Arista monitors OPS and third-party managers’ execution quality as ADV Part 2A – Firm Brochure Arista Wealth Management, LLC Page 23  part of its ongoing due diligence process. OPS’s Form ADV and brokerage practices disclosure are available at www.adviserinfo.sec.gov and at orion.com. Clients enrolled on the Orion Platform will receive OPS’s Form ADV Part 2 at or before account opening. How We Select Brokers/Custodians Arista seeks to use a custodian/broker who will hold client assets and execute transactions on terms that are, overall, most advantageous when compared to other available providers and their services. A wide range of factors are considered, including, but not limited to: • Combination of transaction execution services and asset custody services (generally without a separate fee for custody) • Capability to execute, clear, and settle trades (buy and sell securities for client accounts) • Capability to facilitate transfers and payments to and from accounts (wire transfers, check requests, bill payments, etc.) • Availability of investment research and tools that assist us in making investment decisions • Quality of services • Competitiveness of the price of those services (commission rates, margin interest rates, other fees, etc.) and willingness to negotiate the prices • Reputation, financial strength, and stability • Prior service to us and our other clients • Availability of other products and services that benefit us, as discussed Client Brokerage & Custody Costs The recommended Custodians generally do not charge clients separately for custody services but are compensated by charging clients commissions or other fees on trades that it executes or that settle into the client’s accounts. Transaction fees are negotiated with the Recommended Custodians and are generally discounted from customary retail commission rates. This benefits clients because the overall fee paid is often lower than would be otherwise. The Recommended Custodians do not require that Arista collectively maintain a minimum total of assets under management. In addition to commissions, Schwab charges the account a flat dollar amount as a “prime broker” or “trade away” fee for each trade that we have executed by a different broker-dealer but where the securities bought or the funds from the securities sold are deposited (settled) into the Schwab account. These fees are in addition to the commissions or other compensation paid to the executing broker-dealer. Products & Services Available to Us Arista recommends Schwab Advisor Services™ (formerly called Schwab Institutional®), the institutional platform services offered by Fidelity, and the institutional advisor program (“the Program”) offered by RBC. The Recommended Custodians offer services to independent investment advisors, which include custody of securities, trade execution, clearance, and settlement of transactions. The recommended Custodians provide Arista and our clients with access to institutional brokerage, trading, custody, reporting, and other related services, many of which are not typically available to retail customers. The Recommended Custodians also make available various support services. Some of those services help us manage or administer our client accounts, while others help us manage and grow our business. The Recommended Custodians’ support services are generally available on an unsolicited basis (we don’t have to request them) and at no charge to us. The following is a more detailed description of the provided support services: ADV Part 2A – Firm Brochure Page 24 Arista Wealth Management, LLC  Services That Benefit Clients The recommended custodian’s brokerage services include access to a broad range of investment products, execution of securities transactions, and custody of client assets. The investment products available through the Recommended Custodians include some to which we might not otherwise have access or that would require a significantly higher minimum initial investment by our clients. Services That May Not Directly Benefit Clients Other products and services that benefit us, but may not directly benefit clients or client accounts, may be made available to Arista. These products and services assist us in managing and administering our clients’ accounts. They include investment research, both the Recommended Custodians’ own and that of third parties. This research may be used to service all or a substantial number of our client accounts, including accounts not maintained with the Recommended Custodians. In addition to investment research, the Recommended Custodians may also make available software and other technology that provide the following: • Access to client account data (such as duplicate trade confirmations and account statements) • Facilitates trade execution and allocates aggregated trade orders for multiple client accounts; • Provides pricing and other market data; • Facilitate payment of fees from its clients' accounts; and • Assists with back-office functions, recordkeeping, and client reporting. Services That Generally Benefit Us The recommended Custodians may also offer other services intended to help us manage and further develop our business enterprise. These services include: • Educational conferences and events • Consulting on technology, compliance, legal, and business needs • Publications and conferences on practice management and business succession • Access to employee benefits providers, human capital consultants, and insurance providers The Recommended Custodians may provide some of these services themselves. In other cases, it will arrange for third-party vendors to provide the services to us. The Recommended Custodians may also discount or waive fees for some of these services or pay all or a part of a third party’s fees. They may also provide us with other benefits, such as occasional business entertainment for our personnel. None of these benefits are derived from client commissions. Other than using custodial services and trade execution from the Recommended Custodians, Money Market Account (MMA) uses its proprietary analytics and third-party research in making investment decisions for clients. Interest in These Services The availability of these services from the Recommended Custodians benefits us because we do not have to produce or purchase them. Arista does not have to pay for these services, and they are not contingent upon committing any specific amount of business to the Recommended Custodians in trading commissions or assets in custody. Arista has determined that having the Recommended Custodians execute trades is consistent with our duty to seek the “best execution” of trades and is supported by the scope, quality, and price of services. Best execution means the most favorable terms for a transaction based on all relevant factors, including those listed above (see “How We Select ADV Part 2A – Firm Brochure Page 25 Arista Wealth Management, LLC  Brokers/Custodians”) and not services that benefit only us. As part of our fiduciary duties to our clients, we always endeavor to put the interests of our clients first. Clients should be aware, however, that the receipt of economic benefits by Arista or our related persons in and of itself creates a potential conflict of interest and may indirectly influence Arista’s choice of the Recommended Custodians for custody and brokerage services. Best Execution When performing investment management services, Arista has full discretion to place buy and sell orders with or through such brokers or dealers as it may deem appropriate. Arista strives for the best qualitative execution to the value of client’s transactions (“best execution”). In selecting a broker, dealer, or other intermediary, Arista will consider such factors that in good faith and judgment it deems reasonable under the circumstances. Aggregation of Purchase or Sale Arista provides investment management services for various clients. There are occasions on which portfolio transactions may be executed as part of concurrent authorizations to purchase or sell the same security for numerous accounts served by Arista, which involve accounts with similar investment objectives. Accordingly, where possible, Arista can aggregate (“block trade”) client purchase and sale orders with other client accounts that have similar orders being made contemporaneously under the management of Arista. Although such concurrent authorizations potentially could be either advantageous or disadvantageous to any one or more accounts, they are affected only when Arista believes that to do so will be in the best interest of the affected accounts and, in Arista’s judgment such aggregation is reasonably likely to result in an overall economic benefit to the client accounts. When such concurrent authorizations occur, the objective is to allocate the executions in a manner that is deemed equitable to the accounts involved. In any given situation, Arista attempts to allocate trade executions in the most equitable manner possible, taking into consideration client objectives, current asset allocation, and availability of funds using price averaging, proration, and consistently non- arbitrary methods of allocation. If all aggregate orders are not filled out at the same price, Arista can cause the client and each similar order to pay or receive the average prices at which the orders were filled. Suppose such orders cannot be fully executed under prevailing market conditions. In that case, Arista will allocate the securities traded among clients and each similar order in a manner that it considers equitable, considering the size of the order placed, the client’s cash position, the investment objective of the account(s), size of the order and liquidity of the security. Client Directed Brokerage The client may direct Arista in writing to use a particular broker-dealer (“Directed Broker”) to execute some or all transactions for the client’s account(s) (referred to as “directed brokerage”), in which case, Arista can, at its discretion, agree to such direction (although Arista is not required to do so). Should the client direct Arista to use a particular broker or dealer, the client understands and acknowledges that Arista will likely not be able to negotiate terms and arrangements for the client’s account(s) with the Directed Broker and will not be able to seek better execution services or prices or be able to aggregate or “block trade” transactions for execution through other broker-dealers with orders for other accounts managed by Arista. Under these circumstances, the client could pay higher commissions or other transaction costs, or receive less favorable net prices on transactions for the account(s) than would otherwise be the case. ADV Part 2A – Firm Brochure Page 26 Arista Wealth Management, LLC  Allocation of Investment Opportunities in Private Offerings Arista, from time to time, recommends investments in private offerings to certain Arista clients. Generally, such investments are available only to a limited number of sophisticated investors, and in most cases such investors must meet the definitions of “accredited investor” under Regulation D of the Securities Act of 1933, as amended (the “Securities Act”) or “qualified client” under the Investment Advisers Act of 1940. Additionally, private offerings are considered “limited offerings” since they only accept a limited amount of assets for investment. When determining which clients should receive a recommendation to invest in these limited offerings, Arista considers several factors, including but not limited to a client’s sophistication, risk tolerances and qualifications, investment objectives, and the amount of available assets in client accounts. Arista’s goal is to allocate in a fair and balanced manner; however, given these differing factors, the allocation of investment opportunities in private offerings to Arista clients is mainly subjective and not all qualifying clients will be provided an investment opportunity. For those clients that do receive a recommendation to invest, you must read each offering document before investing to fully understand the risks and conflicts of these investments. Item 13: Review of Accounts or Financial Plans Frequency and Nature of Periodic of Reviews and Who Makes Those Reviews Our management personnel or financial advisors review portfolio management accounts on at least a semi-annual basis for our Investment Management Services clients. The nature of these reviews is to learn whether client accounts align with their investment objectives and are appropriately positioned based on market conditions and investment policies, if applicable. Arista will provide verbal and written reports to clients on an annual basis for the year-end review. All financial planning accounts are reviewed upon financial plan creation and plan delivery by management personnel. There is only one level of review for financial plans, and that is the total review conducted to create the financial plan. Factors That Trigger a Non-Periodic Review of Client Accounts Arista may review client accounts more frequently than described above. Among the factors which may trigger an off-cycle review, are major market or economic events, the client’s life events, and requests by the client. Financial Planning clients do not receive reviews of their written plans after delivery unless they take action to schedule a financial consultation with us. Arista does not provide ongoing services to financial planning clients; however, we are willing to meet with such clients upon their request to discuss updates to their plans, changes in their circumstances, etc. Financial Planning clients do not receive written or verbal updated reports regarding their financial plans unless they separately engage Arista for a post- financial plan meeting or update to their initial written financial plan. Retirement Planning Services clients receive reviews of their retirement plans for the duration of the service upon the intervals established in the IPS. Arista also provides ongoing services where clients are met upon their request to discuss updates to their plans, changes in their circumstances, etc. Retirement Planning Services clients do not receive written or verbal updated reports regarding their plans unless ADV Part 2A – Firm Brochure Page 27 Arista Wealth Management, LLC  they choose to engage Arista for ongoing services. Reports Provided to Clients The Client will receive brokerage statements no less than quarterly from the Custodian. These brokerage statements are sent directly from the Custodian to the Client. The Client may also establish electronic access to the Custodian’s website so that the Client may view these reports and their account activity. Client brokerage statements will include all positions, transactions, and fees relating to the Client’s account[s]. Arista may also provide Clients with periodic reports regarding their holdings, allocations, and performance. Each financial planning client will receive the financial plan upon completion. Item 14: Client Referrals & Other Compensation Economic Benefits Provided by Third Parties for Advice Rendered to Clients Arista receives economic benefits from Recommended Custodians in the form of the support products and services made available to Arista and other independent investment advisors that have their clients maintain accounts at Recommended Custodians. These products and services, how they benefit Arista and the related conflicts of interest are described above (see Item 12 – “Brokerage Practices”). The availability of Recommended Custodians products and services is not based on Arista giving particular investment advice, such as buying securities for our clients. Economic Benefits from the Orion Portfolio Solutions Elite Advisor Network Program Arista participates in the Orion Elite Advisor Network Program offered by Orion Portfolio Solutions, LLC ("OPS"). The Program provides Arista with economic benefits at no direct cost to Arista, including conference registrations and travel, access to certain technology tools, and dedicated service support. The Program and the conflicts of interest it creates are described in Item 10 of this Brochure." Marketing Activities We also utilize third-party ratings for advertising purposes, but provide full disclosure around the awards received, and ensure they are fair and balanced. Referral Compensation Arista may compensate its employees — both registered Investment Adviser Representatives and non-registered personnel — for referring prospective clients, typically as a one-time fixed amount paid from Arista's own resources. Clients pay no additional fee as a result of a referral. Only Arista's registered Investment Adviser Representatives provide investment advice. ADV Part 2A – Firm Brochure Page 28 Arista Wealth Management, LLC  Item 15: Custody ++1++1 - Under federal regulations, Arista is deemed to have custody of client funds or securities because Arista has the authority to debit its fees directly from the client’s account(s). To mitigate potential conflicts of interest, all Arista client account assets will be maintained with an independent qualified custodian. All our clients receive account statements directly from their qualified custodians at least quarterly upon opening an account. If Arista decides to also send account statements to clients, such notice and account statements include a legend that recommends that the client compare the account statements received from the qualified custodian with those received from Arista. Clients are encouraged to raise any questions with us about the custody, safety, or security of their assets and our custodial recommendations. Standing Letters of Authorization Custody is disclosed in Form ADV because Arista has the authority to transfer money from client account(s), which constitutes a standing letter of authorization (SLOA). Accordingly, Arista will follow the safeguards specified by the SEC No-Action Letter, rather than undergo an annual surprise audit listed below: The client provides an instruction to the qualified custodian, in writing, that includes the client's signature, the third party's name, and either the third party's address or the third party's account number at a custodian to which the transfer should be directed. 1. The client authorizes the investment adviser, in writing, either on the qualified custodian's form or separately, to direct transfers to the third party either on a specified schedule or from time to time. 2. The client's qualified custodian performs appropriate verification of the instruction, such as a signature review or other method to verify the client's authorization, and provides a transfer of funds notice to the client promptly after each transfer. 3. The client can terminate or change the instruction to the client's qualified custodian. 4. The investment adviser has no authority or ability to designate or change the identity of the third party, the address, or any other information about the third party contained in the client's instruction. 5. The investment adviser maintains records showing that the third party is not a related party of the investment adviser or located at the same address as the investment adviser. 6. The client's qualified custodian sends the client, in writing, an initial notice confirming the instruction and an annual notice reconfirming the instruction. Related Person Custody Arista does not maintain physical possession of client funds or securities. Arista Real Estate Manager LLC, however, is deemed to have custody of the assets of Arista’s clients that invest in private offerings managed by Arista Real Estate Manager. Arista Real Estate Manager only advises “private offerings” that hold “privately held securities”, as defined in the Custody Rule, and the private funds prepare annual financial statements per GAAP, which are audited by an independent accounting firm registered with the Public Company Accounting Oversight Board and distributed to all investors within 120 days of each private funds’ fiscal year-end. ADV Part 2A – Firm Brochure Page 29 Arista Wealth Management, LLC  Item 16: Investment Discretion Clients have the option of providing Arista with investment discretion on their behalf, under an executed investment advisory client agreement. By granting investment discretion, Arista is authorized to execute securities transactions, and determine which securities are bought and sold, and the total amount to be bought and sold. Should clients grant Arista non-discretionary authority, Arista would be required to obtain the client’s permission before effecting securities transactions. Limitations may be imposed by the client in the form of specific constraints on any of these areas of discretion with Arista’s written acknowledgment. Clients invested in private offerings through Arista’s affiliate, Arista Real Estate Manager, LLC, which serves as Manager to the Funds should note that any transactions executed in these private offerings are done and recommended on a non-discretionary basis and, in such cases, the client will enter into a subscription or other investment agreement directly with the sponsor of these private offerings. Item 17: Voting Client Securities Arista does not typically accept the proxy authority to vote for client securities. Where Arista does not hold proxy voting authority, Arista has no obligation or responsibility to take any action or render any advice concerning the voting of proxies solicited by or with respect to issuers of securities held in a client’s account (unless the account is an ERISA account and such authority has not been delegated to another named fiduciary in the plan’s written documents). Clients will receive proxies and shareholder communications directly from their custodian or transfer agent. If proxies are sent to Arista, Arista will forward them to the appropriate client. Clients may contact Arista by phone, mail, or email with any questions regarding proxy votes or shareholder solicitations. Arista may, in its sole discretion, agree to exercise proxy voting authority for a client pursuant to a separate written authorization executed by both parties. Where Arista does accept proxy voting authority, Arista will vote proxies in the best interests of the relevant client in accordance with Arista’s proxy voting practices asset forth in the firm’s Policy and Procedure Manual, as amended from time to time. Arista may abstain from voting where it determines that abstention is in the client’s best interest based on factors such as the expense or difficulty of exercise. Because proxy proposals and individual company facts and circumstances vary, Arista may vote contrary to general guidelines where it believes doing so is in the client’s best interest. If a proxy proposal presents a conflict of interest between Arista and a client, Arista will disclose the conflict to the client prior to casting any vote and will either vote in accordance with the client’s written direction or abstain from voting on the matter giving rise to the conflict. Clients for whom Arista exercises proxy voting authority may request, in writing, information concerning how proxy votes have been cast with respect to their portfolio securities during the prior annual period. Written requests may be directed to: Arista Wealth Management, LLC, 8876 Spanish ADV Part 2A – Firm Brochure Page 30 Arista Wealth Management, LLC  Ridge Avenue, Suite 202, Las Vegas, NV 89148, or by calling (702) 309-9970, or by email at compliance@aristawealth.com. Item 18: Financial Information Neither Arista nor its management have any adverse financial situations that would reasonably impair the ability of Arista to meet all obligations to its clients. Neither Arista nor its management have been subject to bankruptcy or financial compromise within the last ten years. Arista is not required to deliver a balance sheet along with this Disclosure Brochure as the Adviser does not collect advance fees of $1,200 or more for services to be performed six months or more in the future. ADV Part 2A – Firm Brochure Page 31 Arista Wealth Management, LLC