B.A. SCHROCK WEALTH MANAGEMENT, INC.

Item 1 – Cover Page B.A. Schrock Wealth Management, Inc. 131 College Street Wadsworth, Ohio 44281 330-473-1060 www.baschrock-fg.com Date of Disclosure Brochure: November 2022 ____________________________________________________________________________ This disclosure brochure provides information about the qualifications and business practices of B.A. Schrock Wealth Management, Inc. (also referred to as we, us and B.A. Schrock Wealth Management throughout this disclosure brochure). If you have any questions about the contents of this disclosure brochure, please contact Benjamin A. Schrock at 330-473-1060 or ben@baschrock-fg.com. The information in this disclosure brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. Additional information about B.A. Schrock Wealth Management is also available on the Internet at www.adviserinfo.sec.gov. You can view our firm’s information on this website by searching for B.A. Schrock Wealth Management, Inc. or our firm’s CRD number 304694. *Registration as an investment adviser does not imply a certain level of skill or training. B.A. Schrock Wealth Management, Inc. Page 1 Form ADV Part 2A Disclosure Brochure  Item 2 – Material Changes Since the last disclosure brochure dated February 2022, there have been no material changes made to this brochure: In the future, this item will discuss only specific material changes that are made to the disclosure brochure and provide readers with a summary of such changes. We will also reference the date of the last annual update of this disclosure brochure. We will ensure that you receive a summary of any material changes to this and subsequent disclosure brochures within 120 days after our firm’s fiscal year ends. Our firm’s fiscal year ends on December 31, so you will receive the summary of material changes no later than April 30 each year. At that time, we will also offer or provide a copy of the most current disclosure brochure. We may also provide other ongoing disclosure information about material changes as necessary. B.A. Schrock Wealth Management, Inc. Page 2 Form ADV Part 2A Disclosure Brochure  Item 3 – Table of Contents Item 1 – Cover Page ..................................................................................................................................... 1 Item 2 – Material Changes ............................................................................................................................ 2 Item 3 – Table of Contents ............................................................................................................................ 3 Item 4 – Advisory Business ........................................................................................................................... 5 Introduction................................................................................................................................................ 5 Description of Advisory Services .............................................................................................................. 5 Limits Advice to Certain Types of Investments ......................................................................................... 8 Participation in Wrap Fee Programs ......................................................................................................... 8 Tailor Advisory Services to Individual Needs of Clients ............................................................................ 9 Client Assets Managed by B.A. Schrock Wealth Management ................................................................ 9 Item 5 – Fees and Compensation ................................................................................................................. 9 Fees for Investment Advisory Services ..................................................................................................... 9 Third-Party Money Managers.................................................................................................................. 11 Seminars ................................................................................................................................................. 11 Item 6 – Performance-Based Fees and Side-By-Side Management .......................................................... 11 Item 7 – Types of Clients ............................................................................................................................ 12 Minimum Investment Amounts Required ................................................................................................ 12 Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss ..................................................... 12 Methods of Analysis ................................................................................................................................ 12 Investment Strategies ............................................................................................................................. 14 Primarily Recommend One Type of Security .......................................................................................... 15 Risk of Loss ............................................................................................................................................. 15 Item 9 – Disciplinary Information ................................................................................................................. 16 Item 10 – Other Financial Industry Activities and Affiliations ...................................................................... 16 Third-Party Money Managers.................................................................................................................. 16 Affiliated Insurance Agency..................................................................................................................... 17 Item 11 – Code of Ethics, Participation in Client Transactions and Personal Trading ............................... 17 Code of Ethics Summary ........................................................................................................................ 17 Affiliate and Employee Personal Securities Transactions Disclosure .................................................... 17 Item 12 – Brokerage Practices .................................................................................................................... 18 Brokerage Recommendations................................................................................................................. 19 Directed Brokerage ................................................................................................................................. 20 Soft Dollar Benefits ................................................................................................................................. 20 Block Trading Policy ................................................................................................................................ 20 Agency Cross Transactions .................................................................................................................... 21 Item 13 – Review of Accounts..................................................................................................................... 21 Account Reviews and Reviewers ............................................................................................................ 21 Statements and Reports ......................................................................................................................... 21 Item 14 – Client Referrals and Other Compensation .................................................................................. 22 Item 15 – Custody ....................................................................................................................................... 23 Item 16 – Investment Discretion ................................................................................................................. 23 Item 17 – Voting Client Securities ............................................................................................................... 24 Item 18 – Financial Information ................................................................................................................... 24 Item 19 – Requirements for State-Registered Advisers ............................................................................. 24 Customer Privacy Policy Notice .................................................................................................................. 25 B.A. Schrock Wealth Management, Inc. Page 3 Form ADV Part 2A Disclosure Brochure  Business Continuity Plan ............................................................................................................................ 26 FORM ADV PART 2B BROCHURE SUPPLEMENT - Benjamin A. Schrock ............................................. 27 FORM ADV PART 2B BROCHURE SUPPLEMENT - Colleen G Goodwillie ............................................. 30 FORM ADV PART 2B BROCHURE SUPPLEMENT - Keith E. Lockwood ................................................. 33 FORM ADV PART 2B BROCHURE SUPPLEMENT – Daniel J. Oaklief ................................................... 35 FORM ADV PART 2B BROCHURE SUPPLEMENT - Joseph A. Rodella ................................................. 38 B.A. Schrock Wealth Management, Inc. Page 4 Form ADV Part 2A Disclosure Brochure  Item 4 – Advisory Business B.A. Schrock Wealth Management is an investment adviser registered with the State of Ohio and is a corporation formed under the laws of the State of Ohio. • Benjamin A. Schrock is the Managing Member and 100% owner of B.A. Schrock Wealth Management. Full details of the education and business background of Benjamin A. Schrock are provided at Item 19 of this Disclosure Brochure. • B.A. Schrock Wealth Management was approved as an investment adviser in October 2019. Introduction The investment advisory services of B.A. Schrock Wealth Management are provided to you through an appropriately licensed individual who is an investment adviser representative of B.A. Schrock Wealth Management (referred to as your investment adviser representative throughout this brochure). Description of Advisory Services B.A. Schrock offers comprehensive investment advisory services that combines our Asset management Service and our Financial Planning Services in to one comprehensive program. Please understand that a written agreement, which details the exact terms of the service, must be signed by you and B.A. Schrock Wealth Management before we can provide you the services described below. We will provide you with a copy of our Form ADV Part 2A Disclosure Brochure and of the Form ADV Part 2B Brochure Supplement. If the appropriate disclosure statement was not delivered to you at least 48 hours prior to the client entering into any written or oral advisory contract with this investment adviser, then you have the right to terminate the contract without penalty within five business days after entering into the contract. Asset Management Services – B.A. Schrock Wealth Management offers asset management services, which involves B.A. Schrock Wealth Management providing you with continuous and ongoing supervision over your specified accounts. You must appoint our firm as your investment adviser of record on specified accounts (collectively, the “Account”). The Account consists only of separate account(s) held by qualified custodian(s) under your name. The qualified custodians maintain physical custody of all funds and securities of the Account, and you retain all rights of ownership (e.g., right to withdraw securities or cash, exercise or delegate proxy voting and receive transaction confirmations) of the Account. The Account is managed by us based on your financial situation, investment objectives and risk tolerance. We actively monitor the Account and provide advice regarding buying, selling, reinvesting or holding securities, cash or other investments of the Account. B.A. Schrock Wealth Management, Inc. Page 5 Form ADV Part 2A Disclosure Brochure  We will need to obtain certain information from you to determine your financial situation and investment objectives. You will be responsible for notifying us of any updates regarding your financial situation, risk tolerance or investment objective and whether you wish to impose or modify existing investment restrictions; however, we will contact you at least annually to discuss any changes or updates regarding your financial situation, risk tolerance or investment objectives. We are always reasonably available to consult with you relative to the status of your Account. You have the ability to impose reasonable restrictions on the management of your accounts, including the ability to instruct us not to purchase certain securities. It is important that you understand that we manage investments for other clients and may give them advice or take actions for them or for our personal accounts that is different from the advice we provide to you or actions taken for you. We are not obligated to buy, sell or recommend to you any security or other investment that we may buy, sell or recommend for any other clients or for our own accounts. Conflicts could arise in the allocation of investment opportunities among accounts that we manage. We strive to allocate investment opportunities believed to be appropriate for your account(s) and other accounts advised by our firm among such accounts equitably and consistent with the best interests of all accounts involved. However, there can be no assurance that a particular investment opportunity that comes to our attention will be allocated in any particular manner. If we obtain material, non-public information about a security or its issuer that we may not lawfully use or disclose, we have absolutely no obligation to disclose the information to any client or use it for any client’s benefit. B.A. Schrock Wealth Management offers two optional platforms in providing asset management services to clients: 1. The B.A. Schrock Wealth Management asset management program – in this program the investment advisor representatives of the firm will provide individualized asset management services to their client accounts using T.D. Ameritrade as the custodian for the client assets. The firm is responsible for performing investment research and making investment decisions that are in the best interest of our clients. 2. B.A. Schrock Wealth Management also participates in the Model Market Center platform offered by T.D. Ameritrade. Under this program your investment advisor representative will place the client assets in a Model Portfolio that best fits the client’s investment objectives and risk tolerances which has been designed by money managers that are not affiliated with T.D. Ameritrade. Under this program the Model Market Center platform will provide us with trade signals based upon current market conditions. Upon receipt of the trade signal B.A. Schrock Wealth Management will decide whether to accept or decline the information and place transactions accordingly. Financial Planning Services – For our Asset Management clients B.A. Schrock Wealth Management also offers financial planning services, which involve preparing a written financial plan covering specific or multiple topics. These services are only available to clients that also contract with B.A. Schrock Wealth Management for our asset management services. When providing financial planning services, the role of your investment adviser representative is to find ways to help you understand your overall financial situation and help you set financial objectives. We provide modular written financial plans which only cover those specific areas of concern mutually agreed upon by you and us. A modular written financial B.A. Schrock Wealth Management, Inc. Page 6 Form ADV Part 2A Disclosure Brochure  plan is limited or segmented and does not involve the creation of a full written financial plan. You should be aware that there are important issues that may not be taken into consideration when your investment adviser representative develops his or her analysis and recommendations under a modular written financial plan. Written financial plans prepared by us do not include specific recommendations of individual securities. Our financial planning services do not involve implementing any transaction on your behalf or the active and ongoing monitoring or management of your investments or accounts. You have the sole responsibility for determining whether to implement our financial planning recommendations. To the extent that you would like to implement any of our investment recommendations through B.A. Schrock Wealth Management or retain B.A. Schrock Wealth Management to actively monitor and manage your investments, you must execute a separate written agreement with B.A. Schrock Wealth Management for our asset management services. Referral of Third-Party Money Managers - B.A. Schrock Wealth Management offers advisory services by referring clients to a third-party money manager offering asset management and other investment advisory services. The third-party managers are responsible for continuously monitoring client accounts and making trades in client accounts when necessary. As a result of the referral, we are paid a portion of the fee charged and collected by the third-party money managers in the form of solicitor fees. Each solicitation arrangement is performed pursuant to a written solicitation agreement and is in compliance with SEC Rule 206(4)-3 and applicable state securities rules and regulations. Prior to introducing any client to another investment adviser, B.A. Schrock Wealth Management will be responsible in determining if the third-party manager is is properly registered, notice filed, or exempt from registration with the state securities regulatory authority of the client’s resident state. Under this program, we assist you with identifying your risk tolerance and investment objectives. We recommend third-party money managers in relation to your stated investment objectives and risk tolerance, and you may select a recommended third-party money manager or model portfolio based upon your needs. You must enter into an agreement directly with the third-party money manager who provides your designated account with asset management services. We are available to answer questions that you may have regarding your account and act as the communication conduit between you and the third-party money manager. The third-party money manager may take discretionary authority to determine the securities to be purchased and sold for your account. We do not have any trading authority with respect to your designated account managed by the third-party money manager. Although we review the performance of numerous third-party investment adviser firms, we enter into only a select number of relationships with third-party investment adviser firms that have agreed to pay us a portion of the overall fee charged to our clients. Therefore, B.A. Schrock Wealth Management has a conflict of interest in that it will only recommend third-party investment advisors that will agree to compensate us for referrals of our clients. Clients are advised that there may be other third-party managed programs not recommended by our firm, that are suitable for the client and that may be more or less costly than arrangements recommended by our firm. No guarantees can be made that a client’s financial goals or objectives will be achieved by a third-party investment adviser recommended by our firm. Further, no guarantees of performance can B.A. Schrock Wealth Management, Inc. Page 7 Form ADV Part 2A Disclosure Brochure  ever be offered by our firm (Please refer to Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss for more details.) Seminars B.A. Schrock Wealth Management may occasionally provide seminars in areas such as financial planning, retirement planning, estate planning, college planning and charitable planning. Seminars are always offered on an impersonal basis and do not focus on the individual needs of participants. Limits Advice to Certain Types of Investments B.A. Schrock Wealth Management provides investment advice on the following types of investments: Interests in Partnerships Investing in Real Estate • Mutual Funds • Exchange Traded Funds (ETFs) • Exchange-listed Securities • Securities Traded Over-the-Counter • Corporate Debt Securities • Certificates of Deposit • Municipal Securities • Variable Annuities • Variable Life Insurance • US Government Securities • Although we generally provide advice only on the products previously listed, we reserve the right to offer advice on any investment product that may be suitable for each client’s specific circumstances, needs, goals and objectives. It is not our typical investment strategy to attempt to time the market, but we may increase cash holdings modestly as deemed appropriate based on your risk tolerance and our expectations of market behavior. We may modify our investment strategy to accommodate special situations such as low basis stock, stock options, legacy holdings, inheritances, closely held businesses, collectibles, or special tax situations. (Please refer to Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss for more information.) Participation in Wrap Fee Programs B.A. Schrock Wealth Management offer asset management services exclusively through a wrap fee program. A wrap fee program is defined as any advisory program under which a specified fee or fees not based directly upon transactions in a client’s account is charged for investment advisory services (which may include portfolio management or advice concerning the selection of other investment advisers) and the execution of client transactions. Whenever a fee is charged to a client for services described in this brochure we will receive all or a portion of the fee charged. B.A. Schrock Wealth Management, Inc. Page 8 Form ADV Part 2A Disclosure Brochure  Tailor Advisory Services to Individual Needs of Clients B.A. Schrock Wealth Management’s advisory services are always provided based on your individual needs. This means, for example, that when we provide asset management services, you are given the ability to impose restrictions on the accounts we manage for you, including specific investment selections and sectors. We work with you on a one-on-one basis through interviews and questionnaires to determine your investment objectives and suitability information. Our financial planning services are always provided based on your individual needs. When providing financial planning services, we work with you on a one-on-one basis through interviews and questionnaires to determine your investment objectives and suitability information. We will not enter into an investment adviser relationship with a prospective client whose investment objectives may be considered incompatible with our investment philosophy or strategies or where the prospective client seeks to impose unduly restrictive investment guidelines. Client Assets Managed by B.A. Schrock Wealth Management As of February 4, 2022, B.A. Schrock Wealth Management has $90,915400 in assets under management. All assets are managed on a discretionary basis. Item 5 – Fees and Compensation In addition to the information provided in Item 4 – Advisory Business, this section provides additional details regarding our firm’s services along with descriptions of each service’s fees and compensation arrangements. It should be noted that lower fees for comparable service may be available from other sources. The exact fees and other terms will be outlined in the agreement between you and B.A. Schrock Wealth Management. As stated above, B.A. Schrock offers comprehensive investment advisory services that combines our Asset management Service and our Financial Planning Services in to one comprehensive program. No separate fee will be charged for any Financial Planning services provided. These services will be referred to as Investment Advisory Services. Fees for Investment Advisory Services Fees charged for our comprehensive Investment Advisory Services are charged based on a percentage of assets under management, billed in arrears (at the end of the billing period) on a monthly calendar basis and calculated based on the fair market value of your account as of the last business day of the current billing period. Both asset management options are billed under the same asset based fee schedule. Fees are prorated (based on the number of days service is provided during the initial billing period) for your account opened at any time other than the beginning of the billing period. If asset management services are commenced in the middle of the billing period, then the prorated fee for that billing period will be billed in arrears at the end of that billing period. The investment advisory services continue in effect until terminated by either party (i.e., B.A. Schrock Wealth Management or you) by providing written notice of termination to the other party. When fees are B.A. Schrock Wealth Management, Inc. Page 9 Form ADV Part 2A Disclosure Brochure  billed in arrears, B.A. Schrock Wealth Management will prorate the final fee payment based on the number of days services are provided during the final period. The amount of client assets on the termination date will be used to determine the final fee payment. Fees charged for our investment advisory services are negotiable based on the type of client, the complexity of the client's situation, the composition of the client's account (i.e., equities versus mutual funds), the potential for additional account deposits, the relationship of the client with the investment adviser representative, and the total amount of assets under management for the client. For my asset management services, clients will be charged an annual fee based upon the amount of assets under management. Each asset tier shall be assessed a fee percentage in accordance with the schedule shown below. Assets Under Management Maximum Fee $0-$500,000 1.80% $500,001-$1,000,000 1.50% $1,000,001 and Above 1.0% B.A. Schrock Wealth Management believes that its annual fee is reasonable in relation to: (1) services provided and (2) the fees charged by other investment advisers offering similar services/programs. However, our annual investment advisory fee may be higher than that charged by other investment advisers offering similar services/programs. In addition to our compensation, you may also incur charges imposed at the mutual fund level (e.g., advisory fees and other fund expenses). The investment advisory fees will be deducted from your account and paid directly to our firm by the qualified custodian(s) of your account. You will authorize the qualified custodian(s) of your account to deduct fees from your account and pay such fees directly to our firm. Our firm will send you a billing statement prior to time that fee deduction instruction is sent to the qualified custodian(s) of your account. The billing statement will detail the formula used to calculate the fee, the assets under management and the time period covered. See Item 15 – Custody for more details. You should review your account statements received from the qualified custodian(s) and verify that appropriate investment advisory fees are being deducted. The qualified custodian(s) will not verify the accuracy of the investment advisory fees deducted. You may incur certain charges imposed by third parties other than B.A. Schrock Wealth Management in connection with investments made through your account including, but not limited to, mutual fund sales loads, 12(b)-1 fees and surrender charges, IRA and qualified retirement plan fees. Management fees charged by B.A. Schrock Wealth Management are separate and distinct from the fees and expenses charged by investment company securities that may be recommended to you. A description of these fees and expenses are available in each investment company security’s prospectus. To the extent B.A. Schrock Wealth Management engages an outside professional (i.e. attorney, independent investment adviser or accountant) while providing financial planning services to you, B.A. B.A. Schrock Wealth Management, Inc. Page 10 Form ADV Part 2A Disclosure Brochure  Schrock Wealth Management will be responsible for the payment of the fees for the services of such an outside professional, and you will not be required to reimburse B.A. Schrock Wealth Management for such payments. To the extent that you personally engage such an outside professional, you will be responsible for the payment of the fees for the services of such an outside professional, and B.A. Schrock Wealth Management will not be required to reimburse Client for such payments. Fees for the services of an outside professional (i.e. attorney, independent investment adviser or accountant) will be in addition to and separate from the fees charged by B.A. Schrock Wealth Management, and you will be responsible for the payment of the fees for the services of such an outside professional. In no event will the services of an outside professional be engaged without your express approval. It should be noted that lower fees for comparable services may be available from other sources. Third-Party Money Managers Third-party managers generally have fee schedules and account minimum requirements that will vary among third-party money managers. Fees for asset management services provided by Third-Party Managers will range up to a maximum of 2.5%. The management fee charged includes the management fee charged by B.A. Schrock and the management fee charged by the Third-Party Money Manager chosen to manage your assets. The actual fee charged to you will vary depending on the third-party money manager. All fees are calculated and collected by the third-party money manager who will be responsible for delivering our portion of the fee paid by you to us. Account minimums are generally higher on fixed income accounts than for equity-based accounts. A complete description of the third-party money manager’s services, fee schedules and account minimums will be disclosed in the third-party money manager’s client agreement and disclosure brochure which will be provided to you prior to or at the time an agreement for services is executed and the account is established. Under this program, you could incur additional charges including but not limited to, mutual fund sales loads, 12b-1 fees and surrender charges, and IRA and qualified retirement plan fees. We have a conflict of interest by only offering those third-party money managers that have agreed to pay a portion of their advisory fee to us and have met the conditions of our due diligence review. There may be other third-party money managers that may be suitable for you that may be more or less costly. No guarantees can be made that your financial goals or objectives will be achieved. Further, no guarantees of performance can be offered. Seminars No separate fees are charged for attending seminars presented by the firm. Item 6 – Performance-Based Fees and Side-By-Side Management Performance-based fees are defined as fees based on a share of capital gains on or capital appreciation of the assets held in a client’s account. Item 6 is not applicable to this Disclosure Brochure because we do not charge or accept performance-based fees. B.A. Schrock Wealth Management, Inc. Page 11 Form ADV Part 2A Disclosure Brochure  Item 7 – Types of Clients B.A. Schrock Wealth Management generally provides investment advice to the following types of clients: Individuals • • High net worth individuals • Trusts, estates, or charitable organizations • Corporations or business entities other than those listed above You are required to execute a written agreement with B.A. Schrock Wealth Management specifying the particular advisory services in order to establish a client arrangement with B.A. Schrock Wealth Management. Minimum Investment Amounts Required There are no minimum investment amounts or conditions required for establishing an account managed by B.A. Schrock Wealth Management. However, all clients are required to execute an agreement for services in order to establish a client arrangement with B.A. Schrock Wealth Management and/or the third-party money manager or the sponsor of third-party money manager platforms. Third-party money managers may have minimum account and minimum fee requirements in order to participate in their programs. Each-third party money manager will disclose its minimum account size and fees in its Form ADV Part 2A Disclosure Brochure. Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss Methods of Analysis B.A. Schrock Wealth Management uses the following methods of analysis in formulating investment advice: Cyclical – This method analyzes the investments sensitive to business cycles and whose performance is strongly tied to the overall economy. For example, cyclical companies tend to make products or provide services that are in lower demand during downturns in the economy and in higher demand during upswings. Examples include the automobile, steel, and housing industries. The stock price of a cyclical company will often rise just before an economic upturn begins and fall just before a downturn begins. Investors in cyclical stocks try to make the largest gains by buying the stock at the bottom of a business cycle, just before a turnaround begins. While most economists and investors agree that there are cycles in the economy that need to be respected, the duration of such cycles is generally unknown. An investment decision to buy at the bottom of a business cycle may actually turn out to be a trade that occurs before or after the bottom of the cycle. If done before the bottom, then downside price action can result prior to any gains. If done after the bottom, then some upside price action may be missed. Similarly, a sell B.A. Schrock Wealth Management, Inc. Page 12 Form ADV Part 2A Disclosure Brochure  decision meant to occur at the top of a cycle may result in missed opportunity or unrealized losses. Fundamental – This is a method of evaluating a security by attempting to measure its intrinsic value by examining related economic, financial and other qualitative and quantitative factors. Fundamental analysts attempt to study everything that can affect the security's value, including macroeconomic factors (like the overall economy and industry conditions) and individually specific factors (like the financial condition and management of a company). The end goal of performing fundamental analysis is to produce a value that an investor can compare with the security's current price in hopes of figuring out what sort of position to take with that security (underpriced = buy, overpriced = sell or short). Fundamental analysis is considered to be the opposite of technical analysis. Fundamental analysis is about using real data to evaluate a security's value. Although most analysts use fundamental analysis to value stocks, this method of valuation can be used for just about any type of security. The risk associated with fundamental analysis is that it is somewhat subjective. While a quantitative approach is possible, fundamental analysis usually entails a qualitative assessment of how market forces interact with one another in their impact on the investment in question. It is possible for those market forces to point in different directions, thus necessitating an interpretation of which forces will be dominant. This interpretation may be wrong and could therefore lead to an unfavorable investment decision. Technical – This is a method of evaluating securities by analyzing statistics generated by market activity, such as past prices and volume. Technical analysts do not attempt to measure a security's intrinsic value, but instead use charts and other tools to identify patterns that can suggest future activity. Technical analysts believe that the historical performance of stocks and markets are indications of future performance. Technical analysis is even more subjective than fundamental analysis in that it relies on proper interpretation of a given security's price and trading volume data. A decision might be made based on a historical move in a certain direction that was accompanied by heavy volume; however, that heavy volume may only be heavy relative to past volume for the security in question, but not compared to the future trading volume. Therefore, there is the risk of a trading decision being made incorrectly, since future trading volume is an unknown. Technical analysis is also done through observation of various market sentiment readings, many of which are quantitative. Market sentiment gauges the relative degree of bullishness and bearishness in a given security, and a contrarian investor utilizes such sentiment advantageously. When most traders are bullish, then there are very few traders left in a position to buy the security in question, so it becomes advantageous to sell it ahead of the crowd. When most traders are bearish, then there are very few traders left in a position to sell the security in question, so it becomes advantageous to buy it ahead of the crowd. The risk in utilization of such sentiment technical measures is that a very bullish reading can always become more bullish, resulting in lost opportunity if the money manager chooses to act upon the bullish signal by selling out of a position. The reverse is also true in that a bearish reading of sentiment can always become more bearish, which may result in a premature purchase of a security. There are risks involved in using any analysis method. B.A. Schrock Wealth Management, Inc. Page 13 Form ADV Part 2A Disclosure Brochure  To conduct analysis, B.A. Schrock Wealth Management gathers information from financial newspapers and magazines, inspection of corporate activities, research materials prepared by others, corporate rating services, timing services, annual reports, prospectuses and filings with the SEC, and company press releases. Investment Strategies B.A. Schrock Wealth Management uses the following investment strategies when managing client assets and/or providing investment advice: Long term purchases. Investments held at least a year. Short term purchases. Investments sold within a year. Value Investing. We also follow a value-investing strategy that attempts to acquire at reasonable valuations publicly traded businesses that can deliver sustainable excess returns. We focus on a long-only strategy. Long term strategies are designed to identify and select investments to be held for multiple years. We will also invest in value oriented special situations with shorter expected holding periods. Value Investing can be described as a strategy of selecting stocks that trade for less than their intrinsic values. Value investors typically seek stocks of companies that they believe the market has undervalued. They believe the market overreacts to good and bad news, resulting in stock price movements that do not correspond with the company's long-term fundamentals. The result is an opportunity for value investors to profit by buying when the price is deflated. Often, value investors select stocks with lower-than-average price-to-book or price-to-earnings ratios and/or high dividend yields. The risks associated with value-investing include incorrectly analyzing and overestimating the intrinsic value of a business, concentration risk, under performance relative to major benchmarks, macro-economic risks, investing in value traps i.e. businesses that remain perpetually undervalued, and lost purchasing power on cash holdings in the case of inflation. Tactical asset allocation. Allows for a range of percentages in each asset class (such as Stocks = 40-50%). The ranges establish minimum and maximum acceptable percentages that permit the investor to take advantage of market conditions within these parameters. Thus, a minor form of market timing is possible, since the investor can move to the higher end of the range when stocks are expected to do better and to the lower end when the economic outlook is bleak. Strategic asset allocation. Calls for setting target allocations and then periodically rebalancing the portfolio back to those targets as investment returns skew the original asset allocation percentages. The concept is akin to a “buy and hold” strategy, rather than an active trading approach. Of course, the strategic asset allocation targets may change over time as the client’s goals and needs change and as the time horizon for major events such as retirement and college funding grow shorter. B.A. Schrock Wealth Management, Inc. Page 14 Form ADV Part 2A Disclosure Brochure  The investment strategies utilized by any Third-Party Managers utilized to manage your assets will vary dependent upon the firm selected. Please refer to the Third-Party Manager’s ADV Part 2 Disclosure Brochure for more information. Primarily Recommend One Type of Security We do not primarily recommend one type of security to clients. Instead, we recommend any product that may be suitable for each client relative to that client’s specific circumstances and needs. Risk of Loss Past performance is not indicative of future results. Therefore, you should never assume that future performance of any specific investment or investment strategy will be profitable. Investing in securities (including stocks, mutual funds, and bonds, etc.) involves risk of loss. Further, depending on the different types of investments there may be varying degrees of risk. You should be prepared to bear investment loss including loss of original principal. Because of the inherent risk of loss associated with investing, our firm is unable to represent, guarantee, or even imply that our services and methods of analysis can or will predict future results, successfully identify market tops or bottoms, or insulate you from losses due to market corrections or declines. There are certain additional risks associated with investing in securities through our investment management program, as described below: • Market Risk – Either the stock market as a whole, or the value of an individual company, goes down resulting in a decrease in the value of client investments. This is also referred to as systemic risk. • Equity (stock) market risk – Common stocks are susceptible to general stock market fluctuations and to volatile increases and decreases in value as market confidence in and perceptions of their issuers change. If you held common stock, or common stock equivalents, of any given issuer, you would generally be exposed to greater risk than if you held preferred stocks and debt obligations of the issuer. • Company Risk. When investing in stock positions, there is always a certain level of company or industry specific risk that is inherent in each investment. This is also referred to as unsystematic risk and can be reduced through appropriate diversification. There is the risk that the company will perform poorly or have its value reduced based on factors specific to the company or its industry. For example, if a company’s employees go on strike or the company receives unfavorable media attention for its actions, the value of the company may be reduced. • Fixed Income Risk. When investing in bonds, there is the risk that the issuer will default on the bond and be unable to make payments. Further, individuals who depend on set amounts of periodically paid income face the risk that inflation will erode their spending power. Fixed-income investors receive set, regular payments that face the same inflation risk. B.A. Schrock Wealth Management, Inc. Page 15 Form ADV Part 2A Disclosure Brochure  • Options Risk. Options on securities may be subject to greater fluctuations in value than an investment in the underlying securities. Purchasing and writing put and call options are highly specialized activities and entail greater than ordinary investment risks. • ETF and Mutual Fund Risk – When investing in an ETF or mutual fund, you will bear additional expenses based on your pro rata share of the ETF’s or mutual fund’s operating expenses, including the potential duplication of management fees. The risk of owning an ETF or mutual fund generally reflects the risks of owning the underlying securities the ETF or mutual fund holds. You will also incur brokerage costs when purchasing ETFs. • Management Risk – Your investment with our firm varies with the success and failure of our investment strategies, research, analysis and determination of portfolio securities. If our investment strategies do not produce the expected returns, the value of the investment will decrease. Item 9 – Disciplinary Information Item 9 is not applicable to this Disclosure Brochure because there are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of our business or integrity. Item 10 – Other Financial Industry Activities and Affiliations B.A. Schrock Wealth Management is not and does not have a related person that is a broker/dealer, municipal securities dealer, government securities dealer or broker, an investment company or other pooled investment vehicle (including a mutual fund, closed-end investment company, unit investment trust, private investment company or "hedge fund," and offshore fund), another investment adviser or financial planner, a futures commission merchant, commodity pool operator, or commodity trading advisor, a banking or thrift institution, an accountant or accounting firm, a lawyer or law firm, a pension consultant, a real estate broker or dealer, and a sponsor or syndicator of limited partnerships. We are an independent registered investment adviser and only provide investment advisory services. We are not engaged in any other business activities and offer no other services except those described in this Disclosure Brochure. However, while we do not sell products or services other than investment advice, our representatives may sell other products or provide services outside of their role as investment adviser representatives with us. Third-Party Money Managers B.A. Schrock Wealth Management has developed several programs, previously described in Item 5 of this disclosure brochure, designed to allow us to recommend and select third-party money managers for you. Once you select the third-party money manager to manage all or a portion of your assets, the third- party money manager will pay us a portion of the fees you are charged. Please refer to Items 4 and 5 for full details regarding the programs, fees, conflicts of interest and materials arrangements when B.A. Schrock Wealth Management selects other investment advisers. B.A. Schrock Wealth Management, Inc. Page 16 Form ADV Part 2A Disclosure Brochure  Affiliated Insurance Agency The company’s managing Member and owner Benjamin A. Schrock is also the owner of B.A. Schrock Financial Group an Ohio licensed insurance agency. Through this agency you may work with your investment adviser representative in his or her separate capacity as an insurance agent. When acting in his or her separate capacity as an insurance agent, the investment adviser representative may sell, for commissions, general disability insurance, life insurance, annuities, and other insurance products to you. As such, your investment adviser representative in his or her separate capacity as an insurance agent, may suggest that you implement recommendations of B.A. Schrock Wealth Management by purchasing disability insurance, life insurance, annuities, or other insurance products. This receipt of commissions creates an incentive for the representative to recommend those products for which your investment adviser representative will receive a commission in his or her separate capacity as an insurance agent. Consequently, the advice rendered to you could be biased. You are under no obligation to implement any insurance or annuity transaction through your investment adviser representative. Item 11 – Code of Ethics, Participation in Client Transactions and Personal Trading Code of Ethics Summary An investment adviser is considered a fiduciary and has a fiduciary duty to all clients. B.A. Schrock Wealth Management has established a Code of Ethics to comply with the requirements of the securities laws and regulations that reflects its fiduciary obligations and those of its supervised persons. The Code of Ethics also requires compliance with federal securities laws. B.A. Schrock Wealth Management’s Code of Ethics covers all individuals that are classified as “supervised persons”. All employees, officers, directors and investment adviser representatives are classified as supervised persons. B.A. Schrock Wealth Management requires its supervised persons to consistently act in your best interest in all advisory activities. B.A. Schrock Wealth Management imposes certain requirements on its affiliates and supervised persons to ensure that they meet the firm’s fiduciary responsibilities to you. The standard of conduct required is higher than ordinarily required and encountered in commercial business. This section is intended to provide a summary description of the Code of Ethics of B.A. Schrock Wealth Management. If you wish to review the Code of Ethics in its entirety, you should send us a written request and upon receipt of your request, we will promptly provide a copy of the Code of Ethics to you. Affiliate and Employee Personal Securities Transactions Disclosure B.A. Schrock Wealth Management or associated persons of the firm buy and sell for their personal accounts, investment products identical to those recommended to clients. This creates a conflict of interest. It is the express policy of B.A. Schrock Wealth Management that all persons associated in any manner with our firm must place clients’ interests ahead of their own when implementing personal investments. As is required by our internal procedures manual, B.A. Schrock Wealth Management and its associated persons will not buy or sell securities for their personal account(s) where their decision is B.A. Schrock Wealth Management, Inc. Page 17 Form ADV Part 2A Disclosure Brochure  derived, in whole or in part, by information obtained as a result of employment or association with our firm unless the information is also available to the investing public upon reasonable inquiry. We are now and will continue to be in compliance with applicable state and federal rules and regulations. To mitigate conflicts of interest that can occur when access persons manage their personal accounts at the same time B.A. Schrock Wealth Management manages client accounts, we have developed written supervisory procedures that include personal investment and trading policies for our representatives, employees and their immediate family members (collectively, associated persons): • Associated persons cannot prefer their own interests to that of the client. • Associated persons cannot purchase or sell any security for their personal accounts prior to implementing transactions for client accounts. • Associated persons cannot buy or sell securities for their personal accounts when those decisions are based on information obtained as a result of their employment, unless that information is also available to the investing public upon reasonable inquiry. • Associated persons are prohibited from purchasing or selling securities of companies in which any client is deemed an “insider”. • Associated persons are discouraged from conducting frequent personal trading. • Associated persons are generally prohibited from serving as board members of publicly traded companies unless an exception has been granted to the Chief Compliance Officer of B.A. Schrock Wealth Management. Any associated person not observing our policies is subject to sanctions up to and including termination. Item 12 – Brokerage Practices If B.A. Schrock Wealth Management assists in the implementation of any recommendations, we are responsible to ensure that the client receives the best execution possible. Best execution does not necessarily mean that clients receive the lowest possible commission costs but that the qualitative execution is best. In other words, all conditions considered, the transaction execution is in your best interest. When considering best execution, we look at a number of factors besides prices and rates including, but not limited to: • Execution capabilities (e.g., market expertise, ease/reliability/timeliness of execution, responsiveness, integration with our existing systems, ease of monitoring investments) • Products and services offered (e.g., investment programs, back office services, technology, regulatory compliance assistance, research and analytic services) • Financial strength, stability and responsibility • Reputation and integrity • Ability to maintain confidentiality We exercise reasonable due diligence to make certain that best execution is obtained for all clients when implementing any transaction by considering the back-office services, technology and pricing of services offered. B.A. Schrock Wealth Management, Inc. Page 18 Form ADV Part 2A Disclosure Brochure  Brokerage Recommendations You are under no obligation to act on the financial planning recommendations of B.A. Schrock Wealth Management. If we assist you in the implementation of any recommendations, we are responsible to ensure that you receive the best execution possible. B.A. Schrock Wealth Management recommends that you establish brokerage accounts with TD Ameritrade through their Institutional Platform. TD Ameritrade, Inc. (“TD Ameritrade”) is a member of FINRA/SIPC. TD Ameritrade is an independent (and unaffiliated) SEC-registered broker-dealer and is recommended by B.A. Schrock Wealth Management to maintain custody of clients' assets and to effect trades for their accounts. At least annually, we will review alternative custodians in the marketplace for comparison to the currently used custodian, evaluating criteria such as overall expertise, cost competitiveness, and financial condition. Quality of execution for custodians will be reviewed through trade journal evaluations. B.A. Schrock Wealth Management is independently owned and operated and not affiliated with TD Ameritrade. The primary factor in suggesting a broker/dealer or custodian is that the services of the recommended firm are provided in a cost-effective manner. While quality of execution at the best price is an important determinant, best execution does not necessarily mean lowest price and it is not the sole consideration. The trading process of any broker/dealer and money manager suggested by B.A. Schrock Wealth Management must be efficient, seamless, and straight-forward. Overall custodial support services, trade correction services, and statement preparation are some of the other factors determined when suggesting a broker/dealer. TD Ameritrade, Inc. provides us with access to their institutional trading and custody services, which are typically not available to retail investors. These services generally are available to independent investment advisors at no charge to them so long as the independent investment advisors maintain a minimum amount of assets with the custodian. TD Ameritrade does not charge separately for custody but is compensated by account holders through commissions or other transaction-related fees for securities trades that are executed by recommended money managers through the custodian or that settle into a custodian account. These benefits include, but are not necessarily limited to: receipt of duplicate client confirmations and bundled duplicate statements; access to a trading desk; access to block trading which provides the ability to aggregate securities transactions and allocate the appropriate shares to client accounts; the ability to have investment advisory fees deducted directly from client accounts; access to an electronic communications network for client order entry and account information; and access to mutual funds that generally require significantly higher minimum initial investments or are generally only available to institutional investors. TD Ameritrade, Inc. also makes available to us other products and services that benefit our firm but may not benefit clients' accounts. Some of these other products and services assist us in managing and administering clients' accounts. These include software and other technology that provide access to client account data (such as trade confirmation and account statements); provide research, pricing information B.A. Schrock Wealth Management, Inc. Page 19 Form ADV Part 2A Disclosure Brochure  and other market data; facilitate payment of the firm’s fees from its clients' accounts; and assist with back- office functions; record keeping and client reporting. Many of these services generally may be used to service all or a substantial number of our accounts, including accounts not maintained at a recommended custodian. B.A. Schrock Wealth Management is also providing other services intended to help our firm manage and further develop our business enterprise. These services may include consulting, publications and conferences on practice management, information technology, business succession, regulatory compliance and marketing. Specifically, B.A. Schrock Wealth Management participates in the TD Ameritrade Institutional program. TD Ameritrade Institutional is a division of TD Ameritrade, Inc. TD Ameritrade offers to independent investment Advisors services which include custody of securities, trade execution, clearance and settlement of transactions. Adviser receives some benefits from TD Ameritrade through its participation in the program. (Please see the disclosure under Item 14 below.) The custodian and brokerage practices utilized by any Third-Party Managers utilized to manage your assets will vary dependent upon the firm selected. Please refer to the Third-Party Manager’s ADV Part 2 Disclosure Brochure for more information. Directed Brokerage Clients should understand that not all investment advisors require the use of a particular broker/dealer or custodian. Some investment advisors allow their clients to select whichever broker/dealer the client decides. By requiring clients to use a particular broker/dealer, B.A. Schrock Wealth Management may not achieve the most favorable execution of client transactions and the practice requiring the use of specific broker/dealers may cost clients more money than if the client used a different broker/dealer or custodian. However, for compliance and operational efficiencies, B.A. Schrock Wealth Management has decided to require my clients to use broker/dealers and other qualified custodians determined by the firm. Soft Dollar Benefits An investment adviser receives soft dollar benefits from a broker-dealer when the investment adviser receives research or other products and services in exchange for client securities transactions or maintaining an account balance with the broker-dealer. B.A. Schrock Wealth Management does not have a soft dollar agreement with a broker-dealer or a third- party. Block Trading Policy We may elect to purchase or sell the same securities for several clients at approximately the same time. This process is referred to as aggregating orders, batch trading or block trading and is used by our firm when B.A. Schrock Wealth Management believes such action may prove advantageous to clients. If and when we aggregate client orders, allocating securities among client accounts is done on a fair and equitable basis. Typically, the process of aggregating client orders is done in order to achieve better execution, to negotiate more favorable commission rates or to allocate orders among clients on a more equitable basis in order to avoid differences in prices and transaction fees or other transaction costs that might be obtained when orders are placed independently. B.A. Schrock Wealth Management, Inc. Page 20 Form ADV Part 2A Disclosure Brochure  B.A. Schrock Wealth Management uses the average price allocation method for transaction allocation. Under this procedure B.A. Schrock Wealth Management will calculate the average price for each transaction included in a block order and assign the average price and transaction charge to each allocated transaction executed for the client’s account. If and when we determine to aggregate client orders for the purchase or sale of securities, including securities in which B.A. Schrock Wealth Management or our associated persons may invest, we will do so in accordance with the parameters set forth in the SEC No-Action Letter, SMC Capital, Inc. Neither we nor our associated persons receive any additional compensation as a result of block trades. Agency Cross Transactions Our associated persons are prohibited from engaging in agency cross transactions, meaning we cannot act as brokers for both the sale and purchase of a single security between two different clients and cannot receive compensation in the form of an agency cross commission or principal mark-up for the trades. Item 13 – Review of Accounts Account Reviews and Reviewers Managed accounts are reviewed at least quarterly. While the calendar is the main triggering factor, reviews can also be conducted at your request. Account reviews will include investment strategy and objectives review and making a change if strategy and objectives have changed. Reviews are conducted by the investment adviser representative assigned to the client account, with reviews performed in accordance with your investment goals and objectives. Accounts established and maintained with other third-party money managers are reviewed at least quarterly, usually when statements and/or reports are received from the money manager. Our financial planning services terminate upon the presentation of the written plan. Our financial planning services do not include monitoring the investments of your account(s), and therefore, there is no ongoing review of your account(s) under such services. Statements and Reports For our asset management services, you are provided with transaction confirmation notices and regular quarterly account statements in writing directly from the qualified custodian. Whether reports by an outside money manager are provided to you will depend upon the outside money manager. Financial planning clients do not receive any report other than the written plan originally contracted for and provided by B.A. Schrock Wealth Management. B.A. Schrock Wealth Management, Inc. Page 21 Form ADV Part 2A Disclosure Brochure  You are encouraged to always compare any reports or statements provided by us or third-party money manager against the account statements delivered from the qualified custodian. When you have questions about your account statement, you should contact our firm and the qualified custodian preparing the statement. Item 14 – Client Referrals and Other Compensation B.A. Schrock Wealth Management does not directly or indirectly compensate any person for client referrals. The only compensation received from advisory services is the fees charged for providing investment advisory services as described in Item 5 of this Disclosure Brochure. B.A. Schrock Wealth Management receives no other forms of compensation in connection with providing investment advice. B.A. Schrock Wealth Management does not directly or indirectly compensate anybody for client referrals. However, as disclosed under Item 12 above, B.A. Schrock Wealth Management participates in TD Ameritrade’s institutional customer program and Adviser may recommend TD Ameritrade to Clients for custody and brokerage services. There is no direct link between B.A. Schrock Wealth Management’s participation in the program and the investment advice it gives to its Clients, although we receive economic benefits that are typically not available to TD Ameritrade retail investors through our participation in the program. These benefits include the following products and services (provided without cost or at a discount): receipt of duplicate Client statements and confirmations; research related products and tools; consulting services; access to a trading desk serving our participants; access to block trading (which provides the ability to aggregate securities transactions for execution and then allocate the appropriate shares to Client accounts); the ability to have advisory fees deducted directly from Client accounts; access to an electronic communications network for Client order entry and account information; access to mutual funds with no transaction fees and to certain institutional money managers; and discounts on compliance, marketing, research, technology, and practice management products or services provided to B.A. Schrock Wealth Management by third-party vendors. TD Ameritrade may also have paid for business consulting and professional services received by our related persons. Some of the products and services made available by TD Ameritrade through the program may benefit B.A. Schrock Wealth Management but may not benefit your accounts. These products or services may assist B.A. Schrock Wealth Management in managing and administering Client accounts, including accounts not maintained at TD Ameritrade. Other services made available by TD Ameritrade are intended to help B.A. Schrock Wealth Management manage and further develop its business enterprise. The benefits received by B.A. Schrock Wealth Management or our personnel through participation in the program do not depend on the amount of brokerage transactions directed to TD Ameritrade. As part of its fiduciary duties to clients, we endeavor at all times to put clients’ interests first. You should be aware, however, that the receipt of economic benefits by B.A. Schrock Wealth Management or our related persons in and of itself creates a conflict of interest and may indirectly influence B.A. Schrock Wealth Management’s choice of TD Ameritrade for custody and brokerage services. Please see Item 5, Fees and Compensation, Item 10, Other Financial Industry Activities and Affiliations and Item 12, Brokerage Practices, for additional discussion concerning other compensation. B.A. Schrock Wealth Management, Inc. Page 22 Form ADV Part 2A Disclosure Brochure  Item 15 – Custody Custody, as it applies to investment advisors, has been defined by regulators as having access or control over client funds and/or securities. In other words, custody is not limited to physically holding client funds and securities. If an investment adviser has the ability to access or control client funds or securities, the investment adviser is deemed to have custody and must ensure proper procedures are implemented. B.A. Schrock Wealth Management is deemed to have custody of client funds and securities whenever B.A. Schrock Wealth Management is given the authority to have fees deducted directly from client accounts. However, this is the only form of custody B.A. Schrock Wealth Management will ever maintain. It should be noted that authorization to trade in client accounts is not deemed by regulators to be custody. For accounts in which B.A. Schrock Wealth Management is deemed to have custody, we have established procedures to ensure all client funds and securities are held at a qualified custodian in a separate account for each client under that client’s name. Clients or an independent representative of the client will direct, in writing, the establishment of all accounts and therefore are aware of the qualified custodian’s name, address and the manner in which the funds or securities are maintained. Finally, account statements are delivered directly from the qualified custodian to each client, or the client’s independent representative, at least quarterly. Clients should carefully review those statements and are urged to compare the statements against reports received from B.A. Schrock Wealth Management. When clients have questions about their account statements, they should contact B.A. Schrock Wealth Management or the qualified custodian preparing the statement. When fees are deducted from an account, B.A. Schrock Wealth Management is responsible for calculating the fee and delivering instructions to the custodian. At the same time B.A. Schrock Wealth Management instructs the custodian to deduct fees from your account; B.A. Schrock Wealth Management will send you an invoice itemizing the fee. Itemization will include the formula used to calculate the fee, the amount of assets under management the fee is based on, and the time period covered by the fee. Item 16 – Investment Discretion When providing asset management services, B.A. Schrock Wealth Management maintains trading authorization over your Account and can provide management services on a discretionary basis. When discretionary authority is granted, we will have the authority to determine the type of securities and the amount of securities that can be bought or sold for your portfolio without obtaining your consent for each transaction. If you decide to grant trading authorization on a non-discretionary basis, we will be required to contact you prior to implementing changes in your account. Therefore, you will be contacted and required to accept or reject our investment recommendations including: • The security being recommended • The number of shares or units • Whether to buy or sell B.A. Schrock Wealth Management, Inc. Page 23 Form ADV Part 2A Disclosure Brochure  Once the above factors are agreed upon, we will be responsible for making decisions regarding the timing of buying or selling an investment and the price at which the investment is bought or sold. If your accounts are managed on a non-discretionary basis, you need to know that if we are not able to reach you or you are slow to respond to our request, it can have an adverse impact on the timing of trade implementations and we may not achieve the optimal trading price. You will have the ability to place reasonable restrictions on the types of investments that may be purchased in your Account. You may also place reasonable limitations on the discretionary power granted to B.A. Schrock Wealth Management so long as the limitations are specifically set forth or included as an attachment to the client agreement. Item 17 – Voting Client Securities Clients are given the option to vote proxies themselves or have B.A. Schrock Wealth Management vote proxies on their behalf. With respect to assets managed by a third-party money manager, we will not vote the proxies associated with these assets. You will need to refer to each third-party money manager’s disclosure brochure to determine whether the third-party money manager will vote proxies on your behalf. You may request a complete copy of third-party money manager’s proxy voting policies and procedures as well as information on how your proxies were voted by contacting the third-party money manager or by contacting B.A. Schrock Wealth Management at the address or phone number indicated on Page 1 of this disclosure document. Item 18 – Financial Information This Item 18 is not applicable to this brochure. B.A. Schrock Wealth Management does not require or solicit prepayment of more than $500 in fees per client, six months or more in advance. Therefore, we are not required to include a balance sheet for the most recent fiscal year. We are not subject to a financial condition that is reasonably likely to impair our ability to meet contractual commitments to clients. Finally, B.A. Schrock Wealth Management has not been the subject of a bankruptcy petition at any time. Item 19 – Requirements for State-Registered Advisers Executive Officer and Management Personnel Benjamin A. Schrock Educational Background: College of Wooster, Bachelor of Arts: 2008 Business Experience: B.A. Schrock Wealth Management, Inc., Managing Member, 10/2019 to Present; B.A. Schrock Financial Group, Owner, 08/2012 to Present; B.A. Schrock Wealth Management, Inc. Page 24 Form ADV Part 2A Disclosure Brochure  AE Wealth Management, Investment Advisor Representative, 05/2016 to 02/2021 Other Business Activities See Item 10 – Other Financial Industry Activities and Affiliations. No Performance Based Fees As previously disclosed in Item 6, B.A. Schrock Wealth Management does not charge or accept performance-based fees. No Arbitrations B.A. Schrock Wealth Management or any of its associated persons have not been the subject of any client arbitrations or similar legal disputes. No Arrangement with Issuer of Securities B.A. Schrock Wealth Management and its management do not have any relationship or arrangement with any issuer of securities. Customer Privacy Policy Notice In November of 1999, Congress enacted the Gramm-Leach-Bliley Act (GLBA). The GLBA requires certain financial institutions, such as investment advisor firms, to protect the privacy of customer information. In situations where a financial institution does disclose customer information to non-affiliated third parties, other than permitted or required by law, customers must be given the opportunity to opt out or prevent such disclosure. B.A. Schrock Wealth Management. does not share or disclose customer information to non-affiliated third parties except as permitted or required by law. B.A. Schrock Wealth Management. is committed to safeguarding the confidential information of its clients. B.A. Schrock Wealth Management. holds all personal information provided by clients in the strictest confidence and it is the objective of B.A. Schrock Wealth Management. to protect the privacy of all clients. Except as permitted or required by law, B.A. Schrock Wealth Management. does not share confidential information about clients with non-affiliated parties. In the event that there were to be a change in this policy, B.A. Schrock Wealth Management. will provide clients with written notice and clients will be provided an opportunity to direct B.A. Schrock Wealth Management. as to whether such disclosure is permissible. To conduct regular business, B.A. Schrock Wealth Management. may collect personal information from sources such as: • • Information reported by the client on applications or other forms the client provides to B.A. Schrock Wealth Management. Information about the client’s transactions implemented by B.A. Schrock Wealth Management. or others Information developed as part of financial plans, analyses or investment advisory services • B.A. Schrock Wealth Management, Inc. Page 25 Form ADV Part 2A Disclosure Brochure  To administer, manage, service and provide related services for client accounts, it is necessary for B.A. Schrock Wealth Management. to provide access to customer information within the firm and to non- affiliated companies with whom B.A. Schrock Wealth Management. has entered into agreements. To provide the utmost service, B.A. Schrock Wealth Management. may disclose the information below regarding customers and former customers, as necessary, to companies to perform certain services on B.A. Schrock Wealth Management’s’ behalf. • • • • Information B.A. Schrock Wealth Management. receives from the client on applications (name, Social Security number, address, assets, etc.) Information about the client’s transactions with B.A. Schrock Wealth Management. or others (account information, payment history, parties to transactions, etc.) Information concerning investment advisory account transactions Information about a client’s financial products and services transaction with B.A. Schrock Wealth Management. Since B.A. Schrock Wealth Management. shares non-public information solely to service client accounts, B.A. Schrock Wealth Management. does not disclose any non-public personal information about B.A. Schrock Wealth Management. customers or former customers to anyone, except as permitted by law. However, B.A. Schrock Wealth Management. may also provide customer information outside of the firm as required by law, such as to government entities, consumer reporting agencies or other third parties in response to subpoenas. In the event that B.A. Schrock Wealth Management. has a change to its customer privacy policy that would allow it to disclose non-public information not covered under applicable law, B.A. Schrock Wealth Management. will allow its clients the opportunity to opt out of such disclosure. Business Continuity Plan B.A. Schrock Wealth Management has a business continuity and contingency plan in place designed to respond to significant business disruptions. These disruptions can be both internal and external. Internal disruptions will impact our ability to communicate and do business, such as a fire in the office building. External disruptions will prevent the operation of the securities markets or the operations of a number of firms, such as earthquakes, wildfires, hurricanes, terrorist attack or other wide-scale, regional disruptions. Our continuity and contingency plan has been developed to safeguard employees’ lives and firm property, to allow a method of making financial and operational assessments, to quickly recover and resume business operations, to protect books and records, and to allow clients to continue transacting business. The plan includes the following: • Alternate locations to conduct business; • Hard and electronic back-ups of records; • Alternative means of communications with employees, clients, critical business constituents and regulators; and • Details on the firms’ employee succession plan Our business continuity and contingency plan is reviewed and updated on a regular basis to ensure that the policies in place are sufficient and operational. B.A. Schrock Wealth Management, Inc. Page 26 Form ADV Part 2A Disclosure Brochure  FORM ADV PART 2B BROCHURE SUPPLEMENT - Benjamin A. Schrock Item 1 – Cover Page B.A. Schrock Wealth Management, Inc. Page 27 Form ADV Part 2A Disclosure Brochure  Benjamin A. Schrock B.A. Schrock Wealth Management, Inc. 131 College Street Wadsworth, OH 44281 330-473-1060 www.baschrock-fg.com Date of Supplement: February 2022 This brochure supplement provides information about Benjamin A. Schrock that supplements the B.A. Schrock Wealth Management, Inc. (“B.A. Schrock Wealth Management”) disclosure brochure. You should have received a copy of that brochure. Please contact Benjamin A. Schrock at 330- 473-1060 or at ben@baschrock-fg.com if you did not receive B.A. Schrock Wealth Management’s brochure or if you have any questions about the contents of this supplement. Additional information about Benjamin A. Schrock is available on the SEC’s website at www.adviserinfo.sec.gov. Item 2 – Educational Background and Business Experience Benjamin A. Schrock Born 1986; CRD # 5636427 Post-Secondary Educational Background: College of Wooster, Bachelor of Arts: 2008 Business Background: B.A. Schrock Wealth Management, President, 10/2019 to Present; B.A. Schrock Financial Group, Owner, 08/2012 to Present; AE Wealth Management, Investment Advisor Representative, 05/2016 to 02/2021; Professional Designation: Behavioral Financial Advisor (BFA) The BFA designation is sponsored by Kaplan Financial Education This designation program provides participants with training in how to mentor and coach clients in their financial decisions, transition to advice-based fees, and offer a holistic approach to strengthen the advisor-client relationship. Using an integrated approach founded on self-awareness, the program demonstrates how traditional finance practices are influenced by psychology and neuroscience. To obtain the BFA Designation, candidates must two qualification exams and a certification final exam. In order to maintain the BFA designation BFA designees must complete twenty hours of continuing professional education every two years. Item 3 – Disciplinary Information Benjamin A. Schrock has no legal or disciplinary events to report. B.A. Schrock Wealth Management, Inc. Page 28 Form ADV Part 2A Disclosure Brochure  Item 4 – Other Business Activities Insurance Agent Benjamin A. Schrock is independently licensed to sell insurance and annuity products through various insurance companies. When acting in this capacity, Benjamin A. Schrock will receive commissions for selling insurance and annuity products. Benjamin A. Schrock may also receive other incentive awards for the recommendation/sale of annuities and other insurance products. The receipt of compensation and other incentive benefits could affect the judgment of Benjamin A. Schrock when recommending products to its clients. While Benjamin A. Schrock endeavors at all times to put the interest of his clients first as a part of B.A. Schrock Wealth Management’s overall fiduciary duty to clients, clients should be aware that the receipt of commissions and additional compensation itself creates a conflict of interest, and could affect Benjamin A. Schrock ’s decision making process when making recommendations. Clients are never obligated or required to purchase insurance products from or through Benjamin A. Schrock and may choose any independent insurance agent and insurance company to purchase insurance products. Regardless of the insurance agent selected, the insurance agent or agency will receive normal commissions from the sale. Real Estate Ownership Benjamin A. Schrock a part owner of MLR & Schrock LLC. A company formed to hold title to personal real estate investments. Item 5 – Additional Compensation In addition to the description of additional compensation provided in Item 4, Benjamin A. Schrock can receive additional benefits. Certain product sponsors provide Benjamin A. Schrock with other economic benefits as a result of his recommendation or sale of the product sponsors’ investments. The economic benefits received by Benjamin A. Schrock from product sponsors can include but are not limited to, financial assistance or the sponsorship of conferences and educational sessions, marketing support, incentive awards, payment of travel expenses, and tools to assist Benjamin A. Schrock in providing various services to clients. Although B.A. Schrock Wealth Management and Benjamin A. Schrock endeavor at all times to put the interest of its clients ahead of its own or those of its officers, directors, or representatives (“affiliated persons”), these arrangements could affect the judgment of Benjamin A. Schrock when recommending investment products. These situations present a conflict of interest that affect the judgment of affiliated persons including Benjamin A. Schrock. Item 6 – Supervision B.A. Schrock Wealth Management, Inc. Page 29 Form ADV Part 2A Disclosure Brochure  Benjamin A. Schrock is the Chief Compliance Officer of B.A. Schrock Wealth Management. He is responsible for overseeing and enforcing the firm’s compliance programs that have been established to monitor and supervise the activities and services provided by the firm and its representatives. Benjamin A. Schrock can be contacted at 330-473-1060. Item 7 – Requirements for State-Registered Advisers Benjamin A. Schrock has not been involved in an arbitration award and has not been found liable in an arbitration claim alleging damages in excess of $2,500. He has not been involved in any award or found liable in any civil, self-regulatory organization, or administrative proceeding. Additionally, he has not been the subject of a bankruptcy petition. FORM ADV PART 2B BROCHURE SUPPLEMENT - Colleen G Goodwillie B.A. Schrock Wealth Management, Inc. Page 30 Form ADV Part 2A Disclosure Brochure  Item 1 – Cover Page Colleen G Goodwillie B.A. Schrock Wealth Management, Inc. 131 College Street Wadsworth, OH 44281 330-473-1060 www.baschrock-fg.com Date of Supplement: June 2025 This brochure supplement provides information about Colleen G Goodwillie that supplements the B.A. Schrock Wealth Management, Inc. (“B.A. Schrock Wealth Management”) disclosure brochure. You should have received a copy of that brochure. Please contact Benjamin A. Schrock at 330- 473-1060 or at ben@baschrock-fg.com if you did not receive B.A. Schrock Wealth Management’s brochure or if you have any questions about the contents of this supplement. Additional information about Colleen G Goodwillie is available on the SEC’s website at www.adviserinfo.sec.gov. Item 2 – Educational Background and Business Experience Colleen G Goodwillie Born 1988; CRD # 6322015 Post-Secondary Educational Background: College of Wooster, Bachelor of Arts: 2010 The American College, Chartered Financial Consultant (ChFC®) designation, 2020 Business Background: B.A. Schrock Wealth Management, Investment Advisor Representative, 01/2019 to Present; B.A. Schrock Financial Group, Insurance Professional, 01/2014 to Present; AE Wealth Management, Investment Advisor Representative, 05/2016 to 02/2021; Global Financial Private Capital, Investment Advisor Representative 04/2014 to 05/2016. Professional Designation: Chartered Financial Consultant ChFC®_ The Chartered Financial Consultant (ChFC®) designation is issued by The American College and is granted to individuals who have at least 3 years of full-time business experience within the 5 years preceding the awarding of the designation. The candidate is required to take 7 mandatory courses which include the following disciplines: financial, insurance, retirement and estate planning; income taxation, investments and application of financial planning; as well as two elective courses involving the application of the aforementioned disciplines. Each course has a final proctored exam and once issued, the individual is required to submit 30 hours of continuing education every 2 years. B.A. Schrock Wealth Management, Inc. Page 31 Form ADV Part 2A Disclosure Brochure  Behavioral Financial Advisor (BFA) The BFA designation is sponsored by Kaplan Financial Education. This designation program provides participants with training in how to mentor and coach clients in their financial decisions, transition to advice-based fees, and offer a holistic approach to strengthen the advisor-client relationship. Using an integrated approach founded on self-awareness, the program demonstrates how traditional finance practices are influenced by psychology and neuroscience. To obtain the BFA Designation, candidates must two qualification exams and a certification final exam. In order to maintain the BFA designation BFA designees must complete twenty hours of continuing professional education every two years. Item 3 – Disciplinary Information Colleen G Goodwillie has no legal or disciplinary events to report. Item 4 – Other Business Activities Insurance Agent Colleen G Goodwillie is independently licensed to sell insurance and annuity products through various insurance companies. When acting in this capacity, Colleen G Goodwillie will receive commissions for selling insurance and annuity products. Colleen G Goodwilliemay also receive other incentive awards for the recommendation/sale of annuities and other insurance products. The receipt of compensation and other incentive benefits could affect the judgment of Colleen G Goodwillie when recommending products to its clients. While Colleen G Goodwillie endeavors at all times to put the interest of her clients first as a part of B.A. Schrock Wealth Management’s overall fiduciary duty to clients, clients should be aware that the receipt of commissions and additional compensation itself creates a conflict of interest and could affect Colleen G Goodwillie’S decision making process when making recommendations. Clients are never obligated or required to purchase insurance products from or through Colleen G Goodwillie and may choose any independent insurance agent and insurance company to purchase insurance products. Regardless of the insurance agent selected, the insurance agent or agency will receive normal commissions from the sale. Item 5 – Additional Compensation In addition to the description of additional compensation provided in Item 4, Colleen G Goodwillie can receive additional benefits. Certain product sponsors provide Colleen G Goodwillie with other economic benefits as a result of her recommendation or sale of the product sponsors’ investments. The economic benefits received by Colleen G Goodwillie from product sponsors can include but are not limited to, financial assistance or the sponsorship of conferences and educational sessions, marketing support, incentive awards, payment of travel expenses, and tools to assist Colleen G Goodwillie in providing various services to clients. B.A. Schrock Wealth Management, Inc. Page 32 Form ADV Part 2A Disclosure Brochure  Although B.A. Schrock Wealth Management and Colleen G Goodwillie endeavor at all times to put the interest of its clients ahead of its own or those of its officers, directors, or representatives (“affiliated persons”), these arrangements could affect the judgment of Colleen G Goodwillie when recommending investment products. These situations present a conflict of interest that affect the judgment of affiliated persons including Colleen G Goodwillie. Item 6 – Supervision Benjamin A. Schrock is the Chief Compliance Officer of B.A. Schrock Wealth Management. She is responsible for overseeing and enforcing the firm’s compliance programs that have been established to monitor and supervise the activities and services provided by the firm and its representatives including Colleen G Goodwillie. Benjamin A. Schrock can be contacted at 330-473-1060. Item 7 – Requirements for State-Registered Advisers Colleen G Goodwillie has not been involved in an arbitration award and has not been found liable in an arbitration claim alleging damages in excess of $2,500. She has not been involved in any award or found liable in any civil, self-regulatory organization, or administrative proceeding. Additionally, she has not been the subject of a bankruptcy petition. FORM ADV PART 2B BROCHURE SUPPLEMENT - Keith E. Lockwood B.A. Schrock Wealth Management, Inc. Page 33 Form ADV Part 2A Disclosure Brochure  Item 1 – Cover Page Keith E. Lockwood B.A. Schrock Wealth Management, Inc. 131 College Street Wadsworth, OH 44281 330-473-1060 www.baschrock-fg.com Date of Supplement: February 2022 This brochure supplement provides information about Keith E. Lockwood that supplements the B.A. Schrock Wealth Management, Inc. (“B.A. Schrock Wealth Management”) disclosure brochure. You should have received a copy of that brochure. Please contact Benjamin A. Schrock at 330- 473-1060 or at ben@baschrock-fg.com if you did not receive B.A. Schrock Wealth Management’s brochure or if you have any questions about the contents of this supplement. Additional information about Keith E. Lockwood is available on the SEC’s website at www.adviserinfo.sec.gov. Item 2 – Educational Background and Business Experience Keith E. Lockwood Born 1978; CRD # 4555040 Post-Secondary Educational Background: Ashland University, BSBA Economics and Finance; 2002 Stetson University, Attended 08/1997 to 08/1998, No Degree Conferred Business Background: B.A. Schrock Wealth Management, Investment Advisor Representative, 06/2019 to Present; B.A. Schrock Financial Group, Insurance Professional, 01/2019 to Present; AE Wealth Management, Investment Advisor Representative, 01/2019 to 02/2021; AXA Advisors LLC, Financial Advisor, 01/2003 to 01/2019. Item 3 – Disciplinary Information Keith E. Lockwood has no legal or disciplinary events to report. Item 4 – Other Business Activities Insurance Agent Keith E. Lockwood is independently licensed to sell insurance and annuity products through various insurance companies. When acting in this capacity, Keith E. Lockwood will receive commissions for selling insurance and annuity products. B.A. Schrock Wealth Management, Inc. Page 34 Form ADV Part 2A Disclosure Brochure  Keith E. Lockwood may also receive other incentive awards for the recommendation/sale of annuities and other insurance products. The receipt of compensation and other incentive benefits could affect the judgment of Keith E. Lockwood when recommending products to its clients. While Keith E. Lockwood endeavors at all times to put the interest of his clients first as a part of B.A. Schrock Wealth Management’s overall fiduciary duty to clients, clients should be aware that the receipt of commissions and additional compensation itself creates a conflict of interest and could affect Keith E. Lockwood’s decision-making process when making recommendations. Clients are never obligated or required to purchase insurance products from or through Keith E. Lockwood and may choose any independent insurance agent and insurance company to purchase insurance products. Regardless of the insurance agent selected, the insurance agent or agency will receive normal commissions from the sale. Item 5 – Additional Compensation In addition to the description of additional compensation provided in Item 4, Keith E. Lockwood can receive additional benefits. Certain product sponsors provide Keith E. Lockwood with other economic benefits as a result of his recommendation or sale of the product sponsors’ investments. The economic benefits received by Keith E. Lockwood from product sponsors can include but are not limited to, financial assistance or the sponsorship of conferences and educational sessions, marketing support, incentive awards, payment of travel expenses, and tools to assist Keith E. Lockwood in providing various services to clients. Although B.A. Schrock Wealth Management and Keith E. Lockwood endeavor at all times to put the interest of its clients ahead of its own or those of its officers, directors, or representatives (“affiliated persons”), these arrangements could affect the judgment of Keith E. Lockwood when recommending investment products. These situations present a conflict of interest that affect the judgment of affiliated persons including Keith E. Lockwood. Item 6 – Supervision Benjamin A. Schrock is the Chief Compliance Officer of B.A. Schrock Wealth Management. He is responsible for overseeing and enforcing the firm’s compliance programs that have been established to monitor and supervise the activities and services provided by the firm and its representatives including Keith E. Lockwood. Benjamin A. Schrock can be contacted at 330-473-1060. Item 7 – Requirements for State-Registered Advisers Keith E. Lockwood has not been involved in an arbitration award and has not been found liable in an arbitration claim alleging damages in excess of $2,500. He has not been involved in any award or found liable in any civil, self-regulatory organization, or administrative proceeding. Additionally, he has not been the subject of a bankruptcy petition. FORM ADV PART 2B BROCHURE SUPPLEMENT – Daniel J. Oaklief B.A. Schrock Wealth Management, Inc. Page 35 Form ADV Part 2A Disclosure Brochure  Item 1 – Cover Page Daniel J. Oaklief B.A. Schrock Wealth Management, Inc. 131 College Street Wadsworth, Ohio 44281 330-473-1060 www.baschrock-fg.com Date of Supplement: February 2022 This brochure supplement provides information about Daniel J. Oaklief that supplements the B.A. Schrock Wealth Management, Inc. (“B.A. Schrock Wealth Management”) disclosure brochure. You should have received a copy of that brochure. Please contact Benjamin A. Schrock at 330-473- 1060 or at ben@baschrock-fg.com if you did not receive B.A. Schrock Wealth Management’s brochure or if you have any questions about the contents of this supplement. Additional information about Daniel J. Oaklief is available on the SEC’s website at www.adviserinfo.sec.gov. Item 2 – Educational Background and Business Experience Daniel J. Oaklief Born 1994; CRD # 6674204 Post-Secondary Educational Background: Maryville College, BS Finance/Accounting; 2016 Business Background: B.A. Schrock Wealth Management, Investment Advisor Representative, 07/2020 to Present; Equitable Advisors, LLC, Registered Representative, 08/2016 to 07/2020; AXA Advisors LLC, Registered Representative, 08/2016 to 06/2020; Unemployed, 05/2016 to 08/2016; Student, 01/2006 to 05/2016 Professional Designations: Retirement Income Certified Professional (RICP) The American College of Financial Services awards the Retirement Income Certified Professional (“RICP”)® designations to individuals who successfully complete all courses in the selected program and who have three-plus years of full-time business experience within the five years preceding the date of the award. An undergraduate or graduate degree from an accredited educational institution qualifies as one year of business experience. Applicants must pass the exam and adhere to The American College’s Code of Ethics. Continued use of the RICP® designation is subject to completing 30 hours of Continuing Education credits every two years. Certified Plan Fiduciary Advisor (CPFA) B.A. Schrock Wealth Management, Inc. Page 36 Form ADV Part 2A Disclosure Brochure  The National Association of Plan Advisors (NAPA) awards the Certified Plan Fiduciary Advisor (“CPFA”) designations to individuals who must pass the NAPA CPFA examination after completing course modules. The exam covers an array of topics including fiduciary roles and responsibilities, fiduciary oversight, plan investment management, and plan management. In order to maintain the CPFA designation, CPFAs must complete the continuing education credits which is 10 credits every year. Item 3 – Disciplinary Information Daniel J. Oaklief has no legal or disciplinary events to report. Item 4 – Other Business Activities Daniel J. Oaklief has no other business activities to disclose. Item 5 – Additional Compensation Certain product sponsors provide Daniel J. Oaklief with other economic benefits as a result of his recommendation or sale of the product sponsors’ investments. The economic benefits received by Daniel J. Oaklief from product sponsors can include but are not limited to, financial assistance or the sponsorship of conferences and educational sessions, marketing support, incentive awards, payment of travel expenses, and tools to assist Daniel J. Oaklief in providing various services to clients. Although B.A. Schrock Wealth Management and Daniel J. Oaklief endeavor at all times to put the interest of its clients ahead of its own or those of its officers, directors, or representatives (“affiliated persons”), these arrangements could affect the judgment of Daniel J. Oaklief when recommending investment products. These situations present a conflict of interest that affect the judgment of affiliated persons including Daniel J. Oaklief. Item 6 – Supervision Benjamin A. Schrock is the Chief Compliance Officer of B.A. Schrock Wealth Management. He is responsible for overseeing and enforcing the firm’s compliance programs that have been established to monitor and supervise the activities and services provided by the firm and its representatives including Daniel J. Oaklief. Benjamin A. Schrock can be contacted at 330-473-1060. Item 7 – Requirements for State-Registered Advisers Daniel J. Oaklief has not been involved in an arbitration award and has not been found liable in an arbitration claim alleging damages in excess of $2,500. He has not been involved in any award or found liable in any civil, self-regulatory organization, or administrative proceeding. Additionally, he has not been the subject of a bankruptcy petition. B.A. Schrock Wealth Management, Inc. Page 37 Form ADV Part 2A Disclosure Brochure  FORM ADV PART 2B BROCHURE SUPPLEMENT - Joseph A. Rodella Item 1 – Cover Page Joseph A. Rodella B.A. Schrock Wealth Management, Inc. 131 College Street Wadsworth, OH 44281 330-473-1060 www.baschrock-fg.com Date of Supplement: August 2022 This brochure supplement provides information about Joseph A. Rodella that supplements the B.A. Schrock Wealth Management, Inc. (“B.A. Schrock Wealth Management”) disclosure brochure. You should have received a copy of that brochure. Please contact Benjamin A. Schrock at 330- 473-1060 or at ben@baschrock-fg.com if you did not receive B.A. Schrock Wealth Management’s brochure or if you have any questions about the contents of this supplement. Additional information about Joseph A. Rodella is available on the SEC’s website at www.adviserinfo.sec.gov. Item 2 – Educational Background and Business Experience Joseph A. Rodella Born 1988; CRD # 7604015 Post-Secondary Educational Background: The College of Wooster, Bachelor of Arts; Political Science 2011 Capital University, Master of Business Administration, 2017 Business Background: B.A. Schrock Wealth Management, Investment Advisor Representative, 06/2022 to Present; B.A. Schrock Financial Group, Insurance Professional, 06/2022 to Present; CoverMyMeds, Manager, 05/2019 to Present; Randstad, Managing Director, 12/2018 to 04/2019; Maxim Healthcare Services, Business Development Manager, 07/2011 to 12/2018 . Item 3 – Disciplinary Information Joseph A. Rodella has no legal or disciplinary events to report. Item 4 – Other Business Activities Insurance Agent B.A. Schrock Wealth Management, Inc. Page 38 Form ADV Part 2A Disclosure Brochure  Joseph A. Rodella is independently licensed to sell insurance and annuity products through various insurance companies. When acting in this capacity, Joseph A. Rodella will receive commissions for selling insurance and annuity products. Joseph A. Rodella may also receive other incentive awards for the recommendation/sale of annuities and other insurance products. The receipt of compensation and other incentive benefits could affect the judgment of Joseph A. Rodella when recommending products to its clients. While Joseph A. Rodella endeavors at all times to put the interest of his clients first as a part of B.A. Schrock Wealth Management’s overall fiduciary duty to clients, clients should be aware that the receipt of commissions and additional compensation itself creates a conflict of interest and could affect Joseph A. Rodella’s decision-making process when making recommendations. Clients are never obligated or required to purchase insurance products from or through Joseph A. Rodella and may choose any independent insurance agent and insurance company to purchase insurance products. Regardless of the insurance agent selected, the insurance agent or agency will receive normal commissions from the sale. Other Business Activity Joseph A. Rodella is also employed as a manager at CoverMyMeds, LLC. and spends the majority of his time on that activity. Item 5 – Additional Compensation In addition to the description of additional compensation provided in Item 4, Joseph A. Rodella can receive additional benefits. Certain product sponsors provide Joseph A. Rodella with other economic benefits as a result of his recommendation or sale of the product sponsors’ investments. The economic benefits received by Joseph A. Rodella from product sponsors can include but are not limited to, financial assistance or the sponsorship of conferences and educational sessions, marketing support, incentive awards, payment of travel expenses, and tools to assist Joseph A. Rodella in providing various services to clients. Although B.A. Schrock Wealth Management and Joseph A. Rodella endeavor at all times to put the interest of its clients ahead of its own or those of its officers, directors, or representatives (“affiliated persons”), these arrangements could affect the judgment of Joseph A. Rodella when recommending investment products. These situations present a conflict of interest that affect the judgment of affiliated persons including Joseph A. Rodella. Item 6 – Supervision Benjamin A. Schrock is the Chief Compliance Officer of B.A. Schrock Wealth Management. He is responsible for overseeing and enforcing the firm’s compliance programs that have been established to monitor and supervise the activities and services provided by the firm and its representatives including Joseph A. Rodella. Benjamin A. Schrock can be contacted at 330-473-1060. Item 7 – Requirements for State-Registered Advisers B.A. Schrock Wealth Management, Inc. Page 39 Form ADV Part 2A Disclosure Brochure  Joseph A. Rodella has not been involved in an arbitration award and has not been found liable in an arbitration claim alleging damages in excess of $2,500. He has not been involved in any award or found liable in any civil, self-regulatory organization, or administrative proceeding. Additionally, he has not been the subject of a bankruptcy petition. B.A. Schrock Wealth Management, Inc. Page 40 Form ADV Part 2A Disclosure Brochure