BXM WEALTH LLC

BXM Wealth LLC Firm Brochure - Form ADV Part 2A This brochure provides information about the qualifications and business practices of BXM Wealth LLC. If you have any questions about the contents of this brochure, please contact us at 303-704-2592 or by email at: adam@bxmwealth.com. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. Additional information about BXM Wealth LLC is also available on the SEC’s website at www.adviserinfo.sec.gov. BXM Wealth LLC’s CRD number is: 332544. 8310 S Valley Highway, Suite 300, BXM Wealth Englewood, CO 80112 (303) 704-2592 adam@bxmwealth.com https://bxmwealth.com Registration as an investment adviser does not imply a certain level of skill or training. Version Date: 10/30/2025 i  Item 2: Material Changes BXM Wealth LLC has the following material changes to report. Material changes relate to BXM Wealth LLC’s policies, practices or conflicts of interest. • BXM Wealth LLC has updated its Primary Business address and phone number. (Cover Page) • BXM Wealth LLC has added SEI Investments Management Corp as a custodian. (Items 12 and 14) • BXM Wealth LLC is transitioning to registration with the United States Securities and Exchange Commission from its prior registration at the state level. • BXM Wealth LLC has updated its Assets Under Management. (Item 4.E) • BXM Wealth LLC updated Items 4, 5 & 10 to remove its arrangement with SyntheticFi. 1  Item 3: Table of Contents Item 1: Cover Page Item 2: Material Changes .......................................................................................................................... 1 Item 3: Table of Contents .......................................................................................................................... 1 Item 4: Advisory Business ........................................................................................................................ 3 Item 5: Fees and Compensation ............................................................................................................... 5 Item 6: Performance-Based Fees and Side-By-Side Management ....................................................... 6 Item 7: Types of Clients ............................................................................................................................. 6 Item 8: Methods of Analysis, Investment Strategies, & Risk of Loss .................................................. 6 Item 9: Disciplinary Information ........................................................................................................... 12 Item 10: Other Financial Industry Activities and Affiliations ........................................................... 12 Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading . 12 Item 12: Brokerage Practices ................................................................................................................... 13 Item 13: Review of Accounts .................................................................................................................. 14 Item 14: Client Referrals and Other Compensation ............................................................................ 14 Item 15: Custody ...................................................................................................................................... 15 Item 16: Investment Discretion .............................................................................................................. 15 Item 17: Voting Client Securities (Proxy Voting) ................................................................................. 16 Item 18: Financial Information ............................................................................................................... 16 Form ADV Part 2Bs Item 2: Educational Background and Business Experience ............................................................... 18 Item 3: Disciplinary Information ........................................................................................................... 19 Item 4: Other Business Activities ........................................................................................................... 19 Item 5: Additional Compensation ......................................................................................................... 19 Item 6: Supervision .................................................................................................................................. 20 Item 2: Educational Background and Business Experience ............................................................... 22 Item 3: Disciplinary Information ........................................................................................................... 23 Item 4: Other Business Activities ........................................................................................................... 24 Item 5: Additional Compensation ......................................................................................................... 24 Item 6: Supervision .................................................................................................................................. 24 1  Item 2: Educational Background and Business Experience ............................................................... 26 Item 3: Disciplinary Information ........................................................................................................... 26 Item 4: Other Business Activities ........................................................................................................... 26 Item 5: Additional Compensation ......................................................................................................... 27 Item 6: Supervision .................................................................................................................................. 27 2  Item 4: Advisory Business BXM Wealth LLC (hereinafter “BXM Wealth”) is a Limited Liability Company organized in the State of Colorado. The firm was formed in July 2024 and became registered as an investment adviser in August 2024. The principal owners are Adam Barringer and Camaron Barta. Portfolio Management Services & Financial Planning Services BXM Wealth offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. BXM Wealth creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels) and then constructs a plan to aid in the selection of a portfolio that matches each client's specific situation. Portfolio management services include, but are not limited to, the following: • • • Determine investment strategy Asset allocation Assessment of risk tolerance • • • Personal investment policy Asset selection Regular portfolio monitoring BXM Wealth evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. BXM Wealth will request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction; however, it will also provide non-discretionary portfolio management at the client’s election. Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client. to cover their upcoming cash needs, reducing exposure to With all clients BXM Wealth will go through a goals and risk tolerance analysis allowing the firm to appropriately choose the right asset allocation model. From there BXM Wealth will discuss any specific client preferences with their investments. Upon those evaluations, BXM Wealth will look to adjust the client’s current portfolios by focusing on aligning them towards their target allocations, providing enough liquidity or income tax generation inefficient vehicles, properly positioning assets in the most tax advantageous account types, reducing exposure towards higher cost investment choices and tax loss harvesting when available. After BXM Wealth’s initial portfolio adjustment, BXM Wealth will look to monitor portfolios for asset drift and tax loss harvesting opportunities while making tactical adjustments at least on a quarterly basis or as clients' needs change. is to seek fair and equitable allocation of BXM Wealth seeks to provide that investment decisions are made in accordance with the fiduciary duties owed to its accounts and without consideration of BXM Wealth’s economic, investment or other financial interests. To meet its fiduciary obligations, BXM Wealth attempts to avoid, among other things, investment or trading practices that systematically advantage or disadvantage certain client portfolios, and accordingly, BXM Wealth’s policy investment opportunities/transactions among its clients to avoid favoring one client over another 3  over time. It is BXM Wealth’s policy to allocate investment opportunities and transactions it identifies as being appropriate and prudent among its clients on a fair and equitable basis over time. Financial planning is included with all portfolio management services at no additional charge or fee. Financial planning may include but are not limited to: investment planning; life insurance; tax concerns; retirement planning; education planning; and debt/credit planning. Investment planning involves working with clients to make sure their investments match their respective risk tolerance and goals. Tax concerns are addressed by working with the client to determine and compare effective tax rates for income, capital gains and other earnings or investments, then attempting to allocate the client’s resources accordingly. Life insurance planning entails reviewing the life insurance and/or disability insurance needs of the client, together with any applicable dependents, spouse or other relatives, and assessing appropriate coverage for these individuals. College planning entails helping clients save for higher education, whether for the client or his/her children or other dependents, in the ideal manner to suit the client’s overall financial goals and means. Financial planning to address retirement entails making sure clients are financially equipped for retirement in light of the client’s anticipated income and expenses, investments, and other assets. Debt/credit planning consists of breaking down client budgets and aiding clients in decision-making as to current debt, anticipated significant expenses and potential debt, and avoiding excessive debt. Services Limited to Specific Types of Investments BXM Wealth generally limits its investment advice to mutual funds, fixed income securities, real estate funds (including REITs), equities, and ETFs (including ETFs in the gold, commodities, and precious metal sectors), although BXM Wealth primarily recommends equities. BXM Wealth may use other securities as well to help diversify a portfolio when applicable. Written Acknowledgement of Fiduciary Status When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must: • Meet a professional standard of care when making investment recommendations (give prudent advice); • Always act in the client’s best interest; • Avoid misleading statements about conflicts of interest, fees, and investments; • Follow policies and procedures designed to ensure that we give advice that is in your best interest; • Charge no more than is reasonable for our services; and 4  • Give you basic information about conflicts of interest and how we mitigate them. Client Tailored Services and Client Imposed Restrictions BXM Wealth will tailor a program for each individual client. This will include an interview session to get to know the client’s specific needs and requirements as well as a plan that will be executed by BXM Wealth on behalf of the client. BXM Wealth may use model allocations together with a specific set of recommendations for each client based on their personal restrictions, needs, and targets. Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs which restrictions will be documented in the Investment Policy Statement. However, if the restrictions prevent BXM Wealth from properly servicing the client account, or if the restrictions would require BXM Wealth to deviate from its standard suite of services, BXM Wealth reserves the right to end the relationship. BXM Wealth has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $100,478,440 $7,110,613 December 2024 Item 5: Fees and Compensation Portfolio Management Fees Total Assets Under Management Annual Fees $0 - $500,000 0.90% $500,001 - $1,000,000 0.80% $1,000,001 - $2,000,000 0.75% $2,000,001 - $5,000,000 0.70% $5,000,001 - AND UP 0.40% BXM Wealth charges quarterly in arrears based on an average of the daily balance in the client's account, after taking into account deposits and withdrawals, for purposes of determining the market value of the assets upon which the advisory fee is based. Asset-based portfolio management fees are withdrawn directly from the client's accounts with client's written authorization on a quarterly basis. These fees are generally negotiable and the final fee schedule will be memorialized in the client’s advisory agreement. Clients may terminate the agreement without penalty for a 5  full refund of BXM Wealth's fees within five business days of signing the Investment Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract immediately upon written notice. BXM Wealth collects its fees in arrears. It does not collect fees in advance. For contracts terminated mid-quarter, clients will be responsible for paying the prorated advisory fee (earned but unpaid), which will be equal to the daily rate* times the number of days in the quarter up to and including the effective date of termination. (*The daily rate is calculated by dividing the annual asset-based fee by 365.) Financial planning is complementary to all portfolio service clients and there is no additional fee for this service. Payment of Other Fees and Expenses Clients are responsible for the payment of all third party fees (i.e. custodian fees, brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and distinct from the fees and expenses charged by BXM Wealth. Please see Item 12 of this brochure regarding broker-dealer/custodian. Neither BXM Wealth nor its supervised persons accept any compensation for the sale of securities or other investment products, including asset-based sales charges or service fees from the sale of mutual funds. Item 6: Performance-Based Fees and Side-By-Side Management BXM Wealth does not accept performance-based fees and therefore does not engage in side-by- side management. Item 7: Types of Clients BXM Wealth generally provides advisory services to the following types of clients: ❖ ❖ Individuals High-Net-Worth Individuals There is no account minimum for any of BXM Wealth’s services. Item 8: Methods of Analysis, Investment Strategies, & Risk of Loss Methods of Analysis 6  BXM Wealth’s methods of analysis include Charting analysis, Cyclical analysis, Fundamental analysis, Quantitative analysis and Technical analysis. Charting analysis involves the use of patterns in performance charts. BXM Wealth uses this technique to search for patterns used to help predict favorable conditions for buying and/or selling a security. Cyclical analysis involves the analysis of business cycles to find favorable conditions for buying and/or selling a security. Fundamental analysis involves the analysis of financial statements, the general financial health of companies, and/or the analysis of management or competitive advantages. Quantitative analysis deals with measurable factors as distinguished from qualitative considerations such as the character of management or the state of employee morale, such as the value of assets, the cost of capital, historical projections of sales, and so on. Technical analysis involves the analysis of past market data; primarily price and volume. Investment Strategies BXM Wealth uses a combination of Passive and Active Style investment strategies. BXM Wealth uses a core passive approach and build a well-diversified portfolio in line with client’s long term investment objectives and preferences. Also, utilize an Active approach and use financial research to take into account short- and medium-term market and economic conditions to make tactical adjustments. Investing in securities involves a risk of loss that you, as a client, should be prepared to bear. Material Risks Involved- Methods of Analysis Charting analysis strategy involves using and comparing various charts to predict long and short term performance or market trends. The risk involved in using this method is that only past performance data is considered without using other methods to crosscheck data. Using charting analysis without other methods of analysis would be making the assumption that past performance will be indicative of future performance. This may not be the case. Cyclical analysis assumes that the markets react in cyclical patterns which, once identified, can be leveraged to provide performance. The risks with this strategy are two- fold: 1) the markets do not always repeat cyclical patterns; and 2) if too many investors begin to implement this strategy, then it changes the very cycles these investors are trying to exploit. 7  Fundamental analysis concentrates on factors that determine a company’s value and expected future earnings. This strategy would normally encourage equity purchases in stocks that are undervalued or priced below their perceived value. The risk assumed is that the market will fail to reach expectations of perceived value. Quantitative analysis Investment strategies using quantitative models may perform differently than expected as a result of, among other things, the factors used in the models, the weight placed on each factor, changes from the factors’ historical trends, and technical issues in the construction and implementation of the models. Technical analysis attempts to predict a future stock price or direction based on market trends. The assumption is that the market follows discernible patterns and if these patterns can be identified then a prediction can be made. The risk is that markets do not always follow patterns and relying solely on this method may not take into account new patterns that emerge over time. Investment Strategies BXM Wealth uses a combination of Passive and Active Style investment strategies. Options Strategies would involve using Cash Secured Equity Puts or Covered Call strategies to help drive additional portfolio income. These strategies could result in selling a security below market value at the time of exercise, or purchasing a security above market price at the time of exercise. Passive investing is an investment strategy to maximize returns by minimizing buying and selling. Index investing in one common passive investing strategy whereby investors purchase a representative benchmark index and hold it over a long-time horizon. Passive investing broadly refers to a buy-and-hold portfolio strategy for long-term investment horizons, with minimal trading in the market. Passive investing is subject to total market risk. Index funds track the entire market, so when the overall stock market or bond prices fall, so do index funds. Active trading requires a hands-on approach and deeper analysis as it involves actively buying and selling securities. The goal of active trading is to take advantage of short-term price fluctuations of the market. Active trading risks include liquidity, economic stability and inflation, in addition to the long term trading risks listed above. Frequent trading can affect investment performance, particularly through increased brokerage and other transaction costs and taxes. Long term trading is designed to capture market rates of both return and risk. Due to its nature, the long-term investment strategy can expose clients to various types of risk that will typically surface at various intervals during the time the client owns the investments. These risks include but are not limited to inflation (purchasing power) risk, interest rate risk, economic risk, market risk, and political/regulatory risk. Options transactions involve a contract to purchase a security at a given price, not necessarily at market value, depending on the market. This strategy includes the risk that 8  an option may expire out of the money resulting in minimal or no value, as well as the possibility of leveraged loss of trading capital due to the leveraged nature of stock options. Investing in securities involves a risk of loss that you, as a client, should be prepared to bear. General Risks Inflation Risk, also known as Purchasing Power Risk, arises from the decline in value of securities cash flow due to inflation, which is measured in terms of purchasing power. Inflation Protection Bonds such as TIPS are the only protection offered against this risk. Floaters, the resetting of the interest rates, can help reduce inflation risk. All other bonds have fixed interest rates for the life of the bond, which exposes the investor to this risk. Interest Rate Risk is the risk that an investment's value will change due to a change in the absolute level of interest rates, spread between two rates, shape of the yield curve, or in any other interest rate relationship. These changes can be reduced by diversifying or hedging, since the changes usually affect securities inversely. Economic Risk is the chance that macroeconomic conditions like exchange rates, government regulation, or political stability will affect an investment, usually one in a foreign country. Market Risk, also called systematic risk, is the possibility of an investor experiencing losses due to factors that affect the overall performance of the financial markets in which they are involved. This type of risk can be hedged against, but cannot be eliminated through diversification. Sources of market risk include recessions, political turmoil, changes in interest rates, natural disasters and terrorist attacks. Political Risk, also known as geopolitical risk, is risk an investment's returns could suffer as a result of political changes or instability in a country. This becomes more of a factor as the time horizon of an investment gets longer. Instability affecting investment returns could stem from a change in government, legislative bodies, other foreign policy makers or military control. Regulatory Risk is the risk that a change in laws and/or regulations will materially impact a security, business, sector or market. These changes can increase the costs of operating a business, reduce the attractiveness of an investment, or change the competitive landscape, and are made by either the government or a regulatory body. Liquidity Risk stems from the lack of marketability of an investment that cannot be bought or sold quickly enough to prevent or minimize a loss. It is typically reflected in unusually wide bid-ask spreads or large price movements. Typically, the smaller the size of the security or its issuer, the larger the liquidity risk. Credit Risk traditionally refers to the risk that a lender may not receive the owed principal and interest, which results in an interruption of cash flows and increased costs 9  for collection. Credit risk is the probable risk of loss resulting from a borrower's failure to repay a loan or meet contractual obligations. While impossible to know exactly who will default on obligations, with proper assessment and credit risk management, the severity of loss can be lessened. A lender's or investor's reward for assuming credit risk include the interest payments from the borrower or issuer of a debt obligation. Past performance is not indicative of future results. Investing in securities involves a risk of loss that you, as a client, should be prepared to bear. Clients should be aware that there is a material risk of loss using any investment strategy. The investment types listed below (leaving aside Treasury Inflation Protected/Inflation Linked Bonds) are not guaranteed or insured by the FDIC or any other government agency. Mutual Funds: Investing in mutual funds carries the risk of capital loss and thus you may lose money investing in mutual funds. All mutual funds have costs that lower investment returns. The funds can be of bond “fixed income” nature (lower risk) or stock “equity” nature. Equity investment generally refers to buying shares of stocks in return for receiving a future payment of dividends and/or capital gains if the value of the stock increases. The value of equity securities may fluctuate in response to specific situations for each company, industry conditions and the general economic environments. Fixed income investments generally pay a return on a fixed schedule, though the amount of the payments can vary. This type of investment can include corporate and government debt securities, leveraged loans, high yield, and investment grade debt and structured products, such as mortgage and other asset-backed securities, although individual bonds may be the best known type of fixed income security. In general, the fixed income market is volatile and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. The risk of default on treasury inflation protected/inflation linked bonds is dependent upon the U.S. Treasury defaulting (extremely unlikely); however, they carry a potential risk of losing share price value, albeit rather minimal. Exchange Traded Funds (ETFs): An ETF is an investment fund traded on stock exchanges, similar to stocks. Investing in ETFs carries the risk of capital loss (sometimes up to a 100% loss in the case of a stock holding bankruptcy). Areas of concern include the lack of transparency in products and increasing complexity, conflicts of interest and the possibility of inadequate regulatory compliance. Risks in investing in ETFs include trading risks, liquidity and shutdown risks, risks associated with a change in authorized participants and non-participation of authorized participants, risks that trading price differs from indicative net asset value (iNAV), or price fluctuation and disassociation from the index being tracked. With regard to trading risks, regular trading adds cost to your portfolio thus counteracting the low fees that one of the typical benefits of ETFs. 10  Additionally, regular trading to beneficially “time the market” is difficult to achieve. Even paid fund managers struggle to do this every year, with the majority failing to beat the relevant indexes. With regard to liquidity and shutdown risks, not all ETFs have the same level of liquidity. Since ETFs are at least as liquid as their underlying assets, trading conditions are more accurately reflected in implied liquidity rather than the average daily volume of the ETF itself. Implied liquidity is a measure of what can potentially be traded in ETFs based on its underlying assets. ETFs are subject to market volatility and the risks of their underlying securities, which may include the risks associated with investing in smaller companies, foreign securities, commodities, and fixed income investments (as applicable). Foreign securities in particular are subject to interest rate, currency exchange rate, economic, and political risks, all of which are magnified in emerging markets. ETFs that target a small universe of securities, such as a specific region or market sector, are generally subject to greater market volatility, as well as to the specific risks associated with that sector, region, or other focus. ETFs that use derivatives, leverage, or complex investment strategies are subject to additional risks. Precious Metal ETFs (e.g., Gold, Silver, or Palladium Bullion backed “electronic shares” not physical metal) specifically may be negatively impacted by several unique factors, among them (1) large sales by the official sector which own a significant portion of aggregate world holdings in gold and other precious metals, (2) a significant increase in hedging activities by producers of gold or other precious metals, (3) a significant change in the attitude of speculators and investors. The return of an index ETF is usually different from that of the index it tracks because of fees, expenses, and tracking error. An ETF may trade at a premium or discount to its net asset value (NAV) (or indicative value in the case of exchange-traded notes). AN ETF purchased at a premium may be sold at a discount. The degree of liquidity can vary significantly from one ETF to another and losses may be magnified if no liquid market exists for the ETF’s shares when attempting to sell them. Each ETF has a unique risk profile, detailed in its prospectus, offering circular, or similar material, which should be considered carefully when making investment decisions. Real estate funds (including REITs) face several kinds of risk that are inherent in the real estate sector, which historically has experienced significant fluctuations and cycles in performance. Revenues and cash flows may be adversely affected by: changes in local real estate market conditions due to changes in national or local economic conditions or changes in local property market characteristics; competition from other properties offering the same or similar services; changes in interest rates and in the state of the debt and equity credit markets; the ongoing need for capital improvements; changes in real estate tax rates and other operating expenses; adverse changes in governmental rules and fiscal policies; adverse changes in zoning laws; the impact of present or future environmental legislation and compliance with environmental laws. Options are contracts to purchase a security at a given price, risking that an option may expire out of the money resulting in minimal or no value. Spread option positions entail buying and selling multiple options on the same underlying security, but with different strike prices or expiration dates, which helps limit the risk of other option trading strategies. Option transactions also involve risks including but not limited to economic risk, market risk, sector risk, idiosyncratic risk, political/regulatory risk, inflation (purchasing power) risk and interest rate risk. 11  Item 9: Disciplinary Information There are no criminal, civil, administrative, or self-regulatory organization proceedings to report. Item 10: Other Financial Industry Activities and Affiliations Neither BXM Wealth nor its representatives are registered as, or have pending applications to become, a broker/dealer, Futures Commission Merchant, Commodity Pool Operator, or Commodity Trading Advisor or an associated person of the foregoing entities. Neither BXM Wealth nor its representatives have any material relationships to this advisory business that would present a possible conflict of interest. Neither BXM Wealth, nor its management persons, has any relationship or arrangement with issuers of securities. BXM does not utilize nor select third party investment advisers.. Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading BXM Wealth has a written Code of Ethics that covers the following areas: Insider Trading • Prohibited Purchases and Sales • Compliance Procedures • • Personal Securities Transactions • Exempted Transactions • Prohibited Activities • Conflicts of Interest • Gifts and Entertainment • Confidentiality • Service on a Board of Directors • Compliance with Laws and Regulations • Procedures and Reporting • Certification of Compliance • Reporting Violations • Compliance Officer Duties • Training and Education • Recordkeeping 12  • Annual Review • Sanctions BXM Wealth will mitigate conflicts of interest by (i) disclosing to the client any conflict of interest and (ii) always acting in the best interest of the client consistent with its fiduciary duty. ALL PROSPECTIVE AND CURRENT CLIENTS HAVE A RIGHT TO SEE THIS CODE OF ETHICS. FOR A COPY OF THE CODE OF ETHICS, PLEASE ASK US AT ANY TIME. BXM Wealth does not recommend that clients buy or sell any security in which a related person to BXM Wealth or BXM Wealth has a material financial interest. From time to time, representatives of BXM Wealth may buy or sell securities for themselves at or around the same time they recommend those securities to clients. This may provide an opportunity for representatives of BXM Wealth to buy or sell the same securities before or after recommending the same securities to clients resulting in representatives profiting off the recommendations they provide to clients. Such transactions create a conflict of interest. BXM Wealth will always document any transactions that could be construed as conflicts of interest and will never engage in trading or front running that operates to the client’s disadvantage when similar securities are being bought or sold. Item 12: Brokerage Practices Custodians/broker-dealers will be recommended based on BXM Wealth’s duty to seek “best execution,” which is the obligation to seek execution of securities transactions for a client on the most favorable terms for the client under the circumstances. Clients will not necessarily pay the lowest commission or commission equivalent, and BXM Wealth may also consider the market expertise and research access provided by the broker- dealer/custodian, including but not limited to access to written research, oral communication with analysts, admittance to research conferences and other resources provided by the brokers that may aid in BXM Wealth's research efforts. BXM Wealth will never charge a premium or commission on transactions, beyond the actual cost imposed by the broker-dealer/custodian. BXM Wealth will require clients to use Fidelity Brokerage Services LLC or SEI Investments Management Corp. While BXM Wealth has no formal soft dollars program in which soft dollars are used to pay for third party services, BXM Wealth may receive research, products, or other services from custodians in connection with client securities transactions (“soft dollar benefits”). BXM Wealth may enter into soft-dollar arrangements consistent with (and not outside of) the safe harbor contained in Section 28(e) of the Securities Exchange Act of 1934, as amended. There can be no assurance that any particular client will benefit from soft dollar research, whether or not the client’s transactions paid for it, and BXM Wealth does not seek to allocate benefits to client accounts proportionate to any soft dollar credits 13  generated by the accounts. BXM Wealth benefits by not having to produce or pay for the research, products or services, and BXM Wealth will have an incentive to recommend a custodian based on receiving research or services. This constitutes a conflict of interest; however, this conflict is mitigated because soft dollar benefits can help BXM Wealth in its portfolio management and BXM Wealth will always act in the best interest of its clients, including in connection with selecting custodians. Clients should be aware that BXM Wealth’s acceptance of soft dollar benefits may result in higher commissions charged to the client. BXM Wealth receives no referrals from a broker-dealer or third party in exchange for using that broker-dealer or third party. BXM Wealth does not trade away from Fidelity Brokerage Services LLC and BXM Wealth does not permit the client to direct BMX Wealth to do so. BXM Wealth does not aggregate or bunch the securities to be purchased or sold for multiple clients. This may result in less favorable prices, particularly for illiquid securities or during volatile market conditions. Item 13: Review of Accounts All client accounts for BXM Wealth's advisory services provided on an ongoing basis are reviewed at least Monthly by Adam Barringer, Managing Partner, with regard to clients’ respective investment policies and risk tolerance levels. All accounts are reviewed with client at least annually. All accounts at BXM Wealth are assigned to this reviewer. Reviews may be triggered by material market, economic or political events, or by changes in client's financial situations (such as retirement, termination of employment, physical move, or inheritance). Each client of BXM Wealth's advisory services provided on an ongoing basis will receive a quarterly report detailing the client’s account, including assets held, asset value, and fees. This written report will come from the custodian. Item 14: Client Referrals and Other Compensation Other than soft dollar benefits as described in Item 12 above, BXM Wealth has access to a variety of economic benefits, services, and products in connection with BXM Wealth’s use of SEI’s investment adviser platform. The terms and availability of these benefits vary among advisors on the SEI platform (including BXM Wealth) depending on the business conducted with SEI and other factors. These services generally help BXM Wealth conduct its advisory business, but each specific benefit does not necessarily benefit each client. 14  Beyond access to SEI investment products, these include conferences, seminars and other educational and networking activities, business entertainment, reimbursement of travel and attendance expenses, research and other investment support services (such as client proposal and other financial planning support), technical and operational solutions (including the SEI Wealth Platform), marketing assistance (including joint marketing designed to promote SEI’ investment products), compliance services, human resources consulting, risk management/insurance assistance, front office, middle office, back office and other administrative support (including providing clerical staff to assist in the completion of required paperwork), SEI attendance at client meetings, information technology services, continuity and succession planning, access to financing and banking options, trust services, portfolio reporting, automatic rebalancing, tax loss harvesting, waiver or payment of certain fees (including paying account transfer fees or other charges that BXM Wealth or its clients would incur when changing service providers), vendor discounts, discount pricing on SEI services, and broader practice management consulting. These benefits may be provided via SEI, its affiliates, or third parties and may be made available to BXM Wealth at no fee, at a discounted fee, or via financial compensation provided by SEI. Some of these offerings depend on BXM Wealth conducting a minimum amount or type of current or expected future business with SEI, or having a minimum account size or amount of assets under management with SEI or invested in SEI investment products. Certain of these services or products, including those provided by or paid for by SEI, may be used by BXM Wealth in connection with its general business activities, in addition to supporting BXM Wealth’s interaction with SEI systems. The benefits, services, products, or payments discussed herein may be significant to BXM Wealth and create an incentive for the BXM Wealth to utilize SEI services or investment products for its customers rather than other service providers or investment products. However, BXM Wealth strives at all times to put the interests of its clients first, including when selecting custodians or investment products for clients. BXM Wealth is independently owned and operated; it is not affiliated with SEI. BXM Wealth does not directly or indirectly compensate any person for client referrals. Item 15: Custody When it deducts fees directly from client accounts at a selected custodian, BXM Wealth will be deemed to have limited custody of the client’s assets and must have written authorization from the client to do so. Clients will receive all account statements and billing invoices that are required in each jurisdiction, and they should carefully review those statements for accuracy. Item 16: Investment Discretion BXM Wealth provides discretionary and non-discretionary investment advisory services to clients. The advisory contract established with each client sets forth the discretionary authority for trading. Where investment discretion has been granted, BXM Wealth 15  generally manages the client’s account and makes investment decisions without consultation with the client as to when the securities are to be bought or sold for the account, the total amount of the securities to be bought/sold, what securities to buy or sell, or the price per share. In some instances, BXM Wealth’s discretionary authority in making these determinations may be limited by conditions imposed by a client (in investment guidelines or objectives, or client instructions otherwise provided to BXM Wealth. Item 17: Voting Client Securities (Proxy Voting) BXM Wealth will not ask for, nor accept voting authority for client securities. Clients will receive proxies directly from the issuer of the security or the custodian. Clients should direct all proxy questions to the issuer of the security. Item 18: Financial Information BXM Wealth neither requires nor solicits prepayment of more than $1,200 in fees per client, six months or more in advance, and therefore is not required to include a balance sheet with this brochure. Neither BXM Wealth nor its management has any financial condition that is likely to reasonably impair BXM Wealth’s ability to meet contractual commitments to clients. BXM Wealth has not been the subject of a bankruptcy petition in the last ten years. 16  This brochure supplement provides information about Adam Henry Barringer that supplements the BXM Wealth LLC brochure. You should have received a copy of that brochure. Please contact Adam Henry Barringer if you did not receive BXM Wealth LLC’s brochure or if you have any questions about the contents of this supplement. Additional information about Adam Henry Barringer is also available on the SEC’s website at www.adviserinfo.sec.gov. BXM Wealth LLC Form ADV Part 2B – Individual Disclosure Brochure for Adam Henry Barringer Personal CRD Number: 6093686 Investment Adviser Representative BXM Wealth LLC 8310 S Valley Highway, Suite 300 Englewood, CO 80112 303-704-2592 adam@bxmwealth.com UPDATED: 07/11/2025 17  Item 2: Educational Background and Business Experience Name: Adam Henry Barringer Born: 1988 Educational Background and Professional Designations: Education: Bachelor of Science in Business Administration Finance, University of South Carolina - 2009 Designations: CFP® - Certified Financial Planner The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements: • Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning; • Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances; • Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and • Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks: 18  i. ii. Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Business Background: 07/2024 - Present Managing Partner BXM Wealth LLC 07/2017 - 07/2024 Manager Wealth Advisor Schwab Wealth Advisory, Inc. 06/2014 - 07/2017 Financial Consultant Charles Schwab and Co., Inc Item 3: Disciplinary Information There are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of this advisory business. Item 4: Other Business Activities Adam Henry Barringer is not engaged in any investment-related business or occupation (other than this advisory firm). Item 5: Additional Compensation Adam Henry Barringer does not receive any economic benefit from any person, company, or organization, other than BXM Wealth LLC in exchange for providing clients advisory services through BXM Wealth LLC. 19  Item 6: Supervision As a representative of BXM Wealth LLC, Adam Henry Barringer is supervised by Camaron Barta, the firm's Chief Compliance Officer. Camaron Barta is responsible for ensuring that Adam Henry Barringer adheres to all required regulations regarding the activities of an Investment Adviser Representative, as well as all policies and procedures outlined in the firm’s Code of Ethics and compliance manual. The phone number for Camaron Barta is (303) 704-2592. 20  This brochure supplement provides information about Camaron Joseph Barta that supplements the BXM Wealth LLC brochure. You should have received a copy of that brochure. Please contact Camaron Joseph Barta if you did not receive BXM Wealth LLC’s brochure or if you have any questions about the contents of this supplement. Additional information about Camaron Joseph Barta is also available on the SEC’s website at www.adviserinfo.sec.gov. BXM Wealth LLC Form ADV Part 2B – Individual Disclosure Brochure for Camaron Joseph Barta Personal CRD Number: 6653360 Investment Adviser Representative BXM Wealth LLC 8310 S Valley Highway, Suite 300 Englewood, CO 80112 (303) 704-2592 camaron@bxmwealth.com UPDATED: 09/16/2025 21  Item 2: Educational Background and Business Experience Name: Camaron Joseph Barta Born: 1992 Educational Background and Professional Designations: Education: Bachelor of Business Administration Finance, Denver University – 2015 Professional Designation: CFP® - Certified Financial Planner The individual has been certified for financial planning services in the United States by the Certified Financial Planner Board of Standards, Inc. (“CFP Board”). Therefore, the individual may be referred to as a CERTIFIED FINANCIAL PLANNER™ professional or a CFP® professional, and may use these and CFP Board’s other certification marks (the “CFP Board Certification Marks”). The CFP® certification is voluntary. No federal or state law or regulation requires financial planners to hold the CFP® certification. You may find more information about the CFP® certification at www.cfp.net. CFP® professionals have met CFP Board’s high standards for education, examination, experience, and ethics. To become a CFP® professional, an individual must fulfill the following requirements: • Education – Earn a bachelor’s degree or higher from an accredited college or university and complete CFP Board-approved coursework at a college or university through a CFP Board Registered Program. The coursework covers the financial planning subject areas CFP Board has determined are necessary for the competent and professional delivery of financial planning services, as well as a comprehensive financial plan development capstone course. A candidate may satisfy some of the coursework requirement through other qualifying credentials. • Examination – Pass the comprehensive CFP® Certification Examination. The examination is designed to assess an individual’s ability to integrate and apply a broad base of financial planning knowledge in the context of real-life financial planning situations. • Experience – Complete 6,000 hours of professional experience related to the personal financial planning process, or 4,000 hours of apprenticeship experience that meets additional requirements. • Ethics – Satisfy the Fitness Standards for Candidates for CFP® Certification and Former CFP® Professionals Seeking Reinstatement and agree to be bound by CFP Board’s Code of Ethics and Standards of Conduct (“Code and Standards”), which sets forth the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements to remain certified and maintain the right to continue to use the CFP Board Certification Marks: 22  • Ethics – Commit to complying with CFP Board’s Code and Standards. This includes a commitment to CFP Board, as part of the certification, to act as a fiduciary, and therefore, act in the best interests of the client, at all times when providing financial advice and financial planning. CFP Board may sanction a CFP® professional who does not abide by this commitment, but CFP Board does not guarantee a CFP® professional's services. A client who seeks a similar commitment should obtain a written engagement that includes a fiduciary obligation to the client. • Continuing Education – Complete 30 hours of continuing education every two years to maintain competence, demonstrate specified levels of knowledge, skills, and abilities, and keep up with developments in financial planning. Two of the hours must address the Code and Standards. Business Background: 07/2024 - Present Managing Partner and Chief Compliance Officer BXM Wealth LLC 02/2018 – 07/2024 Wealth Advisor Schwab Wealth Advisory Inc 05/2016 - 02/2018 Sr Specialist Charles Schwab and Co., Inc 01/2016 - 04/2016 Intern SDR Ventures 08/2015 - 11/2015 Swim Instructor SafeSplash Swim School 01/2015 - 06/2015 Student Denver University 09/2014 - 11/2014 Merchandise Rep Third Channel 06/2014 - 09/2014 Job Captain Bellhops Item 3: Disciplinary Information There are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of this advisory business. 23  Item 4: Other Business Activities Camaron Joseph Barta is not engaged in any investment-related business or occupation (other than this advisory firm). Item 5: Additional Compensation Camaron Joseph Barta does not receive any economic benefit from any person, company, or organization, other than BXM Wealth LLC in exchange for providing clients advisory services through BXM Wealth LLC. Item 6: Supervision As the Chief Compliance Officer of BXM Wealth LLC, Camaron Joseph Barta supervises all activities of the firm. Camaron Joseph Barta's contact information is on the cover page of this disclosure document. Camaron Joseph Barta adheres to applicable regulatory requirements, together with all policies and procedures outlined in the firm’s code of ethics and compliance manual. 24  This brochure supplement provides information about Brian John Frew that supplements the BXM Wealth LLC brochure. You should have received a copy of that brochure. Please contact Brian John Frew if you did not receive BXM Wealth LLC’s brochure or if you have any questions about the contents of this supplement. Additional information about Brian John Frew is also available on the SEC’s website at www.adviserinfo.sec.gov. BXM Wealth LLC Form ADV Part 2B – Individual Disclosure Brochure for Brian John Frew Personal CRD Number: 4008361 Investment Adviser Representative BXM Wealth LLC 8310 S Valley Highway, Suite 300 Englewood, CO 80112 (720) 955-1443 brian@bxmwealth.com UPDATED: 07/11/2025 25  Item 2: Educational Background and Business Experience Name: Brian John Frew Born: 1973 Educational Background and Professional Designations: Education: Associate of Arts Political Science and Government, American River College - 2000 Business Background: 01/2025 - Present Investment Adviser Representative BXM Wealth LLC 02/2005 – 12/2024 Dual Employee Charles Schwab Bank 05/2003 – 12/2024 Financial Consultant Charles Schwab & Co., Inc Item 3: Disciplinary Information There are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of this advisory business. Item 4: Other Business Activities Brian John Frew is not engaged in any investment-related business or occupation (other than this advisory firm). 26  Item 5: Additional Compensation Brian John Frew does not receive any economic benefit from any person, company, or organization, other than BXM Wealth LLC in exchange for providing clients advisory services through BXM Wealth LLC. Item 6: Supervision As a representative of BXM Wealth LLC, Brian John Frew is supervised by Camaron Barta, the firm's Chief Compliance Officer. Camaron Barta is responsible for ensuring that Brian John Frew adheres to all required regulations regarding the activities of an Investment Adviser Representative, as well as all policies and procedures outlined in the firm’s Code of Ethics and compliance manual. The phone number for Camaron Barta is (303) 704-2592. 27