Overview

Assets Under Management: $456 million
Headquarters: LYNNWOOD, WA
High-Net-Worth Clients: 138
Average Client Assets: $2.7 million

Frequently Asked Questions

CHANEY CAPITAL MANAGEMENT INC. charges 2.00% on all assets according to their SEC Form ADV filing. See complete fee breakdown ↓

Yes. As an SEC-registered investment advisor (CRD #116511), CHANEY CAPITAL MANAGEMENT INC. is subject to fiduciary duty under federal law.

CHANEY CAPITAL MANAGEMENT INC. is headquartered in LYNNWOOD, WA.

CHANEY CAPITAL MANAGEMENT INC. serves 138 high-net-worth clients according to their SEC filing dated January 20, 2026. View client details ↓

According to their SEC Form ADV, CHANEY CAPITAL MANAGEMENT INC. offers financial planning and portfolio management for individuals. View all service details ↓

CHANEY CAPITAL MANAGEMENT INC. manages $456 million in client assets according to their SEC filing dated January 20, 2026.

According to their SEC Form ADV, CHANEY CAPITAL MANAGEMENT INC. serves high-net-worth individuals. View client details ↓

Services Offered

Services: Financial Planning, Portfolio Management for Individuals

Fee Structure

Primary Fee Schedule (CHANEY CAPITAL MANAGEMENT)

MinMaxMarginal Fee Rate
$0 and above 2.00%
Illustrative Fee Rates
Total AssetsAnnual FeesAverage Fee Rate
$1 million $20,000 2.00%
$5 million $100,000 2.00%
$10 million $200,000 2.00%
$50 million $1,000,000 2.00%
$100 million $2,000,000 2.00%

Clients

Number of High-Net-Worth Clients: 138
Percentage of Firm Assets Belonging to High-Net-Worth Clients: 81.96%
Average Client Assets: $2.7 million
Total Client Accounts: 1,227
Discretionary Accounts: 1,227
Minimum Account Size: $250,000
Note on Minimum Client Size: $250,000

Regulatory Filings

CRD Number: 116511
Filing ID: 2038215
Last Filing Date: 2026-01-20 13:15:05

Form ADV Documents

Primary Brochure: CHANEY CAPITAL MANAGEMENT (2026-01-20)

View Document Text
Item 1 – Cover Page Part 2A of Form ADV 3500 188th Street SW, Suite 445 Lynnwood, WA 98037 www.chaneycapital.com January 2026 This Brochure provides information about the qualifications and business practices of Chaney Capital Management, Inc. If you have any questions about the contents of this Brochure, please contact us using the information listed above. The information in this Brochure has not been approved or verified by the United States Securities and Exchange Commission (“SEC”) or by any state securities authority. Chaney Capital Management, Inc. (CRD# 116511) is a registered investment advisor with the SEC. Registration of an investment advisor does not imply any certain level of skill or training. Additional information about Chaney Capital Management, Inc. is also available on the SEC’s website at www.adviserinfo.sec.gov. Item 2 – Material Changes Since the last filing, the following has changed: • Updates pursuant to the required annual amendment filing 2 Item 3 – Table of Contents Item 1 – Cover Page ...............................................................................................................1 Item 2 – Material Changes ......................................................................................................2 Item 3 – Table of Contents .....................................................................................................3 Item 4 – Advisory Business .....................................................................................................4 Item 5 – Fees and Compensation ............................................................................................4 Item 6 - Performance-Based Fees and Side-By-Side Management ............................................5 Item 7 – Types of Clients & Account Minimums ......................................................................5 Item 8 – Methods of Analysis, Investment Strategies, Investment Tools, and Risk of Loss ........6 Item 9 – Disciplinary Information ...........................................................................................7 Item 10 – Other Financial Industry Activities and Affiliations ...................................................7 Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading 8 Item 12 – Brokerage Practices ................................................................................................9 Item 13 – Review of Accounts ............................................................................................... 10 Item 14 – Client Referrals and Other Compensation .............................................................. 10 Item 15 – Custody ................................................................................................................ 10 Item 16 – Investment Discretion ........................................................................................... 11 Item 17 – Voting Client Securities ......................................................................................... 12 Item 18 – Financial Information ............................................................................................ 12 Principal Executive Officer – Stephen Chaney ....................................................................... 14 Principal Executive Officer – Lynda Bartsch ........................................................................... 16 Hannah Hein ........................................................................................................................ 18 Jacob O’Connell ................................................................................................................... 20 Kevin Massey ....................................................................................................................... 22 Chase Matriotti .................................................................................................................... 24 3 Item 4 – Advisory Business Description of the Advisory Firm A. Chaney Capital Management, Inc. (“Chaney”) is based in Lynnwood, WA, and has been providing investment advisory services since 1996. Chaney’s principal owner is Stephen Chaney. Types of Advisory Services B. ASSET MANAGEMENT Chaney offers asset management services to advisory Clients. Chaney will offer Clients ongoing asset management services through determining individual investment goals, time horizons, objectives, and risk tolerance. Investment strategies, investment selection, asset allocation, portfolio monitoring and the overall investment program will be based on the above factors. Discretionary When the Client elects to use Chaney on a discretionary basis, the Client will sign a limited trading authorization or equivalent allowing Chaney to determine the securities to be bought or sold and the amount of the securities to be bought or sold. Chaney will have the authority to execute transactions in the account without seeking Client approval on each transaction. Client-Tailored Services and Client-Imposed Restrictions C. The goals and objectives for each Client are documented in our Client files. Investment strategies are created that reflect the stated goals and objectives. Clients may impose restrictions on investing in certain securities or types of securities. These restrictions may, however, prohibit engagement with Chaney. Wrap Fee Programs D. Chaney does not participate in a Wrap Program. Amounts Under Management E. As of December 31, 2025, Chaney provides management services for: Discretionary Assets: Non-Discretionary Assets: $455,536,320 $0 Item 5 – Fees and Compensation Fee Schedule A. ASSET MANAGEMENT Chaney offers asset management services to advisory Clients. Chaney charges an annual investment advisory fee based on the total assets under management as follows: Assets Under Management Annual Fee All Accounts No More than 2.00% The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of assets, anticipated future earning capacity, anticipated future additional assets, dollar amounts of assets to be managed, related accounts, account composition, negotiations with Clients, etc.). Fees are billed quarterly in arrears based on the amount of assets managed as of the close of business on the last 4 business day of the previous billing period. Lastly, please note that Chaney may group certain related Client accounts, often known as “householding”, for the purposes of achieving the minimum account size and determining the annualized fee. Payment of Fees B. Asset Management Fees are deducted directly from the Client’s Account. Chaney, in its sole discretion, may charge a lesser investment advisory fee based upon certain criteria (e.g., historical relationship, type of assets, anticipated future earning capacity, anticipated future additional assets, dollar amounts of assets to be managed, related accounts, account composition, negotiations with Clients, etc.). For all services, Clients may terminate their engagement with Chaney within five (5) business days of signing an Agreement with no obligation and without penalty. After the initial (5) business days, the Agreement may be terminated by Chaney with thirty (30) days written notice to Client and by the Client at any time with written notice to Chaney. For accounts opened or closed mid-billing period, fees will be prorated based on the days services are provided during the given period. In the case of hourly engagements, fees will be prorated based on the work completed at the stated hourly rate. All unpaid earned fees will be due to Chaney and all unearned fees will be refunded to the Client. Any increase in fees will be acknowledged in writing by both parties before any increase in said fees occurs. Additional Fees C. Custodians may charge brokerage commissions, transaction fees, and other related costs on the purchases or sales of mutual funds, equities, bonds, options, margin interest, and exchange-traded funds. Mutual funds, money market funds, and exchange-traded funds may also charge internal management fees, which are disclosed in the fund’s prospectus. Chaney does not receive any compensation from these fees. All of these fees are in addition to the management fee you pay to Chaney. For more details on the brokerage practices, see Item 12 of this brochure. Prepayment of Fees D. Chaney does not expect Clients to prepay fees. External Compensation for the Sale of Securities E. Chaney does not receive any external compensation from the sale of securities. Item 6 - Performance-Based Fees and Side-By-Side Management Fees are not based on a share of the capital gains or capital appreciation of managed securities. Chaney does not use a performance-based fee structure nor “side-by-side” management because of the conflict of interest. Performance based compensation may create an incentive for Chaney to recommend an investment that may carry a higher degree of risk to the Client. Item 7 – Types of Clients & Account Minimums Chaney’s Clients are generally individuals, small businesses, trusts, estates, high net-worth individuals, and charities. Client relationships vary in scope and length of service. Chaney requires a minimum account size of $250,000 to enter into an Advisory Agreement. However, Chaney retains the discretion to lower or waive said minimum. 5 Item 8 – Methods of Analysis, Investment Strategies, Investment Tools, and Risk of Loss Methods of Analysis and Investment Strategies A. Investing in securities involves risk of loss that Clients should be prepared to bear. Past performance is not a guarantee of future returns. Security analysis methods may include: Fundamental analysis concentrates on factors that determine a company’s value and expected future earnings. This strategy would normally encourage equity purchases in stocks that are undervalued or priced below their perceived value. The risk assumed is that the market will fail to reach expectations of perceived value. Technical analysis attempts to predict a future stock price or direction based on market trends. The assumption is that the market follows discernible patterns and if these patterns can be identified then a prediction can be made. The risk is that markets do not always follow patterns and relying solely on this method may not take into account new patterns that emerge over time. Investment Strategy Risks of Investments and Strategies Utilized B. The investment strategy for a specific Client is based upon the objectives stated by the Client during consultations. The Client may change these objectives at any time by providing written notice to Chaney. Each Client executes a Client profile form or similar form that documents their objectives and their desired investment strategy. Investing in securities involves risk of loss that Clients should be prepared to bear. Chaney’s C. investment approach constantly keeps the risk of loss in mind. Investors may face the following investment risks: General Investment and Trading Risks. Clients may invest in securities and other financial instruments using strategies and investment techniques with significant risk characteristics. The investment program utilizes such investment techniques as option transactions, margin transactions, short sales, leverage, and derivatives trading, the use of which can, in certain circumstances, maximize the adverse impact to which a Client may be subject. Interest-rate Risk. Fluctuations in interest rates may cause investment prices to fluctuate. For example, when interest rates rise, yields on existing bonds become less attractive, causing their market values to decline. Inflation Risk. When any type of inflation is present, a dollar today will buy more than a dollar next year, because purchasing power is eroding at the rate of inflation. Currency Risk . Overseas investments are subject to fluctuations in the value of the dollar against the currency of the investment’s originating country. This is also referred to as exchange rate risk. Reinvestment Risk. This is the risk that future proceeds from investments may have to be reinvested at a potentially lower rate of return (i.e. interest rate). This primarily relates to fixed income securities. Liquidity Risk. Liquidity is the ability to readily convert an investment into cash. Generally, assets are more liquid if many traders are interested in a standardized product. For example, Treasury Bills are highly liquid, while real estate properties are not. 6 Management Risk. The advisor’s investment approach may fail to produce the intended results. If the advisor’s assumptions regarding the performance of a specific asset class or fund are not realized in the expected time frame, the overall performance of the Client’s portfolio may suffer. Cybersecurity Risk. Chaney and its service providers may be subject to operational and information security risks resulting from cyberattacks. Cyberattacks include, among other behaviors, stealing or corrupting data maintained online or digitally, denial of service attacks on websites, the unauthorized release of confidential information or various other forms of cybersecurity breaches. Cybersecurity attacks affecting Chaney and its service providers may adversely impact Clients. For instance, cyberattacks may interfere with the processing of transactions, cause the release of private information about Clients, impede trading, subject Chaney to regulatory fines or financial losses, and cause reputational damage. Similar types of cybersecurity risks are also present for issuers of securities in which Clients may invest in, qualified custodians, governmental and other regulatory authorities, exchange and other financial market operators, or other financial institutions. Cybersecurity incidents that could ultimately cause them to incur losses, including for example: financial losses, cost and reputational damages, and loss from damage or interruption of systems. Although Chaney has established its systems to reduce the risk of these incidents from coming to fruition, there is no guarantee that these efforts will always be successful, especially considering that Chaney does not directly control the cybersecurity measures and policies employed by third party service providers. Capitalization Risks. Investing in Companies within the same market capitalization category carries the risk that the category may be out of favor due to current market conditions or investor sentiment. The foregoing list of risk factors does not purport to be a complete enumeration or explanation of the risks involved in an investment with Chaney. Item 9 – Disciplinary Information Chaney and its management have not been involved in any criminal or civil actions, administrative or self-regulatory enforcement proceedings, nor any legal or disciplinary events that are material to a Client’s or prospective Client’s evaluation of Chaney or the integrity of its management. Item 10 – Other Financial Industry Activities and Affiliations Registration as a Broker-Dealer or Broker-Dealer Representative A. Neither Chaney nor its management persons are registered as a broker-dealer or broker-dealer representative. B. Registration as a Futures Commission Merchant, Commodity Pool Operator, or a Commodity Trading Advisor Neither Chaney nor its management persons are registered as futures commission merchant, commodity pool operator, or a commodity trading advisor. 7 Relationships Material to this Advisory Business and Possible Conflicts of Interest C. Neither Chaney nor its representatives have any material relationships to this advisory business that would present a possible conflict of interest. Selection of Other Advisors or Managers D. Chaney does not utilize nor select other advisors. Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading Code of Ethics A. The affiliated persons (affiliated persons include employees and/or independent contractors) of Chaney have committed to a Code of Ethics (“Code”). The purpose of our Code is to set forth standards of conduct expected of Chaney affiliated persons and addresses conflicts that may arise. The Code defines acceptable behavior for affiliated persons of Chaney. The Code reflects Chaney and its supervised persons’ responsibility to act in the best interest of their Client. One area which the Code addresses is when affiliated persons buy or sell securities for their personal accounts and how to mitigate any conflict of interest with our Clients. We do not allow any affiliated persons to use non-public material information for their personal profit or to use internal research for their personal benefit in conflict with the benefit to our Clients. Chaney’s policy prohibits any person from acting upon or otherwise misusing non-public or inside information. No advisory representative or other affiliated person, officer or director of Chaney may recommend any transaction in a security or its derivative to advisory Clients or engage in personal securities transactions for a security or its derivatives if the advisory representative possesses material, non-public information regarding the security. Chaney’s Code is based on the guiding principle that the interests of the Client are our top priority. Chaney’s officers, directors, advisors, and other affiliated persons have a fiduciary duty to our Clients and must diligently perform that duty to maintain the complete trust and confidence of our Clients. When a conflict arises, it is our obligation to put the Client’s interests over the interests of either affiliated persons or the company. The Code applies to “access” persons. “Access” persons are affiliated persons who have access to non- public information regarding any Clients' purchase or sale of securities, or non-public information regarding the portfolio holdings of any reportable fund, who are involved in making securities recommendations to Clients, or who have access to such recommendations that are non-public. Chaney will provide a copy of the Code of Ethics to any Client or prospective Client upon request. Recommendations Involving Material Financial Interests B. Neither Chaney nor its related persons recommend to Clients, or buys or sells for Client accounts, securities in which Chaney or a related person has a material financial interest. C. Advisory Firm Purchase of Same Securities Recommended to Clients and Conflicts of Interest Chaney and its affiliated persons may buy or sell securities that are also held by Clients. In order to mitigate conflicts of interest such as trading ahead of Client transactions, affiliated persons are 8 required to disclose all reportable securities transactions as well as provide Chaney with copies of their brokerage statements. The Chief Compliance Officer of Chaney is Lynda Bartsch. They review all trades of the affiliated persons each quarter. The personal trading reviews ensure that the personal trading of affiliated persons does not affect the markets and that Clients of Chaney receive preferential treatment over associated persons’ transactions. Client Securities Recommendations or Trades and Concurrent Advisory Firm Securities D. Transactions and Conflicts of Interest Chaney does not maintain a firm proprietary trading account and does not have a material financial interest in any securities being recommended and therefore no conflicts of interest exist. However, affiliated persons may buy or sell securities at the same time they buy or sell securities for Clients. In order to mitigate conflicts of interest such as front running, affiliated persons are required to disclose all reportable securities transactions as well as provide Chaney with copies of their brokerage statements. The Chief Compliance Officer of Chaney is Lynda Bartsch. He reviews all trades of the affiliated persons each quarter. The personal trading reviews ensure that the personal trading of affiliated persons does not affect the markets and that Clients of Chaney receive preferential treatment over associated persons’ transactions. Item 12 – Brokerage Practices Factors Used to Select or Recommending Broker-Dealers A. Chaney may recommend the use of a specific broker-dealer or may utilize a broker-dealer of the Client's choosing. Chaney will select appropriate brokers based on a number of factors including but not limited to their transaction fees, quality of customer service, and reporting ability. Chaney relies on the broker-dealer to provide its execution services at the best prices available. Lower fees for comparable services may be available from other sources. Clients pay for any and all custodial fees in addition to the advisory fee charged by Chaney. 1. Research and Other Soft Dollar Benefits Chaney does not receive soft dollar benefits. 2. Brokerage for Client Referrals Chaney does not receive Client referrals from any custodian or third party in exchange for using that broker-dealer or third party. 3. Directed Brokerage Chaney does not generally accept directed brokerage arrangements (when a Client requires that account transactions be effected through a specific broker-dealer). However, Chaney does allow for Client directed brokerage in certain situations. Such situations may affect Chaney’s ability to negotiate commissions with the resulting inability to obtain volume discounts or best execution for Client directed accounts in some transactions. Therefore, a Client may pay higher commissions or other transaction costs or greater spreads, or receive less favorable net prices, on transactions for the account than would otherwise be the case should the Client elect to trade through the broker-dealer Chaney recommends. 9 Investment advisors who manage or supervise Client portfolios have a fiduciary obligation of best execution. The determination of what may constitute best execution and price in the execution of a securities transaction by a broker involves a number of considerations and is subjective. Factors affecting brokerage selection include the overall direct net economic result to the portfolios, the efficiency with which the transaction is affected, the ability to affect the transaction where a large block is involved, the operational facilities of the broker-dealer, the value of an ongoing relationship with such broker and the financial strength and stability of the broker. The firm does not receive any portion of the trading fees. Aggregating Trading for Multiple Client Accounts B. When a Client authorizes discretionary management, Chaney is authorized in its discretion to aggregate purchases and sales and other transactions made for the account with purchases and sales and transactions in the same securities for other Clients of Chaney. All Clients participating in the aggregated order shall receive an average share price with all other transaction costs shared on a prorated basis. If aggregation is not allowed or infeasible and individual transactions occur (e.g., withdrawal or liquidation requests, odd-late trades, etc.) an account may potentially be assessed higher costs or less favorable prices than those where aggregation has occurred. Item 13 – Review of Accounts Frequency and Nature of Periodic Review and Who Makes Those Reviews A. Account reviews are performed at least annually by the Chief Compliance Officer of Chaney. Account reviews are performed more frequently when market conditions dictate. Reviews of Client accounts include, but are not limited to, a review of Client documented risk tolerance, adherence to account objectives, investment time horizon, and suitability criteria, reviewing target allocations of each asset class to identify if there is an opportunity for rebalancing, and reviewing accounts for tax loss harvesting opportunities. Factors That Will Trigger a Non-Periodic Review of Client Accounts B. Other conditions that may trigger a review of Clients’ accounts are changes in the tax laws, new investment information, and changes in a Client's own situation Content and Frequency of Regular Reports C. Clients receive written account statements no less than quarterly for managed accounts. Account statements are issued by the Client’s custodian. Client receives confirmations of each transaction in account from Custodian and an additional statement during any month in which a transaction occurs. Chaney may also send periodic or other event-inspired reports based on market or portfolio activity. Reports will generally be provided in electronic format. Item 14 – Client Referrals and Other Compensation Economic Benefits Provided by Third Parties A. Chaney does not receive any economic benefits from external sources. Compensation to Non-Advisory Personnel for Client Referrals B. Chaney does not compensate for Client referrals. Item 15 – Custody 10 All assets are held at qualified custodians, which means the custodians provide account statements directly to Clients at least quarterly. Clients are urged to compare the account statements received directly from their custodians to any documentation or reports prepared by Chaney. Chaney is deemed to have limited custody solely because advisory fees are directly deducted from Client’s accounts by the custodian on behalf of Chaney. Chaney will obtain written authorization from Client to allow for such deductions. Chaney also limited custody due to having standing letters of authorization (“SLOA”) to direct third party payments. Chaney will meet the following seven conditions when a SLOA has been established with a Client to be exempted from the annual audit requirement: 1. 2. 3. 4. 5. 6. 7. The client provides an instruction to the qualified custodian, in writing, that includes the client’s signature, the third party’s name, and either the third party’s address or the third party’s account number at a custodian to which the transfer will be directed. The client authorizes the investment advisor, in writing, either on the qualified custodian’s form or separately, to direct transfers to the third party either on a specified schedule or from time to time. The client’s qualified custodian performs appropriate verification of the instruction, such as a signature review or other method to verify the client’s authorization, and provides a transfer of funds notice to the client promptly after each transfer. The client has the ability to terminate or change the instruction to the client’s qualified custodian. The investment advisor has no authority or ability to designate or change the identity of the third party, the address, or any other information about the third party contained in the client’s instruction. The investment advisor maintains records showing that the third party is not a related party of the investment advisor or located at the same address as the investment advisor. The client’s qualified custodian sends the client, in writing, an initial notice confirming the instruction and an annual notice reconfirming the instruction. Chaney is not affiliated with the custodian. The custodian does not supervise Chaney, its employees or activities. Item 16 – Investment Discretion If applicable, Client will authorize Chaney discretionary authority, via the Advisory Agreement, to determine, without obtaining specific Client consent, the securities to be bought or sold, and the amount of the securities to be bought or sold. If applicable, Client will authorize Chaney discretionary authority to execute selected investment program transactions as stated within the Investment Advisory Agreement. If however, consent for discretion is not given, Chaney will obtain prior Client approval before executing each transaction. Chaney allows Clients to place certain restrictions, as outlined in the Client’s Investment Policy Statement or similar document. Such restrictions could include only allowing purchases of socially conscious investments. These restrictions must be provided to Chaney in writing. 11 The Client approves the custodian to be used and the commission rates paid to the custodian. Chaney does not receive any portion of the transaction fees or commissions paid by the Client to the custodian. Item 17 – Voting Client Securities When assistance on voting proxies is requested, Chaney will provide recommendations to the Client. However, Chaney will not have authority to vote proxies on behalf of the Client. If in the future Chaney obtains authority to vote proxies, this Brochure will be appropriately amended. Item 18 – Financial Information Chaney has no financial commitment that impairs its ability to meet contractual and fiduciary commitments to Clients and has not been the subject of a bankruptcy petition. Balance Sheet A. Chaney does not require nor solicit prepayment of more than $1,200 in fees per Client, six months or more in advance. Financial Condition B. At this time, neither Chaney nor its management persons have any financial conditions that are likely to reasonably impair its ability to meet contractual commitments to Clients. Bankruptcy Petitions in Previous Years C. Chaney has not been the subject of a bankruptcy petition in the last ten years. 12 SUPERVISED PERSON BROCHURE Part 2B of Form ADV Stephen Chaney 3500 188th Street SW, Suite 445 Lynnwood, WA 98037 www.chaneycapital.com January 2026 This brochure supplement provides information about Stephen Chaney and supplements the Chaney Capital Management, Inc. brochure. You should have received a copy of that brochure. Please contact Stephen Chaney if you did not receive the brochure or if you have any questions about the contents of this supplement. Additional information about Stephen Chaney (CRD# 2694076) is also available on the SEC’s website at www.adviserinfo.sec.gov. 13 Supervised Person Brochure Principal Executive Officer – Stephen Chaney Year of birth: 1961 Item 2 - Educational Background and Business Experience Educational Background: ● B.S. Ohio University Business Experience: ● None to report Chaney Capital Management, Inc.; Owner/Investment Advisor Representative; 03/1996 – Present Item 3 - Disciplinary Information Criminal or Civil Action: Administrative Proceeding: Self-Regulatory Proceeding: None to report None to report Item 4 - Other Business Activities Engaged In Stephen Chaney has no outside business activities. Item 5 - Additional Compensation Stephen Chaney does not receive additional compensation, performance-based fees, nor receives any additional compensation for performing advisory services other than what is disclosed in Item 5 of Part 2A. Item 6 - Supervision The Chief Compliance Officer of Chaney supervises and monitors the advisory services of Stephen Chaney. The Chief Compliance Officer, Lynda Bartsch can be reached at lbartsch@chaneycapital.com or 425-673-4060. 14 SUPERVISED PERSON BROCHURE Part 2B of Form ADV Lynda Bartsch 3500 188th Street SW, Suite 445 Lynnwood, WA 98037 www.chaneycapital.com January 2026 This brochure supplement provides information about Lynda Bartsch and supplements the Chaney Capital Management, Inc. brochure. You should have received a copy of that brochure. Please contact Lynda Bartsch if you did not receive the brochure or if you have any questions about the contents of this supplement. Additional information about Lynda Bartsch (CRD# 2725382) is also available on the SEC’s website at www.adviserinfo.sec.gov. 15 Supervised Person Brochure Principal Executive Officer – Lynda Bartsch Year of birth: 1972 Item 2 - Educational Background and Business Experience Educational Background: ● No Post-Secondary Education ● Chaney Capital Management, Inc.; CCO/Investment Advisor Representative; 09/2008 None to report Business Experience: Item 3 - Disciplinary Information Criminal or Civil Action: Administrative Proceeding: Self-Regulatory Proceeding: None to report None to report Item 4 - Other Business Activities Engaged In Lynda Bartsch has no outside business activities. Item 5 - Additional Compensation Lynda Bartsch does not receive additional compensation, performance-based fees, nor receives any additional compensation for performing advisory services other than what is disclosed in Item 5 of Part 2A. Item 6 - Supervision Lynda Bartsch is the Chief Compliance Officer of Chaney, and therefore is solely responsible for all supervision and formulation and monitoring of investment advice offered to Clients. 16 SUPERVISED PERSON BROCHURE Part 2B of Form ADV Hannah Hein 3500 188th Street SW, Suite 445 Lynnwood, WA 98037 www.chaneycapital.com January 2026 This brochure supplement provides information about Hannah Hein and supplements the Chaney Capital Management, Inc. brochure. You should have received a copy of that brochure. Please contact Hannah Hein if you did not receive the brochure or if you have any questions about the contents of this supplement. Additional information about Hannah Hein (CRD# 6832587) is also available on the SEC’s website at www.adviserinfo.sec.gov. 17 Supervised Person Brochure Hannah Hein Year of birth: 1982 Item 2 - Educational Background and Business Experience Educational Background: ● No Post-Secondary Education Business Experience: ● ● ● Chaney Capital Management, Inc.; Investment Advisor Representative; 11/2018 – Present Chaney Capital Management, Inc.; Client Service Associate; 02/2013 – 11/2018 Bank of America; Teller; 01/2007 – 02/2013 None to report Item 3 - Disciplinary Information Criminal or Civil Action: Administrative Proceeding: Self-Regulatory Proceeding: None to report None to report Item 4 - Other Business Activities Engaged In Hannah Hein has no outside business activities. Item 5 - Additional Compensation Hannah Hein does not receive additional compensation, performance-based fees, nor receives any additional compensation for performing advisory services other than what is disclosed in Item 5 of Part 2A. Item 6 - Supervision The Chief Compliance Officer of Chaney supervises and monitors the advisory services of Hannah Hein. The Chief Compliance Officer, Lynda Bartsch can be reached at lbartsch@chaneycapital.com or 425-673-4060. 18 SUPERVISED PERSON BROCHURE Part 2B of Form ADV Jacob O’Connell 3500 188th Street SW, Suite 445 Lynnwood, WA 98037 www.chaneycapital.com January 2026 This brochure supplement provides information about Jacob O’Connell and supplements the Chaney Capital Management, Inc. brochure. You should have received a copy of that brochure. Please contact Jacob O’Connell if you did not receive the brochure or if you have any questions about the contents of this supplement. Additional information about Jacob O’Connell (CRD# 116511) is also available on the SEC’s website at www.adviserinfo.sec.gov. 19 Supervised Person Brochure Jacob O’Connell Year of birth: 1998 Item 2 - Educational Background and Business Experience Educational Background: ● Western Washington University; Bachelors in Accounting - 2021 Business Experience: ● ● ● ● None to report Chaney Capital Management, Inc.; Investment Advisor Representative; 07/2022 – Present Chaney Capital Management, Inc.; Support Staff; 02/2022 – 07/2022 Edmonds School District; Tennis Coach; 02/2021 – 02/2022 Student; 05/2012 – 02/2021 Item 3 - Disciplinary Information Criminal or Civil Action: Administrative Proceeding: Self-Regulatory Proceeding: None to report None to report Item 4 - Other Business Activities Engaged In Jacob O’Connell has no outside business activities. Item 5 - Additional Compensation Jacob O’Connell does not receive additional compensation, performance-based fees, nor receives any additional compensation for performing advisory services other than what is disclosed in Item 5 of Part 2A. Item 6 - Supervision Compliance Officer, Lynda Bartsch can be reached The Chief Compliance Officer of Chaney supervises and monitors the advisory services of Jacob at Chief O’Connell. The lbartsch@chaneycapital.com or 425-673-4060. 20 SUPERVISED PERSON BROCHURE Part 2B of Form ADV Kevin Massey 3500 188th Street SW, Suite 445 Lynnwood, WA 98037 www.chaneycapital.com January 2026 This brochure supplement provides information about Kevin Massey and supplements the Chaney Capital Management, Inc. brochure. You should have received a copy of that brochure. Please contact Kevin Massey if you did not receive the brochure or if you have any questions about the contents of this supplement. Additional information about Kevin Massey (CRD# 7617696) is also available on the SEC’s website at www.adviserinfo.sec.gov. 21 Supervised Person Brochure Kevin Massey Year of birth: 1997 Item 2 - Educational Background and Business Experience Educational Background: ● No Post Secondary Education Business Experience: ● ● ● ● ● ● ● None to report Chaney Capital Management, Inc.; Support Staff/Investment Advisor Representative; 02/2022 – Present WAFD Bank; Teller/Private Banker; 07/2018 – 01/2022 Chase Bank; Teller; 10/2017 – 06/2018 Stoneway Roofing; Roofer; 04/2017 – 09/2017 Double D Meaths; Sales; 12/2016 – 06/2017 Abercrombie and Fitch; Sales Associate 08/2016 – 12/2016 Student; 01/2012 – 08/2016 Item 3 - Disciplinary Information Criminal or Civil Action: Administrative Proceeding: Self-Regulatory Proceeding: None to report None to report Item 4 - Other Business Activities Engaged In Kevin Massey has no outside business activities. Item 5 - Additional Compensation Kevin Massey does not receive additional compensation, performance-based fees, nor receives any additional compensation for performing advisory services other than what is disclosed in Item 5 of Part 2A. Item 6 - Supervision The Chief Compliance Officer of Chaney supervises and monitors the advisory services of Kevin Massey. The Chief Compliance Officer, Lynda Bartsch can be reached at lbartsch@chaneycapital.com or 425-673-4060. 22 SUPERVISED PERSON BROCHURE Part 2B of Form ADV Chase Matriotti 3500 188th Street SW, Suite 445 Lynnwood, WA 98037 www.chaneycapital.com January 2026 This brochure supplement provides information about Chase Matriotti and supplements the Chaney Capital Management, Inc. brochure. You should have received a copy of that brochure. Please contact Chase Matriotti if you did not receive the brochure or if you have any questions about the contents of this supplement. Additional information about Chase Matriotti (CRD# 7770948) is also available on the SEC’s website at www.adviserinfo.sec.gov. 23 Supervised Person Brochure Chase Matriotti Year of birth: 2000 Item 2 - Educational Background and Business Experience Educational Background: ● Washington State University; Bachelors in Business Administration; 2022 Business Experience: ● ● ● ● ● ● ● ● None to report Chaney Capital Management, Inc.; Support Staff/Investment Advisor Representative; 03/2023 – Present Student; 06/2022 – 01/2023 Cooper Publications; 08/2021 – 05/2022 Student; 10/2020 – 07/2021 Papa Johns; Driver; 03/2019 – 09/2020 Student; 07/2018 – 02/2019 Kafe Neo; Server; 08/2017 – 06/2018 Student; 06/2013 – 07/2017 Item 3 - Disciplinary Information Criminal or Civil Action: Administrative Proceeding: Self-Regulatory Proceeding: None to report None to report Item 4 - Other Business Activities Engaged In Chase Matriotti has no outside business activities. Item 5 - Additional Compensation Chase Matriotti does not receive additional compensation, performance-based fees, nor receives any additional compensation for performing advisory services other than what is disclosed in Item 5 of Part 2A. Item 6 - Supervision Compliance Officer, Lynda Bartsch can be reached The Chief Compliance Officer of Chaney supervises and monitors the advisory services of Chase Matriotti. The at Chief lbartsch@chaneycapital.com or 425-673-4060. 24