CORE WEALTH ADVISORS, INC.

Brochure Form ADV Part 2A Item 1 - Cover Page CORE Wealth Advisors, Inc. CRD# 174386 124 South Florida Avenue th 4 Floor Lakeland, Florida 33801 (863)904-4745 www.COREwealth.com October 13, 2025 This brochure provides information about the qualifications and business practices of CORE Wealth Advisors, Inc. If you have any questions about the contents of this brochure, please contact us at (863) 904-4745 or pweaver@corewealth.com. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state authority. CORE Wealth Advisors, Inc. is an investment advisory firm registered with the appropriate regulatory authority. Registration does not imply a certain level of skill or training. Additional information about CORE Wealth Advisors, Inc. also is available on the SEC’s website at www.AdviserInfo.sec.gov. Item 2 - Material Changes This Brochure is prepared in the revised format required beginning in 2011. Registered Investment Advisers are required to use this format to inform clients of the nature of advisory services provided, types of clients served, fees charged, potential conflicts of interest and other information. The Brochure requirements include the annual provision of a Summary of Material Changes (the “Summary”) reflecting any material changes to our policies, practices, or conflicts of interest made since our last required “annual update” filing. In the event of any material changes, such Summary is provided to all clients within 120 days of our fiscal year-end. Our last annual update was made on March 27, 2025. Of course, the complete Brochure is available to you at any time upon request.  Item 3 - Table of Contents Page Item 1 - Cover Page ............................................................................................................................................................ 1 Item 2 - Material Changes................................................................................................................................................ 1 Item 3 - Table of Contents ............................................................................................................................................... 2 Item 4 - Advisory Business ............................................................................................................................................. 3 Item 5 - Fees and Compensation .................................................................................................................................. 5 Item 6 - Performance-Based Fees and Side-By-Side Management ................................................................ 6 Item 7 - Types of Clients .................................................................................................................................................. 7 Item 8 - Methods of Analysis, Investment Strategies and Risk of Loss ........................................................ 7 Item 9 - Disciplinary Information ................................................................................................................................ 8 Item 10 - Other Financial Industry Activities and Affiliations ......................................................................... 9 Item 11 - Code of Ethics, Participation or Interest in Client Transactions and Personal Trading .... 9 Item 12 - Brokerage Practices ..................................................................................................................................... 10 Item 13 - Review of Accounts ...................................................................................................................................... 13 Item 14 - Client Referrals and Other Compensation .......................................................................................... 13 Item 15 - Custody .............................................................................................................................................................. 13 Item 16 - Investment Discretion ................................................................................................................................. 13 Item 17 - Voting Client Securities .............................................................................................................................. 14 Item 18 - Financial Information .................................................................................................................................. 14 Brochure Supplements…………..………….………………………...……………………………………………… Exhibit A Page 2  Item 4 - Advisory Business General Information CORE Wealth Advisors, Inc. (“CORE Wealth Advisors”) was formed in 2013, (registered as an and provides financial planning, wealth management, and tax investment adviser in 2015), planning services to our clients. Brochure Supplements Charles Foss is the principal owner of CORE Wealth Advisors. Please see , Exhibit A, for more information on this principal owner and other individuals who formulate investment advice and have direct contact with clients, or have discretionary authority over client accounts. As of December 31, 2024, CORE Wealth Advisors managed $570,560,661 on a discretionary basis, and did not manage any assets on a non-discretionary basis. SERVICES PROVIDED At the outset of each client relationship, we spend time with you, asking questions, discussing your investment experience and financial circumstances, and broadly identifying your major goals. You may elect to retain CORE Wealth Advisors to prepare a full financial plan as described below. This written report is presented to you for consideration. In most cases, clients subsequently retain us to manage their investment portfolio on an ongoing basis. For those financial planning clients making this election, and for other clients who do not need financial planning but retain us for wealth management services, based on all the information initially gathered, CORE Wealth Advisors generally develops: • • a financial outline for you based on your financial circumstances and goals, and your risk tolerance level (the “Financial Profile” or “Profile”); and your investment objectives and guidelines (the “Investment Plan” or “Plan”). The Financial Profile is a reflection of your current financial picture and a look to your future goals. The Investment Plan outlines the types of investments CORE Wealth Advisors will make on your behalf to meet those goals. The Profile and the Plan are discussed regularly with you, but are not necessarily written documents. Financial Planning One of the services we offer is financial planning, described below. This service may be provided as a stand-alone service or may be coupled with ongoing portfolio management. Financial planning generally includes advice that addresses one or more areas of your financial situation, such as estate planning, risk management, budgeting and cash flow controls, retirement planning, education funding, and investment portfolio design. Depending on your particular situation, financial planning may include some or all of the following: • • Gathering factual information concerning your personal and financial situation; Assisting you in establishing financial goals and objectives; Page 3  • • • • • • • Analyzing your present situation and anticipated future activities in light of your financial goals and objectives; Identifying problems foreseen in the accomplishment of these financial goals and objectives and offering alternative solutions to the problems; Making recommendations to help achieve retirement plan goals and objectives; Designing an investment portfolio to help meet your goals and objectives; Providing estate planning; Assessing risk and reviewing basic health, life and disability insurance needs; or Reviewing goals and objectives and measuring progress toward these goals. Once financial planning advice is given, you may choose to have us implement your financial plan and manage your investment portfolio on an ongoing basis. However, you are under no obligation to act upon any of the recommendations made by us under a financial planning engagement and/or to engage the services of any recommended professional. Wealth Management As described above, at the beginning of a client relationship, we meet with you, gather information, and perform research and analysis as necessary to develop your Investment Plan. The Investment Plan will be updated from time to time when requested by you, or when determined to be necessary or advisable by us based on changes to your financial or other circumstances. To implement your Investment Plan, we will manage your investment portfolio on a discretionary basis. As a discretionary investment adviser, we will have the authority to supervise and direct your portfolio without prior consultation with you. Notwithstanding the foregoing, you may impose certain written restrictions on us in the management of your investment portfolio, such as prohibiting the inclusion of certain types of investments in an investment portfolio or prohibiting the sale of certain investments held in the account at the commencement of the relationship. You should note, however, that restrictions imposed by you may adversely affect the composition and performance of your investment portfolio. You should also note that your investment portfolio is treated individually by giving consideration to each purchase or sale for your account. For these and other reasons, performance of your investment portfolio within the same investment objectives, goals and/or risk tolerance may differ and you should not expect that the composition or performance of your investment portfolio would necessarily be consistent with similar clients of ours. include your stated Separate Account Managers When appropriate and in accordance with the Investment Plan for you, we may recommend the use of one or more Separate Account Managers, each a “Manager”. Having access to various Managers offers a wide variety of manager styles and offers clients the opportunity to utilize more than one Manager if necessary to meet the needs and investment objectives of the client. We will select or recommend the Manager(s) we deem most appropriate for you. Factors that we consider in recommending/selecting Managers generally investment objective(s), management style, performance, risk level, reputation, financial strength, reporting, pricing, and research. The Manager(s) will generally be granted discretionary trading authority to provide investment supervisory services for your portfolio. Under certain circumstances, CORE Wealth Advisors retains the authority to terminate the Manager’s relationship or to add new Managers. In other Page 4  cases, you will ultimately select one or more Managers recommended by us. Fees paid to such Manager(s) are separate from and in addition to the fee assessed by us. In any case, with respect to assets managed by a Manager, our role will be to monitor your overall financial situation to monitor the investment approach and performance of the Manager(s), and to assist you in understanding the investments of your portfolio. Trust Services We have developed a relationship with Sarasota Private Trust Company, LLC (“Sarasota Trust”). We have found that some clients are in need of Trust services. In addition to its direct client business, Sarasota Trust does business under the name CORE Wealth Trust Company to provide these services to our clients. CORE Wealth Advisors is not affiliated with nor has any ownership in Sarasota Private Trust Company d/b/a CORE Wealth Trust Company. When clients need Trust services, we refer them to Sarasota Trust. We are not compensated for the referral. However, should the client decide to engage Sarasota Trust, the arrangement will be under Sarasota Private Trust Company d/b/a CORE Wealth Trust Company, which then engages CORE Wealth Advisors to manage the funds of the Trust. Individual Retirement Advice When we are making investment recommendations to you regarding your retirement plan account or individual retirement account, we are acting as fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money or otherwise are compensated creates some conflicts with your financial interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule's provisions, we must:       Meet a professional standard of care when making investment recommendations (give prudent advice) to you; Never put our financial interests ahead of yours when making recommendations (give loyal advice); Avoid misleading statements about conflicts of interest, fees, and investments; Follow policies and procedures designed to ensure that we give advice that is in your best interest; Charge no more than what is reasonable for our services; and Give you basic information about our conflicts of interest. Tax Planning and Preparation In addition to the foregoing services, we may provide tax planning and annual tax preparation services to you. The fees for tax-related services will be individually negotiated with you at the Item 5 - Fees and Compensation time of engagement for the applicable project. Item 12 – Brokerage Practices Please see General Fee Information Fees paid to us are exclusive of all custodial and transaction costs paid to your custodian, brokers or other third-party consultants. for additional information. Fees paid to us are also separate and distinct from the fees and expenses charged by Page 5  mutual funds, ETFs (exchange traded funds) or other investment pools to their shareholders (generally including a management fee and fund expenses, as described in each fund’s prospectus or offering materials). You should review all fees charged by funds, brokers, CORE Wealth Advisors and others to fully understand the total amount of fees paid by you for investment and financial- related services. Financial Planning Fees When we provide stand-alone financial planning services to you, these fees are negotiated at the time of the engagement for such services and are normally an hourly fee based on the scope of the engagement. Wealth Management Fees The standard annual fee schedule, based on a percentage of assets under management, is 1.50%. There is no minimum annual fee for any account. We may, at our discretion, make exceptions to the foregoing or may negotiate special fee arrangements where we deem appropriate under the circumstances. Portfolio management fees are generally payable quarterly in advance and are calculated based on the value of your portfolio on the last day of the prior quarter. Fees are rounded up or down to the nearest dollar and are prorated for cash flows in excess of $10,000 (in or out of the portfolio) occurring the prior quarter. If management begins after the start of a quarter, fees will be prorated accordingly. With your authorization, unless other arrangements are made fees are normally debited directly from your account(s). Either you or CORE Wealth Advisors may terminate your Investment Management Agreement at any time, subject to any written notice requirements in the agreement. In the event of termination, any paid but unearned fees will be promptly refunded to you based on the number of days that the account was managed, and any fees due to us from you will be invoiced or deducted from your account prior to termination. Separate Account Manager Fees In instances where the services of a Separate Account Manager are utilized, the Separate Account Manager fees will be charged in addition to our fee and will be detailed in the Management Agreement signed by you. Trust Service Fees We refer clients in need of Trust services to Sarasota Private Trust Company d/b/a CORE Wealth Trust Company. We do not receive a fee for the referral, but Sarasota Private Trust Company d/b/a CORE Wealth Trust Company will engage CORE Wealth Advisors to manage the investable funds of the Trust. We will assess our typical Wealth Management fees (described above) for this service. Tax Planning Fees When we provide tax planning services to you, these services are generally separate from our financial planning and wealth management services. Fees for tax planning are negotiated at the Item 6 - Performance-Based Fees and Side-By-Side Management time of the engagement for such services and are normally based on an hourly or fixed fee basis. We do not have any performance-based fee arrangements. “Side by Side Management” refers to a situation in which the same firm manages accounts that are billed based on a percentage of assets Page 6  under management and at the same time manages other accounts for which fees are assessed on a performance fee basis. Because we have no performance-based fee accounts, we have no side-by- Item 7 - Types of Clients side management. We serve individuals, high net worth individuals, corporations, and charitable organizations. We do not generally impose a minimum portfolio value for conventional investment advisory services or a minimum fee. Item 8 - Methods of Analysis, Investment Strategies and Risk of Loss Methods of Analysis In accordance with the Investment Plan, we will primarily invest in ETFs, individual bonds, and mutual funds. Individual stocks may be included on a limited basis. Mutual funds and ETFs are generally evaluated and selected based on a variety of factors, including, as applicable and without limitation, past performance, fee structure, portfolio manager, fund sponsor, overall ratings for safety and returns, and other factors. Fixed income investments may be used as a strategic investment, as an instrument to fulfill liquidity or income needs in a portfolio, or to add a component of capital preservation. We will generally evaluate and select individual bonds or bond funds based on a number of factors including, without limitation, rating, yield and duration. Investment Strategies: Our strategic approach is to invest your portfolio in accordance with the Plan that has been developed specifically for you. This means that the following strategies may be used in varying combinations over time for you, depending upon your individual circumstances. Long Term Purchases – securities purchased with the expectation that the value of those securities will grow over a relatively long period of time, generally greater than one year. Short Term Purchases – securities purchased with the expectation that they will be sold within a relatively short period of time, generally less than one year, to take advantage of the securities’ short term price fluctuations. Risk of Loss While we seek to diversify your investment portfolio across various asset classes consistent with your Investment Plans in an effort to reduce risk of loss, all investment portfolios are subject to risks. Accordingly, there can be no assurance that your investment portfolio will be able to fully meet your investment objectives and goals, or that investments will not lose money. Below is a description of several of the principal risks that your investment portfolio faces. Management Risks. While we manage your investment portfolio, or recommend one or more Managers, based on our experience, research and proprietary methods, the value of your investment portfolio will change daily based on the performance of the underlying securities in which they are invested. Accordingly, your investment portfolio is subject to the risk that we or a Manager allocate your assets to individual securities and/or asset classes that are adversely Page 7  affected by unanticipated market movements, and the risk that our specific investment choices could underperform their relevant indexes. Risks of Investments in Mutual Funds, ETFs and Other Investment Pools. As described above, we or a Manager(s) may invest your portfolio in mutual funds, ETFs and other investment pools (“pooled investment funds”). Investments in pooled investment funds are generally less risky than investing in individual securities because of their diversified portfolios; however, these investments are still subject to risks associated with the markets in which they invest. In addition, pooled investment funds’ success will be related to the skills of their particular managers and their performance in managing their funds. Pooled investment funds are also subject to risks due to regulatory restrictions applicable to registered investment companies under the Investment Company Act of 1940. Equity Market Risks. We and any Manager(s) will generally invest portions of your assets directly into equity investments that invest in the stock market. As noted above, while pooled investments have diversified portfolios that may make them less risky than investments in individual securities, funds that invest in stocks and other equity securities are nevertheless subject to the risks of the stock market. These risks include, without limitation, the risks that stock values will decline due to daily fluctuations in the markets, and that stock values will decline over longer periods (e.g., bear markets) due to general market declines in the stock prices for all companies, regardless of any individual security’s prospects. Fixed Income Risks. We and any Manager(s) may invest portions of your assets directly into fixed income instruments, such as bonds and notes, or may invest in pooled investment funds that invest in bonds and notes. While investing in fixed income instruments, either directly or through pooled investment funds, is generally less volatile than investing in stock (equity) markets, fixed income investments nevertheless are subject to risks. These risks include, without limitation, interest rate risks (risks that changes in interest rates will devalue the investments), credit risks (risks of default by borrowers), or maturity risk (risks that bonds or notes will change value from the time of issuance to maturity). Foreign Securities Risks. We and any Manager(s) may invest portions of your assets into pooled investment funds that invest internationally. While foreign investments are important to the diversification of your investment portfolio, they carry risks that may be different from U.S. investments. For example, foreign investments may not be subject to uniform audit, financial reporting or disclosure standards, practices or requirements comparable to those found in the U.S. Foreign investments are also subject to foreign withholding taxes and the risk of adverse changes in investment or exchange control regulations. Finally, foreign investments may involve currency risk, which is the risk that the value of the foreign security will decrease due to changes in the relative value of the U.S. dollar and the security’s underlying foreign currency. Item 9 - Disciplinary Information Registered investment advisers are required to disclose all material facts regarding any legal or disciplinary events that would be material to your evaluation of CORE Wealth Advisors or the integrity of our management. We have no disciplinary events to report. Page 8  Item 10 - Other Financial Industry Activities and Affiliations CORE Wealth Accountants, LLC is an affiliate of CORE Wealth Advisors and is owned by Chuck Foss. The firm offers accounting and tax services. CORE Wealth Advisors may recommend CORE Wealth Accountants, LLC to clients in need of such services, but you are under no obligation to use CORE Item 11 - Code of Ethics, Participation or Interest in Client Transactions and Personal Trading Wealth Accountant’s services. CORE Wealth Advisors receives no compensation for such referrals. Code of Ethics and Personal Trading We have adopted a Code of Ethics (“the Code”), the full text of which is available to you upon request. Our Code has several goals. First, the Code is designed to assist us in complying with applicable laws and regulations governing its investment advisory business. Under the Investment Advisers Act of 1940, we owe fiduciary duties to our clients. Pursuant to these fiduciary duties, the Code requires persons associated with us (managers, officers and employees) to act with honesty, good faith and fair dealing in working with clients. In addition, the Code prohibits such associated persons from trading or otherwise acting on insider information. Next, the Code sets forth guidelines for professional standards for our associated persons. Under the Code’s Professional Standards, we expect our associated persons to put the interests of our clients first, ahead of personal interests. In this regard, our associated persons are not to take inappropriate advantage of their positions in relation to our clients. Third, the Code sets forth policies and procedures to monitor and review the personal trading activities of associated persons. From time to time our associated persons may invest in the same securities recommended to you. Under our Code, we have adopted procedures designed to reduce or eliminate conflicts of interest that this could potentially cause. The Code’s personal trading policies include procedures for limitations on personal securities transactions of associated persons, reporting and review of such trading [and pre-clearance of certain types of personal trading activities]. These policies are designed to discourage and prohibit personal trading that would disadvantage clients. The Code also provides for disciplinary action as appropriate for violations. Participation or Interest in Client Transactions As outlined above, we have adopted procedures to protect client interests when our associated persons invest in the same securities as those selected for or recommended to clients. In the event of any identified potential trading conflicts of interest, our goal is to place client interests first. Consistent with the foregoing, we maintain policies regarding participation in initial public offerings (“IPOs”) and private placements to comply with applicable laws and avoid conflicts with client transactions. If our associated person wishes to participate in an IPO or invest in a private placement, he or she must submit a pre-clearance request and obtain the approval of the Chief Compliance Officer. Finally, if associated persons trade with client accounts (i.e., in a bundled or aggregated trade), and the trade is not filled in its entirety, the associated person’s shares will be removed from the block, and the balance of shares will be allocated among client accounts in accordance with our written policy. Page 9  Item 12 - Brokerage Practices Best Execution and Benefits of Brokerage Selection When given discretion to select the brokerage firm that will execute orders in your account, we seek “best execution” for client trades, which is a combination of a number of factors, including, without limitation, quality of execution, services provided and commission rates. Therefore, we may use or recommend the use of brokers who do not charge the lowest available commission in the recognition of research and securities transaction services, or quality of execution. Research services received with transactions may include proprietary or third party research (or any combination), and may be used in servicing any or all of our clients. Therefore, research services received may not be used for the account for which the particular transaction was effected. We participate in the Fidelity Brokerage Services (“Fidelity”) program. While there is no direct link between the investment advice we provide and participation in the Fidelity program, we receive certain economic benefits from the Fidelity program. These benefits may include software and other technology that provides access to client account data (such as trade confirmations and account statements), facilitates trade execution (and allocation of aggregated orders for multiple client accounts), provides research, pricing information and other market data, facilitates the payment of our fees from our clients’ accounts, and assists with back-office functions, recordkeeping and client reporting. Many of these services may be used to service all or a substantial number of our accounts, including accounts not held at Fidelity. Fidelity may also make available to us other services intended to help us manage and further develop our business. These include consulting, publications and conferences on practice management, services may information technology, business succession, regulatory compliance and marketing. In addition, Fidelity may make available, arrange and/or pay for these types of services to be rendered to us by independent third parties. Fidelity may discount or waive fees it would otherwise charge for some of these services, pay all or a part of the fees of a third-party providing these services to us, and/or Fidelity may pay for travel expenses relating to participation in such training. Finally, participation in the Fidelity program provides us with access to mutual funds which normally require significantly higher minimum initial investments or are normally available only to institutional investors. The benefits received through participation in the Fidelity program do not necessarily depend upon the proportion of transactions directed to Fidelity. The benefits are received by us, in part because of commission revenue generated for Fidelity by our clients. This means that the investment activity in client accounts is beneficial to CORE Wealth Advisors, because Fidelity does not assess a fee to us for these services. This creates an incentive for us to continue to recommend Fidelity to our clients. While it may be possible to obtain similar custodial, execution and other services elsewhere at a lower cost, we believes that Fidelity provides an excellent combination of these services. These services are not soft dollar arrangements, but are part of the institutional platform offered by Fidelity. For our clients’ accounts that Fidelity maintains, Fidelity generally does not charge you separately for custody services but is compensated by charging you commissions or other fees on trades that it executes or that settle into your Fidelity account. Certain trades may not incur Fidelity commissions or transaction fees. Fidelity is also compensated by earning interest on the uninvested cash in your account. We may also recommend that clients establish brokerage accounts with Charles Schwab & Co., Inc. (“Schwab”), a FINRA registered broker-dealer, member SIPC, as the qualified custodian to maintain Page 10  custody of clients’ assets. We will also effect trades for client accounts at Schwab, or may in some instances, consistent with our duty of best execution and specific agreement with each client, elect to execute trades elsewhere. Although we may recommend that clients establish accounts at Schwab, it is ultimately the client’s decision to custody assets with Schwab. CORE Wealth Advisors is independently owned and operated and is not affiliated with Schwab. Schwab Advisor Services provides us with access to its institutional trading, custody, reporting and related services, which are typically not available to Schwab retail investors. Schwab also makes available various support services. Some of those services help us manage or administer our clients’ accounts while others help us manage and grow our business. These services generally are available to independent investment advisors on an unsolicited basis, at no charge to them. These services are not soft dollar arrangements but are part of the institutional platform offered by Schwab. Schwab’s brokerage services include the execution of securities transactions, custody, research, and access to mutual funds and other investments that are otherwise generally available only to institutional investors or would require a significantly higher minimum initial investment. For our client accounts maintained in its custody, Schwab generally does not charge separately for custody services but is compensated by account holders through commissions and other transaction-related or asset-based fees for securities trades that are executed through Schwab or that settle into Schwab accounts. Schwab is also compensated by earning interest on the uninvested cash in your account. Schwab Advisor Services also makes available to us other products and services that benefit CORE Wealth Advisors but may not directly benefit its clients’ accounts. Many of these products and services may be used to service all or some substantial number of our accounts, including accounts not maintained at Schwab. Schwab’s products and services that assist us in managing and administering clients’ accounts include software and other technology that (i) provide access to client account data (such as trade confirmations and account statements); (ii) facilitate trade execution and allocate aggregated trade orders for multiple client accounts; (iii) provide pricing and other market data; (iv) facilitate payment of CORE Wealth Advisors’ fees from its clients’ accounts; and (v) assist with back-office functions, recordkeeping and client reporting. Schwab Advisor Services also offers other services intended to help us manage and further develop its business enterprise. These services may include: (i) technology compliance, legal and business consulting; (ii) publications and conferences on practice management and business succession; and (iii) access to employee benefits providers, human capital consultants and insurance providers. Schwab may make available, arrange and/or pay third-party vendors for the types of services rendered to us. Schwab Advisor Services may discount or waive fees it would otherwise charge for some of these services or pay all or a part of the fees of a third-party providing these services to us. Schwab Advisor Services may also provide other benefits such as educational events or occasional business entertainment of our personnel. In evaluating whether to recommend that clients custody their assets at Schwab, we may take into account the availability of some of the foregoing products and services and other arrangements as part of the total mix of factors it considers and not solely on the nature, cost or quality of custody and brokerage services provided by Schwab, which may create a potential conflict of interest. Directed Brokerage We do not generally allow directed brokerage accounts. Page 11  Aggregated Trade Policy We may enter trades as a block where possible and when advantageous to clients whose accounts have a need to buy or sell shares of the same security. This method permits the trading of aggregate blocks of securities composed of assets from multiple client accounts. It allows us to execute trades in a timely, equitable manner, and may reduce overall costs to clients We will only aggregate transactions when we believe that aggregation is consistent with our duty to seek best execution (which includes the duty to seek best price) for our clients, and is consistent with the terms of our Investment Advisory Agreement with each client for which trades are being aggregated. No advisory client will be favored over any other client; each client that participates in an aggregated order will participate at the average share price for all CORE Wealth Advisors’ transactions in a given security on a given business day. Transaction costs for participating accounts will be assessed at the custodian’s commission rate applicable to each account; therefore, transaction costs may vary among accounts. Accounts may be excluded from a block due to tax considerations, client direction or other factors making the account’s participation ineligible or impractical. We will prepare, before entering an aggregated order, a written statement (“Allocation Statement”) specifying the participating client accounts and how it intends to allocate the order among those clients. If the aggregated order is filled in its entirety, it will be allocated among clients in accordance with the Allocation Statement. If the order is partially filled, it will generally be allocated pro-rata, based on the Allocation Statement, or randomly in certain circumstances. Notwithstanding the foregoing, the order may be allocated on a basis different from that specified in the Allocation Statement if all client accounts receive fair and equitable treatment, and the reason for different allocation is explained in writing and is approved by an appropriate individual/officer of CORE Wealth Advisors. Our books and records will separately reflect, for each client account included in a block trade, the securities held by and bought and sold for that account. Funds and securities of clients whose orders are aggregated will be deposited with one or more banks or broker-dealers, and neither the clients’ cash nor their securities will be held collectively any longer than is necessary to settle the transaction on a delivery versus payment basis; cash or securities held collectively for clients will be delivered out to the custodian bank or broker-dealer as soon as practicable following the settlement, and we will receive no additional compensation or remuneration of any kind as a result of the proposed aggregation. Cross Trades From time to time, we may direct a “cross trade” of securities (including, without limitation, fixed income securities) between client accounts, whereby we arrange for one client account to purchase a security directly from another client. In such cases, we will seek to obtain a price for the security from one or more independent sources. We are not a broker-dealer and receive no compensation from a cross trade; however, the broker-dealer facilitating the cross trade normally charges administrative fees to the clients’ accounts. We may direct a cross trade when we believe that the transaction is in the best interest of the clients, that no client will be disfavored by the transaction, and that the transaction is consistent with our duty to seek best execution. Page 12  Item 13 - Review of Accounts Managed portfolios are reviewed at least annually but may be reviewed more often if requested by you, upon receipt of information material to the management of your portfolio, or at any time such review is deemed necessary or advisable by us. These factors generally include, but are not limited to, the following: change in your general circumstances (marriage, divorce, retirement); or economic, political or market conditions. All accounts will be reviewed by the investment committee. For those clients to whom we provide separate financial planning and/or consulting services, reviews are conducted on an as needed or agreed upon basis. Such reviews are conducted by one of our investment adviser representatives or principals. Account custodians are responsible for providing monthly or quarterly account statements which reflect the positions (and current pricing) in each account as well as transactions in each account, including fees paid from an account. Account custodians also provide prompt confirmation of all trading activity, and year-end tax statements, such as 1099 forms. We will provide additional written reports as needed or requested by you. Item 14 - Client Referrals and Other Compensation As noted above, we receive an economic benefit from Fidelity and Schwab in the form of support products and services it makes available to CORE Wealth Advisors and other independent Item 12 - investment advisors whose clients maintain accounts at Fidelity or Schwab. These products and Brokerage Practices. services, how they benefit our firm, and the related conflicts of interest are described in The availability of Fidelity’s and Schwab’s products and services to us is based solely on our participation in the programs and not on the provision of any particular investment advice. Neither Fidelity, Schwab, nor any other party is paid to refer clients to us. Item 15 - Custody Fidelity and Schwab are the custodians of nearly all client accounts at CORE Wealth Advisors. From time to time however, you may select an alternate broker to hold accounts in custody. In any case, it is the custodian’s responsibility to provide you with confirmations of trading activity, tax forms and at least quarterly account statements. You are advised to review this information carefully, and to notify us of any questions or concerns. You are also asked to promptly notify us if the custodian fails to provide statements on each account held. From time to time and in accordance with our agreement with clients, we will provide additional reports. The account balances reflected on these reports should be compared to the balances shown on the brokerage statements to ensure accuracy. At times there may be small differences due to the timing of dividend reporting, pending trades or other similar issues. Item 16 - Investment Discretion Item 4 - Advisory Business As described above under , we manage portfolios on a discretionary basis. This means that after an Investment Plan is developed for your investment portfolio, we will execute that plan without specific consent from you for each transaction. For discretionary accounts, a Limited Power of Attorney (“LPOA”) is executed by you, giving us the authority to carry out various activities in the account, generally including the following: trade execution; the ability to request checks on your behalf; and the withdrawal of advisory fees directly from your account. Page 13  We then direct investment of your portfolio using our discretionary authority. You may limit the terms of the LPOA to the extent consistent with your investment advisory agreement with us and the requirements of your custodian. The discretionary relationship is further described in the agreement between you and CORE Wealth Advisors. Item 17 - Voting Client Securities As a policy and in accordance with our client agreement, we do not vote proxies related to securities held in client accounts. The custodian of the account will normally provide proxy materials directly to you. You may contact us with questions relating to proxy procedures and proposals; however, we generally do not research particular proxy proposals. Item 18 - Financial Information We do not require nor solicit prepayment of more than $1,200 in fees per client, six months or more in advance, and therefore have no disclosure with respect to this item. Page 14  Exhibit A  Brochure Supplement Form ADV Part 2B Item 1 - Cover Page Charles T. Foss, CPA CRD# 4633605 of CORE Wealth Advisors, Inc. 124 South Florida Avenue 4th Floor Lakeland, Florida 33801 (863) 904-4745 www.corewealth.com October 13, 2025 This Brochure Supplement provides information about Charles (“Chuck”) Foss, and supplements the CORE Wealth Advisors, Inc. (“CORE Wealth Advisors”) Brochure. You should have received a copy of that Brochure. Please contact us at (863) 904-4745 if you did not receive our Brochure, or if you have any questions about the contents of this Supplement. www.AdviserInfo.sec.gov. Additional information about Chuck is available on the SEC’s website at Item 2 - Educational Background and Business Experience Charles T. Foss (year of birth 1957) is President and Co-Founder of CORE Wealth Advisors. Chuck began his career with a local CPA firm Evans Parrish & Fisk CPAs until 1983, when he became Director of Internal Auditing for Polk County, Florida. Chuck was later promoted to Assistant County Administrator. In 1992, Chuck joined another CPA and formed Wall Foss Financial, LLC which provided a full range of public accounting services. In 2004, Chuck became part of Wall Foss Advisors, Inc. which offered financial planning and wealth management services. Then in 2013, Chuck co-founded CORE Wealth Advisors, Inc., which operated under the umbrella of a registered investment adviser, Calton & Associates, Inc., until CORE Wealth Advisors registered independently in 2015. Chuck graduated in 1979 from Florida Southern College with a degree in Accounting. He became a Certified Public Accountant* in 1983. Exhibit A-1  * A CPA is a Certified Public Accountant. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license to practice public accounting. While the exam is the same regardless of where it is taken, every state/jurisdiction has its own set of education and experience requirements that individuals must meet. However, most states require at least a bachelor’s degree and a concentration in accounting, and at least one year of public accounting experience under the supervision of or verification by a CPA. Once the designation is Item 3 - Disciplinary Information attained, the CPA is required to meet continuing education requirements. Advisers are required to disclose any material facts regarding certain legal or disciplinary events that would be material to your evaluation of an adviser; however, Chuck has no such disciplinary Item 4 - Other Business Activities information to report. Chuck is involved in the tax preparation Chuck is also the owner of CORE Wealth Accountants, LLC. and consulting aspect of the firm’s business. Approximately 5% of his time is spent on the business of CORE Wealth Accountants with the remaining 95% being spent on CORE Wealth Advisors, Inc. Item 5 - Additional Compensation business. Item 6 - Supervision Other than as stated above, Chuck has no other income or compensation to disclose. Chuck Foss is President and Nathan Dunham is a Vice President of CORE Wealth Advisors. Both are Portfolio Managers and serve on the investment committee. Overall investment decisions are made as a team by the investment committee, and portfolio activity based on these decisions will be carried out by these individuals, as assisted by other staff members of the firm. As Chief Compliance Officer, Paul Weaver is responsible for providing compliance oversight to the staff. He may be contacted at (863) 904-4745. Exhibit A-2  Brochure Supplement Form ADV Part 2B Item 1 - Cover Page Nathan H. Dunham, CFP® CRD# 4727016 of CORE Wealth Advisors, Inc. 124 South Florida Avenue 4th Floor Lakeland, Florida 33801 (863) 904-4745 www.corewealth.com October 13, 2025 This Brochure Supplement provides information about Nathan Dunham, and supplements the CORE Wealth Advisors, Inc. (“CORE Wealth Advisors”) Brochure. You should have received a copy of that Brochure. Please contact us at (863) 904-4745 if you did not receive our Brochure, or if you have any questions about the contents of this Supplement. www.AdviserInfo.sec.gov. Additional information about Nathan is available on the SEC’s website at Item 2 - Educational Background and Business Experience Nathan H. Dunham (year of birth 1976) is a Vice President and Co-Founder of CORE Wealth Advisors. Nathan began his career in 1997 with a local accounting firm, Wall Foss Financial, LLC which provided a full range of public accounting services. In 2004, Nathan joined Wall Foss Advisors, Inc. which offered financial planning and wealth management services. Then in 2013, Nathan co-founded CORE Wealth Advisors, Inc., which operated under the umbrella of a registered investment adviser Calton & Associates, Inc., until CORE Wealth Advisors registered independently in 2015. Nathan graduated in 1999 from Florida Southern College with a degree in accounting. He became a CERTIFIED FINANCIAL PLANNER™ professional* in 2001. Exhibit A-3  ® ® ® certification is granted by Certified Financial Planner Board of Standards, Inc. (“CFP * The CFP Board”). To attain the certification, the candidate must complete the required educational, examination, experience and ethics requirements set forth by CFP Board. Certain designations, such as the CPA, CFA and others may satisfy the education component, and allow a candidate to sit Certification Examination. A comprehensive examination tests the candidate’s ability for the CFP to apply financial planning knowledge to client situations. Qualifying work experience is also required for certification. Qualifying experience includes work in the area of the delivery of the personal financial planning process to clients, the direct support or supervision of others in the personal financial planning process, or teaching all, or any portion, of the personal financial professionals must complete 30 hours of continuing education accepted by planning process. CFP Item 3 - Disciplinary Information CFP Board every two years. Advisers are required to disclose any material facts regarding certain legal or disciplinary events that would be material to your evaluation of an adviser; however, Nathan has no such disciplinary Item 4 - Other Business Activities information to report. Nathan has no other business activities to report. Item 5 - Additional Compensation Nathan has no other income or compensation to disclose. Item 6 - Supervision Nathan Dunham is a Vice President and Chuck Foss is President of CORE Wealth Advisors. Both are Portfolio Managers and serve on the investment committee. Overall investment decisions are made as a team by the investment committee, and portfolio activity based on these decisions will be carried out by these individuals, as assisted by other staff members of the firm. As Chief Compliance Officer, Paul Weaver, is responsible for providing compliance oversight to the staff. He may be contacted at (863) 904-4745. Exhibit A-4  Brochure Supplement Form ADV Part 2B Item 1 - Cover Page Andrew T. Foss CRD# 6271505 of CORE Wealth Advisors, Inc. 124 South Florida Avenue 4th Floor Lakeland, Florida 33801 (863) 904-4745 www.corewealth.com October 13, 2025 This Brochure Supplement provides information about Andrew Foss, and supplements the CORE Wealth Advisors, Inc. (“CORE Wealth Advisors”) Brochure. You should have received a copy of that Brochure. Please contact us at (863) 904-4745 if you did not receive our Brochure, or if you have any questions about the contents of this Supplement. www.AdviserInfo.sec.gov. Additional information about Andrew is available on the SEC’s website at Item 2 - Educational Background and Business Experience Andrew T. Foss (year of birth 1986) is a Vice President and shareholder of CORE Wealth Advisors. Andrew began his career in 2008 as a staff accountant for a local accounting firm, Wall Foss Financial LLC. In 2013, Andrew joined CORE Wealth Advisors, Inc., which operated under the umbrella of a registered investment adviser, Calton & Associates, Inc., until CORE Wealth Advisors registered independently in 2015. Andrew received his degree in Business Administration in Accounting from Florida Southern College and has completed the requirements to sit for the CERTIFIED FINANCIAL PLANNER™ examination*. Exhibit A-5  ® ® ® certification is granted by Certified Financial Planner Board of Standards, Inc. (“CFP * The CFP Board”). To attain the certification, the candidate must complete the required educational, examination, experience and ethics requirements set forth by CFP Board. Certain designations, such as the CPA, CFA and others may satisfy the education component, and allow a candidate to sit Certification Examination. A comprehensive examination tests the candidate’s ability for the CFP to apply financial planning knowledge to client situations. Qualifying work experience is also required for certification. Qualifying experience includes work in the area of the delivery of the personal financial planning process to clients, the direct support or supervision of others in the personal financial planning process, or teaching all, or any portion, of the personal financial professionals must complete 30 hours of continuing education accepted by planning process. CFP Item 3 - Disciplinary Information CFP Board every two years. Advisers are required to disclose any material facts regarding certain legal or disciplinary events that would be material to your evaluation of an adviser; however, Andrew has no such disciplinary Item 4 - Other Business Activities information to report. Andrew has no other business activities to report. Item 5 - Additional Compensation Andrew has no other income or compensation to disclose. Item 6 - Supervision As Chief Compliance Officer, Paul Weaver, is responsible for providing compliance oversight to the staff. He may be contacted at (863) 904-4745. Exhibit A-6  Brochure Supplement Form ADV Part 2B Item 1 - Cover Page Michael J. Ehlenbeck, CRPS®, CFP® CRD# 6550161 of CORE Wealth Advisors, Inc. 124 South Florida Avenue 4th Floor Lakeland, Florida 33801 (863) 904-4745 www.corewealth.com October 13, 2025 This Brochure Supplement provides information about Michael Ehlenbeck, and supplements the CORE Wealth Advisors, Inc. (“CORE Wealth Advisors”) Brochure. You should have received a copy of that Brochure. Please contact us at (863) 904-4745 if you did not receive our Brochure, or if you have any questions about the contents of this Supplement. www.AdviserInfo.sec.gov. Additional information about Michael is available on the SEC’s website at Item 2 - Educational Background and Business Experience Michael J. Ehlenbeck (year of birth 1986) joined CORE Wealth Advisors as a Financial Advisor in 2017. Prior to joining CORE Wealth Advisors, he worked for the United Way of Central Florida from 2008 to 2015 as Resource Development Director. After leaving the United Way, he worked locally for CPS Investment Advisors as a Retirement Plan Specialist. SM Michael received his degree in Financial Management and Business Administration from Florida * designation Southern College in 2008 and earned the Chartered Retirement Plans Specialist from the College for Financial Planning. He became a CERTIFIED FINANCIAL PLANNER™ professional** in 2022. SM ® or CRPS is a professional designation awarded by * The Chartered Retirement Plans Specialist the College for Financial Planning to individuals who complete a study program and pass a final Exhibit A-7  ® ® ® designation with professionals must complete 16 hours of Program ® multiple-choice examination. Successful applicants earn the right to use the CRPS their names for two years. Every two years, CRPS continuing education and pay a small fee to continue using the designation. The CRPS focuses on the design, installation, maintenance and administration of retirement plans. CRPS candidates must comply with the Code of Ethics, which includes agreeing to abide by the Standards of Professional Conduct and Terms and Conditions. Candidates must also disclose any criminal, civil, self-regulatory organization, or governmental agency inquiry, investigation, or proceeding relating to their professional or business conduct. Conferment of the designation is contingent upon the College for Financial Planning’s review of matters either self-disclosed or which are discovered by the College that are required to be disclosed. ® ® ® certification is granted by Certified Financial Planner Board of Standards, Inc. (“CFP ** The CFP Board”). To attain the certification, the candidate must complete the required educational, examination, experience and ethics requirements set forth by CFP Board. Certain designations, such as the CPA, CFA and others may satisfy the education component, and allow a candidate to sit Certification Examination. A comprehensive examination tests the candidate’s ability for the CFP to apply financial planning knowledge to client situations. Qualifying work experience is also required for certification. Qualifying experience includes work in the area of the delivery of the personal financial planning process to clients, the direct support or supervision of others in the personal financial planning process, or teaching all, or any portion, of the personal financial professionals must complete 30 hours of continuing education accepted by planning process. CFP Item 3 - Disciplinary Information CFP Board every two years. Advisers are required to disclose any material facts regarding certain legal or disciplinary events that would be material to your evaluation of an adviser; however, Michael has no such disciplinary Item 4 - Other Business Activities information to report. Michael has no other business activities to report. Item 5 - Additional Compensation Item 6 - Supervision Michael has no other income or compensation to disclose. As Chief Compliance Officer, Paul Weaver, is responsible for providing compliance oversight to the staff. He may be contacted at (863) 904-4745. Exhibit A-8  Brochure Supplement Form ADV Part 2B Item 1 - Cover Page Paul R. Weaver, II CRD# 5475305 of CORE Wealth Advisors, Inc. 124 South Florida Avenue 4th Floor Lakeland, Florida 33801 (863) 904-4745 www.corewealth.com October 13, 2025 This Brochure Supplement provides information about Paul Weaver, and supplements the CORE Wealth Advisors, Inc. (“CORE Wealth Advisors”) Brochure. You should have received a copy of that Brochure. Please contact us at (863) 904-4745 if you did not receive our Brochure, or if you have any questions about the contents of this Supplement. www.AdviserInfo.sec.gov. Additional information about Paul is available on the SEC’s website at Item 2 - Educational Background and Business Experience Paul R. Weaver, II (year of birth 1985) joined CORE Wealth Advisors, Inc. in 2015 and has been in the wealth management business since 2008. He currently serves as Director of Investments and Chief Compliance Officer. Prior to joining CORE Wealth, Paul worked for one of Florida’s oldest investment brokerage firms serving in a support role until eventually rising to the position of Director of Technology. Paul graduated from Florida Southern College in 2008, where he majored in Marketing Management and Financial Management with a minor in Economics. Paul has also passed the Series 65 (Uniform Registered Investment Adviser Law) exam. Exhibit A-9  Item 3 - Disciplinary Information Advisers are required to disclose any material facts regarding certain legal or disciplinary events that would be material to your evaluation of an adviser; however, Paul has no such disciplinary information to report. Item 4 - Other Business Activities Paul is also a consultant at ASR Associates, Inc., a roofing/construction products company located in Lakeland, Florida, where he handles IT needs. He has served in this role since 2006. Item 5 - Additional Compensation Paul has no other income or compensation to disclose. Item 6 - Supervision As Chief Compliance Officer, Paul is responsible for providing compliance oversight to the staff. Chuck Foss supervises Paul. Both may be contacted at (863) 904-4745. Exhibit A-10  Brochure Supplement Form ADV Part 2B Item 1 - Cover Page Kenneth G. Moore CRD# 7558948 of CORE Wealth Advisors, Inc. 124 South Florida Avenue 4th Floor Lakeland, Florida 33801 (863) 904-4745 www.corewealth.com October 13, 2025 This Brochure Supplement provides information about Kenneth (“Ken”) G. Moore, and supplements the CORE Wealth Advisors, Inc. (“CORE Wealth Advisors”) Brochure. You should have received a copy of that Brochure. Please contact us at (863) 904-4745 if you did not receive our Brochure, or if you have any questions about the contents of this Supplement. www.AdviserInfo.sec.gov. Additional information about Kenneth is available on the SEC’s website at Item 2 - Educational Background and Business Experience Kenneth G. Moore (year of birth 1998) joined CORE Wealth Advisors, Inc. in 2019 as a Portfolio Analyst. His duties include research and analysis support for the Investment Committee, assisting with portfolio trading, and helping with various financial planning, tax and accounting special projects. Prior to joining the firm, Ken was completing a degree at Florida Southern College, during which time he served as a Tax Associate intern for CLA (CliftonLarsonAllen) and a staff accountant at Land South Management. Ken earned a Bachelor of Science in Accounting in 2020, and a Master of Accountancy in 2021, both from Florida Southern College. Exhibit A-11  Item 3 - Disciplinary Information Advisers are required to disclose any material facts regarding certain legal or disciplinary events that would be material to your evaluation of an adviser; however, Ken has no such disciplinary information to report. Item 4 - Other Business Activities Ken has no other business activities to report. Item 5 - Additional Compensation Item 6 - Supervision Ken has no other income or compensation to disclose. As Chief Compliance Officer, Paul Weaver, is responsible for providing compliance oversight to the staff. He may be contacted at (863) 904-4745. Exhibit A-12  Form ADV Part 2B Item 1 - Cover Page Derek D. Stross, CPA, PFS CRD# 7652201 of CORE Wealth Advisors, Inc. 124 South Florida Avenue 4th Floor Lakeland, Florida 33801 (863) 904-4745 www.corewealth.com October 13, 2025 This Brochure Supplement provides information about Derek D. Stross, and supplements the CORE Wealth Advisors, Inc. (“CORE Wealth Advisors”) Brochure. You should have received a copy of that Brochure. Please contact us at (863) 904-4745 if you did not receive our Brochure, or if you have any questions about the contents of this Supplement. www.AdviserInfo.sec.gov. Additional information about Derek is available on the SEC’s website at Item 2 - Educational Background and Business Experience Derek D. Stross (year of birth 1974) joined CORE Wealth Advisors, Inc. as a Financial Advisor and Director of Tax Strategy in 2022. Prior to joining the firm, Derek was a Tax Preparer at Hamic Previte & Sturwold PA (2019 -2022) and at Wall Foss Financial LLC (2007-2014). Derek is a CPA* and a Personal Financial Specialist (PFS)**. Derek earned a Bachelor of Science in both Accounting and Management Information Systems from Florida State University in 1997, and an MBA from University of South Florida in 2001. *A CPA is a Certified Public Accountant. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license to practice public accounting. While the exam is the same regardless of where it is taken, every state/jurisdiction has its own set of education and experience requirements that individuals must meet. However, most states require at least a bachelor’s degree and a concentration in accounting, and at least one year of public accounting experience under the supervision of or verification by a CPA. Once the designation is attained, the CPA is required to meet continuing education requirements. Exhibit A-13  **The PFS designation is granted exclusively to CPAs with the combination of extensive tax expertise and comprehensive knowledge of personal financial planning. The requirements for the PFS credential are established by the PFP (Personal Financial Planning) staff at the AICPA (American Institute of CPAs), the National Accreditation Commission, along with the PFS Credential Committee, and accurately reflect the depth and breadth of experience and technical expertise required to obtain this credential. The 5 major requirements are: (1) Obtain CPA licensure (2) join the AICPA and be a member in good standing (3) complete a comprehensive PFP education, consisting of a minimum of 80 hours of PFP training and education within the five year period preceding the date of the PFS application (4) fulfill 3,000 hours of personal financial planning business experience and (5) pass a PFS examination. Item 3 - Disciplinary Information Advisers are required to disclose any material facts regarding certain legal or disciplinary events that would be material to your evaluation of an adviser; however, Derek has no such disciplinary information to report. Item 4 - Other Business Activities Derek is the owner of a CPA firm, Derek Stross CPA LLC, which primarily provides tax preparation services. He has owned this business since 2014. Derek is also involved in the tax preparation and consulting aspect of CORE Wealth Accountants, LLC. Approximately 50% of his time is spent on the business of CORE Wealth Accountants with the Item 5 - Additional Compensation remaining 50% being spent on CORE Wealth Advisors, Inc. business. Other than as stated above, Derek has no other income or compensation to disclose. Item 6 - Supervision As Chief Compliance Officer, Paul Weaver, is responsible for providing compliance oversight to the staff. He may be contacted at (863) 904-4745. Exhibit A-14  Form ADV Part 2B Item 1 - Cover Page Benjamin P. Greenman CRD# 7809109 of CORE Wealth Advisors, Inc. 124 South Florida Avenue 4th Floor Lakeland, Florida 33801 (863) 904-4745 www.corewealth.com October 13, 2025 This Brochure Supplement provides information about Benjamin (“Ben”) P. Greenman, and supplements the CORE Wealth Advisors, Inc. (“CORE Wealth Advisors”) Brochure. You should have received a copy of that Brochure. Please contact us at (863) 904-4745 if you did not receive our Brochure, or if you have any questions about the contents of this Supplement. www.AdviserInfo.sec.gov. Additional information about Ben is available on the SEC’s website at Item 2 - Educational Background and Business Experience Benjamin (“Ben”) P. Greenman (year of birth 2000) joined CORE Wealth Advisors, Inc. as a Client Relationship Manager in 2023, shortly after earning a Bachelor of Science in Finance and Business Administration from Florida Southern College. In this role, his duties include collaborating with advisors to schedule meetings, prepare documentation, and document communication with clients. Item 3 - Disciplinary Information Advisers are required to disclose any material facts regarding certain legal or disciplinary events that would be material to your evaluation of an adviser; however, Ben has no such disciplinary Item 4 - Other Business Activities information to report. Ben has no other business activities to report. Exhibit A-15  Item 5 - Additional Compensation Ben has no other income or compensation to disclose. Item 6 - Supervision As Chief Compliance Officer, Paul Weaver, is responsible for providing compliance oversight to the staff. He may be contacted at (863) 904-4745. Exhibit A-16  Form ADV Part 2B Item 1 - Cover Page Sarah T. Rodriguez, FPQP® CRD# 6524423 of CORE Wealth Advisors, Inc. 124 South Florida Avenue 4th Floor Lakeland, Florida 33801 (863) 904-4745 www.corewealth.com October 13, 2025 This Brochure Supplement provides information about Sarah T. Rodriguez, and supplements the CORE Wealth Advisors, Inc. (“CORE Wealth Advisors”) Brochure. You should have received a copy of that Brochure. Please contact us at (863) 904-4745 if you did not receive our Brochure, or if you have any questions about the contents of this Supplement. Item 2 - Educational Background and Business Experience Sarah T. Rodriguez (year of birth 1978) joined CORE Wealth Advisors, Inc. as a Client Relationship Manager in 2022 with over 10 years of administration experience in the financial services industry. Prior to joining the firm, she served in various roles at Western & Southern Life from 2015 to 2022. At CORE Wealth Advisors, her role includes collaborating with advisors to schedule meetings, prepare documentation, and document communication with clients. SM designee in 2024. Sarah graduated from Kent State University in 2000 with a Bachelor of Science in Public Relations. She became a Financial Paraplanner Qualified Professional * SM ® (FPQP ® ® ) Financial Paraplanner Qualified Professional The FPQP designation is awarded by the College for Financial Planning. Individuals who hold this designation have completed a course of study encompassing the financial planning process, the five disciplines of financial planning and general financial planning concepts, terminology and product categories. The individual must have also passed the final examination and have completed a three- designation month long internship. Designees must renew their right to continue using the FPQP by completing 16 hours of continuing education, reaffirming to abide by the Standards of Exhibit A-17  Professional Conduct, complying with self-disclosure requirements, and paying a biennial renewal fee. Item 3 - Disciplinary Information Advisers are required to disclose any material facts regarding certain legal or disciplinary events that would be material to your evaluation of an adviser; however, Sarah has no such disciplinary Item 4 - Other Business Activities information to report. Item 5 - Additional Compensation Sarah has no other business activities to report. Sarah has no other income or compensation to disclose. Item 6 - Supervision As Chief Compliance Officer, Paul Weaver, is responsible for providing compliance oversight to the staff. He may be contacted at (863) 904-4745. Exhibit A-18  Form ADV Part 2B Item 1 - Cover Page Haley L. Tonge, CTFA CRD# 8138478 of CORE Wealth Advisors, Inc. 124 South Florida Avenue 4th Floor Lakeland, Florida 33801 (863) 904-4745 www.corewealth.com October 13, 2025 This Brochure Supplement provides information about Haley L. Tonge, and supplements the CORE Wealth Advisors, Inc. (“CORE Wealth Advisors”) Brochure. You should have received a copy of that Brochure. Please contact us at (863) 904-4745 if you did not receive our Brochure, or if you have any questions about the contents of this Supplement. www.AdviserInfo.sec.gov. Additional information about Haley is available on the SEC’s website at Item 2 - Educational Background and Business Experience Haley L. Tonge (year of birth 1992) joined CORE Wealth Advisors, Inc. in 2024 as Director of Trust & Estate Planning. Prior to joining the firm, she worked as a Trust & Wealth Adviser at Citizens Bank & Trust (2020-2024). Haley also worked as Director of Hospitality at a restaurant in Lake Wales, Florida (2019-2020), and held several roles including Global Initiatives Director at Southeastern University (2013-2018). Haley earned a Bachelor of Business Administration and Management in 2014, and an MBA in 2016, both from Southeastern University. She has also earned the Certified Trust and Fiduciary Advisor* designation. *Certified Trust and Fiduciary Advisor (CTFA) The CTFA designation is the credential for financial services professionals whose primary function and expertise focus on the provision of fiduciary services related to trusts, estates, guardianships, and individual asset management accounts. This designation signifies that an individual working in this field has attained comprehensive training in Fiduciary & Trust activities, Financial Planning, Exhibit A-19  Tax Law & Planning, Investment Management, and Ethics. A CTFA candidate must meet one of the following prerequisites: A minimum of three years of experience in wealth management as well as completion of one of the Institute of Certified Bankers (ICB) approved wealth management training programs; Five years of experience in wealth management and a bachelor’s degree; or, ten years of experience in wealth management. To maintain a CTFA designation, CTFA professionals must pay an annual fee and complete 45 credits of continuing education every three years Item 3 - Disciplinary Information Advisers are required to disclose any material facts regarding certain legal or disciplinary events that would be material to your evaluation of an adviser; however, Haley has no such disciplinary Item 4 - Other Business Activities information to report. Item 5 - Additional Compensation Haley has no other business activities to report. Haley has no other income or compensation to disclose. Item 6 - Supervision As Chief Compliance Officer, Paul Weaver, is responsible for providing compliance oversight to the staff. He may be contacted at (863) 904-4745. Exhibit A-20