Eaton-cambridge Inc.

Revised: April 24, 2026 Form ADV Part 2B Brochure Supplement Robert R. Korljan, CPA/PFS, Eaton-Cambridge Inc. 5090 N. 40th Street Suite 205 Phoenix, AZ 85018 P: 480-385-7391 (CRD# 2313014) www.EatonCambridge.com This Form ADV2B (“Brochure Supplement”) provides information about Robert R. Korljan that supplements the Eaton-Cambridge Inc. Disclosure Brochure. You should have received a copy of that Disclosure Brochure. Please contact Marc T. Giannone, Partner and Chief Compliance Officer, if you did not receive Eaton-Cambridge Inc.’s Disclosure Brochure or if you have any questions about the contents of this Brochure Supplement. information about Robert R. Korljan is available on the SEC’s website at Additional www.adviserinfo.sec.gov.  Robert R. Korljan, CPA/PFS Item 2 - Educational Background and Business Experience Year of Birth: 1952 Education: Name of School Degree Major Arizona State University Covenant Theological Seminary M. Div Year Graduated 1974 1984 BS M. Div Accounting Theology Professional Designations: ● Certified Public Accountant (CPA) – 1975 CPAs are licensed and regulated by their state boards of accountancy. While state laws and regulations vary, the education, experience and testing requirements for licensure as a CPA generally include minimum college education (typically 150 credit hours with at least a baccalaureate degree and a concentration in accounting), minimum experience levels (most states require at least one year of experience providing services that involve the use of accounting, attest, compilation, management advisory, financial advisory, tax or consulting skills, all of which must be achieved under the supervision of or verification by a CPA), and successful passage of the Uniform CPA Examination. In order to maintain a CPA license, states generally require the completion of 40 hours of continuing professional education (CPE) each year (or 80 hours over a two year period or 120 hours over a three year period). Additionally, all American Institute of Certified Public Accountants (AICPA) members 5 are required to follow a rigorous Code of Professional Conduct which requires that they act with integrity, objectivity, due care, competence, fully disclose any conflicts of interest (and obtain Client consent if a conflict exists), maintain Client confidentiality, disclose to the Client any commission or referral fees, and serve the public interest when providing financial services. The vast majority of state boards of accountancy have adopted the AICPA’s Code of Professional Conduct within their state accountancy laws or have created their own. ● Personal Financial Specialist (PFS) – 1995 The PFS credential demonstrates that an individual has met the minimum education, experience and testing required of a CPA in addition to a minimum level of expertise in personal financial planning. To attain the PFS credential, a candidate must hold an unrevoked CPA license, fulfill 3,000 hours of personal financial planning business experience, complete 80 hours of personal financial planning CPE credits, pass a comprehensive financial planning exam and be an active member of the AICPA. A PFS credential holder is required to adhere to AICPA’s Code of Professional Conduct, and is encouraged to follow AICPA’s Statement on Responsibilities in Financial Planning Practice. To maintain their PFS credential, the recipient must complete 60 hours of financial planning CPE credits every three years. The PFS credential is administered through the AICPA. 5 This description represents the requirements as of 1/1/2011. It is the responsibility of the adviser to disclose the qualifications in place when he or she attained the credential.  Revised: April 24, 2026 Business Background: Name of Employer Type of Business Title Period of Employment 724 Capital, LLC 2024 to Present Registered Investment Advisor Investment Adviser Representative Eaton-Cambridge Inc. Wealth Manager, Partner 1999 to Present Advisory and Financial Planning Eaton-CambridgeCPA PC Accounting Firm President and Accountant 10/2017 to 12/2022 Johnson Wealth Management, LLC Wealth Manager, Partner 02/2020 to 04/2024 Corporate Benefit Services, Inc. President 07/2002 to Present The Bridge Tax Advisory, LLC Cambridge Tax Advisory, LLC Roosevelt Community Church Robert Korljan, LTD Advisory and Financial Planning Payroll Services and Insurance Tax Consulting Tax Consulting Church Accounting Firm Member Member Pastor President, CPA 06/2016 to 12/2016 10/2004 to Present 06/2003 to 03/2024 1992 to 04/2017 Item 3 - Disciplinary Information Robert Korljan is not subject to legal or disciplinary events that are material to a Client or prospective client’s evaluation of him or the services offered by him. Item 4 - Other Business Activities 724 Capital, LLC Robert Korljan is dually registered as an Investment Adviser Representative with 724 Capital. As an Investment Adviser Representative Mr. Korljan will also provide investment advice to clients of 724 Capital. This presents a conflict of interest to the extent that Mr. Korljan spends time during business hours dedicated to 724 Capital. The Eaton-Cambridge Code of Ethics and internal policies address these conflicts and Mr. Korljan always acts in the best interest of all Eaton-Cambridge clients. Insurance Agency Affiliation Robert Korljan is also a licensed insurance professional in the State of Arizona. Robert Korljan will obtain necessary licensing in other states, as applicable, prior to engaging in insurance business with a Client outside of Arizona. Implementation of insurance and benefit recommendations are separate and apart from Robert Korljan’s role with Eaton-Cambridge. As an insurance professional, Robert Korljan may receive customary commissions and other related revenues from the various insurance companies whose products are sold. Commissions generated by insurance sales do not offset regular investment advisory fees. This may cause a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Eaton-Cambridge or Robert Korljan. Real Estate Investments Robert Korljan also owns several investment properties throughout the Scottsdale, AZ area. Clients are not solicited to invest in these real estate holdings. Bone Foam, Inc. Robert Ralph Korljan is a board member and shareholder of a privately-held company, Bone Foam, Inc. Item 5 - Additional Compensation  Revised: April 24, 2026 Robert Korljan has additional business activities where compensation is received. These business activities are detailed above. Item 6 - Supervision Supervision and oversight of the activities conducted through Eaton-Cambridge Inc. (“Eaton-Cambridge”) is conducted by Marc Giannone Chief Compliance Officer of Eaton-Cambridge. Marc Giannone can be contacted at (480) 385-7392. Marc Giannone reviews Robert’s work through frequent office interactions as well as remote interactions. Marc Giannone also reviews Robert’s activities through our client management system. Marc Giannone has procedures in place to be aware of any outside business activities engaged in by supervised persons of Eaton-Cambridge, oversee communications with the public, and review personal trading activities of supervised persons of Eaton-Cambridge as well as in any account(s) over which they have direct or indirect beneficial interest. Additionally, Robert Korljan has implemented a structure so that his personal securities transactions are reviewed by Marc Giannone.  Revised: April 24, 2026 Form ADV Part 2B Brochure Supplement Marc T. Giannone CFP® Eaton-Cambridge Inc. 5090 N. 40th Street Suite 205 Phoenix, AZ 85018 P: 480-385-7392 CRD# 5781192 www.EatonCambridge.com This Form ADV2B (“Brochure Supplement”) provides information about Marc T. Giannone that supplements the Eaton-Cambridge Inc. Disclosure Brochure. You should have received a copy of that Disclosure Brochure. Please contact Marc T. Giannone, Partner and Chief Compliance Officer, if you did not receive Eaton-Cambridge Inc.’s Disclosure Brochure or if you have any questions about the contents of this Brochure Supplement. information about Marc Giannone is available on the SEC’s website at Additional www.adviserinfo.sec.gov.  Revised: April 24, 2026 Marc T. Giannone CFP® Item 2 - Educational Background and Business Experience Experience Year of Birth: 1983 Education: Name of School Degree Major Year Graduated Monroe Community College Messiah College 2006 BS Liberal Arts Business Administration Business Background: Name of Employer Type of Business Title Period of Employment Eaton-Cambridge Inc. 05/2012 to Present Partner, Chief Compliance Officer Wealth Manager, Partner 02/2020 to 04/2024 Johnson Wealth Management, LLC Advisory and Financial Planning Advisory and Financial Planning Eaton-CambridgeCPA PC Accounting Firm Partner 01/2020 to 12/2022 The Bridge Tax Group, LLC Tax Consulting Member 06/2016 to 12/2016 Broker/Dealer Registered Representative 04/2010 to 05/2012 Merrill Lynch, Pierce, Fenner & Smith, Inc. Professional Designation CFP® - Certified Financial Planner The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements: Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning; Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances; Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents  Revised: April 24, 2026 outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks: Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Item 3 - Disciplinary Information Marc Giannone is not subject to legal or disciplinary events that are material to a Client or prospective client’s evaluation of him or the services offered by him. Item 4 - Other Business Activities Nothing to report. Item 5 - Additional Compensation Mr. Giannone has additional business activities where compensation is received. These business activities are detailed above. Item 6 - Supervision Supervision and oversight of the activities conducted through Eaton-Cambridge Inc. is conducted by Marc Giannone, Partner and Chief Compliance Officer of Eaton-Cambridge. Marc Giannone’s advisory activities are monitored by Robert Korljan. Additionally, Marc is bound by the Firm’s Compliance Manual and Code of Ethics. Marc Giannone has procedures in place to be aware of any outside business activities engaged in by Supervised Persons of Eaton-Cambridge Inc. dba Eaton-Cambridge, oversee communications with the public, and review personal trading activities of Supervised Persons of Eaton- Cambridge as well as in any account(s) over which they have direct or indirect beneficial interest. Robert Korljan, in turn, supervises Marc Giannone. Robert Korljan can be contacted at (480) 385-7391. Additionally, Robert Korljan reviews the personal securities transactions of Marc Giannone.  Revised: April 24, 2026 Form ADV Part 2B Brochure Supplement Nathan Bergstrom, CFP® Eaton-Cambridge Inc. 5090 N. 40th Street Suite 205 Phoenix, AZ 85018 P: 480-385-7395 CRD# 7078649 WWW.EatonCambridge.com This Form ADV2B (“Brochure Supplement”) provides information about Nathan Bergstrom that supplements the Eaton-Cambridge Inc. Disclosure Brochure. You should have received a copy of that Disclosure Brochure. Please contact Marc T. Giannone, Partner and Chief Compliance Officer, if you did not receive Eaton- Cambridge Inc.’s Disclosure Brochure or if you have any questions about the contents of this Brochure Supplement. Additional information about Nathan Bergstrom is available on the SEC’s website at www.adviserinfo.sec.gov.  Revised: April 24, 2026 Nathan Bergstrom Item 2 - Educational Background and Business Experience Experience Year of Birth: 1984 Education: Name of School Degree Major University of Phoenix Year Graduated 2012 BS Business Management and Entrepreneurship Business Background: Name of Employer Type of Business Title Period of Employment Eaton-Cambridge Inc. Advisory and Financial Planning Investment Adviser Representative 10/2021 to Present Advisory and Financial Planning Investment Adviser Representative Johnson Wealth Management, LLC Advisory and Financial Planning 10/2021 to 04/2024 11/2020 to 10/2021 Investment Adviser Representative Financial Engines Advisors, LLC Technician Service and Contracting 01/2020 to 11/2020 Off The Deep End Pool Service LLC Charles Schwab Advisory and Financial Planning 02/2019 to 01/2020 Registered Representative Quicken Loans Bank Service Mortgage Banker 10/2015 to 02/2019 Professional Designation CFP® - Certified Financial Planner The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements: Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject  Revised: April 24, 2026 areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning; Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances; Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks: Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Item 3 - Disciplinary Information Nathan Bergstrom is not subject to legal or disciplinary events that are material to a Client or prospective client’s evaluation of him or the services offered by him. Item 4 - Other Business Activities Nothing to report. Item 5 - Additional Compensation Nathan Bergstrom has additional business activities where compensation is received. These business activities are detailed above. Item 6 - Supervision Supervision and oversight of the activities conducted through Eaton-Cambridge is conducted by Marc Giannone, Partner and Chief Compliance Officer of Eaton-Cambridge. Marc Giannone can be contacted at (480) 385-7392. Marc Giannone reviews Nathan’s work through frequent office interactions as well as remote interactions. Marc Giannone also reviews Nathan’s activities through our client management system. Marc Giannone has procedures in place to be aware of any outside business activities engaged in by Supervised Persons of Eaton-Cambridge, oversee communications with the public, and review personal trading activities of Supervised Persons of Eaton-Cambridge as well as in any account(s) over which they have direct or indirect beneficial interest.  Revised: April 24, 2026 Form ADV Part 2B Brochure Supplement Brian Hagan, ChFC® Eaton-Cambridge Inc. 5090 N. 40th Street Suite 205 Phoenix, AZ 85018 P: 480-385-7395 CRD# 7078649 WWW.EatonCambridge.com This Form ADV2B (“Brochure Supplement”) provides information about Brian Hagan that supplements the Eaton-Cambridge Inc. Disclosure Brochure. You should have received a copy of that Disclosure Brochure. Please contact Marc T. Giannone, Partner and Chief Compliance Officer, if you did not receive Eaton- Cambridge Inc.’s Disclosure Brochure or if you have any questions about the contents of this Brochure Supplement. Additional information about Brian Hagan is available on the SEC’s website at www.adviserinfo.sec.gov.  Revised: April 24, 2026 Brian Hagan Item 2 - Educational Background and Business Experience Experience Year of Birth: 1993 Education: Name of School Degree Major Arizona State University Year Graduated 2015 BS Computer Information Systems Business Background: Name of Employer Type of Business Title Period of Employment Eaton-Cambridge Inc. Advisory and Financial Planning Lead Portfolio Manager 01/2023 to Present Advisory and Financial Planning Operations Johnson Wealth Management, LLC Redeem Wealth Advisory and Financial Planning Investment Adviser Representative Redeem Wealth Advisory and Financial Planning Director of Operations ADP Management Services Company 01/2023 to 04/2024 12/2022 to 01/2023 04/2021 to 01/2023 01/2017 to 05/2021 Implementation Technical Lead Professional Designation The Chartered Financial Consultant® (ChFC®) designation requires charter holders to serve you with the highest level of professionalism. The authority to use the ChFC® mark is granted by the Certification Committee of the Board of Trustees of The American College, and that privilege is contingent on adherence to strict ethical guidelines. All ChFC® advisors are required to do the same for clients that they would do for themselves in similar circumstances, the standard of ethical behavior most beneficial for their clients. Each Chartered Financial Consultant has completed the most extensive educational program required for any financial services credential. Each ChFC® has taken nine or more college-level courses on all aspects of financial planning from The American College of Financial Services, a non-profit educator with the highest level of academic accreditation. The average study time for the program is over 400 hours, and advisors frequently spend years earning this coveted distinction. Each ChFC® must also complete a minimum of 30 hours of continuing education every two years and must meet extensive experience requirements to ensure that you get the professional financial advice you need. Item 3 - Disciplinary Information Brian Hagan is not subject to legal or disciplinary events that are material to a Client or prospective client’s evaluation of him or the services offered by him. Item 4 - Other Business Activities Nothing to report.  Revised: April 24, 2026 YouTube Brian Hagan also has a YouTube page and does receive compensation from this position. This position is not investment related and Mr. Hagan does not discuss the investment advisory industry as part of this activity. Item 5 - Additional Compensation Brian Hagan has additional business activities where compensation is received. These business activities are detailed above. Item 6 - Supervision Supervision and oversight of the activities conducted through Eaton-Cambridge is conducted by Marc Giannone, Partner and Chief Compliance Officer of Eaton-Cambridge. Marc Giannone can be contacted at (480) 385-7392. Marc Giannone reviews Brian’s work through frequent office interactions as well as remote interactions. Marc Giannone also reviews Brian’s activities through our client management system. Marc Giannone has procedures in place to be aware of any outside business activities engaged in by Supervised Persons of Eaton-Cambridge, oversee communications with the public, and review personal trading activities of Supervised Persons of Eaton-Cambridge as well as in any account(s) over which they have direct or indirect beneficial interest.  Revised: April 24, 2026 Form ADV Part 2B Brochure Supplement Lukas Odden Eaton-Cambridge Inc. 5090 N. 40th Street Suite 205 Phoenix, AZ 85018 P: 480-385-7395 CRD# 8119437 WWW.EatonCambridge.com This Form ADV2B (“Brochure Supplement”) provides information about Lukas Odden that supplements the Eaton-Cambridge Inc. Disclosure Brochure. You should have received a copy of that Disclosure Brochure. Please contact Marc T. Giannone, Partner and Chief Compliance Officer, if you did not receive Eaton- Cambridge Inc.’s Disclosure Brochure or if you have any questions about the contents of this Brochure Supplement. Additional information about Lukas Odden is available on the SEC’s website at www.adviserinfo.sec.gov.  Revised: April 24, 2026 Lukas Odden Item 2 - Educational Background and Business Experience Experience Year of Birth: 2003 Education: Name of School Degree Major Georgia Southern University Year Graduated 2025 BA Business Management Business Background: Name of Employer Type of Business Title Period of Employment Eaton-Cambridge Inc. Advisory and Financial Planning 03/2026 to Present Paraplanner and Growth Associate Advisory and Financial Planning NYLIFE Securities, LLC 11/2025 to 02/2026 Registered Representative Agent Advisory and Financial Planning 07/2025 to 02/2026 New York Life Insurance Company Student Education 08/2023 to 07/2025 Georgia Southern University Education Student 05/2021 to 07/2023 Wabash Valley Community College Item 3 - Disciplinary Information Lukas Odden is not subject to legal or disciplinary events that are material to a client or prospective client’s evaluation of him or the services offered by him. Item 4 - Other Business Activities Nothing to report. Item 5 - Additional Compensation Lukas Odden does not receive any additional compensation. Item 6 - Supervision Supervision and oversight of the activities conducted through Eaton-Cambridge is conducted by Marc Giannone, Partner and Chief Compliance Officer of Eaton-Cambridge. Marc Giannone can be contacted at (480) 385-7392. Marc Giannone reviews Lukas’ work through frequent office interactions as well as remote interactions. Marc Giannone also reviews Lukas’ activities through our client management system. Marc Giannone has procedures in place to be aware of any outside business activities engaged in by Supervised Persons of Eaton-Cambridge, oversee communications with the public, and review personal trading activities of Supervised Persons of Eaton-Cambridge as well as in any account(s) over which they have direct or indirect beneficial interest.  Revised: April 24, 2026