F.I.G. FINANCIAL ADVISORY SERVICES, INC.

Item 1 – Cover Page F.I.G. Financial Advisory Services, Inc. 14642 Bogert Parkway Oklahoma City, OK. 73134 Ph.: 405-844-9826 www.figfinancial.com Date of Brochure: April 2026 ____________________________________________________________________________________ This brochure provides information about the qualifications and business practices of F.I.G. Financial Advisory Services, Inc. (“F.I.G. Financial”). If you have any questions about the contents of this brochure, please contact Rick Jurrens (405)844-9826 or rickjurrens@figfinancial.com. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. Additional information about F.I.G. Financial is also available on the Internet at www.adviserinfo.sec.gov. You can view our firm’s information on this website by searching for our name F.I.G. Financial or our firm CRD number CRD# 105506. *Registration as an investment advisor does not imply a certain level of skill or training.  Item 2 – Material Changes Since our last required annual amendment was filed in January 2025, the following material change has been made to this disclosure brochure: • In May of 2025 Christopher T. Jurrens became 50% owner of the firm and in March 2026 he was named as the firm’s Chief Compliance Officer. We will ensure that you receive a summary of any material changes to this and subsequent disclosure brochures within 120 days after our firm’s fiscal year ends. Our firm’s fiscal year ends on December 31, so you will receive the summary of material changes no later than April 30 each year. At that time we will also offer or provide a copy of the most current disclosure brochure. We may also provide other ongoing disclosure information about material changes, as necessary. 2 F.I.G. Financial Disclosure Brochure  Item 3 – Table of Contents Item 1 – Cover Page ..................................................................................................................................... 1 Item 2 – Material Changes ............................................................................................................................ 2 Item 3 – Table of Contents ............................................................................................................................ 3 Item 4 – Advisory Business ........................................................................................................................... 4 General Description of Primary Advisory Services ................................................................................... 4 Limits Advice to Certain Types of Investments. ........................................................................................ 6 Tailor Advisory Services to Individual Needs of Clients ............................................................................ 7 Client Assets Managed by F.I.G. Financial ............................................................................................... 7 Item 5 – Fees and Compensation ................................................................................................................. 7 Item 6 – Performance-Based Fees and Side-By-Side Management ............................................................ 8 Item 7 – Types of Clients .............................................................................................................................. 8 Minimum Investment Amounts Required .................................................................................................. 8 Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss ....................................................... 9 Methods of Analysis .................................................................................................................................. 9 Value-Based - ....................................................................................................................................... 9 Investment Strategies ............................................................................................................................... 9 Risk of Loss ............................................................................................................................................. 11 Item 9 – Disciplinary Information ................................................................................................................. 12 Item 10 – Other Financial Industry Activities and Affiliations ...................................................................... 12 Insurance Activities ................................................................................................................................. 13 Item 11 – Code of Ethics, Participation in Client Transactions and Personal Trading ............................... 13 Code of Ethics Summary ........................................................................................................................ 13 Affiliate and Employee Personal Securities Transactions Disclosure..................................................... 15 Item 12 – Brokerage Practices .................................................................................................................... 16 Handling Trade Errors ............................................................................................................................. 17 Block Trading Policy ................................................................................................................................ 18 Item 13 – Review of Accounts .................................................................................................................... 18 Account Reviews and Reviewers ............................................................................................................ 18 Statements and Reports ......................................................................................................................... 18 Item 14 – Client Referrals and Other Compensation .................................................................................. 19 Item 15 – Custody ....................................................................................................................................... 20 Item 16 – Investment Discretion ................................................................................................................. 20 Item 17 – Voting Client Securities ............................................................................................................... 21 Item 18 – Financial Information ................................................................................................................... 21 CUSTOMER PRIVACY POLICY NOTICE ................................................................................................. 21 Security Claims Class Action Litigation ................................................................................................... 22 Information Required by Part 2B of Form ADV: Brochure Supplement – Rick T. Jurrens ......................... 23 Information Required by Part 2B of Form ADV: Brochure Supplement – Sam N. Jurrens ........................ 25 Information Required by Part 2B of Form ADV: Brochure Supplement – Christopher T. Jurrens .............. 27 3 F.I.G. Financial Disclosure Brochure  Item 4 – Advisory Business F.I.G. Financial Advisory Services, Inc. (“F.I.G. Financial”) is an investment adviser registered with the United States Securities and Exchange Commission (“SEC”) and is a corporation formed under the laws of the State of Oklahoma. • Ricky (Rick) T. Jurrens is a 50% owner and President of F.I.G. Financial. • Christopher T. Jurrens is a 50% owner, Vice President and Chief Compliance Officer of F.I.G. Financial. • F.I.G. Financial initially became registered as an investment advisor in November 1984. General Description of Primary Advisory Services The following are brief descriptions of F.I.G. Financial’s primary services. A detailed description of F.I.G. Financial’s services is provided in Item 5 – Fees and Compensation so that clients and prospective clients can review the description of services and description of fees in a side-by-side manner. F.I.G. Financial provides Asset Management Services and Financial Planning for clients. Asset Management Services are provided on an ongoing, fee-based, contractual basis. For Asset Management clients, information is collected regarding their risk tolerance, short and long term goals, and existing investments to be managed (if any). A personalized investment portfolio is then developed and implemented based on this information. Financial Planning services are provided on a complimentary basis to our asset management clients. Asset Management Services - F.I.G. Financial provides advisory services in the form of Asset Management Services. Asset Management Services involve providing clients with continuous and on-going supervision over client accounts. This means that F.I.G. Financial will continuously monitor a client’s account and make trades in client accounts when necessary. Financial Planning Services - F.I.G. Financial provides advisory services in the form of financial planning services. Financial planning services do not involve the active management of client accounts, but instead focuses on a client’s overall financial situation. Financial planning can be described as helping individuals determine and set their long-term financial goals, through investments, tax planning, asset allocation, risk management, retirement planning, and other areas. The role of a financial planner is to find ways to help the client understand his/her overall financial situation and help the client set financial objectives. F.I.G. Financial utilizes eMoney Advisors, a web-based financial and wealth planning system. Clients electing to use eMoney will benefit from a variety of available programs, including: • Planning Center (allowing unlimited scenario planning); • Retirement Income Planning; • Vault (storage for client documents such as wills, insurance policies, etc.); • Financial Connections (allowing aggregation of multiple accounts with daily updating of linked accounts); and • Alerts to upcoming deadlines and important events, as well as other various topics, services. 4 F.I.G. Financial Disclosure Brochure  If you elect to use eMoney you will be provided with a unique username and password and will be able to monitor your portfolio values, view balances, run various financial reports, and store/view important papers and documents. Use of Artificial Intelligence and Automated Tools We may use software tools that incorporate elements of artificial intelligence (“AI”), machine learning, natural language processing, or other forms of advanced automation in connection with our investment management and/or financial planning services. These tools may be used to support research, generate or test financial planning assumptions, identify data patterns or portfolio exposures, draft planning outputs, assist with scenario analysis, or help our personnel organize and evaluate information. Our use of these tools is intended to support our advisory process; however, the scope and impact of these tools varies by service, strategy, and client engagement. Human Oversight and Responsibility Our advisory personnel remain responsible for the advice we provide and for decisions made in connection with the services described in this brochure. AI-enabled tools may produce outputs that require interpretation, validation, and professional judgment. We use internal controls designed to evaluate outputs before they are used in client deliverables or investment decisions Retirement Plan Rollover Recommendations - When F.I.G. Financial provides investment advice about your retirement plan account or individual retirement account (“IRA”) including whether to maintain investments and/or proceeds in the retirement plan account, roll over such investment/proceeds from the retirement plan account to an IRA or make a distribution from the retirement plan account, we acknowledge that F.I.G. Financial is a “fiduciary” within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”) as applicable, which are laws governing retirement accounts. The way F.I.G. Financial makes money creates conflicts with your interests so F.I.G. Financial operates under a special rule that requires F.I.G. Financial to act in your best interest and not put our interest ahead of you. Under this special rule’s provisions, F.I.G. Financial must act as a fiduciary to a retirement plan account or IRA under ERISA/IRC: • • • • • • Meet a professional standard of care when making investment recommendations (e.g., give prudent advice); Never put the financial interests of F.I.G. Financial ahead of you when making recommendations (e.g., give loyal advice); Avoid misleading statements about conflicts of interest, fees, and investments; Follow policies and procedures designed to ensure that F.I.G. Financial gives advice that is in your best interest; Charge no more than is reasonable for the services of F.I.G. Financial; and Give Client basic information about conflicts of interest. To the extent we recommend you roll over your account from a current retirement plan account to an individual retirement account managed by F.I.G. Financial, please know that F.I.G. Financial and our investment adviser representatives have a conflict of interest. 5 F.I.G. Financial Disclosure Brochure  We can earn increased investment advisory fees by recommending that you roll over your account at the retirement plan to an IRA managed by F.I.G. Financial. We will earn fewer investment advisory fees if you do not roll over the funds in the retirement plan to an IRA managed by F.I.G. Financial. Thus, our investment adviser representatives have an economic incentive to recommend a rollover of funds from a retirement plan to an IRA which is a conflict of interest because our recommendation that you open an IRA account to be managed by our firm can be based on our economic incentive and not based exclusively on whether or not moving the IRA to our management program is in your overall best interest. We have taken steps to manage this conflict of interest. We have adopted an impartial conduct standard whereby our investment adviser representatives will (i) provide investment advice to a retirement plan participant regarding a rollover of funds from the retirement plan in accordance with the fiduciary status described below, (ii) not recommend investments which result in F.I.G. Financial receiving unreasonable compensation related to the rollover of funds from the retirement plan to an IRA, and (iii) fully disclose compensation received by F.I.G. Financial and our supervised persons and any material conflicts of interest related to recommending the rollover of funds from the retirement plan to an IRA and refrain from making any materially misleading statements regarding such rollover. When providing advice to your regarding a retirement plan account or IRA, our investment advisor representatives will act with the care, skill, prudence, and diligence under the circumstances then prevailing that a prudent person acting in a like capacity and familiar with such matters would use in the conduct of an enterprise of a like character and with like aims, based on the investment objectives, risk, tolerance, financial circumstances, and a client’s needs, without regard to the financial or other interests of F.I.G. Financial or our affiliated personnel. Limits Advice to Certain Types of Investments. F.I.G. Financial provides investment advice on the following types of investments: • No-Load (i.e., no commission) and Load-Waived (i.e., commission waived) Mutual Fund Shares • Exchange-listed securities (i.e., stocks) • Securities traded over-the-counter (i.e. stocks) • Fixed income securities (i.e., bonds) • Closed-End Funds and Exchange Traded Funds (ETFs) • Foreign Issues • Corporate debt securities (other than commercial paper) • Certificates of deposit • Municipal securities • United States government securities Related Person Exchange Traded Funds Samuel Jurrens, an investment adviser representative of F.I.G. Financial is the Owner, Chief Executive Officer and Chief Compliance Officer of Even Herd, LLC a registered investment advisor firm that offers the Even Herd Long Short Fund, an Exchange Traded Fund. As investment advisor, he has overall responsibility for the general management and administration of the Even Herd Long Short Fund The Even Herd Long Short Fund is not tailored to accommodate the needs or objectives of specific individuals, but rather the program is designed to enable F.I.G. Financial to match its Clients with 6 F.I.G. Financial Disclosure Brochure  available ETFs that are consistent with the Client’s investment goals and objectives. Additionally, Clients invested in the Even Herd Long Short Fund may not impose restrictions on investing in certain securities or types of securities within the fund. F.I.G. Financial, Rick Jurrens, and Chris Jurrens do not have any ownership interest in Even Herd and receive no compensation from Even Herd. General Information on Types of Investments F.I.G. Financial does not provide advice on warrants, commercial paper, options contracts, future contracts on tangibles and intangibles, hedge funds and other types of private (i.e., non-registered) securities. When providing asset management services, F.I.G. Financial typically constructs each client’s account holdings primarily using mutual funds, exchange traded funds and listed equities to build diversified portfolios. Portfolios are created based on your risk tolerance and our expectations of market behavior. We may modify our investment strategy to accommodate special situations such as low basis stock, legacy holdings, inheritances, closely held businesses, collectibles, or special tax situations. (Please refer to Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss for more information.) Tailor Advisory Services to Individual Needs of Clients F.I.G. Financial’s services are provided based on the individual needs of each client. This means, for example, that you are given the ability to impose restrictions on the accounts we manage for you, including specific investment selections and sectors. We work with each client on a one-on-one basis through interviews and questionnaires to determine the client’s investment objectives and suitability information. Client Assets Managed by F.I.G. Financial The amount of client assets managed by F.I.G. Financial totaled $162,392,624 as of December 31, 2025. $162,392,624 is managed on a discretionary basis and $0 is managed on a non-discretionary basis. Item 5 – Fees and Compensation In addition to the information provide in Item 4 – Advisory Business, this section provides additional details regarding our firm’s services along with descriptions of each service’s fees and compensation arrangements. The fees charged to a client do not take into consideration any capital gain or appreciation of assets a client may realize. Financial Planning Our Financial Planning Services are provided on a complimentary basis to our asset management clients. Asset Management Asset Management services are available to clients for formal, ongoing, portfolio management, with portfolio reporting on a periodic basis, typically calendar quarter end. The fee schedule for Asset Management Accounts is as follows: 7 F.I.G. Financial Disclosure Brochure  Annual Fee Percentage 2.20% 1.55% 1.20% .85% .60% .45% Negotiated Assets Under Management $0 - 99,999 On the next $150,000 On the next $250,000 On the next $500,000 On the next $4,000,000 On the next $5,000,000 $10,000,000 and up The fee for Asset Management is billed to the client on a quarterly basis in arrears in accordance with the above fee schedules, based on the average daily balance of assets under management during the previous calendar quarter. Fees charged for our asset management services may be waived or reduced for employees of the advisor and their immediate family members. Fees may also be negotiated under certain circumstances. The asset management fees to be charged for our services will be specified in your asset management agreement and/or addendum if different from above schedule. Fees for our investment management services are divided and billed quarterly in arrears based on the value of the account at the end of the previous calendar quarter. For the initial quarter of asset management services, the first quarter's fees are calculated on a pro rata basis upon the number of days and average account value for the period that services were provided. Fees are generally deducted directly from the client’s account. Clients must provide written authorization to the qualified custodian permitting our fees to be paid directly from the client’s account held by the qualified custodian. At end of each calendar quarter the custodian holding the client account(s) will send a statement to the client showing the amount of the fee, the value of the client’s assets upon which the fee is based. We will also send a bill to the custodian detailing the amount of the fee to be paid by the custodian to us. Upon our discretion, clients may pay fees directly to us. For clients that pay directly, payment is due upon receipt of the billing statement from F.I.G. Financial. Item 6 – Performance-Based Fees and Side-By-Side Management Item 6 is not applicable to this Disclosure Brochure because F.I.G. Financial does not charge or accept performance-based fees. Performance-based fees are fees based on a share of capital gains or capital appreciation of the assets held within a client’s account. Item 7 – Types of Clients F.I.G. Financial generally provides investment advice to the following types of clients: Individuals • • High-Net Worth Individuals • Trusts, estates, charitable organizations or associations. • Corporations or business entities other than those listed above Minimum Investment Amounts Required There are no minimum investment amounts or conditions required for establishing an account managed by F.I.G. Financial. All clients are required to execute an agreement for services in order to establish a client arrangement with F.I.G. Financial. 8 F.I.G. Financial Disclosure Brochure  Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss Methods of Analysis F.I.G. Financial uses the following methods of analysis in formulating investment advice: Value-Based - F.I.G. Financial’s investment thesis is built from a valuation-based approach. This predominantly applies to individual equity positions that may be held in client portfolios. Many financial ratios may be used through this process in varying ways. F.I.G. Financial will use items such as Total Enterprise Value, Net Debt, EBITDA, Cash Flow Per Share, Operating Income, Total Equity, Market Cap, Total Assets, Invested Capital, FFO (if applicable), Net and Gross PP&E, Capex, Free Cash Flow among many others to help analyze securities. When looking at valuation, F.I.G. Financial uses several techniques, which some of these include: Relative: Relative analysis compares a certain security to those that are deemed as peers. Relative analysis also tries to take into effect the differences between peers, such as differing margins, returns, net debt, and much more in order to build a clearer picture whether one security seems undervalued when compared to another. Absolute: Absolute analysis typically isolates a security’s valuation in terms of returns or investment alone, not compared or related to another. However, it could include processes such as Sum of Parts analysis, which itself may be derived by other metrics or valuations. Historical: Historical analysis may be done on a relative or absolute basis, but it is observing historical valuations compared to the present time. It tries to also take into account varying macro and micro economic factors, as well as industry and peer comparisons. F.I.G. Financial is involved in providing a general overview of a client’s total financial condition which is typically in traditional financial planning practices. A recommendation may state a client should diversify their holdings, for example and invest in a growth mutual fund for possible long-term growth, rather than be invested heavily in cash. F.I.G. Financial may also assist employee benefit plans and their fiduciaries in the selection of appropriate investment objectives and define funding goals for the plan. A client’s risk tolerance is considered when designing and investment strategy to meet the client’s goals. Investment Strategies F.I.G. Financial uses the following investment strategies when managing client assets and/or providing investment advice: Long term purchases. Investments held at least a year. Short term purchases. Investments sold within a year. Trading. Investments sold within 30 days. Tactical asset allocation. Allows for a range of percentages in each asset class (such as Stocks = 40- 50%). These are minimum and maximum acceptable percentages that permit the investor to take advantage of market conditions within these parameters. Thus, a minor form of market timing is possible, 9 F.I.G. Financial Disclosure Brochure  since the investor can move to the higher end of the range when stocks are expected to do better and to the lower end when the economic outlook is bleak. Strategic asset allocation. Calls for setting target allocations and then periodically rebalancing the portfolio back to those targets as investment returns skew the original asset allocation percentages. The concept is akin to a “buy and hold” strategy, rather than an active trading approach. Of course, the strategic asset allocation targets may change over time as the client’s goals and needs change and as the time horizon for major events such as retirement and college funding grow shorter. Duration Targeting. Within an allocation of bonds, specific durations could be targeted, to allow for greater or lesser exposure to interest rate movements. F.I.G. Financial works closely with the clients developing an overall written financial plan emphasizing maximum use of current income and to create long term capital appreciation with prudent financial planning techniques. Each plan is prepared with the client’s goals in mind covering retirement, insurance needs, investments, taxes and estate distribution. Use of Primary Method of Analysis or Strategy F.I.G. Financial’s primary strategy may involve the frequent trading of securities. The frequent trading of securities may have a positive or negative impact on investment performance. Performance from active trading can be lowered due to an increase in brokerage and other transaction costs (if applicable). F.I.G. Financial’s primary methods of analysis and primary trading strategies are value-based for individual securities and risk-based for other investments. Some of the risks involved with using these methods are detailed below. Use of Third Party Service Providers We use third-party technology platforms to assist in the delivery of financial planning and related advisory services. These platforms use artificial intelligence to analyze client financial information and generate planning analyses and projections, which our advisers review before use. The platform may also be used to log advisory communications and support client-facing planning tools. The third party platforms do not provide investment advice, do not exercise discretion over client assets, and do not act as a fiduciary to clients. Client information shared with third parties is governed by a data processing agreement and is used solely to provide services on our behalf. Risks Associated with AI-Enabled Tools • Model and Output Risk: AI tools may produce incorrect, incomplete, or misleading outputs, including due to data limitations, model limitations, or errors in processing information. • Data Quality and Input Risk: AI outputs depend on the quality and completeness of the data and assumptions provided. Incorrect inputs may result in flawed outputs or recommendations. • Explainability and Transparency Risk: Certain AI techniques may be difficult to interpret or explain, which can limit our ability to fully describe how a particular output was generated. • Bias and “Hallucination” Risk: AI tools may reflect biases in training data or may generate content that appears plausible but is inaccurate. This may affect research, planning narratives, or other outputs if not detected. 10 F.I.G. Financial Disclosure Brochure  • Overreliance Risk: There is a risk that personnel may place undue reliance on AI outputs. We seek to mitigate this risk through review procedures and professional judgment. • Operational and Vendor Risk: If AI tools are provided by third parties, limitations or failures of those vendors (including outages, changes in functionality, or discontinuation) may affect our operations or the timeliness of services. • Cybersecurity and Confidentiality Risk: Use of AI tools may increase cybersecurity or confidentiality risks depending on how data is transmitted, stored, or processed, including when third-party systems are involved. • Regulatory and Legal Risk: Regulatory expectations regarding the use of AI and related disclosures continue to evolve. Our practices and disclosures may need to be updated over time. No Guarantee of Results The use of AI-enabled tools does not guarantee better investment performance, risk management, or planning outcomes, and clients may lose money. (Include your existing “risk of loss” language here as well.) Risk of Loss Past performance is not indicative of future results. Therefore, you should never assume that future performance of any specific investment or investment strategy will be profitable. Investing in securities (including stocks, mutual funds, and bonds) involves risk of loss. Further, depending on the different types of investments there may be varying degrees of risk. You should be prepared to bear investment loss including loss of original principal. Because of the inherent risk of loss associated with investing, our firm is unable to represent, guarantee, or even imply that our services and methods of analysis can or will predict future results, successfully identify market tops or bottoms, or insulate you from losses due to market corrections or declines. There are certain additional risks associated when investing in securities through our investment management program.  Market Risk – Either the stock market as a whole, or the value of an individual company, goes down resulting in a decrease in the value of client investments. This is also referred to as systemic risk.  Equity (stock) market risk – Common stocks are susceptible to general stock market fluctuations and to volatile increases and decreases in value as market confidence in and perceptions of their issuers change. If you held common stock, or common stock equivalents, of any given issuer, you would generally be exposed to greater risk than if you held preferred stocks and debt obligations of the issuer.  Company Risk. When investing in stock positions, there is always a certain level of company or industry specific risk that is inherent in each investment. This is also referred to as unsystematic risk and can be reduced through appropriate diversification. There is the risk that the company will perform poorly or have its value reduced based on factors specific to the company or its industry. For example, if a company’s employees go on strike or the company receives 11 F.I.G. Financial Disclosure Brochure  unfavorable media attention for its actions, the value of the company may be reduced.  Fixed Income Risk. When investing in bonds, there is the risk that issuer will default on the bond and be unable to make payments. Further, individuals who depend on set amounts of periodically paid income face the risk that inflation will erode their spending power. Fixed-income investors receive set, regular payments that face the same inflation risk.  ETF and Mutual Fund Risk – When investing in an ETF or mutual fund, you will bear additional expenses based on your pro rata share of the ETF’s or mutual fund’s operating expenses, including the potential duplication of management fees. The risk of owning an ETF or mutual fund generally reflects the risks of owning the underlying securities the ETF or mutual fund holds. Clients will also incur brokerage costs when purchasing ETFs.  Management Risk – Your investment with our firm varies with the success and failure of our investment strategies, research, analysis and determination of portfolio securities. If our investment strategies do not produce the expected returns, the value of the investment will decrease. Item 9 – Disciplinary Information Item 9 is not applicable to this Disclosure Brochure because there are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of our business or integrity. Item 10 – Other Financial Industry Activities and Affiliations F.I.G. Financial is not and does not have a related company that is a: 1. Investment company or other pooled investment vehicle (including a mutual fund, closed-end investment company, unit investment trust, private investment company or “hedge fund,” and offshore fund), 2. Other investment adviser or financial planner, 3. Futures commission merchant, commodity pool operator, or commodity trading advisor, 4. Banking or thrift institution, 5. Accountant or accounting firm, 6. Lawyer or law firm, 7. Pension consultant, 8. Real estate broker or dealer, or 9. Sponsor or syndicator of limited partnerships. While F.I.G. Financial does not sell products or services other than investment advice, our associated persons may sell other products or provide other services outside of their roles with F.I.G. Financial. F.I.G. Financial provides financial planning and asset management services as its principal business. We estimate that our advisors spend 90% of the time on general asset management and financial planning other than securities advice. 12 F.I.G. Financial Disclosure Brochure  Insurance Activities You may work with your investment adviser representative in his or her separate capacity as an insurance agent. When acting in this separate capacity as an insurance agent, the investment adviser representative may sell, for commissions, general disability insurance, life insurance, annuities, and other insurance products to you. As such, your investment adviser representative in their separate capacity as an insurance agent may suggest that you implement recommendations of F.I.G. Financial by purchasing disability insurance, life insurance, annuities, or other insurance products. This receipt of commissions creates an incentive for the representative to recommend those products for which your investment adviser representative will receive a commission in their separate capacity as an insurance agent. Consequently, the advice rendered to you could be biased. You are under no obligation to implement any insurance or annuity transaction through your investment adviser representative. Associated Persons Ownership of Unaffiliated Investment Advisers Samuel Jurrens an investment adviser representative of F.I.G. Financial is also serving in the capacity of an owner and investment manager of Carlson Ridge Capital and Even Herd, LLC. F.I.G. Financial, Carlson Ridge Capital and Even Herd are not affiliated. The activities of Carlson Ridge and Even Herd are completely separate and not related to the activities of F.I.G. Financial in any manner. Associated Persons Ownership of Exchange Traded Fund Samuel Jurrens an investment adviser representative of F.I.G. Financial is the Owner, Chief Executive Officer and Chief Compliance Officer of Even Herd, LLC a registered investment advisor firm that offers the Even Herd Long Short Fund an Exchange Traded Fund that was opened to public trading in April of 2024. Due to Samuel Jurrens relationship to the fund, he has a financial incentive for F.I.G. Financial to utilize the Even Herd Long Short Fund in the firm’s portfolios. This is a conflict of interest. F.I.G. Financial will only invest a portion of client’s portfolio in Even Herd Long Short Fund if F.I.G. Financial believes that it is in client’s best interest and meets the client’s investment objectives and risk tolerance. If client’s managed portfolios utilize the Ever Herd Long Short Fund it is important to point out that F.I.G. Financial will charge its traditional asset management fee and Sanuel Jurrens will be compensated based on his position of Owner and Chief Investment Officer of the Fund, In an effort to mitigate this conflict of interest, F.I.G. Financial has established policies and procedures to limit the amount of a client’s portfolio invested in Even Herd Long Short Fund. Item 11 – Code of Ethics, Participation in Client Transactions and Personal Trading Code of Ethics Summary F.I.G. Financial has adopted a Code of Ethics (“the Code”) which sets forth standards of business conduct and requires compliance with the federal securities laws. F.I.G. Financial’s Code acts as a reminder to employees that F.I.G. Financial’s responsibility to its clients is to provide effective and proper professional investment management advice based upon unbiased independent judgment and to set standards for employee conduct in those situations where conflicts of interest are most likely to arise. The Code also incorporates procedures that allow F.I.G. Financial to monitor employee activity for compliance with the Code. 13 F.I.G. Financial Disclosure Brochure  F.I.G. Financial’s Code of Ethics will be provided in its entirety to any client or prospective client upon requested. The following is a summary of the key provisions of the Code: 1. Scope – The Code covers all directors, officers, partners, employees, and any other persons who provide advice on behalf of F.I.G. Financial and who are under F.I.G. Financial’s supervision and control (collectively referred to as “Supervised Persons”). A sub-category of Supervised Persons known as Access Persons are subject to personal securities reporting as described below. Access Persons include all Supervised Persons who have access to nonpublic information regarding clients’ securities transactions and portfolio holdings or who are involved in making investment decisions or recommendations for client accounts. 2. General Principles – The Code contains a Statement of General Principles summarized as follows: F.I.G. Financial is dedicated to providing effective and proper professional investment management services to its clients and depends upon a high level of public and client confidence for its success. That confidence can be maintained only if F.I.G. Financial Supervised Persons observe the highest standards of ethical behavior in the performance of their duties. F.I.G. Financial has the obligation to exercise its authority for the benefit of its clients, to place the interest of its clients first and to refrain from having outside interest that conflict with the interests of its clients. F.I.G. Financial and its Supervised Persons must avoid any circumstances that might adversely affect or appear to affect F.I.G. Financial’s duty of complete loyalty to clients. 3. Personal Securities Trading – All Access Persons are subject to trading restrictions. Such restrictions include a requirement that F.I.G. Financial pre-approve certain personal securities transactions. In addition, Access Persons must report their personal securities transactions quarterly and personal securities holdings annually. 4. Code of Conduct – The Code contains a Code of Conduct designed to reflect F.I.G. Financial commitment to ethical conduct. It covers a number of topics including conflict of interest, compliance with legal and regulatory requirements, confidentiality of client information, gifts and entertainment, political contributions, board directorships and outside business activities. F.I.G. Financial also maintains separate Insider Trading Policies and Procedures. 5. Code Violations – The Code requires that all Supervised Persons report any actual or apparent violation of the Code and provides for a prohibition on retaliation against any person who reports such violations. Appropriate sanctions are included for Code violations. Compliance Oversight - F.I.G. Financial’s Chief Compliance Officer, Rick T. Jurrens is responsible for compliance oversight of F.I.G. Financial’s Code of Ethics. Participation or Interest in Client Transactions As explained above, among its other recommendations, F.I.G. Financial includes the Even Herd Long Short Fund which is owned and managed by an associated person of the firm. When F.I.G. Financial believes such investment is appropriate for the Client creates a conflict of interest whereby F.I.G. Financials’ associated person has a financial incentive for the firm to utilize the Even Herd Long Short Fund in order to receive additional fees. The Even Herd Long Short Fund discloses its fees in the prosecutes. 14 F.I.G. Financial Disclosure Brochure  Affiliate and Employee Personal Securities Transactions Disclosure F.I.G. Financial or associated persons of the firm may buy or sell for their personal accounts, investment products identical to those recommended to clients. This creates a conflict of interest. It is the express policy of F.I.G. Financial that all persons associated in any manner with our firm must place clients’ interests ahead of their own when implementing personal investments. F.I.G. Financial and its associated persons will not buy or sell securities for their personal account(s) where their decision is derived, in whole or in part, by information obtained as a result of employment or association with our firm unless the information is also available to the investing public upon reasonable inquiry. In order to minimize this conflict of interest, securities recommended by F.I.G. Financial are widely held and publicly traded. We are now and will continue to be in compliance with applicable state and federal rules and regulations. To prevent conflicts of interest, we have developed written supervisory procedures that include personal investment and trading policies for our representatives, employees and their immediate family members (collectively, associated persons): • Associated persons cannot prefer their own interests to that of the client • Associated persons cannot purchase or sell any security for their personal accounts prior to implementing transactions for client accounts • Associated persons cannot buy or sell securities for their personal accounts when those decisions are based on information obtained as a result of their employment, unless that information is also available to the investing public upon reasonable inquiry • Associated persons are prohibited from purchasing or selling securities of companies in which any client is deemed an “insider” • Associated persons are discouraged from frequent personal trading • Associated persons are generally prohibited from serving as board members of publicly traded companies unless an exception has been granted F.I.G. Financial’s Chief Compliance Officer. The conflict of interest in these transactions is stated fully in the client agreement, which is signed by the client prior to paying any fees or receiving any investment advisory services. Some associated persons may invest in programs such as limited partnerships or equities that the Corporation may render advice to clients about, and the Corporation makes full disclosure in advance if any associated person has made such an investment to the knowledge of the Corporation. In the unlikely event that the interests of F.I.G. Financials’ account would happen to correspond with an advisory client’s interests, full disclosure would be made to such client at once. It is further noted F.I.G. Financial is in and shall continue to be in total compliance with The Insider Trading and Securities fraud Enforcement Act of 1988. Specifically, a F.I.G. Financial has adopted a firm wide policy statement outlining insider trading compliance by F.I.G. Financial and our associated persons and other employees. This statement has been distributed to all associated persons and other employees of F.I.G. Financial and has been signed and dated by each such person. A copy of such firm wide policy is left with such person and the original is maintained in a master file. Further, F.I.G. Financial has adopted a written supervisory procedures statement highlighting the steps which shall be taken to implement the firm wide policy. These materials are also distributed to all associated personal and other employees of F.I.G. Financial, are signed, dated and filed with the insider trading compliance materials. There are provisions adopted for (1) restricting access to files, (2) providing continuing education, (3) restricting and/or monitoring trading on those securities of which F.I.G. Financial’s employees may have non-public information, (4) requiring all of F.I.G. Financial’s employees to conduct their trading through a specific broker or reporting 15 F.I.G. Financial Disclosure Brochure  all transactions quarterly to F.I.G. Financial, and (5) monitoring the securities trading of the firm and its employees. Item 12 – Brokerage Practices Clients are under no obligation to act on the financial planning recommendations of F.I.G. Financial. If the firm assists in the implementation of any recommendations, we are responsible to ensure that the client receives the best execution possible. F.I.G. Financial suggests a trust company or broker through which to transact securities sales, however, the client is under no obligation to implement any recommendations of given advice and has the unrestricted right to choose their own broker. The accuracy of transactions and speed of executions are a consideration in recommending a broker. The usual broker/dealers/qualified custodians recommended to a client would be AXOS Advisor Services. AXOS Advisor Services provides F.I.G. Financial with access to its trading and custody services, which are typically not available to retail investors. These services generally are available to independent investment advisors on an unsolicited basis, at no charge to them. These services are not contingent upon F.I.G. Financial committing to AXOS Advisor Services any specific amount of business (assets in custody or trading commissions). AXOS Advisor Services brokerage services include the execution of securities transactions, custody, research, and access to mutual funds and other investments that are otherwise generally available only to institutional investors or would require significantly higher minimum initial investment. For F.I.G. Financial’s clients’ accounts maintained in their custody, AXOS Advisor Services generally does charge separately for custody services and is may also be compensated by account holders through transaction-related fees for securities trades that are executed through AXOS Advisor Services or that settle into AXOS Advisor Services accounts. AXOS Advisor Services also make available to F.I.G. Financial other products are services that benefit F.I.G. Financial but may not directly benefit clients’ accounts. Many of these products and services may be used to service all or some substantial number of F.I.G. Financial’ accounts, including accounts not maintained at AXOS Advisor Services. AXOS Advisor Services products and services that assist F.I.G. Financial in managing and administering clients’ accounts include software and other technology that (i) provides access to client account data (such as trade confirmations and account statements); (ii) facilitate trade execution and allocate aggregated trade orders for multiple client accounts; (iii) provide research, pricing and other market data; (iv) facilitate payment of F.I.G. Financial’ fees from some of its accounts; and (v) assist with back-office functions, recordkeeping and client reporting. AXOS Advisor Services may discount or waive fees it would otherwise charge for some of these services or pay all or part of the fees of a third party providing these services to F.I.G. Financial. AXOS Advisor Services may also provide other benefits such as educational events or occasional business entertainment of F.I.G. Financial personnel. While as a fiduciary, F.I.G. Financial endeavors to act in it’s clients’ best interests, F.I.G. Financial’s recommendation that clients maintain their assets in accounts at AXOS Advisor Services may take into account availability of some of the foregoing products and services and other arrangements not solely on the nature of cost or quality of custody and brokerage services provided by AXOS Advisor Services, which may create a conflict of interest. 16 F.I.G. Financial Disclosure Brochure  In the event that a client directs F.I.G. Financial to use a particular custodian, F.I.G. Financial may not be authorized to negotiate commissions and may be unable to obtain volume discounts or best execution. In addition, under these circumstances a disparity in commission charges may exist between the commissions charged to clients who direct F.I.G. Financial to use a particular broker or dealer. F.I.G. Financial’s clients do not pay a brokerage commission in excess of the amount that would be charged by another broker in recognition of the value of the brokerage or research services. Standard stock commissions are compared with other brokers in order to determine the reasonableness of the commissions. Pursuant to IA-1092, the following statement is also made by F.I.G. Financial: (1) Rick Jurrens and Christopher Jurrens may also be associated with various insurance companies. (2) Clients are under no obligation to have F.I.G. Financial or its associated persons implement any suggestions made in a written financial plan. (3) If asked to implement the suggestions of the financial plan, F.I.G. Financial intends to implement such financial planning, in whole or in part through products offered by these companies. (4) To the extent F.I.G. Financial or our associated persons do implement, they will be acting as agents for the insurance companies. (5) If insurance products are sold, commissions may be received by Rick Jurrens and Christopher Jurrens. (6) Clients shall have total freedom to execute securities and/or insurance transactions with any company of their choice. Rick Jurrens and Christopher Jurrens may sell insurance products and may receive commission income from the sale of such products as an independent contractor with such companies. They may also receive insurance trails, and/or ongoing ‘service’ fees. Soft Dollar Benefits An investment adviser receives soft dollar benefits from a broker-dealer when the adviser receives research or other products and services in exchange for client securities transactions or maintaining an account balance with the broker-dealer. The products and services F.I.G. Financial receives from AXOS Advisor Services (referenced above) are available to all investment advisory firms that utilize their services for trade execution and custodial services. Since services provided by AXOS Advisor Services are not contingent upon F.I.G. Financial processing a certain number of client transactions through their platform or maintaining a specified level of client assets under their custody it does not meet the definition of a traditional soft dollar agreement with a broker-dealer or a third party however it will create a conflict of interest for the firm as explained above. Handling Trade Errors F.I.G. Financial has implemented procedures designed to prevent trade errors; however, trade errors in client accounts cannot always be avoided. Consistent with our fiduciary duty, it is the policy of F.I.G. Financial to correct trade errors in a manner that is in the best interest of the client. In cases where the client causes the trade error, the client will be responsible for any loss resulting from the correction. Depending on the specific circumstances of the trade error, the client may not be able to receive any gains generated as a result of the error correction. In all situations where the client does not cause the trade error, the client will be made whole and any loss resulting from the trade error will be absorbed by F.I.G. Financial if the error was caused by the firm. If the error is caused by the broker-dealer, the broker-dealer will be responsible for handling the trade error. If an investment gain results from the correcting trade, the gain will remain in the client’s account unless the same error involved other client account(s) that should 17 F.I.G. Financial Disclosure Brochure  also receive the gains and it is not permissible for all clients to retain the gain. F.I.G. Financial may also confer with a client to determine if the client should forego the gain (e.g., due to tax reasons). F.I.G. Financial will never benefit or profit from trade errors. Block Trading Policy F.I.G. Financial typically executes transactions for client accounts by purchasing or selling the same securities for several clients at approximately the same time. This process is referred to as aggregating orders, batch trading or block trading and is used by our firm when F.I.G. Financial believes such action may prove advantageous to clients. When F.I.G. Financial aggregates client orders, the allocation of securities among client accounts will be done on a fair and equitable basis. Typically, the process of aggregating client orders is done in order to achieve better execution, to negotiate more favorable commission rates or to allocate orders among clients on a more equitable basis in order to avoid differences in prices and transaction fees or other transaction costs that might be obtained when orders are placed independently. Under this procedure, transactions will be averaged as to price and will be allocated among our firm’s clients in proportion to the purchase and sale orders placed for each client account on any given day. When F.I.G. Financial determines to aggregate client orders for the purchase or sale of securities, including securities in which F.I.G. Financial may invest, we will do so in accordance with the parameters set forth in the SEC No-Action Letter, SMC Capital, Inc. It should be noted, F.I.G. Financial does not receive any additional compensation or remuneration as a result of aggregation. Item 13 – Review of Accounts Account Reviews and Reviewers For Asset Management clients, F.I.G. Financial’s Investment Advisor Representatives are responsible for performing all client reviews and updates. Each Asset Management account will be reviewed after the end of each calendar quarter, with the client receiving detailed statements showing portfolio valuation, transactions, and individual securities in the portfolio. The number of clients reviewed by each representative will vary, but not exceed 250 per Investment Adviser Representative. Other portfolio or market data may be included for illustrative, historical, or comparative purposes. These reports and reviews may be conducted in person, in a group setting with other clients, delivered by mail, or by electronic or telephonic transmittal. Performance monitoring and asset allocations are reviewed by F.I.G. Financial on an ongoing basis. Statements and Reports Clients will receive statements from the investment company, broker/dealer or money manager at which their account is maintained at least quarterly. F.I.G. Financial will prepare portfolio position and performance reports for each asset management client on an as needed or as requested basis. Clients should carefully review those statements and are urged to compare the statements against any reports or correspondence that may be provided directly from F.I.G. Financial. When clients have questions about their account statements, they should contact F.I.G. Financial or the qualified custodian preparing the statement. 18 F.I.G. Financial Disclosure Brochure  Item 14 – Client Referrals and Other Compensation F.I.G. Financial does not directly or indirectly compensate anybody for client referrals. Additional Compensation Some of the custodians we use provide us with access to our institutional trading and custody services, which are typically not available to retail investors. Custodial services include brokerage, custody, research and access to mutual funds and other investments that are otherwise generally available only to institutional investors or would require a significantly higher minimum initial investment. Some custodians also make available to us other products and services that benefit us but may not benefit our clients' accounts. Some of these other products and services assist us in managing and administering clients' accounts. These include software and other technology that providing access to client account data (such as trade confirmation and account statements); facilitate trade execution (and allocation of aggregated trade orders from multiple client accounts); provide research, pricing information and other market data; facilitate payment of our fees from our clients' accounts; and assist with back-office functions; record-keeping and client reporting. Many of these services generally may be used to service all or a substantial number of our accounts, including accounts not maintained at some custodians. The variety of custodians also make available to us other services intended to help us manage and further develop our business enterprise. These services may include consulting, publications and conferences on practice management, information technology, business succession, regulatory compliance and marketing. In addition, custodians may make available, arrange and/or pay for these types of services rendered to us by independent third party providing these services to us. While as a fiduciary, we endeavor to act in our clients' best interests, and our recommendation that clients maintain their assets in accounts at certain custodians may be based in part on the benefit to us of the availability of some of the foregoing products and services and not solely on the nature, cost or quality of custody and brokerage services provided by the custodian, which will create a conflict of interest. Rick Jurrens and Christopher Jurrens in their individual capacity as a licensed insurance agent with various insurance companies may receive commissions and other incentive awards including but not limited to, financial assistance or the sponsorship of conferences and educational sessions, marketing support, incentive awards, payment of travel expenses for the recommendation/sale of annuities and other insurance products in their individual capacities as independent insurance agents, in connection with providing investment advice to clients. The receipt of this compensation may affect the judgment of our associated persons when recommending products to clients. While our associated persons endeavor at all times to put the interest of the client first as a part of our fiduciary duty, clients should be aware that the receipt of commission and additional compensation itself creates a conflict of interest and may affect the judgment of these individuals when making recommendations. Some of the advice offered by F.I.G. Financial may involve investments in mutual fund products. Load and no-load mutual funds may pay annual distribution charges sometimes referred to as 12(b)-1 fees. You should be aware that these 12(b)-1 fees come from fund assets and thus indirectly from your assets. Receipt of these fees could represent an incentive for registered representatives to recommend funds with 12(b)-1 fees or higher 12(b)-1 fees over funds with no fees or lower fees, therefore creating a conflict of interest. F.I.G. Financial does not receive any 12(b)-1 fees. 19 F.I.G. Financial Disclosure Brochure  F.I.G. Financial from time to time may receive expense reimbursement for travel and/or marketing expenses from distributors of investment and/or insurance products. Travel expense reimbursements are typically a result of attendance at due diligence and/or investment training events hosted by product sponsors. Marketing expense reimbursements are typically the result of informal expense sharing arrangements in which product sponsors may underwrite costs incurred for marketing such as advertising, publishing and seminar expenses. Although receipt of these travel and marketing expense reimbursements are not predicated upon specific sales quotas, the product sponsor reimbursements are typically made by those sponsors for whom sales have been made or it is anticipated sales will be made. Item 15 – Custody Custody, as it applies to investment advisors, has been defined by regulators as having access or control over client funds and/or securities. In other words, custody is not limited to physically holding client funds and securities. If an investment advisor has the ability to access or control client funds or securities, the investment advisor is deemed to have custody and must ensure proper procedures are implemented. F.I.G. Financial is deemed to have custody of client funds and securities whenever F.I.G. Financial is given the authority to have fees deducted directly from client accounts. However, this is the only form of custody F.I.G. Financial will ever maintain. It should be noted that authorization to trade in client accounts is not deemed by regulators to be custody. For accounts in which F.I.G. Financial is deemed to have custody, the firm has established procedures to ensure all client funds and securities are held at a qualified custodian in a separate account for each client under that client’s name. Clients or an independent representative of the client will direct, in writing, the establishment of all accounts and therefore are aware of the qualified custodian’s name, address and the manner in which the funds or securities are maintained. Finally, account statements are delivered directly from the qualified custodian to each client, or the client’s independent representative, at least quarterly. Clients should carefully review those statements and are urged to compare the statements against reports received from F.I.G. Financial. When clients have questions about their account statements, they should contact F.I.G. Financial or the qualified custodian preparing the statement. Item 16 – Investment Discretion Through our asset management services and upon receiving written authorization from a client, F.I.G. Financial will maintain trading authorization over client accounts. Upon receiving written authorization from the client, F.I.G. Financial may implement trades on a discretionary basis. When discretionary authority is granted, F.I.G. Financial will have the authority to determine the type of securities, the amount of securities that can be bought or sold, the broker or dealer to be used, and the commission rates paid for the client’s portfolio without obtaining the client’s consent for each transaction. All clients have the ability to place reasonable restrictions on the types of investments that may be purchased in an account. Clients may also place reasonable limitations on the discretionary power granted to our firm so long as the limitations are specifically set forth or included as an attachment to the client agreement. 20 F.I.G. Financial Disclosure Brochure  Item 17 – Voting Client Securities Starting in May 2012 F.I.G. Financial will vote on your behalf all proxies received for securities held in your account. We have determined that taking on the responsibility for voting client securities adds to value to the services provided to our clients. Item 18 – Financial Information This item is not applicable to this brochure. F.I.G. Financial does not require or solicit prepayment of more than $500 in fees per client, six months or more in advance. Therefore, we are not required to include a balance sheet for our most recent fiscal year. We are not subject to a financial condition that is reasonably likely to impair our ability to meet contractual commitments to clients. Finally, F.I.G. Financial has not been the subject of a bankruptcy petition at any time (Please refer to Information Required by Part 2B of Form ADV: Brochure Supplement for more information). CUSTOMER PRIVACY POLICY NOTICE We at F.I.G. Financial Advisory Services, Inc. consider the protection of your sensitive personal information to be an important priority. Our privacy policy and practices are designed to support this objective. We want our customers to understand what information we collect and how we use it. We collect nonpublic personal information about our clients such as you from the following sources: Information we receive from you on applications and other forms and in personal interviews; Information about your transactions with us, our affiliates or others which we may obtain in writing, during telephone or Internet transactions or from data gathering software; and Responses from your employer, benefit plan sponsor, or association regarding any group products we may provide. We do not disclose any nonpublic personal information about our customers or our former customers to anyone, except as permitted by law or directed by you. We restrict access to nonpublic personal information about you to those employees, agents, and third parties who need to know that information to provide products, services, or specific transactions to you. We may be required by law or regulation to disclose information to third parties--for example, in response to a subpoena, to prevent fraud, and to comply with rules of, or inquiries from, industry regulators. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We DO NOT do not sell lists of our customers nor do we disclose customer information to marketing companies. We share client financial information with technology service providers we use to deliver financial planning and related advisory services. These providers are prohibited from using client information for any purpose other than providing services on our behalf. Since we work with a variety of third parties in providing financial services and products to our clients, we encourage our clients to review the privacy policy of each third-party firm with which a particular client may do business. If you have any questions regarding this policy, please contact us at 405-844-9826. 21 F.I.G. Financial Disclosure Brochure  Security Claims Class Action Litigation ‐ F.I.G. Financial Advisory Services, Inc. has engaged a third party service provider, Chicago Clearing Corporation (CCC), to monitor and file securities claims class action litigation paperwork with claims administrators on behalf of the Firm’s clients. When a claim is settled and payments are awarded to F.I.G. Financial Advisory Services clients, it may be necessary to share client information, such as name and account number, with CCC in connection with this service. party provider(s). CCC earns a fee based on a flat ‐ F.I.G. Financial Advisory Services, Inc. does not receive any fees or remuneration in connection with this service nor does it receive any fees from the third percentage of all claims it collects on behalf of F.I.G. Financial Advisory Services, Inc’s clients. This fee is collected and retained by CCC out of the claims paid by the claim administrator. Clients may opt out of this service at any time. If a client opts out, F.I.G. Financial Advisory Services, Inc. does not have an obligation to advise or take any action on behalf of a client with regard to class action litigation involving investments held in or formerly held in a clientʹs account. 22 F.I.G. Financial Disclosure Brochure  Information Required by Part 2B of Form ADV: Brochure Supplement – Rick T. Jurrens The following are responses to each item found in the Form ADV Part 2B instructions. Item 1 – Cover Page Rick T. Jurrens (CRD # 1023293) F.I.G. Financial Advisory Services, Inc. 14642 Bogert Parkway Oklahoma City, OK. 73134 Ph.: 405-844-9826 www.figfinancial.com This brochure supplement provides information about Rick T. Jurrens that supplements this Disclosure Brochure. Please contact F.I.G. Financial Advisory Services, Inc. if you have any questions about the contents of this supplement. Additional information about Rick T. Jurrens is available on the SEC’s website at www.adviserinfo.sec.gov. Item 2 – Educational Background and Business Experience Ricky T. Jurrens – Born 1955 Educational Background: Southwestern Oklahoma State University, Weatherford, OK, August 1973 – May 1974 University of Oklahoma, Norman OK, August 1974 – December 1974 American College, Bryn Mawr, PA • Chartered Life Underwriter (CLU)* - 1980 • Chartered Financial Consultant (ChFC)** - 1985 College for Financial Planning, Denver, CO • Certified Financial Planner (CFP)*** - 1987 Business Experience: F.I.G. Financial Advisory Services, President and Investment Advisory Representative • December 1983 - Present Ceros Financial Services, Registered Representative • August 2009 – May 2012 Rydex Financial Services, Registered Representative • July 2003- August 2009 23 F.I.G. Financial Disclosure Brochure  Item 3 – Disciplinary Information As previously stated in Item 9 of this Disclosure Brochure, I have never been subject to a reportable legal or disciplinary event. Item 4 – Other Business Activities Please refer to Item 10 of this Disclosure Brochure for information regarding my other business activities. Item 5 – Additional Compensation Please refer to Items 10, 12 and 14 of this Disclosure Brochure for information regarding additional compensation. Item 6 – Supervision Chrisopher T. Jurrens is Chief Compliance Officer of F.I.G. Financial Advisory Services and ultimately responsible for the firm’s compliance program including establishing procedures designed to monitor and supervise the activities and services provided by the firm and its supervised persons. As a part of Mr. Jurrens’ supervisory responsibilities he will review all transactions, review all correspondence prior to mailing, review all new account paperwork, oversee all marketing/advertising matters conduct annual compliance meetings, review client performance reports and client position reports, review outside business activities and gift and gratuity reports, and review any complaints that may be received. Mr. Jurrens’ phone number is (405) 844-9826. * The Chartered Life Underwriter (CLU) designation is issued by The American College. A candidate for designation must have 3 years of full-time business experience within the 5 years before the designation is awarded. Candidates must complete 5 core and 3 elective courses and pass a proctored exam for each course. Designates must complete 30 hours of continued education every 2 years. ** The Chartered Financial Consultant (ChFC) designation is issued by The American College. A candidate for designation must have 3 years of full-time business experience within the 5 years before the designation is awarded. Candidates must complete 6 core and 2 elective courses and pass a proctored final exam for each course. Designates must complete 30 hours of continuing education every 2 years. investment planning, income tax planning, *** The CERTIFIED FINANCIAL PLANNER™ (CFP®) designation is issued by the CERTIFIED FINANCIAL PLANNER Board of Standards, Inc. It is a voluntary certification recognized by the United States and other countries for its (1) high standard of professional education, (2) stringent code of conduct and standards of practice and (3) ethical requirements governing professional engagements with clients. A candidate for designation must first obtain a Bachelor’s Degree from an accredited college or university with courses that included financial planning subject areas (e.g. insurance planning, risk management, employee benefits planning, retirement planning and estate planning). Candidates must also have at least 3 years of full-time personal financial planning experience, measured as 2,000 hours per year. CFP® candidates must pass a 2-day comprehensive examination designed to test their ability to correctly diagnose financial planning issues and apply their knowledge to real world circumstances. Candidates must also agree to be bound by the CERTIFIED FINANCIAL PLANNER Board’s Standards of Professional Conduct. Anyone earning designation as a CFP® must complete 30 hours of continuing education every two years and renew the agreement to be bound by the Standards of Professional Conduct. 24 F.I.G. Financial Disclosure Brochure  Information Required by Part 2B of Form ADV: Brochure Supplement – Sam N. Jurrens The following are responses to each item found in the Form ADV Part 2B instructions. Item 1 – Cover Page Sam N. Jurrens (CRD # 5805974) F.I.G. Financial Advisory Services, Inc. 14642 Bogert Parkway Oklahoma City, OK. 73134 Phone: 405-844-9826 www.figfinancial.com This brochure supplement provides information about Sam N. Jurrens that supplements this Disclosure Brochure. Please contact F.I.G. Financial Advisory Services, Inc. if you have any questions about the contents of this supplement. Additional information about Sam N. Jurrens is available on the SEC’s website at www.adviserinfo.sec.gov. Item 2 – Educational Background and Business Experience Sam N. Jurrens – Born 1988 Educational Background: University of Oklahoma, Norman OK, BA, Intl Business and Finance, Minor in Chinese, May 2010 CFA Institute • Chartered Financial Analyst (CFA)* - 2013 College for Financial Planning, Denver, CO • Certified Financial Planner (CFP)** - 2014 Business Experience: F.I.G. Financial Advisory Services, Investment Advisory Representative, Chief Investment Officer • March 2011 to Present F.I.G. Financial Advisory Services, Research Analyst • June 2010 - Present Carlson Ridge Capital, Owner and Investment Manager • 05/2016 to Present Even Herd, LLC, Owner and Chief Investment Officer • February 2024 to Present 25 F.I.G. Financial Disclosure Brochure  The Baker Group, Research Analyst • April 2009 – June 2010 Item 3 – Disciplinary Information As previously stated in Item 9 of this Disclosure Brochure, I have never been subject to a legal or disciplinary event. Item 4 – Other Business Activities Please refer to Item 10 of this Disclosure Brochure for information regarding my other business activities. Item 5 – Additional Compensation Other than the fees detailed in Item 5 of this Disclosure Brochure, I receive no other compensation related to advisory services provided to clients. Item 6 – Supervision Chrisopher T. Jurrens Chief Compliance Officer of F.I.G. Financial Advisory Services and ultimately responsible for the firm’s compliance program including establishing procedures designed to monitor and supervise the activities and services provided by the firm and its supervised persons. As a part of Mr. Jurrens’ supervisory responsibilities he will review all transactions, review all correspondence prior to mailing, review all new account paperwork, oversee all marketing/advertising matters conduct annual compliance meetings, review client performance reports and client position reports, review outside business activities and gift and gratuity reports, and review any complaints that may be received. Mr. Jurrens’ phone number is (405)844-9826. *The Chartered Financial Analyst (CFA) designation is issued by the CFA Institute. A candidate for designation must have four years of qualified investment work experience. Candidate must complete three exams and have 48 months of approved work experience (before, at the same time as, or after you prepare for the exam). investment planning, income tax planning, ** The CERTIFIED FINANCIAL PLANNER™ (CFP®) designation is issued by the CERTIFIED FINANCIAL PLANNER Board of Standards, Inc. It is a voluntary certification recognized by the United States and other countries for its (1) high standard of professional education, (2) stringent code of conduct and standards of practice and (3) ethical requirements governing professional engagements with clients. A candidate for designation must first obtain a Bachelor’s Degree from an accredited college or university with courses that included financial planning subject areas (e.g. insurance planning, risk management, employee benefits planning, retirement planning and estate planning). Candidates must also have at least 3 years of full-time personal financial planning experience, measured as 2,000 hours per year. CFP® candidates must pass a 2-day comprehensive examination designed to test their ability to correctly diagnose financial planning issues and apply their knowledge to real world circumstances. Candidates must also agree to be bound by the CERTIFIED FINANCIAL PLANNER Board’s Standards of Professional Conduct. Anyone earning designation as a CFP® must complete 30 hours of continuing education every two years and renew the agreement to be bound by the Standards of Professional Conduct. 26 F.I.G. Financial Disclosure Brochure  Information Required by Part 2B of Form ADV: Brochure Supplement – Christopher T. Jurrens The following are responses to each item found in the Form ADV Part 2B instructions. Item 1 – Cover Page Christopher T. Jurrens (CRD # 5224678) F.I.G. Financial Advisory Services, Inc. 14642 Bogert Parkway Oklahoma City, OK. 73134 Phone: 405-844-9826 www.figfinancial.com This brochure supplement provides information about Christopher T. Jurrens that supplements this Disclosure Brochure. Please contact F.I.G. Financial Advisory Services, Inc. if you have any questions about the contents of this supplement. Additional information about Christopher T. Jurrens is available on the SEC’s website at www.adviserinfo.sec.gov. Item 2 – Educational Background and Business Experience Christopher T. Jurrens – Born 1983 Educational Background: University of Oklahoma, Norman OK, BA, English Literature, December 2005 College for Financial Planning, Denver, CO • Certified Financial Planner (CFP)** - 2015 Business Experience: F.I.G. Financial Advisory Services: Investment Advisor Representative, Chief Operating Officer, March 2014 to Present, • • Chief Compliance Officer, March 2026 to Present, • Director of Operations May 2006 to March 2014 Item 3 – Disciplinary Information As previously stated in Item 9 of this Disclosure Brochure, I have never been subject to a legal or disciplinary event. Item 4 – Other Business Activities Please refer to Item 10 of this Disclosure Brochure for information regarding my other business activities. 27 F.I.G. Financial Disclosure Brochure  Item 5 – Additional Compensation Other than the fees detailed in Item 5 of this Disclosure Brochure, I receive no other compensation related to advisory services provided to clients. Item 6 – Supervision Chrisopher T. Jurrens is Chief Compliance Officer of F.I.G. Financial Advisory Services and ultimately responsible for the firm’s compliance program including establishing procedures designed to monitor and supervise the activities and services provided by the firm and its supervised persons. As a part of Mr. Jurrens’ supervisory responsibilities he will review all transactions, review all correspondence prior to mailing, review all new account paperwork, oversee all marketing/advertising matters conduct annual compliance meetings, review client performance reports and client position reports, review outside business activities and gift and gratuity reports, and review any complaints that may be received. Mr. Jurrens’ phone number is (405)844-9826. investment planning, income tax planning, ** The CERTIFIED FINANCIAL PLANNER™ (CFP®) designation is issued by the CERTIFIED FINANCIAL PLANNER Board of Standards, Inc. It is a voluntary certification recognized by the United States and other countries for its (1) high standard of professional education, (2) stringent code of conduct and standards of practice and (3) ethical requirements governing professional engagements with clients. A candidate for designation must first obtain a Bachelor’s Degree from an accredited college or university with courses that included financial planning subject areas (e.g. insurance planning, risk management, employee benefits planning, retirement planning and estate planning). Candidates must also have at least 3 years of full-time personal financial planning experience, measured as 2,000 hours per year. CFP® candidates must pass a 2-day comprehensive examination designed to test their ability to correctly diagnose financial planning issues and apply their knowledge to real world circumstances. Candidates must also agree to be bound by the CERTIFIED FINANCIAL PLANNER Board’s Standards of Professional Conduct. Anyone earning designation as a CFP® must complete 30 hours of continuing education every two years and renew the agreement to be bound by the Standards of Professional Conduct. 28 F.I.G. Financial Disclosure Brochure