FORTRESS PLANNING GROUP

Fortress Planning Group Firm Brochure This brochure provides information about the qualification s and business practices of Fortress Planning Group, LLC . If you have any questions about the contents of this bro chure, please contact us at (262) 264-5838 or scott@fortressplanninggroup.com. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. Additional information about Fortress Planning Group, LLC is also available on the SEC’s website at: www.adviserinfo.sec.gov N17W24222 Riverwood Dr Suite 145 Pewaukee, WI 53188 (262) 264-5838 scott@fortressplanninggroup.com www.fortressplanninggroup.com February 9, 2026 1 | P a g e  Item 2: Material Changes This Firm Brochure is our disclosure document prepared according to regulatory requirements and rules. Consistent with the rules, we will ensure that you receive a summary of any material changes to this and subsequent Brochures within 120 days of the close of our business fiscal year. Furthermore, we will provide you with other interim disclosures about material changes as necessary. At this time, the material changes made since the last annual update of this brochure issued on February 4, 2025, are described below: • No material changes since last update 2 | P a g e  Item 3: Table of Contents Table of Contents Item 2: Material Changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. ...2 Item 3: Table of Contents . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..3 Item 4: Advisory Business . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. .. . . . . . . . . . . . . . . 4 Item 5: Fees and Compensation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .6 Item 6: Performance-Based Fees and Side-By-Side Management . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8 Item 7: Types of Clients . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..8 Item 8: Methods of Analysis, Investment Strategies, and Risk of Loss . . . . . . . . . . . . . . . ……………. . . . . . . . . . . . . . . . . . . . ..8 Item 9: Disciplinary Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ……………………….10 Item 10: Other Financial Industry Activities and Affiliations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .10 Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading . . . . . . . . . . . . . . . . . . . . . . . . ..11 Item 12: Brokerage Practices . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 Item 13 Review of Accounts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ... . . . . . . . . . . . . . . . . . . . . . . . . . . . .14 Item 14: Client Referrals and Other Compensation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .14 Item 15: Custody . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ... . . . . . . . . . . . . . . . . . . . . . . . 16 Item 16: Investment Discretion . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ......... . . . . . . . . . . . . . . . . . . . . 17 Item 17: Voting Client Securities (Proxy Voting) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Item 18: Financial Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .18 3 | P a g e  Item 4: Advisory Business Description of the Advisory Firm Fortress Planning Group, LLC (“Fortress Planning Group”) is a registered investment advisor based in Pewaukee, WI. We are organized as a limited liability company under the laws of the state of Wisconsin. We have been providing wealth management services since 2011. Scott Wellens, CFP® is the founding member and a partner. Kevin Sandieson and Brian Cayon CFA® CPA are also partners. For information purposes, a registered investment adviser does not imply a certain level of skill or training. Our firm is an investment management firm. The firm's compensation is solely from asset under management fees paid directly by clients. The firm does not earn commissions from the sale of annuities, insurance, stocks, bonds, mutual funds, limited partnerships, or other commissioned products. No commissions in any form are accepted. No finder’s fees are accepted. When we provide investment advice to you regarding your retirement account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interests ahead of yours. Under this special rule’s provisions, we must: • Meet a professional standard of care when making investment recommendations (give prudent advice) • Never put our financial interests ahead of yours when making recommendations (give loyal advice) • Avoid misleading statements about conflicts of interest, fees, and investments 4 | P a g e  • Follow policies and procedures designed to ensure that we give advice that is in your best interest • Charge no more than is reasonable for our services • Give you basic information about conflicts of interest Fortress Planning Group focuses on a comprehensive consultative approach to wealth management. We believe that strong, trusting relationships with our clients will have a substantial positive impact in reaching their goals and dreams. To achieve this holistic approach, we use a four-step wealth management consulting process to begin the fostering of this relationship. Step 1 - Discovery Meeting - We begin to develop a total client profile during this initial meeting. We learn about the client’s values, interests, goals, assets, risk capacity, relationships, and dreams. Step 2 - Planning Meeting - We present a detailed, actionable investment plan that will serve as a roadmap that maximizes the probability of achieving everything that is financially important to the client. Please refer to the "Methods of Analysis, Investment Strategies and Risk of Loss" section (Item 8) of this brochure for additional information. Step 3 - Commitment Meeting - We mutually agree that this plan is in the best interest of supporting client’s goals and values. We use this time to assist the client in executing the documents necessary to implement the investment plan. Step 4 - Review Meetings - We review client progress towards goals and values, assess risk tolerance with regards to any change in age and circumstance, and solution solve new goals. We also use these meetings to build a comprehensive wealth plan that includes wealth enhancement, wealth transfer, wealth protection and charitable giving. Types of Investments We primarily recommend mutual funds and exchange traded funds; however, we may also offer advice on equity securities, Real Estate Investment Trusts (REITS), 5 | P a g e  corporate debt securities, municipal debt securities, mutual funds, exchange traded funds, variable annuities, variable life insurance, and U.S. Government securities. We may also provide advice on any type of investment held in your portfolio at the inception of our advisory relationship. Clients may also impose restrictions on investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent us from properly servicing the client accounts, or if the restrictions would require us to deviate from its standard suite of services, we reserve the right to end the relationship. Fortress Planning Group does not participate in wrap fee programs. As of December 31, 2025, Fortress Planning Group managed approximately $345,296,879 of discretionary assets and $0 of non-discretionary assets. Item 5: Fees and Compensation Investment Supervisory Services Fees Our fee for investment advisory services is an asset-based fee calculated as a percentage of the value of the managed assets according to the following fee schedule: Total Assets Under Management First $1,000,000 Next $1,000,000 Next $5,000,000 Next $10,000,000 (+) Annual Fee 0.95% 0.75% 0.50% 0.25% Our annual investment advisory fees are billed quarterly and payable three months in advance. The fee is based upon the value of the assets held in the account on the last trading day of the month immediately prior to the three- 6 | P a g e  month period. You will not be billed until you have signed our client agreement and completed the account opening/transfer process. Our advisory fee is negotiable. We will deduct our fee directly from your account through the qualified custodian holding your funds and securities. The qualified custodian will deliver an account statement to you at least quarterly showing all disbursements from your account. We will send an itemized fee invoice to you via our client portal at the same time that the fee is deducted from your account. Please compare the invoice to your account statement for accuracy and contact us if there are any questions. Refunds are given on a prorated basis, based on the number of days remaining in the three-month billing cycle at the point of written termination. Clients may terminate their contracts without penalty, for full refund, within 5 business days of signing the advisory contract. Additional Fees and Expenses In some cases, as outlined in our investment management agreement, an annual maintenance fee of $75 may be charged in addition to the quarterly fee. The fees that you pay to us for investment advisory services are separate and distinct from the fees and expenses charged by mutual funds to their shareholders. These fees are described in each fund's prospectus. You will incur transaction and/or brokerage fees when we purchase or sell mutual funds/exchange traded funds or other securities in your account. You may also pay other custodial fees. Please see your custodian account agreement for details. We do not share in any fees charged by the broker-dealer or custodian. Please refer to the "Brokerage Practices" section (Item 12) of this brochure for additional information. 7 | P a g e  Item 6: Performance-Based Fees and Side-By-Side Management Fortress Planning Group does not accept performance-based fees or participate in side-by-side management. Side-by-side management refers to the practice of managing accounts that are charged performance-based fees while at the same time managing accounts that are not charged performance-based fees. Performance based fees are fees that are based on a share of capital appreciation of the client’s account. Item 7: Types of Clients Fortress Planning Group provides holistic financial planning and investments management to individuals and high net-worth individuals. Item 8: Methods of Analysis, Investment Strategies, and Risk of Investment Loss Methods of Analysis and Investment Strategies Fortress Planning Group does not participate in market timing. We view market timing activities as speculation, rather than investing. We believe that utilizing these strategies make it near impossible to capture market returns over the long run. Instead, we utilize broadly diversified mutual funds and exchange traded funds over multiple asset classes to capture global market returns given the clients risk exposure. These asset classes include US large and small blend and value, international large and small blend and value, and emerging markets. We rely on Nobel Prize winning strategies, empirical studies, and data sets ranging over an 80-year period. We also recommend real estate investment trusts (REITS), equity securities and short-term fixed income to further diversify the 8 | P a g e  client’s portfolio. Many academics have earned Nobel Prizes for their research and explanation of how stock markets work. We use the findings of the following individuals to help shape the construction of our client portfolios. Paul A. Samualson (Nobel Laureate) - Markets Behave Randomly William F. Sharpe (Nobel Laureate) - Capital Asset Pricing Model Harry Markowitz (Nobel Laureate) - Efficient Diversification Eugene F. Fama (Nobel Laureate) - Market Efficiency Kenneth R. French (Dartmouth University) - Risk Factors We apply the tenants of Modern Portfolio Theory, which in part, states that risk must be considered as well as return. We understand and utilize efficient diversification which means that we will search for the highest expected return for any level of portfolio risk. We also use the findings of Eugene F. Fama and Kenneth R. French who together identified three risk factors associated with stock market returns which are market, size, value and profitability. We apply these findings and tilt our clients’ portfolios towards value and small cap mutual funds and exchange traded funds. However, we consider each client's investment objectives, financial situation, constraints and risk tolerance in building a portfolio and can adjust accordingly. Based on all our academic research, we believe that Dimensional Fund Advisors stands out as the mutual fund company that best utilizes the traits described above, therefore, this is the company our firm primarily uses to construct our portfolios. We also use other leading mutual fund/exchange traded fund companies. Clients should be aware that, although Fortress Planning Group receives no compensation from mutual fund companies, these companies may also offer educational events, research or occasional business entertainment of Fortress Planning Group personnel. These benefits create a conflict of interest and may directly or indirectly influence Fortress Planning Groups investment recommendations. 9 | P a g e  Risk of Investment Loss Investing in securities involves a risk of loss that you, as a client, should be prepared to bear. Material risks associated with our strategy includes systematic risk. Systematic risk is also known as market risk and relates to factors that affect the overall economy or securities markets. Systematic risk affects all companies, regardless of the company's financial condition, management, or capital structure, and, depending on the investment, can involve international as well as domestic factors. Nonsystematic risk, in contrast to systematic risk, affects a much smaller number of companies or investments and is associated with investing in a particular product, company, or industry sector. Investing in broadly diversified portfolios works to minimize nonsystematic risk. Although broadly diversified portfolio strategies seek to limit nonsystematic risk, it does still occur. Item 9: Disciplinary Information Like other registered investment advisors, Fortress Planning Group is required to disclose all material facts regarding any legal or disciplinary events that would materially impact a client's evaluation of our firm. No events have occurred at Fortress Planning Group that is applicable to this item. Item 10: Other Financial Industry Activities and Affiliations Neither Fortress Planning Group, nor its representatives are registered as a broker/dealer or as a representative of a broker dealer. Neither Fortress Planning Group nor its representatives are registered as a futures commission merchant, commodity pool operator, a commodity trading advisor, or an associated person of the foregoing entities. 10 | P a g e  Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading Code of Ethics Our firm has adopted a Code of Ethics that sets forth high ethical standards of business conduct that we require of our employees, including compliance with applicable federal securities laws. We owe a duty of loyalty, fairness, and good faith towards our clients. We are Fiduciaries and have a legal obligation to put clients' interests ahead of our own. The Fortress Planning Group written Code of Ethics covers the following areas: Compliance Procedures, Compliance with Laws and Regulations, Prohibited Purchases and Sales, Insider Trading, Prohibited Activities, Conflicts of Interest, Political and Charitable Contributions, Gifts and Entertainment, Service on Board of Directors, Confidentiality, Personal Securities Reporting and Monitoring, Certification of Compliance, Reporting Violations and Whistleblower Provisions, Compliance Officer Duties, Training and Education, Recordkeeping, Annual Review, and Sanctions. Clients or prospective clients will be provided a copy of our Code of Ethics upon request. Participation or Interest in Client Transactions Neither Fortress Planning Group nor any related person has any material financial interests in the securities recommended to clients. Personal Trading Our firm or persons associated with our firm may buy or sell the same securities that we recommend to you or securities in which you are already invested. To eliminate this potential conflict of interest, it is our policy that neither our associated persons nor we shall have priority over your account in the purchase or sale of securities. 11 | P a g e  Item 12: Brokerage Practices The custodian used by Fortress Planning Group is Charles Schwab & Co., Inc. We believe that commissions charged by this custodian are among the lowest available in the industry. We also consider the quality of the brokerage services provided, the firm’s reputations, execution capabilities, commission rates, and responsiveness to our clients and our firm. We will never charge a premium or commission on transactions, beyond the actual costs imposed by the Custodian. Research and Other Soft Dollar Benefits Clients should be aware that there is no direct link between Schwab and Fortress Planning Group in connection with the advice Fortress Planning Group gives to clients. Schwab offers services to independently registered investment advisers which include custody of securities, trade execution, and clearance and settlement of transactions. Fortress Planning Group receives economic benefits through the relationship it has with these custodians that are not typically available to retail investors. These benefits may include the following products and services, provided to Fortress Planning Group without cost or at a discount: duplicate client statements and confirmations, research related products and tools, consulting services, access to a trading desk serving IARs, access to block trading (which provides the ability to aggregate securities transactions for execution and then allocate the appropriate shares directly to or from client accounts), the ability to have advisory fees deducted directly from client accounts, access to an electronic communications network for client order entry and account information, access to mutual funds with no transaction fees, and discounts or no fees on compliance, marketing, research, technology, and practice management products and services provided by third-party vendors. These custodians may also pay for business consulting, professional services, and research received by Fortress Planning Group affiliated persons and may also pay or reimburse expenses (travel, lodging, meals, and entertainment expenses) for Fortress Planning Group personnel to attend conferences or meetings relating to their service platforms or to their advisor custody and brokerage services 12 | P a g e  generally. Some of these products and services made available by the custodians, may benefit Fortress Planning Group, but may not benefit its clients. Such other services made available by the custodians are intended to help Fortress Planning Group manage and further develop its business enterprise, and such services may or may not depend on the amount of brokerage transactions directed to them. The benefits received by Fortress Planning Group or its personnel through participation in the custodians’ programs do not depend on the amount of brokerage transactions directed to the custodian. Clients should be aware that the receipt of economic benefits by Fortress Planning Group or its related persons described above, in and of itself, creates an incentive and conflict of interest and may directly or indirectly influence Fortress Planning Group's recommendation of Schwab for custody and brokerage services. Brokerage for Client Referrals Fortress Planning Group receives no referrals from a broker-dealer or third party in exchange for using that broker-dealer or third party. Directed Brokerage Fortress Planning Group will not allow clients to direct us to use a specific broker- dealer to execute transactions. Block Trades Block trades will be placed only when we have determined that the block trade is in the best interest of each client participating in the order, is consistent with our duty to obtain best execution and is consistent with the terms of the investment management agreement of each participating client. The price of the securities purchased or sold in a block trade will be at the average price for all transactions of the participating client in the block trade for that security with transaction costs applied to each participating client account individually. 13 | P a g e  Item 13: Reviews of Accounts Review of accounts is done at least quarterly by your Investment Advisor at Fortress Planning Group, to determine if the current investment holdings of the account are consistent with the client's investment objectives. Additional reviews may take place based on the various circumstances. Examples of such circumstances may be a change in contributions or withdrawals, or changes in your risk/return objectives or your risk capacity. Each client will receive a written quarterly statement reflecting portfolio value, portfolio holdings and rate of return. We will also send quarterly itemized fee invoices. Clients should compare their invoices to the account statements for accuracy. You will also receive trade confirmations, monthly or quarterly statements, and year-end tax statements from your account custodian, Charles Schwab & Co., Inc. Item 14: Client Referrals and Other Compensation It is our policy not to accept or allow our related persons to accept any form of compensation, including cash, sales awards or other prizes, from a non-client in conjunction with the advisory services we provide to our clients. Some investment professionals of the firm utilize an advertising and referral program for investment professionals offered through the Ramsey Solutions' SmartVestor program, (hereinafter, "SmartVestor") for client referrals within a specific geographic region. SmartVestor is offered by Dave Ramsey, a media personality. Referred prospects are not required nor obligated in any way to work with the Adviser. Those financial professionals of the firm that choose to participate in SmartVestor, pay a monthly membership and advertising fee for leads made available through the SmartVestor website. This fee presents a conflict of interest for SmartVestor. The monthly fee is not contingent on a referral becoming a 14 | P a g e  client or on the number of referrals that are received. SmartVestor provides prospective clients with three to five potential investment professionals (Pros) located in the individual's general geographic area. If more than five Pros are located within the specific market assigned to the client's zip code, SmartVestor issues a random selection of five Pros to the prospective client. Unless the prospective client opts out of having their contact information shared, each SmartVestor Pro will generally contact a referred client within one business day of receiving the contact information. If the prospective client opts out of sharing their contact information, the prospective client determines whether to contact our firm from the investment professionals listed on the website. SmartVestor's role is limited to facilitating an initial introduction between the prospective clients and our firm. The SmartVestor program does not provide prospective clients with an assessment of the merits or shortcomings of any particular investment professional or their investment strategies. SmartVestor is a lead generation service and does not provide investment advice. You will not pay additional fees because of this referral arrangement. The selection of an investment adviser is important and should not be based solely on advertising or referrals, including referrals from entities affiliated with well-known personalities. Individuals that are referred to the firm through Dave Ramsey's Ramsey Solutions are free to work with any investment adviser or financial professional of their choosing. Generally, promoters receive payment if a referral becomes a client but in the case of SmartVestor, the monthly membership and advertising fee are paid regardless of the number of referrals the financial professional receives and it is not based on whether or not the referred prospect becomes a client. You do not pay additional advisory fees because of the financial professional's participation in the SmartVestor program. 15 | P a g e  SmartVestor is not a client of Fortress Planning Group and is paid regardless of whether the referrals sent to our financial professionals become clients or not. You are not charged additional advisory fees because of this relationship. Financial professionals that choose to work with SmartVestor have a written contract with SmartVestor, and it may be cancelled by either party as outlined in the contract. Fees paid for this referral service typically exceed $10,000 in a 12- month period depending on the level of service and geographic area selected by the financial professional. Item 15: Custody Fortress Planning Group does not take possession of client money or securities, although we do have authority to deduct advisory fees from client accounts which causes our firm to exercise limited custody over your funds. Your funds will be held at Charles Schwab & Co., Inc. You will receive account statements from Schwab at least quarterly. The account statements from your custodian will indicate the amount of our advisory fees deducted from your account each billing period. You should carefully review account statements for accuracy. If you have a question regarding your account statement or if you did not receive a statement from your custodian, please contact Fortress Planning Group directly. Fortress Planning Group will also send quarterly itemized fee invoices. Clients should compare their invoices to the account statements for accuracy. 16 | P a g e  Item 16: Investment Discretion Fortress Planning Group will direct, in their sole discretion, without consulting the client and without the client's prior approval, the investment and reinvestment of any or all assets held in the client's account in securities, cash or cash equivalents. The client's financial circumstances, investment objectives and special instructions or limitation that the client imposes will be communicated to us upon initiation of the relationship. Before we can buy or sell securities on your behalf, you must first sign our discretionary client agreement. This will allow us to place trades in your account without contacting you prior to each trade to obtain your permission. This investment discretion will let us determine the security to buy or sell and/or determine the amount of the security to buy or sell. You may limit this authority by giving us written instructions. You may also change/amend such limitations by once again providing us with written instruction. Item 17: Voting Client Securities (Proxy Voting) We do not vote individual company proxies on your behalf. If you own shares of common stock or mutual funds, you are responsible for exercising your right to vote as a shareholder. You should receive proxy material directly from the issuer of security or the custodian. 17 | P a g e  Item 18: Financial Information As an advisory firm that maintains discretionary authority for client accounts, we are also required to disclose any financial condition that is reasonably likely to impair our ability to meet our contractual commitments to clients. We have no additional financial circumstances to report. We do not require nor solicit prepayment of more than $500 in fees per client, six months or more in advance and therefore do not need to include a balance sheet with this brochure. We have not been the subject of a bankruptcy petition at any time, including the past 10 years. 18 | P a g e 

brochure supplement provides information about Brian Cayon contact that brochure. Please receive Fortress Planning Group LLC’s brochure or if you did not that This supplements the Fortress Planning Group LLC brochure. You should have received a copy of Scott Wellens, Founder & Investment if Adviser, you have any questions about the contents of this supplement. Additional information about Brian Cayon is also available on the SEC’s website at www.adviserinfo.sec.gov. Fortress Planning Group LLC Form ADV Part 2B – Individual Disclosure Brochure for Brian Cayon Personal CRD Number: 2961137 Investment Adviser Representative Fortress Planning Group, LLC N17W24222 Riverwood Dr Suite 145 Pewaukee, WI 53188 (262) 264-5838 brian@fortressplanninggroup.com UPDATED: 02/09/2026  Item 2: Educational Background and Business Experience Name: Brian D. Cayon Born: 1972 Educational Background and Professional Designations: Bachelor of Arts in Accounting, Assumption College, 1994 Designations: Chartered Financial Analyst (CFA®) The Chartered Financial Analyst (“CFA”) charter is a professional designation established in 1962 and awarded by CFA Institute – the largest global association of investment professionals. To earn the CFA charter, candidates must pass three sequential, six-hour examinations over two to four years. The three levels of the CFA Program test a wide range of investment topics, including ethical and professional standards, fixed-income analysis, alternative and derivative investments, and portfolio management and wealth planning. In addition, CFA charterholders must have at least four years of acceptable professional experience in the investment decision-making process and must commit to abide by, and annually reaffirm, their adherence to the CFA Institute Code of Ethics and Standards of Professional Conduct. Certified Public Accountant (CPA) CPAs are licensed and regulated by their state boards of accountancy. While state laws and regulations vary, the education, experience, and testing requirements for licensure as a CPA usually include a minimum college education (typically 150 credit hours with at least a baccalaureate degree and a concentration in accounting), minimum experience levels (most states require at least one year of experience providing services that involve the use of accounting, attest, compilation, management advisory, financial advisory, tax or consulting skills, all of which must be achieved under the supervision of or verification by a CPA), and successful passage of the Uniform CPA Examination. In order to maintain the CPA license, states typically require the completion of 40 hours of continuing professional education (CPE) each year (or 80 hours over a two-year period or 120 hours over a three- year period). Additionally, all American Institute of Certified Public Accountants (AICPA) members are required to follow a rigorous Code of Professional Conduct which requires that they act with integrity, objectivity, due care, competence, fully disclose any conflicts of interest, disclose to the client any commission or referral fees, and serve the public interest when providing financial services. The vast majority of state boards of accountancy have adopted the AICPA’s Code of Professional Conduct within their stat accountancy laws or have created their own.  Business Experience: 02/2022 - Present Financial Advisor & Partner Fortress Planning Group Senior Portfolio Manager, Northern Trust Company 06/2021 – 02/2022 07/2016 – 05/2021 Chief Investment Officer, Waukesha State Bank Wealth Management 06/2000 – 06/2016 Senior Portfolio Manager, Cent Wealth Management Item 3: Disciplinary Information There are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of this advisory business. Item 4: Other Business Activities Brian Cayon is not actively engaged in any investment-related business or occupation nor is he actively engaged in any other business or occupation for compensation. Item 5: Additional Compensation Brian Cayon does not receive any economic benefit from someone who is not a client; including sales awards, prizes or bonuses.  Item 6: Supervision As a representative of Fortress Planning Group LLC, Brian Cayon is supervised by Scott Wellens, the firm's Founder and Lead Financial Advisor. Scott Wellens is responsible for ensuring that Brian Cayon adheres to all required regulations regarding the activities of an Investment Adviser Representative, as well as all policies and procedures outlined in the firm’s Written Policies and Procedures Manual and Code of Ethics. The phone number for Scott Wellens (262) 264-5838. Item 7: Requirements For State Registered Advisers A. Brian Cayon has NOT been involved in any of the events listed below. 1. An award or otherwise being found liable in an arbitration claim alleging damages in fraud, false statement(s), or omissions; theft, embezzlement, or other wrongful taking of property; excess of $2,500, involving any of the following: a) an investment or an investment-related business or activity; b) c) d) bribery, forgery, counterfeiting, or extortion; or e) dishonest, unfair, or unethical practices. 2. An award or otherwise being found liable in a civil, self-regulatory organization, or fraud, false statement(s), or omissions; theft, embezzlement, or other wrongful taking of property; administrative proceeding involving any of the following: a) an investment or an investment-related business or activity; b) c) d) bribery, forgery, counterfeiting, or extortion; or e) dishonest, unfair, or unethical practices. B. Brian Cayon has NOT been the subject of a bankruptcy petition. 

brochure supplement provides information copy did This about Catherine Milligan that supplements the Fortress Planning Group LLC brochure. You should have of that brochure. Please contact Scott Wellens, Founder & received a Investment Adviser, if you not receive Fortress Planning Group LLC’s brochure or if you have any questions about the contents of this supplement. Additional information about Catherine Milligan is also available on the SEC’s website at www.adviserinfo.sec.gov. Fortress Planning Group LLC Form ADV Part 2B – Individual Disclosure Brochure for Catherine Milligan Personal CRD Number: 7884579 Investment Adviser Representative Fortress Planning Group, LLC N17W24222 Riverwood Dr Suite 145 Pewaukee, WI 53188 (262) 264-5838 cathy@fortressplanninggroup.com UPDATED: 02/09/2026  Item 2: Educational Background and Business Experience Name: Catherine Milligan Born: 1980 Educational Background: Master of Science, Illinois State University, 2008 Bachelor of Science, Illinois State University, 2002 Business Experience: 12/2021 – Present Executive Assistant Fortress Planning Group 01/2013 – 07/2014 Director of Development Heartland Community College 08/2008 – 01/2013 Program & Finance Manager Economic Development Council of the Bloomington - Normal Area Item 3: Disciplinary Information There are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of this advisory business. Item 4: Other Business Activities Catherine Milligan is not actively engaged in any investment-related business or occupation nor is he actively engaged in any other business or occupation for compensation. 1  Item 5: Additional Compensation Catherine Milligan does not receive any economic benefit from someone who is not a client; including sales awards, prizes or bonuses. Item 6: Supervision the firm's Founder and Lead Financial Advisor. Scott Wellens for ensuring As a representative of Fortress Planning Group LLC, Catherine Milligan is supervised by Scott Wellens, is that Catherine Milligan adheres to all required regulations responsible regarding the activities of an Investment Adviser Representative, as well as all policies and procedures outlined in the firm’s Written Policies and Procedures Manual and Code of Ethics. The phone number for Scott Wellens (262) 264-5838. Item 7: Requirements For State Registered Advisers A. Catherine Milligan has NOT been involved in any of the events listed below. 1. An award or otherwise being found liable in an arbitration claim alleging damages in fraud, false statement(s), or omissions; theft, embezzlement, or other wrongful taking of property; excess of $2,500, involving any of the following: a) an investment or an investment-related business or activity; b) c) d) bribery, forgery, counterfeiting, or extortion; or e) dishonest, unfair, or unethical practices. 2. An award or otherwise being found liable in a civil, self-regulatory organization, or fraud, false statement(s), or omissions; theft, embezzlement, or other wrongful taking of property; administrative proceeding involving any of the following: a) an investment or an investment-related business or activity; b) c) d) bribery, forgery, counterfeiting, or extortion; or e) dishonest, unfair, or unethical practices. B. Catherine Milligan has NOT been the subject of a bankruptcy petition in the past ten years. 2 

contact Scott Wellens, Founder & Investment Adviser, This brochure supplement provides information about Jake Perrine that supplements the Fortress Planning Group LLC brochure. You should have received a copy of that brochure. Please if you did not receive Fortress Planning Group LLC’s brochure or if you have any questions about the contents of this supplement. Additional information about Jake Perrine is also available on the SEC’s website at www.adviserinfo.sec.gov. Fortress Planning Group LLC Form ADV Part 2B – Individual Disclosure Brochure for Jake Perrine Personal CRD Number: 7538971 Investment Adviser Representative Fortress Planning Group, LLC N17W24222 Riverwood Dr Suite 145 Pewaukee, WI 53188 (262) 719-4189 jake@fortressplanninggroup.com UPDATED: 02/09/2026  Item 2: Educational Background and Business Experience Name: Jake Perrine Born: 2001 Educational Background: Bachelor of Science in Business Administration, University of Wisconsin - La Crosse, 2023 Business Experience: 11/2025 – Present Associate Financial Advisor Fortress Planning Group 08/2025 – 11/2025 Client Support Specialist I Fidelity Investments 07/2023 – 07/2025 Senior Specialist Financial Representative Charles Schwab 06/2022 – 08/2022 Financial Advisor Intern Provident Financial Item 3: Disciplinary Information There are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of this advisory business. Item 4: Other Business Activities Jake Perrine is not actively engaged in any investment-related business or occupation nor is he actively engaged in any other business or occupation for compensation. 1  Item 5: Additional Compensation Jake Perrine does not receive any economic benefit from someone who is not a client; including sales awards, prizes or bonuses. Item 6: Supervision As a representative of Fortress Planning Group LLC, Jake Perrine is supervised by Scott Wellens, the firm's Founder and Lead Financial Advisor. Scott Wellens is responsible for ensuring that Jake Perrine adheres to all required regulations regarding the activities of an Investment Adviser Representative, as well as all policies and procedures outlined in the firm’s Written Policies and Procedures Manual and Code of Ethics. The phone number for Scott Wellens (262) 264-5838. Item 7: Requirements For State Registered Advisers A. Jake Perrine has NOT been involved in any of the events listed below. 1. An award or otherwise being found liable in an arbitration claim alleging damages in fraud, false statement(s), or omissions; theft, embezzlement, or other wrongful taking of property; excess of $2,500, involving any of the following: a) an investment or an investment-related business or activity; b) c) d) bribery, forgery, counterfeiting, or extortion; or e) dishonest, unfair, or unethical practices. 2. An award or otherwise being found liable in a civil, self-regulatory organization, or fraud, false statement(s), or omissions; theft, embezzlement, or other wrongful taking of property; administrative proceeding involving any of the following: a) an investment or an investment-related business or activity; b) c) d) bribery, forgery, counterfeiting, or extortion; or e) dishonest, unfair, or unethical practices. B. Jake Perrine has NOT been the subject of a bankruptcy petition in the past ten years. 2 

This brochure supplement provides information about Kevin Sandieson that supplements the Fortress Planning Group LLC brochure. You should have received a copy of that brochure. Please contact Scott Wellens, Founder & Investment Adviser, if you did not receive Fortress Planning Group LLC’s brochure or if you have any questions about the contents of this supplement. Additional information about Kevin Sandieson is also available on the SEC’s website at www.adviserinfo.sec.gov. Fortress Planning Group LLC Form ADV Part 2B – Individual Disclosure Brochure for Kevin Sandieson Personal CRD Number: 7059408 Investment Adviser Representative Fortress Planning Group, LLC N17W24222 Riverwood Dr Suite 145 Pewaukee, WI 53188 (262) 264-5838 kevin@fortressplanninggroup.com UPDATED: 02/09/2026  Item 2: Educational Background and Business Experience Name: Kevin Sandieson Born: 1979 Educational Background: Master of Business Administration (MBA), Kent State University, 2007 Bachelor of Science in Plastics Engineering Technology, Penn State University, 2001 Business Experience: 10/2018 – Present Financial Advisor & Partner Fortress Planning Group 04/2014 – 09/2018 Sr. Project Manager The Master Lock Company 03/2010 – 03/2014 Sr. Project Manager Moen Inc. Item 3: Disciplinary Information There are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of this advisory business. Item 4: Other Business Activities Kevin Sandieson is not actively engaged in any investment-related business or occupation nor is he actively engaged in any other business or occupation for compensation. 1  Item 5: Additional Compensation Kevin Sandieson does not receive any economic benefit from someone who is not a client; including sales awards, prizes or bonuses. Item 6: Supervision As a representative of Fortress Planning Group LLC, Kevin Sandieson is supervised by Scott Wellens, the firm's Founder and Lead Financial Advisor. Scott Wellens is responsible for ensuring that Kevin Sandieson adheres to all required regulations regarding the activities of an Investment Adviser Representative, as well as all policies and procedures outlined in the firm’s Written Policies and Procedures Manual and Code of Ethics. The phone number for Scott Wellens (262) 264-5838. Item 7: Requirements For State Registered Advisers A. Kevin Sandieson has NOT been involved in any of the events listed below. 1. An award or otherwise being found liable in an arbitration claim alleging damages in fraud, false statement(s), or omissions; theft, embezzlement, or other wrongful taking of property; excess of $2,500, involving any of the following: a) an investment or an investment-related business or activity; b) c) d) bribery, forgery, counterfeiting, or extortion; or e) dishonest, unfair, or unethical practices. 2. An award or otherwise being found liable in a civil, self-regulatory organization, or fraud, false statement(s), or omissions; theft, embezzlement, or other wrongful taking of property; administrative proceeding involving any of the following: a) an investment or an investment-related business or activity; b) c) d) bribery, forgery, counterfeiting, or extortion; or e) dishonest, unfair, or unethical practices. B. Kevin Sandieson has NOT been the subject of a bankruptcy petition in the past ten years. 2 

brochure supplement provides information about Scott Wellens that contact that brochure. Please if you did not receive Fortress Planning Group LLC’s brochure or This supplements the Fortress Planning Group LLC brochure. You should have received a copy of Scott Wellens, Founder & Investment if Adviser, you have any questions about the contents of this supplement. Additional information about Scott Wellens is also available on the SEC’s website at www.adviserinfo.sec.gov. Fortress Planning Group LLC Form ADV Part 2B – Individual Disclosure Brochure for Scott Wellens Personal CRD Number: 5923727 Investment Adviser Representative Fortress Planning Group, LLC N17W24222 Riverwood Dr Suite 145 Pewaukee, WI 53188 (262) 264-5838 scott@fortressplanninggroup.com UPDATED: 02/09/2026  Item 2: Educational Background and Business Experience Name: Scott Wellens Born: 1971 Educational Background and Professional Designations: Executive Certificate in Financial Planning, Xavier University, 2014 Bachelor of Science, University of Wisconsin - Oshkosh, 1994 Designations: CFP® - Certified Financial Planner The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements: • • • • Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning; Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances; Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:  i. ii. Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Business Experience: 04/2011 - Present Financial Advisor & Founder Fortress Planning Group Item 3: Disciplinary Information There are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of this advisory business. Item 4: Other Business Activities Scott Wellens is not actively engaged in any investment-related business or occupation nor is he actively engaged in any other business or occupation for compensation.  Item 5: Additional Compensation Scott Wellens does not receive any economic benefit from someone who is not a client; including sales awards, prizes or bonuses. Item 6: Supervision the is on the cover page of to all lead advisor and a representative of Fortress Planning Group LLC, Scott As the firm. Scott Wellens's contact Wellens supervises all duties and activities of this disclosure document. Scott Wellens information required regulations regarding the activities of an Investment Adviser adheres Representative, as well as all policies and procedures outlined in the firm’s Written Policies and Procedures Manual and Code of Ethics. Item 7: Requirements For State Registered Advisers A. Scott Wellens has NOT been involved in any of the events listed below. 1. An award or otherwise being found liable in an arbitration claim alleging damages in fraud, false statement(s), or omissions; theft, embezzlement, or other wrongful taking of property; excess of $2,500, involving any of the following: a) an investment or an investment-related business or activity; b) c) d) bribery, forgery, counterfeiting, or extortion; or e) dishonest, unfair, or unethical practices. 2. An award or otherwise being found liable in a civil, self-regulatory organization, or fraud, false statement(s), or omissions; theft, embezzlement, or other wrongful taking of property; administrative proceeding involving any of the following: a) an investment or an investment-related business or activity; b) c) d) bribery, forgery, counterfeiting, or extortion; or e) dishonest, unfair, or unethical practices. B. Scott Wellens has NOT been the subject of a bankruptcy petition.