Hackett Financial Group, LLC

ITEM 1 Cover Page Form ADV Part 2A Firm Brochure September 28, 2026 This Brochure provides information about the qualifications and business practices of Hackett Financial Group, LLC (CRD# 141656). If you have any questions about the contents of this Brochure, please contact our Chief Compliance Officer at Scott Hackett, via email at scott@hackettfinancialgro up.com. The information in this Brochure has not been approved or verified by the United States Securities and Exchange Commission, or by any state securities authority. Hackett Financial Group, LLC is a registered investment advisory firm. Registration of an investment advisory firm does not imply a particular level of skill or training. Hackett Financial Group, LLC 840 East Summit Drive Wimberley, TX, 78676 Phone: 512-847-0630 Email: scott@hackettfinancialgroup.com www.hackettfinancialgroup.com Additional information about Hackett Financial, Group LLC is also available on the SEC’s website at www.adviserinfo.sec.gov.  ITEM 2 Material Changes Annual Update The Material Changes section of this brochure will be updated annually, or when material changes occur since the previous release of our Firm Brochure. This Item discusses only specific material changes that are made to this Brochure and provides our clients with a summary of such changes. Material Changes since the Last Update Hackett Financial Group, LLC (“HFG”) has made changes to the brochure since the last update on January 25, 2026:   Item 10 (Other Financial Activities and Affiliations) has been revised to remove references to insurance sales activities, which no supervised person of HFG conducts, and to disclose that Erik N. Drewry, an owner and investment adviser representative of HFG, is also the Managing Director, Chief Compliance Officer and owner of Trio Advisors Longview, LLC, an investment adviser registered with the State of Texas, together with the conflicts of interest that relationship creates and how HFG addresses them. Item 11 (Code of Ethics, Participation in Client Transactions and Personal Trading) has been revised to state that HFG will provide a copy of its Code of Ethics to any client or prospective client upon request, and to identify how a copy may be requested.  The Brochure Supplements (Form ADV Part 2B) for Mr. Drewry and Mr. Hackett have been revised to conform to the changes described above. Full Brochure and Additional Information Full Brochure and additional information about Hackett Financial Group, LLC are available via the SEC’s website www.adviserinfo.sec.gov. The SEC’s website also provides information about any persons affiliated with us who are registered or are required to be registered, as investment adviser representatives (“IAR”). 2 Hackett Financial Group, LLC  ITEM 3 Table of Contents ITEM 1 Cover Page ................................................................................................................................. 1 ITEM 2 Material Changes....................................................................................................................... 2 ITEM 3 Table of Contents ...................................................................................................................... 3 ITEM 4 Advisory Business ...................................................................................................................... 4 ITEM 5 Fees and Compensation ............................................................................................................ 5 ITEM 6 Performance-Based Fees ........................................................................................................... 7 ITEM 7 Types of Clients Description ...................................................................................................... 7 ITEM 8 Methods of Analysis, Investment Strategies, and Risk of Loss ................................................. 7 ITEM 9 Disciplinary Information ............................................................................................................ 9 ITEM 10 Other Financial Activities and Affiliations ................................................................................. 9 ITEM 11 Code of Ethics, Participation in Client Transactions and Personal Trading ............................. 10 ITEM 12 Brokerage Practices ................................................................................................................. 11 ITEM 13 Review of Accounts ................................................................................................................. 12 ITEM 14 Client Referrals and Other Compensation .............................................................................. 12 ITEM 15 Custody .................................................................................................................................... 12 ITEM 16 Investment Discretion ............................................................................................................. 13 ITEM 17 Voting Client Securities ........................................................................................................... 13 ITEM 18 Financial Information .............................................................................................................. 14 3 Hackett Financial Group, LLC  ITEM 4 Advisory Business Firm Information Hackett Financial Group, LLC (“HFG,” “we,” “us,” “our”), is a SEC registered investment advisory firm located in Wimberley, TX. HFG is a Limited Liability Company formed in 2006. Principal Owners HFG is owned and controlled by Scott Hackett and Erik Drewry. Scott Hackett is the Managing Director and Chief Compliance Officer. Investment Supervisory Services Portfolio Management Services: We provide portfolio management services in which investment advisers manage your accounts. Our services provide additional investment opportunities among mutual funds, stocks, bonds, mutual funds, exchange-traded funds (ETFs), Real Estate Investment Trusts (REITs), options, and additional securities. Our portfolio management services involve providing you with the continuous and ongoing supervision of your custodial accounts. Financial Planning Services: We provide financial planning services that find ways to help you understand your overall financial situation and help you set financial objectives. We accomplish this by helping you review your financial goals, tax planning strategies, asset allocation, risk management, retirement planning, and other areas and objectives. Client Investment Objectives/Restrictions HFG offers the same suite of services to all our clients. However, specific client financial plans and their implementation are dependent upon the individual client’s Investment Policy Statement which outlines a client’s current financial situation such as income, net worth and risk tolerance levels. This information is essential in the development of a client-specific plan in the selection of investments that matches restrictions, needs, and targets. On a case by case basis, our clients may impose restrictions on investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent us from properly servicing the client’s account, or if the restrictions would require us to deviate from our standard suite of services, we reserve the right to end the relationship. We may request additional information and documentation such as current investments, tax returns, insurance policies, and estate plan. We will discuss your investment objectives, needs, and goals, but you must inform us of any changes. Unless directed by you, we do not independently verify any information provided to us by you or your attorney, accountant or other professionals. Tax Preparation Services HFG offers tax preparations services to assist individuals, and business entities prepare their tax returns. This service is offered as a separate service. Our ability to receive additional compensation for our tax preparation services creates an incentive to recommend our tax 4 Hackett Financial Group, LLC  preparation services. You are not obligated to use our tax preparation services, and you are free to use other tax preparation services of your choosing. Wrap Fee Programs HFG does not participate in, recommend, or offer wrap fee programs. Assets under Management As of December 31, 2025, HFG manages $ 159,133,568 on a discretionary basis. ITEM 5 Fees and Compensation Annual Fees for Investment Supervisory Services HFG is compensated for providing Asset Management services by charging an asset management fee. The asset management fee is based on the total assets under management. The fees for financial planning services are negotiable and depend on the nature of the financial planning services provided, the time and the complexity of your circumstances. All fees are agreed upon before entering into the Financial Planning Services Agreement you sign. The fees charged for financial planning services are negotiable and vary depending on the complexity of the process undertaken, the types of issues addressed, the scope of services provided and the frequency with which the services are rendered. All fees are agreed upon before entering into the Financial Planning Services Agreement you sign. The below ranges are the standard fee ranges that are typically charged. We may waive the agreed upon financial planning fees if you engage our asset management services. Asset Management Fee Schedule Total Assets Under Management Annual Fee $0 - $500,000 + Next $500,001 - $1,000.000 1.00% 0.75% + Next $1,000,001 - $3,000,000 0.50% + All AUM over $3,000,001 0.25% Financial Planning and Consulting Fee Schedule Hourly $250 per hour 5 Hackett Financial Group, LLC  Fee Billing & Payment Advisory fees are withdrawn directly from the client’s accounts with client written authorization. The fee billing will be pre-determined writing in the investment advisory agreement that is executed by you and HFG. Financial Planning fees are paid via credit card or check upon completion. Our fees are collected in arrears. The seperate fee that we collect for our tax preparation services creates an incentive to recommend our tax preparation services for additional compensation. You are not obligated to use our tax preparation services, and you are free to use other tax preparation services of your choosing. You are responsible for all third-party fees (i.e., custodian fees, mutual fund fees, transaction fees, etc.). These fees are separate and distinct from the fees and expenses charged by HFG. Termination of Agreement Either party may terminate investment management agreement by providing 30-day advance written the notice. Upon termination of any account, any prepaid, unearned fees will be promptly refunded, and any earned, unpaid fees will be due and payable up to and including the effective date of termination. Notwithstanding the above, if we do not deliver the appropriate disclosure statement to you at least 48 hours prior to you entering into any written or oral advisory contract with this us, then you have the right to terminate the contract without penalty within five (5) business days after entering into the contract. Other Expenses and Fees The fees discussed above include payment solely for our asset management and financial planning services provided by us and are separate to certain fees or charges that are imposed by third parties in connection with investments made on your behalf for your account. Third- party fees may include markdowns, markups, brokerage commissions, other transaction costs and/or custodial fees. Also, all fees paid to us for asset management services are separate from the expenses charged by exchange-traded funds and mutual funds to their shareholders. These fees and expenses will be used to pay management fees for the funds, other fund expenses, account administration, and a possible distribution fee. Exchanged traded funds and mutual funds can be invested in directly by you without our services. However, you would not receive our services to assist you in determining which products or services are most suitable for your financial situation and objectives. You should review both the fees we charge and the fees charged by the fund(s) to understand the total fees to be paid fully. 6 Hackett Financial Group, LLC  ITEM 6 Performance-Based Fees Sharing of Capital Gains We do not charge any performance-based fees which are fees based on a share of capital gains on or capital appreciation of your assets. ITEM 7 Types of Clients Description We provide our investment advisory services to: - Individuals - High-Net-Worth Individuals - Banking and Thrift Institutions - Trusts - Estates or charitable organizations - Corporations - Other business entities We do not have a minimum account size for our asset management services. ITEM 8 Methods of Analysis, Investment Strategies, and Risk of Loss Methods of Analysis We use various methods of analysis and investment strategies. Methods and strategies will vary based on the IAR providing advice. Our fundamental investment philosophy is to determine an appropriate asset allocation based on the client's risk tolerance and risk capacity. We allocate between Equity, Fixed Income and Alternatives. We then focus on global diversification, low cost and tax efficiency to choose the holdings in each of the sleeves. We use primarily ETF's in the Equity and Fixed Income sleeves and we add Structured Banknotes in the Alternative Sleeve. We select the Structured Banknotes based on many factors including but not limited to global economic conditions, fundamental and technical analysis covering multiple asset classes. We may invest in structured notes/reverse convertibles. Charting - This is a type of technical analysis were we review various charts of market and security activity in an attempt to identify when the market is moving up or down and predicting how long trends may last and when that trends might reverse. Fundamental Analysis – We evaluate economic and financial factors to determine if a security may be underpriced, overpriced or fairly priced. This method entails assessing a security by attempting to determine its intrinsic value by examining related financial, economic, and other qualitative and quantitative factors. Fundamental analysis requires an in-depth look at all factors that can affect the security's value, from macroeconomic factors 7 Hackett Financial Group, LLC  (like the overall economy and industry conditions) to individually specific factors (like the financial situation and management of companies). Th overall objective of performing the fundamental analysis is to determine a value that an investor can use to determine what sort of position to take with that security. This method of security analysis is contrary to technical analysis. Fundamental analysis involves using real data to evaluate a security's value. Although most analysts use fundamental analysis to value stocks, this method of valuation can be used for just about any type of security. Technical Analysis – This method involves the evaluation of securities by performing an analysis of statical information that is generated by market activity, such as past prices and volume. Technical analysis does not attempt to measure a security's intrinsic value but instead, use charts and other tools to determine the patterns that can suggest future activity. Technical analysts believe that the historical performance of stocks and markets are indications of future performance. Cyclical analysis – This involves the analysis of business cycles to find favorable conditions for buying and/or selling a security. Investment Strategies When formulating investment advice or managing your assets, we will use a variety of strategies like top down, bottom up, contrarian and dividend, etc. Your accounts are managed separately with your underlying investment strategies, restrictions, or investment limitations defined within the investment management agreement. Potential Risks Investing involves different levels of risk that can result in loss of any profits and/or principal you have not realized. We manage your account in a manner consistent with your pre- determined risk tolerance and suitability profile. However, we cannot guarantee that our efforts will be successful. You should be prepared to bear the possibility of loss of your investment. Investing involves the assumption of risk including: Call Provisions: Reverse convertible notes contracts might come with call provisions, which give the issuer the right to cancel the note at any time and return the principle as either cash or stock. Investors can find information about call provisions in the prospectus. Illiquidity: Reverse convertible notes typically mature in a year, and investors must be absolutely sure they will not need the funds before investing. There is not always a secondary market for reverse convertible notes, meaning that investors might struggle to sell their notes. Expensive Fees: Reverse convertible notes may be difficult for investors to evaluate. Multi- Stock Reverse Convertibles have an even higher risk of reaching the knock-in level. Naturally, these offer higher returns. 8 Hackett Financial Group, LLC  Limited Rewards: Investors do not profit directly from the performance of the underlying asset. The investor’s profits are tied to share performance, but they do not profit from the shares themselves. Credit Quality: Reverse convertible notes are “unsecured debt.” If the issuer defaults on their bond coupon payments, investors may have little recourse to recover their money. Financial Risk: which is the risk that the companies we recommend to you perform poorly, which affect the price of your investment. Market Risk: which is the risk that the stock market will decline, decreasing the value of the securities we recommend to you with it. Inflation Risk: which is the risk that the rate of price increases in the economy deteriorates the returns associated with the stock. Political and Governmental Risk: which is the risk that the value of your investment will is affected by the introduction of new laws or regulations. Interest Rate Risk: which is the risk that the value of the investments we recommend to you will fall if interest rates rise. Call Risk: which is the risk that your investment will be called or purchased back from you when conditions are favorable to the bond issuer and unfavorable to you. Default Risk: which is the risk that issuer is unable to pay the contractual interest or principal on the investment promptly or at all. Manager Risk: which is the risk that an actively managed mutual fund’s investment adviser will fail to execute the fund’s stated investment strategy. Industry Risk: which is the risk that a group of stocks in a single industry will decline in price due to adverse developments in that industry, decreasing the value of mutual funds that are significantly invested in that industry. ITEM 9 Disciplinary Information Regulatory and Disciplinary As of the date of this brochure, we have not been subject to any disciplinary, legal, or regulatory events related to past or present investment clients. There has been no disciplinary, legal, or regulatory events related to us or any of our management persons. ITEM 10 Other Financial Activities and Affiliations Financial Industry Activities HFG is not registered as a securities broker-dealer, or a futures commission merchant, commodity pool operator or commodity trading advisor. 9 Hackett Financial Group, LLC  Affiliations Erik N. Drewry, an owner of HFG and one of its investment adviser representatives, is also the Managing Director, Chief Compliance Officer and owner of Trio Advisors Longview, LLC (“Trio”), an investment adviser registered with the State of Texas. Because Mr. Drewry holds an ownership interest in both firms, HFG and Trio are affiliated. Mr. Drewry devotes approximately 144 hours per month to Trio’s business and receives compensation from Trio, in the form of advisory fees and his ownership interest, that is separate from and in addition to the compensation he receives in connection with his services to HFG clients. Advisory services provided through Trio are provided under a separate advisory agreement with Trio, and no HFG client is obligated to engage Trio for any service. This relationship creates a material conflict of interest. Mr. Drewry has a financial incentive to recommend that clients or prospective clients place assets with Trio rather than with HFG, because HFG does not share in the compensation Mr. Drewry receives from Trio. The relationship also creates a conflict with respect to Mr. Drewry’s time, in that time devoted to Trio’s business is time not devoted to HFG’s clients. HFG addresses these conflicts as follows: (i) this Brochure and Mr. Drewry’s Brochure Supplement disclose the relationship, and Mr. Drewry is required to disclose his role with and ownership of Trio, in writing, before recommending Trio’s services to any client or prospective client; (ii) no client is obligated to engage Trio, and clients remain free to obtain advisory services from any adviser they select; (iii) neither firm pays or receives compensation from the other for client referrals; (iv) all supervised persons must report outside business activities upon hire, at least annually thereafter, and within ten (10) days of any change, and the Chief Compliance Officer reviews those reports against this Brochure and each Brochure Supplement; and (v) the Chief Compliance Officer reviews Mr. Drewry’s advisory recommendations and client correspondence as part of HFG’s ongoing supervisory review. ITEM 11 Code of Ethics, Participation in Client Transactions and Personal Trading Code of Ethics HFG has developed a code of ethics that will apply to all of our supervised persons. We and our IARs must act in a fiduciary capacity when providing investment advisory services to you. As a fiduciary, it is an investment adviser’s responsibility to provide fair and full disclosure of all material facts and to act solely in the best interest of each of our clients at all times. HFG has a fiduciary duty to all clients. This fiduciary duty is considered the core underlying principle of our code of ethics, which also covers our insider trading, and personal securities transactions policies and procedures. We require all of our supervised persons to conduct business with the highest level of ethical standards and to comply with all federal and state securities laws at all times. Upon employment or affiliation and at least annually thereafter, all supervised persons will acknowledge that they have read, understand and agree to comply with our Code of Ethics. 10 Hackett Financial Group, LLC  A copy of our Code of Ethics is available to any client or prospective client upon request. To request a copy, please contact Scott Hackett, Chief Compliance Officer, at 512-847-0630 or scott@hackettfinancialgroup.com. Participation or Interest in Client Transactions There may be instances where an IAR will recommend to investment advisory clients or prospective clients the purchase or sale of securities in which an IAR, its affiliates or other clients may also have a position or interest. Certain affiliated accounts may trade in the same securities with client accounts on an aggregated basis. Generally, in such circumstances, the affiliated and client accounts will share execution costs equally. Completed trade orders will be allocated according to the instructions from the initial trade order. Partially filled trade orders will be allocated on a pro-rata basis. Any exceptions will be explained in the trade order. Personal Trading Employees are permitted to have personal securities accounts as long as personal investing practices are in line with fiduciary standards and regulatory requirements, and do not conflict with their duty to HFG and our clients. HFG monitors and controls personal trading through pre-approval of all personal securities transactions or blackout periods imposed upon employees trading in the same securities as HFG. We forbid any officer or employee, either personally or on behalf of others, to trade on material, nonpublic information or to communicate such information to others in violation of the law. ITEM 12 Brokerage Practices Our policies and procedures prohibit unfair trading practices and to avoid conflicts of interests, where possible, or to disclose conflicts when they arise. We will attempt to resolve conflicts when reasonably possible. HFG currently has arrangements with a qualified custodian. The custodian whereby HFG would suggest you custody your accounts is an independent SEC-registered broker-dealer and a member of FINRA and SIPC. As a fiduciary, we are obligated to seek out the best execution of your transactions for that accounts that we manage. In general, the execution of securities transactions are at a total cost or proceeds in each transaction and are the most favorable under the circumstances. However, we do not limit the best execution to the lowest available price. Additional factors are taken into consideration when determining the arrangement and services in the selection of a broker-dealer or qualified custodian. Our review consists of reviewing the commission and fee structures of various broker/dealers, research platform, and execution services. We periodically review and evaluate the execution services provided by our affiliated broker/dealers and qualified custodians used by us. Accordingly, while HFG does consider competitive rates, it does not necessarily obtain the lowest possible commission rates for your account transactions. Therefore, the overall services provided by our affiliated broker-dealers and qualified custodians are evaluated to determine the best execution. You may pay trade execution charges and higher commissions through the trading platforms approved by us than through platforms that have not been approved by us. Not all investment advisers 11 Hackett Financial Group, LLC  restrict or limit the broker/dealers their clients can use. Some investment advisers permit their clients to select any broker/dealer of the client’s choosing. We do receive soft dollar benefits in the form of research, products, or services in connection with client securities transactions. There is no minimum client number or dollar amount that we must meet in order to receive free research from our custodian. We do not receive client referrals from broker/dealers. ITEM 13 Review of Accounts Periodic Reviews Account information includes the following but is not limited to: the amounts of cash and cash equivalents, the quantities and values of securities held, and account transaction activity for each client. This account information is reconciled against statements or electronic files from appropriate custodial statements generally monthly. Review Triggers We conduct periodic reviews to evaluate asset allocation, sector weight reports, cash balance, position count, position size, and country weight on all existing accounts. Most reviews consist of a combination of computer-generated exception reports from third-party performance evaluation software and accounting systems. Additionally, ad hoc reports supplement the review process. Our Chief Compliance Officer oversees the daily operations of the existing account review process. Regular Reports Clients may receive a monthly reports showing asset value by cash balances, security, unit cost, total cost, current per share values, etc. Clients are urged to review the quarterly reports provided by us with those provided by their custodian and notify us of any differences. Additionally, clients regularly receive quarterly reviews, which include the general economic outlook and current investment trends. Clients are encouraged to phone or email us as often as they deem necessary to receive information regarding the investment tactics and strategies being followed. Upon specific client request, we will prepare written portfolio analysis and reports to satisfy the client's informational needs. ITEM 14 Client Referrals and Other Compensation We do not engage in referral relationships with vendors and/or unaffiliated third-party custodians which provide services that may include custody of securities, trade execution, and clearance and settlement of transactions. Other Compensation We do not pay a referral fee to third party solicitors. ITEM 15 Custody Account Statements 12 Hackett Financial Group, LLC  We are not a broker-dealer and do not take possession of your assets. Your assets are housed in internationally recognized brokerage firms, otherwise known as qualified custodians. We have a limited power of attorney to place trades on your behalf. We are deemed to have constructive custody of client assets due to our ability to deduct advisory fees from client accounts. Clients will receive account statements and trade confirmations from the qualified custodian(s) holding their funds and securities at least quarterly. The custodian’s account statements will indicate the amount of our advisory fees deducted from the clients’ account(s) each billing period. These statements should be carefully reviewed by the client for accuracy. ITEM 16 Investment Discretion Discretionary Authority for Trading If you are participating in our investment supervisory services, upon receiving your written authorization via our executed investment advisory agreement, we will maintain trading authorization over your designated account and may also implement trades on a discretionary basis. When discretionary authority is granted, we will have the limited authority to determine the type of securities to be purchased, sold or exchanged and a number of securities that can be bought, sold or exchanged for your portfolio without obtaining your consent for each transaction. If you do not grant this limited investment discretion, your IAR will be required to contact you and get affirmation regarding our investment recommendations such as the security being recommended, the number of shares, whether the security should be bought or sold before implementing changes in your account. Once the above factors are agreed upon, we will be responsible for making decisions regarding the timing of buying or selling an investment and the price at which the investment is bought or sold. If your accounts are managed on a non-discretionary basis, it is critical that you respond promptly. If we do not receive a response to our request immediately, the timing of trade implementation may lead to an adverse impact where we may not achieve the optimal trading price. On a case by case basis, you may place reasonable restrictions on the types of investments that may be purchased or sold in your account so long as the restrictions are explicitly set forth or included as an attachment to the investment advisory agreement. ITEM 17 Voting Client Securities Proxy Voting We do not have the authority to vote proxies as it pertains to the issuers of securities held in your account. The responsibility for voting your securities places increased liability to us and does not add enough value to the services provided to you to justify the additional compliance and regulatory costs associated with voting your securities. 13 Hackett Financial Group, LLC  ITEM 18 Therefore, you are responsible for voting all proxies for securities held in accounts managed by us. Typically, our qualified custodian will forward you your proxy information. Although we do not vote your proxies, you can contact us if you have a question about a particular proxy.. Financial Information Financial Condition We are not required to include a balance sheet for our most recent fiscal year. We are not subject to a financial condition that is reasonably likely to impair our ability to meet contractual commitments to our clients. We are currently not in, nor have been historically in a financially precarious situation or the subject of a bankruptcy petition. 14 Hackett Financial Group, LLC