Integra Wealth Advisors, LLC

INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE Integra Wealth Advisors, LLC 4900 Woodway Drive, Suite 1030 Houston, TX 77056 (713) 966-6156 www.IntegraWealthAdvisors.com June 25, 2026 This Form ADV 2A Brochure provides information about the qualifications and business practices of Integra Wealth Advisors, LLC. If you have any questions about the contents of this Brochure, you may contact us at (713) 966-6156, or email info@IntegraWealthAdvisors.com to obtain answers and additional information. Integra Wealth Advisors, LLC is a registered investment adviser. Registration of an investment adviser does not imply any level of skill or training. The information in this Brochure has not been approved or verified by the United States Securities and Exchange Commission (SEC) or by any state securities authority. Additional information about Integra Wealth Advisors, LLC is available on the SEC’s website at www.Adviserinfo.sec.gov by searching our firm name and unique IARD/CRD number (156216). 1  INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE Item 2 – Material Changes Since the prior annual updating amendment filed on March 27, 2026, we have made the following material changes to this Brochure: • On or about June 25, 2026, we applied to transition from registration as an investment advisor registered with the State of Texas to registration with the SEC on the basis of our status as a “large advisory firm” (i.e., an advisory firm having regulatory assets under management of $100,000,000 or more). • We have made other changes throughout this Brochure for purposes of clarifying the nature of our services and to enhance the overall readability and transparency of the disclosures contained herein. These changes are not material. We will ensure that you receive a summary of any material changes to this and subsequent Brochures within 120 days of the close of our business’ fiscal year. We may further provide other ongoing disclosure information about material changes as necessary and will further provide you with a new Brochure as necessary based on changes or new information, at any time, without charge. Currently, our Brochure may be downloaded from the SEC website at www.adviserinfo.sec.gov or you can request a copy, at no charge, by contacting Carolyn E. Douglas, our Chief Compliance Officer, at (713) 966-6156 or by email to info@IntegraWealthAdvisors.com. 2  INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE Item 3 – Table of Contents Page Item 1 – Cover Page .......................................................................................................................................... 1 Item 2 – Material Changes ................................................................................................................................ 2 Item 3 – Table of Contents .............................................................................................................................. 3 Item 4 – Advisory Business .............................................................................................................................. 1 Item 5 – Fees and Compensation .................................................................................................................... 3 Item 6 – Performance-Based Fees and Side-By-Side Management ........................................................... 6 Item 7 – Types of Clients ................................................................................................................................. 6 Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss ................................................... 6 Item 9 – Disciplinary Information .................................................................................................................. 7 Item 10 – Other Financial Industry Activities and Affiliations .................................................................. 7 Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading ..... 7 Item 12 – Brokerage Practices ......................................................................................................................... 8 Item 13 – Review of Accounts ........................................................................................................................ 9 Item 14 – Client Referrals and Other Compensation .................................................................................. 9 Item 15 – Custody ............................................................................................................................................. 9 Item 16 – Investment Discretion .................................................................................................................. 10 Item 17 – Voting Client Securities ................................................................................................................ 10 Item 18 – Financial Information ................................................................................................................... 10 3  INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE Item 4 – Advisory Business A Integra Wealth Advisors, LLC (“Integra” “we” “us” and “Advisor”) was founded in 2011 and is registered as an investment advisor with the United States Securities and Exchange Commission. Our principal place of business is located in Houston, Texas. Carolyn E. Douglas, CFP® is the Principal of Integra Wealth Advisors, LLC. B WEALTH MANAGEMENT Integra offers a wide range of wealth advisory services to our Clients on a fee-only basis. We work with individuals, families and business owners providing advice and services tailored to the stated objectives of the Client. Integra believes wealth management is the true integration of investment management and financial planning. In delivering services and solutions that help our Clients' financial lives become more manageable, we enable them to utilize their wealth to fulfill personal goals and objectives. Toward this end we provide integrative wealth management services. Integra has developed a discovery process by which we explore both the qualitative and quantitative aspects of our Clients’ financial goals and life dreams. This initial and ongoing process enables us to assess our Client’s values, beliefs and risk tolerance so as to provide them with advice, assist in implementing recommendations and monitor their progress over time. Integra’s integrated wealth management includes the following services: COMPREHENSIVE FINANCIAL PLANNING The foundation of wealth management—and the starting point in establishing a long-term relationship with Integra—is comprehensive financial planning. It provides a blueprint or roadmap by which to track progress and attainment of goals. Additionally, it helps prepare Clients for life transitions. We address the following in both a quantitative and qualitative advisory fashion:  Financial Independence / Retirement Planning  Asset Allocation / Portfolio Analysis  Estate Planning  Education Planning  Tax Planning  Life Insurance, Disability and Long-Term Care Analysis  Company Benefit Analysis (stock options, deferred comp, pension elections, etc.)  Legacy Planning – Charitable and Family Gifting Integra utilizes an interactive wealth management platform that allows us and our Clients to track their financial status on an ongoing basis. This tool provides for unique online collaboration and monitoring of our Clients’ overall financial pictures. 1  INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE Integra also provides guidance for matters related to income and estate tax planning, savings and withdrawal strategies, charitable and family gifting, elder issues, debt management, company benefits and business decisions. Our financial planning services involve preparation of a written plan tailored to the needs of each Client. The plan includes gathering all information necessary to provide the Client with appropriate and agreed-upon services. There is no minimum net worth requirement for financial planning services. Additionally, we assist Clients in implementing our written recommendations through a high- service hands-on approach. INVESTMENT MANAGEMENT At Integra we practice an integrated wealth management approach to investing. This approach includes the integration of two separate but related aspects of portfolio creation and implementation:  Asset Allocation or the segmentation of Clients’ investments into multiple asset classes and strategies in order to create a diversified portfolio that maximizes expected returns and the probability of achieving stated financial goals, while taking the least possible amount of risk  Emotional and Behavioral Aspects, whereby we recognize that all investment strategies created must fit within the Client’s individual frame of reference with respect to risk tolerance and goals By integrating these aspects of investment management, Integra develops an appropriate investment plan for each Client that takes into account the Client’s comfort level, while also balancing certain factors such as tax considerations. The investment team evaluates each investment opportunity on its own merits. The result is an open architecture investment model, the use of both passive and active investment managers, the incorporation of alternative investment strategies when and where appropriate, and a continuous search for ways to improve the performance and effectiveness of Clients’ portfolios. Integra believes in and subscribes to the concepts of asset allocation and diversification of risk. We take the time to work with our Clients to develop a strategy for their investable assets. One important step in this process is to determine the objective and target asset allocation for the portfolio managed by Integra. We continually monitor both the Client’s goals and the implemented strategy to ensure proper alignment over time. Our investment management services include asset allocation recommendation, asset class selection and portfolio construction and transition. In addition, we provide ongoing manager searches, screening, selection and monitoring. FAMILY OFFICE Offering a sophisticated suite of services designed to meet the complex needs of high-net- worth Clients, we oversee and/or manage important aspects of their financial lives and simplify their day-to-day demands. The following are examples of our services in this area: 2  INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE  Coordinate all of the various professionals and services necessary to manage effectively the financial affairs of high-net-worth families  Coordinate overall development and implementation of wealth transfer strategies as well as business succession strategies when appropriate  Address multi-generational family needs including facilitating educational meetings in family group settings or one-on-one  Provide personal administrative services such as bill paying and document/record management and retention  Monitor outside managers and provide asset allocation and performance reporting C Clients may impose restrictions on investing in certain securities or types of securities. D We do not participate in any wrap fee programs. E As of February 28, 2026, our discretionary assets under management were $115,707,072 and our non-discretionary assets under management were $1,615,244 for a total of $117,322,316. Item 5 – Fees and Compensation A We are a fee-only advisory firm, meaning we are compensated only by fees paid by Clients and do not receive compensation or commissions from any other parties. We believe this method of compensation minimizes conflicts of interest. INVESTMENT MANAGEMENT FEES Compensation to us for our investment management services is calculated in accordance with the Investment Advisory Agreement (“IAA”) which is entered into with each Client at the start of our professional relationship. We reserve the right to amend the fee schedule but only upon 30 days’ prior written notice to each Client. Fees are calculated quarterly, in arrears, and will be equal to the respective percentage per annum below based on the market value of the account on the last trading day of the previous quarter, adjusted for deposits and withdrawals made during the calendar quarter. Notwithstanding the below schedule, our fees are negotiable for some accounts. STANDARD FEE SCHEDULE Portfolio Annual Fee Quarterly Fee Size First $500,000 .225% .90% Next $500,000 .188% .75% Next $1,000,000 .150% .60% Over $2,000,000 .125% .50% 3  INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE All security pricing is provided by the custodian of our Clients’ accounts. For actively traded securities, these services use the actual last reported sale price. For less actively traded securities, such as bonds, the custodian uses an appropriate valuation methodology to determine the value of the security. Some Clients are subject to different minimum account requirements and advisory fees. FINANCIAL PLANNING FEES Our fees for financial planning services are generally provided on a fixed-fee basis which takes into account the amount of time devoted to the Client’s project and the level of complexity. We also perform certain financial planning services on an hourly basis at a rate of up to $300 per hour and family-office-type services on a quarterly retainer. There is no minimum net worth requirement for our financial planning services. Planning fees will be billed after the financial plan is presented in the case of fixed fees, monthly or as appropriate for hourly projects and quarterly for retainer planning engagements. Notwithstanding the above, we reserve the right to negotiate all planning fees as we deem appropriate. These fees also include the time and activities necessary to work with Clients’ other professionals in reaching agreement on strategies, as well as assisting those advisors in implementation of our recommendations. We are not responsible for other professional’s fees charged to the Client as a result of the above activities. B Our investment management fees may be paid directly to us from the account by the custodian holding a Client’s assets upon submission of the account number and fee amount to the custodian. Payment of fees may result in the liquidation of Client’s securities if there is insufficient cash in the account. Clients bear the responsibility for verifying the accuracy of fee calculations. In 2016, the custodian changed their policy on gains from trade errors. Any gains resulting from a trade error will now be donated to a local charity, Noah’s House. C In addition to our fee, Clients may be required to pay a proportionate share of any mutual fund’s fees and charges, brokerage commissions, stock transfer fees and other similar charges incurred in connection with transactions for their account. These fees are paid out of the assets in a Client’s account and are in addition to the investment management fees paid to us. D In the event the contract for services with a Client is terminated, Integra will be compensated for work performed through the date of termination on a pro-rata basis. Fees for partial months at the commencement or termination of an Agreement will be billed on a pro-rata basis contingent on the number of days the account was open during the month. Above a certain level, monthly fee adjustments for additional assets received into the account and for partial withdrawals during a month will also be provided on a pro-rata basis. E Integra is a fee-only investment advisory firm paid on a percentage of Client assets managed or a flat fee. This means that no supervised person associated with us receives or accepts any compensation for the sale of securities or investment products. Rollover Recommendations As part of our investment advisory services to you, we may recommend that you roll assets from your employer’s retirement plan, such as a 401(k), 457, or ERISA 403(b) account (collectively, a “Plan 4  INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE Account”), to an individual retirement account, such as a SIMPLE IRA, SEP IRA, Traditional IRA, Rollover IRA, or Roth IRA (collectively, an “IRA Account”) that we will manage on your behalf. We may also recommend rollovers from IRA Accounts to Plan Accounts, from Plan Accounts to Plan Accounts, and from IRA Accounts to IRA Accounts. When we provide any of the foregoing rollover recommendations we are acting as fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. If you elect to roll the assets to an IRA that is subject to our management, we will charge you an asset- based fee as set forth in the advisory agreement you executed with our firm. This creates a conflict of interest because it creates a financial incentive for our firm to recommend the rollover to you (i.e., receipt of additional fee-based compensation). You are under no obligation, contractually or otherwise, to complete the rollover. Moreover, if you do complete the rollover, you are under no obligation to have the assets in an IRA managed by our firm. Due to the foregoing conflict of interest, when we make rollover recommendations, we operate under a special rule that requires us to act in your best interests and not put our interests ahead of yours. Under this special rule’s provisions, we must:  meet a professional standard of care when making investment recommendations (give prudent advice);  never put our financial interests ahead of yours when making recommendations (give loyal advice);  avoid misleading statements about conflicts of interest, fees, and investments;  follow policies and procedures designed to ensure that we give advice that is in your best interests;  charge no more than a reasonable fee for our services; and  give you basic information about conflicts of interest. Many employers permit former employees to keep their retirement assets in their company plan. Also, current employees can sometimes move assets out of their company plan before they retire or change jobs. In determining whether to complete the rollover to an IRA, and to the extent the following options are available, you should consider the costs and benefits of a rollover. Note that an employee will typically have four options in this situation: 1. leaving the funds in your employer’s (former employer’s) plan; 2. moving the funds to a new employer’s retirement plan; 3. cashing out and taking a taxable distribution from the plan; or 4. rolling the funds into an IRA rollover account. Each of these options has positives and negatives. Because of that, along with the importance of understanding the differences between these types of accounts, we will provide you with a written explanation of the advantages and disadvantages of both account types and the basis for our belief that the rollover transaction we recommend is in your best interests. 5  INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE As an alternative to providing you with a rollover recommendation, we may instead take an entirely educational approach in accordance with the U.S. Department of Labor’s Interpretive Bulletin 96-1. Under this approach, our role will be limited only to providing you with general educational materials regarding the pros and cons of rollover transactions. We will make no recommendation to you regarding the prospective rollover of your assets and you are advised to speak with your trusted tax and legal advisors with respect to rollover decisions. As part of this educational approach, we may provide you with materials discussing some or all of the following topics: the general pros and cons of rollover transactions; the benefits of retirement plan participation; the impact of pre-retirement withdrawals on retirement income; the investment options available inside your Plan Account; and high level discussion of general investment concepts (e.g., risk versus return, the benefits of diversification and asset allocation, historical returns of certain asset classes, etc.). We may also provide you with questionnaires and/or interactive investment materials that may provide a means for you to independently determine your future retirement income needs and to assess the impact of different asset allocations on your retirement income. You will make the final rollover decision. Item 6 – Performance-Based Fees and Side-By-Side Management We do not charge any performance-based fees for our services. Accordingly, this Item is not applicable to our firm. Item 7 – Types of Clients We provide investment advice to the following types of Clients:  Individuals  High-Net-Worth Individuals  Trusts and Estates  Businesses The minimum account size is $300,000. Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss A The investment strategies Integra uses to implement investment advice and construct portfolios for Clients take into consideration long-term and short-term needs of the Client based on their individual goals. Based on the assessment of our Clients’ goals and risk tolerance, we recommend an investment strategy to include various asset classes. In constructing and managing our Clients’ portfolios, we use a variety of investment securities to implement their investment strategy including, but not limited to, mutual funds, exchange-traded funds, stocks, bonds and cash equivalents. When it is warranted for tax purposes, we manage annuities for Clients. 6  INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE We research and analyze securities using fundamental and technical methods. The various sources of information we rely upon when researching and analyzing securities include research materials prepared by others, annual reports, prospectuses and filings with the Securities and Exchange Commission. We take into consideration quantitative and qualitative factors and measure them against comparable peers and appropriate indices. B We use our best judgment and good faith efforts in rendering services to Clients. We cannot warrant or guarantee any particular level of account performance or that the account will be profitable over time. Not every investment decision or recommendation made by us will be profitable. Investing in securities involves a risk of loss and Clients should be prepared to assume all market risk involved in the investment of account assets under the Investment Advisory Agreement and understand that investment decisions made for their accounts are subject to various market, currency, economic, political and business risks. Except as may otherwise be provided by the Advisers Act of 1940, or other applicable federal or state law, we are not liable to Clients for the following:  Any loss a Client may suffer by reason of any investment decision made or other action taken or omitted in good faith by us with that degree of care, skill, prudence and diligence under the circumstances that a prudent person acting in a fiduciary capacity would use;  Any loss arising from our adherence to a Client’s instructions; or  Any act or failure to act by a custodian in regard to a Client’s account. It is the responsibility of each Client to provide complete information and to notify us of any changes in financial circumstances or goals in a timely manner. C We believe our analysis and approach to diversification help to reduce investment risk; however, Clients should be prepared to accept risks inherent with investing in the financial markets. Item 9 – Disciplinary Information We are required to disclose all material facts regarding any legal or disciplinary event that would be material to your evaluation of our firm or the integrity of our management. We have no information to disclose applicable to this Item. Item 10 – Other Financial Industry Activities and Affiliations We do not participate in any other material activities and have no other financial industry affiliations to disclose. Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading A Integra discloses to Clients material conflicts of interest which could reasonably be expected to impair the rendering of unbiased and objective advice. Integra has a Code of Ethics which all employees are required to follow. The Code of Ethics outlines proper conduct related to all services provided to Clients. Prompt reporting of internal violations is mandatory. Integra’s chief 7  INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE compliance officer regularly evaluates employee performance to ensure compliance with the Code of Ethics. A copy of the Code of Ethics is available to any Client or prospective Client upon request. B Integra or individuals associated with us may buy and sell some of the same securities for their own accounts that we buy and sell for our Clients. To mitigate a potential conflict of interest that could arise, such trades may occur on the same day at the same time receiving average pricing or after the Client with the Client receiving the same or better pricing. The Firm does not allow front running. As stated above, we disclose to Clients material conflicts of interest relating to us, our representatives or any of our employees which could reasonably be expected to impair the rendering of unbiased and objective advice. Item 12 – Brokerage Practices A At the present time we recommend that Clients open brokerage accounts with Fidelity Investments and annuities at Vanguard when appropriate. In recommending custodians, we seek to obtain “best execution,” meaning that we seek to execute securities transactions for Clients so that the total costs or proceeds in each transaction are the most favorable under the circumstances. The factors we consider when evaluating for best execution include the following:  Execution capability  Transaction fees  Financial responsibility  Responsiveness  Custodian capabilities  The value of any research services/brokerage services provided  Any other factors that we consider relevant Our preferred choice of custodians provides us with the following products/services:  Ability to communicate electronically with the custodian to download account information, place and allocate trades and submit advisory fees to the custodian.  Individual Clients may not benefit equally from products and services we receive from the custodian. We do not receive research or other products or services from brokers or third parties in connection with Client securities transactions (“soft-dollar benefits.”) B We are authorized, in our discretion, to aggregate purchases and sales and other transactions made for accounts with purchases and sales and other transactions in the same or similar securities or instruments for other Clients of ours. When transactions are so aggregated, the actual prices 8  INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE applicable to the aggregated transactions will be averaged, and the account will be deemed to have purchased or sold its proportionate share of the securities or instruments involved at the average price so obtained. Confirmations of any transactions effected for a Client’s account will be sent, in conformity with applicable law, to the Client. Item 13 – Review of Accounts A All Client accounts are reviewed by our principal on a regular basis. The frequency of reviews is determined by various factors, but do not occur less frequently than quarterly. B More frequent reviews may be triggered by a change in Client’s investment objectives, tax considerations, large deposits or withdrawals, large sales or purchases, or changes in the manager’s investment strategy. C All Clients receive written monthly statements from the brokerage firm which acts as the custodian of their accounts. Integra also prepares separate written reports quarterly and periodically depending on the needs of the Client. Item 14 – Client Referrals and Other Compensation We have no arrangements, written or oral, in which we compensate others or are compensated for Client referrals. Item 15 – Custody Integra Wealth Advisors has the ability to deduct our fees from Client accounts. However, we have no liability to Clients for any loss or other harm to any property in the account, including any harm to any property in the account resulting from the insolvency of the custodian or any acts of the agents or employees of the custodian and whether or not the full amount or such loss is covered by the Securities Investor Protection Corporation (“SIPC”) or any other insurance which may be carried by the custodian. Clients understand that SIPC provides only limited protection for the loss of property held by a broker-dealer. Client securities will be held in accounts maintained by an independent custodian (such as Fidelity.) Custodians will provide monthly account statements which will detail activities and balances in Clients’ accounts. When Clients receive their statements from the account custodian, Clients should carefully review those statements and take the time to compare them with those they receive from Integra. If the Client finds significant discrepancies, the custodian and Integra should be notified. If you are not receiving at least quarterly custodial account statements, please contact us at the number on the cover page of this brochure. Additionally, Principal Carolyn Douglas acts as the executor for two client estates. Because of Ms. Douglas’s dual advisor/executor status, Integra Wealth Advisors is deemed to have custody of those accounts. Accordingly, we have engaged an independent public accountant to conduct a surprise examination verifying the safekeeping and proper handling of those accounts. The accountant will file a Form ADV-E along with a copy of the surprise examination within 120 days of the surprise examination. Once filed, the Form ADV-E and the report are available to the public on www.adviserinfo.sec.gov. 9  INTEGRA WEALTH ADVISORS, LLC PART 2A OF FORM ADV – FIRM BROCHURE Item 16 – Investment Discretion Our Investment Advisory Agreement gives us discretionary authority to make investment decisions with respect to investments within Client account. A “Limited Power of Attorney” is executed with the custodian which allows Integra to buy and sell securities without obtaining a Client’s consent before executing each decision to carry out the investment strategy agreed to by the Client and Integra. Item 17 – Voting Client Securities In order to facilitate voting of Client securities, the advisor has entered into a partnership with Institutional Shareholder Services, Inc. (“ISS”) (www.issgovernance.com) which allows Clients to utilize the ISS Voting Agent Service as long as Clients are willing to use the ISS Standard Voting Guidelines. The voting is handled via an automated interface between Proxytrust and ISS. Clients can find up-to-date information via the ISS website https://www.issgovernance.com/file/policy/active/americas/US-Voting-Guidelines.pdf If this service is acceptable to the Client, the Advisor turns this option on and begins sending data to ISS for processing. All proposals will automatically be voted per the guidelines, with the exception of those that are considered “case by case” by ISS (e.g. mergers, etc.) When these types of proposals occur, ISS will make a determination and will vote them accordingly. Clients retain the ability to override any ISS votes as long as the Client revokes prior to the voting deadline for the particular meeting. Clients do not incur any additional costs in connection with the ISS interface and these voting services. Item 18 – Financial Information A Under no circumstances will Integra solicit or require prepayment of more than $1,200, six months or more in advance, from any Client for our services. B As an advisory firm that maintains discretionary authority over certain client accounts and is deemed to have custody over others, we are required to disclose any financial condition that is reasonably likely to impair our ability to meet contractual commitments to Clients. Integra Wealth Advisors has no adverse financial circumstances to report. C Neither Integra nor its principals has ever been the subject of a bankruptcy proceeding. 10