J. Safra Sarasin Asset Management (north America) Ltd.

Firm Brochure / Form ADV Part 2A J. Safra Sarasin Asset Management (North America) Ltd March 18, 2026  Firm Brochure / Form ADV Part 2A We will provide you annually with a copy of our updated Brochure or a summary of material changes from the Brochure previously provided to you. In addition, you may also obtain a copy of our current Brochure at any time free of charge via the above-mentioned telephone number or e- mail address. J. Safra Sarasin Asset Management (North America) Ltd Rue de la Corraterie 4 CH-1204 Geneva Switzerland Tel. +41 (0)58 317 64 00 Fax +41 (0)58 317 64 10 Item 2: Material Changes There have been no material changes to the Brochure since its last annual update and filing on March 21, 2025. J. Safra Sarasin Asset Management (North America) Ltd, Zurich Branch Alfred Escher Strasse 50 CH-8022 Zurich Switzerland Tel. +41 (0)58 317 64 00 www.jsafrasarasin.com/northamerica SEC no.: 801-112502 IARD/CRD no.: 292433 Item 1: Cover Page in This Form ADV Part 2A disclosure brochure (the “Brochure”) provides information about the qualifications and business practices of J. Safra Sarasin Asset Management (North America) Ltd (“JSSAMNA”, “us” or “we”). If you have any questions about the contents of this Brochure, please (0)58 317 64 00 and/or contact us at +41 this information jssamna@jsafrasarasin.com. The Brochure has not been approved or verified by the United States Securities and Exchange Commission (the “SEC”) or by any state securities authority. Additional information about us is also available on the SEC’s website at www.adviserinfo.sec.gov. Please note that registration with the SEC as a registered investment adviser does not imply a certain level of skill or training. The information in this Brochure is current as of the date indicated above and is subject to change at our discretion. 1 Firm Brochure | Form ADV Part 2A | March 18, 2026  Table of Contents Item 1: Cover Page 1 Item 2: Material Changes 1 Item 3: Table of Contents 2 Item 4: Advisory Business 3 Item 5: Fees and Compensation 4 Item 6: Performance-Based Fees and Side-by-Side Management 4 Item 7: Types of Clients 5 Item 8: Methods of Analysis, Investment Strategies and Risk of Loss 5 Item 9: Disciplinary Information 7 Item 10: Other Financial Industry Activities and Affiliations 7 Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading 9 Item 12: Brokerage Practices 10 Item 13: Review of Accounts 11 Item 14: Client Referrals and Other Compensation 11 Item 15: Custody 11 Item 16: Investment Discretion 11 Item 17: Voting Client Securities (Proxy Voting) 12 Item 18: Financial Information 12 2 Firm Brochure | Form ADV Part 2A | March 18, 2026  Item 4: Advisory Business investments with JSSAMNA. Under a Discretionary Mandate, we will manage your assets on a fully discretionary basis in line with the agreed investment strategy, taking into account your investment profile and objectives. We will be solely responsible for defining the asset allocation, making the underlying in your discretionary portfolio covered by the Discretionary Mandate and periodically review and adjust the discretionary portfolio in response to economic, political or market conditions. About J. Safra Sarasin Asset Management (North America) Ltd (“JSSAMNA”, “us” or “we”) JSSAMNA is a corporation organized under the laws of Switzerland with its head office and main place of business in Geneva, Switzerland, and a branch in Zurich, Switzerland, which was established in September 2024. We provide investment advisory services mainly to individuals, trusts, estates, charitable organizations and small corporations or similar small business entities residing in, or organized under the laws of, the United States of America (the “US”). JSSAMNA may, in certain limited cases, also advise other clients, such as US citizens residing outside the US. We allow investment restrictions such as those related to specific securities, certain types of securities or industries. Any such restrictions imposed by you on our Discretionary Mandate may cause the selected investment strategy to differ in performance and risk profile from the unmodified mandate developed by our investment team, which may be used by other clients of JSSAMNA. We are a wholly owned subsidiary of J. Safra Sarasin Holding Ltd, Basel, Switzerland (“JSSH”). JSSH is ultimately owned and controlled by members of the Joseph Y. Safra family. Investment Advisory Agreement Please refer to the supplement of this Brochure (ADV Form Part 2B) to learn more about JSSAMNA’s key personnel. Advisory mandate If you wish to have your assets managed on a non- into a Non- discretionary basis, you must enter Discretionary (the “Advisory Mandate”) with JSSAMNA. Under the Advisory Mandate, we will provide you with our investment views and recommendations upon request and in accordance with your investment profile and objectives. We may also periodically contact you and offer recommendations that we consider suitable and appropriate for you. About our investment advisory services We specialize in tailored investment advisory services to high net worth clients and offer both discretionary asset management services as well as non-discretionary investment advisory services. In doing so, we will make recommendations based on your investment profile and objectives. In contrast to the Discretionary Mandate, you will be solely responsible for making all investment decisions and we will not have any discretionary authority over your assets. We will furthermore not provide continuous and regular supervision of your non-discretionary portfolio covered by the Advisory Mandate and will not be responsible for pro- actively updating any previous investment views and recommendations in response to economic, political or market conditions. Our investment advisory services may cover a variety of asset classes in US and international markets, including cash in various currencies, equity and debt securities, mutual funds, fiduciary deposits, certain derivatives and (physical) precious metals. Depending on your investment profile and objectives, we may also consider other types of investments. We are not registered as a broker-dealer with the SEC or any other US or non-US regulatory authority. Accordingly, we do not provide any brokerage services. For Advisory Mandates, we generally do not permit any investment restrictions as any restrictions in your non- discretionary portfolio would be self-imposed and controlled by you. Discretionary mandate If you wish to have your assets managed on a discretionary basis, you must enter into a Discretionary Asset Management Agreement (the “Discretionary Mandate”) Assets under management As of end of December 2025, we provided investment advisory services for USD 934’502 million in assets under in management, of which USD 523’957 million are 3 Firm Brochure | Form ADV Part 2A | March 18, 2026  Discretionary Mandates and USD 407’985 million are in Advisory Mandates. Item 5: Fees and Compensation or Advisory Mandate. With respect to the charging of the Advisory Fee, we will discuss and agree on the debiting arrangement for the Advisory Fee with you and the non- affiliated custodian bank. trade settlement, foreign Advisory Fee For our investment advisory services, we are compensated on the basis of an investment advisory fee (the “Advisory Fee”) calculated at the end of each calendar quarter (31 March, 30 June, 30 September, 31 December) as a percentage of the entire assets (including cash) held in the client account(s) of the custodian bank that are covered by either the Discretionary Mandate or Advisory Mandate. For our Discretionary Mandate and Advisory Mandate, the Advisory Fee is an annual rate of 1% of your entire assets (including cash) in the mandate, subject to a minimum quarterly Advisory Fee of CHF 5,000. We reserve the right to waive, discount, increase or otherwise negotiate our Advisory Fees. Other expenses Our Advisory Fees do not include custodian bank fees, fees currency exchange for transactions, brokerage commissions, wire transfer or any other fees or taxes (e.g. value added tax, Swiss stamp duty) imposed by the custodian bank, broker-dealers or other service providers. Our Advisory Fees also do not include any management or other fees charged by funds or issuers of other financial instruments you may be invested in. Depending on the services you request from the custodian bank or other service providers, you may additionally be charged for special services such as US tax reporting or reclaiming of withholding taxes. All these fees will reduce the overall return of the investment advisory portfolio(s) covered by either the Discretionary Mandate or Advisory Mandate. Management fees to affiliates If we or you invest in collective investment vehicles and similar products managed by an affiliate of JSSAMNA, that affiliate may be economically benefited through the receipt of a management fee for such products. We will not share such fees. No other compensation We do not accept any compensation for any sale of any financial instruments, referral of prospective clients or have any other type of revenue-sharing arrangement with another party unless disclosed otherwise. In addition, we do also not charge any transaction-based fees or fees for transmitting orders to broker-dealers for execution. Item 6: Performance-Based Fees and Side-by-Side Management Calculation and charging of the Advisory Fee If Bank J. Safra Sarasin Ltd in Basel, Switzerland (“BJSS”), or another affiliate of JSSAMNA selected by you (together with BJSS the “Affiliated Custodian”), acts as custodian bank, the Advisory Fee will be calculated in Swiss francs based on the Affiliated Custodian’s market valuation of all of the assets (including cash) held in the client account(s) with the Affiliated Custodian that are covered by either the Discretionary Mandate or Advisory Mandate at the end of each calendar month during the quarter for which the Advisory Fee is charged. The Advisory Fee will be charged in arrears at the end of the quarter in Swiss francs to your client account(s) with the Affiliated Custodian. In case the Discretionary Mandate or Advisory Mandate is terminated, the Advisory Fee for the entire last calendar month is charged in full. If your client account(s) with the Affiliated Custodian does not hold enough Swiss francs, then the debiting of the Advisory Fee will result in a foreign exchange transaction. The Affiliated Custodian will be compensated for effecting such a foreign exchange transaction. We do not charge performance-based fees. In case of a non-affiliated custodian bank, the Advisory Fee will generally also be calculated by such custodian bank’s market valuation of all of the assets (including cash) held in the account(s) with the selected non-affiliated custodian bank that are covered by either the Discretionary Mandate Our policies and procedures aim to ensure that investment advisory portfolios are treated fairly and equitably over time. Any investment decisions for such portfolios are made with specific reference to the individual investment profile and objective of each client. We may therefore give 4 Firm Brochure | Form ADV Part 2A | March 18, 2026  time and may change your risk tolerance, investment profile and objective as well as the investment strategy selected by you. - investment advice or exercise investment responsibility or take other actions for clients that may differ from the advice given, or the timing and nature of actions taken, for other clients. Investment results for different portfolios, including portfolios that are generally managed in a similar style, may also differ as a result of these considerations. Some clients may not participate at all in some investments in which other clients participate, or may participate to a different degree or at a different time. - Item 7: Types of Clients - As specified under Item 4, we provide investment advisory services to mainly high net worth individuals, trusts, estates, charitable organizations and small corporations or similar business entities who are residing in the US, or organized under US laws. We may, in certain limited cases, also advise other clients. A fixed income or defensive investment strategy may allow you to seek a modest level of losses and returns, while accepting low risk and low fluctuation to your initial principal. These strategies may not generate significant income and may not keep pace with inflation. A dynamic or an equity investment strategy may allow you to maximize returns over time, but require you to accept a very high level or risk and fluctuation to your initial principal. Investors in these strategies may lose most or all of the initial principal invested. In between, a balanced investment strategy may expose your initial principal to moderate risk and return expectation. However, all or a portion of your initial principal could still be lost. We consider that a minimum Discretionary Mandate or Advisory Mandate value of USD 3,000,000 allows for most efficient management and sufficient diversification. Investment advisory mandates with smaller values may be accepted based on specific circumstances and we may aggregate investment advisory mandates that have family, corporate or other relationships at our discretion. if It is of highest importance that we apply sound methods of analysis and investment strategy to your investment investment team periodically advisory mandate. Our organizes an investment committee, where investment views are formulated and translated into asset allocation decisions. We take into consideration economic, political and market factors, such as gross domestic product, inflation, short and long-term interest rates. The asset allocation decisions may impact each risk profile and their related investment strategies. We reserve the right to terminate your participation in a Discretionary Mandate or Advisory Mandate the investment amount falls below the minimum value as described above. Under normal circumstances, we will not do so if such decrease in value is attributable to the performance of your Discretionary Mandate and/or Advisory Mandate. Item 8: Methods of Analysis, Investment Strategies and Risk of Loss Our investment strategies and advice involve financial instruments with varying risk degrees, from lower risk (e.g. cash and high-quality debt securities) to higher risk investments (e.g. equity securities). Currency allocation, country exposure and sector weighting are key elements, which may substantially alter the risk of any strategy. We generally allocate a higher portion of low risk financial instruments to conservative strategies, while growth strategies will be more exposed to riskier financial instruments. Broadly speaking, we tend to invest in companies with strong balance sheets, stable earnings and efficient management. We avoid micro-cap securities, unstable countries, leveraged investments and businesses that we do not understand. We do not engage in “day trading”, Our investment team defines several investment strategies that are appropriate to different degrees of risk. All investments carry a risk of loss. The investment strategy you select must reflect the risk of loss you are willing to bear. The higher the expected returns you may have, the greater the risk you could lose. We consider various factors to select what we believe to be the most suitable investment strategy for you. These factors could evolve over 5 Firm Brochure | Form ADV Part 2A | March 18, 2026  - “high frequency trading” or any other form of excessive trading. We regularly monitor your Discretionary Mandate and usually review its asset allocation, typically on a monthly basis, but not less frequently than quarterly. We may engage in more financial instrument transactions on behalf of clients during any particular quarter depending on market conditions or changes in client investment strategy. than Generally speaking, all investments are subject to a risk of financial loss that you should be prepared to bear. You must understand the factors that can potentially lead to such loss. Examples of common risk types may include, without limitation: - factors, such as - - - - - - - Market risk: prices in any investment can go up and rapidly and unpredictably, caused by down macroeconomic economic developments, changes in interest rates, political changes, and other catastrophic events (e.g. war, terrorism, climate change, pandemics and public health issues); Interest rate risk: debt securities can fluctuate in value as interest rates change. Central banks may change interest rates at various times during the business cycle, which may affect corporate debt’s income and performance. Also, debt securities with longer maturity will typically be more sensitive to changes in interest rates compared to similar ones with a shorter maturity; is associated with the Credit risk: credit risk uncertainty in an issuer's ability to meet its obligation to pay interest and/or principal, or even go bankrupt (sometimes referred to as solvency risk); Liquidity risk: due to low trading volume, you could be exposed to the risk of not being able to sell, or buy, a specific financial instrument. This generally happens with companies having a small market capitalization or debt security during period of stress; for instance, debt securities rated below investment grade, also called “high yield bonds”, offer better yield, but are generally more volatile and less liquid than other debt securities; Foreign exchange risk or currency risk: this risk generally arises from the change in value of one currency against another. Currency exchange rates can be extremely volatile, especially during times of political or economic unrest, or as a result of actions taken by central banks. The risk depends on which level your investment advisory portfolio will be allocated to your reference currency versus another; Foreign/Emerging markets risk: foreign/emerging markets are affected by global economic factors and generally do not have the level of market efficiency and strict standards in accounting and securities in developed countries. Some regulation foreign/emerging markets may also have less trading volume, which may make it more difficult to sell a financial instrument. You must understand that investing in foreign/emerging markets come with much greater risk due to political instability, domestic problems and currency volatility and may trigger larger and more frequent price changes in the short term; and Concentration risk: we usually describe concentration risk when the allocation to a market segment or a company is higher than others. This could be related to a country, a company, an industry or any specific financial instruments invested. The concentration risk may lead to an increased risk (or opportunity) for additional loss (or profit). Equity securities risk: equity securities represent an ownership interest in an issuer rather than a right to receive a specified future payment. This makes equity securities more sensitive than fixed income or debt investments to changes in an issuer’s earnings and overall financial condition; as a result, equity securities are generally more volatile than fixed income or debt investments. Equity securities may lose value as a result of changes relating to the issuers of those securities, such as management performance, financial leverage, or changes in the actual or anticipated earnings of a company, or as a result of actual or perceived market conditions that are not specific to an issuer. Even when the securities markets are generally performing strongly, there can be no assurance that equity securities will increase in value. Because the rights of all of a company’s creditors are senior to those of holders of equity securities, shareholders are least likely to receive any value if an issuer files for bankruptcy. Debt securities risk: investments in fixed income or debt securities are subject to the risk of an issuer’s ability to meet principal and interest payments on the obligation (credit risk), price volatility due to interest the rate sensitivity, market perception of 6 Firm Brochure | Form ADV Part 2A | March 18, 2026  international business activity generally, or in any of the countries or jurisdictions in which investments are located. Additionally, a major governmental intervention into industry, including but not limited to the nationalization of an industry or the assertion of control over an investment, could result in a loss to a client. Any of the foregoing would therefore adversely affect the performance of investments. Item 9: Disciplinary Information - As of the date of this Brochure, there is no disciplinary information to report. Item 10: Other Financial Industry Activities and Affiliations - General comment As described under Item 4, JSSAMNA is a wholly owned subsidiary of JSSH. JSSH also owns BJSS, a Swiss bank licensed and supervised by the Swiss Financial Market Supervisory Authority FINMA with its principal office in Basel, Switzerland. BJSS provides banking and investment services for private and institutional clients in Switzerland and abroad. Neither JSSH nor BJSS are registered with the SEC as a broker-dealer or investment adviser or with any other US regulatory authority. As part of the JSSH Group, JSSAMNA is subject to the consolidated supervision of the JSSH Group. While JSSAMNA and other entities of the JSSH Group do not share any staff, our Chairman also serves as director and/or executive manager of BJSS and other entities of the JSSH Group. creditworthiness of the issuer, general market liquidity (market risk) and potential inability to access additional financing due, e.g. to high leverage. The price of a debt instrument generally moves inversely with interest rates, such that a rise in interest rates typically causes a fall in value, while a fall in interest rates typically causes a rise in value. The risk of debt securities can vary significantly depending upon factors such as the credit quality of the issuer and the maturity of the instrument. For example, the issuer of a security or the counterparty to a contract may could default or otherwise become unable to honor a financial obligation, resulting in losses. Inflation risk: inflation and rapid fluctuations in inflation rates have had in the past, and could in the future have, negative effects on the economies and financial markets, which may in turn affect the markets in which a strategy or client invests. For example, wages and prices of inputs increase during periods of inflation, which can negatively impact returns on investments. Governmental efforts to curb inflation often have negative effects on the level of economic activity. There can be no assurance that inflation will not become a serious problem in the future and have an adverse impact on an investment’s returns. Risks related to force majeure events: there is a risk that investments could be impacted by force majeure events (i.e. events beyond the control of the party claiming that the event has occurred, such as acts of God, war, warlike events, civil unrest, instructions and sanctions by government, terrorism, accidents, labor strikes, energy blackouts, communication failures, outbreaks of an infectious disease, pandemic or any other serious public health concern, or other unavoidable objective circumstances such as forces of nature, including bad weather, earthquake, fire, flood, atmospheric effects, magnetic fields and similar circumstances). There is a risk that some force majeure events will adversely affect the ability of a party (including an investment, a counterparty of such investment or a counterparty of client) to perform its obligations until it is able to remedy the force majeure event. Such a party could also claim force majeure for nonperformance of its contractual obligations. Certain force majeure events (such as an outbreak of an infectious disease, e.g. COVID-19) could have a broader negative impact on the world economy and In line with Swiss legal and regulatory requirements, JSSAMNA is since December 2024 authorized as a portfolio manager by the Swiss Financial Market Supervisory Authority FINMA and affiliated with AOOS – Schweizerische Aktiengesellschaft für Aufsicht (a Swiss company limited by shares for supervision), a Swiss supervisory organization (SO) and self-regulatory organization (SRO) duly recognized and approved by FINMA. Whilst the SO supervises JSSAMNA’s conduct as a portfolio manager, the SRO assumes a supervisory role in the context of combating money laundering and the financing of terrorism as per applicable Swiss law. 7 Firm Brochure | Form ADV Part 2A | March 18, 2026  - JSSAMNA is furthermore affiliated with the Swiss Banking Ombudsman. In case of a dispute with JSSAMNA, you may approach the Swiss Banking Ombudsman, Bahnhofplatz 9, P.O. Box, 8021 Zurich (www.bankingombudsman.ch). The Ombudsman deals with specific complaints which are raised against banks and other financial services providers such as portfolio managers based in Switzerland. He is independent and neutral and he treats inquiries strictly confidential. The mediation process is free of charge. - Material relationships with affiliated entities There are various forms of arrangements between JSSAMNA and its affiliates as described further below, some of which inherently involve material conflicts of interest. Before utilizing the services described below, you should understand these arrangements and the conflicts they pose. While we generally believe that BJSS and other affiliates identified below provide services of comparable quality and, to the extent applicable, at comparable prices to other market participants, we do not independently evaluate, and we do not represent, whether that is or remains the case. Furthermore, JSSAMNA requires its affiliates to limit the use of any information to the purpose for which it was provided and to keep them confidential in accordance with applicable laws and regulations. More details are available in our Data Privacy Statement. rates between and among - - recommended - In addition, Custody and banking services: you may select BJSS or one of certain other affiliates of JSSAMNA as custodian bank for assets covered by our investment advisory services. Depending on your country of residence and the Affiliated Custodian, you may obtain limited complementary banking services from the Affiliated Custodian as permitted under the local requirements in your home jurisdiction. The fees for the Affiliated Custodian’s services may be more or less favorable than those that may be obtained from non-affiliated third-parties. We are not party to any of the Affiliated Custodian’s services and do not receive compensation in relation to these arrangements. While our Advisory Fees will be deducted directly from your account(s) with the Affiliated Custodian, we do not have custody of your assets. You will furthermore for your receive periodic account statements the from investment advisory portfolio directly Affiliated Custodian. the Affiliated Custodian may charge fees for effecting foreign exchange transactions or other services, which are charged in addition to any custodial fees. Execution services: for your investment advisory portfolio, JSSAMNA will, consistent with our duty of best execution, route securities orders to either Safra Securities LLC (“Safra Securities”), an affiliate that is registered as a broker-dealer with the SEC and a member of the US Financial Industry Regulatory Authority (FINRA) or other broker-dealers as disclosed further in Item 12 below. Fees charged to JSSAMNA by Safra Securities will be passed through and charged to you except for brokerage commissions that may be charged for certain non-US securities by third party brokers used by Safra Securities that will be charged to you directly as part of the purchase price of the security. The fees for Safra Securities’ services may be more or less favorable than those that may be obtained from non-affiliated third-parties. We do not receive compensation in relation to this arrangement. in investments Cash/Currency accounts: cash various currencies investment advisory in your portfolio are held with the Affiliated Custodian as custodian bank and you are therefore exposed to the credit risk of the Affiliated Custodian. Moreover, if you in multiple hold cash or assets denominated fluctuating currencies, you will be exposed to exchange those currencies. Fiduciary deposits: unless instructed otherwise by you, fiduciary deposit investments in your investment advisory portfolio will be placed via the Affiliated Custodian in their own name, but at your risk with the Affiliated Custodian’s fiduciary counterparties at the point of time of the investment. The fiduciary counterparties are generally affiliates of the Affiliated Custodian and such placements are therefore exposed to the credit risk of such affiliates as well as the Affiliated Custodian itself. We, and the Affiliated Custodian, have a financial incentive to make such fiduciary deposit investments with such affiliates. Derivatives: over-the-counter derivative investments in your investment advisory portfolio such as foreign exchange forwards will be placed with the Affiliated Custodian and you are therefore exposed to the credit risk of the Affiliated Custodian. The Affiliated Custodian charges fees in connection with such 8 Firm Brochure | Form ADV Part 2A | March 18, 2026  - - employees, reflect our fiduciary obligations to act in your best interest, and addresses prevention of any conflict of interest associated with the personal trading activities of our employees and certain members of their families. All of them must periodically submit specific reports which reflect their current personal securities holdings, as well as their most recent securities transactions. Our Chief Compliance Officer reviews these reports on a regular basis and ensures our employees or certain members of their families do not take inappropriate advantage of their positions in relation to your investment advisory portfolio. We also have policies and procedures that are designed to prevent the misuse of material and non-public information which may become available to us via you or other means. Our employees are prohibited from using such information for you, their benefit or the benefit of third parties. - Any employee who fails to respect the provisions of the Code of Ethics can be subject to sanctions, which may include verbal warnings, suspension of personal trading rights, disgorgement of profits and, in most severe cases, the possibility of dismissal or to be reported to the relevant authorities. - We can provide you with a copy of our Code of Ethics upon request. transactions, and accordingly we have a conflict of interest in selecting the Affiliated Custodian. Precious metals: precious metal investments in your investment advisory portfolio are held with the Affiliated Custodian as custodian bank. In case that precious metal investments are not held in physical form, you are exposed to the credit risk of the Affiliated Custodian. Research and joint investment meetings: in addition to research obtained by non-affiliated entities, JSSAMNA may obtain research reports prepared by BJSS and participate in periodic investment meetings in order to share macroeconomic views, asset allocation and investment ideas. We are not required to follow or agree with these views and ideas of BJSS, and our investment team has the discretion to take positions for your investment advisory portfolio that deviate from the ones taken by BJSS. Shared premises: JSSAMNA and BJSS are located in the same building and we share office space and common areas. However, our own workspace and documents storage room stay physically segregated from those of BJSS and any information related to current, former and prospective clients are kept confidential. Appropriate access controls are enforced to comply with this rule. Corporate support services: BJSS provides various support services that are generally unrelated to our investment advisory services to you such as facility management, IT and telephone infrastructure, human legal resources, mailing services, controlling or support. Relationships with unaffiliated entities Instead of an Affiliated Custodian, you may select a non- affiliated custodian bank to provide custodial and other services. If you select a non-affiliated custodian bank, we will work with this custodian bank to ensure that you receive periodic account statements for your investment advisory portfolio directly from the custodian bank. Affiliate/Related person transactions As described under Item 4, JSSAMNA is a wholly owned subsidiary of JSSH and thus part of the JSSH Group. Certain affiliates and related persons of JSSAMNA such as BJSS may from time to time invests in securities that are also recommended by JSSAMNA to its clients. However, information barriers and other restrictions (including separate trading systems and staff) are in place between JSSAMNA and such affiliates/related persons, such that neither party is aware of, nor has access to, the investment advisory recommendations or trades of the other affiliated entity made on behalf of its respective clients. Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading Code of Ethics We have adopted a Code of Ethics which sets forth standards of business conduct that apply to all our 9 Firm Brochure | Form ADV Part 2A | March 18, 2026  Item 12: Brokerage Practices Research and other soft dollar benefits We did not select Safra Securities and Baird, and will generally not in the future select any other broker-dealer, for securities transactions based upon a soft commission or soft dollar arrangement. Broker-dealer selection We have an obligation to seek “best execution” for client transactions. Best execution generally refers to the execution of transactions in such a manner that the total costs or proceeds in each transaction are the most favorable under the circumstances. The SEC defines best execution as “best qualitative execution” and not merely the lowest possible execution cost. When evaluating the quality of execution provided by our selected broker- dealers, we will review the following factors: - We receive third party research via Safra Securities as well as proprietary research prepared by Baird and BJSS, including periodically and publically available newsletters as well as access to their research platform. These materials are provided to us free of charge, i.e. do not result in a different level of commissions or fees charged, and not subject any transaction volume directed to a particular broker-dealer. We do not consider the provision of research or other services when evaluating execution services. - On the broker-dealer’s side: financial strength, markets coverage, settlement efficiency, quality of communication, level of commission vs. peers and ability to maintain confidentiality. On the custodian bank’s side: ability to settle trades with a delivery-against-payment model with the broker-dealer. JSSAMNA normally uses the following two broker-dealers: As disclosed in Item 10 above, we have selected Safra for securities Securities, an affiliated broker-dealer execution services because we believe that Safra Securities offers an attractive platform for our business model while, at the same time, Safra Securities meets the above-mentioned “best quality execution” criteria. Directed brokerage As explained above, we use Safra Securities and Baird for execution of client transactions. We do not permit clients to direct or use any other specific broker-dealers for any client transactions. Not all investment advisers do this. As a result, we may not be able to achieve the most favorable execution and this practice may increase your transaction costs, such as by charge of a brokerage commission for transactions in certain non-US securities. However, we believe that in consideration of the “best qualitative execution” criteria described above, the selected broker- dealer and settlement process with the custodian bank provide for the most favorable result for you over time. We have furthermore selected Robert W. Baird & Co. Incorporated (“Baird”), a non-affiliated entity that is registered as a broker-dealer with the SEC and a member of the US Financial Industry Regulatory Authority (FINRA) for securities execution services. Through its international network and 24-hour trading desk, Baird offers next to competitive commissions in particular real-time access during European and Asian market hours. As part of JSSAMNA’s arrangement with Baird, we also obtain access to Baird’s proprietary research as an additional channel of independent research. Trade aggregation and/or allocation of investment opportunities We may aggregate or pool trade orders to buy or sell financial securities in a way to seek the most favorable execution and to lower brokerage commissions. All affected investment advisory portfolios will receive the same average execution price. We endeavor to allocate executed trades and/or investment opportunities on a fair and equitable basis, without favoring any portfolio or client. In cases when an order is partially completed, we will allocate both the traded financial instruments and related external broker’s commissions on a pro rata basis. We will periodically review the arrangements with Safra Securities and Baird. In addition, we reserve the right to use other firms, in addition to or in place of, Safra Securities and Baird, as we deem warranted. We cannot guarantee the equal participation of each client in every investment opportunity or every transaction. In certain instances such as the limited availability of publicly traded securities or over-subscribed public offerings, it may not be possible to allocate a transaction pro rata, especially 10 Firm Brochure | Form ADV Part 2A | March 18, 2026  relationship with us. Any referral fee paid to a solicitor will not result in any increase of the generally applicable Advisory Fee or any additional charges to you. if clients have materially different sized portfolios or if post- trade allocation becomes substantially different from pre- trade allocation due to minimum round lots not reached. In those cases, we randomly allocate executed trades. Item 15: Custody Item 13: Review of Accounts After entering into a business relationship with us, each client and investment advisory portfolio is assigned to a Client Relationship Manager. We do not have direct custody of any client assets. As specified under Item 10, you may choose BJSS, certain other affiliates of JSSAMNA, or a non-affiliated custodian bank as custodian. You should carefully review the accuracy of any account statement sent by your custodian bank. We will work with your custodian bank to ensure that account statements are directly sent to you. With respect to Discretionary Mandates, our investment team regularly monitors your discretionary portfolio, typically on a monthly basis but not less frequently than quarterly. Each review generally includes consideration of the following matters: - - - compliance with agreed investment strategy, i.e. asset allocation, investment restriction, product suitability; consistency of your investment objectives with your risk profile; and any conflicts of interest that may exist. the investment objectives In addition, the appointed Client Relationship Manager for all assigned reviews investment advisory portfolios on an annual basis. Where BJSS acts as custodian bank of client assets for which we provide investment advisory services, BJSS is viewed as a “Qualified Custodian” and subject to certain requirements as defined in Rule 206(4)-2 of the US Investment Advisers Act of 1940 (the “Custody Rule”). BJSS will send quarterly (or more frequent) account statements directly to clients. Furthermore, and in accordance with the Custody Rule, JSSAMNA has an internal control report prepared by an independent public accountant on an annual basis who in addition also conducts a (surprise) examination regarding client funds and securities held by the Qualified Custodian once a calendar year. We have retained Deloitte SA, Switzerland, as independent public accountant. Upon request, you may request from us a copy of the internal control report prepared by Deloitte SA, Switzerland. Apart from the regular monthly statement provided by the custodian bank, we inform you as often as agreed, but no less frequently than annually, about the performance and the balance of your investment advisory portfolio. Item 16: Investment Discretion Item 14: Client Referrals and Other Compensation full discretionary authority We may from time to time refer clients to or receive referrals from other entities of the JSSH Group, but we do not receive or pay any remuneration for such referrals. Occasionally, we may enter into an arrangement with a non- affiliated solicitor who may refer prospective clients to us for compensation. Any referral fee is generally calculated based on a percentage of assets under management of the referred investment advisory portfolio, or of the fees that we earn on those assets, and will be disclosed to referred into a business prospective clients before entering Based on a Discretionary Mandate and power of attorney for the management of assets granted by you on the discretionary portfolio held at the custodian bank, we will to manage your have discretionary portfolio, including the authority to purchase or sell any financial instrument in accordance with the agreed investment strategy. In addition, we may be granted authority to instruct your custodian bank to debit and pay our quarterly Advisory Fees. We allow investment restrictions such as those related to specific securities, certain types of securities or industries. Any such restrictions imposed by you on our Discretionary Mandate may cause the selected investment strategy to 11 Firm Brochure | Form ADV Part 2A | March 18, 2026  differ in performance and risk profile from the unmodified mandate developed by our investment team, which may be used by other clients of JSSAMNA. Item 17: Voting Client Securities (Proxy Voting) JSSAMNA does not accept proxy voting responsibility for securities held in your non-discretionary portfolio (i.e. Advisory Mandate). You must arrange for any corporate action information or proxy voting directly with your custodian bank. With respect to any discretionary portfolio (i.e. Discretionary Mandate), and subject to us having received the necessary information from the custodian bank in time, we will exercise our investment judgement for corporate actions such as tender or exchange offers, subscription rights, option and conversion rights or redemption rights. For all other votes, such as voting for directors, you remain solely responsible. Furthermore, we will not advise you on or make any elections with respect to reorganizations, bankruptcy proceedings or class action lawsuits involving an issuer of financial instruments held in your investment advisory portfolio. You must arrange for any such information to be obtained directly from your custodian bank. Upon request, you may obtain a copy of our proxy voting policy and procedures related to your investment advisory portfolio. Item 18: Financial Information We are in sound financial standing and do not have any condition reasonably likely to impair our ability to meet our contractual commitments to you. 12 Firm Brochure | Form ADV Part 2A | March 18, 2026   J. Safra Sarasin Asset Management (North America) Ltd Rue de la Corraterie 4 CH-1204 Geneva Switzerland Tel. +41 (0)58 317 64 00 Fax +41 (0)58 317 64 49 www.jsafrasarasin.com/northamerica 

Firm Brochure and Wrap Fee Program Brochure Supplement / Form ADV Part 2B J. Safra Sarasin Asset Management (North America) Ltd March 18, 2026 Supervised Persons: Thomas H. Maxwell Tracy Araujo Nicolas Frick Felix Fässler J. Safra Sarasin Asset Management (North America) Ltd Rue de la Corraterie 4 CH-1204 Geneva Switzerland Tel. +41 (0)58 317 64 00 Fax +41 (0)58 317 64 10 www.jsafrasarasin.com/northamerica SEC no.: 801-112502 IARD/CRD no.: 292433  This Form ADV Part 2B disclosure brochure supplement (the “Brochure Supplement”) provides information about the be- low supervised person(s) employed by J. Safra Sarasin Asset Management (North America) Ltd (“JSSAMNA”, “us” or “we”). The information contained herein supplements our respective Firm Brochure or Wrap Fee Program Brochure /Form ADV Part 2A disclosure brochure (the “Brochure”). You should have received a copy of our Brochure. Please contact us at +41 (0)58 317 64 00 and/or jssamna@jsafrasar- asin.com if you did not receive it or if you have any questions about the contents of this Brochure Supplement. The infor- mation in this Brochure Supplement has not been approved or verified by the United States Securities and Exchange Commission (the “SEC”) or by any state securities authority. Additional information about JSSAMNA is available on the SEC’s website at www.adviserinfo.sec.gov Form ADV Part 2B | March 18, 2026 1  Overview of Supervised Persons Supervised Person: Thomas H. Maxwell 3 Supervised Person: Tracy Araujo 4 Supervised Person: Nicolas Frick 5 Supervised Person: Felix Fässler 6 Form ADV Part 2B | March 18, 2026 2  Supervised Person: Thomas H. Maxwell Business address: Rue de la Corraterie 4, CH-1204 Geneva, Switzerland Direct Phone number: +41 58 317 64 03 Year of birth: 1968 Item 2: Educational Background and Business Experience Educational background Bachelor of Law from the University of Geneva and Certified International Wealth Manager (CIWM) charter holder. Business experience Joined JSSAMNA in April 2018 as Chief Executive Officer and Chief Investment Officer. Prior to that: Executive V.P. Head of Wealth Management (USA) at Lombard Odier Transatlantic Ltd, Canada (7 years), and Senior Client Relationship Man- ager at Bank Lombard Odier and Cie, Switzerland (12 years). Item 3: Disciplinary Information None. Item 4: Other Business Activities None. Item 5: Additional Compensation None. Item 6: Supervision Thomas H. Maxwell is the Chief Executive Officer of JSSAMNA and reports to the Board of Director of JSSAMNA. He oversees investment advisory services provided to clients and evalu- ates whether such services are suitable in light of their risk profile and investment objectives. All JSSAMNA employees are subject to its policies and procedures, which include (among others) policies covering the provision of investment advisory services to clients and compliance with applicable law. Benedetta Gambatesa, JSSAMNA’s Chief Compliance Officer, administers its compliance program and can be con- tacted at the address/telephone number on the cover page. Form ADV Part 2B | March 18, 2026 3  Supervised Person: Tracy Araujo Business address: Rue de la Corraterie 4, CH-1204 Geneva, Switzerland Direct Phone number: +41 (0)58 317 64 02 Year of birth: 1990 Item 2: Educational Background and Business Experience Educational background Bachelor of International Business from the Peruvian Univer- sity of Applied Sciences and CFA Charter holder. Business experience Joined JSSAMNA in April 2018 as Assistant Portfolio Man- ager. Appointed to Portfolio Manager in April 2023. Prior to that: Wealth Management Assistant (US market) at Lombard Odier Transatlantic Ltd, Canada, (3 years). Item 3: Disciplinary Information None. Item 4: Other Business Activities None. Item 5: Additional Compensation None. Item 6: Supervision Tracy Araujo is JSSAMNA’s Chief Investment Officer and re- ports to Thomas Maxwell, JSSAMNA’s Chief Executive Officer. She is responsible for investing, managing and monitoring clients’ portfolios according to their risk profile and invest- ment objectives. Her investment advisory activities are su- pervised by Thomas Maxwell. All JSSAMNA employees are subject to its policies and procedures, which include (among others) policies covering the provision of investment advisory services to clients and compliance with applicable law. Bene- detta Gambatesa, JSSAMNA’s Chief Compliance Officer, ad- ministers its compliance program and can be contacted at the address/telephone number on the cover page. Form ADV Part 2B | March 18, 2026 4  Supervised Person: Nicolas Frick Business address: Rue de la Corraterie 4, CH-1204 Geneva, Switzerland Direct Phone number: +41 (0)58 317 64 09 Year of birth: 1987 Item 2: Educational Background and Business Experience Educational background Higher degree of education in Banking and Finance from the HFBF in Zurich. Business experience Joined JSSAMNA in June 2021 as Director and Relationship manager. Appointed to deputy CEO in 2023. Prior to that: worked in private banking since 2008 and started to focus on US domiciled clients in 2009. He has also worked for BSI AG, Zurich (today EFG, 5 years) and Pictet North America Advisors SA, Zurich (4 years). Item 3: Disciplinary Information None. Item 4: Other Business Activities None. Item 5: Additional Compensation None. Item 6: Supervision Nicolas Frick is the deputy Chief Executive Officer of JSSAMNA and reports to Thomas Maxwell, JSSAMNA’s Chief Executive Officer. He is responsible for business develop- ment; relationship management and member of the invest- ment committee and his investment advisory activities are supervised by Thomas Maxwell. All JSSAMNA employees are subject to its policies and procedures, which include (among others) policies covering the provision of investment advisory services to clients and compliance with applicable law. Bene- detta Gambatesa, JSSAMNA’s Chief Compliance Officer, ad- ministers its compliance program and can be contacted at the address/telephone number on the cover page. Form ADV Part 2B | March 18, 2026 5  Supervised Person: Felix Fässler Business address: Alfred-Escher-Strasse 50, CH-8002 Zurich, Switzerland Direct Phone number: +41 58 317 64 01 Year of birth: 1964 Item 2: Educational Background and Business Experience Educational background Certified Wealth Management Advisor CWMA) with a Diploma is- sued by the Swiss Association for Quality (SAQ 2018) Commercial apprenticeship with Swiss Bank Corporation (now UBS Switzerland Ltd). Business experience Joined JSSAMNA in April 2024 as Relationship Manager and Team Head PBZH North America. Prior to that: worked as Relationship Manager and Head Team Davos at Vontobel Swiss Financial Advisors AG, Zurich (1 year). He has also worked as Wealth Management Advisor and Head Wealth Management Advisors in Team Davos Vontobel Swiss Wealth Advisors AG, Zurich (5 years). Item 3: Disciplinary Information None. Item 4: Other Business Activities None. Item 5: Additional Compensation None. Item 6: Supervision Felix Fässler reports to Thomas Maxwell, JSSAMNA’s Chief Exec- utive Officer. He is responsible for business development; rela- tionship management and his investment advisory activities are supervised by Thomas Maxwell. All JSSAMNA employees are subject to its policies and procedures, which include (among oth- ers) policies covering the provision of investment advisory ser- vices to clients and compliance with applicable law. Benedetta Gambatesa, JSSAMNA’s Chief Compliance Officer, administers its compliance program and can be contacted at the ad- dress/telephone number on the cover page. Form ADV Part 2B | March 18, 2026 6  J. Safra Sarasin Asset Management (North America) Ltd Rue de la Corraterie 4 CH-1204 Geneva Switzerland Tel. +41 (0)58 317 64 00 Fax +41 (0)58 317 64 10 www.jsafrasarasin.com/northamerica Form ADV Part 2B | March 18, 2026 7 

Wrap Fee Program Brochure / Form ADV Part 2A J. Safra Sarasin Asset Management (North America) Ltd March 18, 2026  Wrap Fee Program Brochure / Form ADV Part 2A change at our discretion. We will provide you annually with a copy of our updated Wrap Fee Program Brochure or a summary of material changes from the Wrap Fee Program Brochure previously provided to you. In addition, you may also obtain a copy of our current Wrap Fee Program Brochure at any time free of charge via the above- mentioned telephone number or e-mail address. J. Safra Sarasin Asset Management (North America) Ltd Rue de la Corraterie 4 CH-1204 Geneva Switzerland Tel. +41 (0)58 317 64 00 Fax +41 (0)58 317 64 10 Item 2: Material Changes There have been no material changes to the Wrap Fee Program Brochure since its last annual update and filing on March 21, 2025. J. Safra Sarasin Asset Management (North America) Ltd, Zurich Branch Alfred Escher Strasse 50 CH-8022 Zurich Switzerland Tel. +41 (0)58 317 64 00 www.jsafrasarasin.com/northamerica SEC no.: 801-112502 IARD/CRD no.: 292433 Item 1: Cover Page This wrap fee program disclosure brochure (the “Wrap Fee Program Brochure”) provides information about the qualifications and business practices of J. Safra Sarasin Asset Management (North America) Ltd (“JSSAMNA”, “us” or “we”). If you have any questions about the contents of this Wrap Fee Program Brochure, please contact us at +41 (0)58 317 64 00 and/or jssamna@jsafrasarasin.com. The information in this Wrap Fee Program Brochure has not been approved or verified by the United States Securities and Exchange Commission (the “SEC”) or by any state securities authority. Additional information about us is also available on the SEC’s website at www.adviserinfo.sec.gov. Please note that registration with the SEC as a registered investment adviser does not imply a certain level of skill or training. The information in this Wrap Fee Program Brochure is current as of the date indicated above and is subject to Wrap Fee Program Brochure | Form ADV Part 2A | March 18, 2026 1  Item 3: Table of Contents Item 1: Cover Page 1 Item 2: Material Changes 1 Item 3: Table of Contents 2 Item 4: Services, Fees and Compensation 3 Item 5: Account Requirements and Types of Clients 5 Item 6: Portfolio Manager Selection and Evaluation 5 Item 7: Client Information Provided to Portfolio Managers 8 Item 8: Client Contact with Portfolio Managers 8 Item 9: Additional Information 8 Wrap Fee Program Brochure | Form ADV Part 2A | March 18, 2026 2  Item 4: Services, fees and compensation investments Management Agreement (the “Discretionary Mandate”) with JSSAMNA. Under a Discretionary Mandate, we will manage your assets on a fully discretionary basis in line with the agreed investment strategy, taking into account your investment profile and objectives. We will be solely responsible for defining the asset allocation, making the underlying in your discretionary portfolio covered by the Discretionary Mandate and periodically review and adjust the discretionary portfolio in response to economic, political or market conditions. About J. Safra Sarasin Asset Management (North America) Ltd (“JSSAMNA”, “us” or “we”) JSSAMNA is a corporation organized under the laws of Switzerland with its head office and main place of business in Geneva, Switzerland, and a branch in Zurich, Switzerland, which was established in September 2024. We provide investment advisory services mainly to individuals, trusts, estates, charitable organizations and small corporations or similar small business entities residing in, or organized under the laws of, the United States of America (the “US”). JSSAMNA may, in certain limited cases, also advise other clients, such as US citizens residing outside the US. We allow investment restrictions such as those related to specific securities, certain types of securities or industries. Any such restrictions imposed by you on our Discretionary Mandate may cause the selected investment strategy to differ in performance and risk profile from the unmodified mandate developed by our investment team, which may be used by other clients of JSSAMNA. We are a wholly owned subsidiary of J. Safra Sarasin Holding Ltd, Basel, Switzerland (“JSSH”). JSSH is ultimately owned and controlled by members of the Joseph Y. Safra family. Investment Advisory Agreement Please refer to the supplement of this Wrap Fee Program learn more about Brochure (ADV Form Part 2B) to JSSAMNA’s key personnel. Advisory mandate If you wish to have your assets managed on a non- into a Non- discretionary basis, you must enter (the Discretionary “Advisory Mandate”) with JSSAMNA. Under the Advisory Mandate, we will provide you with our investment views and recommendations upon request and in accordance with your investment profile and objectives. We may also periodically contact you and offer recommendations that we consider suitable and appropriate for you. About our investment advisory services We specialize in tailored investment advisory services to high net worth clients and offer both discretionary asset management services as well as non-discretionary investment advisory services. In doing so, we will make recommendations based on your investment profile and objectives. In contrast to the Discretionary Mandate, you will be solely responsible for making all investment decisions and we will not have any discretionary authority over your assets. We will furthermore not provide continuous and regular supervision of your non-discretionary portfolio covered by the Advisory Mandate and will not be responsible for pro- actively updating any previous investment views and recommendations in response to economic, political or market conditions. Our investment advisory services may cover a variety of asset classes in US and international markets, including cash in various currencies, equity and debt securities, mutual funds, fiduciary deposits, certain derivatives and (physical) precious metals. Depending on your investment profile and objectives, we may also consider other types of investments. We are not registered as a broker-dealer with the SEC or any other US or non-US regulatory authority. Accordingly, we do not provide any brokerage services. For Advisory Mandates, we generally do not permit any investment restrictions as any restrictions in your non- discretionary portfolio would be self-imposed and controlled by you. Discretionary mandate If you wish to have your assets managed on a discretionary into a Discretionary Asset basis, you must enter Assets under management As of end of December 2025, we provided investment advisory services for USD 934’502 million in assets under Wrap Fee Program Brochure | Form ADV Part 2A | March 18, 2026 3  management, of which USD 523’957 million are in Discretionary Mandates and USD 407’985 million are in Advisory Mandates. charged for our investment advisory services as well as the above described included custodian and brokerage services separately. Wrap Fee For our investment advisory services as well as further services as described in more detail below, we are compensated on the basis of a wrap fee (the “Wrap Fee”) calculated at the end of each calendar quarter (31 March, 30 June, 30 September, 31 December) as a percentage of the entire assets (including cash) held in the client account(s) of the custodian bank that are covered by either the Discretionary Mandate or Advisory Mandate. For our Discretionary Mandate and Advisory Mandate, the Wrap Fee is an annual rate of 1.60% of your entire assets (including cash) in the mandate, subject to a minimum quarterly Wrap Fee of CHF 8,000. We reserve the right to waive, discount, increase or otherwise negotiate our Wrap Fees. Calculation and charging of the Wrap Fee Although additional custodian banks may be permitted in the future, Bank J. Safra Sarasin Ltd in Basel, Switzerland (“BJSS”), must act as custodian bank for Wrap Fee accounts. The Wrap Fee will be calculated in Swiss francs based on BJSS’s market valuation of all of the assets (including cash) held in the client account(s) with BJSS that are covered by either the Discretionary Mandate or Advisory Mandate at the end of each calendar month during the quarter for which the Wrap Fee is charged. The Wrap Fee will be charged in arrears at the end of the quarter in Swiss francs to your client account(s) with BJSS. In case the Discretionary Mandate or Advisory Mandate is terminated, the Wrap Fee for the entire last calendar month is charged in full. If your client account(s) with BJSS does not hold enough Swiss francs, then the debiting of the Wrap Fee will result in a foreign exchange transaction. BJSS will be compensated for effecting such a foreign exchange transaction. Services included in the Wrap Fee Our Wrap Fee includes the following services: - - - - - our investment advisory services in regard to your Discretionary Mandate and/or Advisory Mandate; the custody, trade settlement and withholding tax reclaim fees of the custodian bank; periodic account and portfolio statements provided to you by the custodian bank; an annual country-specific US tax report and generic income statement (incl. realized and unrealized capital gain and loss) provided to you by the custodian bank; and the brokerage commissions on US and certain non-US securities. Other expenses Our Wrap Fee do not include any BJSS fees that are not foreign currency exchange listed above such as transactions, wire transfer or any other fees or taxes (e.g. value added tax, Swiss stamp tax duty) imposed by BJSS or other service providers. Our Wrap Fee also does not include any management or other fees charged by funds or issuers of other financial instruments you may be invested in. Depending on the services you request from BJSS or other service providers, you may additionally be charged for special services such as safe deposit boxes. All these fees will reduce the overall return of the investment advisory portfolio(s) covered by either the Discretionary Mandate or Advisory Mandate. All these fees as well as the Wrap Fee will reduce the overall return of the investment advisory portfolio(s) covered by either the Discretionary Mandate or Advisory Mandate For purchases of non-US securities on which a third-party broker charges a brokerage commission, that commission will be included in the purchase price, i.e. the commission will not be paid from the Wrap Fee. Our Wrap Fee will not be adjusted for (1) low or no trading activity, or (2) for an Advisory Mandate, if you decide not to implement or follow the investment advice we provide to you. As a consequence, our Wrap Fee may, depending on your investment activity, cost you more than if you are Management fees to affiliates If we or you invest in collective investment vehicles and similar products managed by an affiliate of JSSAMNA, that affiliate may be economically benefited through the receipt of a management fee for such products. We will not share such fees. Wrap Fee Program Brochure | Form ADV Part 2A | March 18, 2026 4  No other compensation We do not accept any compensation for any sale of any financial instruments, referral of prospective clients or have any other type of revenue-sharing arrangement with another party unless disclosed otherwise. In addition, we do also not charge any transaction-based fees or fees for transmitting orders to broker-dealers for execution. Item 5: Account Requirements and Types of Clients Our policies and procedures aim to ensure that investment advisory portfolios are treated fairly and equitably over time. Any investment decisions for such portfolios are made with specific reference to the individual investment profile and objective of each client. We may therefore give investment advice or exercise investment responsibility or take other actions for clients that may differ from the advice given, or the timing and nature of actions taken, for other clients. Investment results for different portfolios, including portfolios that are generally managed in a similar style, may also differ as a result of these considerations. Some clients may not participate at all in some investments in which other clients participate, or may participate to a different degree or at a different time. 6.2 Methods of analysis, investment strategies and risk of loss As specified under Item 4, we provide investment advisory services to mainly high net worth individuals, trusts, estates, charitable organizations and small corporations or similar business entities who are residing in the US, or organized under US laws. We may, in certain limited cases, also advise other clients. We consider that a minimum Discretionary Mandate or Advisory Mandate value of USD 3,000,000 allows for most efficient management and sufficient diversification. Investment advisory mandates with smaller values may be accepted based on specific circumstances and we may aggregate investment advisory mandates that have family, corporate or other relationships at our discretion. if Our investment team defines several investment strategies that are appropriate to different degrees of risk. All investments carry a risk of loss. The investment strategy you select must reflect the risk of loss you are willing to bear. The higher the expected returns you may have, the greater the risk you could lose. We consider various factors to select what we believe to be the most suitable investment strategy for you. These factors could evolve over time and may change your risk tolerance, investment profile and objective as well as the investment strategy selected by you. We reserve the right to terminate your participation in a Discretionary Mandate or Advisory Mandate the investment amount falls below the minimum value as described above. Under normal circumstances, we will not do so if such decrease in value is attributable to the performance of your Discretionary Mandate and/or Advisory Mandate. - A fixed income or defensive investment strategy may allow you to seek a modest level of losses and returns, while accepting low risk and low fluctuation to your initial principal. These strategies may not generate significant income and may not keep pace with inflation. Item 6: Portfolio Manager Selection and Evaluation All investment advisory services are provided by our investment team. No external portfolio manager is in charge to act as investment adviser for our clients. - Performance-based fees and side-by-side 6.1 management - A dynamic or an equity investment strategy may allow you to maximize returns over time, but require you to accept a very high level or risk and fluctuation to your initial principal. Investors in these strategies may lose most or all of the initial principal invested. In between, a balanced investment strategy may expose your initial principal to moderate risk and return expectation. However, all or a portion of your initial principal could still be lost. We do not charge performance-based fees. It is of highest importance that we apply sound methods of analysis and investment strategy to your investment Wrap Fee Program Brochure | Form ADV Part 2A | March 18, 2026 5  - advisory mandate. Our investment team periodically organizes an investment committee, where investment views are formulated and translated into asset allocation decisions. We take into consideration economic, political and market factors, such as gross domestic product, inflation, short and long-term interest rates. The asset allocation decisions may impact each risk profile and their related investment strategies. - - Our investment strategies and advice involve financial instruments with varying risk degrees, from lower risk (e.g. cash and high-quality debt securities) to higher risk investments (e.g. equity securities). Currency allocation, country exposure and sector weighting are key elements, which may substantially alter the risk of any strategy. We generally allocate a higher portion of low risk financial instruments to conservative strategies, while growth strategies will be more exposed to riskier financial instruments. - Broadly speaking, we tend to invest in companies with strong balance sheets, stable earnings and efficient management. We avoid micro-cap securities, unstable countries, leveraged investments and businesses that we do not understand. We do not engage in “day trading”, “high frequency trading” or any other form of excessive trading. - We regularly monitor your Discretionary Mandate and usually review its asset allocation, typically on a monthly basis, but not less frequently than quarterly. We may engage in more financial instrument transactions on behalf of clients during any particular quarter depending on market conditions or changes in client investment strategy. than - factors, such as Generally speaking, all investments are subject to a risk of financial loss that you should be prepared to bear. You must understand the factors that can potentially lead to such loss. Examples of common risk types may include, without limitation: - Market risk: prices in any investment can go up and down rapidly and unpredictably, caused by economic macroeconomic developments, changes in interest rates, political changes, and other catastrophic events (e.g. war, terrorism, climate change, pandemics and public health issues); Interest rate risk: debt securities can fluctuate in value as interest rates change. Central banks may change interest rates at various times during the business cycle, which may affect corporate debt’s income and performance. Also, debt securities with longer maturity will typically be more sensitive to changes in interest rates compared to similar ones with a shorter maturity; Credit risk: credit risk is associated with the uncertainty in an issuer's ability to meet its obligation to pay interest and/or principal, or even go bankrupt (sometimes referred to as solvency risk); Liquidity risk: due to low trading volume, you could be exposed to the risk of not being able to sell, or buy, a specific financial instrument. This generally happens with companies having a small market capitalization or debt security during period of stress; for instance, debt securities rated below investment grade, also called “high yield bonds”, offer better yield, but are generally more volatile and less liquid than other debt securities; Foreign exchange risk or currency risk: this risk generally arises from the change in value of one currency against another. Currency exchange rates can be extremely volatile, especially during times of political or economic unrest, or as a result of actions taken by central banks. The risk depends on which level your investment advisory portfolio will be allocated to your reference currency versus another; Foreign/Emerging markets risk: foreign/emerging markets are affected by global economic factors and generally do not have the level of market efficiency and strict standards in accounting and securities regulation in developed countries. Some foreign/emerging markets may also have less trading volume, which may make it more difficult to sell a financial instrument. You must understand that investing in foreign/emerging markets come with much greater risk due to political instability, domestic problems and currency volatility and may trigger larger and more frequent price changes in the short term; and Concentration risk: we usually describe concentration risk when the allocation to a market segment or a company is higher than others. This could be related to a country, a company, an industry or any specific financial instruments invested. The concentration risk Wrap Fee Program Brochure | Form ADV Part 2A | March 18, 2026 6  - - - sensitivity, market perception of inflation often have negative effects on the level of economic activity. There can be no assurance that inflation will not become a serious problem in the impact on an future and have an adverse investment’s returns. Risks related to force majeure events: there is a risk that investments could be impacted by force majeure events (i.e. events beyond the control of the party claiming that the event has occurred, such as acts of God, war, warlike events, civil unrest, instructions and sanctions by government, terrorism, accidents, labor strikes, energy blackouts, communication failures, outbreaks of an infectious disease, pandemic or any other serious public health concern, or other unavoidable objective circumstances such as forces of nature, including bad weather, earthquake, fire, flood, atmospheric effects, magnetic fields and similar circumstances). There is a risk that some force majeure events will adversely affect the ability of a party (including an investment, a counterparty of such investment or a counterparty of client) to perform its obligations until it is able to remedy the force majeure event. Such a party could also claim force majeure for nonperformance of its contractual obligations. Certain force majeure events (such as an outbreak of an infectious disease, e.g. COVID-19) could have a broader negative impact on the world economy and international business activity generally, or in any of the countries or jurisdictions in which investments are located. Additionally, a major governmental intervention into industry, including but not limited to the nationalization of an industry or the assertion of control over an investment, could result in a loss to a client. Any of the foregoing would therefore adversely affect the performance of investments. 6.3 Voting client securities (proxy voting) - JSSAMNA does not accept proxy voting responsibility for securities held in your non-discretionary portfolio (i.e. Advisory Mandate). You must arrange for any corporate action information or proxy voting directly with BJSS. With respect to any discretionary portfolio (i.e. Discretionary Mandate), and subject to us having received the necessary information from the custodian bank in time, we will exercise our investment judgement for corporate actions may lead to an increased risk (or opportunity) for additional loss (or profit). Equity securities risk: equity securities represent an ownership interest in an issuer rather than a right to receive a specified future payment. This makes equity securities more sensitive than fixed income or debt investments to changes in an issuer’s earnings and overall financial condition; as a result, equity securities are generally more volatile than fixed income or debt investments. Equity securities may lose value as a result of changes relating to the issuers of those securities, such as management performance, financial leverage, or changes in the actual or anticipated earnings of a company, or as a result of actual or perceived market conditions that are not specific to an issuer. Even when the securities markets are generally performing strongly, there can be no assurance that equity securities will increase in value. Because the rights of all of a company’s creditors are senior to those of holders of equity securities, shareholders are least likely to receive any value if an issuer files for bankruptcy. Debt securities risk: investments in fixed income or debt securities are subject to the risk of an issuer’s ability to meet principal and interest payments on the obligation (credit risk), price volatility due to interest the rate creditworthiness of the issuer, general market liquidity (market risk) and potential inability to access additional financing due, e.g. to high leverage. The price of a debt instrument generally moves inversely with interest rates, such that a rise in interest rates typically causes a fall in value, while a fall in interest rates typically causes a rise in value. The risk of debt securities can vary significantly depending upon factors such as the credit quality of the issuer and the maturity of the instrument. For example, the issuer of a security or the counterparty to a contract may could default or otherwise become unable to honor a financial obligation, resulting in losses. Inflation risk: inflation and rapid fluctuations in inflation rates have had in the past, and could in the future have, negative effects on the economies and financial markets, which may in turn affect the markets in which a strategy or client invests. For example, wages and prices of inputs increase during periods of inflation, which can negatively impact returns on investments. Governmental efforts to curb Wrap Fee Program Brochure | Form ADV Part 2A | March 18, 2026 7  and abroad. Neither JSSH nor BJSS are registered with the SEC as a broker-dealer or investment adviser or with any other US regulatory authority. As part of the JSSH Group, JSSAMNA is subject to the consolidated supervision of the JSSH Group. such as tender or exchange offers, subscription rights, option and conversion rights or redemption rights. For all other votes, such as voting for directors, you remain solely responsible. Furthermore, we will not advise you on or make any elections with respect to reorganizations, bankruptcy proceedings or class action lawsuits involving an issuer of financial instruments held in your investment for any such advisory portfolio. You must arrange information to be obtained directly from BJSS. While JSSAMNA and other entities of the JSSH Group do not share any staff, our Chairman also serves as director and/or executive manager of BJSS and other entities of the JSSH Group. Upon request, you may obtain a copy of our proxy voting policy and procedures related to your investment advisory portfolio. Item 7: Client Information Provided to Portfolio Managers As specified under Item 6 above, all investment advisory services are solely provided by our investment team. No external portfolio manager is in possession of any client information. In line with Swiss legal and regulatory requirements, JSSAMNA is since December 2024 authorized as a portfolio manager by the Swiss Financial Market Supervisory Authority FINMA and affiliated with AOOS – Schweizerische Aktiengesellschaft für Aufsicht (a Swiss company limited by shares for supervision), a Swiss supervisory organization (SO) and self-regulatory organization (SRO) duly recognized and approved by FINMA. Whilst the SO supervises JSSAMNA’s conduct as a portfolio manager, the SRO assumes a supervisory role in the context of combating money laundering and the financing of terrorism as per applicable Swiss law. Item 8: Client Contact with Portfolio Managers There are no restrictions to contact your Client Relationship in regard to our investment team Manager or our investment advisory services or your investment advisory portfolio. Our business hours are from 9.00am to 6.00pm (Central European Time). Item 9: Additional Information JSSAMNA is furthermore affiliated with the Swiss Banking Ombudsman. In case of a dispute with JSSAMNA, you may approach the Swiss Banking Ombudsman, Bahnhofplatz 9, P.O. Box, 8021 Zurich (www.bankingombudsman.ch). The Ombudsman deals with specific complaints which are raised against banks and other financial services providers such as portfolio managers based in Switzerland. He is independent and neutral and he treats inquiries strictly confidential. The mediation process is free of charge. 9.1 Disciplinary information As of the date of this Wrap Fee Program Brochure, there is no disciplinary information to report. 9.2 Other financial industry activities and affiliations General comment As described under Item 4, JSSAMNA is a wholly owned subsidiary of JSSH. JSSH also owns BJSS, a Swiss bank licensed and supervised by the Swiss Financial Market Supervisory Authority FINMA with its principal office in Basel, Switzerland. BJSS provides banking and investment services for private and institutional clients in Switzerland Material relationships with affiliated entities There are various forms of arrangements between JSSAMNA and its affiliates as described further below, some of which inherently involve material conflicts of interest. Before participating in JSSAMNA’s wrap fee program, you should understand these arrangements and the conflicts they pose. While we generally believe that BJSS and other affiliates identified below provide services of comparable quality and, to the extent applicable, at comparable prices to other market participants, we do not independently evaluate, and we do not represent, whether that is or remains the case. Furthermore, JSSAMNA requires its affiliates to limit the use of any information to the purpose for which it was provided and to keep them Wrap Fee Program Brochure | Form ADV Part 2A | March 18, 2026 8  - confidential laws and in accordance with applicable regulations. More details are available in our Data Privacy Statement. - rates between and among - - for effecting - - In case - - Custody and banking services: while other custodian banks may be permitted in the future, you currently may select only BJSS as custodian bank for assets investment advisory services. covered by our Depending on your country of residence, you may obtain limited complementary banking services from BJSS as permitted under the local requirements in your home jurisdiction. The fees for BJSS’s services may be more or less favorable than those that may be obtained from other custodian banks. We are not party to any BJSS’s services and do not receive compensation in relation to these arrangements. While our Wrap Fees will be deducted directly from your account(s) with BJSS, we do not have custody of your assets. You will furthermore receive periodic account statements for your investment advisory portfolio directly from BJSS. In addition, as custodian bank, BJSS charges foreign fees exchange transactions or other services not covered by the Wrap Fee. Execution services: for your investment advisory portfolio, JSSAMNA will, consistent with our duty of best execution, route securities orders to either Safra Securities LLC (“Safra Securities”), an affiliate that is registered as a broker-dealer with the SEC and a member of the US Financial Industry Regulatory Authority (FINRA) or other broker-dealers as disclosed further in section 9.4 below. Fees charged to JSSAMNA by Safra Securities will be absorbed by our Wrap Fee except for brokerage commissions that may be charged for certain non-US securities by third party brokers used by Safra Securities that will be charged to you directly as part of the purchase price of the security. The fees for Safra Securities’ services may be more or less favorable than those that may be obtained from non-affiliated third-parties. We do not receive compensation in relation to this arrangement. While Safra Securities does not receive additional compensation from you when we select them to execute transactions on your behalf, we have an incentive to place trades through Safra Securities, rather than a third party, such as Baird (see Item 9.4 below for more information). in investments Cash/Currency accounts: cash various currencies investment advisory in your portfolio are held with BJSS as custodian bank and you are therefore exposed to the credit risk of BJSS. Moreover, if you hold cash or assets denominated in multiple currencies, you will be exposed to fluctuating exchange those currencies. Fiduciary deposits: unless instructed otherwise by you, fiduciary deposit investments in your investment advisory portfolio will be placed via BJSS in their own name, but at your risk with BJSS’s recommended fiduciary counterparties at the point of time of the investment. The fiduciary counterparties are generally affiliates of BJSS and such placements are therefore exposed to the credit risk of such affiliates as well as BJSS itself. We, and BJSS, have a financial incentive to make such fiduciary deposit investments with affiliates of BJSS. Derivatives: over-the-counter derivative investments in your investment advisory portfolio such as foreign exchange forwards will be placed with BJSS and you are therefore exposed to the credit risk of BJSS. BJSS charges fees in connection with such transactions, and accordingly we have a conflict of interest in selecting BJSS. Precious metals: precious metal investments in your investment advisory portfolio are held with BJSS as custodian bank. that precious metal investments are not held in physical form, you are exposed to the credit risk of BJSS. Research and joint investment meetings: in addition to research obtained by non-affiliated entities, JSSAMNA may obtain research reports prepared by BJSS and participate in periodic investment meetings in order to share macroeconomic views, asset allocation and investment ideas. We are not required to follow or agree with these views and ideas of BJSS, and our investment team has the discretion to take positions for your investment advisory portfolio that deviate from the ones taken by BJSS. Shared premises: JSSAMNA and BJSS are located in the same building and we share office space and common areas. However, our own workspace and documents storage room stay physically segregated from those of BJSS and any information related to current, former and prospective clients are kept Wrap Fee Program Brochure | Form ADV Part 2A | March 18, 2026 9  - information barriers and other restrictions (including separate trading systems and staff) are in place between JSSAMNA and such affiliates/related persons, such that neither party is aware of, nor has access to, the investment advisory recommendations or trades of the other affiliated entity made on behalf of its respective clients. confidential. Appropriate access controls are enforced to comply with this rule. Corporate support services: BJSS provides various support services that are generally unrelated to our investment advisory services to you such as facility management, IT and telephone infrastructure, human resources, mailing services, controlling or legal support. 9.4 Brokerage practices 9.3 Code of Ethics, participation or interest in client transactions and personal trading Broker-dealer selection We have an obligation to seek “best execution” for client transactions. Best execution generally refers to the execution of transactions in such a manner that the total costs or proceeds in each transaction are the most favorable under the circumstances. The SEC defines best execution as “best qualitative execution” and not merely the lowest possible execution cost. When evaluating the quality of execution provided by our selected broker- dealers, we will review the following factors: - Code of Ethics We have adopted a Code of Ethics which sets forth standards of business conduct that apply to all our employees, reflect our fiduciary obligations to act in your best interest, and addresses prevention of any conflict of interest associated with the personal trading activities of our employees and certain members of their families. All of them must periodically submit specific reports which reflect their current personal securities holdings, as well as their most recent securities transactions. Our Chief Compliance Officer reviews these reports on a regular basis and ensures our employees or certain members of their families do not take inappropriate advantage of their positions in relation to your investment advisory portfolio. - On the broker-dealer’s side: financial strength, markets coverage, settlement efficiency, quality of communication, level of commission vs. peers and ability to maintain confidentiality. On the custodian bank’s side: ability to settle trades with a delivery-against-payment model with the broker-dealer. JSSAMNA normally uses the following two broker-dealers: We also have policies and procedures that are designed to prevent the misuse of material and non-public information which may become available to us via you or other means. Our employees are prohibited from using such information for you, their benefit or the benefit of third parties. As disclosed in section 9.2 above, we have selected Safra Securities, an affiliated broker-dealer for securities that Safra execution services because we believe Securities offers an attractive platform for our business model while, at the same time, Safra Securities meets the above-mentioned “best quality execution” criteria. Any employee who fails to respect the provisions of the Code of Ethics can be subject to sanctions, which may include verbal warnings, suspension of personal trading rights, disgorgement of profits and, in most severe cases, the possibility of dismissal or to be reported to the relevant authorities. We can provide you with a copy of our Code of Ethics upon request. Affiliate/Related person transactions As described under Item 4, JSSAMNA is a wholly owned subsidiary of JSSH and thus part of the JSSH Group. Certain affiliates and related persons of JSSAMNA such as BJSS may from time to time invests in securities that are also its clients. However, recommended by JSSAMNA to We have furthermore selected Robert W. Baird & Co. Incorporated (“Baird”), a non-affiliated entity that is registered as a broker-dealer with the SEC and a member of the US Financial Industry Regulatory Authority (FINRA) for securities execution services. Through its international network and 24-hour trading desk, Baird offers next to competitive commissions in particular real-time access during European and Asian market hours. As part of JSSAMNA’s arrangement with Baird, we also obtain access Wrap Fee Program Brochure | Form ADV Part 2A | March 18, 2026 10  to Baird’s proprietary research as an additional channel of independent research. cases when an order is partially completed, we will allocate the traded financial instruments on a pro rata basis. We will periodically review the arrangements with Safra Securities and Baird. In addition, we reserve the right to use other firms, in addition to or in place of, Safra Securities and Baird, as we deem warranted. We cannot guarantee the equal participation of each client in every investment opportunity or every transaction. In certain instances, such as the limited availability of publicly traded securities or over-subscribed public offerings, it may not be possible to allocate a transaction pro rata, especially if clients have materially different sized portfolios or if post- trade allocation becomes substantially different from pre- trade allocation due to minimum round lots not reached. In those cases, we randomly allocate executed trades. Research and other soft dollar benefits We did not select Safra Securities and Baird, and will generally not in the future select any other broker-dealer, for securities transactions based upon a soft commission or soft dollar arrangement. 9.5 Review of accounts After entering into a business relationship with us, each client and investment advisory portfolio is assigned to a Client Relationship Manager. We receive third party research via Safra Securities as well as proprietary research prepared by Baird and BJSS, including periodically and publically available newsletters as well as access to their research platform. These materials are provided to us free of charge, i.e. do not result in a different level of commissions or fees charged, and not subject any transaction volume directed to a particular broker-dealer. We do not consider the provision of research or other services when evaluating execution services. With respect to Discretionary Mandates, our investment team regularly monitors your discretionary portfolio, typically on a monthly basis but not less frequently than quarterly. Each review generally includes consideration of the following matters: - - - compliance with agreed investment strategy, i.e. investment restriction, product asset allocation, suitability; consistency of your investment objectives with your risk profile; and any conflicts of interest that may exist. the investment objectives In addition, the appointed Client Relationship Manager reviews for all assigned investment advisory portfolios on an annual basis. Directed brokerage As explained above, we use Safra Securities and Baird for execution of client transactions. We do not permit clients to direct or use any other specific broker-dealers for any client transactions. Not all investment advisers do this. As a result, we may not be able to achieve the most favorable execution and this practice may increase your transaction costs, such as by charge of a brokerage commission for transactions in certain non-US securities. However, we believe that in consideration of the “best qualitative execution” criteria described above, the selected broker- dealer and settlement process with the custodian bank provide for the most favorable result for you over time. Apart from the regular monthly statement provided by the custodian bank, we inform you as often as agreed, but no less frequently than annually, about the performance and the balance of your investment advisory portfolio. 9.6 Client referrals and other compensation We may from time to time refer clients to or receive referrals from other entities of the JSSH Group, but we do not receive or pay any remuneration for such referrals. Trade aggregation and/or allocation of investment opportunities We may aggregate or pool trade orders to buy or sell financial securities in a way to seek the most favorable execution and to lower brokerage commissions. All affected investment advisory portfolios will receive the same average execution price. We endeavor to allocate executed trades and/or investment opportunities on a fair and equitable basis, without favoring any portfolio or client. In Wrap Fee Program Brochure | Form ADV Part 2A | March 18, 2026 11  We allow investment restrictions such as those related to specific securities, certain types of securities or industries. Any such restrictions imposed by you on our Discretionary Mandate may cause the selected investment strategy to differ in performance and risk profile from the unmodified mandate developed by our investment team, which may be used by other clients of JSSAMNA. 9.9 Financial information Occasionally, we may enter into an arrangement with a non- affiliated solicitor who may refer prospective clients to us for compensation. Any referral fee is generally calculated based on a percentage of assets under management of the referred investment advisory portfolio, or of the fees that we earn on those assets, and will be disclosed to referred prospective clients before entering into a business relationship with us. Any referral fee paid to a solicitor will not result in any increase of the generally applicable Wrap Fee or any additional charges to you. 9.7 Custody We are in sound financial standing and do not have any condition reasonably likely to impair our ability to meet our contractual commitments to you. We do not have direct custody of any client assets. As specified in section 9.2 above, you currently must choose BJSS as custodian bank. You should carefully review the accuracy of any account statement sent by BJSS. We will work with BJSS to ensure that account statements are directly sent to you. BJSS is viewed as a “Qualified Custodian” and subject to certain requirements as defined in Rule 206(4)-2 of the US Investment Advisers Act of 1940 (the “Custody Rule”). BJSS will send quarterly (or more frequent) account statements directly to clients. Furthermore, and in accordance with the Custody Rule, JSSAMNA has an internal control report prepared by an independent public accountant on an annual basis who in addition also conducts a (surprise) examination regarding client funds and securities held by the Qualified Custodian once a calendar year. We have retained Deloitte SA, Switzerland, as independent public accountant. Upon request, you may request from us a copy of the internal control report prepared by Deloitte SA, Switzerland. 9.8 Investment discretion instrument Based on a Discretionary Mandate and power of attorney for the management of assets granted by you on the discretionary portfolio held at BJSS, we will have full discretionary authority to manage your discretionary portfolio, including the authority to purchase or sell any in accordance with the agreed financial investment strategy. In addition, we may be granted authority to instruct BJSS to debit and pay our quarterly Wrap Fees. Wrap Fee Program Brochure | Form ADV Part 2A | March 18, 2026 12   J. Safra Sarasin Asset Management (North America) Ltd Rue de la Corraterie 4 CH-1204 Geneva Switzerland Tel. +41 (0)58 317 64 00 Fax +41 (0)58 317 64 49 www.jsafrasarasin.com/northamerica