MARRICK WEALTH

marrick wealth, LLC Form ADV Part 2A – Disclosure Brochure Effective: March 13, 2026 This Form ADV Part 2A (“Disclosure Brochure”) provides information about the qualifications and business practices of marrick wealth, LLC (“marrick” or the “Advisor”). If you have any questions about the content of this Disclosure Brochure, please contact the Advisor at (949) 258-9700 or by email at info@marrickwealth.com. marrick is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The information in this Disclosure Brochure has not been approved or verified by the SEC or by any state securities authority. Registration of an investment advisor does not imply any specific level of skill or training. This Disclosure Brochure provides information about marrick to assist you in determining whether to retain the Advisor. Additional information about marrick and its Advisory Persons is available on the SEC’s website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 164758. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com  Item 2 – Material Changes Form ADV 2 is divided into two parts: Part 2A (the "Disclosure Brochure") and Part 2B (the "Brochure Supplement"). The Disclosure Brochure provides information about a variety of topics relating to an Advisor’s business practices and conflicts of interest. The Brochure Supplement provides information about Advisory Persons of marrick. For convenience, the Advisor has combined these documents into a single disclosure document. marrick believes that communication and transparency are the foundation of its relationship with Clients and will continually strive to provide its Clients with complete and accurate information at all times. marrick encourages all current and prospective clients to read this Disclosure Brochure and discuss any questions you may have with us. Material Changes The following material changes have been made to this Disclosure Brochure since the annual amendment filing on February 28, 2025. • The Advisor has updated its fee schedule to differentiate fees depending on the market value of assets under management. See Item 5 for more details. Future Changes From time to time, the Advisor may amend this Disclosure Brochure to reflect changes in business practices, changes in regulations or routine annual updates as required by securities regulators. This complete Disclosure Brochure or a Summary of Material Changes shall be provided to you annually and if a material change occurs. At any time, you may view the current Disclosure Brochure on-line at the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 164758. You may also request a copy of this Disclosure Brochure at any time, by contacting the Advisor at (949) 258-9700. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 2  Item 3 – Table of Contents Item 1 – Cover Page ................................................................................................................................................ 1 Item 2 – Material Changes ...................................................................................................................................... 2 Item 3 – Table of Contents ..................................................................................................................................... 3 Item 4 – Advisory Services..................................................................................................................................... 4 A. Firm Information ............................................................................................................................................ 4 B. Advisory Services Offered ............................................................................................................................ 4 C. Client Account Management ........................................................................................................................ 6 D. Wrap Fee Programs ..................................................................................................................................... 6 E. Assets Under Management .......................................................................................................................... 7 Item 5 – Fees and Compensation .......................................................................................................................... 7 A. Fees for Advisory Services ........................................................................................................................... 7 B. Fee Billing ..................................................................................................................................................... 8 C. Other Fees and Expenses ............................................................................................................................ 9 D. Advance Payment of Fees and Termination ................................................................................................ 9 E. Compensation for Sales of Securities......................................................................................................... 10 Item 6 – Performance-Based Fees and Side-By-Side Management ................................................................ 10 Item 7 – Types of Clients ...................................................................................................................................... 10 Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss ......................................................... 10 A. Methods of Analysis .................................................................................................................................... 10 B. Risk of Loss................................................................................................................................................. 10 Item 9 – Disciplinary Information ........................................................................................................................ 11 Item 10 – Other Financial Industry Activities and Affiliations .......................................................................... 11 Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading ............... 12 A. Code of Ethics ............................................................................................................................................. 12 B. Personal Trading with Material Interest ...................................................................................................... 12 C. Personal Trading in Same Securities as Clients ........................................................................................ 12 D. Personal Trading at Same Time as Client .................................................................................................. 12 Item 12 – Brokerage Practices ............................................................................................................................. 12 A. Recommendation of Custodian[s] ............................................................................................................... 12 B. Aggregating and Allocating Trades............................................................................................................. 13 Item 13 – Review of Accounts.............................................................................................................................. 13 A. Frequency of Reviews ................................................................................................................................ 13 B. Causes for Reviews .................................................................................................................................... 13 C. Review Reports........................................................................................................................................... 13 Item 14 – Client Referrals and Other Compensation ......................................................................................... 14 A. Compensation Received by marrick ........................................................................................................... 14 B. Compensation for Client Referrals .............................................................................................................. 14 Item 15 – Custody.................................................................................................................................................. 14 Item 16 – Investment Discretion .......................................................................................................................... 15 Item 17 – Voting Client Securities ....................................................................................................................... 15 Item 18 – Financial Information ........................................................................................................................... 15 Form ADV Part 2B – Brochure Supplements ..................................................................................................... 16 Privacy Policy ........................................................................................................................................................ 24 marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 3  Item 4 – Advisory Services A. Firm Information marrick wealth, LLC (“marrick” or the “Advisor”) is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). marrick is organized as a limited liability company (“LLC”) under the laws of the State of California. marrick was founded in June 2012, and is owned and operated by Patrick Chu (Co-Founder, Wealth Advisor and Chief Compliance Officer) and Martin McNamara (Co-Founder and Wealth Advisor). This Disclosure Brochure provides information regarding the qualifications, business practices, and the advisory services provided by marrick. B. Advisory Services Offered marrick offers investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations and retirement plans (each referred to as a “Client”). The Advisor serves as a fiduciary to Clients, as defined under applicable laws and regulations. As a fiduciary, the Advisor upholds a duty of loyalty, fairness and good faith towards each Client and seeks to mitigate potential conflicts of interest. marrick’s fiduciary commitment is further described in the Advisor’s Code of Ethics. For more information regarding the Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading. Wealth Management Services marrick generally provides Clients with wealth management services, which includes discretionary management of investment portfolios in connection with a broad range of comprehensive financial planning and investment consulting services. Investment Management Services - The Advisor offers investment management services either as a component of wealth management or pursuant to a stand-alone invement management agreement. marrick provides customized investment management solutions for its Clients. This is achieved through continuous personal Client contact and interaction while providing discretionary and/or non-discretionary investment management and related advisory services. marrick works closely with each Client to identify their investment goals and objectives as well as risk tolerance and financial situation in order to create a portfolio strategy. marrick will then construct a portfolio, consisting of low-cost, diversified mutual funds and/or exchange-traded funds (“ETFs”) to achieve the Client’s investment goals. The Advisor may also utilize individual stocks, bonds or options contracts to meet the needs of its Clients. The Advisor may retain other types of investments from the Client’s legacy portfolio due to fit with the overall portfolio strategy, tax-related reasons, or other reasons as identified between the Advisor and the Client. marrick’s investment approach is primarily long-term focused, but the Advisor may buy, sell or re-allocate positions that have been held for less than one year to meet the objectives of the Client or due to market conditions. marrick will construct, implement and monitor the portfolio to ensure it meets the goals, objectives, circumstances, and risk tolerance agreed to by the Client. marrick generally utilizes Strategic Asset Allocation (“SAA”) when managing client assets. SAA is a traditional strategic approach used to determining the specific assets and the amount of each which will make up the portfolio in order to meet the cash flow requirement and long-term investment objective at the appropriate risk tolerance over a market cycle. Once your strategic asset allocation is determined, the portfolio is typically rebalanced on a pre-determined basis, quarterly for example, back to its original allocation. Strategic asset allocation approaches recommend sticking with your original allocation over long periods of time rather than reacting to what is currently occurring in the markets. Each Client will have the opportunity to place reasonable restrictions on the types of investments to be held in their respective portfolio, subject to acceptance by the Advisor. marrick evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. marrick may recommend, on occasion, redistributing investment allocations to diversify the portfolio. marrick may recommend specific positions to increase sector or asset class weightings. The Advisor may recommend employing cash positions as a possible hedge against market movement. marrick may marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 4  recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position[s] in the portfolio, change in risk tolerance of the Client, generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance. At no time will marrick accept or maintain custody of a Client’s funds or securities, except for the limited authority as outlined in Item 15 – Custody. All Client assets will be managed within their designated account[s] at the Custodian, pursuant to the terms of an advisory agreement. For additional information, please see Item 12 – Brokerage Practices. Retirement Accounts – When the Advisor provides investment advice to Clients regarding ERISA retirement accounts or individual retirement accounts (“IRAs”), the Advisor is a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. When deemed to be in the Client’s best interest, the Advisor will provide investment advice to a Client regarding a distribution from an ERISA retirement account or to roll over the assets to an IRA, or recommend a similar transaction including rollovers from one ERISA sponsored Plan to another, one IRA to another IRA, or from one type of account to another account (e.g. commission-based account to fee-based account). Such a recommendation creates a conflict of interest if the Advisor will earn a new (or increase its current) advisory fee as a result of the transaction. No client is under any obligation to roll over a retirement account to an account managed by the Advisor. Use of Independent Managers - Marrick may recommend that Clients utilize one or more unaffiliated investment managers or investment platforms (collectively “Independent Managers”) for all or a portion of a Client’s investment portfolio. In such instances, the Client will be required to authorize and enter into a tri-party advisory agreement with the Advisor and the Independent Manager that defines the terms of the investment management and related services. The Advisor will assist in the development of the initial policy recommendations and managing the ongoing Client relationship. The Advisor will also perform initial and ongoing oversight and due diligence over the selected Independent Manager to ensure the Independent Manager’s strategy and target allocation remain aligned with the Client’s investment objectives and overall best interests. The Client, prior to entering into a tri-party agreement, will be provided with the Independent Manager's Form ADV 2A (or a brochure that makes the appropriate disclosures). Financial Planning Services - The Advisor offers financial planning either as a component of its wealth management services or pursuant to a separate stand-alone financial planning agreement. Services are offered in several areas of a Client’s financial situation, depending on their goals and objectives. Generally, such financial planning services involve preparing a formal financial plan or rendering a specific financial consultation based on the Client’s financial goals and objectives. This planning or consulting may encompass one or more areas of need, including but not limited to, investment planning, retirement planning, income tax planning, cash flow and debt planning, compensation and employee benefit planning, estate planning, insurance planning, and other areas of a Client’s financial situation. A financial plan developed for the Client will usually include general recommendations for a course of activity or specific actions to be taken by the Client. For example, recommendations may be made that the Client start or revise their investment programs, commence or alter retirement savings, establish education savings and/or charitable giving programs. marrick may also refer Clients to an accountant, attorney or another specialist, as appropriate for their unique situation. For certain financial planning engagements, the Advisor will provide a written summary of Client’s financial situation, observations, and recommendations. For consulting or ad-hoc engagements, the Advisor may not provide a written summary. Plans or consultations are typically completed within six months of contract date, assuming all information and documents requested are provided promptly. Financial planning recommendations pose a conflict between the interests of the Advisor and the interests of the Client. For example, the Advisor has an incentive to recommend that Clients engage the Advisor for investment management services or to increase the level of investment assets, as it would increase the amount of advisory fees paid to the Advisor. Clients are not obligated to implement any recommendations made by the Advisor or marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 5  maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to implement the transaction through the Advisor. Investment Consulting Services – The Advisor offers a variety of investment consulting services to individuals and families, either as a component of investment management services or pursuant to a written investment consulting agreement. When offered as a separate engagement, this service is ideal for Clients seeking a smaller scope engagement and to utilize the expertise of the Advisor but without having an account managed by the Advisor or developing a financial plan as described above. Services are offered in several areas of a Client’s financial situation, depending on their goals, objectives and financial situation. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to implement the transaction through the Advisor. Retirement Plan Advisory Services marrick provides advisory services to retirement plans (each a “Plan”) and the company sponsor (the “Plan Sponsor”). The Advisor’s retirement plan advisory services are designed to assist the Plan Sponsor in meeting its fiduciary obligations to the Plan. Each engagement is customized to the needs of the Plan and Plan Sponsor. Services generally include: Investment Policy Statement (“IPS”) Design and Monitoring Investment Due Diligence and Oversight Investment Management Services (ERISA 3(38)) • Vendor Analysis • • • • Performance Reporting • Ongoing Investment Recommendation and Assistance Certain of these services are provided by marrick serving in the capacity as a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). In accordance with ERISA Section 408(b)(2), the Plan Sponsor is provided with a written description of marrick’s fiduciary status, the specific services to be rendered and all direct and indirect compensation the Advisor reasonably expects under the engagement. Educational Workshops and Seminars At times, marrick may deliver educational seminars and/or workshops for Clients and prospective clients. The workshops and seminars are not designed to provide specific and/or personal advice to a specific Client. C. Client Account Management Prior to engaging marrick to provide investment advisory services, each Client is required to enter into one or more agreements with the Advisor that define the terms, conditions, authority and responsibilities of the Advisor and the Client. These services may include: • Establishing an Investment Strategy – marrick, in connection with the Client, will develop a strategy that seeks to achieve the Client’s investment goals and objectives. • Asset Allocation – marrick will develop a strategic asset allocation that is targeted to meet the investment objectives, time horizon, financial situation and tolerance for risk for each Client. • Portfolio Construction – marrick will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client. • Investment Management and Supervision – marrick will provide investment management and ongoing oversight of the Client’s investment portfolio. D. Wrap Fee Programs marrick does not manage or place Client assets into a wrap fee program. Investment management services are provided directly by marrick. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 6  E. Assets Under Management As of December 31, 2025, marrick manages $215,567,832 in Client assets, $189,287,259 of which is on a discretionary basis and $26,280,573 on a non-discretionary basis. Clients may request more current information at any time by contacting the Advisor. Item 5 – Fees and Compensation The following paragraphs detail the fee structure and compensation methodology for services provided by the Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more agreements with the Advisor. A. Fees for Advisory Services Wealth Management Services/Investment Management Services Wealth management and investment management fees are paid quarterly, at the end of each calendar quarter, pursuant to the terms of the advisory agreement. Fees are based on the market value of assets under management at the end each quarter. Wealth management fees range up to 1.00% annually based on the level of assets to be managed and the overall relationship with the Advisor as outlined below. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions and other complexities may be charged a higher fee. The Advisor’s wealth management fee is based on the following schedules: Investable Assets Under 5 million ($) Annual Rate (%) First $2,000,000 Next $3,000,000 Next $5,000,000 1.00% 0.75% 0.60% Investable Assets Over 5 million ($) First $5,000,000 Next $5,000,000 Over $10,000,000 Annual Rate (%) 0.75% 0.60% 0.50% The fee in the first quarter of service is prorated from the inception date of the account[s] to the end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. Certain clients will be billed according to legacy fee schedules pursuant to the executed advisory agreement. The Client’s fees will take into consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by marrick will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate billing. Financial Planning Services marrick offers financial planning services either as a one-time engagement or as an ongoing service. Fees for one-time financial planning services are offered on an hourly basis ranging from $175 to $500 per hour. If the Client engages marrick for additional investment management services, marrick may offset all or a portion of these financial planning fees. Certain Clients may choose to have ongoing financial planning fees based on the hourly fee as described above. Financial planning fees are based on the scope and complexity of the services to be provided and the experience of the individual providing such services. Financial planning fees are negotiable at the sole discretion of the Advisor. Investment Consulting Services Investment management fees are paid quarterly, at the end of each calendar quarter, pursuant to the terms of the investment consulting agreement. Investment consulting fees are based on the market value of assets advised at the end of each quarter. Investment consulting fees range up to 0.50% annually. The investment marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 7  consulting fee in the first quarter of service is prorated from the inception date of the account[s] to the end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. Retirement Plan Advisory Services Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.00%. Fees are generally based on the following schedule: Assets Under Management ($) First $2,000,000 Next $3,000,000 Next $5,000,000 Over $10,000,000 Annual Rate (%) 1.00% 0.75% 0.60% 0.50% Fees may be negotiable depending on the size of the plan and the services to be provided. Certain legacy Clients may have fee schedules that differ from the schedule above. Use of Independent Managers As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or more Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from an Independent Manager. The Advisor will only earn its investment advisory fee as described above. Independent Managers typically do not offer any fee discounts but may have a breakpoint schedule which will reduce the fee with an increased level of assets placed under management with an Independent Manager. The terms of such fee arrangements are included in the Independent Manager’s disclosure brochure and applicable contract[s] with the Independent Manager. The total blended fee, including the Advisor’s fee and the Independent Manager’s fee, will not exceed 2.00% annually. Educational Workshops and Seminars marrick does not charge a fee to attend an educational seminar or workshop nor is attendance required in order to become a Client of marrick. The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other related costs and expenses, which may be incurred by the Client. However, the Advisor shall not receive any portion of these commissions, fees, and costs. B. Fee Billing Wealth Management Services/Investment Management Services Fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the Custodian. The Advisor or its delegate shall send an invoice to the Custodian indicating the amount of the fees to be deducted from the Client’s account[s] at the respective quarter-end date. The amount due is calculated by applying the quarterly rate (annual rate divided by 4) to the total assets under management with marrick at the end of the prior quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of these fees. It is the responsibility of the Client to verify the accuracy of these fees as listed on the Custodian’s brokerage statement as the Custodian does not assume this responsibility. Clients provide written authorization permitting advisory fees to be deducted by marrick directly from their accounts held by the Custodian as part of the agreement and separate account forms provided by the Custodian. Financial Planning Services Fees for one-time financial planning services may be invoiced up to fifty percent (50%) of the expected total fee upon execution of the financial planning agreement. The balance shall be invoiced and due upon completion of the agreed upon deliverable[s]. Fees for ongoing financial planning services are invoiced up to twenty-five percent (25%) of the expected total annual fee upon execution of the financial planning agreement. The balance shall be invoiced on a quarterly basis thereafter. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 8  Investment Consulting Services Fees for investment consulting services are paid quarterly at the end of each calendar quarter. The amount due is calculated by applying the quarterly rate (annual rate divided by 4) to the total assets under advisement with marrick at the end of the prior quarter. Retirement Plan Advisory Services Fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the Plan, depending on the terms of the retirement plan advisory agreement. Use of Independent Managers For Client accounts implemented through an Independent Manager, the Advisor and the Independent Manager will each assume the responsibility for calculating and deducting their respective fees from the Client’s account[s]. C. Other Fees and Expenses Clients may incur certain fees or charges imposed by third parties, other than marrick, in connection with investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities execution fees charged by the Custodian. The Advisor's recommended Custodian does not charge securities transaction fees for ETF and equity trades in Client accounts, but does charge for mutual funds and other types of investments. The fees charged by marrick are separate and distinct from these custody and execution fees. In addition, all fees paid to marrick for investment advisory services are separate and distinct from the expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible distribution fee. A Client may be able to invest in these products directly, without the services of marrick, but would not receive the services provided by marrick which are designed, among other things, to assist the Client in determining which products or services are most appropriate for each Client’s financial situation and objectives. Accordingly, the Client should review both the fees charged by the fund[s] and the fees charged by marrick to fully understand the total fees to be paid. Please refer to Item 12 – Brokerage Practices for additional information. D. Advance Payment of Fees and Termination Wealth Management Services/Investment Management Services/Investment Consulting Services/ Retirement Plan Advisory Services marrick is compensated for its services at the end of the quarter, after services are rendered. Either party may terminate the agreement, at any time, by providing advance written notice to the other party. The Client may also terminate the agreement within five (5) business days of signing the Advisor’s agreement at no cost to the Client. After the five-day period, the Client will incur charges for bona fide advisory services rendered to the point of termination and such fees will be due and payable by the Client. The Client’s agreement with the Advisor is non- transferable without the Client’s prior consent. Use of Independent Managers In the event that a Client should wish to terminate their relationship with the Independent Manager, the terms for termination will be set forth in the tri-party agreement between the Client, the Advisor and the respective Independent Manager. marrick will assist the Client with the termination and transition as appropriate. Financial Planning Services marrick may be partially compensated in advance as described above. Either party may terminate the financial planning agreement, at any time, by providing advance written notice to the other party. The Client may also terminate the financial planning agreement within five (5) business days of signing the Advisor’s agreement at no cost to the Client. After the five-day period, the Client will incur charges for bona fide advisory services rendered to the point of termination and such fees will be due and payable by the Client. Upon termination, the Client shall be billed for actual hours logged on the planning project times the contractual hourly rate. The Advisor will refund any marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 9  unearned prepaid financial planning fees from the effective date of termination. The Client’s financial planning agreement with the Advisor is non-transferable without the Client’s prior consent. E. Compensation for Sales of Securities marrick does not buy or sell securities and does not receive any compensation for securities transactions in any Client account, other than the investment advisory fees noted above. Item 6 – Performance-Based Fees and Side-By-Side Management marrick does not charge performance-based fees for its investment advisory services. The fees charged by marrick are as described in Item 5 above and are not based upon the capital appreciation of the funds or securities held by any Client. marrick does not manage any proprietary investment funds or limited partnerships (for example, a mutual fund or a hedge fund) and has no financial incentive to recommend any particular investment options to its Clients. Item 7 – Types of Clients marrick offers investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations and retirement plans. marrick requires a minimum relationship size of $500,000, but reserves the right to accept relationships with lesser assets at its own discretion. Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss A. Methods of Analysis marrick primarily employs fundamental analysis in developing investment strategies for its Clients. Research and analysis from marrick are derived from numerous sources, including financial media companies, third-party research materials, Internet sources, and review of company activities, including annual reports, prospectuses, press releases and research prepared by others. Fundamental analysis utilizes economic and business indicators as investment selection criteria. These criteria are generally ratios and trends that may indicate the overall strength and financial viability of the entity being analyzed. Assets are deemed suitable if they meet certain criteria to indicate that they are a strong investment with a value discounted by the market. While this type of analysis helps the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in the fundamental analysis may lose value and may have negative investment performance. The Advisor monitors these economic indicators to determine if adjustments to strategic allocations are appropriate. More details on the Advisor’s review process are included below in “Item 13 – Review of Accounts”. As noted above, marrick generally employs a long-term investment strategy for its Clients, as consistent with their financial goals. marrick will typically hold all or a portion of a security for more than a year, but may hold for shorter periods for the purpose of rebalancing a portfolio or meeting the cash needs of Clients. At times, marrick may also buy and sell positions that are more short-term in nature, depending on the goals of the Client and/or the fundamentals of the security, sector or asset class. B. Risk of Loss Investing in securities involves certain investment risks. Securities may fluctuate in value or lose value. Clients should be prepared to bear the potential risk of loss. marrick will assist Clients in determining an appropriate strategy based on their tolerance for risk and other factors noted above. However, there is no guarantee that a Client will meet their investment goals. While the methods of analysis help the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in these methods of analysis may lose value and may have negative investment performance. The Advisor monitors these economic marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 10  indicators to determine if adjustments to strategic allocations are appropriate. More details on the Advisor’s review process are included below in Item 13 – Review of Accounts. Each Client engagement will entail a review of the Client's investment goals, financial situation, time horizon, tolerance for risk and other factors to develop an appropriate strategy for managing a Client's account. Client participation in this process, including full and accurate disclosure of requested information, is essential for the analysis of a Client's account[s]. The Advisor shall rely on the financial and other information provided by the Client or their designees without the duty or obligation to validate the accuracy and completeness of the provided information. It is the responsibility of the Client to inform the Advisor of any changes in financial condition, goals or other factors that may affect this analysis. The risks associated with a particular strategy are provided to each Client in advance of investing Client accounts. The Advisor will work with each Client to determine their tolerance for risk as part of the portfolio construction process. Following are some of the risks associated with the Advisor’s investment approach: Market Risks The value of a Client’s holdings may fluctuate in response to events specific to companies or markets, as well as economic, political, or social events in the U.S. and abroad. This risk is linked to the performance of the overall financial markets. ETF Risks The performance of ETFs is subject to market risk, including the possible loss of principal. The price of the ETFs will fluctuate with the price of the underlying securities that make up the funds. In addition, ETFs have a trading risk based on the loss of cost efficiency if the ETFs are traded actively and a liquidity risk if the ETFs has a large bid-ask spread and low trading volume. The price of an ETF fluctuates based upon the market movements and may dissociate from the index being tracked by the ETF or the price of the underlying investments. An ETF purchased or sold at one point in the day may have a different price than the same ETF purchased or sold a short time later. Mutual Fund Risks The performance of mutual funds is subject to market risk, including the possible loss of principal. The price of the mutual funds will fluctuate with the value of the underlying securities that make up the funds. The price of a mutual fund is typically set daily therefore a mutual fund purchased at one point in the day will typically have the same price as a mutual fund purchased later that same day. Past performance is not a guarantee of future returns. Investing in securities and other investments involve a risk of loss that each Client should understand and be willing to bear. Clients are reminded to discuss these risks with the Advisor. Item 9 – Disciplinary Information There are no legal, regulatory or disciplinary events involving marrick or any of its management persons. marrick values the trust you place in the Advisor. The Advisor encourages Clients to perform the requisite due diligence on any advisor or service provider that the Client engages. The backgrounds of the Advisor and its Advisory Persons are available on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 164758. Item 10 – Other Financial Industry Activities and Affiliations Use of Independent Managers As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio with one or more Independent Managers. The Advisor does not receive any compensation nor does this present a material conflict of interest. The Advisor will only earn its investment advisory fee as described in Item 5.A. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 11  Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading A. Code of Ethics marrick has implemented a Code of Ethics (the “Code”) that defines the Advisor’s fiduciary commitment to each Client. This Code applies to all persons associated with marrick (“Supervised Persons”). The Code was developed to provide general ethical guidelines and specific instructions regarding the Advisor’s duties to each Client. marrick and its Supervised Persons owe a duty of loyalty, fairness and good faith towards each Client. It is the obligation of marrick’s Supervised Persons to adhere not only to the specific provisions of the Code, but also to the general principles that guide the Code. The Code covers a range of topics that address employee ethics and conflicts of interest. To request a copy of the Code, please contact the Advisor at (949) 258-9700. B. Personal Trading with Material Interest marrick allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. marrick does not act as principal in any transactions. In addition, the Advisor does not act as the general partner of a fund, or advise an investment company. marrick does not have a material interest in any securities traded in Client accounts. C. Personal Trading in Same Securities as Clients marrick allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Owning the same securities, that are recommended (purchase or sell) to Clients presents a conflict of interest that, as fiduciaries, must be disclosed and mitigated through policies and procedures. As noted above, the Advisor has adopted the Code to address insider trading (material non-public information controls); gifts and entertainment; outside business activities and personal securities reporting. When trading for personal accounts, Supervised Persons have a conflict of interest if trading in the same securities. The fiduciary duty to act in the best interest of its Clients can be violated if personal trades are made with more advantageous terms than Client trades, or by trading based on material non-public information. This risk is mitigated by marrick requiring reporting of personal securities trades by its Supervised Persons for review by the Chief Compliance Officer (“CCO”). The Advisor has also adopted written policies and procedures to detect the misuse of material, non-public information. D. Personal Trading at Same Time as Client While marrick allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients, such trades are typically aggregated with Client orders or traded afterward. At no time, will marrick, or any Supervised Person of marrick, transact in any security to the detriment of any Client. Item 12 – Brokerage Practices A. Recommendation of Custodian[s] marrick does not have discretionary authority to select the broker-dealer/custodian for custody and execution services. The Client will engage the broker-dealer/custodian (herein the “Custodian”) to safeguard Client assets and authorize marrick to direct trades to the Custodian as agreed upon in the investment advisory agreement. Further, marrick does not have the discretionary authority to negotiate commissions on behalf of Clients on a trade-by- trade basis. Where marrick does not exercise discretion over the selection of the Custodian, the Advisor will typically recommend the Custodian[s] to Clients for custody and execution services. Clients are not obligated to use the Custodian recommended by the Advisor and will not incur any extra fee or cost associated with using a custodian not recommended by marrick. However, the Advisor may be limited in the services it can provide if the recommended Custodian is not engaged. marrick may recommend the Custodian based on criteria such as, but not limited to, reasonableness of commissions charged to the Client, services made available to the Client, its reputation, and/or location of the Custodian’s offices. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 12  marrick will generally recommend that Clients establish their account[s] at Charles Schwab & Co., Inc. (“Schwab”), a FINRA-registered broker-dealer and member SIPC. Schwab will serve as the Client’s “qualified custodian”. marrick maintains an institutional relationship with Schwab, whereby the Advisor receives economic benefits from Schwab (Please see Item 14 below.) Following are additional details regarding the brokerage practices of the Advisor: 1. Soft Dollars - Soft dollars are revenue programs offered by broker-dealers/custodians whereby an advisor enters into an agreement to place security trades with a broker-dealer/custodian in exchange for research and other services. marrick does not participate in soft dollar programs sponsored or offered by any broker- dealer/custodian. However, the Advisor does receive economic benefits from the Custodians. Please see Item 14. 2. Brokerage Referrals - marrick does not receive any compensation from any third party in connection with the recommendation for establishing an account. 3. Directed Brokerage - All Clients are serviced on a “directed brokerage basis”, where marrick will place trades within the established account[s] at the Custodian designated by the Client. Further, all Client accounts are traded within their respective account[s] at the Custodian. The Advisor will not engage in any principal transactions (i.e., trade of any security from or to the Advisor’s own account) or cross transactions with other Client accounts (i.e., purchase of a security into one Client account from another Client’s account[s]). marrick will not be obligated to select competitive bids on securities transactions and does not have an obligation to seek the lowest available transaction costs. These costs are determined by the Custodian. B. Aggregating and Allocating Trades The primary objective in placing orders for the purchase and sale of securities for Client accounts is to obtain the most favorable net results taking into account such factors as 1) price, 2) size of the order, 3) difficulty of execution, 4) confidentiality and 5) skill required of the Custodian. marrick will execute its transactions through the Custodian as authorized by the Client. marrick may aggregate orders in a block trade or trades when securities are purchased or sold through the Custodian for multiple (discretionary) accounts in the same trading day. If a block trade cannot be executed in full at the same price or time, the securities actually purchased or sold by the close of each business day must be allocated in a manner that is consistent with the initial pre-allocation or other written statement. This must be done in a way that does not consistently advantage or disadvantage any particular Client accounts. Item 13 – Review of Accounts A. Frequency of Reviews Securities in Client accounts are monitored on a regular and continuous basis by Patrick Chu, Chief Compliance Officer of marrick. Formal reviews are generally conducted at least annually or more frequently depending on the needs of the Client. B. Causes for Reviews In addition to the investment monitoring noted in Item 13.A., each Client account shall be reviewed at least annually. Reviews may be conducted more frequently at the Client’s request. Accounts may be reviewed as a result of major changes in economic conditions, known changes in the Client’s financial situation, and/or large deposits or withdrawals in the Client’s account[s]. The Client is encouraged to notify marrick if changes occur in the Client’s personal financial situation that might adversely affect the Client’s investment plan. Additional reviews may be triggered by material market, economic or political events. C. Review Reports The Client will receive brokerage statements no less than quarterly from the Custodian. These brokerage statements are sent directly from the Custodian to the Client. The Client may also establish electronic access to marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 13  the Custodian’s website so that the Client may view these reports and their account activity. Client brokerage statements will include all positions, transactions and fees relating to the Client’s account[s]. The Advisor may also provide Clients with periodic reports regarding their holdings, allocations, and performance. Item 14 – Client Referrals and Other Compensation A. Compensation Received by marrick marrick is a fee-only advisory firm, that is compensated solely by its Clients and not from any investment product. marrick does not receive commissions or other compensation from product sponsors, broker-dealers or any un- related third party. marrick may refer Clients to various unaffiliated, non-advisory professionals (e.g. attorneys, accountants, estate planners) to provide certain financial services necessary to meet the goals of its Clients. Likewise, marrick may receive non-compensated referrals of new Clients from various third-parties. Participation in Institutional Advisor Platform - Schwab marrick has established an institutional relationship with Schwab through its “Schwab Advisor Services” unit, a division of Schwab dedicated to serving independent advisory firms like marrick. As a registered investment advisor participating on the Schwab Advisor Services platform, marrick receives access to software and related support without cost because the Advisor renders investment management services to Clients that maintain assets at Schwab. Services provided by Schwab Advisor Services benefit the Advisor and many, but not all services provided by Schwab will benefit Clients. In fulfilling its duties to its Clients, the Advisor endeavors at all times to put the interests of its Clients first. Clients should be aware, however, that the receipt of economic benefits from a custodian creates a potential conflict of interest since these benefits may influence the Advisor's recommendation of this custodian over one that does not furnish similar software, systems support, or services. Services that Benefit the Client – Schwab’s institutional brokerage services include access to a broad range of investment products, execution of securities transactions, and custody of Client’s funds and securities. Through Schwab, the Advisor may be able to access certain investments and asset classes that the Client would not be able to obtain directly or through other sources. Further, the Advisor may be able to invest in certain mutual funds and other investments without having to adhere to investment minimums that might be required if the Client were to directly access the investments. Services that May Indirectly Benefit the Client – Schwab provides participating advisors with access to technology, research, discounts and other services. In addition, the Advisor receives duplicate statements for Client accounts, the ability to deduct advisory fees, trading tools, and back office support services as part of its relationship with Schwab. These services are intended to assist the Advisor in effectively managing accounts for its Clients, but may not directly benefit all Clients. Services that May Only Benefit the Advisor – Schwab also offers other services to marrick that may not benefit the Client, including: educational conferences and events, consulting services and discounts for various service providers. Access to these services creates a financial incentive for the Advisor to recommend Schwab, which results in a conflict of interest. Marrick believes, however, that the selection of Schwab as Custodian is in the best interests of its Clients. B. Compensation for Client Referrals Certain Clients may be referred to the Advisor by either an affiliated or unaffiliated party (herein "Promoter") and receive, directly or indirectly, compensation for the Client referral. In such instances, the Advisor will compensate the Promoter a fee in accordance with Rule 206(4)-1 of the Advisers Act and any corresponding state securities requirements. Any such compensation shall be paid solely from the investment advisory fees earned by the Advisor, and shall not result in any additional charge to the Client. Item 15 – Custody The Advisor is authorized to deduct its fees from the Client’s account[s] at the Custodian. The Client must place all assets with a “qualified custodian”. The Client is required to engage the Custodian to retain all funds and marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 14  securities and direct the Advisor to utilize that Custodian for security transactions in the account[s]. The Client should review statements provided by the Custodian, as the Custodian does not perform this review. For more information about custodians and brokerage practices, see Item 12 – Brokerage Practices. Item 16 – Investment Discretion marrick typically has discretion over the selection and amount of securities to be bought or sold in Client accounts without obtaining prior consent or approval from the Client. However, these purchases or sales may be subject to specified investment objectives, guidelines, or limitations previously set forth by the Client and agreed to by marrick. Discretionary authority will only be authorized upon full disclosure to the Client. The granting of such authority will be evidenced by the Client's execution of an investment advisory agreement containing all applicable limitations to such authority. All discretionary trades made by marrick will be in accordance with each Client's investment objectives and goals. Item 17 – Voting Client Securities marrick does not accept proxy-voting responsibility for any Client. Clients will receive proxy statements directly from the Custodian. The Advisor will assist in answering questions relating to proxies, however, the Client retains the sole responsibility for proxy decisions and voting. Item 18 – Financial Information Neither marrick, nor its management have any adverse financial situations that would reasonably impair the ability of marrick to meet all obligations to its Clients. Neither marrick, nor any of its Advisory Persons have been subject to a bankruptcy or financial compromise. marrick is not required to deliver a balance sheet along with this Disclosure Brochure as the Advisor does not collect fees of $1,200 or more for services to be performed six months or more in advance. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 15  Form ADV Part 2B – Brochure Supplement for Martin P. McNamara, CPA/PFS, CFP® Co-Founder and Wealth Advisor Effective: March 13, 2026 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Martin P. McNamara, CPA/PFS, CFP®, (CRD# 5281683) in addition to the information contained in the marrick wealth, LLC (“marrick” or the “Advisor”, CRD# 164758) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the marrick Disclosure Brochure or this Brochure Supplement, please contact the Advisor at (949) 258-9700. Additional information about Mr. McNamara is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 5281683. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 16  Item 2 – Educational Background and Business Experience Martin P. McNamara, CPA/PFS, CFP®, born in 1980, is dedicated to advising Clients of marrick as a Co-Founder and Wealth Advisor. Mr. McNamara earned a Bachelor of Science in Accounting & Finance from University of Dayton in 2002. Additional information regarding Mr. McNamara’s employment history is included below. Employment History: Co-Founder and Wealth Advisor, marrick wealth, LLC Vice President and Wealth Advisor, Northern Trust Director of Financial Planning, The Tarbox Group, Inc. Senior Associate, Fairway Wealth Management, LLC 08/2012 to Present 01/2011 to 07/2012 09/2007 to 01/2011 12/2004 to 09/2007 Certified Public Accountant (“CPA”) CPAs are licensed and regulated by their state boards of accountancy. While state laws and regulations vary, the education, experience and testing requirements for licensure as a CPA generally include minimum college education (typically 150 credit hours with at least a baccalaureate degree and a concentration in accounting), minimum experience levels (most states require at least one year of experience providing services that involve the use of accounting, attest, compilation, management advisory, financial advisory, tax or consulting skills, all of which must be achieved under the supervision of or verification by a CPA), and successful passage of the Uniform CPA Examination. In order to maintain a CPA license, states generally require the completion of 40 hours of continuing professional education (CPE) each year (or 80 hours over a two-year period or 120 hours over a three-year period). Additionally, all American Institute of Certified Public Accountants (AICPA) members are required to follow a rigorous Code of Professional Conduct which requires that they act with integrity, objectivity, due care, competence, fully disclose any conflicts of interest (and obtain client consent if a conflict exists), maintain client confidentiality, disclose to the client any commission or referral fees, and serve the public interest when providing financial services. The vast majority of state boards of accountancy have adopted the AICPA’s Code of Professional Conduct within their state accountancy laws or have created their own. CERTIFIED FINANCIAL PLANNER™ (“CFP®”) The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP® (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP® Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 71,000 individuals have obtained CFP® certification in the United States. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements: • Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP® Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP® Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning; • Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances; • Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and • Ethics – Agree to be bound by CFP® Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 17  Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks: • Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and • Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP® Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Personal Financial Specialist (“PFS”) The PFS credential demonstrates that an individual has met the minimum education, experience and testing required of a CPA in addition to a minimum level of expertise in personal financial planning. To attain the PFS credential, a candidate must hold an unrevoked CPA license, fulfill 3,000 hours of personal financial planning business experience, complete 80 hours of personal financial planning CPE credits, pass a comprehensive financial planning exam and be an active member of the AICPA. A PFS credential holder is required to adhere to AICPA’s Code of Professional Conduct, and is encouraged to follow AICPA’s Statement on Responsibilities in Financial Planning Practice. To maintain their PFS credential, the recipient must complete 60 hours of financial planning CPE credits every three years. The PFS credential is administered through the AICPA. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. McNamara. Mr. McNamara has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. McNamara. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. McNamara. However, the Advisor does encourage you to independently view the background of Mr. McNamara on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 5281683. Item 4 – Other Business Activities Mr. McNamara is dedicated to the investment advisory activities of marrick’s Clients. Mr. McNamara does not have any other business activities. Item 5 – Additional Compensation Mr. McNamara is dedicated to the investment advisory activities of marrick’s Clients. Mr. McNamara does not receive any additional forms of compensation. Item 6 – Supervision Mr. McNamara serves as a Co-Founder and Wealth Advisor of marrick and is supervised by Patrick Chu, Chief Compliance Officer. Mr. Chu can be reached at (949) 258-9700. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 18  marrick has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of marrick. Further, marrick is subject to regulatory oversight by various agencies. These agencies require registration by marrick and its Supervised Persons. As a registered entity, marrick is subject to examinations by regulators, which may be announced or unannounced. marrick is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 19  Form ADV Part 2B – Brochure Supplement for Patrick L. Chu, CPA/PFS, CFP® Co-Founder, Wealth Advisor, and Chief Compliance Officer Effective: March 13, 2026 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Patrick L. Chu, CPA/PFS, CFP®, (CRD# 4558767) in addition to the information contained in the marrick wealth, LLC (“marrick” or the “Advisor”, CRD# 164758) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the marrick Disclosure Brochure or this Brochure Supplement, please contact the Advisor at (949) 258-9700. Additional information about Mr. Chu is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 4558767. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 20  Item 2 – Educational Background and Business Experience Patrick L. Chu, CPA/PFS, CFP®, born in 1980, is dedicated to advising Clients of marrick as a Co-Founder, Wealth Advisor, and Chief Compliance Officer. Mr. Chu earned an MBA from Cornell University in 2010. Mr. Chu also earned a BS, Business Administration from University of Southern California in 2002. Additional information regarding Mr. Chu’s employment history is included below. Employment History: 08/2012 to Present 08/2010 to 08/2012 08/2010 to 08/2012 06/2009 to 08/2009 10/2005 to 07/2008 01/2005 to 10/2005 Co-Founder & Wealth Advisor, marrick wealth, LLC Vice President, Wealth Management, MullinTBG Advisors Registered Representative, M Holdings Securities, Inc. MBA Brand Marketing Intern, Fiji Water Company, LLC Senior Accountant, Corporate Services Group, Macias, Gini & O'Connell LLP Tax Associate, Personal Financial Services/Private Company Services, PricewaterhouseCoopers LLP Financial Planner, The AYCO Company, L.P. 01/2003 to 10/2004 Certified Public Accountant (“CPA”) CPAs are licensed and regulated by their state boards of accountancy. While state laws and regulations vary, the education, experience and testing requirements for licensure as a CPA generally include minimum college education (typically 150 credit hours with at least a baccalaureate degree and a concentration in accounting), minimum experience levels (most states require at least one year of experience providing services that involve the use of accounting, attest, compilation, management advisory, financial advisory, tax or consulting skills, all of which must be achieved under the supervision of or verification by a CPA), and successful passage of the Uniform CPA Examination. In order to maintain a CPA license, states generally require the completion of 40 hours of continuing professional education (CPE) each year (or 80 hours over a two-year period or 120 hours over a three-year period). Additionally, all American Institute of Certified Public Accountants (AICPA) members are required to follow a rigorous Code of Professional Conduct which requires that they act with integrity, objectivity, due care, competence, fully disclose any conflicts of interest (and obtain client consent if a conflict exists), maintain client confidentiality, disclose to the client any commission or referral fees, and serve the public interest when providing financial services. The vast majority of state boards of accountancy have adopted the AICPA’s Code of Professional Conduct within their state accountancy laws or have created their own. CERTIFIED FINANCIAL PLANNER™ (“CFP®”) The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP® (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP® Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 71,000 individuals have obtained CFP® certification in the United States. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements: • Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP® Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP® Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning; • Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances; marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 21  • Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and • Ethics – Agree to be bound by CFP® Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks: • Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and • Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP® Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Personal Financial Specialist (“PFS”) The PFS credential demonstrates that an individual has met the minimum education, experience and testing required of a CPA in addition to a minimum level of expertise in personal financial planning. To attain the PFS credential, a candidate must hold an unrevoked CPA license, fulfill 3,000 hours of personal financial planning business experience, complete 80 hours of personal financial planning CPE credits, pass a comprehensive financial planning exam and be an active member of the AICPA. A PFS credential holder is required to adhere to AICPA’s Code of Professional Conduct, and is encouraged to follow AICPA’s Statement on Responsibilities in Financial Planning Practice. To maintain their PFS credential, the recipient must complete 60 hours of financial planning CPE credits every three years. The PFS credential is administered through the AICPA. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Chu. Mr. Chu has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Chu. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Chu. However, the Advisor does encourage you to independently view the background of Mr. Chu on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 4558767. Item 4 – Other Business Activities Mr. Chu is dedicated to the investment advisory activities of marrick’s Clients. Mr. Chu does not have any other business activities. Item 5 – Additional Compensation Mr. Chu is dedicated to the investment advisory activities of marrick’s Clients. Mr. Chu does not receive any additional forms of compensation. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 22  Item 6 – Supervision Mr. Chu serves as a Co-Founder, Wealth Advisor, and Chief Compliance Officer of marrick and can be reached at (949) 258-9700. marrick has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of marrick. Further, marrick is subject to regulatory oversight by various agencies. These agencies require registration by marrick and its Supervised Persons. As a registered entity, marrick is subject to examinations by regulators, which may be announced or unannounced. marrick is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 23  Privacy Policy Effective: March 13, 2026 Our Commitment to You marrick wealth, LLC (“marrick” or the “Advisor”) is committed to safeguarding the use of personal information of our Clients (also referred to as “you” and “your”) that we obtain as your Investment Advisor, as described here in our Privacy Policy (“Policy”). Our relationship with you is our most important asset. We understand that you have entrusted us with your private information, and we do everything that we can to maintain that trust. marrick (also referred to as "we", "our" and "us”) protects the security and confidentiality of the personal information we have and implements controls to ensure that such information is used for proper business purposes in connection with the management or servicing of our relationship with you. marrick does not sell your non-public personal information to anyone. Nor do we provide such information to others except for discrete and reasonable business purposes in connection with the servicing and management of our relationship with you, as discussed below. Details of our approach to privacy and how your personal non-public information is collected and used are set forth in this Policy. Why you need to know? Registered Investment Advisors (“RIAs”) must share some of your personal information in the course of servicing your account. Federal and State laws give you the right to limit some of this sharing and require RIAs to disclose how we collect, share, and protect your personal information. What information do we collect from you? Driver’s license number Date of birth Social security or taxpayer identification number Assets and liabilities Name, address and phone number[s] Income and expenses E-mail address[es] Investment activity Account information (including other institutions) Investment experience and goals What Information do we collect from other sources? Custody, brokerage and advisory agreements Other advisory agreements and legal documents Transactional information with us or others Account applications and forms Investment questionnaires and suitability documents Other information needed to service account How do we protect your information? To safeguard your personal information from unauthorized access and use we maintain physical, procedural and electronic security measures. These include such safeguards as secure passwords, encrypted file storage and a secure office environment. Our technology vendors provide security and access control over personal information and have policies over the transmission of data. Our associates are trained on their responsibilities to protect Client’s personal information. We require third parties that assist in providing our services to you to protect the personal information they receive from us. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 24  How do we share your information? An RIA shares Client personal information to effectively implement its services. In the section below, we list some reasons we may share your personal information. Basis For Sharing Do we share? Can you limit? Yes No Servicing our Clients We may share non-public personal information with non-affiliated third parties (such as administrators, brokers, custodians, regulators, credit agencies, other financial institutions) as necessary for us to provide agreed upon services to you, consistent with applicable law, including but not limited to: processing transactions; general account maintenance; responding to regulators or legal investigations; and credit reporting. No Not Shared Yes Yes No Not Shared Marketing Purposes marrick does not disclose, and does not intend to disclose, personal information with non-affiliated third parties to offer you services. Certain laws may give us the right to share your personal information with financial institutions where you are a customer and where marrick or the client has a formal agreement with the financial institution. We will only share information for purposes of servicing your accounts, not for marketing purposes. Authorized Users Your non-public personal information may be disclosed to you and persons that we believe to be your authorized agent[s] or representative[s]. Information About Former Clients marrick does not disclose and does not intend to disclose, non-public personal information to non-affiliated third parties with respect to persons who are no longer our Clients. State-specific Regulations California In response to a California law, to be conservative, we assume accounts with California addresses do not want us to disclose personal information about you to non-affiliated third parties, except as permitted by California law. We also limit the sharing of personal information about you with our affiliates to ensure compliance with California privacy laws. Changes to our Privacy Policy We will send you a copy of this Policy annually for as long as you maintain an ongoing relationship with us. Periodically we may revise this Policy, and will provide you with a revised policy if the changes materially alter the previous Privacy Policy. We will not, however, revise our Privacy Policy to permit the sharing of non-public personal information other than as described in this notice unless we first notify you and provide you with an opportunity to prevent the information sharing. Any Questions? You may ask questions or voice any concerns, as well as obtain a copy of our current Privacy Policy by contacting us at (949) 258-9700. marrick wealth, LLC 2211 Michelson Drive, Suite 545, Irvine, CA 92612 Phone: (949) 258-9700 * Fax: (888) 475-7786 http://marrickwealth.com Page 25