NAUTILUS WEALTH ADVISORS

Item 1: Cover Page Shannon T. Pitner and Company dba Nautilus Wealth Advisors Form ADV Part 2A Investment Adviser Brochure 410 N. Miramar Avenue Indialantic, FL 32903 (321) 724 - 1888 www.nautiluswealthadvisors.com IARD/CRD Number: 311853 March 4, 2026 This Brochure provides information about the qualifications and business practices of Nautilus Wealth Advisors ("we", "us", "our"). If you have any questions about the contents of this Brochure, please contact Shannon T. Pitner, Founder, Chief Executive Officer, and Chief Compliance Officer, at {321) 724-1888 or Shannon.Pitner@NautilusWealthAdvisors.com. Additional information about our Firm is also available on the SEC's website at http://www.adviserinfo.sec.gov/311853. The information in this Brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. We are a registered investment adviser. Please note that use of the term "registered investment adviser" and a description of the Firm and/or our employees as "registered" does not imply a certain level of skill or training. For more information on the qualifications of the Firm and our employees who advise you, we encourage you to review this Brochure and the Brochure Supplement(s).  Item 2: Summary of Material Changes There have been no material changes since February 25, 2025 Form ADV Part 2 filed on the IARD system. Please note, this item only discusses changes that we consider material. 2  Item 3: Table of Contents Item 1: Cover Page ................................................................................................................................ 1 Item 2: Summary of Material Changes ................................................................................................ 2 Item 4: Advisory Business ..................................................................................................................... 4 Item 5: Fees and Compensation ............................................................................................................ 6 Item 6: Performance-Based Fees and Side-by-Side Management ...................................................... 8 Item 7: Types of Clients ......................................................................................................................... 8 Item 8: Methods of Analysis, Investment Strategies and Risk of Loss .............................................. 8 Item 9: Disciplinary Information .......................................................................................................... 10 Item 10: Other Financial Industry Activities and Affiliations ............................................................. 10 Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading .... 11 Item 12: Brokerage Practices .............................................................................................................. 11 Item 13: Review of Accounts .............................................................................................................. 13 Item 14: Client Referrals and Other Compensation ........................................................................... 13 Item 15: Custody ................................................................................................................................. 13 Item 16: Investment Discretion .......................................................................................................... 14 Item 17: Voting Client Securities ........................................................................................................ 14 Item 18: Financial Information ............................................................................................................ 15 Form ADV Part 2B - Investment Adviser Brochure Supplement .......................................................16 3  Item 4: Advisory Business Firm Information This Disclosure Brochure ("Form ADV Part 2") provides information regarding the qualifications, business practices, and the advisory services provided by Nautilus Wealth Advisor's (the 11Firm", 11we", "us", or 11our"). We are solely owned by Shannon T. Pitner, Founder, Chief Executive Officer, and Chief Compliance Officer. We provide investment advisory services to individuals, pension and profit-sharing plans, trusts, and estates. Our investment advisory services include investment management, financial planning, and selection of other advisors. As part of our services, we recommend certain professionals (e.g., attorneys, accountants, insurance agents, real estate agents, mortgage brokers, etc.) to assist with the implementation of recommended strategies. Conflicts of interest, if present, will be disclosed to our client. Types of Advisory Services Financial Planning We offer financial planning services, which includes a review of all aspects of a client's current financial situation, including the following components: cash management, risk management, insurance, education funding, goal setting, retirement planning, estate and charitable giving planning, tax planning, and capital needs planning. Clients understand that when we are engaged to address only certain components, the client's overall financial and investment issues may not be taken into consideration. We meet with the client to review risk tolerance, financial goals and objectives, and time horizons. Additional meetings include a review of additional financial information; sources of income, assets owned, existing insurance, liabilities, wills, trusts, business agreements, tax returns, investments, and personal and family obligations. The financial plan includes both long and short-term considerations, depending upon the individual scenario. Upon completion a plan is presented to the client and the client is provided with recommendations that are deemed to be compatible with the client's stated goals and objectives. An implementation schedule is reviewed with the client to determine which steps will be pursued, and with whom the steps will be accomplished. The client is under no obligation to utilize the Firm to implement the advice or plan. Clients choose all or certain components of advice and recommendations and can implement the recommendations through the service providers of their choice. Wealth Management Services We will typically provide a variety of wealth management services to individuals and families, in several areas of a client's financial situation, depending on their goals, objectives, and resources. In Wealth Management engagements, we provide ongoing financial planning services as described above and we provide customized investment management solutions for our clients. We work with each client to identify their investment goals and objectives as well as risk 4  tolerance and financial situation in order to create a portfolio allocation. We will then construct a portfolio consisting of exchange traded funds ("ETFs"), mutual funds, individual stocks and bonds, or other securities. Retirement Plan Advisory Services We provide advisory services to retirement plans (each a "Plan") and the company/sponsor of the Plan (the "Plan Sponsor"). Our retirement plan advisory services are designed to assist the Plan Sponsor in meeting its fiduciary obligations to the Plan and its Plan Participants. Each engagement is customized to the needs of the Plan and Plan Sponsor. Tailored Relationships We tailor investment advisory services to the individual needs of the client. Our clients are allowed to impose restrictions on the investments in their account. All limitations and restrictions placed on accounts must be presented to us in writing. Wrap Fee Programs We typically recommend several "Wrap Fee" Program(s)" sponsored by broker-dealers. A Wrap Fee Program provides the client with advisory and brokerage execution services for an all- inclusive fee. The client is not charged separate fees for the respective components of the total service. In a Wrap Fee Program, you give us the discretion to select other investment adviser(s) who then manage the portfolio(s) using stocks, bonds, mutual funds and exchange traded funds. We receive a portion of the total wrap fee for our investment management services. The only significant difference between how we manage wrap fee accounts versus other accounts is that wrap fee account trading is executed through a directed broker. In evaluating Wrap Fee Programs, you should consider that, depending upon the level of the wrap fee charged, the amount of portfolio activity in your account, the broker-dealer's usual commission rates and other factors. The Wrap Fee could be more or less than the aggregate cost of such services if they were provided separately and if we were to negotiate commissions and seek best price and execution of transactions for your account. For further information about the investment advisor(s) we recommend, refer to their specific Wrap Fee Program Brochure (Form ADV Brochure, Appendix I). Fiduciary Statement Both we and our employees are fiduciaries who must take into consideration the best interests of the Firm's clients. We will act with competence, dignity, integrity, and in an ethical manner, when dealing with clients. We will use reasonable care and exercise independent professional judgement when conducting investment analysis, making investment recommendations, trading, promoting our services, and engaging in other professional activities. As a fiduciary, we have the obligation to deal fairly with its clients. We have the following responsibilities when working with a client: • To render impartial advice; • To make appropriate recommendations based on the client's needs, financial 5  circumstances and investment objectives; • To exercise a high degree of care and diligence to ensure that information is presented in an accurate manner and not in a way to mislead; • To have reasonable basis, information, and understanding of the facts in order to provide appropriate recommendations and representations; • Disclose any material conflict of interest in writing; and • Treat clients fairly and equitably. Assets Under Management As of December 31, 2025, we have $107,918,714 of discretionary assets under management. Item 5: Fees and Compensation We base fees on a percentage of assets under management and fixed fees. Compensation - Financial Planning Financial Planning fees will be charged as follows: Initial Planning Fee Assets Under Management $500 < $500,000 $800 $500,000 - $1,000,000 $1,000 > $1,000,000 All financial planning fees are due in advance. In no cases, will more than $1,200 be collected from the client more than 6 months in advance. Investment Advisory Services These Investment Advisory services generally include using a model portfolio of mutual funds typically provided through Raymond James' Freedom account program. These services are provided using the following annual fee schedule: Total Fee-Based Relationship Value Annual Fee Up to $4,999,999 1.20% $5,000,000 up to $9,999,999 0.95% $10,000,000 and Up 0.70% - The asset-based fee shall be prorated and paid quarterly in advance. Fees are based on the market value of the total assets in the client relationship, including cash, on the last day of the previous quarter as valued by the Custodian. Raymond James Consulting Services (RJCS) - Independent Managers These Investment Advisory services through RJCS include the use of independent managers to customize their advice to each individual client and typically include using equity securities in the portfolio. 6  These services using RJCS are provided using the following annual fee schedule: Total Fee-Based Relationship Value Up to $4,999,999 $5,000,000 up to $9,999,999 $10,000,000 and up Annual Fee 1.60% 1.35% 1.05% The asset-based fee shall be prorated and paid quarterly in advance. Fees are based on the market value of the total assets in the client relationship, including cash, on the last day of the previous quarter as valued by the Custodian. The Investment Advisory services and the Investment Advisory services through RJCS are each billed separately, and we do not household those accounts. Retirement Plan Services Fees We charge an annualized fee of up to 0.70% of the plan's assets for the pension consulting services described above. Generally, a fixed fee will not exceed 1.00% of the plan's assets unless there are special circumstances warranting a higher fee. The type and amount of the fees charged to the client are negotiable and are generally based on the size and complexity of the plan, the number of plan participants, the location of the participants, the estimated number of meetings required, and other factors that are deemed relevant by the Firm when negotiating with the client. An estimate of the total cost will be determined at the start of the advisory engagement. Fees for pension consulting services are generally payable quarterly in advance. Calculation and Payment The specific manner in which we charge fees is established in your written agreement with us. You authorize us to directly debit fees from client accounts. Management fees shall be prorated for capital contributions and withdrawals over $100.000 made during the applicable calendar quarter. Our clients pay fees in advance; accounts initiated during a calendar quarter will be charged a prorated fee. Upon termination of any account, any prepaid, unearned fees will be promptly refunded. General Information on Compensation and Other Fees In certain circumstances, fees, account minimums and payment terms are negotiable depending on client's unique situation - such as the size of the aggregate related party portfolio size, family holdings, low cost basis securities, or certain passively advised investments and pre-existing relationships with clients. Certain clients could be paying more or less than others depending on the amount of assets, type of portfolio, or the time involved, the degree of responsibility assumed, complexity of the engagement, special skills needed to solve problems, the application of experience and knowledge of the client's situation. Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses which shall be incurred by the client. Clients incur certain charges imposed by 7  custodians, brokers, third party investment and other third parties such as fees charged by managers, custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual funds and exchange traded funds also charge internal management fees, which are disclosed in a fund's prospectus. Such charges, fees and commissions are exclusive of and in addition to our fee, and our shall not receive any portion of these commissions, fees, and costs. All fees paid to us for investment advisory services are separate and distinct from the fees and expenses charged by mutual funds to their shareholders. These fees and expenses are described in each fund's prospectus. These fees will generally include a management fee, other expenses, and a possible distribution fee. If the fund also imposes sales charges, a client pays an initial or deferred sales charge. A client could invest in a mutual fund directly, without the services of Nautilus Wealth Advisors. In that case, the client would not receive the services provided by our which are designed, among other things, to assist the client in determining which mutual funds are most appropriate to each client's financial condition and objectives. Accordingly, the client should review both the fees charged by the funds and the fees charged by our Firm to fully understand the total amount of fees to be paid by the client and to thereby evaluate the advisory services being provided. Clients should note that similar advisory services could be available from other registered investment advisers for similar or lower fees. Item 6: Performance-Based Fees and Side-by-Side Management "Performance-based fees" are fees based on the capital gains or capital appreciation in an account. We do not charge performance-based fees. "Side-by-side management" refers to the practice of managing both accounts that are charged a performance-based fee and accounts that are charged other types of fees, such as asset-based fees and hourly fees. Because we do not charge performance-based fees, we do not engage in side-by-side management. Item 7: Types of Clients Types of Clients We provide services to individuals, pension and profit-sharing plans, trusts, and estates. Account Minimums We do not have a minimum account size. Item 8: Methods of Analysis, Investment Strategies and Risk of Loss Methods of Analysis We use the following methods of analysis in formulating our investment advice and/or managing client assets: 8  Fundamental Analysis, which attempts to measure the intrinsic value of a security by looking at economic and financial factors (including the overall economy, industry conditions, and the financial condition and management of the company itself) to determine if the company is underpriced (indicating it could be a good time to buy) or overpriced (indicating it could be time to sell). Fundamental analysis does not attempt to anticipate market movements. This presents a potential risk, as the price of a security can move up or down along with the overall market regardless of the economic and financial factors considered in evaluating the stock. Technical Analysis, which analyzes past market movements and apply that analysis to the present in an attempt to recognize recurring patterns of investor behavior and potentially predict future price movement. Technical analysis does not consider the underlying financial condition of a company. This presents a risk in that a poorly managed or financially unsound company could underperform regardless of market movement. Investment Strategies The investment strategy for a specific client is based upon the objectives stated by the client during consultations and the client can change these objectives at any time. Other strategies include long-term purchases, short-term purchases, trading, short sales, margin transactions, and option writing (including covered options, uncovered options, or spreading strategies). We reserve the right to advise clients on any other type of investment that it deems appropriate based on the client's stated goals and objectives. We also provide advice on any type of investment held in a client's portfolio at the inception of the advisory relationship or on any investment on which the client requests advice. Risk of Loss Investing in securities involves risk of loss that clients should be prepared to bear. All investments involve the risk of loss, including (among other things) loss of principal, a reduction in earnings (including interest, dividends, and other distributions}, and the loss of future earnings. Although we manage assets in a manner consistent with your investment objectives and risk tolerance, there can be no guarantee that our efforts will be successful. You should be prepared to bear the following risks of loss: • Interest-rate Risk: Fluctuations in interest rates may cause investment prices to fluctuate. For example, when interest rates rise, yields on existing bonds become less attractive, causing their market values to decline. • Market Risk: The price of a security, bond, or mutual fund may drop in reaction to • tangible and intangible events and conditions. This type of risk is caused by external factors independent of a security's particular underlying circumstances. For example, political, economic and social conditions may trigger market events. Inflation Risk: When any type of inflation is present, a dollar next year will not buy as 9  much as a dollar today, because purchasing power is eroding at the rate of inflation. • Currency Risk: Overseas investments are subject to fluctuations in the value of the dollar against the currency of the investment's originating country. This is also referred to as exchange rate risk. • Reinvestment Risk: This is the risk that future proceeds from investments may have to be reinvested at a potentially lower rate of return (i.e. interest rate). This primarily relates to fixed income securities. • Business Risk: These risks are associated with a particular industry or a particular company within an industry. For example, oil-drilling companies depend on finding oil and then refining it, a lengthy process, before they can generate a profit. They carry a higher risk of profitability than an electric company, which generates its income from a steady stream of customers who buy electricity no matter what the economic environment is like. • Liquidity Risk: Liquidity is the ability to readily convert an investment into cash. Generally, assets are more liquid if many traders are interested in a standardized product. For example, Treasury Bills are highly liquid, while real estate properties (i.e. Non-traded REITs and other alternative investments} are not. • Financial Risk: Excessive borrowing to finance a business' operations increases the risk of profitability, because the company must meet the terms of its obligations in good times and bad. During periods of financial stress, the inability to meet loan obligations may result in bankruptcy and/or a declining market value. • Cybersecurity Risk: A breach in cybersecurity refers to both intentional and unintentional events that may cause a Firm to lose proprietary information, suffer data corruption, or lose operational capacity. This, in turn, could cause the Firm to incur regulatory penalties, reputational damage, and additional compliance costs associated with corrective measures, and/or financial loss. • Pandemic Risk: Large-scale outbreaks of infectious disease can greatly increase morbidity and mortality over a wide geographic area, crossing international boundaries, and causing significant economic, social, and political disruption. Each client should review the mutual fund prospectus for the specific risks related to each fund that is held in the client's account. Item 9: Disciplinary Information There have never been any legal, regulatory or disciplinary actions against the Firm or our management persons. Item 10: Other Financial Industry Activities and Affiliations Financial Industry Activities We are not registered as a broker-dealer, and none of our management persons are registered representatives of a broker-dealer. We are not registered and do not have an application pending as a securities broker-dealer, futures commission merchant, commodity pool operator or commodity trading advisor. We select other investment advisors for our clients. We do not receive any compensation for the selection of other managers. 10  Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading We have adopted a Code of Ethics, the full text of which is available to clients upon request. We have several goals in adopting this Code. First, we desire to comply with all applicable laws and regulations governing its practice, and the management of our Firm has determined to set forth guidelines for professional standards, under which all associated persons of the Firm are to conduct themselves. We have set high standards, the intention of which is to protect client interests at all times and to demonstrate its commitment to its fiduciary duties of honesty, good faith and fair dealing with Clients. All associated persons are expected to adhere strictly to these guidelines, as well as the procedures for approval and reporting established in the Code of Ethics primarily related to personal securities transactions, and violations of the Code. In addition, we maintain and enforce written policies reasonably designed to prevent the misuse of material non-public information by the Firm or any person associated with us. Please contact our Chief Compliance Officer at 321-724-1888 to obtain a complete copy of our Code of Ethics. Item 12: Brokerage Practices Research and Other Soft Dollar Benefits We do not receive formal soft dollar benefits other than execution from broker/dealers in connection with client securities transactions. See disclosure below in "Brokerage - Other Economic Benefits". Brokerage for Client Referrals We do not receive client referrals from broker/dealers. Directed Brokerage While not routine, the client is allowed to direct us to use a particular broker-dealer to execute some or all transactions for the client. This brokerage direction must be requested by the client in writing. In that case, the client will negotiate terms and arrangements for the account with that broker-dealer, and we will not seek better execution services or prices from other broker- dealers or be able to "batch" client transactions for execution through other broker-dealers with orders for other accounts managed by us. By directing brokerage, the client could pay higher commissions or other transaction costs or greater spreads, or receive less favorable net prices, on transactions for the account than would otherwise be the case. Not all advisers require or allow their clients to direct brokerage. Subject to our duty of best execution, we could decline a client's request to direct brokerage if, in our sole discretion, such directed brokerage arrangements would result in additional operational difficulties. If the client requests us to arrange for the execution of securities brokerage transactions for the client's account, we shall direct such transactions through broker-dealers that we reasonably believe will provide best execution. We shall periodically and systematically review its policies and procedures regarding recommending broker-dealers to its client in light of its duty to obtain best execution. 11  Directed Brokerage -Wrap Fee Programs As disclosed in Item 4, some clients participate in wrap fee programs. In evaluating a wrap-fee program, a client should recognize that brokerage commissions for the execution of transactions in their account are not negotiated. Transactions are effected net, i.e., without commission and a portion of the wrap fee is generally considered to be in lieu of commissions. Trades are generally expected to be executed only with the broker dealer with which the client has entered into the wrap fee arrangement. We may not, therefore, be free to seek best price and execution by placing transactions with other broker dealers. Our experience indicates that certain broker dealers under clients' wrap fee agreements generally offer best price for transactions in listed equity securities, but no assurance can be given that such will continue to be the case with those or other broker dealers which offer wrap fee arrangements, nor with respect to transactions in other types of securities. The client should ensure that the broker dealer offering the wrap-fee arrangement can provide adequate price and execution of most or all transactions. The client should also consider that depending on the wrap-fee charged by the broker dealer, the amount of portfolio activity in the client's account, the value of custodial and other services which are provided under the arrangement, and other factors, the wrap-fee could exceed the aggregate cost of such services were they to be provided separately and if the firm were free to negotiate commissions and seek best price and execution of transactions for the client's account. Brokerage - Other Economic Benefits We do receive some traditional "non-cash benefits" from broker/dealers such as customized statements; receipt of duplicate client confirmations and bundled duplicate statements; access to a trading desk servicing advisors exclusively; access to block trading which provides the ability to aggregate securities transactions and then allocate the appropriate shares to client portfolios; ability to have investment advisory fees deducted directly from client portfolios; access to an electronic communication network for client order entry and portfolio information; access to mutual funds which generally require significantly high minimum initial investments or those that are otherwise only generally available to institutional investors; reporting features; receipt of industry communications; and perhaps discounts on business-related products. Broker/dealers provide general access to research and perhaps discounts on research products; however, we currently do not access any research or research products. Any research received is used for the benefit of all clients. We have no written or verbal arrangements whereby we receive soft dollars. While we endeavor at all times to put the interest of the clients first as part of its fiduciary duty, clients should be aware that the receipt of any additional compensation itself creates a conflict of interest and may affect the judgment of these individuals when making recommendations. Trade Aggregation We do not aggregate or block trades. Trade aggregation is the act of trading a large block of a security in a single order. Shares of a purchased security are then allocated to the appropriate accounts in the appropriate proportion. The main purposes of order aggregation are (i) for ease of trading and (ii) to obtain a lower transaction cost associated with trading a larger quantity. 12  As a result, clients purchasing securities around the same time could receive a less favorable price than other clients. In addition, not aggregating trades could result in higher transaction costs, as a client will not benefit from lower transaction cost which might be achieved if the trade was aggregated. Item 13: Review of Accounts Reviews Accounts are reviewed by Shannon T. Pitner, Founder, Chief Executive Officer, and Chief Compliance Officer. The client review includes comparing the portfolio and current security positions with the goals and objectives as outlined by the investment policy statement, reviewing changes to the client's investment circumstances, evaluating the specific holdings, re- balancing the portfolio and communicating the current status of the portfolio and any recommended actions to the client. Review Triggers Other conditions that trigger a review are changes in market, political or economic conditions, tax laws, new investment information, and changes in a client's own situation. Reporting At least quarterly, the custodian provides clients with an account statement for each client account, which includes individual holdings, cost basis information, deposits and withdrawals, accrued income, dividends, and performance. Financial Planning- Reviews and Reporting The initial financial plan is included as a component of the financial planning service, available online. Clients receive updated financial plans for a separate fee. Item 14: Client Referrals and Other Compensation Other Compensation We do not receive any economic benefits (other than normal compensation and benefits described in Item 12} from any firm or individual for providing investment advice. Compensation - Client Referrals We do not make or accept referral fees or any form of remuneration from other professionals when a prospect or client is referred to them. Item 15: Custody Custody - Fee Debiting Clients authorize us in the client agreement to debit fees directly from their account at the broker dealer, bank or other qualified custodian ("custodian"}. The custodian is advised in writing of the limitation of our access to the account. The custodian sends a statement to the client, at least quarterly, indicating all amounts disbursed from the account including the amount of advisory fees paid directly to the Firm. 13  Custody - First Party Money Transfers Clients provide us with written ongoing authorization to wire money between the client's accounts held with the custodian directly to an outside financial institution (i.e. a client's bank account). A copy of this authorization is provided to the custodian. The authorization includes the client's account number(s) at the outside financial institution(s) as required. Custody- Third Party Money Transfers Clients could provide us with a standing letter of authorization or similar asset transfer authorization which allows us to disburse funds on behalf of clients to third parties. We currently do not have any third party standing letters of authorization in place. We will ensure the following conditions are in place if we were to implement this practice: 1. The client provides a Written Authorization to the custodian that includes all appropriate information as to how the transfer should be directed; 2. The Written Authorization includes instruction to direct transfers to the third party either on a specified schedule or from time to time; 3. Appropriate verification is performed by the custodian, along with a transfer of funds notice to the client promptly after each transfer; 4. The client may terminate or change the instruction to the custodian; s. We have no authority or ability to designate or change any information about the third party contained in the instruction; 6. We maintain records showing that the third party is not a related party of the Firm or located at the same address as the Firm; and 7. The custodian sends the client a written initial notice confirming the instruction and an annual written confirmation thereafter. Custody - Account Statements Clients receive at least quarterly statements from the custodian that holds and maintains client's investment assets. Clients are urged to carefully review such statements and compare such official custodial records to the reports that we provide. Our reports could vary from custodial statements based on accounting procedures, reporting dates, or valuation methodologies of certain securities. Item 16: Investment Discretion We accept limited power of attorney to act on a discretionary basis on behalf of clients. A limited power of attorney allows us to execute trades on behalf of clients. When such limited powers exist between the Firm and the client, we have the authority to determine, without obtaining specific client consent, both the amount and type of securities to be bought to satisfy client account objectives. If we have not been given discretionary authority, we consult with the client prior to each trade. Item 17: Voting Client Securities Proxy Voting We do not have any authority to, nor do we vote proxies on behalf of clients. Clients retain the responsibility for receiving and voting proxies for securities maintained in their portfolios; 14  clients receive these proxies directly from either custodians or transfer agents. If requested, we provide advice to clients regarding proxy votes. If any conflict of interest exists, it will be disclosed to the client. Clients may contact us at (321) 609-1110 for information about proxy voting. Item 18: Financial Information We have no financial commitments that impair our ability to meet contractual and fiduciary commitments to clients and we have not been the subject of a bankruptcy proceeding. We do not require prepayment of fees of both more than $1,200 per client, and more than six months in advance; and therefore, we are not required to provide a balance sheet to clients. 15  Form ADV Part 28 - Investment Adviser Brochure Supplement Shannon T. Pitner and Company dba Nautilus Wealth Advisors Form ADV Part 2B Investment Adviser Brochure Supplement 410 N. Miramar Avenue Indialantic, FL 32903 (321) 724-1888 www.nautiluswealthadvisors.com Supervisor and Supervised Person: Shannon Truse Pitner CRD Number: 1002126 March 4, 2026 This Brochure Supplement provides information about the Firm's ("we", "us", "our") employees that supplements our Brochure. You should have received a copy that Brochure. Please contact Shannon T. Pitner, Founder, Chief Executive Officer, and Chief Compliance Officer, at (321) 724- 1888 or Shannon.Pitner@NautilusWealthAdvisors.com if you did not receive our Brochure or if you have any questions about the contents of this Supplement. Additional information about our employee(s) referenced above is also available on the SEC's website at www.adviserinfo.sec.gov. You may search this site using a unique identifying number, known as a CRD number for each employee. 16  Item 2: Educational Background and Business Experience Education and Business Background Shannon T. Pitner CRD #: 1002126 Formal Education after High School: Hood College, Frederick, MD, May 1980 - September 1980, no degree Born 1953 Montgomery County Community College, Blue Bell, PA, August 1978 - December 1978, no degree Universidad de las Americas, Pueblo, Mexico, September 1975 - July 1976, no degree Westbury College, Westbury, Long Island, NY, December 1974 - August 1975, no degree Columbus College, Seville, Spain, September 1973 - August 1974, no degree University de Seville, Spain, Seville, Spain, September 1973 - August 1974, no degree University of Tennessee at Chattanooga, Chattanooga, TN, September 1971- June 1972, no degree University of Georgia, Athens, GA, June 1971-August 1971, no degree She has passed the Municipal Fund Securities Principal Examination Series 51 (06/2003), General Securities Principal Examination Series 24 (05/1992), Securities Industry Essentials Examinations SIE (10/2018), General Securities Representative Examination Series 7 (07/1981), Uniform Securities Agent State Law Examination Series 63 (07/1981). She earned the Certified Financial Planner (CFP") from the Certified Financial Planner Board of Standards, June 1984 CERTIFIED FINANCIAL PLANNER™ professional I am certified for financial planning services in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). Therefore, I may refer to myself as a CERTIFIED FINANCIAL PLANNER™ professional or a CFP® professional, and I may use these and CFP Board’s other certification marks (the “CFP Board Certification Marks”). The CFP® certification is voluntary. No federal or state law or regulation requires financial planners to hold the CFP® certification. You may find more information about the CFP® certification at www.cfp.net. CFP® professionals have met CFP Board’s high standards for education, examination, experience, and ethics. To become a CFP® professional, an individual must fulfill the following requirements: • Education – Earn a bachelor’s degree or higher from an accredited college or university and complete CFP Board- approved coursework at a college or university through a CFP Board Registered Program. The coursework covers the financial planning subject areas CFP Board has determined are necessary for the competent and professional delivery of financial planning services, as well as a comprehensive financial plan development capstone course. A candidate may satisfy some of the coursework requirement through other qualifying credentials. • Examination – Pass the comprehensive CFP® Certification Examination. The examination is designed to assess an individual’s ability to integrate and apply a broad base of financial planning knowledge in the context of real-life financial planning situations. • Experience – Complete 6,000 hours of professional experience related to the personal financial planning process, or 4,000 hours of apprenticeship experience that meets additional requirements. • Ethics – Satisfy the Fitness Standards for Candidates for CFP® Certification and Former CFP® Professionals Seeking Reinstatement and agree to be bound by CFP Board’s Code of Ethics and Standards of Conduct (“Code and Standards”), which sets forth the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements to remain certified and maintain the right to continue to use the CFP Board Certification Marks: • Ethics – Commit to complying with CFP Board’s Code and Standards. This includes a commitment to CFP Board, as part of the certification, to act as a fiduciary, and therefore, act in the best interests of the client, at all times when  providing financial advice and financial planning. CFP Board may sanction a CFP® professional who does not abide by this commitment, but CFP Board does not guarantee a CFP® professional's services. A client who seeks a similar commitment should obtain a written engagement that includes a fiduciary obligation to the client. • Continuing Education – Complete 30 hours of continuing education every two years to maintain competence, demonstrate specified levels of knowledge, skills, and abilities, and keep up with developments in financial planning. Two of the hours must address the Code and Standards. Business Background: Shannon T. Pitner and Company dba Nautilus Wealth Advisors, Managing Member, Chief Compliance Officer, and Investment Adviser Representative, 02/2021to Present Shannon T. Pitner and Company, Managing Member, 12/1992 to Present Nautilus Wealth Advisors dba began 10/2018 Various Carriers, Insurance Agent, 07/1981to Present Raymond James Financial Services, Inc., Financial Advisor, 02/1990 to 06/2021 Raymond James Financial Services Advisors, Inc., Investment Adviser Representative, 01/2009 to 06/2021 Item 3: Disciplinary Information Neither we nor any of the nor any employees named in this Form ADV Part 2B have been involved in any activities resulting in a disciplinary disclosure. Item 4: Other Business Activities Shannon T. Pitner is a licensed insurance agent through numerous insurance companies. In such a capacity, she offers insurance products and receives normal and customary commissions as a result of such a purchase. This presents a conflict of interest to the extent that she recommends the purchase of an insurance product, which results in a commission being paid to her as an insurance agent. Item 5: Additional Compensation No Supervised Person receives any economic benefit outside of regular salaries or bonuses related to amount of sales, client referrals or new accounts. Item 6: Supervision Shannon T. Pitner, Founder, Chief Executive Officer, and Chief Compliance Officer, is responsible for supervising our advisory activities and managing our employees. She supervises employees by holding regular meetings, which include staff, investment, compliance and other ad hoc meetings. She reviews client reports, emails, as well as personal securities transactions and holdings reports. Shannon T. Pitner, Founder, Chief Executive Officer, and Chief Compliance Officer, may be reached at (321) 724-1888.  WHAT DOES NAUTILUS WEALTH ADVISORS DO WITH YOUR FINANCIAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect, and share depends on the product or service you have with us. This information can include: Investment Experience Income, Financial Net Worth • Social Security Number, Driver's License Number • • Education History, Employment Information • • Account Transactions • Assets When you are no longer our customer, we will continue to hold your information and share it as described in this notice. All financial companies need to share customers' personal information to perform their services and run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Nautilus Wealth Advisors chooses to share; and whether you can limit this sharing. No Yes For our everyday business purposes - such as to process your transactions, maintain your account(s) or respond to court orders and legal investigations Yes Yes For our marketing purposes - to provide you with newsletters and other documents, and announcements regarding our services. N/A N/A For joint marketing with affiliates (We have no affiliates.) We don't share No For joint marketing with non-affiliates N/A N/A For our affiliates' everyday business purposes - information about your transactions, accounts, etc. N/A N/A For our affiliates to market to you Yes Yes, but only with your expressed consent For non-affiliates' (accountants, attorneys and other business professionals) everyday business purposes - in order to ensure appropriate information is required for tax purposes, or for tax planning or estate planning or asset protection planning purposes. We don't share No For our non-affiliates to market to you To Limit Our Sharing Call (321) 724-1888 or Visit us online: www.nautiluswealthadvisors.com note:  Who we are Who is providing this notice? Nautilus Wealth Advisors 410 N. Miramar Avenue Indialantic, FL 32903 How does Nautilus Wealth Advisors protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards (such as password protection or encryption) and restricting access to physical files (such as locked cabinets or building). We collect your personal information, for example, when you: How does Nautilus Wealth Advisors collect my personal information? • Open an account • Deposit money • Seek advice about your investments • Enter into an investment advisory contract • Provide us with information about your investment or retirement portfolio or earnings We may also collect your personal information from other companies. Federal law gives you the right to limit only: Why can't I limit all sharing? • Sharing for affiliates' everyday business purposes • Affiliates from using your information to market to you • Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. Your choices will apply to everyone on your account - unless you tell us otherwise. What happens when I limit sharing for an account, I hold jointly with someone else? Definitions Affiliates Companies related by common ownership and/or control. They can be financial and nonfinancial companies. Non-affiliates Companies not related by common ownership and/or control. They can be financial or nonfinancial companies. Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or service to you. Other Important Information Information for California, North Dakota, and Vermont Customers In response to applicable state law, if the mailing address provided for your account is in California, North Dakota, or Vermont, we will automatically treat your account as if you do not want us to disclose your personal information to non- affiliated third parties for purposes of them marketing to you, except as permitted by the applicable state law.