PROPER WEALTH

PW Advisors, LLC dba Proper Wealth Form ADV Part 2A – Disclosure Brochure Effective: February 13, 2026 This Form ADV Part 2A (“Disclosure Brochure”) provides information about the qualifications and business practices of PW Advisors, LLC dba Proper Wealth (“Proper Wealth” or the “Advisor”). If you have any questions about the content of this Disclosure Brochure, please contact the Advisor at (850) 972-9725. Proper Wealth is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The information in this Disclosure Brochure has not been approved or verified by the SEC or by any state securities authority. Registration of an investment advisor does not imply any specific level of skill or training. This Disclosure Brochure provides information about Proper Wealth to assist you in determining whether to retain the Advisor. Additional information about Proper Wealth and its Advisory Persons is available on the SEC’s website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 336499. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com  Item 2 – Material Changes Form ADV 2 is divided into two parts: Part 2A (the "Disclosure Brochure") and Part 2B (the "Brochure Supplement"). The Disclosure Brochure provides information about a variety of topics relating to an Advisor’s business practices and conflicts of interest. The Brochure Supplement provides information about the Advisory Persons of Proper Wealth. For convenience, the Advisor has combined these documents into a single disclosure document. Proper Wealth believes that communication and transparency are the foundation of its relationship with clients and will continually strive to provide you with complete and accurate information at all times. Proper Wealth encourages all current and prospective clients to read this Disclosure Brochure and discuss any questions you may have with the Advisor. Material Changes There have been no material changes to this Disclosure Brochure since its last filing and distribution to Clients. Future Changes From time to time, the Advisor may amend this Disclosure Brochure to reflect changes in business practices, changes in regulations or routine annual updates as required by the securities regulators. This complete Disclosure Brochure or a Summary of Material Changes shall be provided to you annually and if a material change occurs. At any time, you may view the current Disclosure Brochure on-line at the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 336499. You may also request a copy of this Disclosure Brochure at any time by contacting the Advisor at (850) 972-9725. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 2  Item 3 – Table of Contents Item 1 – Cover Page ............................................................................................................................................... 1 Item 2 – Material Changes ..................................................................................................................................... 2 Item 3 – Table of Contents ..................................................................................................................................... 3 Item 4 – Advisory Services .................................................................................................................................... 4 A. Firm Information .............................................................................................................................................................. 4 B. Advisory Services Offered ............................................................................................................................................... 4 C. Client Account Management ........................................................................................................................................... 6 D. Wrap Fee Programs ........................................................................................................................................................ 6 E. Assets Under Management ............................................................................................................................................. 6 Item 5 – Fees and Compensation ......................................................................................................................... 7 A. Fees for Advisory Services.............................................................................................................................................. 7 B. Fee Billing........................................................................................................................................................................ 7 C. Other Fees and Expenses .............................................................................................................................................. 8 D. Advance Payment of Fees and Termination ................................................................................................................... 8 E. Compensation for Sales of Securities ............................................................................................................................. 9 Item 6 – Performance-Based Fees and Side-By-Side Management .................................................................. 9 Item 7 – Types of Clients ..................................................................................................................................... 10 Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss ......................................................... 10 A. Methods of Analysis ...................................................................................................................................................... 10 B. Risk of Loss ................................................................................................................................................................... 10 Item 9 – Disciplinary Information ........................................................................................................................ 12 Item 10 – Other Financial Industry Activities and Affiliations .......................................................................... 12 Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading ............... 13 A. Code of Ethics ............................................................................................................................................................... 13 B. Personal Trading with Material Interest ......................................................................................................................... 13 C. Personal Trading in Same Securities as Clients ........................................................................................................... 13 D. Personal Trading at Same Time as Client .................................................................................................................... 13 Item 12 – Brokerage Practices ............................................................................................................................ 13 A. Recommendation of Custodian[s] ................................................................................................................................. 13 B. Aggregating and Allocating Trades ............................................................................................................................... 14 Item 13 – Review of Accounts ............................................................................................................................. 14 A. Frequency of Reviews ................................................................................................................................................... 14 B. Causes for Reviews ...................................................................................................................................................... 14 C. Review Reports ............................................................................................................................................................. 15 Item 14 – Client Referrals and Other Compensation ........................................................................................ 15 A. Compensation Received by Proper Wealth .................................................................................................................. 15 B. Compensation for Client Referrals ................................................................................................................................ 15 Item 16 – Investment Discretion ......................................................................................................................... 16 Item 17 – Voting Client Securities ....................................................................................................................... 16 Item 18 – Financial Information ........................................................................................................................... 16 Item 2 – Material Changes ................................................................................................................................... 18 Item 3 – Table of Contents ................................................................................................................................... 18 Item 4 – Services Fees and Compensation ........................................................................................................ 19 Item 5 – Account Requirements and Types of Clients ..................................................................................... 20 Item 6 – Portfolio Manager Selection and Evaluation ....................................................................................... 20 Item 7 – Client Information Provided to Portfolio Managers ............................................................................ 22 Item 8 – Client Contact with Portfolio Managers ............................................................................................... 22 Item 9 – Additional Information ........................................................................................................................... 22 Form ADV Part 2B – Brochure Supplements ..................................................................................................... 24 Privacy Policy ....................................................................................................................................................... 35 PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 3  Item 4 – Advisory Services A. Firm Information PW Advisors, LLC dba Proper Wealth (“Proper Wealth” or the “Advisor”) is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The Advisor was organized as a Limited Liability Company (“LLC”) under the laws of the Florida in April 2025 and became a registered investment advisor in July 2025. Proper Wealth is owned and operated by Nicholas C. Chason, CExP™ (Partner, Financial Advisor and Chief Compliance Officer). This Disclosure Brochure provides information regarding the qualifications, business practices, and the advisory services provided by Proper Wealth. B. Advisory Services Offered Proper Wealth offers investment advisory services to individuals, high net worth individuals, trusts, estates, businesses, and retirement plans (each referred to as a “Client”). The Advisor serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a fiduciary, the Advisor upholds a duty of loyalty, fairness and good faith towards each Client and seeks to mitigate potential conflicts of interest. Proper Wealth’ fiduciary commitment is further described in the Advisor’s Code of Ethics. For more information regarding the Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading. Investment Management Services Proper Wealth provides customized investment advisory solutions for its Clients. This is achieved through continuous personal Client contact and interaction while providing discretionary investment management and related advisory services. Proper Wealth works closely with each Client to identify their investment goals and objectives as well as risk tolerance and financial situation in order to create a portfolio strategy. Proper Wealth will then construct an investment portfolio, consisting primarily of exchange-traded funds (“ETFs”) and/or diversified mutual funds to achieve the Client’s investment goals. The Advisor may also utilize individual stocks, individual bonds, Independent Managers (See below) and/or other types of investment, as appropriate to meet the needs of the Client. The Advisor may retain other types of investments from the Client’s legacy portfolio due to fit with the overall portfolio strategy, tax-related reasons, or other reasons as identified between the Advisor and the Client. Proper Wealth’ investment strategies are primarily long-term focused, but the Advisor may buy, sell or re-allocate positions that have been held for less than one year to meet the objectives of the Client or due to market conditions. Proper Wealth will construct, implement and monitor the portfolio to ensure it meets the goals, objectives, circumstances, and risk tolerance agreed to by the Client. Each Client will have the opportunity to place reasonable restrictions on the types of investments to be held in their respective portfolio, subject to acceptance by the Advisor. Proper Wealth evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. Proper Wealth may recommend, on occasion, redistributing investment allocations to diversify the portfolio. Proper Wealth may recommend specific positions to increase sector or asset class weightings. The Advisor may recommend employing cash positions as a possible hedge against market movement. Proper Wealth offers the Black Diamond reporting service to clients with an account value over $150,000, which includes batch trading and auto-rebalancing features. Proper Wealth may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position[s] in the portfolio, change in risk tolerance of the Client, generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 4  At no time will Proper Wealth accept or maintain custody of a Client’s funds or securities, except for the limited authority as outlined in Item 15 – Custody. All Client assets will be managed within the designated account[s] at the Custodian, pursuant to the terms of the advisory agreement. Please see Item 12 – Brokerage Practices. Independent Managers – Proper Wealth will recommend that Clients utilize one or more unaffiliated investment managers or investment platforms (collectively “Independent Managers”) for all or a portion of a Client’s investment portfolio, based on the Client’s needs and objectives. In certain instances, the Client may be required to authorize and enter into an investment management agreement with the Independent Manager[s] that defines the terms in which the Independent Manager[s] will provide its services. The Advisor will perform initial and ongoing oversight and due diligence over each Independent Manager to ensure the strategy remains aligned with Clients investment objectives and overall best interests. The Advisor will also assist the Client in the development of the initial policy recommendations and managing the ongoing Client relationship. The Client, prior to entering into an agreement with an Independent Manager, will be provided with the Independent Manager's Form ADV Part 2A - Disclosure Brochure (or a brochure that makes the appropriate disclosures). Retirement Accounts – When the Advisor provides investment advice to Clients regarding ERISA retirement accounts or individual retirement accounts (“IRAs”), the Advisor is a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. When deemed to be in the Client’s best interest, the Advisor will provide investment advice to a Client regarding a distribution from an ERISA retirement account or to roll over the assets to an IRA, or recommend a similar transaction including rollovers from one ERISA sponsored Plan to another, one IRA to another IRA, or from one type of account to another account (e.g. commission-based account to fee-based account). Such a recommendation creates a conflict of interest if the Advisor will earn a new (or increase its current) advisory fee as a result of the transaction. No client is under any obligation to roll over a retirement account to an account managed by the Advisor. Financial Planning Services Proper Wealth will typically provide a variety of financial planning and consulting services to Clients, as part of its investment management services. Services are offered in several areas of a Client’s financial situation, depending on their goals and objectives. Generally, such financial planning services involve preparing a formal financial plan or rendering a specific financial consultation based on the Client’s financial goals and objectives. This planning or consulting may encompass one or more areas of need, including but not limited to, investment planning, personal savings, education savings, insurance needs, and other areas of a Client’s financial situation. The Advisor also provides planning services for business owners. A financial plan developed for, or financial consultation rendered to the Client will usually include general recommendations for a course of activity or specific actions to be taken by the Client. For example, recommendations may be made that the Client start or revise their investment programs, commence or alter retirement savings, establish education savings and/or charitable giving programs. The Advisor does not provide legal, tax, or accounting advice. While we may discuss financial issues that have legal, tax, or accounting implications, the Client should not construe any discussion as legal, tax, or accounting advice. Clients are encouraged to consult with qualified professionals in those areas for advice specific to your situation. Proper Wealth may also refer Clients to an accountant, attorney or other specialists, as appropriate for their unique situation. For certain financial planning engagements, the Advisor will provide a written summary of the Client’s financial situation, observations, and recommendations. For consulting or ad-hoc engagements, the Advisor may not provide a written summary. Financial planning and consulting recommendations pose a conflict between the interests of the Advisor and the interests of the Client. For example, the Advisor has an incentive to recommend that Clients engage the Advisor for investment management services or to increase the level of investment assets with the Advisor, as it would increase the amount of advisory fees paid to the Advisor. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to implement the transaction through the Advisor. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 5  Retirement Plan Advisory Services Proper Wealth provides 3(21) retirement plan advisory services on behalf of the retirement plans (each a “Plan”) and the company (the “Plan Sponsor”). The Advisor’s retirement plan advisory services are designed to assist the Plan Sponsor in meeting its fiduciary obligations to the Plan and its Plan Participants. Each engagement is customized to the needs of the Plan and Plan Sponsor. Services generally include: • Investment Management • Performance Reporting • Ongoing Investment Recommendation and Assistance • Benchmarking Services These services are provided by Proper Wealth serving in the capacity as a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). In accordance with ERISA Section 408(b)(2), the Plan Sponsor is provided with a written description of Proper Wealth’ fiduciary status, the specific services to be rendered and all direct and indirect compensation the Advisor reasonably expects under the engagement. Other Services As part of our advisory services, Advisory Persons may also recommend insurance products, where appropriate for the Client. If the Client chooses to accept our recommendation and purchase insurance through an affiliate of the Advisor, the Advisory Person and the affiliated entity will receive usual and customary commissions on those transactions (Please see Item 5, below). Proper Wealth also has an affiliate that is an accounting firm. Clients are not required to use the services of our affiliates even if we recommend them. Advisory Persons will only recommend our affiliated entities if we believe that working with our affiliates is in the Client’s best interest. C. Client Account Management Prior to engaging Proper Wealth to provide investment advisory services, each Client is required to enter into an advisory agreement with the Advisor that define the terms, conditions, authority and responsibilities of the Advisor and the Client. These services may include: • Establishing an Investment Strategy – Proper Wealth, in connection with the Client, will develop a strategy that seeks to achieve the Client’s goals and objectives. • Asset Allocation – Proper Wealth will develop a strategic asset allocation that is targeted to meet the investment objectives, time horizon, financial situation and tolerance for risk for each Client. • Portfolio Construction – Proper Wealth will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client. • Investment Management and Supervision – Proper Wealth will provide investment management and ongoing oversight of the Client’s investment portfolio. D. Wrap Fee Programs Proper Wealth includes securities transaction fees together with its investment management fees, when applicable. Including these fees into a single asset-based fee is considered a “Wrap Fee Program”. The Advisor customizes its investment management services for its Clients. The Advisor sponsors the Proper Wealth Wrap Fee Program solely as a supplemental disclosure regarding the combination of fees. Please see Appendix 1 – Wrap Fee Program Brochure, which is included as a supplement to this Disclosure Brochure. E. Assets Under Management As of December 31, 2025, Proper Wealth manages $131,822,610 in Client assets, all of which are managed on a discretionary basis. Clients may request more current information at any time by contacting the Advisor. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 6  Item 5 – Fees and Compensation The following paragraphs detail the fee structure and compensation methodology for services provided by the Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written advisory agreement with the Advisor. A. Fees for Advisory Services Investment Management Services Investment management fees are paid quarterly, advance of each calendar quarter pursuant to the terms of the investment management agreement. Investment management fees are based on the market value of assets under management at the end of the prior calendar quarter. Investment management fees are charged an annual rate ranging from 0.50% to 1.60% based on several factors, including: the scope and complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions and other complexities may be charged a higher fee. Clients may be offered a tiered fee schedule or single fixed rate across all accounts. The investment management fee in the first quarter of service is prorated from the inception date of the account[s] to the end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by Proper Wealth will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate billing. The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor shall not receive any portion of these commissions, fees, and costs. Independent Managers As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or more Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from an Independent Manager. The Advisor will only earn its investment management fee as described above. The Advisor will allocate a portion of the advisory fee collected to the Independent Manager pursuant to the terms of the executed agreement between the Advisor and the Independent Manager. The total blended fee, including the Advisor’s fee and the Independent Manager’s fee, will not exceed 2.00% annually. Retirement Plan Advisory Services Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.00% and are billed in advance, pursuant to the terms of the retirement plan advisory agreement. Retirement plan fees are based on the market value of assets under management at the end of the prior calendar quarter. Fees may be negotiable depending on the size and complexity of the Plan. Financial Planning Services Proper Wealth offers financial planning services through a fixed project-based engagement. Fixed fees range up to $500 to $50,000 for financial planning and consulting engagements. Financial plans for individuals and families will generally be at the lower end of the above fee range. Complex situations and business planning Clients may be charged fees on the higher end of the above fee range. Fees are negotiable. An estimate for total costs will be provided to the Client prior to engaging for these services. B. Fee Billing Investment Management Services Investment management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the daily rate (annual rate divided by the number of days in the year times the number of days in the quarterly billing period) to the total assets under management with the Advisor at the end of the prior quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the investment management PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 7  fee. In addition, the Advisor will provide the Client a report itemizing the fee, including the calculation period covered by the fee, the account value and the methodology used to calculate the fee. Clients are urged to also review and compare the statement provided by the Advisor to the brokerage statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide written authorization permitting advisory fees to be deducted by Proper Wealth to be paid directly from their account[s] held by the Custodian as part of the investment management agreement and separate account forms provided by the Custodian. Independent Managers For Client accounts implemented through an Independent Manager, the Client’s overall fees may include Proper Wealth’s investment management fee (as noted above) plus investment management fees and/or platform fees charged by the Independent Manager[s], as applicable. In certain instances, the Independent Manager or the Advisor may assume responsibility for calculating the Client’s fees and deduct all fees from the Client’s account[s]. Retirement Plan Advisory Services Retirement plan advisory fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the Plan, depending on the terms of the retirement plan advisory agreement. Financial Planning Services Fees for fixed fee financial planning engagements may be invoiced either monthly or quarterly in advance, pursuant to the terms of the financial planning agreement. The Advisor does not collect advance fees of $1,200 or more for any services that will be completed six (6) months or more in advance. C. Other Fees and Expenses Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf of the Client’s account[s]. Proper Wealth includes securities transaction fees as part of its overall investment management fee through the Proper Wealth Wrap Fee Program. Securities transaction fees for Client-directed trades may be charged back to the Client. Please see Item 4.D. above as well as Appendix 1 – Wrap Fee Program Brochure. The Advisor's recommended Custodian may not charge securities transaction fees for ETF and equity trades in a Client's account[s], provided that the account meets the terms and conditions of the Custodian's brokerage requirements. The Custodian often charges for mutual funds and other types of investments, although the Custodian may also offer certain mutual funds with no transaction fee. The fees charged by Proper Wealth are separate and distinct from these custody and execution fees. The Advisor will seek to utilize the lowest cost product that is available. In addition, all fees paid to Proper Wealth for investment advisory services are separate and distinct from the expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible distribution fee. A Client may be able to invest in these products directly, without the services of Proper Wealth, but would not receive the services provided by Proper Wealth which are designed, among other things, to assist the Client in determining which products or services are most appropriate for each Client’s financial situation and objectives. Accordingly, the Client should review both the fees charged by the fund[s] and the fees charged by Proper Wealth to fully understand the total fees to be paid. Please refer to Item 12 – Brokerage Practices for additional information. D. Advance Payment of Fees and Termination Investment Management Services Proper Wealth may be compensated for its investment management services in advance of the quarter in which services are rendered. Either party may terminate the investment management agreement, at any time, by providing advance written notice to the other party. The Client may also terminate the investment management agreement within five (5) business days of signing the Advisor’s agreement at no cost to the Client. After the five-day period, the Client will incur charges for bona fide advisory services rendered to the point of termination and such fees will be due and payable by the Client. Upon termination, the Advisor will refund any unearned, prepaid investment management PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 8  fees from the effective date of termination to the end of the quarter. The Client’s investment management agreement with the Advisor is non-transferable without the Client’s prior consent. In the event that the Advisor has determined that an Independent Manager is no longer in the Client’s best interest or a Client should wish to terminate their relationship with the Independent Manager, the terms for the termination will be set forth in the respective agreements between the Client or the Advisor and the Independent Manager. Proper Wealth will assist the Client with the termination and transition as appropriate. Retirement Plan Advisory Services Proper Wealth is compensated for its services at the beginning of the quarter before advisory services are rendered. Either party may request to terminate a retirement plan advisory agreement, at any time, by providing advance notice to the other party. The Advisor will refund any unearned, prepaid investment management fees from the effective date of termination to the end of the quarter. The Client’s retirement plan services agreement with the Advisor is non-transferable without the Client’s prior consent. E. Compensation for Sales of Securities Proper Wealth does not buy or sell securities to earn commissions and does not receive any compensation for securities transactions in any Client account, other than the investment management fees noted above. Certain Advisory Persons are also a Registered Representatives of LPL Financial LLC (“LPL Financial”), a a registered broker-dealer (CRD# 6413), member FINRA, SIPC. In an Advisory Persons’s separate capacity as a Registered Representative, the Advisory Person will implement securities transactions under LPL Financial and not through Proper Wealth. In such instances, the Advisory Person will receive commission-based compensation in connection with the purchase and sale of securities, including 12b-1 fees for the sale of investment company products. Compensation earned by the Advisory Person in one’s capacity as a Registered Representative is separate and in addition to the Advisor’s fees. This practice presents a conflict of interest because the Advisory Person who is a Registered Representative has an incentive to effect securities transactions for the purpose of generating commissions rather than solely based on the Client. Clients are not obligated to implement any recommendation provided by the Advisor nor Advisory Persons. Neither the Advisor nor Advisory Persons will earn ongoing investment management fees in connection with any products or services implemented in the Advisory Person’s separate capacity as a Registered Representative. Please see Item 10 below. Certain Advisory Persons are also licensed as an independent insurance professionals through Proper Insurance Advisors, LLC, an affiliated insurance agency. As an independent insurance professional, an Advisory Person and Proper Insurance Advisors will earn commission-based compensation for selling insurance products, including insurance products sold sell to Clients. Insurance commissions earned by an Advisory Person in this separate capacity are separate and in addition to our advisory fees. This practice presents a conflict of interest there may be an incentive to recommend insurance products to a Client for the purpose of generating commissions rather than solely based on the Client’s needs. Clients are under no obligation, contractually or otherwise, to purchase insurance products through an Advisory Person of the Advisor. Please see Item 10 below. Item 6 – Performance-Based Fees and Side-By-Side Management Proper Wealth does not charge performance-based fees for its investment management services. The fees charged by Proper Wealth are as described in Item 5 above and are not based upon the capital appreciation of the funds or securities held by any Client. Proper Wealth does not manage any proprietary investment funds or limited partnerships (for example, a mutual fund or a hedge fund) and has no financial incentive to recommend any particular investment options to its Clients. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 9  Item 7 – Types of Clients Proper Wealth offers investment advisory services to individuals, high net worth individuals, trusts, estates, businesses, and retirement plans. Proper Wealth does not impose a minimum relationship size. Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss A. Methods of Analysis Proper Wealth primarily employs a fundamental and technical analysis methods in developing investment strategies for its Clients. Research and analysis from Proper Wealth are derived from numerous sources, including financial media companies, third-party research materials, Internet sources, and review of company activities, including annual reports, prospectuses, press releases and research prepared by others. Fundamental analysis utilizes economic and business indicators as investment selection criteria. This criterion consists generally of ratios and trends that may indicate the overall strength and financial viability of the entity being analyzed. Assets are deemed suitable if they meet certain criteria to indicate that they are a strong investment with a value discounted by the market. While this type of analysis helps the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in the fundamental analysis may lose value and may have negative investment performance. The Advisor monitors these economic indicators to determine if adjustments to strategic allocations are appropriate. More details on the Advisor’s review process are included below in Item 13 – Review of Accounts. Technical analysis involves the analysis of past market data rather than specific company data in determining the recommendations made to clients. Technical analysis may involve the use of charts to identify market patterns and trends, which may be based on investor sentiment rather than the fundamentals of the company. The primary risk in using technical analysis is that spotting historical trends may not help to predict such trends in the future. Even if the trend will eventually reoccur, there is no guarantee that Proper Wealth will be able to accurately predict such a reoccurrence. Asset Allocation determines an appropriate ratio of equities, fixed income, and cash suitable to each Client’s investment goals and risk tolerance. Asset allocation does not guarantee a profit or protect against loss in declining markets. As noted above, Proper Wealth generally employs a long-term investment strategy for its Clients, as consistent with their financial goals. Proper Wealth will typically hold all or a portion of a security for more than a year, but may hold for shorter periods for the purpose of rebalancing a portfolio or meeting the cash needs of Clients. At times, Proper Wealth may also buy and sell positions that are more short-term in nature, depending on the goals of the Client and/or the fundamentals of the security, sector or asset class. B. Risk of Loss Investing in securities involves certain investment risks. Securities may fluctuate in value or lose value. Clients should be prepared to bear the potential risk of loss. Proper Wealth will assist Clients in determining an appropriate strategy based on their tolerance for risk and other factors noted above. However, there is no guarantee that a Client will meet their investment goals. While the methods of analysis help the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in these methods of analysis may lose value and may have negative investment performance. The Advisor monitors these economic indicators to determine if adjustments to strategic allocations are appropriate. More details on the Advisor’s review process are included below in Item 13 – Review of Accounts. Each Client engagement will entail a review of the Client's investment goals, financial situation, time horizon, tolerance for risk and other factors to develop an appropriate strategy for managing a Client's account. Client participation in this process, including full and accurate disclosure of requested information, is essential for the analysis of a Client's account[s]. The Advisor shall rely on the financial and other information provided by the Client PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 10  or their designees without the duty or obligation to validate the accuracy and completeness of the provided information. It is the responsibility of the Client to inform the Advisor of any changes in financial condition, goals or other factors that may affect this analysis. The risks associated with a particular strategy are provided to each Client in advance of investing Client accounts. The Advisor will work with each Client to determine their tolerance for risk as part of the portfolio construction process. Following are some of the risks associated with the Advisor’s investment strategies: Market Risks The value of a Client’s holdings may fluctuate in response to events specific to companies or markets, as well as economic, political, or social events in the U.S. and abroad. This risk is linked to the performance of the overall financial markets. ETF Risks The performance of ETFs is subject to market risk, including the possible loss of principal. The price of the ETFs will fluctuate with the price of the underlying securities that make up the funds. In addition, ETFs have a trading risk based on the loss of cost efficiency if the ETFs are traded actively and a liquidity risk if the ETFs have a large bid- ask spread and low trading volume. The price of an ETF fluctuates based upon the market movements and may dissociate from the index being tracked by the ETF or the price of the underlying investments. An ETF purchased or sold at one point in the day may have a different price than the same ETF purchased or sold a short time later. There is also a risk that Authorized Participants are unable to fulfill their responsibilities. Authorized Participants are one of the major parties involved with ETF creation/redemption mechanisms in the markets. The Authorized Participants play a critical role in the liquidity of ETFs and essentially have the exclusive right to change the supply of ETF shares in the market. If the Authorized Participants do not fulfill this expected role, there could be an adverse impact on liquidity and the valuation of an ETF. Equity Security Risks The value of equity securities may fluctuate in response to specific situations for each company, industry conditions, and/or the overall stock market. The volatility of a particular equity security may be higher than a mutual fund or ETF that contains many underlying companies. Fixed Income Security Risks Fixed investments generally pay a return on a fixed schedule, though the amount of the payments can vary. They can include corporate and government debt securities, leveraged loans, high-yield and investment-grade debt, and structured products, such as mortgage and other asset-backed securities. Individual bonds may be the best-known type of fixed-income security. In general, the fixed-income market is volatile, and fixed-income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed-income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. The risk of default on treasury inflation- protected/inflation-linked bonds is dependent upon the U.S. Treasury defaulting (extremely unlikely); however, they carry a potential risk of losing share price value, albeit rather minimal. Mutual Fund Risks The performance of mutual funds is subject to market risk, including the possible loss of principal. The price of the mutual funds will fluctuate with the value of the underlying securities that make up the funds. The price of a mutual fund is typically set daily therefore a mutual fund purchased at one point in the day will typically have the same price as a mutual fund purchased later that same day. Asset Allocation Risks Asset allocation strategies may result in investments that are concentrated in certain asset classes, industries, or geographic areas. Asset allocation strategies may also be diversified among different asset classes. Market conditions may, at different times, be more favorable toward a concentrated or diversified asset allocation strategy. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 11  There is a risk that Clients will not be in a favorable asset allocation strategy at any given time. Asset allocation strategies may change over time. Cybersecurity Risks As the use of technologies has become more common in conducting business, the Advisor and its service providers may be more susceptible to operational, information security, and related risks in connection with breaches in cybersecurity. Generally, a cybersecurity event may result from either intentional attacks or unintentional events and include, but are not limited to, gaining unauthorized access to digital systems, misappropriating assets or sensitive information, causing a client to lose proprietary information, corrupting data, or causing operational disruption, including denial-of-service attacks on websites. A cybersecurity event could cause the Advisor and/or its service providers to become subject to regulatory penalties, reputational damage, additional compliance costs associated with corrective measures, and/or financial losses. Past performance is not a guarantee of future returns. Investing in securities and other investments involve a risk of loss that each Client should understand and be willing to bear. Clients are reminded to discuss these risks with the Advisor. Item 9 – Disciplinary Information There are no legal, regulatory or disciplinary events involving Proper Wealth or its owner. Proper Wealth values the trust Clients place in the Advisor. The Advisor encourages Clients to perform the requisite due diligence on any advisor or service provider that the Client engages. The backgrounds of the Advisor or Advisory Persons are available on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 336499. Item 10 – Other Financial Industry Activities and Affiliations Broker-Dealer Affiliation As noted in Item 5, certain Advisory Persons are also Registered Representatives of LPL Financial. In an Advisory Persons’s separate capacity as a Registered Representative, an Advisory Person will receive commissions for the implementation of recommendations for commissionable transactions. Clients are not obligated to implement any recommendation provided by an Advisory Person. Neither the Advisor nor its Advisory Persons will earn ongoing investment management fees in connection with any services implemented in the Advisory Person’s separate capacity as a Registered Representative. Insurance Agency Affiliations As noted in Item 5, certain Advisory Persons are also licensed insurance professionals through Proper Insurance Advisors, LLC, an affiliated insurance agency. Implementations of insurance recommendations are separate and apart from one’s role with Proper Wealth. As an insurance professional, an Advisory Person may receive customary commissions and other related revenues from the various insurance companies whose products are sold. Advisory Persons are not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This may cause a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by an Advisory Person of Proper Wealth. Affiliated Accounting Firm Advisory Persons may also recommend the use of an affiliated accounting firm, Proper Accounting Advisors, LLC, which provides financial analysis, bookkeeping, and consulting services for business owners. This is not a CPA firm and does not provide tax preparation, audit or attestation services. If the Advisor’s Clients engage the accounting firm, they will enter into a separate agreement and pay related fees directly to Proper Accounting Advisors. Proper Wealth’s Clients are not under any obligation to use Proper Accounting Advisors’ services. No services from the accounting affiliate are required or bundled, and no revenue sharing takes place. These relationships or arrangements present a material conflict of interest with Clients as Advisory Persons have a financial incentive to recommend the services of the above entities based on the compensation received rather PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 12  than strictly on the Client’s needs. The Advisors mitigate this conflict by disclosing it and by ensuring our Advisory Persons understand their fiduciary duty to act solely in the Client’s best interest. In addition, Clients are free to reject our recommendations and are also free to implement our recommendations through other providers. Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading A. Code of Ethics Proper Wealth has implemented a Code of Ethics (the “Code”) that defines the Advisor’s fiduciary commitment to each Client. This Code applies to all persons associated with Proper Wealth (“Supervised Persons”). The Code was developed to provide general ethical guidelines and specific instructions regarding the Advisor’s duties to each Client. Proper Wealth and its Supervised Persons owe a duty of loyalty, fairness and good faith towards each Client. It is the obligation of Proper Wealth’ Supervised Persons to adhere not only to the specific provisions of the Code, but also to the general principles that guide the Code. The Code covers a range of topics that address employee ethics and conflicts of interest. To request a copy of the Code, please contact the Advisor at (850) 972- 9725. B. Personal Trading with Material Interest Proper Wealth allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Proper Wealth does not act as principal in any transactions. In addition, the Advisor does not act as the general partner of a fund, or advise an investment company. Proper Wealth does not have a material interest in any securities traded in Client accounts. C. Personal Trading in Same Securities as Clients Proper Wealth allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Owning the same securities that are recommended (purchase or sell) to Clients presents a conflict of interest that, as fiduciaries, must be disclosed to Clients and mitigated through policies and procedures. As noted above, the Advisor has adopted the Code to address insider trading (material non-public information controls); gifts and entertainment; outside business activities and personal securities reporting. When trading for personal accounts, Supervised Persons have a conflict of interest if trading in the same securities. The fiduciary duty to act in the best interest of its Clients can be violated if personal trades are made with more advantageous terms than Client trades, or by trading based on material non-public information. This risk is mitigated by Proper Wealth requiring reporting of personal securities trades by its Supervised Persons for review by the Chief Compliance Officer (“CCO”). The Advisor has also adopted written policies and procedures to detect the misuse of material, non-public information. D. Personal Trading at Same Time as Client While Proper Wealth allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients, such trades are typically aggregated with Client orders or traded afterwards. At no time will Proper Wealth, or any Supervised Person of Proper Wealth, transact in any security to the detriment of any Client. Item 12 – Brokerage Practices A. Recommendation of Custodian[s] Proper Wealth does not have discretionary authority to select the broker-dealer/custodian for custody and execution services. The Client will engage the broker-dealer/custodian (herein the "Custodian") to safeguard Client assets and authorize Proper Wealth to direct trades to the Custodian as agreed in the investment management agreement and account forms provided by the Custodian. Further, Proper Wealth does not have the discretionary authority to negotiate commissions on behalf of our Clients on a trade-by-trade basis. As its Advisory Persons are also Registered Representatives of LPL Financial, Proper Wealth and its Advisory Persons must recommend LPL Financial as the Custodian and recommend that Clients establish their accounts at LPL Financial, where Proper Wealth has access to LPL Financial’s systems, back office support, research and other benefits. While Proper Wealth receives these economic benefits from LPL Financial, we believe LPL Financial provides quality execution and related services for our Clients at competitive prices. Price is not the sole factor Proper Wealth considers in evaluating best execution and the recommendation of a custodian. Proper Wealth also considers the quality of the PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 13  brokerage services provided by LPL Financial, including the firm's reputation, execution capabilities, commission rates, and responsiveness to our Clients and our firm. Clients are free to use whatever broker-dealer/custodian they choose to implement financial planning recommendations. For investment management services, Proper Wealth would be required to obtain permission to use a broker-dealer or custodian other than LPL Financial due to the oversight role LPL Financial assumes over the Advisory Persons. Please see Item 14. Following are additional details regarding the brokerage practices of the Advisor: 1. Soft Dollars - Soft dollars are revenue programs offered by broker-dealers/custodians whereby an advisor enters into an agreement to place security trades with a broker-dealer/custodian in exchange for research and other services. Proper Wealth does not participate in soft dollar programs sponsored or offered by any broker- dealer/custodian. However, the Advisor receives certain economic benefits from the Custodian. Please see Item 14 below. 2. Brokerage Referrals - Proper Wealth does not receive any compensation from any third party in connection with the recommendation for establishing an account. 3. Directed Brokerage - All Clients are serviced on a “directed brokerage basis”, where Proper Wealth will place trades within the established account[s] at the Custodian designated by the Client. Further, all Client accounts are traded within their respective account[s]. The Advisor will not engage in any principal transactions (i.e., trade of any security from or to the Advisor’s own account) or cross transactions with other Client accounts (i.e., purchase of a security into one Client account from another Client’s account[s]). Proper Wealth will not be obligated to select competitive bids on securities transactions and does not have an obligation to seek the lowest available transaction costs. These costs are determined by the Custodian. B. Aggregating and Allocating Trades The primary objective in placing orders for the purchase and sale of securities for Client accounts is to obtain the most favorable net results taking into account such factors as 1) price, 2) size of the order, 3) difficulty of execution, 4) confidentiality and 5) skill required of the Custodian. Proper Wealth will execute its transactions through the Custodian as authorized by the Client. Proper Wealth may aggregate orders in a block trade or trades when securities are purchased or sold through the Custodian for multiple (discretionary) accounts in the same trading day. If a block trade cannot be executed in full at the same price or time, the securities actually purchased or sold by the close of each business day must be allocated in a manner that is consistent with the initial pre-allocation or other written statement. This must be done in a way that does not consistently advantage or disadvantage any particular Clients’ accounts. Item 13 – Review of Accounts A. Frequency of Reviews Securities in Client accounts are monitored on a regular and continuous basis by Advisory Persons of the Advisor and periodically by the CCO. Formal reviews are generally conducted at least annually or more frequently depending on the needs of the Client. B. Causes for Reviews In addition to the investment monitoring noted in Item 13.A., each Client account shall be reviewed at least annually. Reviews may be conducted more frequently at the Client’s request. Accounts may be reviewed as a result of major changes in economic conditions, known changes in the Client’s financial situation, and/or large deposits or withdrawals in the Client’s account[s]. The Client is encouraged to notify Proper Wealth if changes occur in the Client’s personal financial situation that might adversely affect the Client’s investment plan. Additional reviews may be triggered by material market, economic or political events. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 14  C. Review Reports The Client will receive brokerage statements no less than quarterly from the Custodian. These brokerage statements are sent directly from the Custodian to the Client. The Client may also establish electronic access to the Custodian’s website so that the Client may view these reports and their account activity. Client brokerage statements will include all positions, transactions and fees relating to the Client’s account[s]. The Advisor may also provide Clients with periodic adhoc reports regarding their holdings, allocations, and performance. Item 14 – Client Referrals and Other Compensation A. Compensation Received by Proper Wealth Proper Wealth may refer Clients to various unaffiliated, non-advisory professionals (e.g. attorneys, accountants, estate planners) to provide certain financial services necessary to meet the goals of its Clients. Likewise, Proper Wealth may receive non-compensated referrals of new Clients from various third-parties. Participation in Institutional Advisor Platform Proper Wealth has established an institutional relationship with LPL Financial to assist the Advisor in managing Client account[s]. Access to the LPL Financial platform is provided at no charge to the Advisor. The Advisor receives access to software and related support without cost because the Advisor renders investment management services to Clients that maintain assets at LPL Financial. The software and related systems support may benefit the Advisor, but not its Clients directly. In fulfilling its duties to its Clients, the Advisor endeavors at all times to put the interests of its Clients first. Clients should be aware, however, that the receipt of economic benefits from a Custodian creates a potential conflict of interest since these benefits may influence the Advisor's recommendation of this Custodian over one that does not furnish similar software, systems support, or services. Transition Assistance – LPL Financial also provides benefits and/or payments to Proper Wealth to assist the costs associated with transitioning their business to LPL Financial. (collectively referred to as “Transition Assistance”). The proceeds of such Transition Assistance payments are intended to be used for a variety of purposes, including but not necessarily limited to, providing working capital to assist in funding the Advisor’s business, offsetting account transfer fees (“ACATs”) as a result of the Advisor’s Clients transitioning to LPL Financial’s custodial platform, technology set-up fees, marketing and mailing costs, stationary and licensure transfer fees, moving expenses, office space expenses, staffing support and termination fees associated with moving accounts. The amount of the Transition Assistance payments is often significant in relation to the overall revenue earned or compensation received by the Advisor at their prior firm. The level of support is based on the size of the Advisor’s business established at the prior firm. These payments are generally in the form of payments or loans to the Advisor with favorable interest rate terms as compared to other lenders, which are paid by LPL Financial or forgiven by LPL Financial based on years of the relationship is maintained (e.g., if the [Advisor] remains with LPL Financial for 5 years). The receipt of Transition Assistance creates a conflict of interest in that Advisor has a financial incentive to recommend that a Client open and maintain account[s] with LPL Financial. The Advisor has mitigated this conflict by disclosing these details. B. Compensation for Client Referrals Certain Clients may be referred to the Advisor by either an affiliated or unaffiliated party (herein "Promoter") and receive, directly or indirectly, compensation for the Client referral. In such instances, the Advisor will compensate the Promoter a fee in accordance with Rule 206(4)-1 of the Advisers Act and any corresponding state securities requirements. Any such compensation shall be paid solely from the investment management fees earned by the Advisor, and shall not result in any additional charge to the Client. Item 15 – Custody The Advisor is authorized to deduct its fees from the Client’s account[s] at the Custodian. The Client must place all assets with a “qualified custodian”. The Client is required to engage the Custodian to retain all funds and securities and direct the Advisor to utilize that Custodian for security transactions in the account[s]. The Client should review statements provided by the Custodian, as the Custodian does not perform this review. For more information about custodians and brokerage practices, see Item 12 – Brokerage Practices. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 15  Item 16 – Investment Discretion Proper Wealth generally has discretion over the selection and amount of securities to be bought or sold in Client accounts without obtaining prior consent or approval from the Client. However, these purchases or sales may be subject to specified investment objectives, guidelines, or limitations previously set forth by the Client and agreed to by Proper Wealth. Discretionary authority will only be authorized upon full disclosure to the Client. The granting of such authority will be evidenced by the Client's execution of an investment management agreement containing all applicable limitations to such authority. All discretionary trades made by Proper Wealth will be in accordance with each Client's investment objectives and goals. Item 17 – Voting Client Securities Proper Wealth does not accept proxy-voting responsibility for any Client. Clients will receive proxy statements directly from the Custodian. The Advisor will assist in answering questions relating to proxies, however, the Client retains the sole responsibility for proxy decisions and voting. Item 18 – Financial Information Neither Proper Wealth, nor its management, have any adverse financial situations that would reasonably impair the ability of Proper Wealth to meet all obligations to its Clients. Neither Proper Wealth, nor any of its Advisory Persons, have been subject to a bankruptcy or financial compromise. Proper Wealth is not required to deliver a balance sheet along with this Disclosure Brochure as the Advisor does not collect advance fees of $1,200 or more for services to be performed six months or more in the future. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 16  PW Advisors, LLC Form ADV Part 2A – Appendix 1 (“Wrap Fee Program Brochure”) Effective: February 13, 2026 This Form ADV2A – Appendix 1 (“Wrap Fee Program Brochure”) provides information about the qualifications and business practices for PW Advisors, LLC dba Proper Wealth (“Proper Wealth” or the “Advisor”) services when offering services pursuant to a wrap program. This Wrap Fee Program Brochure shall always be accompanied by the Proper Wealth Disclosure Brochure, which provides complete details on the business practices of the Advisor. If you did not receive the complete Proper Wealth Disclosure Brochure or you have any questions about the contents of this Wrap Fee Program Brochure or the Proper Wealth Disclosure Brochure, please contact the Advisor at (850) 972-9725. Proper Wealth is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The information in this Wrap Fee Program Brochure has not been approved or verified by the SEC or by any state securities authority. Registration of an investment advisor does not imply any specific level of skill or training. This Wrap Fee Program Brochure provides information about Proper Wealth to assist you in determining whether to retain the Advisor. Additional information about Proper Wealth and its Advisory Persons are available on the SEC’s website at www.adviserinfo.sec.gov by searching the Advisor’s firm name or CRD# 336499. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 17  Item 2 – Material Changes Form ADV 2A - Appendix 1 provides information about a variety of topics relating to an Advisor’s business practices and conflicts of interest. In particular, this Wrap Fee Program Brochure discusses the Wrap Fee Program offered by the Advisor. Material Changes There have been no material changes to this Disclosure Brochure since its last filing and distribution to Clients. Future Changes From time to time, the Advisor may amend this Wrap Fee Program Brochure to reflect changes in business practices, changes in regulations or routine annual updates as required by the securities regulators. This complete Wrap Fee Program Brochure (along with the complete Proper Wealth Disclosure Brochure) or a Summary of Material Changes shall be provided to you annually and if a material change occurs in the business practices of Proper Wealth. At any time, you may view this Wrap Fee Program Brochure and the current Disclosure Brochure on-line at the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching for the Advisor’s firm name or CRD# 336499. You may also request a copy of this Disclosure Brochure at any time, by contacting the Advisor at (850) 972-9725. Item 3 – Table of Contents Item 2 – Material Changes ................................................................................................................................... 18 Item 3 – Table of Contents ................................................................................................................................... 18 Item 4 – Services Fees and Compensation ........................................................................................................ 19 Item 5 – Account Requirements and Types of Clients ..................................................................................... 19 Item 6 – Portfolio Manager Selection and Evaluation ....................................................................................... 20 Item 7 – Client Information Provided to Portfolio Managers ............................................................................ 22 Item 8 – Client Contact with Portfolio Managers ............................................................................................... 22 Item 9 – Additional Information ........................................................................................................................... 22 PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 18  Item 4 – Services Fees and Compensation A. Services PW Advisors, LLC dba Proper Wealth (“Proper Wealth” or the “Advisor”) provides customized investment advisory services for its Clients. This Wrap Fee Program Brochure is provided as a supplement to the Proper Wealth Disclosure Brochure (Form ADV 2A). This Wrap Fee Program Brochure is provided along with the complete Disclosure Brochure to provide full details of the business practices and fees when selecting Proper Wealth as your investment advisor. As part of the investment management fees noted in Item 5 of the Disclosure Brochure, Proper Wealth includes, securities transaction fees as part of the overall investment management fee. Securities regulations often refer to this combined fee structure as a “Wrap Fee Program”. The Advisor's recommended Custodian may not charge securities transaction fees for Exchange-Trade Fund (“ETF”) and equity trades in a Client's account[s], provided that the account meets the terms and conditions of the Custodian's brokerage requirements. The Custodian often charges for mutual funds and other types of investments, although the Custodian may also offer certain mutual funds with no transaction fee. The fees charged by Proper Wealth are separate and distinct from these custody and execution fees. The Advisor will seek to utilize the lowest cost product that is available. The sole purpose of this Wrap Fee Program Brochure is to provide additional disclosure relating the combination of advisory fees and securities transaction fees into a single “bundled” investment management fee. This Wrap Fee Program Brochure references back to the Proper Wealth Disclosure Brochure in which this Wrap Fee Program Brochure serves as an Appendix. Please see Item 4 – Advisory Services of the Disclosure Brochure for details on Proper Wealth’s investment philosophy and related services. B. Program Costs Advisory services provided by Proper Wealth are offered in a wrap fee structure whereby securities transaction fees are included in the overall investment management fee paid to Proper Wealth. The cost of the Wrap Fee Program varies depending on services to be provided to each Client; however, the Client is not charged more if there is higher trading activity. A Wrap Fee structure presents a conflict of interest as the Advisor is incentivized to limit the number of trades placed in the Client’s account[s] or to utilize securities that do not have transaction fees. As noted above, the Advisor’s recommended Custodian typically does not charge securities transaction fees for ETF and equity trades in Client accounts, but often charges for many mutual funds and other types of investments. The Custodian may offer certain mutual funds with no transaction fee. The Advisor will only utilize the available share class with the lowest expense ratio. As such, the Advisor is incentivized to utilize ETFs and other equity securities to limit the overall cost to the Advisor. The Advisor will only place Client assets into a Wrap Fee Program when it is believed to be in the Client’s best interest. Please see Item 5 – Fees and Compensation of the Disclosure Brochure for complete details on fees. C. Fees Investment management fees are paid quarterly, advance of each calendar quarter pursuant to the terms of the investment management agreement. Investment management fees are based on the market value of assets under management at the end of the prior calendar quarter. Investment management fees are charged an annual rate ranging from 0.50% to 1.60% based on several factors, including: the scope and complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions and other complexities may be charged a higher fee. The investment management fee in the first quarter of service is prorated from the inception date of the account[s] to the end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by Proper Wealth will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate billing. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 19  The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor shall not receive any portion of these commissions, fees, and costs. Investment management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the quarterly rate (annual rate divided by 4) to the total assets under management with Proper Wealth at the end of the prior quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the investment management fee. In addition, the Advisor will provide the Client a report itemizing the fee, including the calculation period covered by the fee, the account value and the methodology used to calculate the fee. Clients are urged to also review and compare the statement provided by the Advisor to the brokerage statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide written authorization permitting advisory fees to be deducted by Proper Wealth to be paid directly from their account[s] held by the Custodian as part of the investment management agreement and separate account forms provided by the Custodian. In addition, all fees paid to Proper Wealth for investment management services or part of the Wrap Fee Program are separate and distinct from the expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible distribution fee. Securities transaction fees for Client-directed trades will be charged back to the Client. In connection with the discretionary investment management services provided by Proper Wealth, the Client will incur other costs assessed by the Custodian or other third parties, such as wire transfer fees, fees for trades executed away from the Custodian and other fees. The Advisor does not control nor share in these fees. The Client should review both the fees charged by the fund[s] and the fees charged by Proper Wealth to fully understand the total fees to be paid. Please see Item 5.C. – Other Fees and Expenses in the Disclosure Brochure (included with this Wrap Fee Program Brochure). D. Compensation Proper Wealth is the sponsor and portfolio manager of this Wrap Fee Program. Proper Wealth receives investment management fees paid by Clients for participating in the Wrap Fee Program and pays the securities transaction fees associated with the management of the Client’s account[s]. Item 5 – Account Requirements and Types of Clients Proper Wealth offers investment advisory services to individuals, high net worth individuals, trusts, estates, businesses, and retirement plans. Proper Wealth does not impose a minimum relationship size. Item 6 – Portfolio Manager Selection and Evaluation Portfolio Manager Selection Proper Wealth serves as sponsor and as portfolio manager for the services under this Wrap Fee Program. Related Persons Proper Wealth personnel serve as portfolio managers for this Wrap Fee Program. Proper Wealth does not serve as a portfolio manager for any third-party Wrap Fee Programs. Performance-Based Fees Proper Wealth does not charge performance-based fees for its investment management services. The fees charged by Proper Wealth are as described in Item 5 above and are not based upon the capital appreciation of the funds or securities held by any Client. Proper Wealth does not manage any proprietary investment funds or limited partnerships (for example, a mutual fund or a hedge fund) and has no financial incentive to recommend any particular investment options to its Clients. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 20  Supervised Persons Proper Wealth Advisory Persons serve as portfolio managers for all accounts, including the services described in this Wrap Fee Program Brochure. Details of the advisory services provided are included in Item 4.A. of the Disclosure Brochure. Methods of Analysis Please see Item 8 of the Disclosure Brochure (included with this Wrap Fee Program Brochure) for details on the research and analysis methods employed by the Advisor. Risk of Loss Following are some of the risks associated with the Advisor’s investment strategies: Market Risks The value of a Client’s holdings may fluctuate in response to events specific to companies or markets, as well as economic, political, or social events in the U.S. and abroad. This risk is linked to the performance of the overall financial markets. ETF Risks The performance of ETFs is subject to market risk, including the possible loss of principal. The price of the ETFs will fluctuate with the price of the underlying securities that make up the funds. In addition, ETFs have a trading risk based on the loss of cost efficiency if the ETFs are traded actively and a liquidity risk if the ETFs have a large bid- ask spread and low trading volume. The price of an ETF fluctuates based upon the market movements and may dissociate from the index being tracked by the ETF or the price of the underlying investments. An ETF purchased or sold at one point in the day may have a different price than the same ETF purchased or sold a short time later. There is also a risk that Authorized Participants are unable to fulfill their responsibilities. Authorized Participants are one of the major parties involved with ETF creation/redemption mechanisms in the markets. The Authorized Participants play a critical role in the liquidity of ETFs and essentially have the exclusive right to change the supply of ETF shares in the market. If the Authorized Participants do not fulfill this expected role, there could be an adverse impact on liquidity and the valuation of an ETF. Equity Security Risks The value of equity securities may fluctuate in response to specific situations for each company, industry conditions, and/or the overall stock market. The volatility of a particular equity security may be higher than a mutual fund or ETF that contains many underlying companies. Fixed Income Security Risks Fixed investments generally pay a return on a fixed schedule, though the amount of the payments can vary. They can include corporate and government debt securities, leveraged loans, high-yield and investment-grade debt, and structured products, such as mortgage and other asset-backed securities. Individual bonds may be the best-known type of fixed-income security. In general, the fixed-income market is volatile, and fixed-income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed-income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. The risk of default on treasury inflation- protected/inflation-linked bonds is dependent upon the U.S. Treasury defaulting (extremely unlikely); however, they carry a potential risk of losing share price value, albeit rather minimal. Mutual Fund Risks The performance of mutual funds is subject to market risk, including the possible loss of principal. The price of the mutual funds will fluctuate with the value of the underlying securities that make up the funds. The price of a mutual fund is typically set daily therefore a mutual fund purchased at one point in the day will typically have the same price as a mutual fund purchased later that same day. Asset Allocation Risks Asset allocation strategies may result in investments that are concentrated in certain asset classes, industries, or geographic areas. Asset allocation strategies may also be diversified among different asset classes. Market PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 21  conditions may, at different times, be more favorable toward a concentrated or diversified asset allocation strategy. There is a risk that Clients will not be in a favorable asset allocation strategy at any given time. Asset allocation strategies may change over time. Cybersecurity Risks As the use of technologies has become more common in conducting business, the Advisor and its service providers may be more susceptible to operational, information security, and related risks in connection with breaches in cybersecurity. Generally, a cybersecurity event may result from either intentional attacks or unintentional events and include, but are not limited to, gaining unauthorized access to digital systems, misappropriating assets or sensitive information, causing a client to lose proprietary information, corrupting data, or causing operational disruption, including denial-of-service attacks on websites. A cybersecurity event could cause the Advisor and/or its service providers to become subject to regulatory penalties, reputational damage, additional compliance costs associated with corrective measures, and/or financial losses. Past performance is not a guarantee of future returns. Investing in securities and other investments involve a risk of loss that each Client should understand and be willing to bear. Clients are reminded to discuss these risks with the Advisor. Please see Item 8.B. – Risk of Loss in the Disclosure Brochure for details on investment risks. Proxy Voting Proper Wealth does not accept proxy-voting responsibility for any Client. Clients will receive proxy statements directly from the Custodian. The Advisor will assist in answering questions relating to proxies, however, the Client retains the sole responsibility for proxy decisions and voting. Item 7 – Client Information Provided to Portfolio Managers Proper Wealth is the sponsor and sole portfolio manager for the Program. The Advisor does not share Client information with other portfolio managers because it is the sole portfolio manager for this Wrap Fee Program. Please also see the Proper Wealth Privacy Policy (included after this Wrap Fee Program Brochure). Item 8 – Client Contact with Portfolio Managers Proper Wealth is a full-service investment advisory firm. Clients always have direct access to the Portfolio Managers at Proper Wealth. Item 9 – Additional Information A. Disciplinary Information and Other Financial Industry Activities and Affiliations There are no legal, regulatory or disciplinary events involving Proper Wealth or its owner. Proper Wealth values the trust Clients place in the Advisor. The Advisor encourages Clients to perform the requisite due diligence on any advisor or service provider that the Client engages. The backgrounds of the Advisor or Advisory Persons are available on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 336499. Please see Item 9 of the Proper Wealth Disclosure Brochure as well as Item 3 of each Advisory Person’s Brochure Supplement (included with this Wrap Fee Program Brochure) for additional information on how to research the background of the Advisor and its Advisory Persons. Other Financial Activities and Affiliations Please see Item 10 – Other Financial Activities and Affiliation and Item 14 – Client Referrals and Other Compensation of the Form ADV Part 2A – Disclosure Brochure (included with this Wrap Fee Program Brochure). B. Code of Ethics, Review of Accounts, Client Referrals, and Financial Information Proper Wealth has implemented a Code of Ethics that defines the Advisor’s fiduciary commitment to each Client. This Code of Ethics applies to all persons subject to Proper Wealth’s compliance program (our “Supervised Persons”). Complete details on the Proper Wealth Code of Ethics can be found under Item 11 – Code of Ethics, Participation in Client Transactions and Personal Trading in the Disclosure Brochure (included with this Wrap Fee Program Brochure). PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 22  Investments in Review of Accounts Client accounts are monitored on a regular and continuous basis by Advisory Persons of Proper Wealth under the supervision of the Chief Compliance Officer (“CCO”). Details of the review policies and practices are provided in Item 13 of the Form ADV Part 2A – Disclosure Brochure. Other Compensation Participation in Institutional Advisor Platform As its Advisory Persons are also Registered Representatives of LPL Financial, Proper Wealth and its Advisory Persons must recommend LPL Financial as the Custodian and recommend that Clients establish their accounts at LPL Financial, where Proper Wealth has access to LPL Financial’s systems, back office support, research and other benefits. While Proper Wealth receives these economic benefits from LPL Financial, we believe LPL Financial provides quality execution and related services for our Clients at competitive prices. Price is not the sole factor Proper Wealth considers in evaluating best execution and the recommendation of a custodian. Proper Wealth also considers the quality of the brokerage services provided by LPL Financial, including the firm's reputation, execution capabilities, commission rates, and responsiveness to our Clients and our firm. Clients are free to use whatever broker-dealer/custodian they choose to implement financial planning recommendations. For investment management services, Proper Wealth would be required to obtain permission to use a broker-dealer or custodian other than LPL Financial due to the oversight role LPL Financial assumes over the Advisory Persons. Proper Wealth has established an institutional relationship with LPL Financial to assist the Advisor in managing Client account[s]. Access to the LPL Financial platform is provided at no charge to the Advisor. The Advisor receives access to software and related support without cost because the Advisor renders investment management services to Clients that maintain assets at LPL Financial. The software and related systems support may benefit the Advisor, but not its Clients directly. In fulfilling its duties to its Clients, the Advisor endeavors at all times to put the interests of its Clients first. Clients should be aware, however, that the receipt of economic benefits from a Custodian creates a potential conflict of interest since these benefits may influence the Advisor's recommendation of this Custodian over one that does not furnish similar software, systems support, or services. Please see Please see Item 14 – Other Compensation in the Form ADV Part 2A – Disclosure Brochure (included with this Wrap Fee Program Brochure) for details on additional compensation that may be received by Proper Wealth or its Advisory Persons. Each Advisory Person’s Brochure Supplement (also included with this Wrap Fee Program Brochure) provides details on any outside business activities and the associated compensation. Client Referrals from Solicitors Certain Clients may be referred to the Advisor by either an affiliated or unaffiliated party (herein "Promoter") and receive, directly or indirectly, compensation for the Client referral. In such instances, the Advisor will compensate the Promoter a fee in accordance with Rule 206(4)-1 of the Advisers Act and any corresponding state securities requirements. Any such compensation shall be paid solely from the investment management fees earned by the Advisor, and shall not result in any additional charge to the Client. Financial Information Neither Proper Wealth, nor its management, have any adverse financial situations that would reasonably impair the ability of Proper Wealth to meet all obligations to its Clients. Neither Proper Wealth, nor any of its Advisory Persons, have been subject to a bankruptcy or financial compromise. Proper Wealth is not required to deliver a balance sheet along with this Disclosure Brochure as the Advisor does not collect advance fees of $1,200 or more for services to be performed six months or more in the future. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 23  Form ADV Part 2B – Brochure Supplement for Nicholas C. Chason, CExP™ Partner, Financial Advisor Chief Compliance Officer Effective: February 13, 2026 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Nicholas C. Chason, CExP™ (CRD# 6183474) in addition to the information contained in the PW Advisors, LLC dba Proper Wealth (“Proper Wealth” or the “Advisor”, CRD# 336499) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the Proper Wealth Disclosure Brochure or this Brochure Supplement, please contact us at (850) 972-9725. Additional information about Mr. Chason is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 6183474. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 24  Item 2 – Educational Background and Business Experience Nicholas C. Chason, CExP™, born in 1981, is dedicated to advising Clients of Proper Wealth as a Partner, Financial Advisor and Chief Compliance Officer. Mr. Chason earned a Bachelor of Science in Business Administration and Management from University of Florida in 2002. Additional information regarding Mr. Chason’s employment history is included below. Employment History: 07/2025 to Present Partner, Financial Advisor, and Chief Compliance Officer, PW Advisors, LLC dba Proper Wealth Registered Representative, LPL Financial, LLC Manager, Proper Accounting Advisors, LLC Manager, Proper Insurance Advisors, LLC Financial Advisor, MML Investor Services, LLC Financial Advisor, Strategic Wealth Group / Park Avenue Securities LLC 07/2025 to Present 01/2025 to Present 08/2022 to Present 05/2020 to 07/2025 04/2013 to 05/2020 The Certified Exit Planner CExP™ The Certified Exit Planner (“CExP™”) designation is offered through BEI Planning Solutions. The CExP™ has set the industry standard in distinguishing professionals who have attained advanced expertise in Exit Planning through study, rigorous testing, and ongoing education. A Candidate must complete nine modules, 100 hours of online training courses and successfully pass each course exam. A final comprehensive two-part Exit Plan creation examination is also required. There is a Continuing Education requirement of 30 hours annually. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Chason. Mr. Chason has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Chason. Securities laws require an advisor to disclose any instances where the advisor or its Advisory Persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Chason. However, we do encourage you to independently view the background of Mr. Chason on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 6183474. Item 4 – Other Business Activities Broker-Dealer Affiliation Mr. Chason is also a Registered Representative of LPL Financial, LLC (“LPL Financial”). LPL Financial is a registered broker-dealer (CRD# 6413), member FINRA, SIPC. In Mr. Chason’s separate capacity as a Registered Representative, Mr. Chason will receive commissions for the implementation of recommendations for commissionable transactions. Clients are not obligated to implement any recommendation provided by Mr. Chason. Neither the Advisor nor Mr. Chason will earn ongoing investment management fees in connection with any products or services implemented in Mr. Chason’s separate capacity as a Registered Representative . Mr. Chason spends less than 10% of his business time per month in his role as a Registered Representative of LPL Financial. Insurance Agency Affiliations Mr. Chason is also a licensed insurance professional through Proper Insurance Advisors, an affiliate of the Advisor. Implementations of insurance recommendations are separate and apart from Mr. Chason’s role with Proper Wealth. As an insurance professional, Mr. Chason will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Chason is not required to offer the products of any PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 25  particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mr. Chason or the Advisor. Mr. Chason spends less than 10% of his business time per month in this capacity. Affiliated Accounting Firm Mr. Chason is also the Manager of an affiliated accounting firm, Proper Accounting Advisors, LLC, which provides financial analysis, bookkeeping, and consulting services for business owners. This is not a CPA firm and does not provide tax preparation, audit or attestation services. If the Advisor’s Clients engage the accounting firm, they will enter into a separate agreement and pay related fees directly to Proper Accounting Advisors. Proper Wealth’s Clients are not under any obligation to use Proper Accounting Advisors’ services. No services from the accounting affiliate are required or bundled, and no revenue sharing takes place. Mr. Chason spends less than 25% of his business time per month in this capacity. Item 5 – Additional Compensation Mr. Chason has additional business activities where compensation is received that are detailed in Item 4 above. Transition Assistance – LPL Financial also provides benefits and/or payments to Proper Wealth to assist the costs associated with transitioning their business to LPL Financial. (collectively referred to as “Transition Assistance”). The proceeds of such Transition Assistance payments are intended to be used for a variety of purposes, including but not necessarily limited to, providing working capital to assist in funding the Advisor’s business, offsetting account transfer fees (“ACATs”) as a result of the Advisor’s Clients transitioning to LPL Financial’s custodial platform, technology set-up fees, marketing and mailing costs, stationary and licensure transfer fees, moving expenses, office space expenses, staffing support and termination fees associated with moving accounts. The amount of the Transition Assistance payments is often significant in relation to the overall revenue earned or compensation received by the Advisor at their prior firm. The level of support is based on the size of the Advisor’s business established at the prior firm. These payments are generally in the form of payments or loans to the Advisor with favorable interest rate terms as compared to other lenders, which are paid by LPL Financial or forgiven by LPL Financial based on years of the relationship is maintained (e.g., if the [Advisor] remains with LPL Financial for 5 years). The receipt of Transition Assistance creates a conflict of interest in that Advisor has a financial incentive to recommend that a Client open and maintain account[s] with LPL Financial. The Advisor has mitigated this conflict by disclosing these details. Item 6 – Supervision Mr. Chason serves as a Partner, Financial Advisor and Chief Compliance Officer of Proper Wealth. As Proper Wealth’s CCO and principal owner, Nicholas Chason does not have a person who acts as his direct supervisor. However, Proper Wealth has adopted written policies and procedures which are designed to set standards and internal controls for the firm and its Supervised Persons and are also reasonably designed to prevent, detect, and correct any violations of regulatory requirements and the Advisor’s policies and procedures. Mr. Chason can be reached at (850) 972-9725. Proper Wealth has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of Proper Wealth. Further, Proper Wealth is subject to regulatory oversight by various agencies. These agencies require registration by Proper Wealth and its Supervised Persons. As a registered entity, Proper Wealth is subject to examinations by regulators, which may be announced or unannounced. Proper Wealth is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 26  Form ADV Part 2B – Brochure Supplement for Austin Taylor Langston, CPA, CFP® Financial Advisor Effective: February 13, 2026 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Austin (Taylor) Langston, CPA, CFP® (CRD# 7517690) in addition to the information contained in the PW Advisors, LLC dba Proper Wealth (“Proper Wealth” or the “Advisor”, CRD# 336499) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the Proper Wealth Disclosure Brochure or this Brochure Supplement, please contact us at (850) 972-9725. Additional information about Mr. Langston is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 6183474. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 27  Item 2 – Educational Background and Business Experience Austin (Taylor) Langston, CPA, CFP®, born in 1992, is dedicated to advising Clients of Proper Wealth as a Financial Advisor. Mr. Langston earned a B.S. In Accounting and an M.S. in Accounting from Auburn University in 2016. Additional information regarding Mr. Langston’s employment history is included below. Employment History: Financial Advisor, PW Advisors, LLC dba Proper Wealth Registered Representative, LPL Financial, LLC Accountant, Proper Accounting Advisors, LLC Insurance Agent, Proper Insurance Advisors, LLC Financial Advisor, MML Investor Services, LLC Accounting Advisory Manager, Elliott Davis 07/2025 to Present 07/2025 to Present 01/2025 to Present 10/2022 to Present 10/2022 to 07/2025 01/2018 to 03/2022 Certified Public Accountant™ (“CPA”) CPAs are licensed and regulated by their state boards of accountancy. While state laws and regulations vary, the education, experience and testing requirements for licensure as a CPA generally include minimum college education (typically 150 credit hours with at least a baccalaureate degree and a concentration in accounting), minimum experience levels (most states require at least one year of experience providing services that involve the use of accounting, attest, compilation, management advisory, financial advisory, tax or consulting skills, all of which must be achieved under the supervision of or verification by a CPA), and successful passage of the Uniform CPA Examination. In order to maintain a CPA license, states generally require the completion of 40 hours of continuing professional education (CPE) each year (or 80 hours over a two-year period or 120 hours over a three-year period). Additionally, all American Institute of Certified Public Accountants™ (AICPA®) members are required to follow a rigorous Code of Professional Conduct which requires that they act with integrity, objectivity, due care, competence, fully disclose any conflicts of interest (and obtain client consent if a conflict exists), maintain client confidentiality, disclose to the client any commission or referral fees, and serve the public interest when providing financial services. The vast majority of state boards of accountancy have adopted the AICPA’s® Code of Professional Conduct within their state accountancy laws or have created their own. CERTIFIED FINANCIAL PLANNER™ (“CFP®”) The CERTIFIED FINANCIAL PLANNER™, CFP®, and federally registered CFP® (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by CERTIFIED FINANCIAL PLANNER™ Board of Standards, Inc. (“CFP® Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 87,000 individuals have obtained CFP® certification in the United States. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements: • Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning; • Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real-world circumstances; • Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and • Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 28  Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks: • Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and • Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP®. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Langston. Mr. Langston has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Langston. Securities laws require an advisor to disclose any instances where the advisor or its Advisory Persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Langston. However, we do encourage you to independently view the background of Mr. Langston on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 7517690. Item 4 – Other Business Activities Broker-Dealer Affiliation Mr. Langston is also a Registered Representative of LPL Financial, LLC (“LPL Financial”). LPL Financial is a registered broker-dealer (CRD# 6413), member FINRA, SIPC. In Mr. Langston’s separate capacity as a Registered Representative, Mr. Langston will receive commissions for the implementation of recommendations for commissionable transactions. Clients are not obligated to implement any recommendation provided by Mr. Langston. Neither the Advisor nor Mr. Langston will earn ongoing investment management fees in connection with any products or services implemented in Mr. Langston’s separate capacity as a Registered Representative . Mr. Langston spends less than 10% of his business time per month in his role as a Registered Representative of LPL Financial. Insurance Agency Affiliations Mr. Langston is also a licensed insurance professional through Proper Insurance Advisors, an affiliate of the Advisor. Implementations of insurance recommendations are separate and apart from Mr. Langston’s role with Proper Wealth. As an insurance professional, Mr. Langston will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Langston is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mr. Langston or the Advisor. Mr. Langston spends less than 10% of his business time per month in this capacity. Affiliated Accounting Firm Mr. Langston is an Accountant with an affiliated accounting firm, Proper Accounting Advisors, LLC, which provides financial analysis, bookkeeping, and consulting services for business owners. This is not a CPA firm and does not provide tax preparation, audit or attestation services. If the Advisor’s Clients engage the accounting firm, they will PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 29  enter into a separate agreement and pay related fees directly to Proper Accounting Advisors. Proper Wealth’s Clients are not under any obligation to use Proper Accounting Advisors’ services. No services from the accounting affiliate are required or bundled, and no revenue sharing takes place. Mr. Langston spends less than 25% of his business time per month in this capacity. Mr. Langston is actively engaged as the Chief Financial Officer of the Flightline Group. This business activity is unrelated to Proper Wealth and does not involve any affiliation with the Advisor. Item 5 – Additional Compensation Mr. Langston has additional business activities where compensation is received that are detailed in Item 4 above. Item 6 – Supervision Mr. Langston serves as a Financial Advisor of Proper Wealth and is supervised by Nicholas Chason. Mr. Chason can be reached at (850) 972-9725. Proper Wealth has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of Proper Wealth. Further, Proper Wealth is subject to regulatory oversight by various agencies. These agencies require registration by Proper Wealth and its Supervised Persons. As a registered entity, Proper Wealth is subject to examinations by regulators, which may be announced or unannounced. Proper Wealth is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 30  Form ADV Part 2B – Brochure Supplement for Paul A. Martin, CFP®, CPA Financial Planning Support Specialist Effective: February 13, 2026 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Paul A. Martin, CFP®, CPA (CRD# 6750145) in addition to the information contained in the PW Advisors, LLC (“Proper Wealth” or the “Advisor”, CRD# 336499) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the Proper Wealth Disclosure Brochure or this Brochure Supplement, please contact us at (850) 972-9725. Additional information about Mr. Martin is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 6750145. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 31  Item 2 – Educational Background and Business Experience Paul A. Martin, CFP®, CPA, born in 1987, is dedicated to advising Clients of Proper Wealth as a Financial Planning Support Specialist. Mr. Martin earned a Masters of Accounting from Florida Atlantic University in 2021. Mr. Martin also earned an MBA from Arizona State University in 2016. Mr. Martin also earned a Bachelors Degree in Philosophy from Florida State University in 2011. Additional information regarding Mr. Martin’s employment history is included below. Employment History: Financial Planning Support Specialist, PW Advisors, LLC Registered Representative, LPL Financial, LLC Accountant, Carr, Riggs & Ingram Financial Advisor, Northwestern Mutual Investment Services, LLC 05/2025 to Present 09/2025 to Present 09/2019 to 05/2025 01/2017 to 09/2019 CERTIFIED FINANCIAL PLANNER® Professional I am certified for financial planning services in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). Therefore, I may refer to myself as a CERTIFIED FINANCIAL PLANNER® professional or a CFP® professional, and I may use these and the other certification marks (the “CFP Board Certification Marks”) that Certified Financial Planner Board of Standards Center for Financial Planning, Inc. has licensed to CFP Board in the United States. The CFP® certification is voluntary. No federal or state law or regulation requires financial planners to hold the CFP® certification. You may find more information about the CFP® certification at www.cfp.net. CFP® professionals have met CFP Board’s high standards for education, examination, experience, and ethics. To become a CFP® professional, an individual must fulfill the following requirements: • Education – Earn a bachelor’s degree or higher from an accredited college or university and complete CFP Board-approved coursework at a college or university through a CFP Board Registered Program. The coursework covers the financial planning subject areas CFP Board has determined are necessary for the competent and professional delivery of financial planning services, as well as a comprehensive financial plan development capstone course. A candidate may satisfy some of the coursework requirement through other qualifying credentials. CFP Board implemented the bachelor’s degree or higher requirement in 2007 and the financial planning development capstone course requirement in March 2012. Therefore, a CFP® professional who first became certified before those dates may not have earned a bachelor’s or higher degree or completed a financial planning development capstone course. • Examination – Pass the comprehensive CFP® Certification Examination. The examination is designed to assess an individual’s ability to integrate and apply a broad base of financial planning knowledge in the context of real-life financial planning situations. • Experience – Complete 6,000 hours of professional experience related to the personal financial planning process, or 4,000 hours of apprenticeship experience that meets additional requirements. • Ethics – Satisfy the Fitness Standards for Candidates for CFP® Certification and Former CFP® Professionals Seeking Reinstatement and agree to be bound by CFP Board’s Code of Ethics and Standards of Conduct (“Code and Standards”), which sets forth the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements to remain certified and maintain the right to continue to use the CFP Board Certification Marks: • Ethics – Commit to complying with CFP Board’s Code and Standards. This includes a commitment to CFP Board, as part of the certification, to act as a fiduciary, and therefore, act in the best interests of the Client, at all times when providing financial advice and financial planning. CFP Board may sanction a CFP® professional who does not abide by this commitment, but CFP Board does not guarantee a CFP® PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 32  professional's services. A Client who seeks a similar commitment should obtain a written engagement that includes a fiduciary obligation to the Client. • Continuing Education – Complete 30 hours of continuing education every two years to maintain competence, demonstrate specified levels of knowledge, skills, and abilities, and keep up with developments in financial planning. Two of the hours must address the Code and Standards. Certified Public Accountant™ (“CPA”) CPAs are licensed and regulated by their state boards of accountancy. While state laws and regulations vary, the education, experience and testing requirements for licensure as a CPA generally include minimum college education (typically 150 credit hours with at least a baccalaureate degree and a concentration in accounting), minimum experience levels (most states require at least one year of experience providing services that involve the use of accounting, attest, compilation, management advisory, financial advisory, tax or consulting skills, all of which must be achieved under the supervision of or verification by a CPA), and successful passage of the Uniform CPA Examination. In order to maintain a CPA license, states generally require the completion of 40 hours of continuing professional education (CPE) each year (or 80 hours over a two-year period or 120 hours over a three-year period). Additionally, all American Institute of Certified Public Accountants™ (AICPA®) members are required to follow a rigorous Code of Professional Conduct which requires that they act with integrity, objectivity, due care, competence, fully disclose any conflicts of interest (and obtain client consent if a conflict exists), maintain client confidentiality, disclose to the client any commission or referral fees, and serve the public interest when providing financial services. The vast majority of state boards of accountancy have adopted the AICPA’s® Code of Professional Conduct within their state accountancy laws or have created their own. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Martin. Mr. Martin has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Martin. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Martin. However, we do encourage you to independently view the background of Mr. Martin on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 6750145. Item 4 – Other Business Activities Broker-Dealer Affiliation Mr. Martin is also a registered representative of LPL Financial, LLC (“LPL Financial”). LPL Financial is a registered broker-dealer (CRD# 6413), member FINRA, SIPC. In Mr. Martin’s separate capacity as a registered representative, Mr. Martin will receive commissions for the implementation of recommendations for commissionable transactions. Clients are not obligated to implement any recommendation provided by Mr. Martin. Neither the Advisor nor Mr. Martin will earn ongoing investment advisory fees in connection with any products or services implemented in Mr. Martin’s separate capacity as a registered representative. Mr. Martin spends approximately 5% of his time per month in his role as a registered representative of LPL Financial. Insurance Agency Affiliations Mr. Martin is also a licensed insurance professional. Implementations of insurance recommendations are separate and apart from Mr. Martin’s role with Proper Wealth. As an insurance professional, Mr. Martin will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Martin is not required to offer the products of any particular insurance company. Commissions generated PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 33  by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mr. Martin or the Advisor. Mr. Martin spends approximately 5% of his time per month in this capacity. Item 5 – Additional Compensation Mr. Martin has additional business activities where compensation is received that are detailed in Item 4 above. Item 6 – Supervision Mr. Martin serves as a Financial Planning Support Specialist of Proper Wealth and is supervised by Nicholas Chason, the Chief Compliance Officer. Mr. Chason can be reached at (850) 972-9725. Proper Wealth has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of Proper Wealth. Further, Proper Wealth is subject to regulatory oversight by various agencies. These agencies require registration by Proper Wealth and its Supervised Persons. As a registered entity, Proper Wealth is subject to examinations by regulators, which may be announced or unannounced. Proper Wealth is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 34  Privacy Policy Effective: February 13, 2026 Our Commitment to You PW Advisors, LLC (“Proper Wealth” or the “Advisor”) is committed to safeguarding the use of personal information of our Clients (also referred to as “you” and “your”) that we obtain as your Investment Advisor, as described here in our Privacy Policy (“Policy”). Our relationship with you is our most important asset. We understand that you have entrusted us with your private information, and we do everything that we can to maintain that trust. Proper Wealth (also referred to as "we," "our," and "us”) protects the security and confidentiality of the personal information we have and implements controls to ensure that such information is used for proper business purposes in connection with the management or servicing of our relationship with you. Proper Wealth does not sell your nonpublic personal information to anyone. Nor do we provide such information to others except for discrete and reasonable business purposes in connection with the servicing and management of our relationship with you, as discussed below. Details of our approach to privacy and how your personal nonpublic information is collected and used are set forth in this Policy. Why you need to know? Registered Investment Advisors (“RIAs”) must share some of your personal information in the course of servicing your account. Federal and State laws give you the right to limit some of this sharing and require RIAs to disclose how we collect, share, and protect your personal information. What information do we collect from you? Driver’s license number Date of birth Social security or taxpayer identification number Assets and liabilities Name, address, and phone number[s] Income and expenses E-mail address[es] Investment activity Account information (including other institutions) Investment experience and goals What Information do we collect from other sources? Custody, brokerage, and advisory agreements Other advisory agreements and legal documents Transactional information with us or others Account applications and forms Investment questionnaires and suitability documents Other information needed to service the account How do we protect your information? To safeguard your personal information from unauthorized access and use, we maintain physical, procedural, and electronic security measures. These include such safeguards as secure passwords, encrypted file storage, and a secure office environment. Our technology vendors provide security and access control over personal information and have policies over the transmission of data. Our associates are trained on their responsibilities to protect Clients’ personal information. We require third parties that assist in providing our services to you to protect the personal information they receive from us. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 35  How do we share your information? An RIA shares Clients’ personal information to effectively implement its services. In the section below, we list some reasons we may share your personal information. Basis For Sharing Do we share? Can you limit? Servicing our Clients With the consent of the Client, the Advisor may share nonpublic personal information with non-affiliated third parties (such as broker-dealers, custodians, other financial institutions, technology platforms, and service providers) as necessary to provide the agreed-upon services to the Client. Sharing will occur only as consistent with applicable laws and regulations in the State in which the Client resides, as well as applicable federal regulations. Please see the additional rules for Massachusetts below. The Advisor may share personal information with the above-referenced parties for account opening, processing transactions, account maintenance, and other Client service activities. The Advisor may share the following types of information with the above- referenced parties: Yes Yes Income and expenses Investment activity Investment experience and goals • Name, address, and phone number[s] • Email address[s] • Driver’s license number • Social security or taxpayer identification number • Date of birth • Assets and liabilities • • • The Client may also request that the Advisor share nonpublic personal information with other individuals and businesses. Prior to such sharing, the Advisor will require an executed Information Sharing Authorization from the Client. The Client may rescind these authorizations at any time. The Client may limit sharing of the above-referenced information. However, limiting the sharing of this information could also limit the Advisor’s ability to perform the services outlined in the Client’s agreement with the Advisor. Proper Wealth shares Client information with LPL Financial LLC (“LPL Financial”). This sharing is due to the oversight LPL Financial has over Supervised Persons of the Advisor. You may also contact us at any time for a copy of the LPL Financial’s Privacy Policy. Yes No Response to Regulatory Inquiries The Advisor may be required by securities regulators to provide nonpublic personal information in connection with audits and other inquiries. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 36  No N/A No N/A Marketing Purposes Proper Wealth does not disclose and does not intend to disclose personal information with non-affiliated third parties to offer you services. Certain laws may give us the right to share your personal information with financial institutions where you are a customer and where Proper Wealth or the client has a formal agreement with the financial institution. We will only share information for purposes of servicing your accounts, not for marketing purposes. Information About Former Clients Proper Wealth does not disclose, and does not intend to disclose, nonpublic personal information to non-affiliated third parties with respect to persons who are no longer our Clients, except for inquiries by securities regulators as noted above. Changes to our Privacy Policy We will send you a copy of this Policy annually for as long as you maintain an ongoing relationship with us. Periodically we may revise this Policy and will provide you with a revised Policy if the changes materially alter the previous Privacy Policy. We will not, however, revise our Privacy Policy to permit the sharing of nonpublic personal information other than as described in this notice unless we first notify you and provide you with an opportunity to prevent the information sharing. Any Questions? You may ask questions or voice any concerns, as well as obtain a copy of our current Privacy Policy by contacting us at (850) 972-9725. PW Advisors, LLC dba Proper Wealth 3233 Thomasville Road, Tallahassee, FL 32308 Phone: (850) 972-9725 | Website: https://pwadvisors.com Page 37