Overview

Assets Under Management: $318 million
High-Net-Worth Clients: 137
Average Client Assets: $2 million

Frequently Asked Questions

RANSOM ADVISORY is a fee-based investment advisor. Detailed fee schedules are available in their SEC Form ADV filing.

Yes. As an SEC-registered investment advisor (CRD #318747), RANSOM ADVISORY is subject to fiduciary duty under federal law.

RANSOM ADVISORY serves 137 high-net-worth clients according to their SEC filing dated February 26, 2026. View client details ↓

According to their SEC Form ADV, RANSOM ADVISORY offers portfolio management for individuals. View all service details ↓

RANSOM ADVISORY manages $318 million in client assets according to their SEC filing dated February 26, 2026.

According to their SEC Form ADV, RANSOM ADVISORY serves high-net-worth individuals. View client details ↓

Services Offered

Services: Portfolio Management for Individuals

Clients

Number of High-Net-Worth Clients: 137
Percentage of Firm Assets Belonging to High-Net-Worth Clients: 84.91
Average High-Net-Worth Client Assets: $2 million
Total Client Accounts: 260
Discretionary Accounts: 260

Regulatory Filings

CRD Number: 318747
Filing ID: 2050733
Last Filing Date: 2026-02-26 17:21:31

Form ADV Documents

Primary Brochure: ADV PART 2A AND 2B (2026-02-26)

View Document Text
Item 1: Cover Page Ransom Advisory, LTD 326 Taber Ave. Providence, RI. 02906 P.O. Box 2665 Providence, RI. 02906 Form ADV Part 2A – Firm Brochure (401) 601-0185 Dated February 26, 2026 This Brochure provides information about the qualifications and business practices of Ransom Advisory, LTD, “Ransom Advisory”. If you have any questions about the contents of this Brochure, please contact us at (401) 601-0185. The information in this Brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. Ransom Advisory, LTD is registered as an Investment Adviser with the Securities Exchange Commission. Registration of an Investment Adviser does not imply any level of skill or training. Additional information about Ransom Advisory is available on the SEC’s website at www.adviserinfo.sec.gov, which can be found using the firm’s identification number, 318747. 1 Item 2: Material Changes Since the previous filing date of Form ADV dated April 28, 2023, Ransom Advisory has updated its fee schedule. Please see Item 5 for details. 2 Item 3: Table of Contents 1 6 9 9 10 12 12 13 13 Contents Item 1: Cover Page Item 2: Material Changes 2 Item 3: Table of Contents 3 4 Item 4: Advisory Business Item 5: Fees and Compensation 5 Item 6: Performance-Based Fees and Side-By-Side Management 6 Item 7: Types of Clients 6 Item 8: Methods of Analysis, Investment Strategies and Risk of Loss Item 9: Disciplinary Information8 Item 10: Other Financial Industry Activities and Affiliations Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading Item 12: Brokerage Practices Item 13: Review of Accounts Item 14: Client Referrals and Other Compensation Item 15: Custody 12 Item 16: Investment Discretion 12 Item 17: Voting Client Securities Item 18: Financial Information 13 Item 19: Requirements for State-Registered Advisers 15 Form ADV Part 2B – Brochure Supplement 3 Item 4: Advisory Business Description of Advisory Firm Ransom Advisory, LTD is registered as an Investment Adviser with the Securities Exchange Commission. We were founded in January of 2022. Charles W Ransom is the principal owner of Ransom Advisory. Ransom Advisory advises $317,927,651 on a discretionary basis and does not advise any assets on a non-discretionary basis. Assets Under Management were calculated as of December 31, 2025. Types of Advisory Services Investment Management Services (Ransom Advisory manages accounts) We are in the business of managing individually tailored investment portfolios. Our firm provides continuous advice to a client regarding the investment of client funds based on the individual needs of that particular client. Through personal discussions in which goals and objectives based on a client's particular circumstances are established, we develop a client's personal investment policy or an investment plan with an asset allocation target and create and manage a portfolio based on that policy and allocation targets. We will also review and discuss a client’s prior investment history, risk tolerance, growth expectations, and overall financial goals. Ransom Advisory meets with clients on a regular basis. During these meetings portfolio performance is reviewed as well as how their performance measures against an applicable index. Changes to the client's individual holdings are discussed, why the changes were made, and how the different investments will meet their overall investment objective. The general market conditions, the economy, and appropriate investments for the coming economic cycle are impactful to these changes. Account supervision is guided by the stated objectives of the client (e.g., capital appreciation, conservative growth, income, or growth and income), as well as tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Fees pertaining to this service are outlined in Item 5 of this brochure. Employee Benefit Plan Services Our firm provides employee benefit plan services to employer plan sponsors on an ongoing basis. Generally, such services consist of assisting employer plan sponsors in establishing, monitoring and reviewing their company's participant-directed retirement plan. As the needs of the plan sponsor dictate, areas of advising could include: investment options and participant education. In providing employee benefit plan services, our firm does not provide any advisory services with respect to the following types of assets: employer securities, real estate (excluding real estate funds and publicly traded REITS), participant loans, non-publicly traded securities or assets, other illiquid investments, or brokerage window programs (collectively, “Excluded Assets”). Client Tailored Services and Client Imposed Restrictions We offer the same suite of services to all of our clients. However, specific client financial plans and their implementation are dependent upon the client Investment Policy Statement which outlines each client’s current financial situation (income, tax levels, and risk tolerance levels) and is used to construct a client specific plan to aid in the selection of a portfolio that matches such client’s restrictions, needs, and targets. Wrap Fee Programs We do not participate in wrap fee programs. 4 Item 5: Fees and Compensation Investment Management Services Our standard advisory fee is based on the market value of the assets under management of the client’s accounts with the firm and is calculated as follows: Account Value Annual Advisory Fee .60% $0 - $500,000 .50% $500,000 and Above The annual fees are negotiable, pro-rated and paid in arrears on a quarterly basis. The advisory fee is a tiered fee and is calculated by assessing the percentage rates using the predefined levels of assets as shown in the above chart and applying the fee to the account value as of the last day of the previous quarter. No increase in the annual fee shall be effective without agreement from the client by signing a new agreement or amendment to their current advisory agreement. Advisory fees are directly debited from client accounts, or the client may choose to pay by check. Accounts initiated or terminated during a calendar quarter will be charged a pro-rated fee based on the amount of time remaining in the billing period. An account may be terminated with written notice at least 30 calendar days in advance. Since fees are paid in arrears, no refund will be needed upon termination of the account. Other Types of Fees and Expenses Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses which may be incurred by the client. Clients may incur certain charges imposed by custodians, brokers, and other third parties such as custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer, and electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual fund and exchange-traded funds also charge internal management fees, which are disclosed in a fund's prospectus. Such charges, fees, and commissions are exclusive of and in addition to our fee, and we shall not receive any portion of these commissions, fees, and costs. Item 12 further describes the factors that we consider in selecting or recommending broker-dealers for client’s transactions and determining the reasonableness of their compensation (e.g., commissions). We do not accept compensation for the sale of securities or other investment products including asset-based sales charges or service fees from the sale of mutual funds. 5 Item 6: Performance-Based Fees and Side-By-Side Management We do not offer performance-based fees and do not engage in side-by-side management. Item 7: Types of Clients We provide portfolio management services to individuals, high net-worth individuals, pension and profit sharing plans, charitable organizations, corporations or other businesses. We do not have a minimum account size requirement. Item 8: Methods of Analysis, Investment Strategies and Risk of Loss Our primary methods of investment analysis are fundamental and technical charting. Fundamental analysis involves analyzing individual companies and their industry groups, such as a company’s financial statements, details regarding the company’s product line, the experience, and expertise of the company’s management, and the outlook for the company’s industry. The resulting data is used to measure the true value of the company’s stock compared to the current market value. The risk of fundamental analysis is that the information obtained may be incorrect and the analysis may not provide an accurate estimate of earnings, which may be the basis for a stock’s value. If securities prices adjust rapidly to new information, utilizing fundamental analysis may not result in favorable performance. Technical analysis involves using chart patterns, momentum, volume, and relative strength in an effort to pick sectors that may outperform market indices. However, there is no assurance of accurate forecasts or that trends will develop in the markets we follow. In the past, there have been periods without discernible trends and similar periods will presumably occur in the future. Even where major trends develop, outside factors like government intervention could potentially shorten them. Furthermore, one limitation of technical analysis is that it requires price movement data, which can translate into price trends sufficient to dictate a market entry or exit decision. In a trendless or erratic market, a technical method may fail to identify trends requiring action. In addition, technical methods may overreact to minor price movements, establishing positions contrary to overall price trends, which may result in losses. Finally, a technical trading method may underperform other trading methods when fundamental factors dominate price moves within a given market. Passive Investment Management For smaller investment portfolios (less than $250,000), if appropriate, we may use a passive investment management strategy. Passive investing involves building portfolios that are comprised of various distinct asset classes. The asset classes are weighted in a manner to achieve the desired relationship between correlation, risk, and return. Funds that passively capture the returns of the desired asset classes are placed in the portfolio. The funds that are used to build passive portfolios are typically index mutual funds or exchange-traded funds. Passive investment management is characterized by low portfolio expenses (i.e. the funds inside the portfolio have low internal costs), minimal trading costs (due to infrequent trading activity), and relative tax efficiency (because the funds inside the portfolio are tax efficient and turnover inside the portfolio is minimal). 6 In contrast, our active management services involve a single manager or managers who employ some method, strategy or technique to construct a portfolio that is intended to generate returns that are greater than the broader market or a designated benchmark. Material Risks Involved All investing strategies we offer involve risk and may result in a loss of your original investment which you should be prepared to bear. Many of these risks apply equally to stocks, bonds, commodities, and any other investment or security. Material risks associated with our investment strategies are listed below. Market Risk: Market risk involves the possibility that an investment’s current market value will fall because of a general market decline, reducing the value of the investment regardless of the operational success of the issuer’s operations or its financial condition. Strategy Risk: Our investment strategies and/or investment techniques may not work as intended. Small and Medium Cap Company Risk: Securities of companies with small and medium market capitalizations are often more volatile and less liquid than investments in larger companies. Small and medium cap companies may face a greater risk of business failure, which could increase the volatility of the client’s portfolio. Turnover Risk: At times, the strategy may have a portfolio turnover rate that is higher than other strategies. A high portfolio turnover would result in correspondingly greater brokerage commission expenses and may result in the distribution of additional capital gains for tax purposes. These factors may negatively affect the account’s performance. Limited markets: Certain securities may be less liquid (harder to sell or buy) and their prices may at times be more volatile than at other times. Under certain market conditions, we may be unable to sell or liquidate investments at prices we consider reasonable or favorable or find buyers at any price. Concentration Risk: Certain investment strategies focus on particular asset-classes, industries, sectors or types of investment. From time to time these strategies may be subject to greater risks of adverse developments in such areas of focus than a strategy that is more broadly diversified across a wider variety of investments. Interest Rate Risk: Bond (fixed income) prices generally fall when interest rates rise, and the value may fall below par value or the principal investment. The opposite is also generally true: bond prices generally rise when interest rates fall. In general, fixed income securities with longer maturities are more sensitive to these price changes. Most other investments are also sensitive to the level and direction of interest rates. Legal or Legislative Risk: Legislative changes or court rulings may impact the value of investments, or the securities’ claim on the issuer’s assets and finances. Inflation: Inflation may erode the buying power of your investment portfolio, even if the dollar value of your investments remains the same. Risks Associated with Securities Apart from the general risks outlined above which apply to all types of investments, specific securities may have other risks. Commercial Paper is, in most cases, an unsecured promissory note that is issued with a maturity of 270 days or less. Being unsecured the risk to the investor is that the issuer may default. Common stocks may go up and down in price quite dramatically, and in the event of an issuer’s bankruptcy or restructuring could lose all value. A slower-growth or recessionary economic environment could have an adverse effect on the price of all stocks. 7 Corporate Bonds are debt securities to borrow money. Generally, issuers pay investors periodic interest and repay the amount borrowed either periodically during the life of the security and/or at maturity. Alternatively, investors can purchase other debt securities, such as zero-coupon bonds, which do not pay current interest, but rather are priced at a discount from their face values and their values accrete over time to face value at maturity. The market prices of debt securities fluctuate depending on factors such as interest rates, credit quality, and maturity. In general, market prices of debt securities decline when interest rates rise and increase when interest rates fall. The longer the time to a bond’s maturity, the greater its interest rate risk. Bank Obligations including bonds and certificates of deposit may be vulnerable to setbacks or panics in the banking industry. Banks and other financial institutions are greatly affected by interest rates and may be adversely affected by downturns in the U.S. and foreign economies or changes in banking regulations. Municipal Bonds are debt obligations generally issued to obtain funds for various public purposes, including the construction of public facilities. Municipal bonds pay a lower rate of return than most other types of bonds. However, because of a municipal bond’s tax-favored status, investors should compare the relative after-tax return to the after-tax return of other bonds, depending on the investor’s tax bracket. Investing in municipal bonds carries the same general risks as investing in bonds in general. Those risks include interest rate risk, reinvestment risk, inflation risk, market risk, call or redemption risk, credit risk, and liquidity and valuation risk. Exchange Traded Funds prices may vary significantly from the Net Asset Value due to market conditions. Certain Exchange Traded Funds may not track underlying benchmarks as expected. ETFs are also subject to the following risks: (i) an ETF’s shares may trade at a market price that is above or below their net asset value; (ii) the ETF may employ an investment strategy that utilizes high leverage ratios; or (iii) trading of an ETF’s shares may be halted if the listing exchange’s officials deem such action appropriate, the shares are de-listed from the exchange, or the activation of market-wide “circuit breakers” (which are tied to large decreases in stock prices) halts stock trading generally. The Adviser has no control over the risks taken by the underlying funds in which the Clients invest. Mutual Funds When a Client invests in open-end mutual funds or ETFs, the Client indirectly bears its proportionate share of any fees and expenses payable directly by those funds. Therefore, the Client will incur higher expenses, many of which may be duplicative. In addition, the Client's overall portfolio may be affected by losses of an underlying fund and the level of risk arising from the investment practices of an underlying fund (such as the use of derivatives). Item 9: Disciplinary Information Criminal or Civil Actions Ransom Advisory and its management have not been involved in any criminal or civil action. Administrative Enforcement Proceedings Ransom Advisory and its management have not been involved in administrative enforcement proceedings. Self-Regulatory Organization Enforcement Proceedings Ransom Advisory and its management have not been involved in legal or disciplinary events that are material to a client’s or prospective client’s evaluation of Ransom Advisory or the integrity of its management. 8 Item 10: Other Financial Industry Activities and Affiliations No Ransom Advisory employee is registered, or have an application pending to register, as a broker-dealer or a registered representative of a broker-dealer. No Ransom Advisory employee is registered, or have an application pending to register, as a futures commission merchant, commodity pool operator or a commodity trading advisor. Ransom Advisory only receives compensation directly from clients. We do not receive compensation from any outside source. We do not have any conflicts of interest with any outside party. Ransom Advisory and its affiliates may recommend that clients obtain bookkeeping services through Julia Ransom, an independent bookkeeping service provider. While Ransom Advisory does not receive compensation for these referrals, this relationship may create a conflict of interest. Clients are under no obligation to use Julia Ransom’s bookkeeping services and may select any bookkeeping service provider of their choice. Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading As a fiduciary, our firm and its associates have a duty of utmost good faith to act solely in the best interests of each Client. Our clients entrust us with their funds and personal information, which in turn places a high standard on our conduct and integrity. Our fiduciary duty is a core aspect of our Code of Ethics and represents the expected basis of all of our dealings. The firm also accepts the obligation not only to comply with the mandates and requirements of all applicable laws and regulations but also to take responsibility to act in an ethical and professionally responsible manner in all professional services and activities. Code of Ethics Description This code does not attempt to identify all possible conflicts of interest, and literal compliance with each of its specific provisions will not shield associated persons from liability for personal trading or other conduct that violates a fiduciary duty to advisory clients. A summary of the Code of Ethics' Principles is outlined below. Integrity - Associated persons shall offer and provide professional services with integrity. • Objectivity - Associated persons shall be objective in providing professional services to clients. • • Competence - Associated persons shall provide services to clients competently and maintain the necessary knowledge and skill to continue to do so in those areas in which they are engaged. • Fairness - Associated persons shall perform professional services in a manner that is fair and reasonable to Clients, principals, partners, and employers, and shall disclose conflict(s) of interest in providing such services. • Confidentiality - Associated persons shall not disclose confidential client information without the specific consent of the client unless in response to proper legal process, or as required by law. Professionalism - Associated persons' conduct in all matters shall reflect the credit of the profession. • Diligence - Associated persons shall act diligently in providing professional services. • 9 We periodically review and amend our Code of Ethics to ensure that it remains current, and we require all firm access persons to attest to their understanding of and adherence to the Code of Ethics at least annually. Our firm will provide a copy of its Code of Ethics to any client or prospective client upon request. Investment Recommendations Involving a Material Financial Interest and Conflicts of Interest Neither our firm, its associates or any related person is authorized to recommend to a client or effect a transaction for a client, involving any security in which our firm or a related person has a material financial interest, such as in the capacity as an underwriter, adviser to the issuer, etc. Advisory Firm Purchase of Same Securities Recommended to Clients and Conflicts of Interest Our firm and its “related persons” may buy or sell securities similar to, or different from, those we recommend to clients for their accounts. In an effort to reduce or eliminate certain conflicts of interest involving the firm or personal trading, our policy may require that we restrict or prohibit associates’ transactions in specific reportable securities transactions. Any exceptions or trading pre-clearance must be approved by the firm principal in advance of the transaction in an account, and we maintain the required personal securities transaction records. Trading Securities At/Around the Same Time as Client’s Securities From time to time, our firm or its “related persons” may buy or sell securities for themselves at or around the same time as clients. Item 12: Brokerage Practices Factors Used to Select Custodians and/or Broker-Dealers Ransom Advisory LTD does not have any affiliation with Broker-Dealers. Specific custodian recommendations are made to the Client based on their need for such services. We recommend custodians based on the reputation and services provided by the firm. 1. Research and Other Soft-Dollar Benefits We do not receive soft dollar benefits. 2. Brokerage for Client Referrals We receive no referrals from a broker-dealer or third party in exchange for using that broker-dealer or third party. 3. Clients Directing Which Broker/Dealer/Custodian to Use Clients may direct us to use a specific custodian or specific broker-dealers to execute transactions. By allowing clients to choose a specific custodian, we may be unable to achieve the most favorable execution of client transactions, and this may cost client’s money over using a lower-cost custodian. The Custodian and Brokers We Use (Charles Schwab) Ransom Advisory does not maintain custody of your assets that we manage, although we may be deemed to have custody of your assets if you give us the authority to withdraw advisory fees from your account (see Item 15—Custody, below). Your assets must be maintained in an account at a "qualified custodian," generally a broker-dealer or bank. We recommend that our clients use Charles Schwab Institutional (“Charles Schwab”), a registered broker-dealer, member SIPC, as the qualified custodian. We are independently owned and operated and are not affiliated with Charles Schwab. Charles Schwab will hold your assets in a brokerage account and buy and sell securities when we and/or you instruct them. While we recommend that you use Charles Schwab as custodian/broker, you will decide whether to do so and will open your account with Charles Schwab by entering 10 into an account agreement directly with them. We do not open the account for you, although we may assist you in doing so. If you do not wish to place your assets with Charles Schwab, then we cannot guarantee the most favorable execution on all trades. Services Available to Us via Charles Schwab Ransom Advisory may participates in the Schwab Advisor Services (SAS) services program offered to independent investment advisors by Charles Schwab & Company, Inc., ("Schwab") Schwab and is an unaffiliated SEC-registered broker dealer and FINRA/SIPC member broker dealers. Each offer to independent advisors, services which include custody of securities, trade execution, clearance, and settlement transactions. For clients participating in the Schwab Intelligent Portfolios™ Program, clients will utilize the brokerage services of Charles Schwab & Co., Inc. (“CS &Co”) offered to independent investment advisers. CS&Co is also FINRA member and member of SIPC Aggregating (Block) Trading for Multiple Client Accounts. Aggregating (Block) Trading for Multiple Client Accounts Generally, we combine multiple orders for shares of the same securities purchased for advisory accounts we manage (this practice is commonly referred to as “block trading”). We will then distribute a portion of the shares to participating accounts in a fair and equitable manner. The distribution of the shares purchased is typically proportionate to the size of the account, but it is not based on account performance or the amount or structure of management fees. Subject to our discretion, regarding particular circumstances and market conditions, when we combine orders, each participating account pays an average price per share for all transactions and pays a proportionate share of all transaction costs. Accounts owned by our firm or persons associated with our firm may participate in block trading with your accounts; however, they will not be given preferential treatment. 11 Item 13: Review of Accounts Client accounts will be reviewed regularly, generally on a quarterly basis, by Charles Ransom, the owner and Chief Compliance Officer of the firm. Each account is reviewed with regards to the client’s investment policies and risk tolerance levels. Events that may trigger a special review would be unusual performance, addition or deletions of client imposed restrictions, excessive draw-down, volatility in performance, or buy and sell decisions from the firm or per client's needs. Item 14: Client Referrals and Other Compensation We do not receive any economic benefit, directly or indirectly, from any third party for advice rendered to our clients. Nor do we, directly or indirectly, compensate any person who is not advisory personnel for Client referrals. Item 15: Custody Ransom Advisory does not accept custody of client funds except in the instance of withdrawing client fees. For client accounts in which Ransom Advisory directly debits their advisory fee: i. ii. iii. Ransom Advisory will send a copy of its invoice to the custodian at the same time that it sends the client a copy. The custodian will send at least quarterly statements to the client showing all disbursements for the account, including the amount of the advisory fee. The client will provide written authorization to Ransom Advisory, permitting them to be paid directly for their accounts held by the custodian. Clients should receive at least quarterly statements from the broker-dealer, bank or other qualified custodian that holds and maintains the client's investment assets. We urge you to carefully review such statements and compare such official custodial records to the account statements or reports that we may provide to you. Our statements or reports may vary from custodial statements based on accounting procedures, reporting dates, or valuation methodologies of certain securities. Item 16: Investment Discretion We maintain discretion over client accounts with respect to securities to be bought and sold and the amount of securities to be bought and sold. Investment discretion is explained to clients in detail when an advisory relationship has commenced. At the start of the advisory relationship, the client will execute a limited power of attorney, which will grant our firm discretion over the account. Additionally, the discretionary relationship will be outlined in the advisory contract and signed by the client. 12 Item 17: Voting Client Securities We do not vote client proxies. Therefore, clients maintain exclusive responsibility for: (1) voting proxies, and (2) acting on corporate actions pertaining to the client’s investment assets. The client shall instruct the client’s qualified custodian to forward to the client copies of all proxies and shareholder communications relating to the client’s investment assets. If the client would like our opinion on a particular proxy vote, they may contact us at the number listed on the cover of this brochure. In most cases, you will receive proxy materials directly from the account custodian. However, in the event we were to receive any written or electronic proxy materials, we would forward them directly to you by mail, unless you have authorized our firm to contact you by electronic mail, in which case, we would forward you any electronic solicitation to vote proxies. Item 18: Financial Information Registered Investment Advisers are required in this Item to provide you with certain financial information or disclosures about our financial condition. We have no financial commitment that impairs our ability to meet contractual and fiduciary commitments to clients, and we have not been the subject of a bankruptcy proceeding. We do not have custody of client funds or securities or require or solicit prepayment of fees. Item 19: Requirements for State-Registered Advisers Charles Winship Ransom Born: 1958 Educational Background • 09/1979 – 05/1981 – AA, International Studies, Mohawk Valley CC • 09/1981 – 05/1983 – B.S. Business Administration, Finance, Utica College of Syracuse University Business Experience • 01/2022 – Present, Ransom Advisory, LTD, Owner and CCO • 08/1991 – 01/2022, Compton Capital Management, Executive Vice President Professional Designations 13 Charles Ransom was awarded the CFA institute investment foundations certificate covering the essentials of finance, ethics, and investment roles, providing a clear understanding of the global investment industry. Other Business Activities Charles Ransom holds a position on the board of the RISPCA as Treasurer. The RISPCA is a client of Ransom Advisory, LTD for which Charles is the investment advisor. The RISPCA is a nonprofit organization charged with the sole purpose of protecting animal life in all situations that might endanger them. Charles has been on the board as Treasurer since 2002 and attends periodic meetings and devotes two hours per quarter. Charles Ransom is also a Vice President of the Board of the Meehan Fund, a personal holding company located in Providence, RI. Mr. Ransom spends approximately 48 hours per month at the Meehan Fund office. Performance-Based Fees Ransom Advisory is not compensated by performance-based fees. Please refer to Item 6 of this brochure. Material Disciplinary Disclosures No management person at Ransom Advisory, LTD has ever been involved in an arbitration claim of any kind or been found liable in a civil, self-regulatory organization, or administrative proceeding. Material Relationships That Management Persons Have With Issuers of Securities Neither Ransom Advisory, LTD nor Charles Ransom, have any relationship or arrangement with issuers of securities, in addition to what is described in Item 10. Additional Compensation Charles Ransom does not receive any economic benefit from any person, company, or organization, in exchange for providing clients advisory services through Ransom Advisory. Supervision Charles Ransom, as Owner and Chief Compliance Officer of Ransom Advisory, is responsible for supervision. He may be contacted at the phone number on this brochure supplement. Requirements for State Registered Advisers Charles Ransom has not been involved in an arbitration, civil proceeding, self-regulatory proceeding, administrative proceeding, or a bankruptcy petition. 14 Ransom Advisory, LTD 326 Taber Ave. Providence, RI. 02906 P.O. Box 2665 Providence, RI. 02906 (401) 601-0185 Dated January 26, 2025 Form ADV Part 2B – Brochure Supplement For Charles Winship Ransom CRD #1186774 Owner, and Chief Compliance Officer This brochure supplement provides information about Charles Ransom that supplements the Ransom Advisory, LTD (“Ransom Advisory”) brochure. A copy of that brochure precedes this supplement. Please contact Charles Ransom if the Ransom Advisory brochure is not included with this supplement or if you have any questions about the contents of this supplement. Additional information about Charles Ransom is available on the SEC’s website at www.adviserinfo.sec.gov which can be found using the identification number 1186774. 15 Item 2: Educational Background and Business Experience Charles Ransom Born: 1958 Educational Background • 09/1979 – 05/1981 – AA, International Studies, Mohawk Valley CC • 09/1981 – 05/1983 – B.S. Business Administration, Finance, Utica College of Syracuse University Business Experience • 01/2022 – Present, Ransom Advisory, LTD, Owner and CCO • 08/1991 – 01/2022, Compton Capital Management, Executive Vice President Professional Designations Charles Ransom was awarded the CFA institute investment foundations certificate covering the essentials of finance, ethics, and investment roles, providing a clear understanding of the global investment industry. Item 3: Disciplinary Information No management person at Ransom Advisory, LTD has ever been involved in an arbitration claim of any kind or been found liable in a civil, self-regulatory organization, or administrative proceeding. Item 4: Other Business Activities Charles Ransom holds a position on the board of the RISPCA as Treasurer. The RISPCA is a client of Ransom Advisory, LTD for which Charles is the investment advisor. The RISPCA is a nonprofit organization charged with the sole purpose of protecting animal life in all situations that might endanger them. Charles has been on the board as Treasurer since 2002 and attends periodic meetings and devotes two hours per quarter. Charles Ransom is also Vice President of the Meehan Fund for which he spends approximately 30 hours per month involved in this activity. Item 5: Additional Compensation Charles Ransom does not receive any economic benefit from any person, company, or organization, in exchange for providing Clients advisory services through Ransom Advisory. Item 6: Supervision Charles Ransom, as Owner and Chief Compliance Officer of Ransom Advisory, is responsible for supervision. He may be contacted at the phone number on this brochure supplement. 16 Item 7: Requirements for State Registered Advisers Charles Ransom has not been involved in an arbitration, civil proceeding, self-regulatory proceeding, administrative proceeding, or a bankruptcy petition. 17