Overview
- Headquarters
- West Newton, MA
- Average Client Assets
- $2.0 million
- SEC CRD Number
- 307517
Fee Structure
Primary Fee Schedule (RIGHTHAND CAPITAL, LLC ADV PART 2A)
| Min | Max | Marginal Fee Rate |
|---|---|---|
| $0 | $1,000,000 | 1.00% |
| $1,000,001 | $3,000,000 | 0.80% |
| $3,000,001 | $10,000,000 | 0.60% |
| $10,000,001 | and above | 0.40% |
Illustrative Fee Rates
| Total Assets | Annual Fees | Average Fee Rate |
|---|---|---|
| $1 million | $10,000 | 1.00% |
| $5 million | $38,000 | 0.76% |
| $10 million | $68,000 | 0.68% |
| $50 million | $228,000 | 0.46% |
| $100 million | $428,000 | 0.43% |
Clients
- HNW Share of Firm Assets
- 98.04%
- Total Client Accounts
- 214
- Discretionary Accounts
- 214
Services Offered
Services: Financial Planning, Portfolio Management for Individuals, Pension Consulting, Educational Seminars
Regulatory Filings
Primary Brochure: RIGHTHAND CAPITAL, LLC ADV PART 2A (2026-03-31)
View Document Text
Item 1: Cover Page
PART 2A OF FORM ADV: FIRM BROCHURE
FIRM BROCHURE
March 31, 2026
Righthand Capital, LLC
Investment Advisory Firm CRD# 307517
Righthand Capital, LLC
19 Randlett Park
West Newton, MA 02465
Phone: (617) 430-7770
Email: TSnow@RighthandCapital.com
This brochure provides information about the business practices and qualifications of Righthand Capital, LLC.
Any inquiries regarding the contents of this brochure should contact Mr. Thomas Gerard Snow by phone
at (617) 430-7770 or by email at: TSnow@RighthandCapital.com. The information in this brochure has not
been approved or verified by the United States Securities and Exchange Commission or by any state securities
authority.
information about Righthand Capital, LLC
is also available on
the SEC’s website
Additional
at www.adviserinfo.sec.gov
Registration does not imply a certain level of skill or training.
1
Item 2: Material Changes
• This is Righthand Capital, LLC’s annual filing for FYE2025.
2
Item 3: Table of Contents
Contents
Item 1: Cover Page .................................................................................................................................................................. 1
Item 2: Material Changes ........................................................................................................................................................ 2
Item 3: Table of Contents ....................................................................................................................................................... 3
Item 4: Advisory Business ....................................................................................................................................................... 4
Item 5: Fees and Compensation ............................................................................................................................................. 6
Item 6: Performance-Based Fees and Side-By-Side Management ......................................................................................... 8
Item 7: Types of Clients ........................................................................................................................................................... 8
Item 8: Methods of Analysis, Investment Strategies and Risk of Loss .................................................................................... 8
Item 9: Disciplinary Information ........................................................................................................................................... 13
Item 10: Other Financial Industry Activities and/or Affiliations ........................................................................................... 14
Item 11: Code of Ethics, Client Transactions and Personal Trading ..................................................................................... 14
Item 12: Brokerage Practices ................................................................................................................................................ 15
Item 13: Review of Accounts ................................................................................................................................................ 18
Item 14: Client Referrals and Other Compensation .............................................................................................................. 19
Item 15: Custody ................................................................................................................................................................... 19
Item 16: Investment Discretion ............................................................................................................................................ 20
Item 17: Voting Client Securities ........................................................................................................................................... 20
Item 18: Financial Information.............................................................................................................................................. 21
Part 2B of Form ADV: Brochure Supplements ...................................................................................................................... 22
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Item 4: Advisory Business
Righthand Capital, LLC specializes in offering investment advisory services in the form of discretionary
investment management, financial planning and consulting services to individuals, high net worth individuals,
families, trusts, estates, businesses and charities. Our firm is a limited liability company founded, registered
with the Securities and Exchange Commission (SEC), and headquartered in the Commonwealth of
Massachusetts. Mr. Thomas Gerard Snow (“Tom Snow”) is the President and CEO of Righthand Capital, LLC.
Mr. Michael Francis Kautz (Mike Kautz”) is the Chief Compliance Officer (CCO). As of 12/31/2025, Righthand
Capital had $182,322,481.00 in assets under management (AUM) on a discretionary basis.
Financial Planning
Righthand Capital assesses a client’s situation by taking the time to listen and learn about each client’s specific
situation. With a thorough understanding of the client’s current financial condition, Righthand Capital, in
partnership with each client, uses this information as the cornerstone for developing a financial plan with a
comprehensive investment strategy. The financial plan forms the roadmap for each client to follow in an
effort to achieve their short- and long-term financial goals.
Righthand Capital begins by reviewing each client’s current assets, income and expenses. We then look to the
client’s future income needs and expenses. It is at this point that we start to create the financial plan. The
information uncovered in the discovery process, such as risk tolerance and past financial behaviors and
decisions, helps us to determine a target investment allocation that is appropriate for the client’s goals and
risk tolerance. Once the appropriate asset mix is determined and agreed we move to implement that plan. A
client’s thorough understanding of; the plan, the potential risks involved, and the need to adjust the plan as
financial circumstances change are just a few factors that will contribute to the overall potential for success.
Capital markets are complex and volatile, and we believe educated investors increase their probability of
achieving their financial goals when they stay focused on their specific financial plan. Financial planning clients
should review their financial plan no less than annually and advise our financial planning clients to contact us if
there is a material change to the client’s circumstances and/or a change in the information they have
provided. Our process helps clients stay focused on their long-term objectives even as they encounter periods
of shorter-term uncertainty. Financial plans are dynamic and will change over time based on changes in
individual client circumstances.
Investment Management Services
Righthand Capital offers investment management services to its clients in the form of discretionary and/or
non-discretionary investment management services. Account investment structure and supervision is guided
by a client’s personal investment objectives (i.e. conservative, moderate, and aggressive), investment
experience, time horizon, liquidity needs, risk tolerance, tax circumstances, and other factors. Righthand
Capital’s investment recommendations and decisions are not limited to any specific security or industry and
may include investment advice regarding the following types of securities and investment vehicles:
• Mutual Funds
• Exchange Traded Funds (ETFs)
• 3rd Party Asset Managers
• Domestic Equities
• Foreign Equities
• Preferred Stocks
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• Corporate Bonds
• Commercial Paper
• Certificates of Deposit
• Municipal Bonds
• U.S. Treasuries
• Commodities
• Options
• REITs
investment goals, risk tolerance,
Because the above investments involve varying degrees of risk, they will only be utilized or recommended
when consistent with a client's stated
liquidity needs, and tax
circumstances. Importantly, we consider the riskiness of any single investment within the broader context of a
client’s overall portfolio in addition to the risk characteristics of any individual security.
As part of Righthand Capital’s investment management services, and depending on a client’s individual needs,
Righthand Capital will create custom portfolios that will be individually structured and developed to align with
the Clients’ goals, risk tolerance and time horizon. Upon assessing a client's individual circumstances,
Righthand Capital can and will customize a client's portfolio based on additional factors. These factors may
include, but are not limited to, other holdings and investments, tax circumstances, liquidity needs, job
correlation, sector and/or thematic exposure, personal interests and other client considerations. Once
Righthand Capital constructs an investment portfolio for a client, we will monitor each client’s investment
strategy and performance on an ongoing basis and will rebalance the portfolio as we deem appropriate. If
client financial circumstances and/or investment objectives change they are expected to notify Righthand
Capital immediately to ensure the ongoing fit of their portfolio with their specific needs.
Qualified Plan Consulting Services
Righthand Capital offers qualified plan consulting services to employee benefit plans and their fiduciaries
based upon the needs of the plan and the services requested by the plan sponsor, administrator or named
fiduciary. In general, these services include, but are not limited to:
• The creation of an “Investment Policy Statement”
• Non-Discretionary Plan-Level Investment Advice
• Discretionary Plan-Level Investment Advice
• Non-Discretionary Participant Investment Advice
• Discretionary Participant Investment Advice
• Performance Monitoring
• Investment Reports
• Educational Services (meetings & seminars)
• Enrollment Meetings
Topics for educational meetings and seminars may include Diversification, Asset Allocation, Risk Tolerance,
Time Horizon and other investment-related subject matter relevant specific to the plan and its participants.
Righthand Capital provides additional types of qualified plan consulting services on an individually negotiated
basis. All services, whether discussed above or customized for the plan based upon requirements from the
plan fiduciaries (which includes additional plan-level or participant level services) shall be detailed in a written
agreement and be consistent with the parameters set forth in the plan documents.
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Depending on the negotiated services to be performed under the Retirement Plan Investment Advisory
Agreement, Righthand Capital may serve/act as a “fiduciary” of a Plan as defined in Section 3(21) and/or
Section 3(38) under ERISA. In providing services to the Plan, Righthand Capital status is that of an investment
adviser registered with the SEC and notice filed in jurisdictions where required by state law. Righthand Capital
is not subject to any disqualifications under Section 411 of ERISA.
For larger plans, Righthand Capital will act as a solicitor to Global Retirement Partners LLC.
Item 5: Fees and Compensation
Righthand Capital receives compensation based on the type of advisory services performed. Righthand Capital
reserves the right to negotiate fees and compensation with its clients. Negotiated fees between Righthand
Capital, LLC and the client will supersede Righthand Capital’s stated fee structure. The Righthand Capital’s
financial planning and investment advisory/management contracts can be terminated by the client within
seven (7) business days of the signing of the contract, and the client will not be responsible for advisory fees
incurred during that time. Please review the fee and compensation information below. Lower fees for
comparable services may be available from other sources.
Financial Planning Fees
Righthand Capital offers financial planning services on a negotiated fixed fee basis. The fixed fees charged for
financial planning will typically range from $3,000.00 to $10,000.00. Righthand Capital and the client will
review the client’s situation and needs, and will then base its negotiated price based on the complexity of the
clients financial situation. Payment terms are discussed and agreed upon prior to the commencement of
financial planning services being performed. Once the agreement is signed by both the Client and Righthand
Capital, the Client may terminate the agreement, without penalty, within seven (7) days of the signing of the
agreement by either party. Financial plans not completed within six (6) months from the time RC confirms
receipt of all the requested information from the client will result in the client receiving a full refund of all
financial planning fees paid by the client and any outstanding fees waved.
Any material changes to a financial plan for non-advisory clients will be assessed a fee based on a
negotiated/agreed to fee. RC in its sole discretion has the right to waive this fee.
For those clients seeking to amend their financial plan based on material changes to their circumstances, an
additional financial planning contract will be signed by both the client and RC detailing the scope of the work
and the agreed upon fee. RC will require clients to pay the fee due upon completion of services rendered
and/or the delivery of the updated financial plan.
Investment Management Fee Structure
Righthand Capital’s advisory fees are billed monthly in arrears, payable monthly; and based on the average
month end balance of the Client account on the last day of the calendar month. The Adviser and the Client
may negotiate the fee and the fee-paying arrangements. Unless negotiated otherwise,
investment
management fees are charged at the following rates:
6
Assets Under Management
First $1,000,000
Next $2,000,000
Next $7,000,000
Above $10,000,000
Annual Advisory Fee
1.00%
0.80%
0.60%
0.40%
Qualified Plan Consulting Fees
Righthand Capital advisory fees for qualified plan consulting services (Pension Consulting) are negotiated with
the plan sponsor or named fiduciary on a case-by-case basis. Fees will vary and can range up to 1.00% of plan
assets. Fees are billed monthly in arrears, based on the month end balance on the last business day of the
calendar month; or the fees may be included within the funds available through the plan and then distributed
to Righthand Capital via the plan custodian.
Either party to the qualified plan consulting agreement can terminate the agreement upon written notice to
the other party in accordance with the terms of the agreement for services. The qualified plan consulting fees
will be prorated for the billing period in which the termination notice is given, and any unearned fees will be
refunded to the client, if applicable.
Qualified Plan Consulting Solicitor Fees
When acting in the capacity of a solicitor to Global Retirement Partners LLC, Righthand Capital will receive 30% of the
fees paid to Global Retirement Partners LLC.
Investment Advisory Fee Billing
Righthand Capital receives written authorization from the client to deduct advisory fees from an account held
by a qualified custodian. Righthand Capital sends the qualified custodian an invoice of the amount of the fee
to be deducted from the client’s advisory account(s) at the end of each month. The qualified custodian sends
the client a statement, at least quarterly, that reflects the deductions of the investment advisory fees.
Righthand Capital sends the client a written report itemizing the fee, including the formula used to calculate
the fee, the time period covered by the fee and the amount of assets under management on which the fee
was based. Righthand Capital investment advisory fees are billed monthly, in arrears, and are based on the
average month end balance of the accounts managed by Righthand Capital.
Other Fees and Expenses
Righthand Capital does not charge additional fees other than the fees listed above and/or negotiated.
Righthand Capital does not receive or share any additional fees or expenses incurred by advisory clients.
Righthand Capital charges negotiated fees for retirement plan/qualified plan consulting services that differ
from the above investment management fee structure.
Righthand Capital’s clients will incur brokerage and other transaction costs by the custodian. Righthand Capital
does not receive these fees, nor does it share in these fees; see Item 12 for additional information.
7
Item 6: Performance-Based Fees and Side-By-Side Management
Righthand Capital does not charge performance-based fees or participate in side-by-side management. Side-
by-side management refers to the practice of managing accounts that charge performance-based fees while at
the same time managing accounts that are not charged performance-based fees. Performance-based fees are
fees that are based on a share of capital gains or capital appreciation of a client's account. Our fees are
calculated as described above and are not charged on the basis of a share of capital gains upon, or capital
appreciation of, the funds in client advisory accounts.
Righthand Capital receives no additional compensation for its investment management services other than the
agreed upon management fees negotiated and Righthand Capital does not share in any performance-based
fees.
Item 7: Types of Clients
Righthand Capital clients can include individuals, high net worth individuals, business entities, trusts, estates,
charitable organizations, and qualified plans. Righthand Capital does not require an annual minimum fee or
asset level for investment advisory or investment planning services.
Item 8: Methods of Analysis, Investment Strategies and Risk of Loss
When appropriate, Righthand Capital may use the following methods of analysis when providing investment
advice to clients:
Methods of Analysis
Macroeconomic Analysis - Macroeconomics is the study of the behavior of the economy as a whole and uses
various economic indicators that tell us about the overall health of the economy. Macroeconomic analysis can
help consumers, firms, and governments make better decisions: Consumers want to know how easy it will be
to find work, how much it will cost to buy goods and services in the market, or how much it may cost to
borrow money. Businesses use macroeconomic analysis to determine whether expanding production will be
welcomed by the market. Governments and central banks turn to macroeconomics when determining
budgets, creating taxes, deciding on interest rates, and making policy decisions. Within an investment
portfolio, understanding how different asset classes respond to changes in the macroeconomic environment
can help investment decision makers make more informed decisions with the goal of improving the overall
effectiveness of the portfolio.
Fundamental Analysis - Fundamental analysis involves analyzing individual companies and their industry
groups, such as a company's financial statements, details regarding the company's product line, the
experience and skill of the company's management, and the outlook for the company's industry. The resulting
data is used to measure the true value of the company's equity and debt issuance compared to current market
prices. The risk of fundamental analysis is that information obtained, or conclusions drawn are incorrect and
the analysis will not provide an accurate estimate of the company’s performance and outlook which in turn,
can affect the value of the company’s stock and their creditworthiness, or ability to repay its debt. If securities
prices adjust rapidly to new information, utilizing fundamental analysis may not result in favorable
performance.
Quantitative Analysis - Quantitative analysis is a technique that seeks to understand asset price behavior by
using mathematical and statistical modeling, measurement, and research. Quantitative analysis aims to
8
represent a given reality in terms of numerical value. Quantitative analysis is employed for several reasons,
including measurement, performance evaluation or valuation of a financial instrument, and predicting real-
world events, such as changes in a country's gross domestic product (GDP). Quantitative analysis uses
statistical techniques to examine and analyze past, current, and anticipated future events. Any subject
involving numbers can be quantified; thus, there are many fields in which quantitative analysis is used and can
be beneficial.
Qualitative Analysis - Qualitative analysis is a form of analysis that uses subjective judgment based on
information that is difficult to quantify, such as management expertise, industry cycles, strength of research
and development, and labor relations. Qualitative analysis contrasts with quantitative analysis and often the
two investment techniques are used together to provide multiple perspectives in different investment
opportunities.
Technical Analysis -Technical Analysis involves studying past price patterns and trends in the financial markets
to predict the direction of both the overall market and specific investment securities. The risk of market timing
based on technical analysis is that charts will not accurately predict future price movements. Current prices of
securities often reflect all information known about that security and day-to-day changes in market prices of
securities will follow random patterns and, in these cases, may not be predictable with any reliable degree of
accuracy.
Cyclical Analysis - Cyclical analysis is a type of technical analysis that involves evaluating recurring price
patterns and trends based upon business cycles. The lengths of economic cycles are difficult to predict with
accuracy and therefore the risk of cyclical analysis is the difficulty in predicting economic trends and
consequently the changing value of securities that would be affected by these changing trends.
Investment Strategies
Righthand Capital believes that allocating capital across a diverse range of asset classes is critical to a Client’s
long-term investment success. Asset allocation portfolios are created to align with a client’s specific
investment objective and risk tolerance. Each portfolio is constructed using a strategic asset allocation
methodology with prevailing long-term trends in mind. Short-term trends and trading strategies are not
employed unless necessary in accordance with Client mandates. Righthand Capital structures portfolios using
a proprietary methodology. Righthand Capital believes that Clients will benefit from having a portfolio of
holdings invested in a variety of assets classes that respond differently to major market drivers, such as
economic growth and inflation. To the extent that these asset classes are diversifying to each other the overall
portfolio will experience lower volatility than the volatility of those asset classes individually. Righthand
Capital will not pursue strategies that are highly speculative in nature.
Risk of Loss
Investing in securities involves risks, including the loss of capital. Securities will and do fluctuate in value.
Clients should understand and be prepared for these fluctuations in value as well as for the potential of loss.
Righthand Capital assists clients in determining an appropriate asset allocation strategy based primarily on
their risk tolerance and time horizon. Even with these methods in place, there is no guarantee that a client will
meet or exceed their investment goals. Righthand Capital will continually review a client's investment goals,
financial situation, time horizon, tolerance for risk and other factors at least annually to determine if the
current asset allocation is still appropriate for that client. A client’s participation and understanding of the
process, including full and accurate disclosure of any and all relevant information, is an essential piece to the
client to understand the risks involved. Righthand Capital relies heavily on the information provided by the
9
client in determining the appropriateness of any investment portfolio. Therefore, the responsibility lies with
the client to relay accurate and up to date information to Righthand Capital. This information should include
any material changes in the client’s financial condition, goals or other factors that may affect this analysis. The
risks associated with a particular strategy are provided to each client in advance of investing the client’s
assets.
Margin use may be suitable for those clients that have an immediate need for cash and, in consultation with
RC, it is determined that accessing capital via the temporary use of margin is a more advantageous course of
action than the typical alternative of selling securities. For example, if a client has a personal payment due,
does not have sufficient capital on hand to make that payment nor the ability to wait for security sales to
settle and capital to become available, then the use of margin to make that payment and interest charges
associated with doing so may be more advantageous than paying fees associated with a late payment. Margin
would only be used under exceptional circumstances and would typically not exceed 10% of the total net
assets of a client’s account. With the client’s approval Righthand Capital may use margin as a tool in managing
the liquidity during the rebalancing of client accounts, if needed. Righthand Capital, with a client’s approval
and the appropriate options agreement on file will employ options strategies to hedge or gain additional
exposure to a particular asset class or sector. Following are some of the risks associated with an RC client’s
portfolio.
All investments involve risks including possible loss of principal. The following are some of the basic risks
associated with the asset classes mentioned in Item 4 of this ADV Part 2. Each investment has its own specific
risks and those risks will vary by investment.
Market Risk - All securities are subject to market, economic, liquidity and other risks. The market price of
securities may fluctuate throughout the day and may vary by exchange. The success of a particular investment
depends upon an accurate assessment of the future path of price movements of individual securities. While
performance of individual securities is assessed, individual security performance should also be viewed within
the context of the overall portfolio. There can be no assurance that Righthand Capital will be able to predict
price movements accurately.
Authorized Participant Concentration Risk. Only an Authorized Participant may engage in creation or
redemption transactions related to underlying Exchange-Traded Fund and Exchange-Traded Note transactions,
and none of those Authorized Participants is obligated to engage in creation and/or redemption transactions.
To the extent that Authorized Participants exit the business or are unable to proceed with creation or
redemption orders with respect to the Fund and no other Authorized Participant is able to step forward to
create or redeem Creation Units, Exchange-Traded Fund and Exchange-Traded Note shares may be more likely
to trade at a premium or discount to NAV and possibly face trading halts or delisting.
Capital risk — Investment markets are subject to economic, regulatory, market sentiment, and other risks. All
investors should consider the risks that may impact their capital, before investing. The value of your
investment may become worth more or less than at the time of the original investment
Commodity risk — Commodities markets can be more volatile than traditional investments such as equity or
fixed income securities. Commodities may be affected by changes in overall market movements, interest rate
changes, and/or events affecting a specific commodity and/or industry.
Counterparty risk — risk that one party to a transaction might default on its contractual obligation.
Counterparty risk can increase for those transactions not executed on a regulated exchange.
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Default risk — is the risk that a company or an individual security will be unable to make the required
payments on their debt obligation. Lenders and investors are exposed to default risk in virtually all forms of
credit extensions.
Company risk — Common stocks of individual companies are subject to many risk factors including, but not
limited to, economic conditions, government regulations, market risk, and industry risk. Equity security prices
may decline as a result of adverse changes in these and other factors. Some equities are more volatile than
others and may present higher risk of loss.
Credit risk — The value of fixed income securities may decline, and/or the issuer or guarantor of that security
may fail to pay interest or principal when the payments are due. As a general rule, lower rated securities carry
a greater degree of credit risk, and therefore have a greater risk of loss, than higher-rated securities.
Currency risk — Investments that are held or exposed to foreign currency, are exposed to fluctuations in a
foreign exchange rate or rates in addition to the risks associated with the specific underlying investment.
Derivative risk — Derivatives involve various degrees of risk. The value of derivative investments can be
affected by market movements, the underlying companies, changes in interest rates, and/or factors affecting
the underlying security. Derivatives can also involve liquidity risk and expiration/time risk.
Equity market risk — Equity markets are subject to many risk factors, including economic conditions,
government regulations, market sentiment, local and international political events, and environmental and
technological issues.
Exchange-Traded Fund and Exchange -Traded Note risk – Exchange-Traded Funds and Exchange-Traded Notes
contain a range of risks. Those risks include, but are not limited to, price fluctuation of the underlying
securities, liquidity risk which may cause difficulty transacting in these securities at a fair market price, and
passive investing risk which limits the ability of the underlying investment manager to deviate market
exposures from the underlying index. Exchange-Traded Funds and Exchange-Traded Notes prices will fluctuate
throughout the trading day; commissions may be charged when trading Exchange-Traded Funds and
Exchange- Traded Notes.
Fixed Income risk — risks associated with fixed income securities may include, but are not limited to, economic
conditions, government regulations, credit worthiness, and fluctuations in interest rates. The secondary
market value of fixed income securities will fluctuate with changes in interest rates, liquidity, and the
creditworthiness of the specific issuer.
Foreign Market risk — Foreign investments present risks that include changes in currency exchange rates,
liquidity, economic, and political uncertainty. These risks may be greater in emerging markets.
Interest Rate risk —Changes in interest rates will affect investment values. This volatility will typically be
greater for long-term fixed income securities than for short-term fixed income securities. Changes in interest
rates may also affect the value of other financial assets.
Issuer risk — A security issued by a particular issuer may be impacted by factors that are unique to that issuer
and thus may cause that security’s return to differ from that of the market.
Liquidity risk — Investments with low liquidity can have significant changes in market value, and there is no
guarantee that these securities can be sold at fair market value.
Management risk — Investment strategies implemented by a management team of a specific investment fund
that doesn’t perform as expected may underperform or suffer significant losses. Management also risks
include personnel turnover of specific individuals hired to manage a fund.
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Tracking risk — The volatility in the performance of an investment relative to its index/benchmark because of
various factors which may include, but are not limited to, active management decisions associated with the
underlying investments and fees.
Here is a list of the investment types listed in “Item 4” of this ADV Part 2A, with the 3 main risks most
commonly associated with each:
• Mutual Funds - Market risk, Management risk, Tracking risk.
Mutual Funds are investment vehicles that contain/hold other investments and may be limited by their
investment strategies, and a Mutual Fund's price may fluctuate based on underlying market conditions, and
the pricing of the underlying securities.
• Exchange Traded Funds (ETFs) - Market risk, Management risk, Tracking risk.
ETF’s are investment vehicles that contain/hold other investments allowing them to be traded on an
exchange. They may be subject to brokerage trading costs, cost efficiency, the market price of an ETF can be
lower than that of the underlying securities, that the ETF may be limited by its investment strategy, and that
an ETF's price may fluctuate throughout the day.
• Domestic Equities - Market risk, Company risk, Liquidity risk.
Domestic Equities are typically traded on an exchange. They may be subject to brokerage trading costs, cost
efficiency, the market price of a domestic equity may fluctuate throughout the day.
• Foreign Equities - Currency risk, Foreign Market risk, Company risk.
Foreign Equities are typically traded on an exchange. They may be subject to brokerage trading costs, cost
efficiency, the market price of a foreign equity may fluctuate throughout the day and overnight, depending on
the exchange in which it is traded.
• Preferred Stocks - Interest Rate risk, Issuer risk, Liquidity risk.
Preferred stocks are typically traded on an exchange. They may be subject to brokerage trading costs, cost
efficiency, the market price of a preferred stock may fluctuate by the interest rate environment, and credit
rating of the issuer.
• Corporate Bonds - Interest Rate risk, Issuer risk, Liquidity risk.
Corporate bonds are not traded on an exchange. They may be subject to brokerage trading costs, cost
efficiency, the market price of a corporate bond may fluctuate by the interest rate environment, and credit
rating of the issuer.
• Commercial Paper - Credit risk, Fixed Income risk, Interest Rate risk.
Commercial paper is not traded on an exchange. They may be subject to brokerage trading costs, cost
efficiency, the market price of a Commercial paper may fluctuate by the lending/overnight rate environment,
and credit rating of the issuer.
• Certificates of Deposit - Fixed Income risk, Interest Rate risk, Liquidity risk.
Certificates of deposit are not traded on an exchange. They may be subject to brokerage trading costs, cost
efficiency, the market price of a certificate of deposit may fluctuate by the interest rate environment, the
issuing bank and liquidity risk if sold on the secondary market.
12
• Municipal Bonds - Fixed Income risk, Interest Rate risk, Credit risk.
Municipal bonds are not traded on an exchange. They may be subject to brokerage trading costs, cost
efficiency, the market price of a municipal bonds may fluctuate by the interest rate environment, the issuing
municipality credit rating and taxing authority.
• U.S. Treasuries - Fixed Income risk, Interest Rate risk, Credit risk.
U.S. Treasuries are not traded on an exchange as they are issued by the U.S. Government and may be subject
to brokerage trading costs, cost efficiency, the market price of a U.S. Treasuries may fluctuate by the interest
rate environment, and U.S. currency strength/weakness.
• Options - Derivative risk, Issuer risk, Liquidity risk.
Options are traded on an exchange. They may be subject to brokerage trading costs, cost efficiency, the
market price of an option is driven by the black shoals model with the biggest pricing factors being the
underlying securities strength and the expiration date.
• Commodities - Commodity risk, Interest Rate risk, Liquidity risk.
Factors that can influence commodity prices include politics, seasons, weather, technology, and market
conditions.
• 3rd Party Money Managers - Market risk, Management risk, Tracking risk.
3rd Party money managers are also referred to as Separately Managed Accounts (SMAs) that contain/hold
investments and may be limited by their investment scope and objectives on their own, however, if used in
tandem with other investments they may offer added diversification to an investment portfolio.
• REITs - Issuer risk, Liquidity risk, Management risk.
REITs are investment vehicles that contain/hold real estate investments allowing them to be traded on an
exchange. They may be subject to brokerage trading costs, cost efficiency, the market price of a REIT can be
lower from that of the underlying real estate, and a REITs price may fluctuate throughout the day.
While Righthand Capital has provided a comprehensive list of risks associated with investing in financial
markets there may be additional risks that have not been listed above. Clients should consult with their
Righthand Capital representative about any additional risks with which they may be concerned.
Item 9: Disciplinary Information
Righthand Capital, LLC has not been the subject of any disciplinary action(s) and does not have any legal or
disciplinary information to disclose. Any disciplinary information regarding Righthand Capital Investment
Advisor Representatives (IARs) would be disclosed here as well as additional information being disclosed on
the Righthand Capital IAR’s ADV Part 2B.
Criminal or Civil Actions
Righthand Capital’s President Mr. Thomas Snow and Righthand Capital’s investment adviser representatives
have never been subject to any criminal and/or civil actions:
Administrative Proceedings
There are no administrative proceedings to report.
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Self-regulatory Organization (SRO) Proceedings
There are no self-regulatory organization proceedings to report.
Item 10: Other Financial Industry Activities and/or Affiliations
Righthand Capital and its representatives are not registered or have an application pending to register, as a
broker-dealer.
Neither Righthand Capital, nor its representatives, are registered or have an application pending to register, as
a futures commission merchant, commodity pool operator, a commodity trading advisor, or a representative
of the foregoing.
insurance
license and
Righthand Capital investment advisory representatives may have an insurance license that allows them to
discuss and potentially sell insurance products to clients and prospects of Righthand Capital. Righthand
Capital’s President & CEO Mr. Thomas Snow has his
therefore can
discuss/recommend/offer/sell insurance products to both clients and non-clients. Because Mr. Thomas Snow
may receive compensation in the form of commissions and/or fees from insurance products he recommends
to advisory clients and non-clients, this represents a conflict of interest, because Mr. Thomas Snow is
incentivized to recommend these products based on the commission received, rather than on a client’s needs.
Righthand Capital addresses this conflict of interest by identifying the conflict of interest on Righthand
Capital’s Conflict of Interest Disclosure Document, explaining that clients have the option to purchase the
recommended insurance products from agents not affiliated with the Righthand Capital for potentially lower
costs, and having both the Client and the Righthand Investment Adviser Representative sign and date the
Conflict of Interest Disclosure Document.
The above disclosures represent a conflict of interest, because Mr. Thomas Snow is incentivized to
recommend these products based on the income and commissions received, rather than on a client’s need(s).
Righthand Capital addresses this conflict of interest by identifying the conflict of interest on Righthand
Capital’s Conflict of Interest Disclosure Document, explaining that clients have the option to purchase the
recommended insurance products from companies not affiliated with the Righthand Capital for potentially
lower costs, and having both the Client and the Righthand Investment Adviser Representative sign and date
the Conflict of Interest Disclosure Document.
Righthand Capital acts as a solicitor to Global Retirement Partners LLC for retirement and pension plans. When
acting in the capacity of a solicitor, Righthand Capital receives compensation directly from Global Retirement
Partners LLC of 30% of the fees paid.
Item 11: Code of Ethics, Client Transactions and Personal Trading
Code of Ethics
Righthand Capital and its employees are committed to a Code of Ethics that is available for review and will be
provided to clients and prospective clients upon request. Righthand Capital strives to comply with all
applicable laws and regulations governing its practices. Therefore, Righthand Capital has set forth guidelines
for professional standards of conduct for its associated persons, the goal of which is to protect our client
interests at all times and to demonstrate its commitment to its fiduciary duties of honesty, good faith, and fair
dealing with clients. All associated persons are expected to adhere strictly to these guidelines. Associated
persons are also required to report any violations of the Firm's Code of Ethics. Additionally, Righthand Capital
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maintains and enforces written policies reasonably designed to prevent the misuse or dissemination of
material, non-public information about clients or their account holdings by Righthand Capital or any
associated person.
Participation or Interest in Client Transactions
Neither Righthand Capital nor any of our associated persons has any material financial interest in client
transactions beyond the provision of investment advisory services as disclosed in this Brochure.
Personal Trading
Righthand Capital’s employees and associated persons expect to transact in and hold securities that are also
held in client accounts. Righthand Capital employees and associated person’s accounts can and will
participate in block trading alongside other client accounts whenever possible. In the event it is not possible
for RC employees and associated persons’ accounts to participate in block trading, clients’ accounts will be
prioritized, over Righthand Capital’s employees and associated persons, in the trading process.
This process has been implemented to mitigate any conflict of interests by not allowing Righthand Capital’s
employees and associated persons to trade ahead of clients and potentially receive more favorable prices.
Item 12: Brokerage Practices
Selecting Brokerage Firms
Righthand Capital can and has the ability to work with multiple custodians but uses Charles Schwab as its
preferred custodian. Therefore, Righthand Capital will recommend that its clients work with Charles Schwab.
Righthand Capital does not receive fees or commissions from this or any arrangement. Righthand Capital
recommends and prefers Charles Schwab as the custodian based on the proven integrity and financial
responsibility of the firm and the best execution of orders at reasonable commission rates.
The custodian and brokers we use
Righthand Capital does not maintain custody of your assets that we manage/on which we advise, although we
are deemed to have custody of your assets if you give us authority to withdraw assets from your account (see
Item 15—Custody, below). Your assets must be maintained in an account at a “qualified custodian.” (broker-
dealer or bank) We recommend that our clients use Charles Schwab & Co., Inc. (Schwab), a registered broker-
dealer, member SIPC, as the qualified custodian. We are independently owned and operated and are not
affiliated with Schwab. Schwab will hold your assets in a brokerage account and buy and sell securities when
we instruct them to. While we recommend that you use Schwab as custodian/broker, you will decide whether
to do so and will open your account with Schwab by entering into an account agreement directly with them.
We do not open the account for you, although we can assist you in doing so. Even though your account is
maintained at Schwab, we can still use other brokers to execute trades for your account as described below
(see “Your brokerage and custody costs”).
How we select brokers/custodians
We seek to select and use a custodian/broker that will hold your assets and execute transactions on terms
that are, overall, attractive when compared with other available providers and their services. We consider a
wide range of factors, including:
• Combination of transaction execution services and asset custody services (without separate fees for
custody)
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• Capability to execute, clear, and settle trades (buy and sell securities for your account)
• Capability to facilitate transfers and payments to and from accounts (wire transfers, check requests, bill
payment, etc.)
• Breadth of available investment products (stocks, bonds, mutual funds, exchange-traded funds, etc.)
• Availability of investment research and tools that assist us in making investment decisions
• Quality of services
• Competitiveness of the price of those services (commission rates, margin interest rates, other fees, etc.)
and willingness to negotiate the prices
• Reputation, financial strength, security and stability
• Prior service to us and our clients
• Availability of other products and services that benefit us, as discussed below (see “Products and services
available to us from Schwab”)
Best Execution
We believe in using custodians that provide premium services at competitive rates. The reasonableness of
commission rates is based on several factors, including the broker's ability to provide professional services,
execution, the broker's reputation, experience and financial stability of the broker or dealer, and the quality of
service rendered by the broker or dealer in transactions. Best execution is not measured solely by reference to
commission rates. Paying a broker a higher commission rate than another broker might charge is permissible if
the difference in cost is reasonably justified by the quality of the brokerage services offered. The above
mentioned custodian, Charles Schwab, has a history of best execution performance that is well documented in
various publications and testing results.
Your brokerage and custody costs
For our clients’ accounts that Schwab maintains, Schwab does not charge you separately for custody services
but is compensated by charging you commissions or other fees on trades that it executes or that settle into
your Schwab account. Certain trades (for example, many mutual funds and specific ETFs) do not incur Schwab
commissions or transaction fees. Schwab is also compensated by earning interest on the residual cash in your
account in Schwab’s Cash Features Program. This commitment benefits you because the overall commission
rates you pay could be lower than they would be otherwise. In addition to commissions and asset-based fees,
Schwab charges you a flat dollar amount as a “prime broker” or “trade away” fee for each trade that is
executed by a different broker-dealer but where the securities bought or the funds from the securities sold
are deposited (settled) into your Schwab account. These fees are in addition to the commissions or other
compensation you pay the executing broker-dealer. Because of this, in order to minimize your trading costs,
we have Schwab execute most trades for your account. We have determined that having Schwab execute
most trades is consistent with our duty to seek “best execution” of your trades. Best execution means
achieving favorable terms for a transaction based on all relevant factors, including those listed above (see
“How we select brokers/custodians”).
Products and services available to us from Schwab
Schwab Advisor Services™ is Schwab’s business serving independent investment advisory firms like Righthand
Capital. They provide us and our clients with access to their institutional brokerage services (trading, custody,
reporting, and related services), many of which are not typically available to Schwab retail customers. Schwab
also makes available various support services. Some of those services help us manage or administer our
clients’ accounts; while others help us manage and grow our business. Schwab’s support services are available
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on an unsolicited basis (we don’t have to request them) and at no charge to us. Following is a more detailed
description of Schwab’s support services:
Services that benefit you. Schwab’s institutional brokerage services include access to a broad range of
investment products, execution of securities transactions, and custody of client assets. The investment
products available through Schwab include some to which we might not otherwise have access or that would
require a significantly higher minimum initial investment from our clients. Schwab’s services described in this
paragraph benefit you and your account.
Services that do not directly benefit a client. Schwab also makes available to us other products and services
that benefit us but may not directly benefit you or your account. These products and services assist us in
managing and administering our clients’ accounts. They include investment research, both Schwab’s own and
that of third parties. We use this research to service all or a substantial number of our clients’ accounts,
including accounts not maintained at Schwab. In addition to investment research, Schwab also makes
available software and other technology that:
• Provide access to client account data (such as duplicate trade confirmations and account
statements)
• Facilitate trade execution and allocate aggregated trade orders for multiple client accounts
• Provide pricing and other market data
• Facilitate payment of our fees from our clients’ accounts
• Assist with back-office functions, recordkeeping, and client reporting
Services that benefit Righthand Capital
Schwab also offers other services intended to help us manage and further develop our business enterprise.
These services include:
• Educational conferences and events
• Consulting on technology, compliance, legal, and business needs
• Publications and conferences on practice management and business succession
• Access to employee benefits providers, human capital consultants, and insurance providers
• Marketing consulting and support
Schwab provides some of these services itself. In other cases, it will arrange for third-party vendors to provide
the services to us. Schwab can also discount or waive its fees for some of these services or pay all or a part of a
third party’s fees. Schwab can also provide us with other benefits, such as occasional business entertainment
of our personnel.
Our interest in Schwab’s services
The availability of these services from Schwab benefits us because we do not have to produce or purchase
them. We don’t have to pay for Schwab’s services. These services are not contingent upon us committing any
specific amount of business to Schwab in trading commissions or assets in custody. This creates an incentive to
recommend that you maintain your account with Schwab, based on our interest in receiving Schwab’s services
that benefit our business and Schwab’s payment for services for which we would otherwise have to pay rather
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than based on your interest in receiving the best value in custody services and the most favorable execution of
your transactions. This is a potential conflict of interest. We believe, however, that our selection of Schwab as
custodian and broker is in the best interests of our clients. Our selection is primarily supported by the scope,
quality, and price of Schwab’s services (see “How we select brokers/ custodians”) and not Schwab’s services
that benefit only us.
Broker Dealer Affiliations
Righthand Capital’s associates have no affiliations with broker dealers.
Order Aggregation
It is Righthand Capital’s practice to aggregate transactions across multiple client accounts if and when
possible.
Directed Brokerage
In limited circumstances, and at our discretion, clients can instruct Righthand Capital to use one or more
particular brokers for the transactions in their accounts. If clients choose to direct our firm to use a particular
broker, clients should understand that this might prevent us from effectively negotiating brokerage
commissions on a client’s behalf. This practice can prevent Righthand Capital from obtaining a favorable price
and execution. Thus, when directing brokerage business, clients should consider whether the commission
expenses, execution, clearance, and settlement capabilities that clients will obtain through a particular broker
are adequately favorable in comparison to those that we would otherwise obtain for clients.
Trade Errors
Trading errors can and do happen. If a trade error occurs when entering a trade on behalf of a client,
Righthand Capital’s policy is to restore a client’s account to the position it should have been in had the trade
error not occurred. Depending on the circumstances, corrective actions can include canceling/busting said
trade, adjusting the client account to reflect the appropriate asset allocation and/or the reimbursement of any
fees to the client account.
Item 13: Review of Accounts
Periodic Reviews
Financial Plans are reviewed at least annually and updated by Righthand Capital on a periodic basis as deemed
necessary by Righthand Capital and the individual clients. Frequency of reviews are predetermined and agreed
between Righthand Capital and each client and typically do not occur more than quarterly. Portfolio and
financial plan reviews are typically scheduled in advance with Righthand Capital clients. Reviews can also be
prompted by the client and/or Righthand Capital at any given time.
Review Triggers
Other conditions triggering a review are changes in the portfolio allocation, new information affecting the
specific client’s situation, and changes in a client's own situation.
Regular Reports
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Righthand Capital clients receive monthly, quarterly and/or semi-annual portfolio performance statements
from the custodian holding client assets. In addition, clients also receive transaction confirmations from the
account custodian being used.
Item 14: Client Referrals and Other Compensation
Righthand Capital receives an economic benefit from Schwab in the form of the support products and services
it makes available to us and other independent investment advisors whose clients maintain their accounts at
Schwab. In addition, Schwab has also agreed to pay for certain products and services for which we would
otherwise have to pay once the value of our clients’ assets in accounts at Schwab reaches a certain amount.
These products and services, how they benefit us, and the related conflicts of interest are described above
(see Item 12—Brokerage Practices).
Mr. Thomas Snow is licensed to sell insurance products and may receive compensation for the sale of such
products. This puts him in a position to be incentivized to recommend these products based on the income
and commissions generated, rather than on a client’s need(s). Righthand Capital addresses this conflict of
interest by identifying the conflict of interest on Righthand Capital’s Conflict of Interest Disclosure Document,
explaining that clients have the option to purchase the recommended insurance products from companies not
affiliated with the Righthand Capital for potentially lower costs, and having both the Client and the Righthand
Investment Adviser Representative sign and date the Conflict of Interest Disclosure Document.
Item 15: Custody
Righthand Capital does not accept or maintain custody of any client accounts. All clients must place their
assets with a qualified custodian. Clients can choose a qualified custodian of their own preference. If a client
has no preference of a qualified custodian, Righthand Capital will recommend a qualified custodian to clients
based on their needs (i.e. Charles Schwab). Qualified custodians often allow for direct debit of advisory
fees. Therefore, if a custodian allows for direct debiting and the client chooses to have advisory fees direct
debited from their accounts, Righthand Capital directly debits client account(s) for the payment of our
advisory fees, unless a client directs us not to and chooses a different method of payment.
Clients, through the advisory agreement, give written authorization to have their advisory fees deducted
directly from their account(s) at the applicable custodian; Righthand Capital is deemed to have custody of a
client's assets during this fee deduction process and, therefore, must have written authorization from the
client to do so. Clients will receive all account statements and billing invoices from the custodian that are
required in each jurisdiction, and they should carefully review all statements for important information and
accuracy.
Under government regulations, we are deemed to have custody of your assets if, for example, you authorize
us to instruct Schwab to deduct our advisory fees directly from your account or if you grant us authority to
move your money to another person’s account. Schwab maintains actual custody of your assets. You will
receive account statements directly from Schwab at least quarterly. They will be sent to the email or postal
mailing address you provided to Schwab. You should carefully review those statements promptly when you
receive them.
I.
Righthand Capital possesses written authorization from the client to deduct advisory fees from an
account held by a qualified custodian;
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II.
III.
Righthand Capital sends the qualified custodian written notice of the amount of the fee to be deducted
from the client’s account and
Righthand Capital sends the client a written invoice itemizing the fee, including any formulae used to
calculate the fee, the time period covered by the fee and the amount of assets under management
upon which the fee is based.
Item 16: Investment Discretion
Righthand Capital can provide both discretionary and non-discretionary investment management services to its
clients. Custody options will be discussed and approved by both parties prior to the opening of the initial
account. The client must approve of the custodian that will be used and the commission rates paid to the
custodian by the client. Righthand Capital does not receive any portion of the transaction fees and/or
commissions paid by the client to the custodian on any given trade and/or transaction.
Discretionary Authority
Righthand Capital manages individual clients’ investments in a discretionary fashion. A signed investment
management agreement/contract between the client and Righthand Capital establishes the discretionary authority
for trading in a client’s account. Where investment discretion has been granted by the client, Righthand
Capital will manage the client’s account and has the ability to make investment decisions without consulting with
the client as to what securities are to be bought and/or sold, when the securities are to be bought and/or sold, the
amount of securities to be bought and/or sold, and/or the price at which the transaction is being executed. In some
instances, Righthand Capital’s discretionary authority will be limited; as a client can impose certain conditions
and/or instructions that Righthand Capital must adhere to.
Non-Discretionary Authority
Righthand Capital may also manage certain client’s investments in a non-discretionary fashion. Righthand
Capital and its client must both agree to any investment transaction prior to a trade being executed. Because
of this, all new investments must be agreed upon prior to taking an initial position in a client’s account or
portfolio. A client always has a right to decline to implement any new investment advice provided by
Righthand Capital. Non-discretionary clients are at a disadvantage from discretionary clients due to the fact
that all investment transactions require pre-approval before a purchase and/or sale can be made
Item 17: Voting Client Securities
Proxy Votes
Righthand Capital can and will assist clients with voting proxies if the client chooses. If a client owns
investments they are direct shareholders and can exercise their right as a shareholder to vote on proxies. In
most cases, clients will receive proxy materials directly from the account custodian. However, in the event we
were to receive any written or electronic proxy materials, the materials would be forwarded directly to clients
by mail, unless clients have authorized the firm to contact clients by electronic mail, in which case we would
forward any electronic solicitation to vote proxies. Clients that would like assistance from Righthand Capital in
understanding the material within the proxy and/or would like assistance with the voting process can contact
Righthand Capital by phone or by email using the contact information on the front of this Brochure.
Class Action Lawsuits
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Righthand Capital is not responsible for determining if securities held by clients are the subject of a class
action lawsuit or whether clients are eligible to participate in a class action settlement or litigation nor does
Righthand Capital initiate or participate in litigation to recover damages on a client’s behalf as a result of class
actions, misconduct, or negligence of any party that is the subject of a class action suit. Any and all inquiries
regarding class action suits should be initially directed to the custodian in which the assets are/were held.
Item 18: Financial Information
Financial Condition
Righthand Capital does not have any financial conditions that will prohibit it from meeting its contractual
obligations to clients.
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Part 2B of Form ADV: Brochure Supplements
Supplement 1: Michael Francis Kautz
Supplement 2: Thomas G. Snow
Brochure Supplements
Item 1: Cover Page
Michael F. Kautz
Thomas G. Snow
RIGHTHAND CAPITAL LLC
19 Randlett Park
West Newton, MA 02465
March 2026
This brochure supplement provides information about the above listed supervised employees that supplements the
Righthand Capital LLC brochure. You should have received a copy of that brochure. Please contact Mr. Michael F. Kautz
at (617) 430-7770 if you did not receive this brochure or if you have any questions about the contents of this
supplement.
Professional Designations Used:
Experience - Complete at least three years of full-time financial planning-related experience (or the equivalent,
CHARTERED FINANCIAL ANALYST (CFA®)
CFA is an international professional certification offered by the CFA Institute to financial analysts who complete a series
of three examinations. To become a CFA Charterholder, candidates must:
• Pass each of three six-hour exams
• Possess a bachelor's degree from an accredited institution (or have equivalent education or work experience)
• Have 48 months of qualified, professional work experience
• Adhere to a strict Code of Ethics and Standards governing their professional conduct
CERTIFIED FINANCIAL PLANNER (CFP®) and federally registered CFP® (with flame design) marks (collectively, the "CFP®
marks") are professional certification marks granted in the United States by Certified Financial Planner Board of
Standards, Inc. ("CFP Board"). The CFP® certification is a voluntary certification; no federal or state law or regulation
requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other
countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and
(3) ethical requirements that govern professional engagements with clients. Currently, more than 63,000 individuals
have obtained CFP® certification in the United States. To attain the right to use the CFP® marks, an individual must
satisfactorily fulfill the following requirements:
•
Education - Complete an advanced college-level course of study addressing the financial planning subject areas
that CFP Board's studies have determined as necessary for the competent and professional delivery of financial planning
services, and attain a Bachelor's Degree from a regionally accredited United States college or university (or its equivalent
from a foreign university). CFP Board's financial planning subject areas include insurance planning and risk management,
employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
•
Examination - Pass the comprehensive CFP® Certification Examination. The examination, administered in 10
hours over a two-day period, includes case studies and client scenarios designed to test one's ability to correctly
diagnose financial planning issues and apply one's knowledge of financial planning to real world circumstances;
•
measured as 2,000 hours per year); and
22
Ethics - Agree to be bound by CFP Board's Standards of Professional Conduct, a set of documents outlining the
•
ethical and practice standards for CFP® professionals.
Individuals who become certified must complete the following ongoing education and ethics requirements in order to
maintain the right to continue to use the CFP® marks:
•
Continuing Education - Complete 30 hours of continuing education hours every two years, including two hours
on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up
with developments in the financial planning field; and
•
Ethics - Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently
require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP®
professionals must provide financial planning services in the best interests of their clients.
23
Item 2: Name, Educational and Business Experience
Name:
Mr. Michael “Mike” F. Kautz , CFA®
Born: 1991
Education, Certifications & Industry Exams Passed:
Boston University | BA in Economics and Philosophy | 2013
Professional Designation: Chartered Financial Analyst® (CFA®)
SIE | Securities Industry Essentials Exam | 2018
Series 7 | General Securities Representative Exam | 2014
Series 66 | Uniformed Combined State Securities Law Examination | 2014
Financial Services Background for the Preceding Ten Years:
Righthand Capital LLC | Principal, Chief Compliance Officer, Chief Investment Officer, and Investment Adviser
Representative | 01/2020 – Present
Righthand International, LLC | Financial Analyst |West Newton, MA | 09/2019 – Present
Lincoln Financial Advisors | Investment Adviser Rep. | Boston, MA | 11/2014 – 06/2020
Northwestern Mutual | Financial Analyst | Wellesley, MA | 04/2011 – 11/2014
Boston Children’s Hospital |Fund Administrator | Boston, MA | 11/2013 – 03/2014
MFS Investment Management |Payroll Administrator| Boston, MA | 08/2013 – 11/2013
Northwestern Mutual Life Insurance Company |Intern | Milwaukee, WI | 10/2012 – 01/2013
Item 3: Disciplinary Information
As an Investment Advisor Representative you are required to disclose all material fact regarding any legal or disciplinary
events that would be material in your evaluation.
Mr. Michael F. Kautz has never been the subject of an administrative or self-regulatory organization proceeding; or any
other hearing or formal adjudication regarding a professional attainment, designation or license.
For more information about Mr. Michael F. Kautz , please visit FINRA’s Broker Check at
www.finra.org/brokercheckand/or the SEC’s Investment Advisor Search at www.adviserinfo.sec.gov.
Item 4: Other Business Activities
Mr. Michael F. Kautz is not actively engaged in any other investment advisory - related business or occupation at this
time (other than Righthand Capital, LLC).
Item 5: Additional Compensation
Mr. Michael F. Kautz does not receive any economic benefit from any person, company, or organization in the
investment advisory industry, outside of Righthand Capital, LLC.
Item 6: Supervision
As the Chief Compliance Officer (CCO) of Righthand Capital LLC, Mr. Michael F. Kautz is responsible for the supervision of
all investment adviser representatives of Righthand Capital LLC. His contact information is on the cover page of this
disclosure document. Mr. Michael F. Kautz adheres to all required regulations regarding the activities of an Investment
Adviser Representative and follows all policies and procedures outlined in the firm’s policies and procedures manual, the
firms compliance manual, including the code of ethics, and applicable securities regulatory requirements.
24
Item 2: Name, Educational and Business Experience
Name:
Ms. Thomas “Tom” G. Snow, CFP®
Born: 1964
Education, Certifications & Industry Exams Passed:
University of New Hampshire | BS in Chemical Engineering | 1986
Professional Designation: Chartered Financial Planner® (CFP®)
SIE | Securities Industry Essentials Examination | 2018
Series 66 | Uniformed Combined State Law Examination | 2005
Series 63 | Uniform Securities Agent State Law Examination | 2003
Series 7 | General Securities Representative | 2004
Series 6 | Investment Company Products/Variable Contracts Representative | 2003
Insurance License | Accident and Health or Sickness, Life, Variable Life and Variable Annuity (Lic# 1787425) | 2003
Financial Services Background for the Preceding Ten Years:
Righthand Capital, LLC | Founder, Principal, President & Investment Advisor Representative |West Newton, MA |
01/2020 – Present
Righthand International, LLC | Founder & President |West Newton, MA | 09/2019 – Present
Purshe Kaplan Sterling Investments (PKS) | Registered Representative Agent/Broker | 09/2020 – 11/2023
Lincoln Financial Advisors | Investment Adviser Representative | Boston, MA | 11/2014 – 06/2020
Northwestern Mutual Wealth Management Company | Milwaukee, WI | 05/2010 – 11/2014
Northwestern Mutual Investment Services | Boston, MA | 10/2003 – 11/2014
Northwestern Mutual Life Insurance Company | Milwaukee, WI | 10/2003 – 11/2014
Item 3: Disciplinary Information
As an Investment Advisor Representative you are required to disclose all material fact regarding any legal or disciplinary
events that would be material in your evaluation.
Ms. Thomas G. Snow has never been the subject of an administrative or self-regulatory organization proceeding; or any
other hearing or formal adjudication regarding a professional attainment, designation or license.
For more information about Ms. Thomas G. Snow, please visit FINRA’s Broker Check at
www.finra.org/brokercheckand/or the SEC’s Investment Advisor Search at www.adviserinfo.sec.gov.
Item 4: Other Business Activities
Ms. Thomas G. Snow is not actively engaged in any other investment advisory - related business or occupation at this
time (other than Righthand Capital, LLC).
Mr. Thomas G. Snow is the owner and principle of Right Hand International, LLC. Right Hand International, LLC
is in the business of coaching and consulting businesses and individuals.
Mr. Thomas G. Snow is a licensed insurance agent. From time to time, he may offer clients advice or products
from this activity. Clients should be aware that these services may pay a commission and involve a possible
conflict of interest, as commissionable products can conflict with the fiduciary duties of a registered
investment adviser. Righthand Capital always acts in the best interest of the client; including in the sale of
commissionable products to advisory clients. Clients are in no way required to implement the plan through
any representative of Righthand Capital in their capacity as a licensed insurance agent.
25
Item 5: Additional Compensation
Ms. Thomas G. Snow does not receive any economic benefit from any person, company, or organization in the
investment advisory industry, outside of Righthand Capital, LLC.
Mr. Thomas G. Snow receives compensation from his business coaching and consulting work at Righthand International,
LLC.
Mr. Thomas G. Snow maintains his insurance license and has the ability to present insurance products to clients. These
products (Annuities, Life Insurance, Long Term Care Insurance, etc…) may be commission based and/or pay a fee to the
Broker/Agent. In these cases, where Mr. Thomas G. Snow acts as a Broker/Agent, he may receive additional
compensation from these transactions. This would create a conflict of interest and would be disclosed to the client prior
to the purchase or sale of any product in which there is additional compensation. Client will always be made aware that
such services may be available from other sources at lower costs.
Item 6: Supervision
Ms. Thomas G. Snow is supervised by Righthand Capital LLC ‘s Chief Compliance Officer (CCO), Mr. Michael F. Kautz .
Mr. Michael F. Kautz is responsible for the supervision of all investment adviser representatives of Righthand Capital LLC.
His contact information is on the cover page of this disclosure document. Mr. Michael F. Kautz adheres to all required
regulations regarding the activities of an Investment Adviser Representative and follows all policies and procedures
outlined in the firm’s policies and procedures manual, the firms compliance manual, including the code of ethics, and
applicable securities regulatory requirements.
26