SAAGA

SAAGA, LLC Form ADV Part 2A – Disclosure Brochure CRD 327015 Effective: March 31, 2026 Item 1 - Cover Page This Brochure provides information about the qualifications and business practices of SAAGA, LLC (“SAAGA”). If you have any questions about the contents of this brochure, please contact us at info@saagawealth.com. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. SAAGA, LLC is a U.S. Securities and Exchange Commission Registered Investment Adviser. Registration of an Investment Adviser does not imply a certain level of skills or training. The oral and written communications offered by the Adviser should provide you with the information required to assist you in determining whether to hire or retain the Adviser. Additional information about SAAGA is available on our website www.saagawealth.com and on the SEC’s website at www.adviserinfo.sec.gov. You may request a copy of our brochure by contacting Juan Pablo Martinez-Blat at 786-940-3505 or info@saagawealth.com. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 1  Item 2 - Material Changes There are no material changes since our last “other than annual” amendment dated September 8, 2025. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 2  Item 3 -Table of Contents Item 1 - Cover Page ...................................................................................................................................... 1 Item 2 – Material Changes ........................................................................................................................... 2 Item 4 - Advisory Business ........................................................................................................................... 4 Item 5 – Fees and Compensation ................................................................................................................. 7 Item 6 – Performance-Based Fees and Side-by-Side Management.......................................................... 11 Item 7 – Types of Clients ............................................................................................................................ 11 Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss ................................................... 11 Item 9 – Disciplinary information .............................................................................................................. 16 Item 10- Other Financial Industry Activities and Affiliations.................................................................... 16 Item 11 – Code of Ethics ............................................................................................................................. 18 Item 12 – Brokerage Practices ................................................................................................................... 19 Item 13 – Review of Accounts .................................................................................................................... 19 Item 14 – Client Referrals and Other Compensations .............................................................................. 20 Item 15 – Custody ....................................................................................................................................... 20 Item 16 – Investment Discretion ............................................................................................................... 21 Item 17- Voting Client Securities ............................................................................................................... 21 Item 18 – Financial Information ................................................................................................................. 22 Item 19 – Other and miscellaneous ........................................................................................................... 22 SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 3  Item 4 - Advisory Business SAAGA, LLC is a registered investment adviser firm with offices in Miami, Florida. We have been providing a comprehensive range of family office services to a quality group of ultra-high net worth client families since 2002. The firm became a registered investment adviser adding financial advice to our services. While our clients completely own the discretion over their investment decisions, SAAGA provides support in the management and long-term preservation of their wealth for their future generations. SAAGA operates as an independent investment adviser and does not receive compensation from the sale of financial products or securities. The Firm is compensated directly by its clients for the advisory services it provides. Depending on the scope of services and the nature of the client relationship, compensation may be structured as either a fixed (flat) fee, an asset-based fee calculated as a percentage of assets under management, or a combination of both, as agreed upon in the client’s Investment Advisory Agreement. Principal Owners of SAAGA SAAGA LLC is organized as a limited liability company under the laws of the State of Florida 1. As of November 1st, 2024, SAAGA LLC is majority owned by AGAAS, LLC a Florida limited liability company owned by Juan Pablo Martinez-Blat. AGAAS, LLC is the managing member and only Class “A” member of SAAGA, LLC. There is a minority of SAAGA’s units represented by Class “B” members with no voting rights. No single Class “B” member of SAAGA, LLC holds more than 5% of the company. Juan Pablo Martinez-Blat maintains ultimate responsibility for SAAGA’s operation as the Principal Officer in a dual role as Chief Executive Officer and Chief Compliance Officer. The following paragraphs describe our services and fees. As used in this brochure, the words “the firm”, "our”, “us” and “we” refer to SAAGA and the words "you", "your" and "client" refer to you as either a client or prospective client of our firm. You may also see the term “Associated Person” throughout this Brochure. As used in this Brochure, our Associated Persons are our firm's officers, employees, and all individuals providing investment advice and support on behalf of our firm. (Chief Compliance Officer) at 786-940-3505 or via email This Disclosure Brochure provides information regarding the qualifications, business practices, and the advisory services provided by SAAGA. For information regarding this Disclosure Brochure, please contact Juan Pablo Martinez-Blat to info@saagawealth.com. 1 Organized as a limited liability company (LLC) formed under the laws of the State of Florida. SAAGA was established in 2002 as ONNE CONSULTING PARTNERS, LLC and amended its Articles of Incorporation to rebrand name to SAAGA, LLC in 2018. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 4  Types of Services SAAGA offers non-discretionary investment advisory and customized family office services to, high net- worth individuals (each referred to as a “Client”) their wealth enterprise, trusts, estates and business entities. Besides advisory services, we offer family office services including but not limited to tactical, governance and educational services designed to advance wealth creation, including the coordination of all required service providers. Advisory Services SAAGA provides advisory services on a non-discretionary basis. We do not have the authority to make investment decisions for our clients. After receiving information, advice and recommendations from us, our clients retain the authority and ultimate responsibility for all investment and investment-related decisions, including securities trades, decisions about particular asset allocations and portfolio composition, manager selection, and service provider selection. Our investment advisory services start with an extensive assessment of the client’s financial and non- financial assets, individual situation and goals including all assets that impact their wealth and cash flow requirements. SAAGA advises client portfolios in accordance with each client’s investment objectives considering factors such as risk tolerance, time horizon, estate planning, liquidity, tax issues and cash flow requirements. SAAGA’s investment advisory services include but are not limited to: • Assess client’s situation, needs and investment objectives. • Evaluate client’s sources of wealth and liquidity. • Develop appropriate asset allocation. • Coordinate appropriate manager selection and investment strategies. • Review and report regularly on portfolio performance and market conditions. • Recommend changes as conditions in the market, portfolio, or client’s needs change. Each client decides to invest with certain managers, custodians or funds who have their own practices described in their forms ADV, offering or disclosure documents. SAAGA does not have any interest or receive any compensation from any manager, fund or investment we may recommend. Selection of Other Advisers and Custodians As part of our services, we provide recommendations for third-party money manager(s) to manage a portion of our client’s investment portfolios. There are several factors that we take into consideration when making our recommendations. They include, but are not limited to their performance, methods of analysis, fees, your financial needs, investment goals, risk tolerance, and investment objectives. We monitor the MM(s)' performance on a regular basis to ensure its management and investment style over time, remains aligned with your investment goals and objectives. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 5  SAAGA does not have custody or provide custody services for our client’s assets. Clients themselves select the custodians for their assets. At client’s request, we recommend a particular “global” or other custodian, but we do not receive any compensation from the custodian or its affiliates for such recommendations. Also, we do not receive compensation from, or have a sales interest in, any manager, fund, or other investment we recommend. SAAGA does not participate in wrap fee programs. Family Office Services SAAGA offers its clients a complete array of services designed to support the wealth creation process. Family Office Services include but are not limited to: • Family Office Design & Advisory • Family Office Outsourcing • Global Balance Sheet Reporting Investment Committee Advisory • • Risk Management Coordination Tactical and Strategic Services We also provide services aimed at enhancing the value creation in our clients’ family business operations. Tactical and strategic services include but are not limited to: • Growth Strategy Design • Financial Forecasting & Valuation • Board of Directors Advisory • Effective Decision-Making Workshops • Managerial Due Diligence Governance Services At SAAGA we also help our clients by providing guidance and service providers’ coordination on multiple governance and succession matters. Governance Services include but are not limited to: • Governance Advisory • Succession Plan Coordination • Estate and Tax Planning Providers Coordination • Governance Effectiveness Workshops • Counseling & Conflict Mediation • Family Council Advisory SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 6  Client Assets Under Management SAAGA provides investment advice to our clients only on a non-discretionary basis. As of December 31, 2025, client assets SAAGA managed totaled $717,466,443. This total includes client assets as to which SAAGA has mandates to provide investment advice and family office services and includes clients’ liquid and illiquid securities; cash and cash assets; and certain of their other assets, including any family operating company interests and real assets such as real estate (excluding their personal houses). In addition to these assets under management, SAAGA has mandates to provide only consolidated reporting for an additional $297,494,421 of assets, so that SAAGA gives investment advice or consolidated reports on $1,014,960,864 in client assets. Item 5 – Fees and Compensation How We Are Compensated We offer two fee structures that are mutually agreed upon between each client and the Firm, based on the specific scope of services to be provided. Fees are negotiable and may differ among clients based on factors including but not limited to the scope and complexity of services to be provided, total assets under management, and the overall client relationship. All fees are fully disclosed and documented in the Investment Advisory Agreement, which must be executed by the client prior to the start of any services. Any changes to the fee arrangement requires the mutual consent of both the client and the Firm and will be properly documented. 1) Flat/Fixed Fee Flat fees are determined on a case-by-case basis considering the complexity of the engagement, the time commitment, and the specific deliverables to be provided. Fees are fully disclosed and mutually agreed upon in writing before services begin. Fees of this type are typically invoiced monthly in arrears, meaning Client is only billed after services have already been rendered for the applied period. In the event the advisory relationship terminates prior to the end of a billing period, fees will be pro-rated through the effective termination date. A final invoice will be issued for any earned but unbilled fees. Since the client does not remit payment in advance, no prepaid amounts generally require refund. 2) Variable Asset-Based Advisory Fees (Portfolio Management) This fee structure is typically proposed for clients seeking ongoing portfolio management where the fee is aligned with the value of assets under management (“AUM”). It is generally recommended when clients desire active, ongoing oversight of their investment accounts. The annual fee is established as a percentage of the value of the client’s assets under management. The Firm can offer to place an annual maximum (cap) on the total asset-based advisory fee charged to a client’s account. If applicable both the fee and cap will be fully disclosed in the Investment Advisory Agreement SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 7  before services begin. The cap ensures that clients will not pay more than the stated maximum amount in any calendar year, regardless of account growth, mid-year contributions, or other factors. The Firm may offer tiered fee schedules with reduced rates as assets reach specified breakpoints. The applicable schedule is fully disclosed in writing before services commence and may be negotiable based on client-specific factors such as total relationship size. How are asset-based fees calculated and billed? These fees are typically calculated based on the ending value of assets under management (AUM) on the last business day of the prior quarter. Clients are only billed after services have been provided; no fees are billed in advance. Single-rate structure: If your agreement establishes a single annual fee rate applied to your assets under management at the end of the previous quarter, we calculate your quarterly fee by applying your annual rate to that amount and dividing it by four. The resulting figure represents the fee for the prior quarter, which is then invoiced in arrears. Tiered-rate structure: If your agreement establishes more than one pricing tier the applicable fee rates are applied to your assets under management at the end of the previous quarter in accordance with the tier structure. The fees calculated for each tier are then added together to determine your total quarterly AUM-based fee for the prior quarter, which is invoiced in arrears. Adjustments for Contributions/Withdrawals Because advisory fees are calculated based on the ending account value from the prior quarter, any material additions or withdrawals of client assets that occur during such quarter may result in fees that do not perfectly align with the average assets managed during the quarter. To maintain fairness and avoid overbilling or underbilling: • Adjustments Timing: We review account activity at the end of each quarter. If significant inflows or outflows occurred mid-quarter, the Firm will make an appropriate pro-rata adjustment in the next billing cycle, so the client pays fees only on assets actually managed for the relevant period. • For new accounts opened mid-quarter or accounts terminated before quarter-end, advisory fees are prorated based on the number of days the assets were under the Firm’s management during the applicable billing period. This ensures that clients are only charged for the actual period of services provided and are not billed for any time when assets were not under our management. Termination & Final Billing: If the advisory relationship terminates before the end of a billing period, advisory fees will be pro-rated through the effective termination date based on the actual number of days assets were managed during that period. A final invoice will then be issued for any fees earned but not yet billed, ensuring clients are only charged for services provided up to the termination date. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 8  No Performance-Based Fees: We do not charge fees based on performance. If this ever changes, such fees would be offered only to “qualified clients” as defined by Rule 205-3 and disclosed through an updated agreement and brochure. Billing You will receive an invoice describing the fee, period covered, and how it was calculated. Your qualified custodian sends you account statements at least quarterly; we encourage you to compare our invoices to those statements. Other Fees & Expenses (Client-Borne) Our advisory fees are separate from and do not include the following costs, which are the responsibility of the client: • Custodian and brokerage charges (ticket charges, exchange/SEC fees, wire fees, etc.) • Internal fund expenses for mutual funds, ETFs, money market funds, or private funds held in your account. • Third-party platform/program fees (if applicable). The Firm does not receive any part of these third-party fees or expenses and has no revenue-sharing arrangements or other financial interests related to such charges. Potential Conflicts of Interest: The Firm recognizes that certain fee structures may present potential conflicts of interest: Asset-Based Fees: Because asset-based fees increase as clients’ assets under management grow, this arrangement could create an incentive to encourage additional contributions or discourage withdrawals from managed accounts. Flat-Fee Engagements: Flat or fixed fees, on the other hand, may create an incentive to limit the time or resources devoted to an engagement once a fixed price has been established. To address and mitigate these potential conflicts, the Firm has implemented the following practices: Transparent Fee Disclosure: All fees and billing methods are fully disclosed and mutually agreed 1. upon in writing within the Investment Advisory Agreement prior to the commencement of services. Customized Fee Arrangements with Full Disclosure: While the Firm may offer different fee 2. structures tailored to individual client needs, all fee arrangements are fully disclosed in writing, applied consistently, and documented in the Investment Advisory Agreement prior to services beginning. This ensures transparency, fairness, and compliance with fiduciary obligations, even when fee terms vary among clients. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 9  No Discrimination or Hidden Conflicts: All fee differences are based on legitimate, business 3. reasons—such as account size, service complexity, or household aggregation—and are never arbitrary nor structured in a manner that could unfairly favor one client over another. All potential conflicts are fully disclosed to clients in advance. 4. Discretionary powers: the Firm does not exercise discretionary authority over client assets; all investment decisions require client approval, further reducing potential conflicts related to asset growth or retention. These measures are designed to ensure that client interests remain paramount and that any potential conflicts are appropriately managed and disclosed in accordance with regulatory standards. Fee Changes Any change to an existing client’s fee arrangement will be effective only with mutual consent between the client and the Firm. Other Fee Considerations SAAGA does not receive compensation based on the sale of securities or any other investment product, in other words, the firm does not buy or sell securities to earn commissions and does not receive any compensation for securities transactions in any Client’s account. Depending on the complexity of the onboarding process we may require a one-time fee payable upon entering into the written agreement. Either party may terminate the agreement at any time by written notice to the other party. The client’s agreement with SAAGA is non-transferable without the client’s prior consent. Clients should be aware that similar services may be available from other advisers at different fee levels. SAAGA’s Family Governance services fees will be based on the nature and complexity of the services to be provided. In most cases, our governance services are embedded in our fixed fee. SAAGA's Educational Workshops are directed to advance and improve the personal development and wealth creation skills of our clients and are priced separately. Prices depend on the scope and length of each workshop. Workshops are offered as separate services or products and can also be marketed to the public. New workshops may be added to the current curricula. Such services are separate from advisory services and are not considered investment advice. Other Fees: From time to time, SAAGA makes payments of expenses on behalf of clients such as courier services, government charges, translations etc. Such payments are then invoiced for reimbursement by the specific client at cost for the client. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 10  Referrals to Third Parties Fees for the services of any outside professional will be in addition to and separate from the fees charged by SAAGA. In no event will the services of an outside professional be engaged without your express approval. To the extent SAAGA, at your request, engages an outside professional (such as an attorney, independent investment adviser or accountant) while providing services to you, SAAGA will not be responsible for the payment of the fees for the services of such an outside professional, and you will be required to pay directly to the professional firm providing the service(s). To the extent that you personally engage such an outside professional, you will be responsible for the payment of the fees for the services of such an outside professional, and SAAGA will not be required to reimburse the Client for such payments. Fees paid to SAAGA are separate and distinct from the commissions charged by broker-dealers or money management fees charged by an investment adviser engaged to implement investment decisions. SAAGA does not receive compensation or revenue-sharing from custodians, fund managers, or third-party professionals. It should be noted that lower fees for comparable services may be available from other providers. SAAGA is committed to fee transparency and ensuring that clients fully understand the cost of services before engagement. If you have any questions about fees, please contact our Chief Compliance Officer at info@saagawealth.com. Item 6 – Performance-Based Fees and Side-by-Side Management Performance-based fees are defined as fees based on a share of capital gains or on capital appreciation of the assets of a client. This type of fee structure may, under certain circumstances, create a conflict with our client’s interests. SAAGA does not charge or accept any performance-based fees. Item 7 – Types of Clients SAAGA typically provides investment advisory and family office services to high-net-worth individuals and their families. We generally serve clients with total net worth exceeding $20 million. In exceptional cases, account minimums are waived or negotiated. Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss SAAGA uses different methods of analysis or investment strategies in formulating its advice, subject to client’s profile, investment objectives, risk appetite and/or tolerance, time horizon, other sources of wealth and specified guidelines. Asset allocation constitutes one of the most important factors in meeting each client’s goals and understanding their risks. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 11  Methods of Analysis • Asset Allocation. Rather than focusing primarily on securities selection, we attempt to identify an appropriate ratio of securities, fixed income, cash, and other alternative investments suitable to the client's investment goals, yield requirements and risk tolerance. The asset allocation recommendations SAAGA provides to its clients also take into consideration multiple factors such as: asset class preferences, expected returns, time horizons, cash flow forecasts and investment objectives. With a few exceptions, most of the advice to our clients is done at the level of the portfolio asset allocation and managers’ level and we rarely provide advice at the individual bonds, stocks, or security level. On an ongoing basis, SAAGA corresponds with third party investment managers and bank representatives to compare and analyze market trends, valuations and any other factors that might be included in the development of the asset allocation. In designing an appropriate asset allocation for our clients, we factor in current views on the markets and the economy as reported by analysts, economists, market reports and the views of other investment professionals our clients might also work with. We also take into consideration the assumed risk profile, long-term expected returns, and liquidity characteristics of the underlying securities under each asset class or portfolio manager. • Mutual Fund, ETF and Portfolio Manager Analysis. We look at the experience and track record of the manager and/or funds in an attempt to assess the manager’s ability to invest and deliver appropriate returns over a period of time and in different economic conditions. We also look at the underlying assets in a mutual fund or ETF and we try to establish if there is an overlap in the underlying investments held in other vehicles within the Client's portfolio. • Alternative Non-traded Private Investments. We look for potential transactions sourced by sponsors known to SAAGA, clients, and its related persons. All such sponsors or their control persons will be experienced with a verifiable track record of prior transactions. Analysis will include evaluation and due diligence of the transaction, sponsors and related persons, performance history and experience of sponsors and related persons, liquidity of investment, current and future cash flow potential, and associated risks. We consider how these investments might complement the client’s asset allocation. Significant risk may be associated with private non-traded investments, and such risk may not necessarily be mitigated by our analysis. This is for sophisticated investors with large net worth and liquid assets to cover losses if necessary. Investment Strategy Recommendations Simultaneously with the recommended asset allocation, we will also recommend exposure to various types of investment strategies such as a combination of active vs passive investment, value and growth, large, mid, and small caps, and other. We could also recommend exposure to global markets and emerging markets in addition to developed markets to achieve diversification through various asset classes, investment strategies and geographic markets. We also take a holistic view on the client’s wealth including real estate holdings, direct investments, real assets and, if necessary, the enterprise value of the family business. We will consider all these elements to propose an investment strategy that contains a full view of the client’s needs and overall risks. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 12  Risk of Loss Investing involves a risk of loss. Clients should be prepared to bear investment losses, including the loss of their original principal. Clients should never assume that the future performance of any specific investment or investment strategy will be profitable. There may be varying degrees of risk depending on the types of investments. All investments carry a certain level of risk, ranging from normal fluctuations in market value to the possibility of permanent loss of capital. Although portfolios may seek principal preservation, asset allocation and investment decisions may not achieve this objective in all cases. There is no guarantee that a portfolio will meet a target return or investment objective. Risks to capital include, but are not limited to, changes in economic conditions, market volatility, company performance, industry developments, accounting standards, and interest rates. Investments are also subject to risks associated with governmental actions, exchange rates, inflation, deflation, and fiscal and monetary policies. Market risks include changes in overall market sentiment and investment styles. Diversification does not protect an investor from these risks or from losses. SAAGA does not engage in high-frequency or algorithmic trading strategies. Additional risks may include: Market risk: The value of the overall market, or of an individual company, may decline, resulting in a decrease in the value of client investments. Stocks are subject to market fluctuations and may experience significant increases or decreases in value based on market confidence and investor perception. Common stocks are generally more volatile than preferred stocks or debt securities. Company risk: Each investment carries a degree of company- or industry-specific risk. While diversification may help reduce this risk, it cannot eliminate it. An issuer may perform poorly or experience financial distress, which may reduce the value of its securities. Credit issues or defaults may also negatively affect an investment. Asset Allocation Risk: Asset allocation strategies may limit a client’s ability to fully participate in strong performance in specific securities, sectors, or markets. In addition, portfolio allocations may shift over time due to market movements, which may result in a portfolio that is no longer aligned with the client’s investment objectives or risk tolerance unless rebalanced. Management Risk: The success of client portfolios depends in part on the quality of the Firm’s investment recommendations, research, and analysis. Because SAAGA provides advice on a non-discretionary basis, clients retain final decision-making authority; however, the Firm’s recommendations, which are made in good faith, are based on subjective judgments that may not meet client expectations and may cause a client to incur losses or to miss profit opportunities. Manager Selection Risk: The success of a client’s portfolio depends in part on the skill and performance of these managers. There is no assurance that any selected manager will achieve its stated objectives or perform as expected. Managers may underperform relevant benchmarks, deviate from their investment strategy, experience operational issues, or fail to manage risk effectively, which could negatively impact client portfolios. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 13  Liquidity risks: Generally, assets are more liquid when there is an active market with many participants, making them easier to convert into cash. Specialized or less frequently traded investments may have reduced liquidity. Liquidity Stress Risk: Certain investments, particularly private or alternative investments, may become difficult to sell or value during periods of market stress or reduced market activity. In such conditions, liquidity may be limited or unavailable, which may delay access to capital, result in sales at unfavorable prices, or limit the ability to rebalance portfolios as intended. Exchange traded fund and mutual fund risk: The risks of ETFs and mutual funds generally reflect the risks of the underlying securities they hold. Clients will incur additional expenses associated with these investments. Market prices of ETFs may differ from their net asset value, and trading may be limited or halted under certain market conditions. A risk of mutual funds and ETF analysis is that past performance does not guarantee future results. A manager who has been successful may not be able to replicate that success. Because the Firm does not control the underlying investments in these vehicles, different managers may invest in the same securities, increasing exposure to a particular issuer. A manager may also deviate from its stated strategy, which may make the investment less suitable for a client’s portfolio. Fixed Income Risk: Investments in fixed income securities are subject to risks including changes in interest rates, credit quality, and market conditions, all of which can affect their value. When interest rates rise, the value of fixed income securities generally declines, particularly for longer-term securities. Lower-rated or high-yield securities tend to be more volatile and carry a higher risk of default. Changes in an issuer’s financial condition or credit rating may also impact value. In the event of a default, clients may lose some or all of their investment. Alternative Investments (Private non-traded securities, limited partnerships) Risks: Alternative investments typically involve securities that are not publicly traded and may include real estate, commodities, venture capital, and similar asset classes. These investments often lack a public market and may be subject to restrictions on transfer or withdrawal. They are generally illiquid and may be highly volatile. Investors may experience delays in receiving returns or may lose a significant portion or all of their investment. Clients are encouraged to seek independent legal, accounting, and tax advice before investing in such opportunities. Real Estate Investment Trusts (“REITs”) risks: REIT investments involve risks in addition to those associated with direct real estate ownership. Equity REITs may be affected by changes in property values, while mortgage REITs are sensitive to credit quality and interest rate changes. REITs may also be affected by cash flow dependency and borrower defaults. Options risks: Options are leveraged instruments that may lose value in a short period of time. This leverage can increase both gains and losses. Cash and Money Market Risk: Cash balances are typically held in interest-bearing money market or similar accounts, unless the client directs otherwise. These investments are subject to interest rate, inflation, and credit risk, and may provide lower returns than other asset classes. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 14  Non-Purpose Loan risk: Non-purpose loans secured by securities involve risks including market declines, tax consequences, and changes in interest rates. A decline in the value of pledged securities may result in margin calls, additional collateral requirements, or forced liquidation of assets. Because of the inherent risks of investing, SAAGA cannot guarantee that its advice or methods will predict market movements, identify market highs or lows, or prevent losses. Past performance is not indicative of future results. Foreign investments risk: Non-U.S. investments, currency and commodity investments may contain additional risks associated with government, economic, political or currency volatility. Emerging markets risk: Emerging markets may experience higher levels of volatility and risk due to less developed markets and greater economic and political uncertainty. Global Markets Security Risks: Investments in global markets may be affected by factors such as limited information, differences in regulation, taxation, currency controls, and political instability, all of which may impact valuation and liquidity. Concentration Risk: Client portfolios may be concentrated in certain asset classes, investment strategies, geographic regions, or holdings, particularly in ultra-high-net-worth portfolios that include private investments or operating businesses. Concentration may increase volatility and the potential for loss. Extraordinary Event Risk: Global armed conflicts, geopolitical tensions, and terrorist activities may adversely affect economic conditions and financial markets. Such events may impact factors including production, supply chains, sales, and profitability of family businesses, as well as the value, liquidity, and trading of securities. information, and errors or omissions may affect Information Risk: The Firm relies on information provided by third-party managers, custodians, and other service providers. Such information may be incomplete, inaccurate, or misleading. The Firm does not independently verify all such investment recommendations or reporting. Valuation Risk: Certain investments, particularly private or illiquid assets, may be difficult to value. Valuations are often based on estimates or information provided by third parties and may not reflect the price at which an investment could be sold. Transparency Risk: Certain investments, particularly private funds, may provide limited information regarding holdings, performance, or operations, which may reduce the ability to monitor such investments. Inflation Risk: Inflation may reduce the purchasing power of investment returns and negatively impact real portfolio value over time. Tax matters: Clients should consult their tax advisors regarding the tax consequences of investment decisions. Each client is responsible for determining the appropriate tax strategy and reporting method based on their individual circumstances. Cybersecurity: Cybersecurity incidents may affect SAAGA or its service providers and could disrupt business operations or impact client accounts. Adverse consequences may also arise from incidents SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 15  affecting other entities, such as issuers of securities, government institutions, counterparties, exchanges, banks, broker-dealers, and insurance companies. While SAAGA maintains risk management and business continuity measures designed to prevent and mitigate cybersecurity incidents, these measures have inherent limitations and may not address all potential risks. SAAGA relies on third-party service providers for certain functions, and such providers may also have limited cybersecurity capabilities. As a result, cybersecurity incidents could adversely affect clients and their investments. Artificial Intelligence (AI): The use of artificial intelligence and machine learning technologies is becoming increasingly common in the financial services industry, including for tasks such as client service, data analysis, portfolio optimization, risk assessment, and forecasting. The use of AI presents risks to individual investors and financial markets, including data security concerns, potential inaccuracies, and conflicts of interest. For example, AI tools may fail to consider all relevant factors or available alternatives, which could result in outputs or recommendations that do not fully align with a client’s best interests. In addition, the use of AI may raise concerns regarding the protection and handling of non-public client information. There is no assurance that the use of AI will not adversely affect client accounts or result in unintended, incomplete, or misleading outputs. SAAGA’s use of AI is currently limited to operational efficiency and administrative support functions, including tools such as ChatGPT or similar technologies. SAAGA does not use AI in investment decision- making, portfolio construction, asset allocation, or predictive analysis, and does not input client non- public personal information into AI tools. Pandemic risk: Pandemic risk can result in market volatility and may have long-term effects on many nations including the United States, individual companies, and the market(s). Pandemics may cause extreme volatility and disruption in both the U.S. and global markets causing uncertainty and risks to economic growth, etc. SAAGA cannot predict the effects of significant future events on the global economy and securities markets. A similar disruption of the financial markets could impact interest rates, credit risk, inflation, and other factors. Item 9 – Disciplinary information We are required to disclose all material facts regarding any legal or disciplinary events that would be material to clients or prospective clients’ evaluation of SAAGA or the integrity of SAAGA’s management. SAAGA has not been involved in any legal or disciplinary events that are material to a client’s or prospective client’s evaluation of the Firm or the integrity of its management. Item 10- Other Financial Industry Activities and Affiliations We are required to disclose any relationships and inform how those relationships may create a conflict of interest. Where a conflict of interest exists, we will describe the nature of the conflict and discuss the steps we have taken to ensure that we always put the client’s interest first. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 16  Related Persons: As of November 1st, 2024, SAAGA’s business structure changed from a single member LLC to a multimember LLC. A minority percentage of membership interests in the firm are now in the hands of capital investors who hold Class “B” non-voting membership units. None of these investors holds over 5% of the firm. A new entity, AGAAS, LLC, where Juan Pablo Martinez-Blat owns 100% interest is the only holder of Class “A” membership units of SAAGA with voting rights and management control. AGAAS LLC owns over 80% of SAAGA LLC. Certain clients of SAAGA, LLC have purchased a minority, non-voting ownership interest in the firm. This creates a potential conflict of interest, as SAAGA and its management may have an incentive—whether perceived or actual—to provide preferential treatment to these investor-clients over other advisory clients. To mitigate this risk SAAGA has implemented the following: • • SAAGA ensures equal treatment of all clients regardless of their investment status in the firm. No preferential terms exist for investors-clients regarding fees, services or investment opportunities. • The control, management and operation of the firm remains to be conducted by Juan Pablo Martinez-Blat who owns all membership interest with voting rights and management power. Investor-clients hold only non-voting Class B membership units, meaning they have no control over firm operations, investment decisions, or client service policies. • Each client advisory services and fee structure are customized based on individual client factors such as investment objectives, risk tolerance, financial situation and services to be provided. SAAGA operates as a single family office for each client. • SAAGA does not receive compensation based on the sale of securities or any other investment product that could be preferred by any of the advisory clients that hold capital interest. • SAAGA does not have discretionary power over clients’ accounts. The ultimate decision to invest or not in certain securities or funds relies solely and individually on each client. • Clients who own capital interest in SAAGA are committed by the invested equity to preserve and grow the value of the firm, which relies on the success of its solid fiduciary relations with clients while at the same time are bound by the fact that they do not have voting powers nor management participation. • Clients’ private information and holdings are never shared with shareholders. Broker-Dealer Affiliation: SAAGA is NOT a broker-dealer and none of our employees or contractors are currently registered representatives of a broker-dealer. This means that we do not receive commissions for buying or selling securities. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 17  Item 11 – Code of Ethics Pursuant to Rule 204A-1 promulgated under the Adviser’s Act, SAAGA has adopted a written Code of Ethics (“Code”) that sets forth standards of conduct and federal securities law requirements applicable to all supervised persons as defined in the Advisers Act. The Advisers Act imposes a fiduciary duty on investment advisers. As a fiduciary, SAAGA has a duty of utmost good faith to act solely in the best interest of each of our clients. Our clients entrust us with their funds and investments, which place a high standard on our conduct and integrity. This fiduciary duty compels all employees to act with the utmost integrity in all their dealings. The fiduciary principle is the foundation of our Code of Ethics and represents the expected standard for all interactions with our clients. The Code includes policies and procedures developed to protect clients’ interests in relation to the following topics: • The duty to always place the interests of clients first. • The requirement that all personal securities transactions be conducted in a manner consistent with the Code and to avoid any actual or potential conflicts of interest or abuse of an employee’s position of trust and responsibility. • The principle that investment adviser personnel should not take inappropriate advantage of their positions. • The fiduciary principle that information concerning clients' security holdings and financial circumstances is confidential. • The principle that independence in the investment decision-making process is paramount. The Code of Ethics is available upon request. Personal Trading and Conflicts of Interest While SAAGA allows our Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Owning the same securities, we recommend to you presents a potential conflict of interest that, as fiduciaries, we must disclose to you and mitigate through policies and procedures. As noted above, we have adopted, consistent with Section 204A of the Investment Advisers Act of 1940, a Code of Ethics, which addresses insider trading (material non-public information controls) and personal securities reporting procedures. We have also adopted written policies and procedures to detect the misuse of material, non-public information. We may have an interest or position in certain securities, which may also be recommended to you. At no time will SAAGA or any associated person of SAAGA, transact in any security to your detriment. As required by Advisers Act Rule 204A-1, Access Persons must report to the Chief Compliance Officer their securities holdings annually and their securities transactions quarterly. The personal trading reviews ensure that the personal trading of employees does not affect the markets, and that clients of the Adviser receive preferential treatment. We have also adopted written policies and procedures to detect the misuse of material, non-public information. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 18  Item 12 – Brokerage Practices A. Recommendation of Custodian[s] SAAGA does not have discretionary authority to select the broker-dealer/custodian for custody and execution services. The Client will engage a broker-dealer/custodian to custody Client assets. The custodians will serve as the Client’s “qualified custodian”. Although SAAGA does not exercise discretion over the selection of the custodian, we recommend one or more custodians to Clients for custody and execution services. Clients are not obligated to use the recommended custodian. SAAGA may recommend the custodian based on criteria such as, but not limited to, reasonableness of commissions charged to the client and services made available to the client. In some cases, at a client request SAAGA participates in the negotiation of fees and charges the client pays for brokerage, custody and management services. Following are additional details regarding the brokerage practices of the Adviser: 1. Soft Dollars - Soft dollars are revenue programs offered by broker-dealers/custodians whereby an adviser enters into an agreement to place security trades with a broker-dealer/custodian in exchange for research and other services. SAAGA does not participate in soft dollar programs sponsored or offered by any broker dealer/custodian. 2. Brokerage Referrals - SAAGA does not receive any compensation from any third party in connection with the recommendation for establishing an account. 3. Directed Brokerage – To the extent the Client does not enter an engagement with a recommended custodian (see above), that client may direct its trades be executed through the broker-dealer/custodian as directed by the Client (a “directed brokerage”). For directed brokerages, SAAGA will not be obligated to select competitive bids on securities transactions and does not have an obligation to seek the lowest available transaction costs. These costs are determined by the applicable broker-dealer/custodian Item 13 – Review of Accounts A. Frequency of Reviews Clients are in frequent contact with our Adviser team. In addition to these ongoing interactions, clients will have their account(s) reviewed no less than on a quarterly basis. Such reviews are led by Juan Pablo Martinez-Blat in conjunction with the supporting staff of the client’s service team. B. Causes for Reviews In addition to quarterly reviews, each client account will be reviewed at least annually. Additional reviews may be prompted due to: • Contributions or withdrawals • Year-end tax planning • Market-moving events SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 19  • Security-specific developments • Changes in risk/return objectives Clients are encouraged to notify SAAGA of any changes in their personal financial circumstances that could affect their investment plans. C. Review Reports Clients receive brokerage statements from their custodian at least quarterly. These statements can also be accessed electronically and will include details of all positions, transactions, and fees related to the Client’s accounts. SAAGA provides clients with monthly global balance sheet reports that summarize their holdings, allocations, and performance. These reports are based on transaction confirmations and regular summary account statements from the broker-dealer or custodian. It is important to note that SAAGA’s global balance reports are not intended to replace the official statements provided by the custodian, which should be considered the authoritative record for all pertinent account information. While SAAGA strives for accuracy in its monthly reports, clients are encouraged to compare these reports against the official statements from their qualified custodian, which are the definitive records of their account activity. Item 14 – Client Referrals and Other Compensations SAAGA occasionally receives client referrals from various third parties, including current clients, attorneys, accountants, employees, personal friends of employees, and other similar sources. It is important to note that SAAGA does not accept referral fees or any form of remuneration from other professionals for referring prospects or clients. Similarly, SAAGA may refer clients to unaffiliated, non-advisory professionals (e.g., attorneys, accountants, estate planners) to provide essential services that help clients achieve their goals. Clients are not obligated to use the services of any professionals we refer, and we encourage them to seek multiple opinions. We remain committed to disclosing any potential conflicts of interest that may arise from our referral practices. SAAGA may enter into referral or solicitation arrangements with third parties. In such cases, SAAGA may compensate these parties for referring prospective clients. This arrangement creates a potential or perceived conflict of interest because the referring party has a financial incentive to recommend SAAGA. Any such arrangements are disclosed to clients as required under applicable regulations, and such compensation does not result in higher fees to the client. Our supervised persons may occasionally receive de minimis meals or entertainment from industry third parties. However, these instances are reviewed to ensure they do not influence our advisory decisions. Item 15 – Custody SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 20  Custody, as it applies to investment advisers, has been defined by regulators as having access to or control over client funds and/or securities, in other words, custody is not limited to physically holding client funds and securities. If an investment adviser has the ability to access or control client funds or securities, the investment adviser is deemed to have custody and must ensure proper procedures are implemented. We do not have physical custody of any client’s funds and/or securities. Your funds and securities will be held with a bank, broker-dealer, or other independent qualified custodian. Clients’ funds and securities will be maintained by unaffiliated qualified custodians; banks, broker/dealers, mutual funds companies or transfer agents. Clients should receive at least quarterly statements from the qualified custodian that holds and maintains the client’s investment assets. Custodial statements are the official record of the holdings and values of assets contained therein. We urge clients to carefully review such statements and compare such official custodial records to the reports we provide to reconcile the information reflected on each statement. If you have a question regarding your account statement or if you did not receive a statement from your custodian, please contact your adviser. Trusteeships Our advisers have in the past served as trustee (or co-trustee) of client trust accounts to which we provide family office services. These are cases where the trusteeship is not a result of SAAGA providing advisory services to the client, but more of family relationship nature, or other relationships that pre-date the client’s and adviser association with SAAGA. The Firm does not claim custody over these client trusts (based on SEC guidance). Item 16 – Investment Discretion At SAAGA we only provide non-discretionary investment advice. The Firm does not have authority to execute transactions without client approval and does not have trading authorization. In our role as advisers, we make investment recommendations, but the discretion to do so always remains with the client. However, we typically facilitate the administrative aspects of our client’s security transactions. For example, by coordinating instruction letters to be reviewed and signed by the client. In some cases, the client signs trade instructions and sends them directly to their respective bank, broker dealer or other qualified custodian for execution. In other cases, the client signs and sends the executed trade instructions to SAAGA and SAAGA forwards- by client’s direction- such trade instructions to the client respective bank, broker-dealer or other qualified custodian for execution. Item 17- Voting Client Securities SAAGA does NOT vote proxies on behalf of clients. We have determined that taking the responsibility for voting clients’ securities does not add enough value to the services provided to you to justify the additional compliance and regulatory cost associated with voting client securities. Therefore, it is your responsibility to vote on all proxies for securities held in your account(s). SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 21  You will receive proxies directly from the qualified custodian. We will not provide you with the proxies, you are encouraged to read through the information provided with the proxy-voting documents and make a determination based on the information provided. With respect to assets managed by a third-party money manager, we will not vote the proxies associated with these assets. You will need to refer to each third-party money manager’s disclosure brochure to determine whether the third-party money manager will vote proxies on your behalf. You may request a complete copy of third-party money manager’s proxy voting policies and procedures as well as information on how your proxies were voted. Item 18 – Financial Information This item 18 is not applicable to this brochure. SAAGA does not require or solicit prepayment of more than $1,200 in fees per client, six months or more in advance. Therefore, we are not required to include a balance sheet for the most recent fiscal year. SAAGA is not aware of any financial condition that is reasonably likely to impair our ability to meet contractual commitments to clients. SAAGA has not been subject to bankruptcy proceedings at any time. Item 19 – Other and Miscellaneous Privacy Policy Notice of SAAGA LLC SAAGA, LLC is committed to safeguarding the confidential information of its clients. SAAGA, LLC holds all personal information provided by clients in the strictest confidence and it is the objective of the firm and its representatives to protect the privacy of all clients. We restrict internal access to clients’ non-public personal information to employees who require such information in order to provide services. We maintain physical and procedural safeguards that comply with regulatory standards to guard your non-public personal information and to ensure our integrity and confidentiality. We do not share your information unless it is required to process a transaction or mandate, at your request, or required by law. In the event that there were to be a change in this policy, SAAGA LLC will provide clients with written notice and clients will be provided with an opportunity to direct SAAGA, LLC as to whether such disclosure is permissible. You will receive a copy of our privacy notice prior to or at the time you sign an advisory agreement with our firm. Thereafter, we will deliver a copy of the current privacy policy notice to you on an annual basis. Business Continuity Plan SAAGA has a business continuity and contingency plan in place, designed to respond to significant business disruptions. These disruptions can be both internal and external in nature. Internal disruptions will impact our ability to communicate and do business, such as a fire in the office building. External disruptions will prevent the operation of the securities market or the operations of a number of firms, such as earthquakes, wildfires, hurricanes, terrorist attack or other wide-scale regional disruption. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 22  Our continuity and contingency plan has been developed to safeguard employees and/or representatives’ lives and firm property, to allow a method of making financial and operational assessments, to quickly recover and resume business operations, to protect books and records, and to allow clients to continue transacting business. The plan includes the following: • Alternate locations to conduct business. • Hard and electronic back-up of records. • Alternative means of communications with employees, representatives, clients, critical business constituents and regulators; and, • Details on the firm’s succession plan Our business continuity and contingency plan is reviewed and updated on a regular basis to ensure that the policies in place are sufficient and operational. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 940-3505 www.saagawealth.com 23  SAAGA, LLC Form ADV Part 2B – Brochure Supplement For Juan Pablo Martinez-Blat Chief Executive Officer Chief Compliance Officer Effective: June 01, 2023 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Juan Pablo Martinez-Blat in addition to the information contained in the SAAGA, LLC (“SAAGA”) CRD# 327015 ADV Par 2 Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the SAAGA Disclosure Brochure or this Brochure Supplement, please contact us at (786) 362-6819. Additional information about Mr. Martinez-Blat is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 7745735. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 362-6819 www.saagawealth.com Page 1  Year of Birth Born in 1960. Education IESA, Venezuela, 1984 -1985, MBA, Honor Graduate, Full Scholarship Universidad Metropolitana, Venezuela, 1977 – 1982, BS in Civil Engineering Business SAAGA – Founder, CEO EFC Holdings Family Office – COO Vox2Vox Communications – CFO SAIC – International Financial Planning Director 2002-Present 2002-2008 2000-2002 1999-2000 Disciplinary Information There are no legal, civil, or disciplinary events to disclose regarding Mr. Martinez-Blat. Mr. Martinez-Blat has never been involved in any regulatory, civil, or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Martinez Blat. Other Business Information We are required to disclose any outside business activities that are investment related or that provide a substantial source of income or involve a substantial amount of time. No information is applicable to this item. Additional Compensation We are required to disclose any additional compensation for providing advisory services received from anyone who is not a client. This would include sales awards, or any bonus based on the number of sales. No information is applicable to this item. Supervision Mr. Martinez-Blat serves as the Chief Executive Officer and Chief Compliance Officer of SAAGA. Mr. Martinez-Blat can be reached at (786) 940-3505. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 362-6819 www.saagawealth.com Page 2  SAAGA, LLC Form ADV Part 2B – Brochure Supplement For Federico Colombo Senior Analyst Effective: March 31, 2026 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Federico Colombo in addition to the information contained in the SAAGA, LLC (“SAAGA”) CRD# 327015 ADV Par 2 Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the SAAGA Disclosure Brochure or this Brochure Supplement, please contact us at (786) 362-6819. Additional information about Mr. Laresgoiti is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 8219959. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 362-6819 www.saagawealth.com Page 1  Year of Birth Born in 1998. Education University of Denver (DU), Denver Colorado Master of Arts in Economics June 2023 Florida International University (FIU), Miami, FL Bachelor of Arts in Finance and Bachelor of Science in Economics December 2020 Business 2024-Present 2023-2024 2022 SAAGA, LLC – Senior Analyst Quanterra Capital Management – Junior Analyst University of Denver – Research Assistant OMP/Racing Force Group S.P.A. - Junior Marketing and Operation (Internship) 2020-2021 DHCPA – Office manager 2017-2018 Disciplinary Information There are no legal, civil, or disciplinary events to disclose regarding Mr. Colombo. Mr. Colombo has never been involved in any regulatory, civil, or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Colombo. Other Business Information We are required to disclose any outside business activities that are investment related or that provide a substantial source of income or involve a substantial amount of time. No information is applicable to this item. Additional Compensation We are required to disclose any additional compensation for providing advisory services received from anyone who is not a client. This would include sales awards, or any bonus based on the number of sales. No information is applicable to this item. Supervision Mr. Colombo serves as the Senior Analyst under the supervision of Mr. Juan Pablo Martinez-Blat who serves as the Chief Executive Officer and Chief Compliance Officer of SAAGA. Mr. Martinez-Blat can be reached at (786) 940-3510. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 362-6819 www.saagawealth.com Page 2  SAAGA, LLC Form ADV Part 2B – Brochure Supplement For Mateo Laresgoiti Senior Analyst Effective: March 31, 2026 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Mateo Laresgoiti in addition to the information contained in the SAAGA, LLC (“SAAGA”) CRD# 327015 ADV Par 2 Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the SAAGA Disclosure Brochure or this Brochure Supplement, please contact us at (786) 362-6819. Additional information about Mr. Laresgoiti is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 8220454. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 362-6819 www.saagawealth.com Page 1  Year of Birth Born in 1995. Education Bocconi University Milan, Italy Bachelor of Science in International Economics and Management 2018 - 2022 Business SAAGA, LLC – Senior Analyst The Container Store – Inventory Control Analyst Invex, LLC – Financial Analyst Popup Goggles Inc – Founder 2023-Present 2023 2017-2019 2015-2020 Disciplinary Information There are no legal, civil, or disciplinary events to disclose regarding Mr. Laresgoiti. Mr. Laresgoiti has never been involved in any regulatory, civil, or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Martinez Blat. Other Business Information We are required to disclose any outside business activities that are investment related or that provide a substantial source of income or involve a substantial amount of time. No information is applicable to this item. Additional Compensation We are required to disclose any additional compensation for providing advisory services received from anyone who is not a client. This would include sales awards, or any bonus based on the number of sales. No information is applicable to this item. Supervision Mr. Laresgoiti serves as the Senior Analys under the supervision of Mr. Juan Pablo Martinez-Blat who serves as the Chief Executive Officer and Chief Compliance Officer of SAAGA. Mr. Martinez-Blat can be reached at (786) 940-3510. SAAGA, LLC 1221 Brickell Ave, Suite 2410, Miami FL 33131 Tel. +1 (786) 362-6819 www.saagawealth.com Page 2