STONEBRIDGE FINANCIAL GROUP, LLC

Stonebridge Financial Group, LLC Form ADV Part 2A – Disclosure Brochure Effective: December 24, 2025 This Form ADV Part 2A (“Disclosure Brochure”) provides information about the qualifications and business practices of Stonebridge Financial Group, LLC (“Stonebridge” or the “Advisor”). If you have any questions about the content of this Disclosure Brochure, please contact the Advisor at (314) 729-9500. Stonebridge is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The information in this Disclosure Brochure has not been approved or verified by the SEC or by any state securities authority. Registration of an investment advisor does not imply any specific level of skill or training. This Disclosure Brochure provides information about Stonebridge to assist you in determining whether to retain the Advisor. Additional information about Stonebridge and its Advisory Persons is available on the SEC’s website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 337972. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com  Item 2 – Material Changes Form ADV 2 is divided into two parts: Part 2A (the "Disclosure Brochure") and Part 2B (the "Brochure Supplement"). The Disclosure Brochure provides information about a variety of topics relating to an Advisor’s business practices and conflicts of interest. The Brochure Supplement provides information about the Advisory Persons of Stonebridge. For convenience, the Advisor has combined these documents into a single disclosure document. Stonebridge believes that communication and transparency are the foundation of its relationship with clients and will continually strive to provide you with complete and accurate information at all times. Stonebridge encourages all current and prospective clients to read this Disclosure Brochure and discuss any questions you may have with the Advisor. Material Changes Stonebridge is a newly formed registered investment advisor. The only material change made to this Disclosure Brochure since the initial filing is to Item 4.E, which has been updated with the Advisor’s AUM as part of the Advisor’s 120-day filing. Future Changes From time to time, the Advisor may amend this Disclosure Brochure to reflect changes in business practices, changes in regulations or routine annual updates as required by the securities regulators. This complete Disclosure Brochure or a Summary of Material Changes shall be provided to you annually and if a material change occurs. At any time, you may view the current Disclosure Brochure on-line at the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 337972. You may also request a copy of this Disclosure Brochure at any time by contacting the Advisor at (314) 729-9500. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 2  Item 3 – Table of Contents Item 1 – Cover Page ................................................................................................................................................. 1 Item 2 – Material Changes....................................................................................................................................... 2 Item 3 – Table of Contents ...................................................................................................................................... 3 Item 4 – Advisory Services ..................................................................................................................................... 4 A. Firm Information .............................................................................................................................................................. 4 B. Advisory Services Offered ............................................................................................................................................... 4 C. Client Account Management ........................................................................................................................................... 6 D. Wrap Fee Programs ........................................................................................................................................................ 6 E. Assets Under Management ............................................................................................................................................. 6 Item 5 – Fees and Compensation ........................................................................................................................... 6 A. Fees for Advisory Services.............................................................................................................................................. 6 B. Fee Billing........................................................................................................................................................................ 6 C. Other Fees and Expenses .............................................................................................................................................. 7 D. Advance Payment of Fees and Termination ................................................................................................................... 8 E. Compensation for Sales of Securities ............................................................................................................................. 8 Item 6 – Performance-Based Fees and Side-By-Side Management ................................................................... 9 Item 7 – Types of Clients......................................................................................................................................... 9 Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss ........................................................... 9 A. Methods of Analysis ........................................................................................................................................................ 9 B. Risk of Loss ................................................................................................................................................................... 10 Item 9 – Disciplinary Information ......................................................................................................................... 11 Item 10 – Other Financial Industry Activities and Affiliations .......................................................................... 11 Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading ............... 12 A. Code of Ethics ............................................................................................................................................................... 12 B. Personal Trading with Material Interest ......................................................................................................................... 12 C. Personal Trading in Same Securities as Clients ........................................................................................................... 12 D. Personal Trading at Same Time as Client .................................................................................................................... 12 Item 12 – Brokerage Practices ............................................................................................................................. 12 A. Recommendation of Custodian[s] ................................................................................................................................. 12 B. Aggregating and Allocating Trades ............................................................................................................................... 13 Item 13 – Review of Accounts .............................................................................................................................. 13 A. Frequency of Reviews ................................................................................................................................................... 13 B. Causes for Reviews ...................................................................................................................................................... 14 C. Review Reports ............................................................................................................................................................. 14 Item 14 – Client Referrals and Other Compensation ......................................................................................... 14 A. Compensation Received by Stonebridge ...................................................................................................................... 14 B. Compensation for Client Referrals ................................................................................................................................ 14 Item 15 – Custody .................................................................................................................................................. 14 Item 16 – Investment Discretion ........................................................................................................................... 15 Item 17 – Voting Client Securities ........................................................................................................................ 15 Item 18 – Financial Information ............................................................................................................................ 15 Form ADV 2B – Brochure Supplements .............................................................................................................. 16 Privacy Policy......................................................................................................................................................... 33 Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 3  Item 4 – Advisory Services A. Firm Information Stonebridge Financial Group, LLC (“Stonebridge” or the “Advisor”) is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The Advisor is organized as a Limited Liability Company (“LLC”) under the laws of the State of Missouri. Stonebridge was founded in October 2003 and commenced operations as a registered investment advisor in September 2025. Stonebridge is owned and operated by Jeffrey Heveroh, AIF® (Principal), Michael Myers, AIF® (Principal), Timothy Nenninger, AIF® (Principal), James R. Gura, AIF® (Principal), Samuel S. Heveroh, CFP®, AIF® (Principal). This Disclosure Brochure provides information regarding the qualifications, business practices, and the advisory services provided by Stonebridge. For information regarding this Disclosure Brochure, please contact Christopher M. Mortara (Chief Compliance Officer) at (617) 800-0388. B. Advisory Services Offered Stonebridge offers investment advisory services to high net worth individuals, families, trusts, estates, businesses, and retirement plans (each referred to as a “Client”). Stonebridge provides a range of family office services to our Client families. We work closely with you to identify your investment goals and objectives, as well as risk tolerance and financial situation in order to develop an investment approach. Stonebridge serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a fiduciary, the Advisor upholds a duty of loyalty, fairness and good faith towards each Client and seeks to mitigate potential conflicts of interest. Stonebridge’s fiduciary commitment is further described in the Advisor’s Code of Ethics. For more information regarding the Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading. Wealth Management Services Stonebridge provides customized investment advisory solutions for its Clients. This is achieved through continuous personal Client contact and interaction while providing primarily discretionary investment management and related advisory services. Stonebridge works closely with each Client to identify their investment goals and objectives as well as risk tolerance and financial situation in order to create a portfolio strategy. Stonebridge will then construct an investment portfolio, consisting of low-cost, diversified mutual funds and/or exchange-traded funds (“ETFs”) to achieve the Client’s investment goals. The Advisor may also utilize individual stocks, individual bonds, structured notes and other types of investments, as appropriate, to meet the needs of the Client. The Advisor may also utilize one or more unaffiliated money managers accessible through the Custodian’s institutional platform (herein an “Independent Manager”). The Advisor may retain certain legacy investments based on portfolio fit and/or tax considerations. Stonebridge’s investment strategies are primarily long-term focused, but the Advisor may buy, sell or re-allocate positions that have been held for less than one year to meet the objectives of the Client or due to market conditions. Stonebridge will construct, implement and monitor the portfolio to ensure it meets the goals, objectives, circumstances, and risk tolerance agreed to by the Client. Each Client will have the opportunity to place reasonable restrictions on the types of investments to be held in their respective portfolio, subject to acceptance by the Advisor. Stonebridge evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. Stonebridge may recommend, on occasion, redistributing investment allocations to diversify the portfolio. Stonebridge may recommend specific positions to increase sector or asset class weightings. The Advisor may recommend employing cash positions as a possible hedge against market movement. Stonebridge may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position[s] in the portfolio, change in risk tolerance of the Client, generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 4  Use of Independent Managers – Stonebridge may recommend that a Client utilize one or more unaffiliated investment managers or investment platforms (collectively “Independent Managers”) for all or a portion of the Client’s investment portfolio, based specifically on the Client’s needs and objectives. In certain instances, the Client may be required to authorize and enter into an investment management agreement with the Independent Manager[s] that defines the terms in which the Independent Manager[s] will provide its services. The Advisor will perform initial and ongoing oversight and due diligence over each Independent Manager to ensure the strategy remains aligned with Clients investment objectives and overall best interests. The Advisor will also assist the Client in the development of the initial policy recommendations and managing the ongoing Client relationship. Financial Planning Services – Stonebridge will typically provide a variety of financial planning and consulting services to Clients as part of its wealth management services. The Advisor may also , pursuant to a written financial planning agreement. Services are offered in several areas of a Client’s financial situation, depending on their goals and objectives. Generally, such financial planning services involve preparing a formal financial plan or rendering a specific financial consultation based on the Client’s financial goals and objectives. This planning or consulting may encompass one or more areas of need, including but not limited to, investment planning, retirement planning, personal savings, education savings, insurance needs, and/or other areas of a Client’s financial situation. A financial plan developed for, or financial consultation rendered to the Client will usually include general recommendations for a course of activity or specific actions to be taken by the Client. For example, recommendations may be made that the Client start or revise their investment programs, commence or alter retirement savings, establish education savings and/or charitable giving programs. Stonebridge may also refer Clients to an accountant, attorney or other specialists, as appropriate for their unique situation. For certain financial planning engagements, the Advisor will provide a written summary of the Client’s financial situation, observations, and recommendations. For consulting or ad-hoc engagements, the Advisor may not provide a written summary. Plans or consultations are typically completed within six (6) months of contract date, assuming all information and documents requested are provided promptly. Financial planning and consulting recommendations pose a conflict between the interests of the Advisor and the interests of the Client. For example, the Advisor has an incentive to recommend that Clients engage the Advisor for investment management services or to increase the level of investment assets with the Advisor, as it would increase the amount of advisory fees paid to the Advisor. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to implement the transaction through the Advisor. Retirement Plan Advisory Services Stonebridge may provide the following retirement plan advisory services: Investment Policy Statement (“IPS”) Support Investment Oversight (3(21) – Non-Discretionary Oversight) Investment Management (3(38) Discretionary Management) • Vendor Analysis • Plan Participant Enrollment and Education Tracking • • • • Performance Reporting • Ongoing Investment Recommendation and Assistance • ERISA 404(c) Assistance Stonebridge may provide advisory services on behalf of the Plan and Plan Sponsor, which may be in either a 3(21) Non-discretionary or 3(38) discretionary. For 3(38) services, the Advisor shall have the discretion to select the investments for the Plan and/or make investment decisions on behalf of Plan Participants. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 5  C. Client Account Management Prior to engaging Stonebridge to provide investment advisory services, each Client is required to enter into one or more written agreements with the Advisor that define the terms, conditions, authority and responsibilities of the Advisor and the Client. These services may include: • Establishing an Investment Strategy – Stonebridge, in connection with the Client, will develop a strategy that seeks to achieve the Client’s goals and objectives. • Asset Allocation – Stonebridge will develop a strategic asset allocation that is targeted to meet the investment objectives, time horizon, financial situation and tolerance for risk for each Client. • Portfolio Construction – Stonebridge will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client. • Investment Management and Supervision – Stonebridge will provide investment management and ongoing oversight of the Client’s investment portfolio. D. Wrap Fee Programs Stonebridge does not manage or place Client assets into a wrap fee program. Investment management services are provided directly by Stonebridge. E. Assets Under Management As of December 17, 2025, Stonebridge manages $2,350,808,418 in Client assets, $612,513,319 of which are managed on a discretionary basis, and $1,738,295,099 of which are managed on a non-discretionary basis. Item 5 – Fees and Compensation The following paragraphs detail the fee structure and compensation methodology for services provided by the Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more written agreements with the Advisor. A. Fees for Advisory Services Wealth Management Services Wealth management fees are paid monthly, in advance of each month, pursuant to the terms of the agreement. Wealth management fees are based on the market value of assets under management at the end of the prior month. Wealth management fees range from 0.50% to 2.00% annually based on several factors, including: the scope and complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions and other complexities may be charged a higher fee. The wealth management fee in the first month of service is prorated from the inception date of the account[s] to the end of the first month. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by Stonebridge will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate billing. The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor shall not receive any portion of these commissions, fees, and costs. Use of Independent Managers – As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or more Independent Managers. The Advisor does not earn any compensation from an Independent Manager. The Advisor will only earn its wealth management fee as described above. The total blended fee, including the Advisor’s fee and the Independent Manager’s fee, will not exceed 2.50% annually. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 6  Contributions and Withdrawals – Clients may make additions to and withdrawals from their account[s] at any time, subject to Stonebridge’s right to terminate an account. Additions may be in cash or securities provided that Stonebridge reserves the right to liquidate any transferred securities or decline to accept particular securities into a Client’s account[s]. Clients may withdraw account assets on notice to Stonebridge, subject to the usual and customary securities settlement procedures. However, Stonebridge designs its portfolios as long-term investments, and the withdrawal of assets may impair the achievement of a Client’s investment objectives. Stonebridge may consult with its Clients about the options and ramifications of transferring securities. However, Clients are advised that when transferred securities are liquidated, they may be subject to transaction fees, fees assessed at the mutual fund level (i.e. sales charges) and/or tax ramifications. Financial Planning Services Stonebridge offers project-based financial planning services either on an hourly basis or a fixed engagement fee. Hourly fees range up to $500 per hour. Fixed fees are negotiated based on the expected number or hours or duration at the Advisor’s hourly rate. Ongoing financial planning engagements are billed an annual fee ranging from $1,200 to $25,000 annually, paid on a monthly basis. Fees may be negotiable based on the nature and complexity of the services to be provided and the overall relationship with the Advisor. An estimate for total hours and/or total costs will be provided to the Client prior to engaging for these services. Retirement Plan Advisory Services Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.00% or a fixed negotiated fee, pursuant to the terms of the retirement plan advisory agreement. The Advisor charges a Plan set up fee of up to $5,000. Retirement plan fees are based on the market value of assets under advisement or management at the end of each billing period. Fees may be negotiable depending on the size and complexity of the Plan and the overall relationship with the Advisor. B. Fee Billing Wealth Management Services Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from the Client’s account[s] for the respective billing period. The amount due is calculated based on the total assets under management with Stonebridge at the end of the prior month. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the wealth management fee. Clients are urged to also review the statement provided by the Custodian, as the Custodian does not perform a verification of the Advisor’s fees. Clients provide written authorization permitting advisory fees to be deducted by Stonebridge to be paid directly from their account[s] held by the Custodian as part of the wealth management agreement and separate account forms provided by the Custodian. Use of Independent Managers – For Client accounts implemented through an Independent Manager, the Client’s overall fees may include Stonebridge’s wealth management fee (as noted above) plus investment management fees and/or platform fees charged by the Independent Manager[s], as applicable. In certain instances, the Independent Manager or the Advisor may assume responsibility for calculating the Client’s fees and deduct all fees from the Client’s account[s]. Financial Planning Services Project-based financial planning fees may be invoiced up to fifty percent (50%) of the expected total fee upon execution of the financial planning agreement. The balance shall be invoiced upon completion of the agreed upon deliverable[s]. Ongoing financial planning engagements are billed monthly in advance or arrears. Retirement Plan Advisory Services Fees for retirement plan advisory services are billing either monthly or quarterly based on the retirement plan platform utilized. Some Plans may be billed in advance of the period and others in arears. Fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the Plan, depending on the terms of the retirement plan advisory agreement. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 7  C. Other Fees and Expenses Clients may incur certain fees or charges imposed by third parties, other than Stonebridge, in connection with investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities execution fees charged by the Custodian, as applicable. The Client is responsible for any fees charged by an Independent Manager. The Advisor's recommended Custodian does not charge securities transaction fees for ETF and equity trades in a Client's account, provided that the account meets the terms and conditions of the Custodian's brokerage requirements. However, the Custodian typically charges for mutual funds and other types of investments. The fees charged by Stonebridge are separate and distinct from these custody and execution fees. In addition, all fees paid to Stonebridge for investment advisory services are separate and distinct from the expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible distribution fee. A Client may be able to invest in these products directly, without the services of Stonebridge, but would not receive the services provided by Stonebridge which are designed, among other things, to assist the Client in determining which products or services are most appropriate for each Client’s financial situation and objectives. Accordingly, the Client should review both the fees charged by the fund[s] and the fees charged by Stonebridge to fully understand the total fees to be paid. Please refer to Item 12 – Brokerage Practices for additional information. D. Advance Payment of Fees and Termination Wealth Management Services Stonebridge may be compensated for its wealth management services in advance of the month in which services are rendered. Either party may terminate the wealth management agreement, at any time, by providing advance written notice to the other party. The Client may also terminate the wealth management agreement within five (5) business days of signing the Advisor’s agreement at no cost to the Client. After the five-day period, the Client will incur charges for bona fide advisory services rendered to the point of termination and such fees will be due and payable by the Client. Upon termination, the Advisor will refund any unearned, prepaid fees from the effective date of termination through the end of the month. The Client’s wealth management agreement with the Advisor is non-transferable without the Client’s prior consent. Use of Independent Managers – In the event that the Advisor has determined that an Independent Manager is no longer in the Client’s best interest or a Client should wish to terminate their relationship with the Independent Manager, the terms for the termination will be set forth in the respective agreements between the Client or the Advisor and the Independent Manager. Stonebridge will assist the Client with the termination and transition as appropriate. Financial Planning Services Stonebridge may be partially compensated for its financial planning services at the commencement of a project-based planning engagement or in advance of each monthly period for ongoing planning engagements. Either party may terminate the financial planning agreement, at any time, by providing advance written notice to the other party. The Client may also terminate the financial planning agreement within five (5) business days of signing the Advisor’s agreement at no cost to the Client. After the five-day period, the Client will incur charges for bona fide advisory services rendered to the point of termination and such fees will be due and payable by the Client. Upon termination, the Client shall be billed for actual hours logged on the planning project times the contractual hourly rate or in the case of a fixed fee engagement, the percentage of the engagement scope completed by the Advisor. Upon termination, the Advisor will promptly refund any unearned, prepaid planning fees. The Client’s financial planning agreement with the Advisor is non-transferable without the Client’s prior consent. Retirement Plan Advisory Services Stonebridge may be compensated for its retirement plan advisory services in advance or in arrears of the period in which services are rendered. Either party may terminate the retirement plan advisory agreement, at any time, by providing advance written notice to the other party. The Plan Sponsor on behalf of the Plan may also terminate the agreement within five (5) business days of signing the Advisor’s agreement at no cost to the Plan. After the five-day Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 8  period, the Plan will incur charges for bona fide advisory services rendered to the point of termination and such fees will be due and payable by the Plan. Upon termination, the Advisor will refund any unearned, prepaid fees from the effective date of termination through the end of the billing. The Client’s retirement plan advisory agreement with the Advisor is non-transferable without the Client’s prior consent. E. Compensation for Sales of Securities Stonebridge does not buy or sell securities to earn commissions and does not receive any compensation for securities transactions in any Client account, other than the wealth management fees noted above. Certain Advisory Persons are also licensed as independent insurance professionals. As an independent insurance professional, an Advisory Person may earn commission-based compensation for selling insurance products, including insurance products they sell to Clients. Insurance commissions earned by Advisory Persons are separate and in addition to our advisory fees. This practice presents a conflict of interest as the Advisory Person may have an incentive to recommend insurance products to Clients for the purpose of generating commissions rather than solely based on the Client’s needs. Clients are under no obligation, contractually or otherwise, to purchase insurance products through any Advisory Person affiliated with the Advisor. Please see Item 10 below. Item 6 – Performance-Based Fees and Side-By-Side Management Stonebridge does not charge performance-based fees for its investment advisory services. The fees charged by Stonebridge are as described in Item 5 above and are not based upon the capital appreciation of the funds or securities held by any Client. Stonebridge does not manage any proprietary investment funds or limited partnerships (for example, a mutual fund or a hedge fund) and has no financial incentive to recommend any particular investment options to its Clients. Item 7 – Types of Clients Stonebridge offers investment advisory services to high net worth individuals, families, trusts, estates, businesses, and retirement plans. Stonebridge generally does not impose a minimum relationship size. However, its services are tailored to high net worth families. Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss A. Methods of Analysis Stonebridge primarily employs fundamental and technical analysis methods in developing investment strategies for its Clients. Research and analysis from Stonebridge are derived from numerous sources, including financial media companies, third-party research materials, Internet sources, and review of company activities, including annual reports, prospectuses, press releases and research prepared by others. Fundamental analysis utilizes economic and business indicators as investment selection criteria. This criteria consists generally of ratios and trends that may indicate the overall strength and financial viability of the entity being analyzed. Assets are deemed suitable if they meet certain criteria to indicate that they are a strong investment with a value discounted by the market. While this type of analysis helps the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in the fundamental analysis may lose value and may have negative investment performance. The Advisor monitors these economic indicators to determine if adjustments to strategic allocations are appropriate. More details on the Advisor’s review process are included below in Item 13 – Review of Accounts. Technical analysis involves the analysis of past market data rather than specific company data in determining the recommendations made to clients. Technical analysis may involve the use of charts to identify market patterns and trends, which may be based on investor sentiment rather than the fundamentals of the company. The primary risk in using technical analysis is that spotting historical trends may not help to predict such trends in the future. Even if Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 9  the trend will eventually reoccur, there is no guarantee that Stonebridge will be able to accurately predict such a reoccurrence. As noted above, Stonebridge generally employs a long-term investment strategy for its Clients, as consistent with their financial goals. Stonebridge will typically hold all or a portion of a security for more than a year, but may hold for shorter periods for the purpose of rebalancing a portfolio or meeting the cash needs of Clients. At times, Stonebridge may also buy and sell positions that are more short-term in nature, depending on the goals of the Client and/or the fundamentals of the security, sector or asset class. B. Risk of Loss Investing in securities involves certain investment risks. Securities may fluctuate in value or lose value. Clients should be prepared to bear the potential risk of loss. Stonebridge will assist Clients in determining an appropriate strategy based on their tolerance for risk and other factors noted above. However, there is no guarantee that a Client will meet their investment goals. While the methods of analysis help the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in these methods of analysis may lose value and may have negative investment performance. The Advisor monitors these economic indicators to determine if adjustments to strategic allocations are appropriate. More details on the Advisor’s review process are included below in Item 13 – Review of Accounts. Each Client engagement will entail a review of the Client's investment goals, financial situation, time horizon, tolerance for risk and other factors to develop an appropriate strategy for managing a Client's account. Client participation in this process, including full and accurate disclosure of requested information, is essential for the analysis of a Client's account[s]. The Advisor shall rely on the financial and other information provided by the Client or their designees without the duty or obligation to validate the accuracy and completeness of the provided information. It is the responsibility of the Client to inform the Advisor of any changes in financial condition, goals or other factors that may affect this analysis. The risks associated with a particular strategy are provided to each Client in advance of investing Client accounts. The Advisor will work with each Client to determine their tolerance for risk as part of the portfolio construction process. Following are some of the risks associated with the Advisor’s investment strategies: Market Risks The value of a Client’s holdings may fluctuate in response to events specific to companies or markets, as well as economic, political, or social events in the U.S. and abroad. This risk is linked to the performance of the overall financial markets. ETF Risks The performance of ETFs is subject to market risk, including the possible loss of principal. The price of the ETFs will fluctuate with the price of the underlying securities that make up the funds. In addition, ETFs have a trading risk based on the loss of cost efficiency if the ETFs are traded actively and a liquidity risk if the ETFs have a large bid- ask spread and low trading volume. The price of an ETF fluctuates based upon the market movements and may dissociate from the index being tracked by the ETF or the price of the underlying investments. An ETF purchased or sold at one point in the day may have a different price than the same ETF purchased or sold a short time later. There is also a risk that Authorized Participants are unable to fulfill their responsibilities. Authorized Participants are one of the major parties involved with ETF creation/redemption mechanism in the markets. The Authorized Participants play a critical role in the liquidity of ETFs and essentially have the exclusive right to change the supply of ETF shares in the market. If the Authorized Participants does not fulfill this expected role, there could be an adverse impact on liquidity and the valuation of an ETF. Bond Risks Bonds are subject to specific risks, including the following: (1) interest rate risks, i.e. the risk that bond prices will fall if interest rates rise, and vice versa, the risk depends on two things, the bond's time to maturity, and the coupon rate of the bond. (2) reinvestment risk, i.e. the risk that any profit gained must be reinvested at a lower rate than Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 10  was previously being earned, (3) inflation risk, i.e. the risk that the cost of living and inflation increase at a rate that exceeds the income investment thereby decreasing the investor’s rate of return, (4) credit default risk, i.e. the risk associated with purchasing a debt instrument which includes the possibility of the company defaulting on its repayment obligation, (5) rating downgrades, i.e. the risk associated with a rating agency’s downgrade of the company’s rating which impacts the investor’s confidence in the company’s ability to repay its debt and (6) Liquidity Risks, i.e. the risk that a bond may not be sold as quickly as there is no readily available market for the bond. Mutual Fund Risks The performance of mutual funds is subject to market risk, including the possible loss of principal. The price of the mutual funds will fluctuate with the value of the underlying securities that make up the funds. The price of a mutual fund is typically set daily therefore a mutual fund purchased at one point in the day will typically have the same price as a mutual fund purchased later that same day. Options Contracts Investments in options contracts have the risk of losing value in a relatively short period of time. Option contracts are leveraged instruments that allow the holder of a single contract to control many shares of an underlying stock. This leverage can compound gains or losses. Margin Borrowings The use of short-term margin borrowings may result in certain additional risks to a Client. For example, if securities pledged to brokers to secure a Client's margin accounts decline in value, the Client could be subject to a "margin call", pursuant to which it must either deposit additional funds with the broker or be the subject of mandatory liquidation of the pledged securities to compensate for the decline in value. Alternative Investments (Limited Partnerships) The performance of alternative investments (limited partnerships) can be volatile and may have limited liquidity. An investor could lose all or a portion of their investment. Such investments often have concentrated positions and investments that may carry higher risks. Client should only have a portion of their assets in these investments. Past performance is not a guarantee of future returns. Investing in securities and other investments involve a risk of loss that each Client should understand and be willing to bear. Clients are reminded to discuss these risks with the Advisor. Item 9 – Disciplinary Information Securities laws require an advisor to disclose any instances where the Advisor or its Advisory Persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. Stonebridge does not have any matters which require disclosure Stonebridge values the trust Clients place in the Advisor. The Advisor encourages Clients to perform the requisite due diligence on any advisor or service provider that the Client engages. The backgrounds of the Advisor or Advisory Persons are available on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 337972. Item 10 – Other Financial Industry Activities and Affiliations Insurance Agency Affiliations As noted in Item 5, Advisory Persons are also licensed insurance professionals. Implementations of insurance recommendations are separate and apart from one’s role as an Advisory Person. As an insurance professional, an Advisory Person may receive customary commissions and other related revenues from the various insurance companies whose products are sold. Advisory Person are not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This may cause a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by an Advisory Persons or the Advisor. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 11  Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading A. Code of Ethics Stonebridge has implemented a Code of Ethics (the “Code”) that defines the Advisor’s fiduciary commitment to each Client. This Code applies to all persons associated with Stonebridge (“Supervised Persons”). The Code was developed to provide general ethical guidelines and specific instructions regarding the Advisor’s duties to each Client. Stonebridge and its Supervised Persons owe a duty of loyalty, fairness and good faith towards each Client. It is the obligation of Stonebridge’s Supervised Persons to adhere not only to the specific provisions of the Code, but also to the general principles that guide the Code. The Code covers a range of topics that address employee ethics and conflicts of interest. To request a copy of the Code, please contact the Advisor at (314) 729-9500. B. Personal Trading with Material Interest Stonebridge allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Stonebridge does not act as principal in any transactions. In addition, the Advisor does not act as the general partner of a fund, or advise an investment company. Stonebridge does not have a material interest in any securities traded in Client accounts. C. Personal Trading in Same Securities as Clients Stonebridge allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Owning the same securities that are recommended (purchase or sell) to Clients presents a conflict of interest that, as fiduciaries, must be disclosed to Clients and mitigated through policies and procedures. As noted above, the Advisor has adopted the Code to address insider trading (material non-public information controls); gifts and entertainment; outside business activities and personal securities reporting. When trading for personal accounts, Supervised Persons have a conflict of interest if trading in the same securities. The fiduciary duty to act in the best interest of its Clients can be violated if personal trades are made with more advantageous terms than Client trades, or by trading based on material non-public information. This risk is mitigated by Stonebridge requiring reporting of personal securities trades by its Supervised Persons for review by the Chief Compliance Officer (“CCO”) or delegate. The Advisor has also adopted written policies and procedures to detect the misuse of material, non-public information. D. Personal Trading at Same Time as Client While Stonebridge allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients, such trades are typically aggregated with Client orders or traded afterwards. At no time will Stonebridge, or any Supervised Person of Stonebridge, transact in any security to the detriment of any Client. Item 12 – Brokerage Practices A. Recommendation of Custodian[s] Stonebridge does not have discretionary authority to select the broker-dealer/custodian for custody and execution services. The Client will engage the broker-dealer/custodian (herein the "Custodian") to safeguard Client assets and authorize Stonebridge to direct trades to the Custodian as agreed upon in the wealth management agreement. Further, Stonebridge does not have the discretionary authority to negotiate commissions on behalf of Clients on a trade-by-trade basis. Where Stonebridge does not exercise discretion over the selection of the Custodian, it may recommend the Custodian to Clients for custody and execution services. Clients are not obligated to use the Custodian recommended by the Advisor and will not incur any extra fee or cost associated with using a custodian not recommended by Stonebridge. However, the Advisor may be limited in the services it can provide if the recommended Custodian is not engaged. Stonebridge may recommend the Custodian based on criteria such as, but not limited to, reasonableness of commissions charged to the Client, services made available to the Client, and its reputation and/or the location of the Custodian’s offices. Stonebridge will generally recommend that Clients establish their account[s] at Fidelity Clearing and Custody Solutions and related divisions and entities of Fidelity Investments, Inc., including National Financial Services LLC, Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 12  and Fidelity Brokerage Services LLC (collectively “Fidelity”), a FINRA-registered broker-dealer and member SIPC. Fidelity will serve as the Client’s “qualified custodian.” Stonebridge maintains an institutional relationship with Fidelity, whereby the Advisor receives economic benefits from Fidelity. Stonebridge has established an institutional relationship with Fidelity to assist the Advisor in managing Client account[s]. Access to the Fidelity platform is provided at no charge to the Advisor. The Fidelity platform includes brokerage, custody, administrative support, record keeping, technology and related services designed to support registered investment advisors like Stonebridge in serving Clients. These services are intended to serve the best interests of the Advisor’s Clients. Fidelity may charge brokerage commissions (securities transaction fees) for effecting certain securities transactions. Fidelity enables the Advisor to obtain certain no-load mutual funds without securities transaction fees and other no- load funds at nominal transaction charges. Fidelity’s commission rates are generally considered discounted from customary retail commission rates. However, the commissions and transaction fees charged by Fidelity may be higher or lower than those charged by other custodians and broker-dealers. Please see Item 14 below for additional information. Following are additional details regarding the brokerage practices of the Advisor: 1. Soft Dollars - Soft dollars are revenue programs offered by broker-dealers/custodians whereby an advisor enters into an agreement to place security trades with a broker-dealer/custodian in exchange for research and other services. Stonebridge does not participate in soft dollar programs sponsored or offered by any broker- dealer/custodian. However, the Advisor receives certain economic benefits from the Custodian. Please see Item 14 below. 2. Brokerage Referrals - Stonebridge does not receive any compensation from any third party in connection with the recommendation for establishing an account. 3. Directed Brokerage - All Clients are serviced on a “directed brokerage basis”, where Stonebridge will place trades within the established account[s] at the Custodian designated by the Client. Further, all Client accounts are traded within their respective account[s]. The Advisor will not engage in any principal transactions (i.e., trade of any security from or to the Advisor’s own account) or cross transactions with other Client accounts (i.e., purchase of a security into one Client account from another Client’s account[s]). Stonebridge will not be obligated to select competitive bids on securities transactions and does not have an obligation to seek the lowest available transaction costs. These costs are determined by the Custodian. B. Aggregating and Allocating Trades The primary objective in placing orders for the purchase and sale of securities for Client accounts is to obtain the most favorable net results taking into account such factors as 1) price, 2) size of the order, 3) difficulty of execution, 4) confidentiality and 5) skill required of the Custodian. Stonebridge will execute its transactions through the Custodian as authorized by the Client. Stonebridge may aggregate orders in a block trade or trades when securities are purchased or sold through the Custodian for multiple (discretionary) accounts in the same trading day. If a block trade cannot be executed in full at the same price or time, the securities actually purchased or sold by the close of each business day must be allocated in a manner that is consistent with the initial pre-allocation or other written statement. This must be done in a way that does not consistently advantage or disadvantage any particular Clients’ accounts. Item 13 – Review of Accounts A. Frequency of Reviews Securities in Client accounts are monitored on a regular and continuous basis by Advisor Persons of the Advisor and periodically by the CCO. Formal reviews are generally conducted at least annually or more frequently depending on the needs of the Client. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 13  B. Causes for Reviews In addition to the investment monitoring noted in Item 13.A., each Client account shall be reviewed at least annually. Reviews may be conducted more frequently at the Client’s request. Accounts may be reviewed as a result of major changes in economic conditions, known changes in the Client’s financial situation, and/or large deposits or withdrawals in the Client’s account[s]. The Client is encouraged to notify Stonebridge if changes occur in the Client’s personal financial situation that might adversely affect the Client’s investment plan. Additional reviews may be triggered by material market, economic or political events. C. Review Reports The Client will receive brokerage statements no less than quarterly from the Custodian. These brokerage statements are sent directly from the Custodian to the Client. The Client may also establish electronic access to the Custodian’s website so that the Client may view these reports and their account activity. Client brokerage statements will include all positions, transactions and fees relating to the Client’s account[s]. The Advisor may also provide Clients with periodic reports regarding their holdings, allocations, and performance. Item 14 – Client Referrals and Other Compensation A. Compensation Received by Stonebridge Stonebridge may refer Clients to various unaffiliated, non-advisory professionals (e.g. attorneys, accountants, estate planners) to provide certain financial services necessary to meet the goals of its Clients. Likewise, Stonebridge may receive non-compensated referrals of new Clients from various third-parties. Participation in Institutional Advisor Platform As noted in item 12, Stonebridge has established an institutional relationship with Fidelity to assist the Advisor in managing Client account[s]. As part of the arrangement, Fidelity also makes available to the Advisor, at no additional charge to the Advisor, certain research and brokerage services, including research services obtained by Fidelity directly from independent research companies. The Advisor may also receive additional services and support from Fidelity. As a result of receiving such services for no additional cost, the Advisor may have an incentive to continue to use or expand the use of Fidelity's services. The Advisor examined this potential conflict of interest when it chose to enter into the relationship with Fidelity and has determined that the relationship is in the best interests of the Advisor’s Clients and satisfies its Client obligations, including its duty to seek best execution. Please see Item 12 above. The Advisor receives access to software and related support without cost because the Advisor renders wealth management services to Clients that maintain assets at Fidelity The software and related systems support may benefit the Advisor, but not its Clients directly. In fulfilling its duties to its Clients, the Advisor endeavors at all times to put the interests of its Clients first. Clients should be aware, however, that the receipt of economic benefits from a Custodian creates a conflict of interest since these benefits may influence the Advisor's recommendation of this Custodian over one that does not furnish similar software, systems support, or services. In addition, Fidelity has provided the Advisor with financial support in the launch of the Advisor and reimbursements for various third-party service providers. B. Compensation for Client Referrals The Advisor does not compensate, either directly or indirectly, any persons who are not supervised persons, for Client referrals. Item 15 – Custody Stonebridge does not accept or maintain custody of any Client accounts, except for the authorized deduction of the Advisor’s fees. All Clients must place their assets with a “qualified custodian”. Clients are required to engage the Custodian to retain their funds and securities and direct Stonebridge to utilize that Custodian for the Client’s security transactions. Clients should review statements provided by the Custodian and compare to any reports provided by Stonebridge to ensure accuracy, as the Custodian does not perform this review. For more information about custodians and brokerage practices, see Item 12 – Brokerage Practices. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 14  If the Client gives the Advisor authority to move money from one account to another account, the Advisor may have custody of those assets. In order to avoid additional regulatory requirements, the Custodian and the Advisor have adopted safeguards to ensure that the money movements are completed in accordance with the Client’s instructions. Item 16 – Investment Discretion Stonebridge typically has discretion over the selection and amount of securities to be bought or sold in Client accounts without obtaining prior consent or approval from the Client. However, these purchases or sales may be subject to specified investment objectives, guidelines, or limitations previously set forth by the Client and agreed to by Stonebridge. Discretionary authority will only be authorized upon full disclosure to the Client. The granting of such authority will be evidenced by the Client's execution of a wealth management agreement containing all applicable limitations to such authority. All discretionary trades made by Stonebridge will be in accordance with each Client's investment objectives and goals. For certain accounts, Stonebridge does not have discretion over the selection and amount of securities to be bought or sold in Client accounts without obtaining prior approval from the Client. The Advisor will contact the Client and obtain approval prior to executing trades or allocating investment assets. Item 17 – Voting Client Securities Stonebridge does not accept proxy-voting responsibility for any Client. Clients will receive proxy statements directly from the Custodian. The Advisor will assist in answering questions relating to proxies, however, the Client retains the sole responsibility for proxy decisions and voting. Item 18 – Financial Information Neither Stonebridge, nor its management, have any adverse financial situations that would reasonably impair the ability of Stonebridge to meet all obligations to its Clients. Neither Stonebridge, nor any of its Advisory Persons, have been subject to a bankruptcy or financial compromise. Stonebridge is not required to deliver a balance sheet along with this Disclosure Brochure as the Advisor does not collect advance fees of $1,200 or more for services to be performed six months or more in the future. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 15  Form ADV Part 2B – Brochure Supplement for Jeffrey A. Heveroh, AIF® Principal Effective: December 24, 2025 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Jeffrey A. Heveroh, AIF® (CRD# 2968559) in addition to the information contained in the Stonebridge Financial Group, LLC (“Stonebridge” or the “Advisor”, CRD# 337972) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the Stonebridge Disclosure Brochure or this Brochure Supplement, please contact us at (314) 729-9500 or by email at admin@stonebridgefin.com. Additional information about Mr. Heveroh is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 2968559. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 16  Item 2 – Educational Background and Business Experience Jeffrey A. Heveroh, AIF®, born in 1971, is dedicated to advising Clients of Stonebridge as a Principal. Mr. Heveroh earned Bachelor of Science in Business Administration from University of Missouri St. Louis in 1993. Additional information regarding Mr. Heveroh’s employment history is included below. Employment History: Principal, Stonebridge Financial Group, LLC Financial Advisor, Commonwealth Financial Network Financial Advisor, Lincoln Financial Advisors Corporation 09/2025 to Present 10/2003 to 09/2025 07/1999 to 10/2023 Accredited Investment Fiduciary™ (“AIF®”) The AIF® mark is held by the Center for Fiduciary Studies, LLC, a Fiduciary360 (fi360) company. The professional designations awarded by fi360 demonstrate the focus on all the components of a comprehensive investment process, related fiduciary standards of care, and commitment to excellence. AIF® designees undergo an initial training program, annual continuing education, and pledge to abide by the designation's code of ethics. Since October 2002, the Accredited Investment Fiduciary™ (AIF®) designation has been the mark of commitment to a standard of fiduciary investment excellence. Those who earn the AIF® mark successfully complete a specialized program on investment fiduciary standards of care and subsequently passed a comprehensive examination. AIF® designees demonstrate a thorough understanding of fi360's Prudent Practices for investment advisors and stewards. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Heveroh. Mr. Heveroh has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Heveroh. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Heveroh. However, we do encourage you to independently view the background of Mr. Heveroh on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 2968559. Item 4 – Other Business Activities Insurance Agency Affiliations Mr. Heveroh is also a licensed insurance professional. Implementations of insurance recommendations are separate and apart from Mr. Heveroh’s role with Stonebridge. As an insurance professional, Mr. Heveroh will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Heveroh is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mr. Heveroh or the Advisor. Mr. Heveroh spends less than 10% of his time per month in this capacity. Item 5 – Additional Compensation Mr. Heveroh has additional business activities where compensation is received that are detailed in Item 4 above. Item 6 – Supervision Mr. Heveroh serves as a Principal of Stonebridge and is supervised by Christopher M. Mortara, the Chief Compliance Officer. Mr. Mortara can be reached at (314) 729-9500. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 17  Stonebridge has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of Stonebridge. Further, Stonebridge is subject to regulatory oversight by various agencies. These agencies require registration by Stonebridge and its Supervised Persons. As a registered entity, Stonebridge is subject to examinations by regulators, which may be announced or unannounced. Stonebridge is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 18  Form ADV Part 2B – Brochure Supplement for Timothy J. Nenninger, AIF® Principal Effective: December 24, 2025 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Timothy J. Nenninger, AIF® (CRD# 3185810) in addition to the information contained in the Stonebridge Financial Group, LLC (“Stonebridge” or the “Advisor”, CRD# 337972) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the Stonebridge Disclosure Brochure or this Brochure Supplement, please contact us at (314) 729-9500 or by email at admin@stonebridgefin.com. Additional information about Mr. Nenninger is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 3185810. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 19  Item 2 – Educational Background and Business Experience Timothy J. Nenninger, AIF®, born in 1975, is dedicated to advising Clients of Stonebridge as a Principal. Mr. Nenninger earned a Bachelor of Science, Business Administration from Truman State University in 1998. Additional information regarding Mr. Nenninger’s employment history is included below. Employment History: Principal, Stonebridge Financial Group, LLC Financial Advisor, Commonwealth Financial Network 09/2025 to Present 11/2003 to 09/2025 Accredited Investment Fiduciary™ (“AIF®”) The AIF® mark is held by the Center for Fiduciary Studies, LLC, a Fiduciary360 (fi360) company. The professional designations awarded by fi360 demonstrate the focus on all the components of a comprehensive investment process, related fiduciary standards of care, and commitment to excellence. AIF® designees undergo an initial training program, annual continuing education, and pledge to abide by the designation's code of ethics. Since October 2002, the Accredited Investment Fiduciary™ (AIF®) designation has been the mark of commitment to a standard of fiduciary investment excellence. Those who earn the AIF® mark successfully complete a specialized program on investment fiduciary standards of care and subsequently passed a comprehensive examination. AIF® designees demonstrate a thorough understanding of fi360's Prudent Practices for investment advisors and stewards. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Nenninger. Mr. Nenninger has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Nenninger. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Nenninger. However, we do encourage you to independently view the background of Mr. Nenninger on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 3185810. Item 4 – Other Business Activities Insurance Agency Affiliations Mr. Nenninger is also a licensed insurance professional. Implementations of insurance recommendations are separate and apart from Mr. Nenninger’s role with Stonebridge. As an insurance professional, Mr. Nenninger will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Nenninger is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mr. Nenninger or the Advisor. Mr. Nenninger spends less than 10% of his time per month in this capacity. Item 5 – Additional Compensation Mr. Nenninger has additional business activities where compensation is received that are detailed in Item 4 above. Item 6 – Supervision Mr. Nenninger serves as a Principal of Stonebridge and is supervised by Christopher M. Mortara, the Chief Compliance Officer. Mr. Mortara can be reached at (314) 729-9500. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 20  Stonebridge has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of Stonebridge. Further, Stonebridge is subject to regulatory oversight by various agencies. These agencies require registration by Stonebridge and its Supervised Persons. As a registered entity, Stonebridge is subject to examinations by regulators, which may be announced or unannounced. Stonebridge is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 21  Form ADV Part 2B – Brochure Supplement for Michael K. Myers, AIF® Principal Effective: December 24, 2025 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Michael K. Myers, AIF® (CRD# 2821457) in addition to the information contained in the Stonebridge Financial Group, LLC (“Stonebridge” or the “Advisor”, CRD# 337972) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the Stonebridge Disclosure Brochure or this Brochure Supplement, please contact us at (314) 729-9500 or by email at admin@stonebridgefin.com. Additional information about Mr. Myers is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 2821457. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 22  Item 2 – Educational Background and Business Experience Michael K. Myers, AIF®, born in 1968, is dedicated to advising Clients of Stonebridge as a Principal. Mr. Myers earned a BSBA in Marketing and Logistics from University of Missouri Columbia in 1990. Additional information regarding Mr. Myers’s employment history is included below. Employment History: Principal, Stonebridge Financial Group, LLC Financial Advisor, Commonwealth Financial Network 09/2025 to Present 04/2004 to 09/2025 Accredited Investment Fiduciary™ (“AIF®”) The AIF® mark is held by the Center for Fiduciary Studies, LLC, a Fiduciary360 (fi360) company. The professional designations awarded by fi360 demonstrate the focus on all the components of a comprehensive investment process, related fiduciary standards of care, and commitment to excellence. AIF® designees undergo an initial training program, annual continuing education, and pledge to abide by the designation's code of ethics. Since October 2002, the Accredited Investment Fiduciary™ (AIF®) designation has been the mark of commitment to a standard of fiduciary investment excellence. Those who earn the AIF® mark successfully complete a specialized program on investment fiduciary standards of care and subsequently passed a comprehensive examination. AIF® designees demonstrate a thorough understanding of fi360's Prudent Practices for investment advisors and stewards. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Myers. Mr. Myers has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Myers. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Myers. However, we do encourage you to independently view the background of Mr. Myers on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 2821457. Item 4 – Other Business Activities Insurance Agency Affiliations Mr. Myers is also a licensed insurance professional. Implementations of insurance recommendations are separate and apart from Mr. Myers’s role with Stonebridge. As an insurance professional, Mr. Myers will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Myers is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mr. Myers or the Advisor. Mr. Myers spends less than 10% of his time per month in this capacity. Item 5 – Additional Compensation Mr. Myers has additional business activities where compensation is received that are detailed in Item 4 above. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 23  Item 6 – Supervision Mr. Myers serves as a Principal of Stonebridge and is supervised by Christopher M. Mortara, the Chief Compliance Officer. Mr. Mortara can be reached at (314) 729-9500. Stonebridge has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of Stonebridge. Further, Stonebridge is subject to regulatory oversight by various agencies. These agencies require registration by Stonebridge and its Supervised Persons. As a registered entity, Stonebridge is subject to examinations by regulators, which may be announced or unannounced. Stonebridge is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 24  Form ADV Part 2B – Brochure Supplement for James R. Gura, AIF® Principal Effective: December 24, 2025 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of James R. Gura, AIF® (CRD# 5988241) in addition to the information contained in the Stonebridge Financial Group, LLC (“Stonebridge” or the “Advisor”, CRD# 337972) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the Stonebridge Disclosure Brochure or this Brochure Supplement, please contact us at (314) 729-9500 or by email at admin@stonebridgefin.com. Additional information about Mr. Gura is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 5988241. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 25  Item 2 – Educational Background and Business Experience James R. Gura, born in 1975, is dedicated to advising Clients of Stonebridge as a Principal. Mr. Gura earned a Bachelor of Science in Finance from Northern Illinois University in 1996. Additional information regarding Mr. Gura’s employment history is included below. Employment History: Principal, Stonebridge Financial Group, LLC Financial Advisor, Commonwealth Financial Network Associated Investment Advisor, Oppenheimer & Company Inc. Financial Advisor, Wells Fargo Advisors, LLC Professional Future Trader Senior Trader, Marquette Partners 09/2025 to Present 11/2018 to 09/2025 09/2013 to 11/2018 11/2011 to 9/2013 03/2009 to 11/2011 07/1997 to 03/2009 Accredited Investment Fiduciary™ (“AIF®”) The AIF® mark is held by the Center for Fiduciary Studies, LLC, a Fiduciary360 (fi360) company. The professional designations awarded by fi360 demonstrate the focus on all the components of a comprehensive investment process, related fiduciary standards of care, and commitment to excellence. AIF® designees undergo an initial training program, annual continuing education, and pledge to abide by the designation's code of ethics. Since October 2002, the Accredited Investment Fiduciary™ (AIF®) designation has been the mark of commitment to a standard of fiduciary investment excellence. Those who earn the AIF® mark successfully complete a specialized program on investment fiduciary standards of care and subsequently passed a comprehensive examination. AIF® designees demonstrate a thorough understanding of fi360's Prudent Practices for investment advisors and stewards. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Gura. Mr. Gura has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Gura. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Gura. However, we do encourage you to independently view the background of Mr. Gura on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 5988241. Item 4 – Other Business Activities Insurance Agency Affiliations Mr. Gura is also a licensed insurance professional. Implementations of insurance recommendations are separate and apart from Mr. Gura’s role with Stonebridge. As an insurance professional, Mr. Gura will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Gura is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mr. Gura or the Advisor. Mr. Gura spends less than 10% of his time per month in this capacity. Item 5 – Additional Compensation Mr. Gura has additional business activities where compensation is received that are detailed in Item 4 above. Item 6 – Supervision Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 26  Mr. Gura as a Principal of Stonebridge and is supervised by Christopher M. Mortara, the Chief Compliance Officer. Mr. Mortara can be reached at (314) 729-9500. Stonebridge has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of Stonebridge. Further, Stonebridge is subject to regulatory oversight by various agencies. These agencies require registration by Stonebridge and its Supervised Persons. As a registered entity, Stonebridge is subject to examinations by regulators, which may be announced or unannounced. Stonebridge is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 27  Form ADV Part 2B – Brochure Supplement for Samuel S. Heveroh, CFP®, AIF® Financial Advisor Effective: December 24, 2025 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Samuel S. Heveroh, CFP®, AIF® (CRD# 7129416) in addition to the information contained in the Stonebridge Financial Group, LLC (“Stonebridge” or the “Advisor”, CRD# 337972) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the Stonebridge Disclosure Brochure or this Brochure Supplement, please contact us at (314) 729-9500 or by email at admin@stonebridgefin.com. Additional information about Mr. Heveroh is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 7129416. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 28  Item 2 – Educational Background and Business Experience Samuel S. Heveroh, CFP®, AIF®, born in 1997, is dedicated to advising Clients of Stonebridge as a Principal. Mr. Heveroh earned a Bachelor's of Science in Business Administration with a concentration in Finance from Truman State University in 2019. Additional information regarding Mr. Heveroh’s employment history is included below. Employment History: Principal, Stonebridge Financial Group, LLC Financial Advisor, Commonwealth Financial Network Financial Advisor, Mutual of Omaha Investor Services, Inc. Trading Services Representative, Wells Fargo Clearing Services Staffing Agent, RHI General Group 09/2025 to Present 03/2023 to 09/2025 01/2020 to 03/2023 05/2019 to 01/2020 05/2019 to 10/2019 CERTIFIED FINANCIAL PLANNER™ (“CFP®”) The CERTIFIED FINANCIAL PLANNER™, CFP®, and federally registered CFP® (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by CERTIFIED FINANCIAL PLANNER™ Board of Standards, Inc. (“CFP® Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 87,000 individuals have obtained CFP® certification in the United States. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements: • Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning; • Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real-world circumstances; • Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and • Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks: • Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and • Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP®. Accredited Investment Fiduciary™ (“AIF®”) The AIF® mark is held by the Center for Fiduciary Studies, LLC, a Fiduciary360 (fi360) company. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 29  The professional designations awarded by fi360 demonstrate the focus on all the components of a comprehensive investment process, related fiduciary standards of care, and commitment to excellence. AIF® designees undergo an initial training program, annual continuing education, and pledge to abide by the designation's code of ethics. Since October 2002, the Accredited Investment Fiduciary™ (AIF®) designation has been the mark of commitment to a standard of fiduciary investment excellence. Those who earn the AIF® mark successfully complete a specialized program on investment fiduciary standards of care and subsequently passed a comprehensive examination. AIF® designees demonstrate a thorough understanding of fi360's Prudent Practices for investment advisors and stewards. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Heveroh. Mr. Heveroh has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Heveroh. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Heveroh. However, we do encourage you to independently view the background of Mr. Heveroh on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 7129416. Item 4 – Other Business Activities Insurance Agency Affiliations Mr. Heveroh is also a licensed insurance professional. Implementations of insurance recommendations are separate and apart from Mr. Heveroh’s role with Stonebridge. As an insurance professional, Mr. Heveroh will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Heveroh is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mr. Heveroh or the Advisor. Mr. Heveroh spends less than 10% of his time per month in this capacity. Item 5 – Additional Compensation Mr. Heveroh has additional business activities where compensation is received that are detailed in Item 4 above. Item 6 – Supervision Mr. Heveroh serves as a Principal of Stonebridge and is supervised by Christopher M. Mortara, the Chief Compliance Officer. Mr. Mortara can be reached at (314) 729-9500. Stonebridge has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of Stonebridge. Further, Stonebridge is subject to regulatory oversight by various agencies. These agencies require registration by Stonebridge and its Supervised Persons. As a registered entity, Stonebridge is subject to examinations by regulators, which may be announced or unannounced. Stonebridge is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 30  Form ADV Part 2B – Brochure Supplement for Matthew W. Myers Financial Advisor Effective: December 24, 2025 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Matthew W. Myers (CRD# 5780079) in addition to the information contained in the Stonebridge Financial Group, LLC (“Stonebridge” or the “Advisor”, CRD# 337972) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the Stonebridge Disclosure Brochure or this Brochure Supplement, please contact us at (314) 729-9500 or by email at admin@stonebridgefin.com. Additional information about Mr. Myers is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 5780079. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 31  Item 2 – Educational Background and Business Experience Matthew W. Myers, born in 1974, is dedicated to advising Clients of Stonebridge as a Financial Advisor. Mr. Myers earned Information regarding Mr. Myers’s employment history is included below. Employment History: Financial Advisor, Stonebridge Financial Group, LLC Financial Advisor, Commonwealth Financial Network Registered Representative, NYLIFE Securities LLC Insurance Agent, New York Life Insurance 09/2025 to Present 03/2017 to 09/2025 09/2012 to 03/2017 09/2012 to 03/2017 Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Myers. Mr. Myers has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Myers. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Myers. However, we do encourage you to independently view the background of Mr. Myers on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 5780079. Item 4 – Other Business Activities Insurance Agency Affiliations Mr. Myers is also a licensed insurance professional. Implementations of insurance recommendations are separate and apart from Mr. Myers’s role with Stonebridge. As an insurance professional, Mr. Myers will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Myers is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mr. Myers or the Advisor. Mr. Myers spends less than 10% of his time per month in this capacity. Item 5 – Additional Compensation Mr. Myers has additional business activities where compensation is received that are detailed in Item 4 above. Item 6 – Supervision Mr. Myers serves as a Financial Advisor with Stonebridge and is supervised by Christopher M. Mortara, the Chief Compliance Officer. Mr. Mortara can be reached at (314) 729-9500. Stonebridge has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of Stonebridge. Further, Stonebridge is subject to regulatory oversight by various agencies. These agencies require registration by Stonebridge and its Supervised Persons. As a registered entity, Stonebridge is subject to examinations by regulators, which may be announced or unannounced. Stonebridge is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 32  Form ADV Part 2B – Brochure Supplement for Cole W. Myers Financial Advisor Effective: December 24, 2025 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Cole W. Myers (CRD# 8027318) in addition to the information contained in the Stonebridge Financial Group, LLC (“Stonebridge” or the “Advisor”, CRD# 337972) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the Stonebridge Disclosure Brochure or this Brochure Supplement, please contact us at (314) 729-9500 or by email at admin@stonebridgefin.com. Additional information about Mr. Myers is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 8027318. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 33  Item 2 – Educational Background and Business Experience Cole W. Myers, born in 2002, is dedicated to advising Clients of Stonebridge as a Financial Advisor. Mr. Myers earned a Bachelors in Accounting from South East Missouri State University (SEMO) in 2025. Additional information regarding Mr. Myers’s employment history is included below. Employment History: Financial Advisor, Stonebridge Financial Group, LLC Student, South East Missouri State University (SEMO) Waiter/Server, Texas Road House Construction, Fromm Framing and Detail LLC 10/2025 to Present 08/2021 to 05/2025 05/2023 to 05/2025 05/2023 to 08/2024 Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Myers. Mr. Myers has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Myers. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Myers. However, we do encourage you to independently view the background of Mr. Myers on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 8027318. Item 4 – Other Business Activities Insurance Agency Affiliations Mr. Myers is also a licensed insurance professional. Implementations of insurance recommendations are separate and apart from Mr. Myers’s role with Stonebridge. As an insurance professional, Mr. Myers will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Myers is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mr. Myers or the Advisor. Mr. Myers spends less than 10% of his time per month in this capacity. Item 5 – Additional Compensation Mr. Myers has additional business activities where compensation is received that are detailed in Item 4 above. Item 6 – Supervision Mr. Myers serves as a Financial Advisor of Stonebridge and is supervised by Christopher M. Mortara, the Chief Compliance Officer. can be reached at (314) 729-9500. Stonebridge has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of Stonebridge. Further, Stonebridge is subject to regulatory oversight by various agencies. These agencies require registration by Stonebridge and its Supervised Persons. As a registered entity, Stonebridge is subject to examinations by regulators, which may be announced or unannounced. Stonebridge is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 34  Privacy Policy Effective: December 24, 2025 Our Commitment to You Stonebridge Financial Group, LLC (“Stonebridge” or the “Advisor”) is committed to safeguarding the use of personal information of our Clients (also referred to as “you” and “your”) that we obtain as your Investment Advisor, as described here in our Privacy Policy (“Policy”). Our relationship with you is our most important asset. We understand that you have entrusted us with your private information, and we do everything that we can to maintain that trust. Stonebridge (also referred to as "we", "our" and "us”) protects the security and confidentiality of the personal information we have and implements controls to ensure that such information is used for proper business purposes in connection with the management or servicing of our relationship with you. Stonebridge does not sell your non-public personal information to anyone. Nor do we provide such information to others except for discrete and reasonable business purposes in connection with the servicing and management of our relationship with you, as discussed below. Details of our approach to privacy and how your personal non-public information is collected and used are set forth in this Policy. Why you need to know? Registered Investment Advisors (“RIAs”) must share some of your personal information in the course of servicing your account. Federal and State laws give you the right to limit some of this sharing and require RIAs to disclose how we collect, share, and protect your personal information. What information might we collect from you? Driver’s license number Date of birth Social security or taxpayer identification number Assets and liabilities Name, address and phone number[s] Income and expenses E-mail address[es] Investment activity Account information (including other institutions) Investment experience and goals What Information do we collect from other sources? Custody, brokerage and advisory agreements Other advisory agreements and legal documents Transactional information with us or others Account applications and forms Investment questionnaires and suitability documents Other information needed to service account How do we protect your information? To safeguard your personal information from unauthorized access and use we maintain physical, procedural and electronic security measures. These include such safeguards as secure passwords, encrypted file storage and a secure office environment. Our technology vendors provide security and access control over personal information and have policies over the transmission of data. Our associates are trained on their responsibilities to protect Client’s personal information. We require third parties that assist in providing our services to you to protect the personal information they receive from us. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 35  How do we share your information? An RIA shares Client personal information to effectively implement its services. In the section below, we list some reasons we may share your personal information. Basis For Sharing Do we share? Can you limit? Yes No Servicing our Clients We may share non-public personal information with non-affiliated third parties (such as administrators, brokers, custodians, regulators, credit agencies, other financial institutions) as necessary for us to provide agreed upon services to you, consistent with applicable law, including but not limited to: processing transactions; general account maintenance; responding to regulators or legal investigations; and credit reporting. No Not Shared Yes Yes No Not Shared Marketing Purposes Stonebridge does not disclose, and does not intend to disclose, personal information with non-affiliated third parties to offer you services. Certain laws may give us the right to share your personal information with financial institutions where you are a customer and where Stonebridge or the client has a formal agreement with the financial institution. We will only share information for purposes of servicing your accounts, not for marketing purposes. Authorized Users Your non-public personal information may be disclosed to you and persons that we believe to be your authorized agent[s] or representative[s]. Information About Former Clients Stonebridge does not disclose and does not intend to disclose, non- public personal information to non-affiliated third parties with respect to persons who are no longer our Clients. Changes to our Privacy Policy We will send you a copy of this Policy annually for as long as you maintain an ongoing relationship with us. Periodically we may revise this Policy and will provide you with a revised Policy if the changes materially alter the previous Privacy Policy. We will not, however, revise our Privacy Policy to permit the sharing of non-public personal information other than as described in this notice unless we first notify you and provide you with an opportunity to prevent the information sharing. Any Questions? You may ask questions or voice any concerns, as well as obtain a copy of our current Privacy Policy by contacting us at (314) 729-9500. Stonebridge Financial Group, LLC 3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127 Phone: (314) 729-9500 | Website: https://www.stonebridgefin.com Page 36