STONEHAVEN WEALTH & TAX SOLUTIONS

Stonehaven Wealth & Tax Solutions, LLC Form ADV Part 2A – Disclosure Brochure Effective: April 27, 2026 This Form ADV Part 2A (“Disclosure Brochure”) provides information about the qualifications and business practices of Stonehaven Wealth & Tax Solutions, LLC (“SWTS” or the “Advisor”). If you have any questions about the content of this Disclosure Brochure, please contact the Advisor at (920) 882-0427. SWTS is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The information in this Disclosure Brochure has not been approved or verified by the SEC or by any state securities authority. Registration of an investment advisor does not imply any specific level of skill or training. This Disclosure Brochure provides information about SWTS to assist you in determining whether to retain the Advisor. Additional information about SWTS and its Advisory Persons is available on the SEC’s website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 332731. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com  Item 2 – Material Changes Form ADV 2 is divided into two parts: Part 2A (the "Disclosure Brochure") and Part 2B (the "Brochure Supplement"). The Disclosure Brochure provides information about a variety of topics relating to an Advisor’s business practices and conflicts of interest. The Brochure Supplement provides information about the Advisory Persons of SWTS. For convenience, the Advisor has combined these documents into a single disclosure document. SWTS believes that communication and transparency are the foundation of its relationship with clients and will continually strive to provide you with complete and accurate information at all times. SWTS encourages all current and prospective clients to read this Disclosure Brochure and discuss any questions you may have with the Advisor. Material Changes There have been no material changes made to this disclosure brochure since the last annual amendment filing on February 5, 2025. Future Changes From time to time, the Advisor may amend this Disclosure Brochure to reflect changes in business practices, changes in regulations or routine annual updates as required by the securities regulators. This complete Disclosure Brochure or a Summary of Material Changes shall be provided to you annually and if a material change occurs. At any time, you may view the current Disclosure Brochure on-line at the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 322731. You may also request a copy of this Disclosure Brochure at any time by contacting the Advisor at (920) 882-0427. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 2  Item 3 – Table of Contents Item 1 – Cover Page .............................................................................................................................................. 1 Item 2 – Material Changes .................................................................................................................................... 2 Item 3 – Table of Contents ................................................................................................................................... 3 Item 4 – Advisory Services .................................................................................................................................. 4 A. Firm Information ............................................................................................................................................................ 4 B. Advisory Services Offered ............................................................................................................................................. 4 C. Client Account Management ......................................................................................................................................... 5 D. Wrap Fee Programs ...................................................................................................................................................... 5 E. Assets Under Management ........................................................................................................................................... 5 Item 5 – Fees and Compensation ........................................................................................................................ 6 A. Fees for Advisory Services ............................................................................................................................................ 6 B. Fee Billing ...................................................................................................................................................................... 6 C. Other Fees and Expenses ............................................................................................................................................ 6 D. Advance Payment of Fees and Termination ................................................................................................................. 7 E. Compensation for Sales of Securities ........................................................................................................................... 7 Item 6 – Performance-Based Fees and Side-By-Side Management ................................................................. 7 Item 7 – Types of Clients ...................................................................................................................................... 7 Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss ......................................................... 7 A. Methods of Analysis ...................................................................................................................................................... 7 B. Risk of Loss ................................................................................................................................................................... 8 Item 9 – Disciplinary Information ........................................................................................................................ 9 Item 10 – Other Financial Industry Activities and Affiliations .......................................................................... 9 Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading ............... 9 A. Code of Ethics ............................................................................................................................................................... 9 B. Personal Trading with Material Interest ......................................................................................................................... 9 C. Personal Trading in Same Securities as Clients ........................................................................................................... 9 D. Personal Trading at Same Time as Client .................................................................................................................. 10 Item 12 – Brokerage Practices ........................................................................................................................... 10 A. Recommendation of Custodian[s] ............................................................................................................................... 10 B. Aggregating and Allocating Trades ............................................................................................................................. 10 Item 13 – Review of Accounts ........................................................................................................................... 11 A. Frequency of Reviews ................................................................................................................................................. 11 B. Causes for Reviews .................................................................................................................................................... 11 C. Review Reports ........................................................................................................................................................... 11 Item 14 – Client Referrals and Other Compensation ....................................................................................... 11 A. Compensation Received by SWTS ............................................................................................................................. 11 B. Compensation for Client Referrals .............................................................................................................................. 11 Item 15 – Custody ............................................................................................................................................... 11 Item 16 – Investment Discretion ........................................................................................................................ 12 Item 17 – Voting Client Securities ..................................................................................................................... 12 Item 18 – Financial Information ......................................................................................................................... 12 Form ADV Part 2A – Appendix 1 ....................................................................................................................... 13 Form ADV Part 2B – Brochure Supplements ................................................................................................... 20 Privacy Policy ..................................................................................................................................................... 28 Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 3  Item 4 – Advisory Services A. Firm Information Stonehaven Wealth & Tax Solutions, LLC (“SWTS” or the “Advisor”) is a registered investment advisor with the U.S. Securities and Exchange Commission. The Advisor is organized as a Limited Liability Company (LLC) under the laws of the State of Wisconsin. SWTS was founded in January 2012 and is owned and operated by Brian M. Much, CMA, CPA, PFS® (Chief Executive Officer and Chief Compliance Officer). This Disclosure Brochure provides information regarding the qualifications, business practices, and the advisory services provided by SWTS. B. Advisory Services Offered SWTS offers investment advisory services to individuals, high net worth individuals, trusts, and estates (each referred to as a “Client”). The Advisor serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a fiduciary, the Advisor upholds a duty of loyalty, fairness and good faith towards each Client and seeks to mitigate potential conflicts of interest. SWTS's fiduciary commitment is further described in the Advisor’s Code of Ethics. For more information regarding the Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading. Wealth Management Services The Advisor provides customized wealth management services for its Clients. This is achieved through continuous personal Client contact and interaction while providing discretionary investment management services and a broad range of comprehensive financial planning. These services are listed below. Investment Management Services –The Advisor provides discretionary investment management services. The Advisor works closely with each Client to identify their investment goals, objectives, risk tolerance and financial situation in order to place the Clients into a model portfolio. The Advisor will then construct its model portfolios primarily consisting of exchange-traded funds (“ETFs”), mutual funds, and individual stocks to meet the needs of its Clients. The Advisor may retain other types of investments from the Client’s legacy portfolio due to fit with the overall portfolio strategy, tax-related reasons, or other reasons as identified between the Advisor and the Client. The Advisor’s investment strategies are primarily long-term focused, but the Advisor may buy, sell or re-allocate positions that have been held for less than one year to meet the objectives of the Client or due to market conditions. The Advisor will construct, implement and monitor the portfolio to ensure it meets the goals, objectives, circumstances, and risk tolerance agreed to by the Client. Each Client will have the opportunity to place reasonable restrictions on the types of investments to be held in their respective portfolio, subject to acceptance by the Advisor. The Advisor evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. The Advisor may recommend, on occasion, redistributing investment allocations to diversify the portfolio. The Advisor may recommend specific positions to increase sector or asset class weightings. The Advisor may recommend employing cash positions as a possible hedge against market movement. The Advisor may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position[s] in the portfolio, change in risk tolerance of the Client, generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance. Retirement Accounts – When the Advisor provides investment advice to Clients regarding ERISA retirement accounts or individual retirement accounts (“IRAs”), the Advisor is a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. When deemed to be in the Client’s best interest, the Advisor will provide investment advice to a Client regarding a distribution from an ERISA retirement account or to roll over the assets to an IRA, or recommend a similar transaction including rollovers from one ERISA sponsored Plan to another, one IRA to another IRA, or from one type of account to another account (e.g. commission-based account to fee-based account). Such a recommendation creates a conflict of interest if the Advisor will earn a new (or Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 4  increase its current) advisory fee as a result of the transaction. No client is under any obligation to roll over a retirement account to an account managed by the Advisor. At no time will The Advisor accept or maintain custody of a Client’s funds or securities, except for the limited authority as outlined in Item 15 – Custody. All Client assets will be managed within the designated account[s] at the Custodian, pursuant to the terms of the advisory agreement. Please see Item 12 – Brokerage Practices. Financial Planning Services – The Advisor provides a variety of financial planning and consulting services to Clients as part of its wealth management services. Services are offered in several areas of a Client’s financial situation, depending on their goals and objectives. Generally, such financial planning services involve preparing a formal financial plan or rendering a specific financial consultation based on the Client’s financial goals and objectives. This planning or consulting may encompass one or more areas of need, including but not limited to, investment planning, retirement planning, personal savings, education savings, insurance needs and other areas of a Client’s financial situation. A financial plan developed for, or financial consultation rendered to the Client will usually include general recommendations for a course of activity or specific actions to be taken by the Client. For example, recommendations may be made that the Client start or revise their investment programs, commence or alter retirement savings, establish education savings and/or charitable giving programs. The Advisor may also refer Clients to an accountant, attorney or other specialists, as appropriate for their unique situation. Financial planning and consulting recommendations pose a conflict between the interests of the Advisor and the interests of the Client. For example, the Advisor has an incentive to recommend that Clients engage the Advisor for investment management services or to increase the level of investment assets with the Advisor, as it would increase the amount of advisory fees paid to the Advisor. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to implement the transaction through the Advisor. C. Client Account Management Prior to engaging SWTS to provide investment advisory services, each Client is required to enter into a written agreement with the Advisor that defines the terms, conditions, authority and responsibilities of the Advisor and the Client. These services may include: • Establishing an Investment Strategy – SWTS, in connection with the Client, will develop a strategy that seeks to achieve the Client’s goals and objectives. • Asset Allocation – SWTS will develop a strategic asset allocation that is targeted to meet the investment objectives, time horizon, financial situation and tolerance for risk for each Client. • Portfolio Construction – SWTS will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client. • Investment Management and Supervision – SWTS will provide investment management and ongoing oversight of the Client’s investment portfolio. D. Wrap Fee Programs SWTS includes, in addition to securities transaction fees, custodial costs, and administrative fees (herein “Covered Costs”) together with its wealth management fees. Including these fees into a single asset-based fee is considered a “Wrap Fee Program”. The Advisor customizes its wealth management services for its Clients. The Advisor sponsors the SWTS Wrap Fee Program solely as a supplemental disclosure regarding the combination of fees. Depending on the level of trading required for the Client’s account[s] in a particular year, the Client may pay more or less in total fees than if the Client paid its own transaction fees. Please see Appendix 1 – Wrap Fee Program Brochure, which is included as a supplement to this Disclosure Brochure. E. Assets Under Management As of December 31, 2025, SWTS manages $168,219,428 in Client assets, all of which are managed on a discretionary basis. Clients may request more current information at any time by contacting the Advisor. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 5  Item 5 – Fees and Compensation The following paragraphs detail the fee structure and compensation methodology for services provided by the Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written agreement with the Advisor. A. Fees for Advisory Services Wealth Management Services Wealth management fees are paid monthly in advance of each month pursuant to the terms of the wealth management agreement. Wealth management fees are based on the market value of assets under management at the end of the prior month. Wealth management fees are based on the following schedule: Assets Under Management ($) Up to $500,000 $500,001 to $2,000,000 $2,000,001 and up Annual Rate (%) 1.70% 0.90% 0.60% The wealth management fee in the first month of service is prorated from the inception date of the account[s] to the end of the first month. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by SWTS will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate billing. As noted in Item 4.D, the Advisor’s wealth management fees will include Covered Costs. However, the Advisor shall not receive any portion of these commissions, fees, and costs. B. Fee Billing Wealth Management Services Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from the Client’s account[s] at the beginning of the respective month. The amount due is calculated by applying the monthly rate (annual rate divided by 12) to the total assets under management with SWTS at the end of the prior month. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the wealth management fee. Clients are urged to also review and compare the statement provided by the Advisor to the brokerage statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide written authorization permitting advisory fees to be deducted by SWTS to be paid directly from their account[s] held by the Custodian as part of the wealth management agreement and separate account forms provided by the Custodian. C. Other Fees and Expenses Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf of the Client’s account[s]. SWTS includes Covered Costs as part of its overall wealth management fee through the SWTS Wrap Fee Program. Securities transaction fees for Client-directed trades may be charged back to the Client. Please see Item 4.D. above as well as Appendix 1 – Wrap Fee Program Brochure. In addition, all fees paid to SWTS for wealth management services are separate and distinct from the expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible distribution fee. A Client may be able to invest in these products directly, without the services of SWTS, but would not receive the services provided by SWTS which are designed, among other things, to assist the Client in determining which products or services are most appropriate for each Client’s financial situation and objectives. Accordingly, the Client should review both the fees charged by the fund[s] and the fees charged by SWTS to fully understand the total fees to be paid. Please refer to Item 12 – Brokerage Practices for additional information. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 6  D. Advance Payment of Fees and Termination Wealth Management Services SWTS may be compensated for its wealth management services in advance of the month in which services are rendered. Either party may terminate the wealth management agreement, at any time, by providing advance written notice to the other party. The Client may also terminate the wealth management agreement within five (5) business days of signing the Advisor’s agreement at no cost to the Client. After the five-day period, the Client will incur charges for bona fide advisory services rendered to the point of termination and such fees will be due and payable by the Client. Upon termination, the Advisor will refund any unearned, prepaid wealth management fees from the effective date of termination to the end of the month. The Client’s wealth management agreement with the Advisor is non- transferable without the Client’s prior consent. E. Compensation for Sales of Securities SWTS does not buy or sell securities to earn commissions and does not receive any compensation for securities transactions in any Client account, other than the investment advisory fees noted above. Insurance Agency Affiliation Certain Advisory Persons are licensed as independent insurance professionals. As an independent insurance professional, an Advisory Person will earn commission-based compensation for selling insurance products, including insurance products offered to Clients. Insurance commissions earned by the Advisory Person are separate and in addition to investment advisory fees. This practice presents a conflict of interest as an Advisory Person who is also an insurance professional will have an incentive to recommend insurance products to the Client for the purpose of generating commissions rather than solely based on the Client’s needs. Clients are under no obligation, contractual or otherwise, to purchase insurance products through any Advisory Person affiliated with the Advisor. Please also see Item 10 below. Item 6 – Performance-Based Fees and Side-By-Side Management SWTS does not charge performance-based fees for its investment advisory services. The fees charged by SWTS are as described in Item 5 above and are not based upon the capital appreciation of the funds or securities held by any Client. SWTS does not manage any proprietary investment funds or limited partnerships (for example, a mutual fund or a hedge fund) and has no financial incentive to recommend any particular investment options to its Clients. Item 7 – Types of Clients SWTS offers wealth management services to individuals, high net worth individuals, trusts, and estates. SWTS generally imposes a minimum relationship size of $500,000 to effectively implement its wealth management services. Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss A. Methods of Analysis SWTS employs both fundamental and quantitative analysis methods in developing investment strategies for its Clients. Research and analysis from SWTS are derived from numerous sources, including financial media companies, third-party research materials, Internet sources, and review of company activities, including annual reports, prospectuses, press releases and research prepared by others. Fundamental analysis utilizes economic and business indicators as investment selection criteria. This criteria consists generally of ratios and trends that may indicate the overall strength and financial viability of the entity being analyzed. Assets are deemed suitable if they meet certain criteria to indicate that they are a strong investment with a value discounted by the market. While this type of analysis helps the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in the fundamental analysis may lose value and may have negative investment performance. The Advisor monitors these economic indicators to determine if adjustments to strategic allocations are appropriate. More details on the Advisor’s review process are included below in Item 13 – Review of Accounts. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 7  Quantitative analysis utilizes models or algorithms to evaluate assets for investment. This criteria consists generally of searching vast databases for patterns, such as correlations among liquid assets or price-movement patterns (trend following or mean reversion). The resulting strategies may involve high-frequency trading. The results of the analysis are taken into consideration in the decision to buy or sell securities and in the management of portfolio characteristics. The risks relating to quantitative analysis is that the methods or models used may be based on assumptions that prove to be incorrect. As noted above, SWTS generally employs a long-term investment strategy for its Clients, as consistent with their financial goals. SWTS will typically hold all or a portion of a security for more than a year, but may hold for shorter periods for the purpose of rebalancing a portfolio or meeting the cash needs of Clients. At times, SWTS may also buy and sell positions that are more short-term in nature, depending on the goals of the Client and/or the fundamentals of the security, sector or asset class. B. Risk of Loss Investing in securities involves certain investment risks. Securities may fluctuate in value or lose value. Clients should be prepared to bear the potential risk of loss. SWTS will assist Clients in determining an appropriate strategy based on their tolerance for risk and other factors noted above. However, there is no guarantee that a Client will meet their investment goals. While the methods of analysis help the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in these methods of analysis may lose value and may have negative investment performance. The Advisor monitors these economic indicators to determine if adjustments to strategic allocations are appropriate. More details on the Advisor’s review process are included below in Item 13 – Review of Accounts. Each Client engagement will entail a review of the Client's investment goals, financial situation, time horizon, tolerance for risk and other factors to develop an appropriate strategy for managing a Client's account. Client participation in this process, including full and accurate disclosure of requested information, is essential for the analysis of a Client's account[s]. The Advisor shall rely on the financial and other information provided by the Client or their designees without the duty or obligation to validate the accuracy and completeness of the provided information. It is the responsibility of the Client to inform the Advisor of any changes in financial condition, goals or other factors that may affect this analysis. The risks associated with a particular strategy are provided to each Client in advance of investing Client accounts. The Advisor will work with each Client to determine their tolerance for risk as part of the portfolio construction process. Following are some of the risks associated with the Advisor’s investment strategies: Market Risks The value of a Client’s holdings may fluctuate in response to events specific to companies or markets, as well as economic, political, or social events in the U.S. and abroad. This risk is linked to the performance of the overall financial markets. ETF Risks The performance of ETFs is subject to market risk, including the possible loss of principal. The price of the ETFs will fluctuate with the price of the underlying securities that make up the funds. In addition, ETFs have a trading risk based on the loss of cost efficiency if the ETFs are traded actively and a liquidity risk if the ETFs has a large bid-ask spread and low trading volume. The price of an ETF fluctuates based upon the market movements and may dissociate from the index being tracked by the ETF or the price of the underlying investments. An ETF purchased or sold at one point in the day may have a different price than the same ETF purchased or sold a short time later. Mutual Fund Risks The performance of mutual funds is subject to market risk, including the possible loss of principal. The price of the mutual funds will fluctuate with the value of the underlying securities that make up the funds. The price of a mutual fund is typically set daily therefore a mutual fund purchased at one point in the day will typically have the same price as a mutual fund purchased later that same day. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 8  Past performance is not a guarantee of future returns. Investing in securities and other investments involve a risk of loss that each Client should understand and be willing to bear. Clients are reminded to discuss these risks with the Advisor. Item 9 – Disciplinary Information There are no legal, regulatory or disciplinary events involving SWTS or its owner. SWTS values the trust Clients place in the Advisor. The Advisor encourages Clients to perform the requisite due diligence on any advisor or service provider that the Client engages. The backgrounds of the Advisor or Advisory Persons are available on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 332731. Item 10 – Other Financial Industry Activities and Affiliations Insurance Agency Affiliation As noted in Item 5, certain Advisory Persons are licensed insurance professionals. Implementations of insurance recommendations are separate and apart from one’s role with the Advisor. As an insurance professional, the Advisory Person will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Advisory Persons are not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset investment advisory fees. This presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by the Advisor or Advisory Persons. Stonehaven Financial Services, LLC Mr. Much provides tax and accounting services through Stonehaven Financial Services, LLC. Stonehaven Financial Services, LLC is under common control and ownership as the Advisor. Tax and accounting services are separate and distinct from investment advisory services provided by the Advisor. The Advisor may recommend that Clients engage Stonehaven Financial Services, LLC for tax and accounting services, which are provided as a separate service and fee. Clients are under no obligation to utilize these services provided by Stonehaven Financial Services, LLC. Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading A. Code of Ethics SWTS has implemented a Code of Ethics (the “Code”) that defines the Advisor’s fiduciary commitment to each Client. This Code applies to all persons associated with SWTS (“Supervised Persons”). The Code was developed to provide general ethical guidelines and specific instructions regarding the Advisor’s duties to each Client. SWTS and its Supervised Persons owe a duty of loyalty, fairness and good faith towards each Client. It is the obligation of SWTS’s Supervised Persons to adhere not only to the specific provisions of the Code, but also to the general principles that guide the Code. The Code covers a range of topics that address employee ethics and conflicts of interest. To request a copy of the Code, please contact the Advisor at (920) 882-0427. B. Personal Trading with Material Interest SWTS allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. SWTS does not act as principal in any transactions. In addition, the Advisor does not act as the general partner of a fund, or advise an investment company. SWTS does not have a material interest in any securities traded in Client accounts. C. Personal Trading in Same Securities as Clients SWTS allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Owning the same securities that are recommended (purchase or sell) to Clients presents a conflict of interest that, as fiduciaries, must be disclosed to Clients and mitigated through policies and procedures. As noted above, the Advisor has adopted the Code to address insider trading (material non-public information controls); gifts and entertainment; outside business activities and personal securities reporting. When trading for personal accounts, Supervised Persons have a conflict of interest if trading in the same securities. The fiduciary duty to act in the best interest of its Clients can be violated if personal trades are made with more Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 9  advantageous terms than Client trades, or by trading based on material non-public information. This risk is mitigated by SWTS requiring reporting of personal securities trades by its Supervised Persons for review by the Chief Compliance Officer (“CCO”) or delegate. The Advisor has also adopted written policies and procedures to detect the misuse of material, non-public information. D. Personal Trading at Same Time as Client While SWTS allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients, such trades are typically aggregated with Client orders or traded afterwards. At no time will SWTS, or any Supervised Person of SWTS, transact in any security to the detriment of any Client. Item 12 – Brokerage Practices A. Recommendation of Custodian[s] SWTS does not have discretionary authority to select the broker-dealer/custodian for custody and execution services. The Client will engage the broker-dealer/custodian (herein the "Custodian") to safeguard Client assets and authorize SWTS to direct trades to the Custodian as agreed upon in the investment advisory agreement. Further, SWTS does not have the discretionary authority to negotiate commissions on behalf of Clients on a trade- by-trade basis. Where SWTS does not exercise discretion over the selection of the Custodian, it may recommend the Custodian to Clients for custody and execution services. Clients are not obligated to use the recommended Custodian and will not incur any extra fee or cost from the Advisor associated with using a custodian not recommended by SWTS. However, the Advisor may be limited in the services it can provide if the recommended Custodian is not engaged. SWTS may recommend the Custodian based on criteria such as, but not limited to, reasonableness of commissions charged to the Client, services made available to the Client, and its reputation and/or the location of the Custodian’s offices. SWTS will generally recommend that Clients establish their account[s] at SEI Private Trust Company, a subsidiary of SEI Investments Company (“SEI”), a FINRA-registered broker-dealer and member SIPC. SEI will serve as the Client’s “qualified custodian”. The following are additional details regarding the brokerage practices of the Advisor: 1. Soft Dollars – Soft dollars are revenue programs offered by broker-dealers/custodians whereby an advisor enters into an agreement to place security trades with a broker-dealer/custodian in exchange for research and other services. SWTS does not participate in soft dollar programs sponsored or offered by any broker-dealer/custodian. However, the Advisor receives certain economic benefits from the Custodian. Please see Item 14 below. 2. Brokerage Referrals – SWTS does not receive any compensation from any third party in connection with the recommendation for establishing an account. 3. Directed Brokerage – All Clients are serviced on a “directed brokerage basis”, where SWTS will place trades within the established account[s] at the Custodian designated by the Client. Further, all Client accounts are traded within their respective account[s]. The Advisor will not engage in any principal transactions (i.e., trade of any security from or to the Advisor’s own account) or cross transactions with other Client accounts (i.e., purchase of a security into one Client account from another Client’s account[s]). SWTS will not be obligated to select competitive bids on securities transactions and does not have an obligation to seek the lowest available transaction costs. These costs are determined by the Custodian. B. Aggregating and Allocating Trades The primary objective in placing orders for the purchase and sale of securities for Client accounts is to obtain the most favorable net results taking into account such factors as 1) price, 2) size of the order, 3) difficulty of execution, 4) confidentiality and 5) skill required of the Custodian. SWTS will execute its transactions through the Custodian as authorized by the Client. SWTS may aggregate orders in a block trade or trades when securities are purchased Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 10  or sold through the Custodian for multiple (discretionary) accounts in the same trading day. If a block trade cannot be executed in full at the same price or time, the securities actually purchased or sold by the close of each business day must be allocated in a manner that is consistent with the initial pre-allocation or other written statement. This must be done in a way that does not consistently advantage or disadvantage any particular Clients’ accounts. Item 13 – Review of Accounts A. Frequency of Reviews Securities in Client accounts are monitored on a regular and continuous basis by Advisory Persons and periodic reviews by Brian M. Much, Chief Compliance Officer of SWTS. Formal reviews are generally conducted at least annually or more frequently depending on the needs of the Client. B. Causes for Reviews In addition to the investment monitoring noted in Item 13.A., each Client account shall be reviewed at least annually. Reviews may be conducted more frequently at the Client’s request. Accounts may be reviewed as a result of major changes in economic conditions, known changes in the Client’s financial situation, and/or large deposits or withdrawals in the Client’s account[s]. The Client is encouraged to notify SWTS if changes occur in the Client’s personal financial situation that might adversely affect the Client’s investment plan. Additional reviews may be triggered by material market, economic or political events. C. Review Reports The Client will receive brokerage statements no less than quarterly from the Custodian. These brokerage statements are sent directly from the Custodian to the Client. The Client may also establish electronic access to the Custodian’s website so that the Client may view these reports and their account activity. Client brokerage statements will include all positions, transactions and fees relating to the Client’s account[s]. The Advisor may also provide Clients with periodic reports regarding their holdings, allocations, and performance. Item 14 – Client Referrals and Other Compensation A. Compensation Received by SWTS SWTS is a fee-based advisory firm, that is compensated solely by its Clients and not from any investment product. SWTS does not receive commissions or other compensation from product sponsors, broker-dealers or any un- related third party. SWTS may refer Clients to various unaffiliated, non-advisory professionals (e.g. attorneys, accountants, estate planners) to provide certain financial services necessary to meet the goals of its Clients. Likewise, SWTS may receive non-compensated referrals of new Clients from various third-parties. Participation in Institutional Advisor Platform SWTS has established an institutional relationship with SEI (“Custodian”) to assist the Advisor in managing Client account[s]. The Advisor receives access to software and related support because the Advisor renders investment management services to Clients that maintain assets at SEI. The software and related systems support may benefit the Advisor, but not its Clients directly. In fulfilling its duties to its Clients, the Advisor endeavors at all times to put the interests of its Clients first. Clients should be aware, however, that the receipt of economic benefits from a Custodian creates a conflict of interest since these benefits may influence the Advisor's recommendation of this Custodian over one that does not furnish similar software, systems support, or services. B. Compensation for Client Referrals The Advisor does not compensate, either directly or indirectly, any persons who are not supervised persons, for Client referrals. Item 15 – Custody The Advisor is authorized to deduct its fees from the Client’s account[s] at the Custodian. The Client must place all assets with a “qualified custodian”. The Client is required to engage the Custodian to retain all funds and securities and direct the Advisor to utilize that Custodian for security transactions in the account[s]. The Client should review statements provided by the Custodian, as the Custodian does not perform this review. For more information about custodians and brokerage practices, see Item 12 – Brokerage Practices. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 11  Item 16 – Investment Discretion SWTS generally has discretion over the selection and amount of securities to be bought or sold in Client accounts without obtaining prior consent or approval from the Client. However, these purchases or sales may be subject to specified investment objectives, guidelines, or limitations previously set forth by the Client and agreed to by SWTS. Discretionary authority will only be authorized upon full disclosure to the Client. The granting of such authority will be evidenced by the Client's execution of an investment advisory agreement containing all applicable limitations to such authority. All discretionary trades made by SWTS will be in accordance with each Client's investment objectives and goals. Item 17 – Voting Client Securities SWTS does not accept proxy-voting responsibility for any Client. Clients will receive proxy statements directly from the Custodian. The Advisor will assist in answering questions relating to proxies, however, the Client retains the sole responsibility for proxy decisions and voting. Item 18 – Financial Information Neither SWTS, nor its management, have any adverse financial situations that would reasonably impair the ability of SWTS to meet all obligations to its Clients. Neither SWTS, nor any of its Advisory Persons, have been subject to a bankruptcy or financial compromise. SWTS is not required to deliver a balance sheet along with this Disclosure Brochure as the Advisor does not collect advance fees of $1,200 or more for services to be performed six months or more in the future. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 12  Stonehaven Wealth & Tax Solutions, LLC Form ADV Part 2A – Appendix 1 (“Wrap Fee Program Brochure”) Effective: April 27, 2026 This Form ADV2A - Appendix 1 (“Wrap Fee Program Brochure”) provides information about the qualifications and business practices for Stonehaven Wealth & Tax Solutions, LLC (“SWTS” or the “Advisor”) services when offering services pursuant to a wrap program. This Wrap Fee Program Brochure shall always be accompanied by the SWTS Disclosure Brochure, which provides complete details on the business practices of the Advisor. If you did not receive the complete SWTS Disclosure Brochure or you have any questions about the contents of this Wrap Fee Program Brochure or the SWTS Disclosure Brochure, please contact the Advisor at (920) 882-0427. SWTS is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The information in this Wrap Fee Program Brochure has not been approved or verified by the SEC or by any state securities authority. Registration of an investment advisor does not imply any specific level of skill or training. This Wrap Fee Program Brochure provides information about SWTS to assist you in determining whether to retain the Advisor. Additional information about SWTS and its Advisory Persons are available on the SEC’s website at www.adviserinfo.sec.gov by searching the Advisor’s firm name or CRD# 332731. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 13  Item 2 – Material Changes Form ADV 2A - Appendix 1 provides information about a variety of topics relating to an Advisor’s business practices and conflicts of interest. In particular, this Wrap Fee Program Brochure discusses the Wrap Fee Program offered by the Advisor. Material Changes There have been no material changes made to this disclosure brochure since the last annual amendment filing on February 6, 2025. Future Changes From time to time, the Advisor may amend this Wrap Fee Program Brochure to reflect changes in business practices, changes in regulations or routine annual updates as required by the securities regulators. This complete Wrap Fee Program Brochure (along with the complete SWTS Disclosure Brochure) or a Summary of Material Changes shall be provided to you annually and if a material change occurs in the business practices of SWTS. At any time, you may view this Wrap Fee Program Brochure and the current Disclosure Brochure on-line at the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching for the Advisor’s firm name or CRD# 322731. You may also request a copy of this Disclosure Brochure at any time, by contacting the Advisor at (920) 882-0427. Item 3 – Table of Contents Form ADV Part 2A – Appendix 1 ....................................................................................................................... 13 Item 2 – Material Changes .................................................................................................................................. 14 Item 3 – Table of Contents ................................................................................................................................. 14 Item 4 – Services Fees and Compensation ...................................................................................................... 15 Item 5 – Account Requirements and Types of Clients .................................................................................... 16 Item 6 – Portfolio Manager Selection and Evaluation ..................................................................................... 16 Item 7 – Client Information Provided to Portfolio Managers .......................................................................... 18 Item 8 – Client Contact with Portfolio Managers ............................................................................................. 18 Item 9 – Additional Information ......................................................................................................................... 18 Item 5 – Additional Compensation .................................................................................................................... 27 Item 6 – Supervision ........................................................................................................................................... 27 Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 14  Item 4 – Services Fees and Compensation A. Services SWTS provides customized wealth management services for its Clients. This Wrap Fee Program Brochure is provided as a supplement to the SWTS Disclosure Brochure (Form ADV 2A). This Wrap Fee Program Brochure is provided along with the complete Disclosure Brochure to provide full details of the business practices and fees when selecting SWTS as your investment advisor. As part of the wealth management fees noted in Item 5 of the Disclosure Brochure, SWTS includes, in addition to securities transaction fees, custodial costs, and administrative fees (herein “Covered Costs”) as part of the overall wealth management fee. Securities regulations often refer to this combined fee structure as a “Wrap Fee Program”. The Advisor’s recommended Custodian charges securities transaction fees for mutual fund, exchange- traded fund (“ETF”), equities, and fixed income securities in Client accounts. The Advisor sponsors the SWTS Wrap Fee Program. The sole purpose of this Wrap Fee Program Brochure is to provide additional disclosure relating the combination of Covered Costs into a single “bundled” wealth management fee. This Wrap Fee Program Brochure references back to the SWTS Disclosure Brochure in which this Wrap Fee Program Brochure serves as an Appendix. Please see Item 4 – Advisory Services of the Disclosure Brochure for details on SWTS’ investment philosophy and related services. B. Program Costs Advisory services provided by SWTS are offered in a wrap fee structure whereby Covered Costs are included in the overall wealth management fee paid to SWTS. As the level of activity in a Client’s account[s] may vary from year to year, the annual cost to the Client may be more or less than engaging for advisory services where the Covered Costs are borne separately by the Client. The cost of the Wrap Fee Program varies depending on services to be provided to each Client, however, the Client is not charged more if there is higher trading activity or other Covered Costs. A Wrap Fee structure presents a conflict of interest as the Advisor is incentivized to limit the number of trades placed in the Client’s account[s]. However, the Advisor’s recommended Custodian includes the Covered Costs as part of an overall platform fee paid by the Advisor. The Custodian’s platform fee is based on the total assets of the Client’s account[s]. The recommended Custodian does not assess the platform fee on certain Non-Transaction Fee mutual funds. This presents a conflict of interest as the Advisor is incentivized to utilize Non-Transaction Fee mutual funds. The Advisor will recommend mutual funds that are deemed to be in the Client’s best interest and not solely based on transaction costs. The Advisor will only place Client assets into a Wrap Fee Program when it is believed to be in the Client’s best interest. Please see Item 5 – Fees and Compensation of the Disclosure Brochure for complete details on fees. C. Fees Wealth Management Services Wealth management fees are paid monthly, in advance of each month, pursuant to the terms of the wealth management agreement. Wealth management fees are based on the market value of assets under management at the end of the prior month. Wealth management fees are based on the following schedule: Assets Under Management ($) Up to $500,000 $500,001 to $2,000,000 $2,000,001 and up Annual Rate (%) 1.70% 0.90% 0.60% The wealth management fee in the first month of service is prorated from the inception date of the account[s] to the end of the first month. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by SWTS will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate billing. As noted in Item 4.D, the Advisor’s wealth management fees will include Covered Costs. However, the Advisor shall not receive any portion of these commissions, fees, and costs. Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 15  from the Client’s account[s] at the beginning of the respective month. The amount due is calculated by applying the monthly rate (annual rate divided by 12) to the total assets under management with SWTS at the end of the prior month. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the wealth management fee. Clients are urged to also review and compare the statement provided by the Advisor to the brokerage statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide written authorization permitting advisory fees to be deducted by SWTS to be paid directly from their account[s] held by the Custodian as part of the wealth management agreement and separate account forms provided by the Custodian. As noted above, the Wrap Fee Program includes Covered Costs incurred in connection with the discretionary wealth management services provided by SWTS, as part of its overall wealth management fee. In addition, all fees paid to SWTS for wealth management services or part of the Wrap Fee Program are separate and distinct from the expenses charged by mutual funds and exchange-traded funds to their shareholders, if applicable. These fees and expenses are described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible distribution fee. Securities transaction fees for Client- directed trades will be charged back to the Client. In connection with the discretionary wealth management services provided by SWTS, the Client will incur other costs assessed by the Custodian or other third parties, other than the Covered Costs noted above, such as wire transfer fees, fees for trades executed away from the Custodian and other fees. The Advisor does not control nor share in these fees. The Client should review both the fees charged by the fund[s] and the fees charged by SWTS to fully understand the total fees to be paid. Please see Item 5.C. – Other Fees and Expenses in the Disclosure Brochure (included with this Wrap Fee Program Brochure). D. Compensation SWTS is the sponsor and portfolio manager of this Wrap Fee Program. SWTS receives wealth management fees paid by Clients for participating in the Wrap Fee Program and pays the Covered Costs associated with the management of the Client’s account[s]. Item 5 – Account Requirements and Types of Clients SWTS offers wealth management services to individuals and high net worth individuals. SWTS generally imposes a minimum relationship size of $500,000 to effectively implement its wealth management services. Please see Item 7 – Types of Clients in the Disclosure Brochure for additional information. Item 6 – Portfolio Manager Selection and Evaluation Portfolio Manager Selection SWTS serves as sponsor and as portfolio manager for the services under this Wrap Fee Program. Related Persons SWTS personnel serve as portfolio managers for this Wrap Fee Program. SWTS does not serve as a portfolio manager for any third-party Wrap Fee Programs. Performance-Based Fees SWTS does not charge performance-based fees for its wealth management services. The fees charged by SWTS are as described in Item 5 above and are not based upon the capital appreciation of the funds or securities held by any Client. SWTS does not manage any proprietary investment funds or limited partnerships (for example, a mutual fund or a hedge fund) and has no financial incentive to recommend any particular investment options to its Clients. Supervised Persons SWTS Advisory Persons serve as portfolio managers for all accounts, including the services described in this Wrap Fee Program Brochure. Details of the advisory services provided are included in Item 4.A. of the Disclosure Brochure. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 16  Methods of Analysis Please see Item 8 of the Disclosure Brochure (included with this Wrap Fee Program Brochure) for details on the research and analysis methods employed by the Advisor. Risk of Loss Investing in securities involves certain investment risks. Securities may fluctuate in value or lose value. Clients should be prepared to bear the potential risk of loss. SWTS will assist Clients in determining an appropriate strategy based on their tolerance for risk and other factors noted above. However, there is no guarantee that a Client will meet their investment goals. While the methods of analysis help the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in these methods of analysis may lose value and may have negative investment performance. The Advisor monitors these economic indicators to determine if adjustments to strategic allocations are appropriate. More details on the Advisor’s review process are included below in Item 13 – Review of Accounts. Each Client engagement will entail a review of the Client's investment goals, financial situation, time horizon, tolerance for risk and other factors to develop an appropriate strategy for managing a Client's account. Client participation in this process, including full and accurate disclosure of requested information, is essential for the analysis of a Client's account[s]. The Advisor shall rely on the financial and other information provided by the Client or their designees without the duty or obligation to validate the accuracy and completeness of the provided information. It is the responsibility of the Client to inform the Advisor of any changes in financial condition, goals or other factors that may affect this analysis. The risks associated with a particular strategy are provided to each Client in advance of investing Client accounts. The Advisor will work with each Client to determine their tolerance for risk as part of the portfolio construction process. Following are some of the risks associated with the Advisor’s investment strategies: Market Risks The value of a Client’s holdings may fluctuate in response to events specific to companies or markets, as well as economic, political, or social events in the U.S. and abroad. This risk is linked to the performance of the overall financial markets. ETF Risks The performance of ETFs is subject to market risk, including the possible loss of principal. The price of the ETFs will fluctuate with the price of the underlying securities that make up the funds. In addition, ETFs have a trading risk based on the loss of cost efficiency if the ETFs are traded actively and a liquidity risk if the ETFs has a large bid-ask spread and low trading volume. The price of an ETF fluctuates based upon the market movements and may dissociate from the index being tracked by the ETF or the price of the underlying investments. An ETF purchased or sold at one point in the day may have a different price than the same ETF purchased or sold a short time later. Mutual Fund Risks The performance of mutual funds is subject to market risk, including the possible loss of principal. The price of the mutual funds will fluctuate with the value of the underlying securities that make up the funds. The price of a mutual fund is typically set daily therefore a mutual fund purchased at one point in the day will typically have the same price as a mutual fund purchased later that same day. Past performance is not a guarantee of future returns. Investing in securities and other investments involve a risk of loss that each Client should understand and be willing to bear. Clients are reminded to discuss these risks with the Advisor. Please see Item 8.B. – Risk of Loss in the Disclosure Brochure for details on investment risks. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 17  Proxy Voting SWTS does not accept proxy-voting responsibility for any Client. Clients will receive proxy statements directly from the Custodian. The Advisor will assist in answering questions relating to proxies, however, the Client retains the sole responsibility for proxy decisions and voting. Item 7 – Client Information Provided to Portfolio Managers SWTS is the sponsor and sole portfolio manager for the Program. The Advisor does not share Client information with other portfolio managers because it is the sole portfolio manager for this Wrap Fee Program. Please also see the SWTS Privacy Policy (included after this Wrap Fee Program Brochure). Item 8 – Client Contact with Portfolio Managers SWTS is a full-service investment management advisory firm. Clients always have direct access to the Portfolio Managers at SWTS. Item 9 – Additional Information A. Disciplinary Information and Other Financial Industry Activities and Affiliations There are no legal, regulatory or disciplinary events involving SWTS or its owner. SWTS values the trust Clients place in the Advisor. The Advisor encourages Clients to perform the requisite due diligence on any advisor or service provider that the Client engages. The backgrounds of the Advisor or Advisory Persons are available on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 332731. Please see Item 9 of the SWTS Disclosure Brochure as well as Item 3 of each Advisory Person’s Brochure Supplement (included with this Wrap Fee Program Brochure) for additional information on how to research the background of the Advisor and its Advisory Persons. Other Financial Activities and Affiliations Please see Item 10 – Other Financial Activities and Affiliation and Item 14 – Client Referrals and Other Compensation of the Form ADV Part 2A – Disclosure Brochure (included with this Wrap Fee Program Brochure). B. Code of Ethics, Review of Accounts, Client Referrals, and Financial Information SWTS has implemented a Code of Ethics that defines the Advisor’s fiduciary commitment to each Client. This Code of Ethics applies to all persons subject to SWTS’s compliance program (our “Supervised Persons”). Complete details on the SWTS Code of Ethics can be found under Item 11 – Code of Ethics, Participation in Client Transactions and Personal Trading in the Disclosure Brochure (included with this Wrap Fee Program Brochure). Investments in Review of Accounts Client accounts are monitored on a regular and continuous basis by Advisory Persons of SWTS under the supervision of the Chief Compliance Officer (“CCO”). Details of the review policies and practices are provided in Item 13 of the Form ADV Part 2A – Disclosure Brochure. Other Compensation SWTS has established an institutional relationship with SEI (“Custodian”) to assist the Advisor in managing Client account[s]. The Advisor receives access to software and related support because the Advisor renders investment management services to Clients that maintain assets at SEI. The software and related systems support may benefit the Advisor, but not its Clients directly. In fulfilling its duties to its Clients, the Advisor endeavors at all times to put the interests of its Clients first. Clients should be aware, however, that the receipt of economic benefits from a Custodian creates a conflict of interest since these benefits may influence the Advisor's recommendation of this Custodian over one that does not furnish similar software, systems support, or services. Please se Please refer to Item 14 – Other Compensation in the Form ADV Part 2A – Disclosure Brochure (included with this Wrap Fee Program Brochure) for details on additional compensation that may be received by SWTS or its Advisory Persons. Each Advisory Person’s Brochure Supplement (also included with this Wrap Fee Program Brochure) provides details on any outside business activities and the associated compensation. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 18  Client Referrals from Solicitors The Advisor does not compensate, either directly or indirectly, any persons who are not supervised persons, for Client referrals. Financial Information Neither SWTS, nor its management, have any adverse financial situations that would reasonably impair the ability of SWTS to meet all obligations to its Clients. Neither SWTS, nor any of its Advisory Persons, have been subject to a bankruptcy or financial compromise. SWTS is not required to deliver a balance sheet along with this Disclosure Brochure as the Advisor does not collect advance fees of $1,200 or more for services to be performed six months or more in the future. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 19  Form ADV Part 2B – Brochure Supplement for Brian M. Much, CMA, CPA, PFS® Chief Executive Officer and Chief Compliance Officer Effective: April 27, 2026 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Brian M. Much, CMA, CPA, PFS® (CRD# 5387890), in addition to the information contained in the Stonehaven Wealth & Tax Solutions, LLC (“SWTS” or the “Advisor”, CRD# 332731) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the SWTS Disclosure Brochure or this Brochure Supplement, please contact us at (920) 882-0427. Additional information about Mr. Much is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 5387890. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 20  Item 2 – Educational Background and Business Experience Brian M. Much, CMA, CPA, PFS®, born in 1973, is dedicated to advising Clients of SWTS as the Chief Executive Officer and Chief Compliance Officer. Mr. Much earned a BS – in Accounting from the University of Wisconsin - Oshkosh in 2000. Additional information regarding Mr. Much’s employment history is included below. Employment History: 10/2024 to Present 01/2017 to Present 10/2002 to Present 08/2009 to 10/2024 08/2009 to 10/2024 Chief Executive Officer and Chief Compliance Officer, Stonehaven Wealth & Tax Solutions, LLC Chief Executive Officer, Stonehaven Real Estate, LLC Chief Executive Officer, Stonehaven Financial Services, LLC Investment Advisor Representative, Cambridge Investment Research Advisors, Inc. Registered Representative, Cambridge Investment Research, Inc. Certified Public Accountant™ (“CPA”) CPAs are licensed and regulated by their state boards of accountancy. While state laws and regulations vary, the education, experience and testing requirements for licensure as a CPA generally include minimum college education (typically 150 credit hours with at least a baccalaureate degree and a concentration in accounting), minimum experience levels (most states require at least one year of experience providing services that involve the use of accounting, attest, compilation, management advisory, financial advisory, tax or consulting skills, all of which must be achieved under the supervision of or verification by a CPA), and successful passage of the Uniform CPA Examination. In order to maintain a CPA license, states generally require the completion of 40 hours of continuing professional education (CPE) each year (or 80 hours over a two-year period or 120 hours over a three-year period). Additionally, all American Institute of Certified Public Accountants™ (AICPA®) members are required to follow a rigorous Code of Professional Conduct which requires that they act with integrity, objectivity, due care, competence, fully disclose any conflicts of interest (and obtain client consent if a conflict exists), maintain client confidentiality, disclose to the client any commission or referral fees, and serve the public interest when providing financial services. The vast majority of state boards of accountancy have adopted the AICPA’s® Code of Professional Conduct within their state accountancy laws or have created their own. Personal Financial Specialist™ (“PFS®”) The PFS® credential demonstrates that an individual has met the minimum education, experience, and testing required of a CPA® in addition to a minimum level of expertise in personal financial planning. To attain the PFS® credential, a candidate must hold an unrevoked CPA® license, fulfill 3,000 hours of personal financial planning business experience, complete 80 hours of individual financial planning CPE® credits, pass a comprehensive financial planning exam and be an active member of the AICPA®. A PFS® credential holder is required to adhere to AICPA’s® Code of Professional Conduct and is encouraged to follow AICPA’s® Statement on Responsibilities in Financial Planning Practice. To maintain their PFS® credential, the recipient must complete 60 hours of financial planning CPE® credits every three years. The PFS® credential is administered through the AICPA®. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Much. Mr. Much has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Much. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Much. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 21  However, we do encourage you to independently view the background of Mr. Much on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 5387890. Item 4 – Other Business Activities Insurance Agency Affiliations Mr. Much is also a licensed insurance professional. Implementations of insurance recommendations are separate and apart from Mr. Much’s role with SWTS. As an insurance professional, Mr. Much will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Much is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mr. Much or the Advisor. Mr. Much spends approximately 10% of his time per month in this capacity. Stonehaven Financial Services, LLC Mr. Much provides tax and accounting services through Stonehaven Financial Services, LLC. Stonehaven Financial Services, LLC is under common control and ownership as the Advisor. Tax and accounting services are separate and distinct from investment advisory services provided by the Advisor. The Advisor may recommend that Clients engage Stonehaven Financial Services, LLC for tax and accounting services, which are provided as a separate service and fee. Clients are under no obligation to utilize these services provided by Stonehaven Financial Services, LLC. Mr. Much spends approximately 10% of his time per month in this capacity. Stonehaven Real Estate, LLC Mr. Much is Owner of Stonehaven Real Estate, LLC, which manages commercial rental properties. In this capacity, Mr. Much manages commercial real estate and leases properties to tenants. Clients are not offered investment opportunities where Mr. Much has ownership interest. Mr. Much spends approximately 5% of his time per month in this capacity. Item 5 – Additional Compensation Mr. Much has additional business activities where compensation is received that are detailed in Item 4 above. Item 6 – Supervision Mr. Much serves as the Chief Executive Officer and Chief Compliance Officer of SWTS. Mr. Much can be reached at (920) 882-0427. SWTS has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of SWTS. Further, SWTS is subject to regulatory oversight by various agencies. These agencies require registration by SWTS and its Supervised Persons. As a registered entity, SWTS is subject to examinations by regulators, which may be announced or unannounced. SWTS is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 22  Form ADV Part 2B – Brochure Supplement for Scott D. Hackl, CAP® Wealth and Tax Specialist Effective: April 27, 2026 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Scott D. Hackl, CAP® (CRD# 7259598) in addition to the information contained in the Stonehaven Wealth & Tax Solutions, LLC (“SWTS” or the “Advisor”, CRD# 332731) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the SWTS Disclosure Brochure or this Brochure Supplement, please contact us at (920) 882-0427. Additional information about Mr. Hackl is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 7259598. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 23  Item 2 – Educational Background and Business Experience Scott D. Hackl, CAP®, born in 1981, is dedicated to advising Clients of SWTS as a Wealth and Tax Specialist. Mr. Hackl attended John Cabot University in 2003. Mr. Hackl also attended the University of Wisconsin - Milwaukee in 2001. Additional information regarding Mr. Hackl’s employment history is included below. Employment History: 10/2024 to Present 08/2024 to Present Investment Research 11/2020 to 10/2024 07/2020 to 10/2024 09/2020 to 09/2024 Wealth and Tax Specialist, Stonehaven Wealth & Tax Solutions, LLC Owner, Hackl Financial LLC Investment Advisor Representative, Cambridge Advisors, Inc. Registered Representative, Cambridge Investment Research, Inc. Senior Director of Advancement, Saint Paul University Catholic Foundation, Inc. Area Director, Fellowship of Catholic University Students 01/2019 to 05/2021 Chartered Advisor in Philanthropy™ (“CAP®”) The Chartered Advisor in Philanthropy™ (CAP®) provides you with the knowledge and tools you need to help clients articulate and advance their highest aspirations for self, family, and society. Candidates must be engaged in the following professional activities three of the five years immediately preceding the application: • advising individuals or charitable organizations in wealth and estate planning, charitable planning, charitable giving, planned giving, nonprofit or foundation management or services, investment management of charitable assets or accounting or; • Employed in the nonprofit sector in a capacity related to nonprofit management, development, planned giving, or fundraising. The CAP® program is offered by the American College and consists of three graduate-level courses, Planning for Impact in the Context of Family Wealth, Charitable Strategies, and Gift Planning in a Nonprofit Context. The CAP® program requires three course-specific, two hours proctored exams, and 15 hours of continuing education every two years. Holders of the CAP® must adhere to The American College’s Code of Ethics. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Hackl. Mr. Hackl has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Hackl. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Hackl. However, we do encourage you to independently view the background of Mr. Hackl on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 7259598. Item 4 – Other Business Activities Insurance Agency Affiliations Mr. Hackl is also a licensed insurance professional with Hackl Financial LLC. Implementations of insurance recommendations are separate and apart from Mr. Hackl’s role with SWTS. As an insurance professional, Mr. Hackl will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Hackl is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 24  implement any recommendations made by Mr. Hackl or the Advisor. Mr. Hackl spends approximately 10% of his time per month in this capacity. Item 5 – Additional Compensation Mr. Hackl has additional business activities where compensation is received that are detailed in Item 4 above. Item 6 – Supervision Mr. Hackl serves as a Wealth and Tax Specialist of SWTS and is supervised by Brian Much, the Chief Compliance Officer. Mr. Much can be reached at (920) 882-0427. SWTS has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of SWTS. Further, SWTS is subject to regulatory oversight by various agencies. These agencies require registration by SWTS and its Supervised Persons. As a registered entity, SWTS is subject to examinations by regulators, which may be announced or unannounced. SWTS is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 25  Form ADV Part 2B – Brochure Supplement for Tina F. Moore Associate Advisor Effective: April 27, 2026 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Tina F. Moore (CRD# 2299017) in addition to the information contained in the Stonehaven Wealth & Tax Solutions, LLC (“SWTS” or the “Advisor”, CRD# 332731) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the SWTS Disclosure Brochure or this Brochure Supplement, please contact us at (920) 882-0427. Additional information about Mrs. Moore is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with her full name or her Individual CRD# 2299017. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 26  Item 2 – Educational Background and Business Experience Tina F. Moore, born in 1971, is dedicated to advising Clients of SWTS as an Associate Advisor. Mrs. Moore earned her High School Diploma from Oconomowoc Christian Academy in 1988. Additional information regarding Mrs. Moore’s employment history is included below. Employment History: 10/2024 to Present Investment Research 09/2018 to 10/2024 09/2018 to 10/2024 03/2015 to 07/2018 Associate Advisor, Stonehaven Wealth & Tax Solutions, LLC Investment Advisor Representative, Cambridge Advisors, Inc. Registered Representative, Cambridge Investment Research, Inc Investment Advisor Representative / Registered Representative, Woodbury Financial Services, Inc. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mrs. Moore. Mrs. Moore has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mrs. Moore. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mrs. Moore. However, we do encourage you to independently view the background of Mrs. Moore on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with her full name or her Individual CRD# 2299017. Item 4 – Other Business Activities Insurance Agency Affiliations Mrs. Moore is also a licensed insurance professional. Implementations of insurance recommendations are separate and apart from Mrs. Moore’s role with SWTS. As an insurance professional, Mrs. Moore will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mrs. Moore is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mrs. Moore or the Advisor. Mrs. Moore spends approximately 10% of her time per month in this capacity. Item 5 – Additional Compensation Mrs. Moore has additional business activities where compensation is received that are detailed in Item 4 above. Item 6 – Supervision Mrs. Moore serves as an Associate Advisor of SWTS and is supervised by Brian Much, the Chief Compliance Officer. Mr. Much can be reached at (920) 882-0427. SWTS has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of SWTS. Further, SWTS is subject to regulatory oversight by various agencies. These agencies require registration by SWTS and its Supervised Persons. As a registered entity, SWTS is subject to examinations by regulators, which may be announced or unannounced. SWTS is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 27  Privacy Policy Effective: April 27, 2026 Our Commitment to You Stonehaven Wealth & Tax Solutions, LLC (“SWTS” or the “Advisor”) is committed to safeguarding the use of personal information of our Clients (also referred to as “you” and “your”) that we obtain as your Investment Advisor, as described here in our Privacy Policy (“Policy”). Our relationship with you is our most important asset. We understand that you have entrusted us with your private information, and we do everything that we can to maintain that trust. SWTS (also referred to as "we", "our" and "us”) protects the security and confidentiality of the personal information we have and implements controls to ensure that such information is used for proper business purposes in connection with the management or servicing of our relationship with you. SWTS does not sell your non-public personal information to anyone. Nor do we provide such information to others except for discrete and reasonable business purposes in connection with the servicing and management of our relationship with you, as discussed below. Details of our approach to privacy and how your personal non-public information is collected and used are set forth in this Policy. Why you need to know? Registered Investment Advisors (“RIAs”) must share some of your personal information in the course of servicing your account. Federal and State laws give you the right to limit some of this sharing and require RIAs to disclose how we collect, share, and protect your personal information. What information do we collect from you? Driver’s license number Date of birth Social security or taxpayer identification number Assets and liabilities Name, address and phone number[s] Income and expenses E-mail address[es] Investment activity Account information (including other institutions) Investment experience and goals What Information do we collect from other sources? Custody, brokerage and advisory agreements questionnaires and suitability Other advisory agreements and legal documents Transactional information with us or others Account applications and forms Investment documents Other information needed to service account How do we protect your information? To safeguard your personal information from unauthorized access and use we maintain physical, procedural and electronic security measures. These include such safeguards as secure passwords, encrypted file storage and a secure office environment. Our technology vendors provide security and access control over personal information and have policies over the transmission of data. Our associates are trained on their responsibilities to protect Client’s personal information. We require third parties that assist in providing our services to you to protect the personal information they receive from us. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 28  How do we share your information? An RIA shares Client personal information to effectively implement its services. In the section below, we list some reasons we may share your personal information. Basis For Sharing Do we share? Can you limit? Yes No to: processing No Not Shared Yes Yes Servicing our Clients We may share non-public personal information with non-affiliated third parties (such as administrators, brokers, custodians, regulators, credit agencies, other financial institutions) as necessary for us to provide agreed upon services to you, consistent with applicable law, including but not transactions; general account maintenance; limited responding to regulators or legal investigations; and credit reporting. Marketing Purposes SWTS does not disclose, and does not intend to disclose, personal information with non-affiliated third parties to offer you services. Certain laws may give us the right to share your personal information with financial institutions where you are a customer and where SWTS or the client has a formal agreement with the financial institution. We will only share information for purposes of servicing your accounts, not for marketing purposes. Authorized Users Your non-public personal information may be disclosed to you and persons that we believe to be your authorized agent[s] or representative[s]. No Not Shared Information About Former Clients SWTS does not disclose and does not intend to disclose, non-public personal information to non-affiliated third parties with respect to persons who are no longer our Clients. Changes to our Privacy Policy We will send you a copy of this Policy annually for as long as you maintain an ongoing relationship with us. Periodically we may revise this Policy and will provide you with a revised Policy if the changes materially alter the previous Privacy Policy. We will not, however, revise our Privacy Policy to permit the sharing of non-public personal information other than as described in this notice unless we first notify you and provide you with an opportunity to prevent the information sharing. Any Questions? You may ask questions or voice any concerns, as well as obtain a copy of our current Privacy Policy by contacting us at (920) 882-0427. Stonehaven Wealth & Tax Solutions, LLC 540 South Westland Drive, Appleton, WI 54914 Phone: (920) 882-0427 | Fax: (855) 232-1427 www.stonehavenwealth.com Page 29