TAIKO PRIVATE WEALTH

Item 1. Cover Page Part 2A of Form ADV The Brochure 141 W. Jackson Blvd. Suite 3540 Chicago, IL 60604 www.taikoadvisor.com March 25, 2025 This brochure provides information about the qualifications and business practices of TAIKO Private Wealth. If you have any questions about the contents of this brochure, please contact us at 888 267-4820. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. Additional information about TAIKO Private Wealth is also available on the SEC’s website at: www.sec.gov. 1  Item 2. Material Changes This Firm Brochure is our disclosure document prepared according to regulatory requirements and rules. Consistent with the rules, we will ensure that you receive a summary of any material changes to this and subsequent Brochures within 120 days of the close of our business fiscal year. Furthermore, we will provide you with other interim disclosures about material changes as necessary. There have been no material changes since the last annual updating amendment. Item 3. Table of Contents Item 1. Cover Page ....................................................................................................................... 1 Item 2. Material Changes ............................................................................................................. 2 Item 3. Table of Contents ............................................................................................................. 2 Item 4. Advisory Business ........................................................................................................... 2 Item 5. Fees and Compensation ................................................................................................... 4 Item 6. Performance-Based Fees and Side-by-Side Management ............................................... 5 Item 7. Types of Clients ............................................................................................................... 5 Item 8. Methods of Analysis, Investment Strategies and Risk of Loss ........................................ 6 Item 9. Disciplinary Information .................................................................................................. 6 Item 10. Other Financial Industry Activities and Affiliations ..................................................... 7 Item 11. Code of Ethics, Participation or Interest in Client Transactions and Personal Trading .... 7 Item 12. Brokerage Practices ....................................................................................................... 8 Item 13. Review of Accounts ...................................................................................................... 11 Item 14. Client Referrals and Other Compensation ................................................................... 11 Item 15. Custody ........................................................................................................................ 12 Item 16. Investment Discretion ................................................................................................... 12 Item 17. Voting Client Securities ............................................................................................... 12 Item 18. Financial Information................................................................................................... 12 Item 4. Advisory Business TAIKO Private Wealth (“TPW”) is an SEC-registered investment adviser providing asset management services primarily for high-net-worth clients. The firm is owned by Joseph Taiber, and Phillip Kosmala. Investment Management TPW provides investment management services (“Program”) by directing the assets of clients to be allocated in various model portfolios created by TPW or third-party money managers appointed by TPW based upon a rigorous due diligence process. TPW provides recommended strategic asset/style allocations and investment strategies together with recommendations on rebalancing and manager changes. Please see Item 8 for additional information on methods of analysis and investment strategies. Selection of Third-Party Money Managers(s) (“TPMMs”) As part of our investment advisory services, we may recommend that you use the services of a 2  TPMM to manage all, or a portion of, your investment portfolio. After gathering information about your financial situation and objectives, we will recommend that you engage a specific TPMM or investment program. TPW evaluates a variety of information about each sub-adviser, which may include public disclosure documents, materials supplied by the TPMM themselves and other third- party analyses it believes are reputable. To the extent possible, the Firm seeks to assess the TPMM’s investment strategies, past performance, and risk results in relation to its clients' individual portfolio allocations and risk exposure. TPW also takes into consideration each independent manager's management style, returns, reputation, financial strength, reporting, pricing, and research capabilities, among other factors. TPW continues to provide services relative to the discretionary selection of the TPMM. On an ongoing basis, the Firm monitors the performance of those accounts being managed by each TPMM. TPW seeks to ensure the TPMM’s strategies and target allocations remain aligned with its clients' investment objectives and overall best interests. Portfolio Composition TPW, or managers selected by TPW, will retain complete discretion to formulate, monitor, and revise the portfolios. TPW will perform due diligence on recommended product offerings and recommend strategic asset/style allocations and investment strategies in each portfolio. Alternative Investments TPW may recommend alternative investments (private funds) investing in real estate, private equity and private debt, among others. TPW performs rigorous due diligence prior to recommending any alternative investments. Financial Planning and Consulting Services TPW will typically provide a variety of financial planning services to individuals, families, and businesses under the terms of the written agreement between the Advisor and the Client. TPW employs a comprehensive financial planning process designed to define each Client’s financial objectives, analyze the objectives, and create a step-by-step plan to achieve the objectives. Such financial planning services will involve preparing a financial plan or rendering a financial consultation with Clients. This planning or consulting may encompass one or more areas of need, including, but not limited to: Risk management Expense and income planning Tax planning Investment management Retirement planning Estate planning A financial plan developed for, or financial consultation rendered to, the Client will usually include general recommendations for a course of activity or specific actions to be taken by the Client. For example, recommendations may be made that the Client start or revise their 3  investment programs, commence or alter retirement savings, establish education savings and/or charitable giving programs. TPW may also refer Clients to an accountant, attorney or another specialist, as appropriate for their unique situation. For certain financial planning engagements, the Advisor will provide a written summary of Client’s financial situation, observations, and recommendations. For consulting or ad-hoc engagements, the Advisor may not provide a written summary. Plans or consultations are typically completed within six months of contract date, assuming all information and documents requested are provided promptly. Financial planning, consulting and/or advisory recommendations may pose a potential conflict between the interests of the Advisor and the interests of the Client. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to execute the transaction through the Advisor. Please note investment management services are contracted separately from consulting and entail additional fees which are stated in each advisory agreement. Client Assets Under Management As of the date of this brochure, TPW had $599,688,058 in regulatory assets under management. Item 5. Fees and Compensation Investment Management Services For the services contemplated in Item 4 of this brochure TPW charges an asset-based fee that ranges from 0.20%-1.2% dependent upon several factors including average account size, number of accounts, fee structures of third-party model providers, if applicable, and whether TPW is providing its proprietary model portfolios to the Adviser. Fees will be calculated at the negotiated rate and will be billed in arrears. General Information on Fees In certain circumstances, all fees and account minimums may be negotiable. The fee charged is calculated as described above and is not charged on the basis of a share of capital gains upon or capital appreciation of the funds or any portion of the funds of an advisory client (SEC Rule 205(a)(l)). In addition to TPW’s fees, Clients will be responsible for trading costs, custodian fees, transfer taxes, SEC fees and related fees. TPW pays third-party managers, if appointed by TPW, from its portion of the aggregate advisory fee which it bills to clients quarterly in arrears. Clients may terminate any client agreement any time as provided therein or otherwise terminate that client’s participation in the Program. All fees paid to TPW for investment advisory services are separate and distinct from the fees and expenses charged by mutual funds to their shareholders. These fees and expenses are described in each fund's prospectus. These fees will generally include a management fee, other fund expenses, and occasionally a marketing/distribution fee. A client could invest in a mutual fund directly, without the services of TPW. In that case, the client would not receive the services provided by TPW which are designed, among other things, to assist the client in determining which mutual fund or funds are most appropriate to each client’s financial condition and objectives. 4  TPW’s advisory professionals are compensated primarily through a salary and bonus structure. TPW’s advisory professionals may receive commission-based compensation for the sale of insurance products. Please see Item 10 for detailed information and conflicts of interest. Financial Planning Services Financial planning engagements may be either comprehensive, limited or hourly. Comprehensive and limited engagements are a fixed annual fee, and hourly engagements are billed on an hourly rate as described below. Annual Fee Schedule Financial planning fees under this agreement are billed quarterly in arrears. The Financial planning fee is subjectively determined based on the estimated complexity of the planning engagement and anticipated amount of time and resources required to deliver the agreed upon services. Below is an approximate range of fees. The actual agreed upon fee is stipulated at the end of this Schedule A. Basic $2,000 – $3,500 Annually Standard Financial Planning Fee Schedule Intermediate $4,000 – $7,500 Annually Complex $8,000 – $12,000 Annually Hourly Fees - Paid upon completion of services (Invoiced) Fees for financial plans are based on the complexity of the work to be performed and depend on the level of time, effort, and expertise needed as well as the client’s assets and/or income, and each client’s unique circumstances. Depending upon the complexity of the situation and the needs of the client, the hourly fee for these services is between $100 and $400. The hourly fee is billed in six-minute increments, for financial planning services. Fixed fees typically range between $1,000 and $50,000 and are based on the complexity of the work required. All financial planning fees are negotiable. Item 6. Performance-Based Fees and Side-by-Side Management TPW does not charge any performance-based fees to clients. Item 7. Types of Clients TPW primarily provides customized investment management services to individuals and associated trusts, foundations, endowments, banks or thrift institutions, pension and profit-sharing plans, and other corporations or business entities not otherwise considered institutional clients. TPW considers portfolios of an aggregate value of less than $5,000,000 to be non-institutional. A minimum aggregate portfolio size of $25,000; however, in certain circumstances the minimum portfolio size may be negotiable. 5  Item 8. Methods of Analysis, Investment Strategies and Risk of Loss The objective of our asset allocation theory and models is to assist clients in achieving superior returns given their risk tolerance level. The combination of proprietary research, academic theory and market research helps to guide our asset allocation decisions. TPW may also utilize a variety of computer- simulated models in proposing asset allocations for clients. TPW’s manager research efforts often blend quantitative screens with an emphasis on our senior professional’s product knowledge and the dynamic interaction between investment process and investment cycles. TPW’s due diligence of third-party managers typically includes, but is not limited to, the following: • Assets under management and growth in assets under management • Ownership structure • Investment thesis repeatability of investment process • Industry reputation • Depth of research staff • Market cap analysis • Portfolio duration and structure analysis • Expenses • Turnover & trading costs • Composite construction methodology TPW may use third-party databases such as Zephyr, Morningstar, Investment Metrics, and eVestment Alliance as primary tools for initial screening, quantitative, and comparative research of third-party mutual funds, exchange-traded funds, and managers. TPW utilizes databases of various managers, and regularly reviews the portfolio performance and holdings of recommended managers in comparison to their peers. Risk of Loss All investing involves a risk of loss that clients should be prepared to bear. The identification of securities and other assets believed to be undervalued is a difficult task, and there are no assurances that such opportunities will be successfully recognized or acquired by third-party managers. TPW cannot give any guarantee that it will achieve a client’s investment objectives or that clients will receive a return of its investment. Below is a summary of potentially material risks for each significant TPW investment strategy used, the methods of analysis used, and/or the particular type of security recommended. Lack or Control – TPW will not have a role in the management of clients’ third- party managed accounts and it will likely not have the opportunity to evaluate in advance the specific investments made by any third-party managers. As a result, the rates of return to clients will primarily depend upon investment and management decisions of third-party managers and returns could be adversely affected by the unfavorable performance of such managers. Item 9. Disciplinary Information 6  TPW and its employees have not been involved in any legal or disciplinary events in the past 10 years that would be material to a client’s evaluation of the company or its personnel. Item 10. Other Financial Industry Activities and Affiliations As mentioned earlier, TPW provides its consulting services to numerous types of clients. To mitigate actual and potential conflicts of interest, TPW will disallow any investment firm that purchases services from any employee from participating in any recommended list of investments and firms prepared on behalf of TPW's clients. It is TPW's policy that no employee or any member of the employee's immediate family may sell any product or service to any investment firms that currently manage assets on behalf of TPW's clients. TPW is controlled by Phil Kosmala and Joe Taiber, who jointly own Taiber Kosmala & Associates, LLC, and Advisor OS, LLC both of which are SEC-registered investment advisers headquartered in Chicago IL. Item 11. Code of Ethics, Participation or Interest in Client Transactions and Personal Trading Participation or Interest in Client Transactions TPW has established the following restrictions in order to ensure its fiduciary responsibilities: 1) No member or employee of TPW shall buy or sell securities for their personal portfolio(s) where their decision is substantially derived, in whole or in part, by reason of his or her employment unless the information is also available to the investing public on reasonable inquiry. No person of TPW shall prefer his or her own interest to that of the advisory client. 2) TPW maintains a list of all securities holdings for itself, and anyone associated with its advice my practice with access to advisory recommendations. 3) TPW emphasizes the unrestricted right of the client to decline to implement any advice rendered by TPW. 4) TPW emphasizes the unrestricted right of the client to select and choose any broker or dealer he or she wishes. 5) TPW requires that all individuals must act in accordance with all applicable Federal and State regulations governing registered investment advisory practices. Code of Ethics TPW's Code of Ethics (the "Code") governs the business and employees of TPW. The Code provides principles and rules to be followed by members, officers and employees of TPW in the performance of their professional duties. The Code operates in conjunction with TPW's policies and procedures that govern employees. The basic principle that governs the conduct of the applicant's business is loyalty to the interests of its clients. The Code provides that no TPW officer or employee, directly or indirectly, shall (a) employ any device, scheme or artifice to defraud a client; (b) engage in any act, practice or course of conduct which operates or would operate as a fraud to deceit upon a client; or (c) engage in any manipulative practice with respect to a client. The Code requires that no officer or employee profit, directly or 7  indirectly from his or her position with TPW to the detriment or at the expense of clients; and no officer or employee of TPW shall take for his or her own advantage any corporate opportunity for profit, which he or she learns about due to such person's position with TPW. TPW's Code, among other things, prohibits officers and employees of TPW from engaging in securities purchase and sale transactions while in possession of material non-public information or in a transaction that is known to be opposite TPW clients, to be a misuse of non-public or TPW information regarding clients, portfolios and securities and making, soliciting and accepting (other than as a family member) gifts of more than modest value, preferential treatment or other considerations. Conflicts of interest must be disclosed to TPW's Chief Compliance Officer, who is responsible for enforcing the Code. TPW's Code also requires employees to: 1) pre-clear certain personal securities transactions, 2) report personal securities transactions on at least a quarterly basis, and 3) provide TPW with a detailed summary of certain holdings (both initially upon commencement of employment and annually thereafter) over which such employees have a direct or indirect beneficial interest. A copy of the Code will be provided to any client or perspective client upon request. TPW's current Chief Compliance Officer is Phillip Kosmala. Mr. Kosmala is also engaged in providing advisory services to TPW clients and his background and experience is summarized in Form 2B. Item 12. Brokerage Practices Custodian Recommendations TPW considers the financial strength, reputation, operational efficiency, cost, execution capability, level of customer service, and related factors in recommending broker-dealers or custodians to advisory clients. In certain instances, and subject to approval by TPW, TPW will recommend to clients certain other broker-dealers and/or custodians based on the needs of the individual client, and taking into consideration the nature of the services required, the experience of the broker-dealer or custodian, the cost and quality of the services, and the reputation of the broker-dealer or custodian. The final determination to engage a broker-dealer or custodian recommended by TPW will be made by and in the sole discretion of the client. The client recognizes that broker-dealers and/or custodians have different cost and fee structures and trade execution capabilities. As a result, there may be disparities with respect to the cost of services and/or the transaction prices for securities transactions executed on behalf of the client. Clients are responsible for assessing the commissions and other costs charged by broker-dealers and/or custodians. How We Select Brokers/Custodians to Recommend TPW seeks to recommend a custodian/broker who will hold client assets and execute transactions on terms that are overall most advantageous when compared to other available providers and their services. We consider a wide range of factors, including, among others, the following: • combination of transaction execution services along with asset custody services (generally without a separate fee for custody) • capability to execute, clear, and settle trades (buy and sell securities for client accounts) • capabilities to facilitate transfers and payments to and from accounts (wire transfers, check requests, bill payment, etc.) 8  • breadth of investment products made available (stocks, bonds, mutual funds, exchange- traded funds (ETFs), etc.) • availability of investment research and tools that assist us in making investment decisions • quality of services • competitiveness of the price of those services (commission rates, margin interest rates, other fees, etc.) and willingness to negotiate them reputation, financial strength, and stability of the provider their prior service to us and our other clients • • • availability of other products and services that benefit us, as discussed below Soft Dollar Arrangements As a result of the firm’s recommendation to clients to custody assets with a specific custodian, the firm is deemed to be in receipt of soft dollar benefits from said custodian. Please refer to the following for disclosure of such benefits. Institutional Trading and Custody Services The custodian provides TPW with access to its institutional trading and custody services, which are typically not available to the custodian’s retail investors. These services generally are available to independent investment advisors on an unsolicited basis, at no charge to them so long as a certain minimum amount of the advisor’s clients’ assets are maintained in accounts at a particular custodian. The custodian’s brokerage services include the execution of securities transactions, custody, research, and access to mutual funds and other investments that are otherwise generally available only to institutional investors or would require a significantly higher minimum initial investment. Other Products and Services Custodian also makes available to TPW other products and services that benefit TPW but may not directly benefit its clients’ accounts. Many of these products and services may be used to service all or some substantial number of TPW's accounts, including accounts not maintained at custodian. The custodian may also make available to TPW software and other technology that • provide access to client account data (such as trade confirmations and account • statements) facilitate trade execution and allocate aggregated trade orders for multiple client accounts facilitate payment of TPW’s fees from its clients’ accounts • provide research, pricing and other market data • • assist with back-office functions, recordkeeping and client reporting The custodian may also offer other services intended to help TPW manage and further develop its business enterprise. These services may include • compliance, legal and business consulting • publications and conferences on practice management and business succession • access to employee benefits providers, human capital consultants and insurance providers 9  The custodian may also provide other benefits such as educational events or occasional business entertainment of TPW personnel. In evaluating whether to recommend that clients custody their assets at the custodian, TPW may take into account the availability of some of the foregoing products and services and other arrangements as part of the total mix of factors it considers, and not solely the nature, cost or quality of custody and brokerage services provided by the custodian, which may create a potential conflict of interest. Independent Third Parties The custodian may make available, arrange, and/or pay third-party vendors for the types of services rendered to TPW. The custodian may discount or waive fees it would otherwise charge for some of these services or all or a part of the fees of a third party providing these services to TPW. Additional Compensation Received from Custodians TPW may participate in institutional customer programs sponsored by broker-dealers or custodians. TPW may recommend these broker-dealers or custodians to clients for custody and brokerage services. There is no direct link between TPW’s participation in such programs and the investment advice it gives to its clients, although TPW receives economic benefits through its participation in the programs that are typically not available to retail investors. These benefits may include the following products and services (provided without cost or at a discount): • Receipt of duplicate client statements and confirmations • Research-related products and tools • Consulting services • Access to a trading desk serving TPW participants • Access to block trading (which provides the ability to aggregate securities transactions for execution and then allocate the appropriate shares to client accounts) • The ability to have advisory fees deducted directly from client accounts • Access to an electronic communications network for client order entry and account information • Access to mutual funds with no transaction fees and to certain institutional money managers • Discounts on compliance, marketing, research, technology, and practice management products or services provided to TPW by third-party vendors The custodian may also pay for business consulting and professional services received by TPW’s related persons and may pay or reimburse expenses (including client transition expenses, travel, lodging, meals and entertainment expenses for TPW’s personnel to attend conferences). Some of the products and services made available by such custodian through its institutional customer programs may benefit TPW but may not benefit its client accounts. These products or services may assist TPW in managing and administering client accounts, including accounts not maintained at the custodian as applicable. Other services made available through the programs are intended to help TPW manage and further develop its business enterprise. The benefits received by TPW or its personnel through participation in these programs do not depend on the amount of brokerage transactions directed to the broker-dealer. TPW also participates in similar institutional advisor programs offered by other independent broker- dealers or trust companies, and its continued participation may require TPW to maintain a 10  predetermined level of assets at such firms. In connection with its participation in such programs, TPW will typically receive benefits similar to those listed above, including research, payments for business consulting and professional services received by TPW’s related persons, and reimbursement of expenses (including travel, lodging, meals and entertainment expenses for TPW’s personnel to attend conferences sponsored by the broker-dealer or trust company). As part of its fiduciary duties to clients, TPW endeavors at all times to put the interests of its clients first. Clients should be aware, however, that the receipt of economic benefits by TPW or its related persons in and of itself creates a potential conflict of interest and may indirectly influence TPW’s recommendation of broker-dealers for custody and brokerage services. Item 13. Review of Accounts TPW conducts reviews of (i) the model portfolios it manages, (ii) third-party managers it appoints on behalf of its adviser firm clients and their respective clients. Such reviews will be done on an ongoing basis but no less frequently than quarterly. More frequent reviews may also be triggered by a change in the client’s investment objectives, tax considerations, large deposits or withdrawals, large purchases or sales, loss of confidence in corporate management, or changes in macro-economic climate. All accounts are reviewed by TPW's investment committee. TPW may perform ad hoc reviews on an as-needed basis if there have been material changes in the client’s investment objectives or risk tolerance, or a material change in how TPW formulates investment advice. Clients should review the disclosure documents of recommended managers for information on the managers’ account review practices. Ongoing Performance Evaluation, Reports on Managers, and Investment Supervisory Services: TPW will provide clients with a quarterly report of manager performance. Clients should review the disclosure documents of recommended managers for information on reports provided by the managers to clients. TPW generally reports the value of client's investment portfolios to the client on a quarterly basis. The value of a client's investment portfolio also may be the basis of management fees to TPW. TPW does not itself value the securities in a client's account. Rather, TPW relies upon values provided by the custodian, fund manager, fund auditor, and/or fund administrator. TPW understands that securities listed on exchanges are valued at their closing price as the last trading day of the calendar quarter as reported by the custodian or pricing service. The value of specified illiquid, foreign or private investments for which valuation information is not available through a custodian or an independent pricing service is generally provided by the fund's auditor, administrator, or the fund manager. In the event that TPW must internally “fair value” an investment, the Company will use its best efforts and all appropriate means to obtain all relevant information in order to determine a fair value. If it is deemed necessary or prudent, TPW may hire an independent third party to provide an appraisal of the investment. The client’s independent custodian provides account statements directly to the client no less frequently than quarterly. The custodian’s statement is the official record of the client’s securities account and supersedes any statements or reports created on behalf of the client by TPW. Item 14. Client Referrals and Other Compensation 11  Please refer to the disclosures in Items 10 and 12 regarding referrals to third-party service providers and benefits the firm receives from its custodian(s). TPW may receive economic benefits for referring clients to third-party service providers. You are under no obligation to utilize any service provider recommended to you by TPW or its affiliates. Item 15. Custody All clients' accounts are held in custody by unaffiliated qualified custodians, but the Company can access certain clients' funds though our ability to debit advisory fees. In these cases, TPW is considered to have custody of client assets under Rule 206(4)-2 under the Advisers Act. Account custodians send statements directly to the account owners on at least a quarterly basis. TPW urges clients to carefully review these statements and compare the statements to any account statements provided by TPW. As a practical matter, neither TPW nor any manager will have possession or custody of cash and/or securities in any accounts or any responsibility or liability for custody, which will remain solely with custodian. Item 16. Investment Discretion TPW generally is granted discretion by the Client in the advisory agreement. TPW will have discretion to implementing transactions necessary to allocate Assets among Portfolios. Such discretionary authority allows TPW, when TPW deems appropriate and without prior consultation with the Client, to buy, sell, exchange, convert, and otherwise trade in any security or otherwise deal with Portfolio assets in its discretion and to delegate such investment discretion to Managers. TPW or any Manager, as applicable, will direct the Custodians to effect transactions for the Accounts so that Assets are invested into and among Portfolios, including the implementation of Portfolio changes from time to time in their discretion. Item 17. Voting Client Securities TPW does not vote or provide guidance regarding the voting of proxies. In some instances certain direct indexing strategy managers may vote proxies; however, in all other cases Clients are responsible for voting proxies. Clients should contact their custodian with questions about receiving proxies and process for the client to execute voting on such proxies. Item 18. Financial Information TPW has never filed for bankruptcy and is not aware of any financial condition that is expected to affect its ability to manage client accounts. 12  Part 2B of Form ADV The Brochure Supplement 141 W. Jackson Blvd. Suite 3540 Chicago, IL 60604 www.taikoadvisor.com January 23, 2024 This brochure supplement provides information about Joseph Taiber and Phillip Kosmala. It supplements the TAIKO Private Wealth accompanying Form ADV brochure. Please contact TAIKO Private Wealth’s Chief Compliance Officer, Phillip Kosmala, at 312-300-4781 if you have any questions about the Form ADV brochure or this supplement or if you would like to request additional or updated copies of either document. Additional information about Joseph Taiber and Phillip Kosmala is available on the SEC’s website at www.adviserinfo.sec.gov. 13  Joseph D. Taiber’s Biographical Information Educational Background and Business Experience CFA Born: 1970 EDUCATION: Mr. Taiber was awarded a BS in Finance from University of Iowa in 1993. BUSINESS BACKGROUND: Executive Vice President, Director of Alternative Investment Research, Lowery Asset Consulting, LLC. November 2003 to June 2012. Senior Investment Consultant, DiMeo, Schneider & Associates, LLC, April 1999 to November 2003. Investment Analyst, Pearson Financial Group March 1997 to March 1999. Analyst, Interealty Corporation, March 1995 to March 1997. CFA Charter Minimum Qualifications: The Charter Financial Analyst (CFA) designation is an international professional certification issued by the CFA Institute (formerly AIMR) to qualified candidates who complete a series of three examinations. To become a candidate for a CFA charter, candidates must meet one of the following requirements: 1) Undergraduate degree and four years of professional experience involving investment decision-making, or 2) Four years qualified work experience (full time, but not necessarily investment related). Candidates may become a CFA Charter holder if they successfully pass three course exams. The CFA curriculum includes these topic areas: Ethical and Professional Standards; Quantitative Methods; Economics; Financial Reporting and Analysis; Corporate Finance; Analysis of Investments; Portfolio Management and Analysis. CFA Charter holders are also obligated to adhere to a strict Code of Ethics and Standards governing their professional conduct. More information on the CFA charter is available at www.cfainstitute.org. DISCIPLINARY INFORMATION: Mr. Taiber has not been involved in any legal or disciplinary events that would be material to a client’s evaluation of Mr. Taiber or of TAIKO. OTHER BUSINESS ACTIVITIES: Mr. Taiber is not engaged in any other investment-related business and does not receive compensation in connection with any business activity outside of TAIKO and Taiber Kosmala & Associates, LLC. ADDITIONAL COMPENSATION: Mr. Taiber does not receive economic benefits from any person or entity other than TAIKO in connection with the provision of investment advice to clients. SUPERVISION: Mr. Taiber's investment recommendations are overseen by the Chief Compliance Officer, Phillip Kosmala. Any of these individuals can be reached directly by calling the telephone number on the cover of this brochure supplement. 14  Phillip J. Kosmala’s Biographical Information Educational Background and Business Experience CFA Born: 1971 EDUCATION: Mr. Kosmala was awarded a BS in Finance from DePaul University in 1993. BUSINESS BACKGROUND: Executive Vice President, Director of Manager Research, Lowery Asset Consulting, LLC. November 2003 to June 2012. Chief Compliance Officer, Lowery Asset Consulting, LLC. May 2006 to June 2012. Manager of Investment Research, DiMeo Schneider & Associates, July 1999 to November 2003. Examiner, U.S. Securities & Exchange Commission, March 1994 to July 1999. CFA Charter Minimum Qualifications: The Charter Financial Analyst (CFA) designation is an international professional certification issued by the CFA Institute (formerly AIMR) to qualified candidates who complete a series of three examinations. To become a candidate for a CFA charter, candidates must meet one of the following requirements: 1) Undergraduate degree and four years of professional experience involving investment decision-making, or 2) Four years qualified work experience (full time, but not necessarily investment related). Candidates may become a CFA Charter holder if they successfully pass three course exams. The CFA curriculum includes these topic areas: Ethical and Professional Standards; Quantitative Methods; Economics; Financial Reporting and Analysis; Corporate Finance; Analysis of Investments; Portfolio Management and Analysis. CFA Charter holders are also obligated to adhere to a strict Code of Ethics and Standards governing their professional conduct. More information on the CFA charter is available at www.cfainstitute.org. DISCIPLINARY INFORMATION: Mr. Kosmala has not been involved in any legal or disciplinary events that would be material to a client’s evaluation of Mr. Kosmala or of TAIKO. OTHER BUSINESS ACTIVITIES: Mr. Kosmala is not engaged in any other investment-related business and does not receive compensation in connection with any business activity outside of TAIKO and Taiber Kosmala & Associates, LLC. ADDITIONAL COMPENSATION: Mr. Kosmala does not receive economic benefits from any person or entity other than TAIKO in connection with the provision of investment advice to clients. SUPERVISION: Mr. Kosmala's investment recommendations are supervised by TAIKO's managing member Joseph Taiber and can be reached directly by calling the telephone number on the cover of this brochure supplement. 15  Christopher A. Horvath’s Biographical Information CRD# 5740418 Born: 1986 EDUCATION: Mr. Horvath was awarded an AA degree from St. Petersburg College in 2007 Series 65 License – February 2012 BUSINESS BACKGROUND: Investment Adviser Representative, Taiko Private Wealth, July 2024 to Present. Managing Director, Taiber Kosmala & Assoc, LLC. January 2020 to Present. Financial Adviser, Strategic Planning Group, September 2017 to January 2020. Partner, Fusion Investment Advisors, March 2011 to October 2017. Investment Adviser Representative, Afferent Investments, January 2016 to March 2017. Partner, Precision Capital Management, September 2015 to March 2017. DISCIPLINARY INFORMATION: Mr. Horvath has not been involved in any legal or disciplinary events that would be material to a client’s evaluation of Mr. Horvath or of Taiko Private Wealth. OTHER BUSINESS ACTIVITIES: Mr. Horvath is not engaged in any other investment-related business and does not receive compensation in connection with any business activity outside of Taiko Private Wealth and Taiber Kosmala & Associates, LLC. ADDITIONAL COMPENSATION: Mr. Horvath does not receive economic benefits from any person or entity other than Taiko Private Wealth in connection with the provision of investment advice to clients. SUPERVISION: Mr. Horvath's investment recommendations are overseen by the Chief Compliance Officer, Phillip Kosmala. Any of these individuals can be reached directly by calling the telephone number on the cover of this brochure supplement. 16