VIMA, LLC

FORM ADV Uniform Application for Investment Adviser Registration Part 2A: Investment Adviser Brochure and Brochure Supplements Item 1: Cover Page VIMA, LLC 46 E. Square Lake Rd. Troy, MI 48085 (248) 526-6700 www.vimawealth.com Firm CRD#: 148833 Version date: August 14, 2025 Page 1 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Material Changes The material changes in this brochure from the last annual updating amendment of VIMA LLC on March 27, 2024 are described below. Material changes relate to VIMA, LLC’s policies, practices, or conflicts of interests. • VIMA LLC has transitioned to registration with the United States Securities and Exchange Commission from its prior registration at the state level. • VIMA LLC has updated its Assets Under Management (Item 4). Additional information about VIMA and its representatives is also available on the SEC’s website at www.adviserinfo.sec.gov. Page 2 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 3: Table of Contents Topic Page # Item 1: Cover Page .........................................................................................................1 Item 2: Material Changes ...............................................................................................2 Item 3: Table of Contents (this page) .............................................................................3 Item 4: Advisory Business .............................................................................................4 Item 5: Fees & Compensation .................................................................................... 4-6 Item 6: Performance-Based Fees and Side by Side Management ..................................6 Item 7: Types of Clients .................................................................................................6 Item 8: Methods of Analysis, Investment Strategies, & Risk of Loss ....................... 6-7 Item 9: Disciplinary Information ....................................................................................7 Item 10: Other Financial Industry Activities & Affiliations ........................................ 7-8 Item 11: Code of Ethics, Participation, or Interest in Client Transactions, & Personal Trading ...............................................................................................................8 Item 12: Brokerage Practices ....................................................................................... 8-9 Item 13: Review of Accounts ..................................................................................... 9-10 Item 14: Client Referrals & Other Compensation ..........................................................10 Item 15: Custody ............................................................................................................10 Item 16: Investment Discretion ................................................................................ 10-11 Item 17: Voting Client Securities ...................................................................................11 Item 18: Financial Information.......................................................................................11 Part 2B: Brochure Supplements (Items 1-6) ............................................................ 12-31 Page 3 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 4: Investment Advisory Business Established in 2009 by Michael Mazzola and Michael Vissotski, VIMA, LLC ("VIMA") provides investment advisory services to clients on a discretionary and non-discretionary basis. Clients are predominantly individuals. VIMA also provides financial planning and consulting services (in part to document the implementation of our investment management strategy). The strategy is then implemented in conjunction with the client’s investment goals and objectives, level of risk tolerance, liquidity needs, tax and/or legal implications and other concerns where applicable. The firm customizes client portfolios and invests in publicly traded equity and fixed income securities, mutual funds, ETFs, and may utilize various covered call writing strategies. These services are provided pursuant to one or more written advisory agreements setting forth the terms and conditions of these services. Clients can impose restrictions on investing in certain securities or types of securities. As of December 2024, VIMA has a total of approximately $150,242,478 assets under management. Of this total asset amount, $150,010,233 is considered discretionary assets and $232,245 is managed on a non-discretionary basis. Item 5: Fees and Compensation The firm charges a management fee ranging between 0.1% and 2.5% of total assets under management on an annualized basis. The fee structure is expressed on an annualized basis and is collected quarterly, in advance, or arrears depending on the financial advisor you work with. Fees are directly debited from client accounts by the qualified third - party custodian as authorized in a client’s written agreement with VIMA. Clients who use our services for 401k only consulting (no assets directly with our custodians) will be mailed or emailed an invoice on a quarterly basis, and can pay by check or credit card only. The firm charges a management fee ranging between 0.1% and 2.5% of total assets under advisement and is collected quarterly, at the end of the previous quarter. If you have assets with a custodian and you want 401k consulting advice, you have the option of debiting the total fees within the custodial assets, or paying by check or credit card for the 401k advice only. You cannot write a check for all assets under management. The fee schedule varies by financial advisor, but no advisor can charge no more than 2.5% per year: (the following fee schedule is negotiable and gives general guidelines only). $1 - $250,000 = 1.5% $250,001-$500,000=1.35% Page 4 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  $500,001 - $750,000 = 1.25% $750,001-$1,000,000 = 1% $1,000,001+=negotiable VIMA’s annual investment advisory fee for discretionary contracts includes both investment management services and financial planning and consulting services. Non- discretionary contracts include investment management services with optional financial planning and consulting services. The firm considers these services complimentary to providing appropriate investment management services. VIMA also offers a fixed fee for services relationship. (You can request the Fixed Fee Agreement contract from you Financial Advisor). You can pay for consulting advice in lieu of moving assets directly to custodians offered (Pershing & TD Ameritrade). This can come in the form of Financial Planning, 401k advice & recommendations, debt management, or any financial advice in general. Where clients may incur additional expense from brokerage-based activities, clients should be aware that all custodial and transaction fees remain separate and distinct from those fees charged by the firm for its asset management (and the included financial planning / consulting) services. All fees paid to VIMA for investment advisory services are separate and distinct from the fees and expenses charged by mutual funds to their shareholders (our clients). These fees and expenses are described in each fund's prospectus. These fees will generally include a management fee, other fund expenses, and a possible distribution fee. If the fund also imposes sales charges, a client may pay an initial or deferred sales charge. Supervised persons of VIMA may receive compensation for the sale of insurance products in the supervised person’s separate capacity as a licensed insurance agent. When acting in this capacity, supervised persons will receive commissions for selling insurance and annuity products. Please refer to Item 10 – Other Financial Industry Activities and Affiliations for disclosures related to this outside business activity as insurance agents. If a client has purchased a fixed insurance product or annuity from a supervised person of VIMA in the supervised person’s separate capacity as an insurance agent, the value of the fixed insurance product or fixed annuity is not considered an asset under management for the client’s advisory account managed by VIMA and the value of such fixed insurance product or fixed annuity is not included in the value of Assets Under Management for the purpose of calculating the client’s advisory fee for VIMA’s investment management services. Accordingly, clients should review both the fees charged by the mutual funds and the advisory fees charged by the firm to fully appreciate the total amount of fees to be paid by the client. Page 5 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  VIMA and clients may terminate the advisory agreement, in whole or in part, at any time. Upon termination, any fees paid in advance will be prorated to the date of termination and any excess shall be refunded to the client. VIMA and its supervised persons receive 50% or more of their revenue from advisory fees charged for advisory services provided through VIMA. VIMA and its supervised persons do not receive more than 50% of their revenue from advisory clients from commissions and other compensation related to the sale of investment products that are recommended to clients. Termination of contract can be verbal or written. Termination of contract starts when we receive an outgoing transfer from the client for money held with our custodian. 401k consulting clients (no transfer of money to our custodian) can terminate the contract verbally or in writing. The contract ceases the day the written or verbal request is received by our office. Item 6: Performance-Based Fees and Side by Side Management As the firm’s advisory services do not incorporate performance fees or the offering of any additional investment services, side-by-side management does not apply to those services rendered by VIMA. Item 7: Types of Clients The firm provides investment advisory services to individuals and high net worth individuals. VIMA does not require clients to maintain a minimum account size for investment management clients. Any advisory agreement with VIMA is non-transferable without the client’s written approval. Item 8: Methods of Analysis, Investment Strategies and Risk of Loss VIMA's primary asset management strategy utilizes a top-down approach for each investment sector, filtering securities by various ratio criteria. The securities selected are designed to reduce risk and increase performance. In order to accomplish this objective, the firm primarily invests in exchange-listed securities, CD’s, mutual fund shares, ETFs, and in some instances, employs a covered call option writing strategy over the long term. Although the intent of the options-related transactions that may be implemented by the firm is to produce current income and and/or to hedge against principal risk, certain of the options-related strategies may, in and of themselves, produce principal volatility and/or risk. Thus, a client must be willing to accept this enhanced volatility and principal risks associated with such strategies. In light of these enhanced risks, client may direct the VIMA, in writing, not to employ any or all such strategies Additionally, the firm may recommend employing cash positions as a possible hedge against market movement, where such movements may adversely affect the portfolio. Page 6 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  VIMA may also recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position(s) in the portfolio, change in risk tolerance of client, or any risk deemed unacceptable for the client’s risk tolerance. In some instances, clients may authorize the use of margin in their account, typically for liquidity purposes. As a result, clients assume the additional principal risks associated with the use of margin. Clients authorizing margin are advised of the potential conflict of interest whereby the client’s decision to employ margin shall correspondingly increase the management fee payable to VIMA. The decision to employ margin in a client account is left totally to the discretion of client. In addition, a client will incur additional portfolio costs related to Margin (an interest fee payable to your broker / custodian as margin is “borrowing” cash from the broker based on your portfolio value). Risk of Loss: Investing in securities involves a certain amount of risk of loss that clients should be prepared to bear. Where short term trading methods are employed, the cost of more frequent trades can often incur more expense than that of a more conservative or long-term purchase approach. Questions regarding these risks and/or increased costs may be directed to the firm and its representatives. Item 9: Disciplinary Information Please note, the firm does not have any disciplinary, regulatory, criminal, civil, or otherwise reportable history to disclose at this time. However, there is a disciplinary event to report for an individual advisor of the firm. Please review page 21 of this handout &/or FINRA’s broker check for more detailed information. Item 10: Other Financial Industry Activities and Affiliations VIMA is not and does not have a related person that is a broker/dealer, municipal securities dealer, government securities dealer or broker, an investment company or other pooled investment vehicle (including a mutual fund, closed-end investment company, unit investment trust, private investment company or "hedge fund," and offshore fund), another investment adviser or financial planner, a futures commission merchant, commodity pool operator, or commodity trading advisor, a banking or thrift institution, an accountant or accounting firm, a lawyer or law firm, a pension consultant, a real estate broker or dealer, or a sponsor or syndicator of limited partnerships. Investment adviser representatives serve as separately licensed insurance agents and, as such, are involved with the sale and servicing of fixed annuities on behalf of various insurance providers. If a client elects to purchase insurance products through individuals associated with VIMA, said individuals will be compensated by the provider on a commission basis. This receipt of commissions creates an incentive for the representative to recommend those products for which the investment adviser representative will receive a commission in the representative’s separate capacity as an insurance agent. Consequently, the advice rendered to a client could be biased. Clients are under no Page 7 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  obligation to implement any insurance or annuity transaction through the investment adviser representatives of VIMA. Note: Although VIMA provides financial planning and consulting services to all portfolio management Clients (for no additional fee) if a client purchases a fixed annuity through VIMA and our Investment Adviser Representatives as insurance agents or brokers, the additional compensation is not used to off-set the advisory fees (see Item 4, above) that you pay to VIMA. The firm maintains a fiduciary obligation to place its clients' interests first. However, clients should be aware that the receipt of additional compensation itself can create a conflict of interest and may affect the judgment of this individual when making investment recommendations. In order to properly handle such potential conflicts of interest, the firm has adopted a Code of Ethics. Please see Item 11 (below) for further discussion related to the firm’s Code of Ethics. Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading VIMA and/or its representatives may purchase or sell investments for their personal accounts that they have similarly recommended to clients. VIMA has adopted a Code of Ethics that sets forth the basic policies of ethical conduct for all managers, officers, and employees of the firm. The Code of Ethics describes the firm's fiduciary duties and obligations to clients and sets forth the firm’s practice of supervising the personal securities transactions of employees who maintain access to client information. The Code also addresses: • Prohibitions on insider trading • Restrictions on the receipt or provision of gifts, entertainment or gratuities • Restrictions on political contributions (play-to-play) • And addresses the sanctions that VIMA imposes on those who violate our Code The firm collects and maintains records of securities holdings and transactions made by employees. The firm reviews the personal trading practices of its employees to identify and resolve any potential or realized conflicts of interest. A copy of VIMA’s Code of Ethics is available upon request. Item 12: Brokerage Practices The firm will recommend to clients that investment management accounts be maintained at one of our custodians-Pershing or TD Ameritrade. As a condition of receiving the firm’s services, Clients must independently evaluate our custodial options to ensure that custodian meets the Client’s needs. The firm requires Clients to then “Direct” VIMA to use the chosen custodian for all Client Account security transactions (see below). Page 8 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Factors that the VIMA considers in recommending custodians (or any other broker-dealer to clients) include, but are not limited to the following: • historical relationship with the firm, • financial strength, • reputation, • execution capabilities, • pricing, • research, and • service. The transaction charge paid by clients; VIMA believes are reasonable in light of the services provided to VIMA’s client’s fiduciary duty to obtain best execution. Clients and the firm may receive from the custodian without cost (and/or at a discount) support services and/or products which assist the VIMA to better monitor and service client accounts maintained at the custodial institution. Included within the support services may be investment-related research, pricing information and market data, financial planning software and other technology. There is no corresponding commitment made by the firm to the custodian or any other any entity to invest any specific amount or percentage of client assets in any specific mutual funds, securities or other investment products as result of the above arrangement. In addition, the firm does not receive any research, products, client referrals, or other services from a broker-dealer or third party in connection with client-based securities transactions (i.e. no soft dollars), including our custodians. Item 13: Review of Accounts Accounts will be monitored on an on-going basis by Michael Mazzola and Michael Vissotski. Accounts may be reviewed more frequently as necessary to respond to significant changes in client circumstances or changes in market conditions. Triggering factors to warrant more in-depth review could include the following; • Awareness of a change in client’s investment objective change in market conditions • change in client’s employment status • re-balancing of assets to maintain proper asset allocation • • other activity discovered as the account is normally reviewed. Clients receive written brokerage or custodial statements each month from their custodian and are encouraged to notify the firm of changes to personal finances, especially those changes that might adversely affect client’s investment plan. VIMA, itself does not issue reports to any Client; the only reports on your accounts that you receive are from your independent, third-party qualified custodian. Page 9 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 14: Client Referrals and Other Compensation VIMA will periodically compensate, either directly or indirectly, another person or an entity for client referrals. Clients that are referred to VIMA are not obligated to use our services. It is merely another option for the client. At the time VIMA is introduced to the client, the Client referred to us will receive a solicitor disclosure statement to review. Item 15: Custody When it deducts fees directly from client accounts at a selected custodian, VIMA will be deemed to have limited custody of client’s assets and must have written authorization from the client to do so. Clients will receive all account statements and billing invoices that are required in each jurisdiction, and they should carefully review those statements for accuracy. Custody is also disclosed in Form ADV because VIMA has authority to transfer money from client account(s), which constitutes a standing letter of authorization (SLOA). Accordingly, VIMA will follow the safeguards specified by the SEC rather than undergo an annual audit. Custody is also disclosed in Form ADV because VIMA has client’s user ID and passwords for some accounts which allows them access to the accounts to affect trades on client’s behalf. These accounts will be subject to an annual surprise audit by an appropriately designated Certified Public Accountant with the results of such examination filed with the Securities and Exchange Commission (as required by Rule). Item 16: Investment Discretion VIMA typically maintains discretionary authority over the selection and number of securities to be bought or sold in client accounts without obtaining prior consent or approval from clients. However, these purchases or sales may be subject to specified investment objectives, guidelines, or limitations previously set forth by the client and agreed to by the firm. The firm does maintain several non-discretionary accounts where Clients must provide prior consent to the transaction (via telephone call, email or other communication methodology). Please understand that if non-discretionary Clients are not available during market hours, VIMA cannot place transactions for a client’s account. As stated above (Item 12) transactions are placed at your custodian are subject to your written instructions; however, if you have contracted for management services for qualified plan account assets (such as your 401(k) account), then transactions for the qualified plan account will be placed with the applicable qualified plan account custodian. Page 10 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  If you have elected to receive investment management for your 401k or other qualified plan account, you may be asked to provide VIMA with on-line access information (your User ID and Password) for your qualified plan account. VIMA will use your on-line access information exclusively to manage your segregated qualified plan account on a discretionary or non-discretionary basis, as specified in your advisory services agreement with VIMA. VIMA will not have authority to submit a request for a distribution or withdrawal of funds from your qualified plan account. If VIMA’s management services for your qualified plan account are terminated for any reason, then in order to ensure that VIMA will not have continued access to your qualified plan account, you should promptly change your User ID and Password that had been provided to VIMA. Item 17: Voting Client Securities VIMA does not maintain any voting or proxy rights with respect to corporate actions related to such assets. The client will vote their own proxies, which they will receive directly from the respective custodian / broker-dealer. Item 18: Financial Information Investment advisers are required to disclose certain and financial information about their business practices that might serve as material to the client’s decision in choosing an investment adviser. VIMA does not maintain any financial hardships or other conditions that might impair its ability to meet its contractual obligations to clients. VIMA neither requires nor solicits prepayment of more than $1,200 in fees per client, six months or more in advance and therefore does not need to include a balance sheet with this brochure. Page 11 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  FORM ADV Uniform Application for Investment Adviser Registration Part 2B: Brochure Supplements Investment Adviser Representatives and/or Supervised Persons: Supplemental information Item 1: Cover Page Michael Mazzola Michael Vissotski Michel Tenaglia Michael Maley Sid Jamil Marguerite Tschirhart James Waugh Matthew Doering David Roberts Dennis Prost Natalie Nicole Snyder Judy Ilene Goldis 46 E. Square Lake Troy, MI 48085 (248) 526-6700 www.vimawealth.com Firm CRD#: 148833 This brochure provides information about the qualifications and business practices on the following individual as a representative of VIMA, LLC. This information is provided as a supplement to the Form ADV Part 2A which has been provided for your review. Should you have any questions about this supplement, or if you have not received the Form ADV Part 2A please contact the firm immediately. The information in this brochure supplement has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. Please note, where this brochure supplement may use the terms “registered investment adviser” and/or “registered”, registration itself does not imply a certain level of skill or training. Additional information about the firm and this representative is also available on the SEC’s website at www.adviserinfo.sec.gov Page 12 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Education and Background and Business Experience Individual Full Name, Title or Designation: Michael Mazzola Years of Experience: 21 Education: • Michigan State, B.S. Finance, 2001 Business Background • 2009 to present, VIMA, LLC, Managing Member • 2003 -2009, UBS Financial Services, Inc., Financial Advisor • 2001-2003, Morgan Stanley Dean Witter, Financial Advisor Item 3: Disciplinary Information Mr. Mazzola does not have any legal, civil, criminal, regulatory, or disciplinary history to report at this time. Item 4 and 5: Other Business Activities and Additional Compensation Mr. Mazzola is independently licensed to sell insurance and annuity products through various insurance companies. When acting in this capacity, he will receive commissions for selling insurance and annuity products. Mr. Mazzola may also receive other incentive awards for the recommendation/sale of annuities and other insurance products. The receipt of compensation and other incentive benefits may affect the judgment of Mr. Mazzola when recommending products to clients. While he endeavors at all times to put the interest of his clients first as a part of VIMA’s overall fiduciary duty to clients, clients should be aware that the receipt of commissions and additional compensation itself creates a conflict of interest and may affect Mr. Mazzola’s decision-making process when making recommendations. Clients are never obligated or required to purchase insurance products from or through Mr. Mazzola and may choose any independent insurance agent and insurance company to purchase insurance products. Regardless of the insurance agent selected, the insurance agent or agency will receive normal commissions from the sale. Item 6: Supervision Michael Mazzola remains responsible for the supervision of each employee of the firm. This supervision extends to reviewing their business practices and monitoring the advice given to clients. Questions related to the activities of any employee may be directed to Mr. Mazzola at the phone number listed on the cover of this brochure supplement. Page 13 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Education and Background and Business Experience Individual Full Name, Title or Designation: Michael Vissotski Years of Experience: 26 Education: • Macomb College, Liberal Arts • Wayne State University, Engineering Business Background • 2009 to present, VIMA, LLC, Managing Member • 2003-2009, UBS Financial Services, Inc., Financial Advisor • 1996-2003, Morgan Stanley Dean Witter, Financial Advisor Item 3: Disciplinary Information Michael Vissotski does not have any legal, civil, criminal, regulatory, or disciplinary history to report at this time. Item 4 and 5: Other Business Activities and Additional Compensation Mr. Vissotski does not have any outside business activities to report. Item 6: Supervision Michael Mazzola remains responsible for the supervision of each employee of the firm. This supervision extends to reviewing their business practices and monitoring the advice given to clients. Questions related to the activities of any employee may be directed to Mr. Mazzola at the phone number listed on the cover of this brochure supplement. Page 14 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Education and Background and Business Experience Individual Full Name, Title or Designation: Michel S. Tenaglia Years of Experience: 21 Education: • Michigan State, B.A. Financial Administration, 1991 Business Background • 2011 to present, VIMA, LLC • 2009-2011, America Group RSC, Financial Advisor • 2001-2009, Morgan Stanley Dean Witter, Financial Advisor • 1994-2001 Oakwood & companies, Financial Officer • 1991-1994 Tenaglia Construction, Carpenter Item 3: Disciplinary Information Michel Tenaglia does not have any legal, civil, criminal, regulatory, or disciplinary history to report at this time. Item 4 and 5: Other Business Activities and Additional Compensation Mr. Tenaglia is independently licensed to sell insurance and annuity products through various insurance companies. When acting in this capacity, he will receive commissions for selling insurance and annuity products. Mr. Tenaglia may also receive other incentive awards for the recommendation/sale of annuities and other insurance products. The receipt of compensation and other incentive benefits may affect the judgment of Mr. Tenaglia when recommending products to clients. While he endeavors at all times to put the interest of his clients first as a part of VIMA’s overall fiduciary duty to clients, clients should be aware that the receipt of commissions and additional compensation itself creates a conflict of interest, and may affect Mr. Tenaglia’s decision-making process when making recommendations. Clients are never obligated or required to purchase insurance products from or through Mr. Tenaglia and may choose any independent insurance agent and insurance company to purchase insurance products. Regardless of the insurance agent selected, the insurance agent or agency will receive normal commissions from the sale. Page 15 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 6: Supervision Michael Mazzola remains responsible for the supervision of each employee of the firm. This supervision extends to reviewing their business practices and monitoring the advice given to clients. Questions related to the activities of any employee may be directed to Mr. Mazzola at the phone number listed on the cover of this brochure supplement. Page 16 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Education and Background and Business Experience Individual Full Name, Title or Designation: Michael A. Maley Years of Experience: 43 Education: • Macomb Community College Business Background • July 2014 to present, VIMA, LLC. • 2011-2014, Liberty Partners Financial Services LLC. • 2001-2011, LPL Financial LLC. • 1996-2001, Raymond James & Associates, Inc./Roney & Co. • 1979-1996, Lehman Brothers Inc. /Smith Barney Inc. Item 3: Disciplinary Information Mr. Maley does not have any legal, civil, criminal, regulatory, or disciplinary history to report at this time. Item 4 and 5: Other Business Activities and Additional Compensation Mr. Maley does not have any outside business activities to report. Item 6: Supervision Michael Mazzola remains responsible for the supervision of each employee of the firm. This supervision extends to reviewing their business practices and monitoring the advice given to clients. Questions related to the activities of any employee may be directed to Mr. Mazzola at the phone number listed on the cover of this brochure supplement. Page 17 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Education and Background and Business Experience Individual Full Name, Title or Designation: Sid Jamil Years of Experience: 23 Education: Wayne State University, BS in Business Administration: Marketing Management Business Background • January 2016 - Present, VIMA LLC • 2014 – Raymond James & Associates, INC • 2007 – 2014, Charles Schwab & CO. INC • 2006 – 2014, E*TRADE Securities LLC • 2005 – 2006, Comerica Securities • 1999 – 2004, Merrill Lynch Item 3: Disciplinary Information Mr. Jamil has a disciplinary event to report. Please review FINRA’s broker check for more detailed information. Item 4 and 5: Other Business Activities and Additional Compensation Mr. Jamil is a licensed real estate agent. Item 6: Supervision Michael Mazzola remains responsible for the supervision of each employee of the firm. This supervision extends to reviewing their business practices and monitoring the advice given to clients. Questions related to the activities of any employee may be directed to Mr. Mazzola at the phone number listed on the cover of this brochure supplement. Page 18 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Education and Background and Business Experience Individual Full Name, Title or Designation: Marguerite Tschirhart Years of Experience: 10 Education: • College for Financial Planning, CFP Program, Presently Enrolled • Michigan State University College of Law, Juris Doctor, 1995 • Michigan State University, B.A., Pre-Law Public Policy, 1987 Business Background • 2017 to Present, VIMA, LLC, Financial Advisor • 2015 -2017, Valic Financial Advisors, Financial Advisor • 2012-2015, Wells Fargo Advisors LLC., Financial Advisor Item 3: Disciplinary Information Mrs. Tschirhart does not have any legal, civil, criminal, regulatory, or disciplinary history to report at this time. Item 4 and 5: Other Business Activities and Additional Compensation Marguerite Tschirhart is licensed to practice law in Michigan. Mrs. Tschirhart is also independently licensed to sell Life, Accident & Health insurance and annuity products through various insurance companies. When acting in this capacity, she will receive commissions for selling insurance and annuity products. Mrs. Tschirhart may also receive other incentive awards for the recommendation/sale of annuities and other insurance products. The receipt of compensation and other incentive benefits may affect the judgment of when recommending products to clients. While she endeavors at all times to put the interest of his clients first as a part of VIMA’s overall fiduciary duty to clients, clients should be aware that the receipt of commissions and additional compensation itself creates a conflict of interest, and may affect Mrs. Tschirhart decision making process when making recommendations. Clients are never obligated or required to purchase insurance products from or through Mrs. Tschirhart and may choose any independent insurance agent and insurance company to purchase insurance products. Regardless of the insurance agent selected, the insurance agent or agency will receive normal commissions from the sale. Page 19 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 6: Supervision Michael Mazzola remains responsible for the supervision of each employee of the firm. This supervision extends to reviewing their business practices and monitoring the advice given to clients. Questions related to the activities of any employee may be directed to Mr. Mazzola at the phone number listed on the cover of this brochure supplement. Page 20 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Education and Background and Business Experience Individual Full Name, Title or Designation: James H. Waugh Years of Experience: 28 Education: BA, Cum Laude, Wayne State University JD, Cum Laude, Wayne State University Member, State Bar of Michigan Member, Phi Beta Kappa Honorary Society Business Background • November 2018-Present, VIMA, LLC, Financial Advisor • October 2016 -October 2018, Citizens Securities., Financial Advisor • May 2015-August 2016, LPL Financial LLC, Financial Advisor • December 2014-February 2015, Global Financial Private Capital, Financial Advisor • August 2014-December 2014, Estate Planning & Preservation, Financial Advisor • September 2012-March 2014-Kuttin-Mettis Wealth Management, Financial Advisor • August 1994-September 2012-Ameriprise Financial Advisors, Financial Advisor Item 3: Disciplinary Information Mr. Waugh does not have any legal, civil, criminal, regulatory, or disciplinary history to report at this time. Item 4 and 5: Other Business Activities and Additional Compensation Mr. Waugh is independently licensed to sell insurance and annuity products through various insurance companies. When acting in this capacity, he will receive commissions for selling insurance and annuity products. Mr. Waugh may also receive other incentive awards for the recommendation/sale of annuities and other insurance products. The receipt of compensation and other incentive benefits may affect the judgment of Mr. Waugh when recommending products to clients. While he endeavors at all times to put the interest of his clients first as a part of VIMA’s Page 21 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  overall fiduciary duty to clients, clients should be aware that the receipt of commissions and additional compensation itself creates a conflict of interest and may affect Mr. Waugh’s decision-making process when making recommendations. Clients are never obligated or required to purchase insurance products from or through Mr. Waugh and may choose any independent insurance agent and insurance company to purchase insurance products. Regardless of the insurance agent selected, the insurance agent or agency will receive normal commissions from the sale. Item 6: Supervision Michael Mazzola remains responsible for the supervision of each employee of the firm. This supervision extends to reviewing their business practices and monitoring the advice given to clients. Questions related to the activities of any employee may be directed to Mr. Mazzola at the phone number listed on the cover of this brochure supplement. Page 22 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Education and Background and Business Experience Individual Full Name, Title or Designation: Matthew R. Doering Years of Experience: 23 Education: 3 years at Vincennes University Business Background Location 03/2020 PRESENT Name of Company VIMA. LLC Position FINANCIAL ADVISOR 03/2019 03/2020 Thurston Springer FINANCIAL ADVISOR Troy, Ml United States Bloomington, IN United States 11/2010 01/2019 ECAVARO JONES FINANCIAL ADVISOR ST. LOUIS. MO United States 07/2005 11/2010 MASS TRANSFER CHASE INVESTMENT SERVICES CORP. CHICAGO, II United States 01/2005 07/2005 BOSC FA BEDFORD, IN United States 06/2003 02/2005 LEGEND EQUITIES CORPORATIO PALM BEACH GARDENS. FL United 05/1999 06/2003 A. ¢. EDWARDS & SONS. INC. REGISTERED REPRESENTATIVE REGISTERED REP States BLOOMINGTON, IN United States Item 3: Disciplinary Information Mr. Doering does not have any legal, civil, criminal, regulatory, or disciplinary history to report at this time. Item 4 and 5: Other Business Activities and Additional Compensation Mr. Doering is independently licensed to sell insurance and annuity products through various insurance companies. When acting in this capacity, he will receive commissions for selling insurance and annuity products. Mr. Doering may also receive other incentive awards for the recommendation/sale of annuities and other insurance products. The receipt of compensation and other incentive benefits may affect the judgment of Mr. Doering when recommending products to clients. While he endeavors at all times to put the interest of his clients first as a part of VIMA’s overall fiduciary duty to clients, clients should be aware that the receipt of commissions and additional compensation itself creates a conflict of interest, and may affect Mr. Doering decision making process when making recommendations. Page 23 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Clients are never obligated or required to purchase insurance products from or through Mr. Doering and may choose any independent insurance agent and insurance company to purchase insurance products. Regardless of the insurance agent selected, the insurance agent or agency will receive normal commissions from the sale. Item 6: Supervision Michael Mazzola remains responsible for the supervision of each employee of the firm. This supervision extends to reviewing their business practices and monitoring the advice given to clients. Questions related to the activities of any employee may be directed to Mr. Mazzola at the phone number listed on the cover of this brochure supplement. Page 24 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Education and Background and Business Experience Individual Full Name, Title or Designation: Dennis M Prost, CFP Education: • CFP Designation, College of Financial Planning, Denver, CO – 1993 • MBA, Central Michigan University, Mount Pleasant, MI – 1990 • BS, Health Services & Management & Business Administration, Ferris State College, Big Rapids, MI – 1985 Business Background • 2022 – Present, VIMA, LLC, Investment Adviser Representative • 2020 – 2022, PVG Asset Management, Corp, Investment Advisor Representative • 2014 – 2020, Harvest Investment Services, LLC, Adviser Representative • 1997 – 2018, ProEquities, Inc, Registered Representative • 1994 – 1997, Mariner Financial, Broker • 1989 – 1993, Equitable Life Assurance Company, Broker Item 3: Disciplinary Information Mr. Prost does not have any legal, civil, criminal, regulatory, or disciplinary history to report at this time. Item 4 and 5: Other Business Activities and Additional Compensation Mr. Prost does not have any outside business activities to report. Item 6: Supervision Michael Mazzola remains responsible for the supervision of each employee of the firm. This supervision extends to reviewing their business practices and monitoring the advice given to clients. Questions related to the activities of any employee may be directed to Mr. Mazzola at the phone number listed on the cover of this brochure supplement. Page 25 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Education and Background and Business Experience Individual Full Name, Title or Designation: David C. Roberts, CFP®, CPWA® Education • Certified Private Wealth Advisor® Program, Yale University School of Management • MBA, Finance, DePaul University • MS, Healthcare Services and Management Policy, Finance, School of Medicine, Ohio State University • BA, Economics, Ohio State University Personal Credentials- Designations and Licenses • CERTIFIED FINANCIAL PLANNER™, CFP® (1993) • Certified Private Wealth Advisor®, CPWA® • Chartered Retirement Planning Counselor™, CRPC® • Accredited Asset Management Specialist™, AAMS® • Accredited Portfolio Management Advisor™, APMA® Business Background • 2020 – Present, VIMA, LLC, Investment Adviser Representative • 2016 – Present, Zeiders Enterprise, Agent • 2019 – 2020, Financial Strategies Group, Inc., Financial Planner • 2016 – 2019, Minnesota Life, Agent • 2016 – 2019, Securian Financial Group, Agent • 2016 – 2019, Securian Financial Services Inc., Registered Representative • 2015 – 2016, Waddell & Reed Inc., Associated Person • 2015 – 2015, Mass Mutual Life Insurance Company, Agent • 2015 – 2015, MML Investors Services, Registered Representative • 2011 – 2015, Investment Solutions Advisors, LLC, Investment Adviser Representative • 2010 – 2011, Valic Financial Advisors, Registered Representative • 2010 – 2010, Pruco Securities, LLC, Career Development Program FSA • 2010 – 2010, The Prudential Insurance Company of America, Career Development Program - FSA Item 3: Disciplinary Information Mr. Roberts does not have any legal, civil, criminal, regulatory, or disciplinary history to report at this time. Page 26 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 4 and 5: Other Business Activities and Additional Compensation Mr. Roberts is a financial counsel at Zeiders Enterprises. Item 6: Supervision Michael Mazzola remains responsible for the supervision of each employee of the firm. This supervision extends to reviewing their business practices and monitoring the advice given to clients. Questions related to the activities of any employee may be directed to Mr. Mazzola at the phone number listed on the cover of this brochure supplement. Page 27 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Education and Background and Business Experience Individual Full Name, Title or Designation: Natalie Nicole Snyder Education: • Bachelor of Science Finance, Oakland University - 2023 Business Background • 2024 - Present, VIMA, LLC, Investment Adviser Representative • 2021 - Present, VIMA, LLC, Financial Advisor/Operations Manager • 05/2021 – 07/2021, Orangetheory, Sales • 02/2021 – 05/2021, Home Depot, Sales • 2020 – 2021, Michael Kors, Sales Rep • 2019 – 2020, LA Fitness, Front Desk Staff • 07/2019 – 10/2019, Nino Salvaggio, Cashier • 03/2019 – 06/2019, Logan's Roadhouse, Server • 03/2018 – 06/2018, Republic Health Resources, Data Clerk • 2017 – 2018, Tom Thumb, Cashier • 08/2017 – 11/2017, Frogg Coffee, Barista • 2016 – 2017, Chilis, Server • 07/2015 – 12/2015, Alorica, Sales Rep • 2013 – 2014, SPA Habitat, Massage Therapist Item 3: Disciplinary Information There are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of this advisory business. Item 4: Other Business Activities Natalie Nicole Snyder is not engaged in any investment-related business or occupation (other than this advisory firm). Item 5: Additional Compensation Natalie Nicole Snyder does not receive any economic benefit from any person, company, or organization, other than VIMA, LLC in exchange for providing clients advisory services through VIMA, LLC. Item 6: Supervision As a representative of VIMA, LLC, Natalie Nicole Snyder is supervised by Michael Mazzola, the firm's Chief Compliance Officer. Michael Mazzola is responsible for Page 28 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  ensuring that Natalie Nicole Snyder adheres to all required regulations regarding the activities of an Investment Adviser Representative, as well as all policies and procedures outlined in the firm’s Code of Ethics and compliance manual. The phone number for Michael Mazzola is (248) 526-5106. Page 29 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 2: Education and Background and Business Experience Individual Full Name, Title or Designation: Judy Ilene Goldis Education: • MS Education, Wayne State - 1968 • BS Education, University of Missouri - 1964 Business Background • 09/2024 - Present, VIMA, LLC, Investment Adviser Representative • 06/2021 – Present, AE Financial Services, LLC, Registered Representative • 01/1991 – Present, Goldis Financial Group, Owner • 05/2021 – 07/2024, Oliver Lagore Vanvalin Investment Group, Inc., IAR • 09/2005 – 05/2021, SPC, Investment Adviser Representative • 08/1999 – 04/2021, Sigma Financial Corp, Registered Representative Item 3: Disciplinary Information There are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of this advisory business. Item 4: Other Business Activities Judy Ilene Goldis is not engaged in any investment-related business or occupation (other than this advisory firm). Item 5: Additional Compensation Judy Ilene Goldis does not receive any economic benefit from any person, company, or organization, other than VIMA, LLC in exchange for providing clients advisory services through VIMA, LLC. Page 30 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC  Item 6: Supervision As a representative of VIMA, LLC, Judy Ilene Goldis is supervised by Michael Mazzola, the firm's Chief Compliance Officer. Michael Mazzola is responsible for ensuring that Judy Ilene Goldis Snyder adheres to all required regulations regarding the activities of an Investment Adviser Representative, as well as all policies and procedures outlined in the firm’s Code of Ethics and compliance manual. The phone number for Michael Mazzola is (248) 526-5106. Page 31 Form ADV Part 2A/2B: Investment Adviser Brochure and Brochure Supplements VIMA, LLC