Wealthlynk, Inc.

Wealthlynk, Inc. Firm Brochure – Form ADV Part 2A This brochure provides information about the qualifications and business practices of Wealthlynk, Inc. and of its principal, Scott Raygene Weber. If you have any questions about the contents of this brochure, please contact us at (760) 621-4471 or scott.weber@wealthlynk.com. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. Additional information about Scott Raygene Weber is available on the SEC’s website at www.adviserinfo.sec.gov (CRD: 327527). 1615 S Mission Rd, Suite A Fallbrook, CA 92028 (760) 621-4471 scott.weber@wealthlynk.com Registration as an investment adviser does not imply a certain level of skill or training. Version Date: 09/18/2026 1  Item 2: Material Changes The material changes in this brochure from the last annual updating amendment dated 01/16/2026 are described below. Material changes relate to Wealthlynk, Inc.’s policies, practices, or conflicts of interest only. • Wealthlynk, Inc. has successfully transitioned to registration with the United States Securities and Exchange Commission from its prior registration at the state level. 2  Item 3: Table of Contents Item 2: Material Changes .......................................................................................................................... 2 Item 3: Table of Contents .......................................................................................................................... 3 Item 4: Advisory Business ......................................................................................................................... 4 A. Description of the Advisory Firm ........................................................................................................ 4 B. Types of Advisory Services ................................................................................................................ 4 C. Client-Tailored Services and Restrictions ........................................................................................... 5 D. Wrap Fee Programs .......................................................................................................................... 5 E. Assets Under Management ............................................................................................................... 5 Item 5: Fees and Compensation ................................................................................................................ 5 A. Fee Schedule ................................................................................................................................... 5 B. Payment of Fees ............................................................................................................................... 6 C. Client Responsibility for Third-Party Fees ........................................................................................... 7 D. Prepayment of Fees; Refunds ............................................................................................................ 7 E. Outside Compensation for the Sale of Securities to Clients ................................................................. 7 Item 6: Performance-Based Fees and Side-By-Side Management ................................................................ 8 Item 7: Types of Clients ............................................................................................................................. 8 Item 8: Methods of Analysis, Investment Strategies, & Risk of Loss .............................................................. 8 Item 9: Disciplinary Information................................................................................................................. 9 Item 10: Other Financial Industry Activities and Affiliations ......................................................................... 9 Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading ........................ 9 Item 12: Brokerage Practices ................................................................................................................... 10 Item 13: Review of Accounts ................................................................................................................... 11 Item 14: Client Referrals and Other Compensation ................................................................................... 11 Item 15: Custody .................................................................................................................................... 11 Item 16: Investment Discretion ................................................................................................................ 12 Item 17: Voting Client Securities (Proxy Voting) ......................................................................................... 12 Item 18: Financial Information ................................................................................................................. 12 Media and Public Communications ......................................................................................................... 13 3  Item 4: Advisory Business A. Description of the Advisory Firm Wealthlynk, Inc. (“Wealthlynk”) is a California corporation founded in 2023. The Principal Owner is Scott Raygene Weber. B. Types of Advisory Services Portfolio Management Services We provide ongoing, non-discretionary portfolio management tailored to each client’s goals, time horizon, and risk tolerance. Our process is typically memorialized in an Investment Policy Statement (IPS) and may include: • Investment strategy and personal investment policy • Asset allocation and security selection • Risk tolerance assessment and monitoring • Periodic portfolio monitoring and recommendations We make recommendations consistent with our fiduciary duties and seek fair and equitable allocation of opportunities over time. Financial Planning We offer financial planning on topics such as investments, retirement income, education funding, insurance considerations, and tax considerations. • Financial planning is provided to existing clients at no additional fee. Services Limited to Specific Types of Investments We generally provide advice regarding mutual funds, ETFs, equities, and fixed income. We may use other securities when appropriate to help diversify a portfolio. Written Acknowledgement of Fiduciary Status When we provide investment advice to your retirement plan or IRA, we act as a fiduciary under ERISA and/or the Internal Revenue Code, as applicable. We will: • Provide prudent advice and put your interests first • Avoid misleading statements about conflicts, fees, and investments • Maintain policies and procedures designed to ensure advice in your best interest • Charge no more than is reasonable for our services 4  • Provide basic information about conflicts of interest Rollover Recommendations For rollovers (e.g., plan-to-IRA, IRA-to-IRA), we document a comparative analysis of costs, services, investment options, and your needs. Where we or our supervised persons receive related compensation (e.g., insurance commissions), we provide written conflict disclosures and the reasons we believe the recommendation is in your best interest. C. Client-Tailored Services and Restrictions We offer the same core services to all clients, tailored through the IPS. Clients may request reasonable restrictions; certain restrictions (for example, excluding broad asset classes) may limit our ability to implement recommendations. D. Wrap Fee Programs Wealthlynk does not participate in wrap fee programs. E. Assets Under Management As of June 2026, our regulatory assets under management (RAUM) were: • Discretionary: $0 • Non-discretionary: $ 112,008,547 We monitor RAUM and will transition to SEC registration if and when we meet applicable thresholds. Item 5: Fees and Compensation A. Fee Schedule Portfolio Management (Blended, Asset-Based) Total Assets Under Management Annual Fee $0 – $500,000 1.25% $500,001 – $1,000,000 1.10% $1,000,001 and up 1.00% • The schedule above is blended by tier. • Lower fees for comparable services may be available from other firms. 5  • Fees are generally negotiable and will be stated in your advisory agreement. • You may terminate without penalty for a full refund of Wealthlynk’s fees within five business days of signing. Thereafter, termination requires 30 days’ written notice. Financial Planning Fees • Financial planning is provided to existing clients at no additional fee. B. Payment of Fees Standard (Default: Billed in Advance) • Asset-based fees are debited monthly in advance by the qualified custodian with your written authorization. • Billing Value: the account’s market value as of the last business day of the prior month (as reported by the custodian) × 1/12 of the applicable annual rate. • Fees are prorated for additions/withdrawals during the period and for mid-period terminations. Unearned prepaid fees are refunded on a prorated basis to the termination date. • You will receive custodian statements showing fee deductions. Upon request, we provide an invoice showing the calculation, the period covered, and the value used. • In addition to our advisory fee, you may incur fund/ETF expenses and any applicable custodial or transaction fees. • For accounts custodied at Altruist Financial LLC (“Altruist”), fees are debited by Altruist per your authorization and appear on Altruist statements. • Tiering/Householding: we may aggregate household accounts for breakpoint purposes and apply the blended rate to each tier. • Valuation: prices are provided by the custodian. Assets the custodian cannot price are handled under our valuation policy and may be excluded from billing unless otherwise agreed. • Third-Party Managers (if applicable): sub-advised strategies may include a separate manager fee disclosed by that manager. 6  Alternative (Billed in Arrears by Agreement or Account Type) • Where specified in your agreement or required by account type, fees may be billed in arrears monthly using the same Billing Value methodology. All other terms above apply. C. Client Responsibility for Third-Party Fees You are responsible for all third-party fees (e.g., custodian fees, brokerage fees, fund/ETF operating expenses, and transaction costs). These are separate from Wealthlynk’s fees. See Item 12 for more information. D. Prepayment of Fees; Refunds We may collect fees in advance. Refunds of unearned prepaid fees are issued on a prorated basis within fourteen (14) days by check or deposit back into your account. Refund formula (for advance-billed, asset-based fees): Refund = Prepaid fee − [Daily rate × days elapsed in billing period through termination date], where Daily rate = Annual rate ÷ 365. E. Outside Compensation for the Sale of Securities to Clients Scott Raygene Weber is an insurance agent and may receive commissions or other compensation related to insurance products. • This creates a conflict of interest because it can incentivize recommendations based on compensation rather than client need. Conflicts are disclosed and documented. • You are not obligated to purchase products through us; products may be available elsewhere at lower cost. • Commissions are not our primary source of compensation for advisory services. • Advisory fees are not reduced to offset commissions or markups on recommended products. 7  Item 6: Performance-Based Fees and Side-By-Side Management We do not accept performance-based fees or any fees based on a share of capital gains or capital appreciation. Item 7: Types of Clients We provide services to: • Individuals • High-net-worth individuals We have no account minimum. Item 8: Methods of Analysis, Investment Strategies, & Risk of Loss Methods of Analysis Our analysis methods may include: • Charting analysis (pattern recognition; risk: past performance may not predict future results) • Fundamental analysis (financial statements, management, competitive dynamics; risk: market may not recognize perceived value) • Modern portfolio theory (risk/return optimization; risk: model assumptions may not hold in all markets) Investment Strategies • We primarily employ long-term strategies. • Investing in securities involves risk of loss that you should be prepared to bear. Material Risks of Specific Securities • Mutual funds/ETFs: market risk; operating expenses; premiums/discounts to NAV; liquidity and tracking-error risks; complex strategies may involve derivatives/leverage risks. • Equities: company-specific, industry, and market risks. • Fixed income: interest-rate, inflation, liquidity, call, and credit/default risks; longer maturities typically have greater price sensitivity. Past performance is not indicative of future results. 8  Item 9: Disciplinary Information • Criminal or Civil Actions: None • Administrative Proceedings: None • SRO Proceedings: None Item 10: Other Financial Industry Activities and Affiliations Broker-Dealer/Futures/Commodities Registration Wealthlynk and its personnel are not registered as, and have no pending applications to become, a broker-dealer/registered representative, futures commission merchant, commodity pool operator, or commodity trading advisor. Other Business Activities and Conflicts Scott Raygene Weber is an independent licensed insurance agent. This creates a conflict due to commission-based compensation. We address this via best-interest processes, disclosure, supervisory review, and documentation. There is no tying of services; clients are never obligated to purchase insurance products, and products may be available elsewhere on more favorable terms. Selection of Other Advisers/Managers We do not utilize or select third-party investment advisers. Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading Code of Ethics Wealthlynk maintains a written Code of Ethics covering prohibited purchases and sales, insider trading, personal trading, exempt transactions, conflicts, gifts and entertainment, confidentiality, service on boards, compliance procedures, reporting, training, recordkeeping, annual review, and sanctions. A copy is available upon request. Recommendations Involving Material Financial Interests We do not recommend securities in which the firm or related persons have a material financial interest. Personal Trading; Trading Around the Same Time as Clients We maintain a restricted list and procedures to avoid conflicts, including trading in securities we also recommend. Our policies are designed to mitigate conflicts associated with trading at or around the same time as client transactions. 9  Item 12: Brokerage Practices Custodian/Broker-Dealer Selection and Best Execution Wealthlynk can work with multiple qualified custodians. We prefer Altruist Financial LLC (“Altruist”) based on overall value, including execution quality, access to fractional and commission-free trading for many securities, digital account opening, service reliability, and consolidated reporting. However, clients may choose a custodian other than Altruist. We will make reasonable efforts to accommodate a client’s custodian preference. Features, turnaround times, and costs may differ by custodian and could affect your overall experience and total cost. We have a duty to seek best execution, meaning we seek to obtain the most favorable terms for you under the circumstances. We periodically assess the reasonableness of services and costs across custodial options in light of the value provided, including quality of trade execution, commissions/transaction costs, responsiveness, error resolution, and technology. Research and Other Soft-Dollar Benefits We do not receive research, products, or services other than execution from custodians or broker-dealers in connection with client transactions (“soft dollars”). Brokerage for Client Referrals We do not receive client referrals in exchange for selecting any broker-dealer or custodian. Client-Directed Brokerage/Custody Clients may direct Wealthlynk to use a specific custodian. Client-directed arrangements may result in higher transaction costs or less favorable execution and may limit our ability to aggregate orders. Trade Aggregation Given our non-discretionary model and individualized timing, we generally do not aggregate or “block” trades. This may result in less favorable prices, particularly for illiquid securities or during volatile markets. When multiple clients approve the same trade on the same day, we may aggregate solely to seek better execution and will allocate pro-rata by order size. Trade Errors We promptly correct trade errors. Clients will not bear losses attributable to our error. Any gains from error corrections are typically retained by the custodian or a designated account consistent with policy. 10  Item 13: Review of Accounts Periodic Reviews Accounts receiving ongoing advisory services are reviewed at least quarterly by Scott Raygene Weber, CEO and Chief Compliance Officer, with reference to the IPS and risk tolerance. Non-Periodic Reviews Reviews may be triggered by material market, economic, or political events, or by changes in your financial situation (e.g., retirement, job change, relocation, inheritance). Reports to Clients Clients receive account statements directly from the custodian showing holdings, transactions, and fees deducted. Upon request, we provide an invoice showing the fee calculation, period covered, and value used. Item 14: Client Referrals and Other Compensation Economic Benefits We do not receive any economic benefit, directly or indirectly, from any third party for providing advice to clients. Compensation to Non-Advisory Personnel We do not directly or indirectly compensate any non-advisory person for client referrals. Item 15: Custody Because advisory fees are deducted directly from client accounts, Wealthlynk is deemed to have limited custody. In such cases, we will: • Maintain written authorization from you to deduct fees from an account held by a qualified custodian • Instruct the custodian to deduct fees in the authorized amount, with the custodian providing statements directly to you at least quarterly (and monthly when activity occurs) showing fee deductions • Upon request, provide an invoice itemizing the fee, including the formula, period covered, and the value used Review custodian statements carefully and compare them to any invoices we provide. 11  Item 16: Investment Discretion Wealthlynk does not accept trading discretion. We implement trades only after obtaining your consent (e.g., email or recorded confirmation). Market conditions between recommendation and execution may impact prices and outcomes. Item 17: Voting Client Securities (Proxy Voting) Wealthlynk does not accept authority to vote client securities. You will receive proxies directly from issuers or the custodian and should direct proxy questions to them. Item 18: Financial Information • Balance Sheet: We neither require nor solicit prepayment of more than $1,200 in fees per client, six months or more in advance; therefore, a balance sheet is not required. • Financial Condition: Wealthlynk and its management have no financial condition reasonably likely to impair our ability to meet contractual commitments to clients. • Bankruptcy: Wealthlynk has not been the subject of a bankruptcy petition in the past ten years. 12  Media and Public Communications Scott Raygene Weber may engage in public communications (e.g., television, radio, podcasts, webinars, written articles, social media) to provide general financial education, market commentary, and economic insights. • Information presented is educational and not personalized investment advice. Do not make investment decisions solely based on such materials; please contact us to discuss your circumstances. • We do not disclose client-specific information without prior written consent and comply with applicable advertising and communications rules, including disclosures related to testimonials/endorsements and third-party ratings where used. • Views reflect information available at the time and may change without notice; we are not obligated to update publicly disseminated materials. • Avoid sharing sensitive information on public platforms. For questions, contact us at scott.weber@wealthlynk.com. 13