WEINGARTEN ASSOCIATES, L.L.C.

WEINGARTEN ASSOCIATES, LLC 11 Overlook Way Lawrenceville, New Jersey 08648 A SEC Registered Advisory Firm1 FIRM BROCHURE, FEBRUARY 2026 This brochure provides information about the qualifications and business practices of Weingarten Associates, LLC, (“Weingarten”). If you have any questions about the content of this brochure, please contact us at 1(609) 620-1770 and/or via our website at www.weingartenassociates.com. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. Additional information about Weingarten is also available on the SEC’s website at www.adviserinfo.sec.gov. 1 SEC or State registration does not and should not imply any certain level of skill or training.  Weingarten Associates, LLC (IARD # 127718) February 2026 Page 2 Item 2. MATERIAL CHANGES In 2026, Weingarten updated its minimum initial financial planning fee. For specific fee information, please refer to Item 5 of this Brochure. Weingarten has not had any other material changes to its investment advisory services or personnel since the filing of its most recent ADV Amendment.  Weingarten Associates, LLC (IARD # 127718) February 2026 Page 3 Item 3. TABLE OF CONTENTS Item 4. Advisory Business .......................................................................................................................... 4 Item 5. Fees and Compensation ................................................................................................................. 5 Item 6. Performance Based Fees and Side by Side Management ........................................................... 6 Item 7. Types of Clients .............................................................................................................................. 6 Item 8. Methods of Analysis, Investment Strategies and Risk of Loss ................................................... 6 Item 9. Disciplinary Information ............................................................................................................... 7 Item 10. Other Financial Industry Activities and Affiliations ................................................................ 7 Item 11. Code of Ethics, Participation or Interest in Client Transactions and Personal Trading ...... 7 Item 12. Brokerage Practices ..................................................................................................................... 7 Item 13. Review of Accounts ...................................................................................................................... 8 Item 14. Client Referrals and Other Compensation ................................................................................ 8 Item 15. Custody ......................................................................................................................................... 9 Item 16. Investment Discretion .................................................................................................................. 9 Item 17. Voting Client Securities ............................................................................................................... 9 Item 18. Financial Information .................................................................................................................. 9 Supplemental Brochure ....................................................................................................................... 10-12  Weingarten Associates, LLC (IARD # 127718) February 2026 Page 4 Item 4. ADVISORY BUSINESS Weingarten was founded in 2003. Weingarten is owned by Ken and Trina Weingarten. Weingarten is managed by its principal, Ken Weingarten. Initial Fixed Fee Financial Planning: Weingarten provides its clients with financial planning and consultation services (e.g., review of goals and objectives, analysis and recommendations for cash flow planning, asset allocation/investment planning, income tax planning, insurance planning, estate planning, retirement planning, education planning, real estate/mortgage planning, etc.). Weingarten’s fixed fee financial planning and consultation services include three meetings in addition to the introductory meetings, and thirty days of telephone and e-mail support for questions relating to recommendations after presentation of the Financial Plan. Prior to engaging Weingarten to provide this service, the client will generally be required to enter into Weingarten’s Financial Planning Engagement Client Service Agreement setting forth the terms and conditions of the engagement and describing the scope of the services to be provided. Wealth Management Advisory Services: Clients may engage Weingarten to provide an ongoing investment management services for a fixed annual fee payable in advance that consists of ongoing financial planning, discretionary investment management/consulting, and tax planning. Wealth Management Services primarily invest client account in ETFs and Mutual Funds based upon our client’s investment objectives and goals. 1) Wealth Management Services There are three coordinated services that comprise our Wealth Management Services: Investment Management Services • Holistic Financial Planning • • Tax Planning and Preparation The best way to get a sense of what services we have provided our clients in the past is to review the document titled “What A Great Financial Advisor Can Do For You” on our website. Our Wealth Management Services are most appropriate for clients who have already accumulated at least $2.5M+ of investable assets. 2) Wealth Accumulator Services The Wealth Accumulator Plan offers the same set of services as the Wealth Management services but is customized for clients who are in the ‘rapid’ accumulation phase of their long- term planning. This service is designed for younger clients, or those who have at least 5-10 years of high-earning potential before retirement. The Wealth Accumulator Plan is most appropriate for clients who have at least $1M in investable assets. Weingarten also offers its clients ongoing accountancy and tax preparation services through Trina Weingarten, a Certified Public Accountant.  Weingarten Associates, LLC (IARD # 127718) February 2026 Page 5 Termination and Refunds: As discussed above, prior to engaging Weingarten to provide services, the client will be required to enter into the applicable Client Service Agreement setting forth the terms and conditions of the engagement, describing the scope of the services to be provided, and the portion of the fee that is due from the client prior to the commencement of services. In the event the client terminates Weingarten’s services, the balance of any unearned fee, if any, shall be refunded to the client. Weingarten does not maintain any wrap programs. Weingarten currently provides investment management services to approximately $168 million in assets under management, primarily on a discretionary basis. Item 5. FEES AND COMPENSATION Initial Financial Planning: Weingarten’s financial planning fees generally start at $8,000.00 on a fixed-fee basis and will depend upon the level and scope of the services required. Typically, one-half of Weingarten’s fee is due upon signing of the initial Financial Planning Engagement Client Service Agreement with the balance due upon presentment of Weingarten’s recommendations. Wealth Management Advisory Services: Weingarten imposes a minimum annual fee of $20,000. Wealth Management services are intended for clients with at least $2.5M in investable assets. For existing relationships, the minimum annual fee is $12,500. In certain circumstances, Weingarten will consider a lower minimum annual fee. This is primarily for family members of existing clients as well as young professionals who have less than $2,500,000 of investable assets and are likely to progress to our regular services within four years. Weingarten does not require the prepayment of fees of more than $500 and for six months or more in advance. Prior to engaging Weingarten to provide ongoing annual services, the client will generally be required to enter into Weingarten’s Ongoing and Annual Client Service Agreement. The broker-dealer/custodian for the client’s account may charge brokerage commissions and/or transaction fees for effecting certain securities transactions (i.e., transaction fees are charged for certain no-load mutual funds, commissions are charged for other securities transactions). In addition to Weingarten’s investment management fee, brokerage commissions and/or transaction fees, the client will also incur, relative to all mutual fund purchases, charges imposed at the mutual fund level (e.g., management fees and other fund expenses).  Weingarten Associates, LLC (IARD # 127718) February 2026 Page 6 Item 6. PERFORMANCE-BASED FEES and SIDE-BY-SIDE MANAGEMENT Weingarten does not charge performance based advisory fees. Item 7. TYPES OF CLIENTS Weingarten provides investment advisory services to the following clients: • Individuals and High Net Worth Individuals; • Trusts; • Charitable Organizations; • Pension Plans & 401(k) Weingarten requires a minimum client account size of $500,000.00 However in certain situations, Weingarten may waive such minimum account size requirements in its sole discretion. Item 8. METHODS OF ANALYSIS, INVESTMENT STRATEGIES AND RISK OF LOSS Weingarten uses an academic-based investment strategy that focuses on using multiple assets classes. A basic assumption is that markets are highly efficient, and they quickly incorporate new information into security prices. Hence, investment strategies focus on using low-cost passively- managed mutual funds and exchange-traded funds. Investors’ portfolios are invested in proportion to the risk they take based on three factors: their exposure to the equity markets, their exposure to small company stocks relative to large company stocks, and their exposure to lower- priced (or value) stocks relative to higher-priced (or growth) stocks. Weingarten’s investment strategies largely follow the work of Eugene Fama and Kenneth French who developed the framework for the ‘3-factor model.’ Weingarten does not guarantee the future performance of any account or any specific level of performance, the success of any investment decision or strategy that Weingarten may use, or the success of Weingarten’ overall investment management. All investment decisions are subject to various market, currency, economic, political, and business risks, and that those investment decisions will not always be profitable. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any recommendation from Weingarten. Moreover, each client is advised that it remains his/her/its responsibility to promptly notify Weingarten if there is ever any change in his/her/its financial situation or investment objectives for the purpose of reviewing/evaluating/revising Weingarten’s previous recommendations and/or services.  Weingarten Associates, LLC (IARD # 127718) February 2026 Page 7 Item 9. DISCIPLINARY INFORMATION Weingarten and its personnel have not been convicted, pled guilty or nolo contendere (“no contest”), been named, charged or been the subject of any order or judgment by any court of competent jurisdictions, SEC or any Self Regulatory Organization (e.g., FINRA) for the any of the following offenses: • investments or investment related business; • fraud, false statements or omissions; • violation of any investment related statute or regulation or SRO rules; • wrongful taking of property, bribery, perjury, forgery, counterfeiting; • extortion or conspiracy to commit any of these offenses. In addition, Weingarten and its personnel are not the subject of any pending matters in connection with any of the above-identified offenses. Item 10. OTHER FINANCIAL INDUSTRY AFFILIATIONS Weingarten is not affiliated with any other financial institution. 11. CODE OF ETHICS, PARTICIPATION IN CLIENT Item TRANSACTIONS AND PERSONAL TRADING Weingarten has implemented an investment policy relative to personal securities transactions. This investment policy is part of Weingarten’ overall Code of Ethics which serves to establish a standard of business conduct for all of Weingarten’ Associated Persons that is based upon fundamental principles of openness, integrity, honesty and trust, a copy of which is available upon request. In accordance with Section 204A of the Investment Advisers Act of 1940, Weingarten also maintains and enforces written policies reasonably designed to prevent the misuse of material non-public information by Weingarten or any person associated with Weingarten. Weingarten has adopted procedures to implement the firm’s policy on personal securities transactions and reviews to monitor and ensure the firm’s policy is observed, implemented properly and amended or updated, as appropriate. Item 12. BROKERAGE PRACTICES 1. Research and Other Soft Dollar Benefits: Although not a material consideration when determining whether to recommend that a client utilize the services of a particular broker-dealer/custodian, Weingarten may receive from a broker-dealer/custodian (or a mutual fund company), without cost (and/or at a discount) support services and/or products, certain of which assist Weingarten to better monitor and service client accounts maintained at such institutions. Included within the support services that may be obtained by the Weingarten may be investment-related research, pricing information and market data, software and other technology that provide access to client account data, compliance and/or  Weingarten Associates, LLC (IARD # 127718) February 2026 Page 8 practice management-related publications, discounted or gratis consulting services, discounted and/or gratis attendance at conferences, meetings, and other educational and/or social events, marketing support, computer hardware and/or software and/or other products used by Weingarten in furtherance of its investment advisory business operations. As indicated above, certain of the support services and/or products that may be received assist Weingarten in managing and administering client accounts. Others do not directly provide such assistance, but rather assist Weingarten to manage and further develop its business enterprise. Weingarten’ clients do not pay more for investment transactions effected and/or assets maintained at a particular broker-dealer/custodian as a result of this arrangement. There is no corresponding commitment made by Weingarten to any particular broker-dealer/custodian or to any other entity to invest any specific amount or percentage of client assets in any specific mutual funds, securities or other investment products as a result of the above arrangement. 2. Brokerage for Client Referrals: Weingarten does not receive client referrals from any broker-dealer custodian. 3. Directed Brokerage: The client may direct Weingarten to use a particular broker-dealer (subject to Weingarten’ right to decline and/or terminate the engagement) to execute some or all transactions for the client's account. In such event, the client will negotiate terms and arrangements for the account with that broker-dealer, and Weingarten will be unable to seek better execution services or prices from other broker-dealers. As a result, client may pay higher commissions or other transaction costs or greater spreads, or receive less favorable net prices, on transactions for the account than would otherwise be the case. Weingarten seeks to execute orders for its clients fairly and equitably. Item 13. REVIEW OF ACCOUNTS Weingarten does not review accounts for clients who only engage Weingarten for an initial financial planning engagement only. For those clients to whom Weingarten provides annual advisory services, Weingarten’s Managing Member, Ken Weingarten reviews accounts on a quarterly basis. The purpose of this review is to rebalance the client portfolio if it is found to be outside the parameters that were established in the client’s investment policy statement. For clients with non-retirement accounts, we will also consider tax-loss harvesting strategies if it is advantageous to the client. Directed brokerage clients are responsible for providing Weingarten with account statements or reports from their investment custodian in order to properly review these accounts. Item 14. CLIENT REFERRALS AND OTHER COMPENSATION Weingarten does not currently have any contractual engagement with any solicitors or pay any compensation for the receipt of client referrals.  Weingarten Associates, LLC (IARD # 127718) February 2026 Page 9 Item 15. CUSTODY Weingarten does not maintain physical custody of client assets. All client assets are custodied with nationally recognized, SEC registered, and FINRA member broker-dealer/custodians. Weingarten is deemed to have custody to the extent it can debit its advisory fees directly from the custodian otherwise Weingarten has no ability to access client assets. Item 16. INVESTMENT DISCRETION Weingarten primarily provides advisory services on a discretionary basis. As such, prior to engaging Weingarten to provide any investment management services, the client will be required to enter into a formal Investment Advisory Agreement with Weingarten setting forth the terms and conditions which under which Weingarten shall manage client's assets. Item 17. VOTING CLIENT SECURITIES Weingarten does not vote client proxies. Weingarten’s clients maintain exclusive responsibility for: (1) directing the manner in which proxies solicited by issuers of securities beneficially owned by the client shall be voted, and (2) making all elections relative to any mergers, acquisitions, tender offers, bankruptcy proceedings or other type events pertaining to the client’s investment assets. Weingarten and the client shall correspondingly instruct each custodian of the assets to forward to the client copies of all proxies and shareholder communications relating to the client’s investment assets. With respect to shareholder class action litigation and similar matters, Weingarten generally will not make any filings in connection with any shareholder class action lawsuits involving securities currently or previously held in clients’ accounts. Weingarten recommends that its clients promptly review these materials, as they identify important deadlines and may require action in the client’s part. Weingarten will not be required to notify third party custodians or clients who utilize third party custodians of shareholder class action lawsuits and similar matters. Item 18. FINANCIAL INFORMATION Based upon Weingarten’ business practices, use of a qualified custodian and advisory fee procedures, the SEC does not require the disclosure of financial information. Please be advised that there are no known financial conditions that would impair Weingarten’ ability to meet contractual commitments to clients. Weingarten has not been the subject of a bankruptcy petition.  Weingarten Associates, LLC (IARD # 127718) February 2026 Page 10 WEINGARTEN ASSOCIATES, LLC 11 Overlook Way Lawrenceville, New Jersey 08648 A SEC Registered Advisory Firm2 Supervised Person(s) Ken Weingarten, MBA, CFP, President BROCHURE SUPPLEMENT, FEBRUARY 2026 at (609) 620-1770 and/or via our website This brochure supplement provides information about the investment advisory representatives that supplements the Weingarten Associates, LLC, (“Weingarten”) brochure. You should have received a copy of that brochure. Please contact Weingarten at www.weingartenassociates.com if you did not receive Weingarten’s brochure or if you have any questions about the content of this supplement. Additional information about the above-referenced Supervised Persons is available on the SEC’s website at www.adviserinfo.sec.gov. 2 SEC or State registration does not and should not imply any certain level of skill or training.  Weingarten Associates, LLC (IARD # 127718) February 2026 Page 11 KEN WEINGARTEN, MBA, CFP 1) Educational and Business Background • Born: 1967 • Education: Drew University, Madison, NJ, BA Political Science (1989) Rider University, Lawrenceville, NJ, MBA (1999) College for Financial Planning, Denver, CO, Certificate/Financial Planning (2003) • Business Background: Dataram Corporation, Princeton, NJ, Account Executive (1993-1997) StorNet, West Chester, PA, Account Executive (1997-2003) Trina Weingarten, CPA, Lawrenceville, NJ, Associate (2001-2003) Weingarten Associates, L.L.C., Lawrenceville, NJ, President (2003-present) 2) Disciplinary Information: Weingarten is required to disclose the pertinent facts regarding any legal or disciplinary events material to a client’s evaluation of Ken Weingarten. Weingarten has no information to disclose in relation to this Item. 3) Other Business Activities: Weingarten may provide its clients with ongoing accountancy and tax preparation services through Weingarten’s affiliated Certified Public Accountant, Trina Weingarten (spouse). Mrs. Weingarten may provide tax preparation services to individuals, families, and small business owners. Mrs. Weingarten does not provide investment advisory services to any of Weingarten’s clients. 4) Additional Compensation: Mr. Weingarten does not receive compensation from non-clients for providing advisory services. is responsible for the supervision of Weingarten’s 5) Supervision: Weingarten generally requires that all investment advisors have acquired, at a minimum, a college degree with a major in finance or accounting, and a designation relative to investments such as a Certified Financial Planner (CFP) and Chartered Financial Analyst (CFA). Ken investment advisory Weingarten representatives (IARs). Mr. Weingarten’s supervision includes a review of correspondence, (e.g., email, letters), advertising, client accounts statements and such other documentation to ensure that Weingarten’s IARs are conducting themselves in accordance with its compliance and supervisory procedures and applicable investment advisory rules and regulations.  Weingarten Associates, LLC (IARD # 127718) February 2026 Page 12 FINANCIAL DESIGNATION EXPLANATION The CERTIFIED FINANCIAL PLANNER(tm), CFP and federally registered CFP (with flame design) marks (collectively, the "CFP marks") are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. ("CFP Board"). The CFP certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 62,000 individuals have obtained CFP certification in the United States.