Elevation Wealth Partners LLC

Elevation Wealth Partners LLC Form ADV Part 2A – Disclosure Brochure Effective: July 14, 2026 This Form ADV Part 2A (“Disclosure Brochure”) provides information about the qualifications and business practices of Elevation Wealth Partners LLC (“Elevation Wealth” or the “Advisor”). If you have any questions about the content of this Disclosure Brochure, please contact the Advisor at (561) 491-0518. Elevation Wealth is a registered investment advisor with the U.S. Securities and Exchange Commission (”SEC”). The information in this Disclosure Brochure has not been approved or verified by the SEC or by any state securities authority. Registration of an investment advisor does not imply any specific level of skill or training. This Disclosure Brochure provides information about Elevation Wealth to assist you in determining whether to retain the Advisor. Additional information about Elevation Wealth and its Advisory Persons is available on the SEC’s website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 324951. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net  Item 2 – Material Changes Form ADV 2 is divided into two parts: Part 2A (the "Disclosure Brochure") and Part 2B (the "Brochure Supplement"). The Disclosure Brochure provides information about a variety of topics relating to an Advisor’s business practices and conflicts of interest. The Brochure Supplement provides information about the Advisory Persons of Elevation Wealth. For convenience, the Advisor has combined these documents into a single disclosure document. Elevation Wealth believes that communication and transparency are the foundation of its relationship with clients and will continually strive to provide you with complete and accurate information at all times. Elevation Wealth encourages all current and prospective clients to read this Disclosure Brochure and discuss any questions you may have with the Advisor. Material Changes The following material changes made to this Disclosure Brochure since the last annual amendment filing on March 11, 2026: • The Advisor has moved its primary office location to 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL. Future Changes From time to time, the Advisor may amend this Disclosure Brochure to reflect changes in business practices, changes in regulations or routine annual updates as required by the securities regulators. This complete Disclosure Brochure or a Summary of Material Changes shall be provided to you annually and if a material change occurs. At any time, you may view the current Disclosure Brochure on-line at the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 324951. You may also request a copy of this Disclosure Brochure at any time by contacting the Advisor at (561) 491-0518. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 2  Item 3 – Table of Contents Item 1 – Cover Page ............................................................................................................................................... 1 Item 2 – Material Changes ..................................................................................................................................... 2 Item 3 – Table of Contents .................................................................................................................................... 3 Item 4 – Advisory Services ................................................................................................................................... 4 A. Firm Information ............................................................................................................................................................. 4 B. Advisory Services Offered .............................................................................................................................................. 4 C. Client Account Management .......................................................................................................................................... 6 D. Wrap Fee Programs ....................................................................................................................................................... 6 E. Assets Under Management ............................................................................................................................................ 6 Item 5 – Fees and Compensation ......................................................................................................................... 6 A. Fees for Advisory Services ............................................................................................................................................. 6 B. Fee Billing ....................................................................................................................................................................... 7 C. Other Fees and Expenses ............................................................................................................................................. 7 D. Advance Payment of Fees and Termination .................................................................................................................. 8 E. Compensation for Sales of Securities ............................................................................................................................ 8 Item 6 – Performance-Based Fees and Side-By-Side Management .................................................................. 8 Item 7 – Types of Clients ....................................................................................................................................... 9 Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss .......................................................... 9 A. Methods of Analysis ....................................................................................................................................................... 9 B. Risk of Loss .................................................................................................................................................................... 9 Item 9 – Disciplinary Information ....................................................................................................................... 11 Item 10 – Other Financial Industry Activities and Affiliations ......................................................................... 11 Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading .............. 11 A. Code of Ethics .............................................................................................................................................................. 11 B. Personal Trading with Material Interest ........................................................................................................................ 11 C. Personal Trading in Same Securities as Clients .......................................................................................................... 11 D. Personal Trading at Same Time as Client ................................................................................................................... 12 Item 12 – Brokerage Practices ............................................................................................................................ 12 A. Recommendation of Custodian[s] ................................................................................................................................ 12 B. Aggregating and Allocating Trades .............................................................................................................................. 13 Item 13 – Review of Accounts ............................................................................................................................ 13 A. Frequency of Reviews .................................................................................................................................................. 13 B. Causes for Reviews ..................................................................................................................................................... 13 C. Review Reports ............................................................................................................................................................ 13 Item 14 – Client Referrals and Other Compensation ........................................................................................ 13 A. Compensation Received by Elevation Wealth ............................................................................................................. 13 B. Compensation for Client Referrals ............................................................................................................................... 14 Item 15 – Custody ................................................................................................................................................ 14 Item 16 – Investment Discretion ......................................................................................................................... 14 Item 17 – Voting Client Securities ...................................................................................................................... 14 Item 18 – Financial Information .......................................................................................................................... 15 Form ADV Part 2B – Brochure Supplement ...................................................................................................... 16 Form ADV Part 2B – Brochure Supplement ...................................................................................................... 20 Privacy Policy ...................................................................................................................................................... 22 Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 3  Item 4 – Advisory Services A. Firm Information Elevation Wealth Partners LLC (“Elevation Wealth” or the “Advisor”) is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The Advisor is organized as a Limited Liability Company (“LLC”) under the laws of the State of Florida in March 2023 and commenced operations as a registered investment advisor in May 2023. Elevation Wealth is owned and operated by Robert Monahan, CFP®, CPFA® (“Principal and Chief Compliance Officer”). This Disclosure Brochure provides information regarding the qualifications, business practices, and the advisory services provided by Elevation Wealth. B. Advisory Services Offered Elevation Wealth offers investment advisory services to individuals, high net worth individuals, families, trusts, estates, businesses, retirement plans, and charitable organizations (each referred to as a “Client”). The Advisor serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a fiduciary, the Advisor upholds a duty of loyalty, fairness and good faith towards each Client and seeks to mitigate potential conflicts of interest. Elevation Wealth's fiduciary commitment is further described in the Advisor’s Code of Ethics. For more information regarding the Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading. Wealth Management Services Elevation Wealth provides tailored investment advisory solutions to its Clients. This is achieved through personal Client contact and interaction while providing discretionary investment management over Client portfolios and a broad range of comprehensive financial planning. These services are described below. Investment Management Services - Elevation Wealth provides customized investment advisory solutions for its Clients. This is achieved through continuous personal Client contact and interaction while providing discretionary investment management and financial planning services. Elevation Wealth works closely with each Client to identify their investment goals and objectives as well as risk tolerance and financial situation in order to create a portfolio strategy. Elevation Wealth utilizes investment strategies, consisting of low-cost, diversified mutual funds and/or exchange-traded funds (“ETFs”) to achieve the Client’s investment goals. The Advisor may also utilize individual stocks, individual bonds, and/or alternative investments to meet the needs the Client. The Advisor may retain other types of investments from the Client’s legacy portfolio due to fit with the overall portfolio strategy, tax-related reasons, or other reasons as identified between the Advisor and the Client. Elevation Wealth’s investment strategies are primarily long-term focused, but the Advisor may buy, sell or re- allocate positions that have been held for less than one year to meet the objectives of the Client or due to market conditions. Elevation Wealth will construct, implement and monitor the portfolio to ensure it meets the goals, objectives, circumstances, and risk tolerance agreed to by the Client. Each Client will have the opportunity to place reasonable restrictions on the types of investments to be held in their respective portfolio, subject to acceptance by the Advisor. Elevation Wealth evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. Elevation Wealth may recommend, on occasion, redistributing investment allocations to diversify the portfolio. Elevation Wealth may recommend specific positions to increase sector or asset class weightings. The Advisor may recommend employing cash positions as a possible hedge against market movement. Elevation Wealth may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position[s] in the portfolio, change in risk tolerance of the Client, generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 4  At no time will Elevation Wealth accept or maintain custody of a Client’s funds or securities, except for the limited authority as outlined in Item 15 – Custody. All Client assets will be managed within the designated account[s] at the Custodian, pursuant to the terms of the advisory agreement. Please see Item 12 – Brokerage Practices. Retirement Accounts – When the Advisor provides investment advice to Clients regarding ERISA retirement accounts or individual retirement accounts (“IRAs”), the Advisor is a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. When deemed to be in the Client’s best interest, the Advisor will provide investment advice to a Client regarding a distribution from an ERISA retirement account or to roll over the assets to an IRA, or recommend a similar transaction including rollovers from one ERISA sponsored Plan to another, one IRA to another IRA, or from one type of account to another account (e.g. commission-based account to fee-based account). Such a recommendation creates a conflict of interest if the Advisor will earn a new (or increase its current) advisory fee as a result of the transaction. No client is under any obligation to roll over a retirement account to an account managed by the Advisor. Financial Planning Services - Elevation Wealth will typically provide a variety of financial planning and consulting services to Clients as a component of wealth management. Services are offered in several areas of a Client’s financial situation, depending on their goals and objectives. Generally, such financial planning services involve preparing a formal financial plan or rendering a specific financial consultation based on the Client’s financial goals and objectives. This planning or consulting may encompass one or more areas of need, including but not limited to, investment planning, retirement planning, personal savings, education savings, insurance needs, and other areas of a Client’s financial situation. A financial plan developed for, or financial consultation rendered to the Client will usually include general recommendations for a course of activity or specific actions to be taken by the Client. For example, recommendations may be made that the Client start or revise their investment programs, commence or alter retirement savings, establish education savings and/or charitable giving programs. Elevation Wealth may also refer Clients to an accountant, attorney or other specialists, as appropriate for their unique situation. For certain financial planning engagements, the Advisor will provide a written summary of the Client’s financial situation, observations, and recommendations. For consulting or ad-hoc engagements, the Advisor may not provide a written summary. Plans or consultations are typically completed within six (6) months of contract date, assuming all information and documents requested are provided promptly. Financial planning and consulting recommendations pose a conflict between the interests of the Advisor and the interests of the Client. For example, the Advisor has an incentive to recommend that Clients engage the Advisor for investment management services or to increase the level of investment assets with the Advisor, as it would increase the amount of advisory fees paid to the Advisor. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to implement the transaction through the Advisor. Retirement Plan Advisory Services Elevation Wealth provides retirement plan advisory services on behalf of the retirement plans (each a “Plan”) and the company (the “Plan Sponsor”). The Advisor’s retirement plan advisory services are designed to assist the Plan Sponsor in meeting its fiduciary obligations to the Plan and its Plan Participants. Each engagement is customized to the needs of the Plan and Plan Sponsor. Services generally include: Investment Policy Statement (“IPS”) Design and Monitoring Investment Oversight (ERISA 3(21)) Investment Management (ERISA 3(38)) Investment Oversight • Vendor Analysis • Plan Participant Enrollment and Education Tracking • • • • Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 5  • Performance Reporting • Ongoing Investment Recommendation and Assistance These services are provided by Elevation Wealth serving in the capacity as a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). In accordance with ERISA Section 408(b)(2), the Plan Sponsor is provided with a written description of Elevation Wealth’s fiduciary status, the specific services to be rendered and all direct and indirect compensation the Advisor reasonably expects under the engagement. C. Client Account Management Prior to engaging Elevation Wealth to provide investment advisory services, each Client is required to enter into advisory agreement with the Advisor that define the terms, conditions, authority and responsibilities of the Advisor and the Client. These services may include: • Establishing an Investment Strategy – Elevation Wealth, in connection with the Client, will develop a strategy that seeks to achieve the Client’s goals and objectives. • Asset Allocation – Elevation Wealth will develop a strategic asset allocation that is targeted to meet the investment objectives, time horizon, financial situation and tolerance for risk for each Client. • Portfolio Construction – Elevation Wealth will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client. • Investment Management and Supervision – Elevation Wealth will provide investment management and ongoing oversight of the Client’s investment portfolio. D. Wrap Fee Programs Elevation Wealth does not manage or place Client assets into a wrap fee program. Investment management services are provided directly by Elevation Wealth. E. Assets Under Management As of December 31, 2025, Elevation Wealth manages approximately $219,611,231 in Client assets, all of which are managed on a discretionary basis. Clients may request more current information at any time by contacting the Advisor. Item 5 – Fees and Compensation The following paragraphs detail the fee structure and compensation methodology for services provided by the Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more written agreements with the Advisor. A. Fees for Advisory Services Wealth Management Services Wealth management fees are paid monthly, at the end of each month, pursuant to the terms of the wealth management agreement. Wealth management fees are based on the market value of assets under management at the end of the month. Wealth management fees are based on the following schedule: Annual Rate (%) Assets Under Management ($) Up to $1,000,000 $1,000,001 to $2,500,000 $2,500,001 to $5,000,000 $5,000,001 to $10,000,000 $10,000,001 to $25,000,000 Over $25,000,000 1.50% 1.25% 1.10% 0.75% 0.60% 0.40% Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 6  The wealth management fee in the first month of service is prorated from the inception date of the account[s] to the end of the first month. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by Elevation Wealth will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate billing. The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor shall not receive any portion of these commissions, fees, and costs. Retirement Plan Advisory Services Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.00% and are billed monthly in arrears, pursuant to the terms of the retirement plan advisory agreement. Retirement plan fees are based on the market value of assets under management at the end of the prior calendar month. Fees may be negotiable depending on the size and complexity of the Plan. B. Fee Billing Wealth Management Services Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from the Client’s account[s] at the respective month-end date. The amount due is calculated by applying the monthly rate (annual rate divided by 12) to the total assets under management with Elevation Wealth at the end of the month. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting the deduction of the wealth management fee. Clients are urged to also review the brokerage statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide written authorization permitting advisory fees to be deducted by Elevation Wealth to be paid directly from their account[s] held by the Custodian as part of the wealth management agreement and separate account forms provided by the Custodian. Retirement Plan Advisory Services Retirement plan advisory fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the Plan, depending on the terms of the retirement plan advisory agreement. C. Other Fees and Expenses Clients may incur certain fees or charges imposed by third parties, other than Elevation Wealth, in connection with investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities execution fees charged by the Custodian, as applicable. The Advisor's recommended Custodian does not charge securities transaction fees for ETF and equity trades in a Client's account, provided that the account meets the terms and conditions of the Custodian's brokerage requirements. However, the Custodian typically charges for mutual funds and other types of investments. The fees charged by Elevation Wealth are separate and distinct from these custody and execution fees. In addition, all fees paid to Elevation Wealth for investment advisory services are separate and distinct from the expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible distribution fee. A Client may be able to invest in these products directly, without the services of Elevation Wealth, but would not receive the services provided by Elevation Wealth which are designed, among other things, to assist the Client in determining which products or services are most appropriate for each Client’s financial situation and objectives. Accordingly, the Client should review both the fees charged by the fund[s] and the fees charged by Elevation Wealth to fully understand the total fees to be paid. Please refer to Item 12 – Brokerage Practices for additional information. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 7  D. Advance Payment of Fees and Termination Wealth Management Services Elevation Wealth may be compensated for its wealth management services at the end of the month after services are rendered. Either party may terminate the wealth management agreement, at any time, by providing advance written notice to the other party. The Client may also terminate the wealth management agreement within five (5) business days of signing the Advisor’s agreement without penalty. After the five-day period, the Client will incur charges for bona fide advisory services rendered to the point of termination and such fees will be due and payable by the Client. The Client’s wealth management agreement with the Advisor is non-transferable without the Client’s prior consent. Retirement Plan Advisory Services Elevation Wealth is compensated for its services at the end of the month after advisory services are rendered. Either party may request to terminate their services with Elevation Wealth in whole or in part, by providing advance written notice to the other party. The Client shall be responsible for investment advisory fees up to and including the effective date of termination. The Client’s retirement plan services agreement with the Advisor is non-transferable without the Client’s written approval. E. Compensation for Sales of Securities Elevation Wealth does not buy or sell securities to earn commissions and does not receive any compensation for securities transactions in any Client account, other than the wealth management fees noted above. Mr. Monahan is a Registered Representative of Purshe Kaplan Sterling Investments, Inc. (“PKS”). PKS is a registered broker-dealer (CRD# 35747), member FINRA, SIPC. In Mr. Monahan’s separate capacity as a Registered Representative of PKS, Mr. Monahan may implement securities transactions under PKS and not through Elevation Wealth. In such instances, Mr. Monahan will receive commission-based compensation in connection with the purchase and sale of securities, including 12b-1 fees for the sale of investment company products. Compensation earned by Mr. Monahan as a Registered Representative is separate and in addition to the Advisor’s fees. This practice presents a conflict of interest because Mr. Monahan who is a Registered Representative has an incentive to effect securities transactions for the purpose of generating commissions rather than solely based on the needs of the Client. Clients are not obligated to implement any recommendation provided by the Advisor nor Mr. Monahan. Neither the Advisor nor Mr. Monahan will earn ongoing wealth management fees in connection with any products or services implemented in the Mr. Monahan’s separate capacity as a Registered Representative. Please see Item 10 below. Mr. Monahan is also licensed as an independent insurance professional. As an independent insurance professional, Mr. Monahan will earn commission-based compensation for selling insurance products, including insurance products sold to Clients. Insurance commissions earned by Mr. Monahan are separate and in addition to Elevation Wealth‘s advisory fees. This practice presents a conflict of interest as Mr. Monahan has an incentive to recommend insurance products to the Client for the purpose of generating commissions rather than solely based on the Client’s needs. Clients are under no obligation, contractually or otherwise, to purchase insurance products through Mr. Monahan. Please see item 10 below. Item 6 – Performance-Based Fees and Side-By-Side Management Elevation Wealth does not charge performance-based fees for its investment advisory services. The fees charged by Elevation Wealth are as described in Item 5 above and are not based upon the capital appreciation of the funds or securities held by any Client. Elevation Wealth does not manage any proprietary investment funds or limited partnerships (for example, a mutual fund or a hedge fund) and has no financial incentive to recommend any particular investment options to its Clients. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 8  Item 7 – Types of Clients Elevation Wealth offers investment advisory services to individuals, high net worth individuals, trusts, estates, businesses, retirement plans, and charitable organizations. Elevation Wealth generally requires a minimum relationship size of $1,000,000, which may be reduced at the sole discretion of the Advisor. Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss A. Methods of Analysis Elevation Wealth primarily employs fundamental and behavioral analysis method in developing investment strategies for its Clients. Research and analysis from Elevation Wealth are derived from numerous sources, including financial media companies, third-party research materials, Internet sources, and review of company activities, including annual reports, prospectuses, press releases and research prepared by others. Fundamental analysis utilizes economic and business indicators as investment selection criteria. This criteria consists generally of ratios and trends that may indicate the overall strength and financial viability of the entity being analyzed. Assets are deemed suitable if they meet certain criteria to indicate that they are a strong investment with a value discounted by the market. While this type of analysis helps the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in the fundamental analysis may lose value and may have negative investment performance. The Advisor monitors these economic indicators to determine if adjustments to strategic allocations are appropriate. More details on the Advisor’s review process are included below in Item 13 – Review of Accounts. Behavioral finance analysis involves an examination of conventional economics as well as behavioral and cognitive psychological factors. Behavioral finance methodology seeks to combine a qualitative and quantitative approach to provide explanations for why individuals may, at times, make irrational financial decisions. Where conventional financial theories have failed to explain certain patterns, the behavioral finance methodology investigates the underlying reasons and biases that cause some people to behave against their best interests. The risks relating to behavior finance analysis are that it relies on spotting trends in human behavior that may not predict future trends. As noted above, Elevation Wealth generally employs a long-term investment strategy for its Clients, as consistent with their financial goals. Elevation Wealth will typically hold all or a portion of a security for more than a year, but may hold for shorter periods for the purpose of rebalancing a portfolio or meeting the cash needs of Clients. At times, Elevation Wealth may also buy and sell positions that are more short-term in nature, depending on the goals of the Client and/or the fundamentals of the security, sector or asset class. B. Risk of Loss Investing in securities involves certain investment risks. Securities may fluctuate in value or lose value. Clients should be prepared to bear the potential risk of loss. Elevation Wealth will assist Clients in determining an appropriate strategy based on their tolerance for risk and other factors noted above. However, there is no guarantee that a Client will meet their investment goals. While the methods of analysis help the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in these methods of analysis may lose value and may have negative investment performance. The Advisor monitors these economic indicators to determine if adjustments to strategic allocations are appropriate. More details on the Advisor’s review process are included below in Item 13 – Review of Accounts. Each Client engagement will entail a review of the Client's investment goals, financial situation, time horizon, tolerance for risk and other factors to develop an appropriate strategy for managing a Client's account. Client participation in this process, including full and accurate disclosure of requested information, is essential for the analysis of a Client's account[s]. The Advisor shall rely on the financial and other information provided by the Client or their designees without the duty or obligation to validate the accuracy and completeness of the provided Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 9  information. It is the responsibility of the Client to inform the Advisor of any changes in financial condition, goals or other factors that may affect this analysis. The risks associated with a particular strategy are provided to each Client in advance of investing Client accounts. The Advisor will work with each Client to determine their tolerance for risk as part of the portfolio construction process. Following are some of the risks associated with the Advisor’s investment strategies: Market Risks The value of a Client’s holdings may fluctuate in response to events specific to companies or markets, as well as economic, political, or social events in the U.S. and abroad. This risk is linked to the performance of the overall financial markets. ETF Risks The performance of ETFs is subject to market risk, including the possible loss of principal. The price of the ETFs will fluctuate with the price of the underlying securities that make up the funds. In addition, ETFs have a trading risk based on the loss of cost efficiency if the ETFs are traded actively and a liquidity risk if the ETFs has a large bid- ask spread and low trading volume. The price of an ETF fluctuates based upon the market movements and may dissociate from the index being tracked by the ETF or the price of the underlying investments. An ETF purchased or sold at one point in the day may have a different price than the same ETF purchased or sold a short time later. Bond Risks Bonds are subject to specific risks, including the following: (1) interest rate risks, i.e. the risk that bond prices will fall if interest rates rise, and vice versa, the risk depends on two things, the bond's time to maturity, and the coupon rate of the bond. (2) reinvestment risk, i.e. the risk that any profit gained must be reinvested at a lower rate than was previously being earned, (3) inflation risk, i.e. the risk that the cost of living and inflation increase at a rate that exceeds the income investment thereby decreasing the investor’s rate of return, (4) credit default risk, i.e. the risk associated with purchasing a debt instrument which includes the possibility of the company defaulting on its repayment obligation, (5) rating downgrades, i.e. the risk associated with a rating agency’s downgrade of the company’s rating which impacts the investor’s confidence in the company’s ability to repay its debt and (6) Liquidity Risks, i.e. the risk that a bond may not be sold as quickly as there is no readily available market for the bond. Mutual Fund Risks The performance of mutual funds is subject to market risk, including the possible loss of principal. The price of the mutual funds will fluctuate with the value of the underlying securities that make up the funds. The price of a mutual fund is typically set daily therefore a mutual fund purchased at one point in the day will typically have the same price as a mutual fund purchased later that same day. Alternative Investments (Limited Partnerships) The performance of alternative investments (limited partnerships) can be volatile and may have limited liquidity. An investor could lose all or a portion of their investment. Such investments often have concentrated positions and investments that may carry higher risks. Client should only have a portion of their assets in these investments. Derivative Risks Derivatives are difficult to define but are present in a wide variety of investments. In finance, derivatives refer to contracts whose value is derived from another asset, which include stocks, bonds, currencies, interest rates, commodities, and related indexes. Oftentimes derivatives are used as a hedge to protect against downside risk but derivatives can also be used to speculate. Purchasers of derivatives are essentially wagering on the future performance of that asset. Derivatives include such widely accepted products as futures and options. Due to the speculative nature of derivatives, even when they are being employed to hedge, unique risks are present including a party’s misunderstanding of the contract, inability of the derivative to match or derive its value from the other asset, and the counter-party risk between the parties to the transaction. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 10  Past performance is not a guarantee of future returns. Investing in securities and other investments involve a risk of loss that each Client should understand and be willing to bear. Clients are reminded to discuss these risks with the Advisor. Item 9 – Disciplinary Information There are no legal, regulatory or disciplinary events involving Elevation Wealth or its owner. Elevation Wealth values the trust Clients place in the Advisor. The Advisor encourages Clients to perform the requisite due diligence on any advisor or service provider that the Client engages. The backgrounds of the Advisor or Advisory Persons are available on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 324951. Item 10 – Other Financial Industry Activities and Affiliations Broker-Dealer Affiliation As noted in Item 5, Mr. Monahan is also a Registered Representative of PKS. In Mr. Monahan’s separate capacity as a Registered Representative of PKS, he will receive commissions for the implementation of recommendations for commissionable transactions. Clients are not obligated to implement any recommendation provided by Mr. Monahan. Neither the Advisor nor Mr. Monahan will earn ongoing wealth management fees in connection with any services implemented in Mr. Monahan’s separate capacity as a Registered Representative of PKS. Insurance Agency Affiliations As noted in Item 5, Mr. Monahan is also licensed insurance professional. Implementations of insurance recommendations are separate and apart from Mr. Monahan’s role with Elevation Wealth. As an insurance professional, Mr. Monahan will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Monahan is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any recommendations made by Mr. Monahan. Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading A. Code of Ethics Elevation Wealth has implemented a Code of Ethics (the “Code”) that defines the Advisor’s fiduciary commitment to each Client. This Code applies to all persons associated with Elevation Wealth (“Supervised Persons”). The Code was developed to provide general ethical guidelines and specific instructions regarding the Advisor’s duties to each Client. Elevation Wealth and its Supervised Persons owe a duty of loyalty, fairness and good faith towards each Client. It is the obligation of Elevation Wealth’s Supervised Persons to adhere not only to the specific provisions of the Code, but also to the general principles that guide the Code. The Code covers a range of topics that address employee ethics and conflicts of interest. To request a copy of the Code, please contact the Advisor at (561) 491- 0518. B. Personal Trading with Material Interest Elevation Wealth allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Elevation Wealth does not act as principal in any transactions. In addition, the Advisor does not act as the general partner of a fund, or advise an investment company. Elevation Wealth does not have a material interest in any securities traded in Client accounts. C. Personal Trading in Same Securities as Clients Elevation Wealth allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Owning the same securities that are recommended (purchase or sell) to Clients presents a conflict of interest that, as fiduciaries, must be disclosed to Clients and mitigated through policies and procedures. As noted above, the Advisor has adopted the Code to address insider trading (material non-public Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 11  information controls); gifts and entertainment; outside business activities and personal securities reporting. When trading for personal accounts, Supervised Persons have a conflict of interest if trading in the same securities. The fiduciary duty to act in the best interest of its Clients can be violated if personal trades are made with more advantageous terms than Client trades, or by trading based on material non-public information. This risk is mitigated by Elevation Wealth requiring reporting of personal securities trades by its Supervised Persons for review by the Chief Compliance Officer (“CCO”) or delegate. The Advisor has also adopted written policies and procedures to detect the misuse of material, non-public information. D. Personal Trading at Same Time as Client While Elevation Wealth allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients, such trades are typically aggregated with Client orders or traded afterwards. At no time will Elevation Wealth, or any Supervised Person of Elevation Wealth, transact in any security to the detriment of any Client. Item 12 – Brokerage Practices A. Recommendation of Custodian[s] Elevation Wealth does not have discretionary authority to select the broker-dealer/custodian for custody and execution services. The Client will engage the broker-dealer/custodian (herein the "Custodian") to safeguard Client assets and authorize Elevation Wealth to direct trades to the Custodian as agreed upon in the wealth management agreement. Further, Elevation Wealth does not have the discretionary authority to negotiate commissions on behalf of Clients on a trade-by-trade basis. Where Elevation Wealth does not exercise discretion over the selection of the Custodian, it may recommend the Custodian to Clients for custody and execution services. Clients are not obligated to use the recommended Custodian and will not incur any extra fee or cost associated with using a custodian not recommended by Elevation Wealth. However, the Advisor may be limited in the services it can provide if the recommended Custodian is not engaged. Elevation Wealth may recommend the Custodian based on criteria such as, but not limited to, reasonableness of commissions charged to the Client, services made available to the Client, and its reputation and/or the location of the Custodian’s offices. As Mr. Monahan is also a Registered Representative with PKS, PKS must approve the use of any outside broker-dealer/custodian. Elevation Wealth will generally recommend that Clients establish their account[s] at Charles Schwab & Co., Inc. (“Schwab”), a FINRA-registered broker-dealer and member SIPC. Schwab will serve as the Client’s “qualified custodian”. Elevation Wealth maintains an institutional relationship with Schwab, whereby the Advisor receives economic benefits from Schwab (Please see Item 14 below.) Following are additional details regarding the brokerage practices of the Advisor: 1. Soft Dollars - Soft dollars are revenue programs offered by broker-dealers/custodians whereby an advisor enters into an agreement to place security trades with a broker-dealer/custodian in exchange for research and other services. Elevation Wealth does not participate in soft dollar programs sponsored or offered by any broker-dealer/custodian. However, the Advisor receives certain economic benefits from the Custodian. Please see Item 14 below. 2. Brokerage Referrals - Elevation Wealth does not receive any compensation from any third party in connection with the recommendation for establishing an account. 3. Directed Brokerage - All Clients are serviced on a “directed brokerage basis”, where Elevation Wealth will place trades within the established account[s] at the Custodian designated by the Client. Further, all Client accounts are traded within their respective account[s]. The Advisor will not engage in any principal transactions (i.e., trade of any security from or to the Advisor’s own account) or cross transactions with other Client accounts (i.e., purchase of a security into one Client account from another Client’s account[s]). Elevation Wealth will not be obligated to select Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 12  competitive bids on securities transactions and does not have an obligation to seek the lowest available transaction costs. These costs are determined by the Custodian. B. Aggregating and Allocating Trades The primary objective in placing orders for the purchase and sale of securities for Client accounts is to obtain the most favorable net results taking into account such factors as 1) price, 2) size of the order, 3) difficulty of execution, 4) confidentiality and 5) skill required of the Custodian. Elevation Wealth will execute its transactions through the Custodian as authorized by the Client. Elevation Wealth may aggregate orders in a block trade or trades when securities are purchased or sold through the Custodian for multiple (discretionary) accounts in the same trading day. If a block trade cannot be executed in full at the same price or time, the securities actually purchased or sold by the close of each business day must be allocated in a manner that is consistent with the initial pre-allocation or other written statement. This must be done in a way that does not consistently advantage or disadvantage any particular Clients’ accounts. Item 13 – Review of Accounts A. Frequency of Reviews Securities in Client accounts are monitored on a regular and continuous basis by Mr. Monahan. Formal reviews are generally conducted at least annually or more frequently depending on the needs of the Client. B. Causes for Reviews In addition to the investment monitoring noted in Item 13.A., each Client account shall be reviewed at least annually. Reviews may be conducted more frequently at the Client’s request. Accounts may be reviewed as a result of major changes in economic conditions, known changes in the Client’s financial situation, and/or large deposits or withdrawals in the Client’s account[s]. The Client is encouraged to notify Elevation Wealth if changes occur in the Client’s personal financial situation that might adversely affect the Client’s investment plan. Additional reviews may be triggered by material market, economic or political events. C. Review Reports The Client will receive brokerage statements no less than quarterly from the Custodian. These brokerage statements are sent directly from the Custodian to the Client. The Client may also establish electronic access to the Custodian’s website so that the Client may view these reports and their account activity. Client brokerage statements will include all positions, transactions and fees relating to the Client’s account[s]. The Advisor may also provide Clients with periodic reports regarding their holdings, allocations, and performance. Item 14 – Client Referrals and Other Compensation A. Compensation Received by Elevation Wealth Elevation Wealth may refer Clients to various unaffiliated, non-advisory professionals (e.g. attorneys, accountants, estate planners) to provide certain financial services necessary to meet the goals of its Clients. Likewise, Elevation Wealth may receive non-compensated referrals of new Clients from various third-parties. Participation in Institutional Advisor Platform Elevation Wealth has established an institutional relationship with Schwab through its “Schwab Advisor Services” unit, a division of Schwab dedicated to serving independent advisory firms like Elevation Wealth. As a registered investment advisor participating on the Schwab Advisor Services platform, Elevation Wealth receives access to software and related support without cost because the Advisor renders investment management services to Clients that maintain assets at Schwab. Services provided by Schwab Advisor Services benefit the Advisor and many, but not all services provided by Schwab will benefit Clients. In fulfilling its duties to its Clients, the Advisor endeavors at all times to put the interests of its Clients first. Clients should be aware, however, that the receipt of economic benefits from a custodian creates a conflict of interest since these benefits may influence the Advisor's recommendation of this custodian over one that does not furnish similar software, systems support, or services. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 13  Services that Benefit the Client – Schwab’s institutional brokerage services include access to a broad range of investment products, execution of securities transactions, and custody of Client’s funds and securities. Through Schwab, the Advisor may be able to access certain investments and asset classes that the Client would not be able to obtain directly or through other sources. Further, the Advisor may be able to invest in certain mutual funds and other investments without having to adhere to investment minimums that might be required if the Client were to directly access the investments. Services that May Indirectly Benefit the Client – Schwab provides participating advisors with access to technology, research, discounts and other services. In addition, the Advisor receives duplicate statements for Client accounts, the ability to deduct advisory fees, trading tools, and back office support services as part of its relationship with Schwab. These services are intended to assist the Advisor in effectively managing accounts for its Clients, but may not directly benefit all Clients. Services that May Only Benefit the Advisor – Schwab also offers other services to Elevation Wealth that may not benefit the Client, including: educational conferences and events, financial start-up support, consulting services and discounts for various service providers. Access to these services creates a financial incentive for the Advisor to recommend Schwab, which results in a conflict of interest. Elevation Wealth believes, however, that the selection of Schwab as Custodian is in the best interests of its Clients. B. Compensation for Client Referrals The Advisor does not compensate, either directly or indirectly, any persons for Client referrals. Item 15 – Custody Elevation Wealth is authorized to deduct its fees from the Client’s account[s] at the Custodian. The Client must place all assets with a “qualified custodian”. The Client is required to engage the Custodian to retain all funds and securities and direct the Advisor to utilize that Custodian for security transactions in the account[s]. The Client should review statements provided by the Custodian, as the Custodian does not perform this review. For more information about custodians and brokerage practices, see Item 12 – Brokerage Practices. If the Client gives the Advisor authority to move money from one account to another account, the Advisor may have custody of those assets. In order to avoid additional regulatory requirements, the Custodian and the Advisor have adopted safeguards to ensure that the money movements are completed in accordance with the Client’s instructions. Item 16 – Investment Discretion Elevation Wealth generally has discretion over the selection and amount of securities to be bought or sold in Client accounts without obtaining prior consent or approval from the Client. However, these purchases or sales may be subject to specified investment objectives, guidelines, or limitations previously set forth by the Client and agreed to by Elevation Wealth. Discretionary authority will only be authorized upon full disclosure to the Client. The granting of such authority will be evidenced by the Client's execution of a wealth management agreement containing all applicable limitations to such authority. All discretionary trades made by Elevation Wealth will be in accordance with each Client's investment objectives and goals. Item 17 – Voting Client Securities Elevation Wealth accepts proxy-voting responsibility for securities held in Client accounts when provided by the Client. The advisory agreement between Elevation Wealth and the Client will generally specify whether or not Elevation Wealth has the authority to vote proxies on behalf of a particular Client. Elevation Wealth has engaged Broadridge Investor Communication Solutions, Inc (“Broadridge”), a third-party, independent proxy advisory firm, to vote proxies in order to mitigate risks involved with any conflicts of interest that might otherwise arise in the voting of Client proxies. Although Elevation Wealth expects to vote proxies according to Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 14  Broadridge’s recommendations, certain issues may need to be considered on a case-by-case basis due to the diverse and continually evolving nature of corporate governance issues. If such cases should arise, then Elevation Wealth will devote appropriate time and resources to consider those issues. Proxy Voting Policy and Procedures Elevation Wealth shall vote proxies in the best interest of its Clients and shall not subrogate the Client's interest to its own. Elevation Wealth monitors corporate actions through the Custodian. Elevation Wealth receives notice of upcoming proxy votes, meeting and record dates, and other information on upcoming corporate actions by companies in which Elevation Wealth Clients are shareholders. Clients may request a copy of Elevation Wealth’s proxy voting records free of charge by contacting Elevation Wealth. Conflicts of Interest in the Voting Process On occasion, a conflict of interest may exist between the Advisor and the client regarding the outcome of certain proxy votes. In such cases, the Advisor is committed to resolving the conflict in the best interest of the Clients before voting for the proxy in question. Client Direction of Voting Although most of Elevation Wealth’s Clients for whom the Advisor votes proxies authorize Elevation Wealth to vote in accordance with its proxy voting policy, a Client may request that the Advisor votes its proxies in accordance with a different policy. The Advisor will try to accommodate such requests. In addition, a Client may direct Elevation Wealth to vote its securities in a particular way on a particular proposal, and the Advisor will seek to do so, assuming timely receipt of the instruction. Item 18 – Financial Information Neither Elevation Wealth, nor its management, have any adverse financial situations that would reasonably impair the ability of Elevation Wealth to meet all obligations to its Clients. Neither Elevation Wealth, nor any of its Advisory Persons, have been subject to a bankruptcy or financial compromise. Elevation Wealth is not required to deliver a balance sheet along with this Disclosure Brochure as the Advisor does not collect advance fees of $1,200 or more for services to be performed six months or more in the future. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 15  Form ADV Part 2B – Brochure Supplement for Robert F. Monahan, CFP®, CPFA® Principal and Chief Compliance Officer Effective: July 14, 2026 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Robert F. Monahan, CFP®, CPFA® (CRD# 1997136), in addition to the information contained in the Elevation Wealth Partners LLC (“Elevation Wealth” or the “Advisor”, CRD# 324951) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the Elevation Wealth Disclosure Brochure or this Brochure Supplement, please contact us at (561) 491-0518. Additional information about Mr. Monahan is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 1997136. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 16  Item 2 – Educational Background and Business Experience Robert F. Monahan, CFP®, CPFA®, born in 1967, is dedicated to advising Clients of Elevation Wealth as the Principal and Chief Compliance Officer. Mr. Monahan attended State University of New York. Additional information regarding Mr. Monahan’s employment history is included below. Employment History: Principal and Chief Compliance Officer, Elevation Wealth Partners LLC Registered Representative, Purshe Kaplan Sterling Investments, Inc. Senior Vice President, Financial Advisor, Bank of America, N.A. Financial Advisor, Merrill Lynch, Pierce, Fenner & Smith Incorporated Financial Advisor, Morgan Stanely Smith Barney Financial Advisor, Morgan Stanely & Co., Incorporated 05/2023 to Present 05/2023 to Present 05/2014 to 05/2023 03/2014 to 05/2023 06/2009 to 03/2014 04/2007 to 06/2009 CERTIFIED FINANCIAL PLANNER® Professional I am certified for financial planning services in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). Therefore, I may refer to myself as a CERTIFIED FINANCIAL PLANNER® Professional or a CFP® Professional, and I may use these and the other certification marks (the “CFP Board Certification Marks”) that Certified Financial Planner Board of Standards Center for Financial Planning, Inc. has licensed to CFP Board in the United States. The CFP® certification is voluntary. No federal or state law or regulation requires financial planners to hold the CFP® certification. You may find more information about the CFP® certification at www.cfp.net. CFP® Professionals have met CFP Board’s high standards for education, examination, experience, and ethics. To become a CFP® Professional, an individual must fulfill the following requirements: • Education – Earn a bachelor’s degree or higher from an accredited college or university and complete CFP Board-approved coursework at a college or university through a CFP Board Registered Program. The coursework covers the financial planning subject areas CFP Board has determined are necessary for the competent and professional delivery of financial planning services, as well as a comprehensive financial plan development capstone course. A candidate may satisfy some of the coursework requirement through other qualifying credentials. CFP Board implemented the bachelor’s degree or higher requirement in 2007 and the financial planning development capstone course requirement in March 2012. Therefore, a CFP® Professional who first became certified before those dates may not have earned a bachelor’s or higher degree or completed a financial planning development capstone course. • Examination – Pass the comprehensive CFP® Certification Examination. The examination is designed to assess an individual’s ability to integrate and apply a broad base of financial planning knowledge in the context of real-life financial planning situations. • Experience – Complete 6,000 hours of Professional experience related to the personal financial planning process, or 4,000 hours of apprenticeship experience that meets additional requirements. • Ethics – Satisfy the Fitness Standards for Candidates for CFP® Certification and Former CFP® Professionals Seeking Reinstatement and agree to be bound by CFP Board’s Code of Ethics and Standards of Conduct (“Code and Standards”), which sets forth the ethical and practice standards for CFP® Professionals. Individuals who become certified must complete the following ongoing education and ethics requirements to remain certified and maintain the right to continue to use the CFP Board. Certification Marks: • Ethics – Commit to complying with CFP Board’s Code and Standards. This includes a commitment to CFP Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 17  Board, as part of the certification, to act as a fiduciary, and therefore, act in the best interests of the Client, at all times when providing financial advice and financial planning. CFP Board may sanction a CFP® Professional who does not abide by this commitment, but CFP Board does not guarantee a CFP® Professional’s service. A Client who seeks a similar commitment should obtain a written engagement that includes a fiduciary obligation to the Client. • Continuing Education – Complete 30 hours of continuing education every two years to maintain competence, demonstrate specified levels of knowledge, skills, and abilities, and keep up with developments in financial planning. Two of the hours must address the Code and Standards. Certified Plan Fiduciary Advisor (“CPFA®”) Credential The Certified Plan Fiduciary Advisor credential, offered by the National Association of Plan Advisors (NAPA), was developed by some of the nation’s leading advisors and retirement plan experts. Plan advisors who earn their CPFA demonstrate the expertise required to act as a plan fiduciary or help plan fiduciaries manage their roles and responsibilities. The NAPA CPFA coursework covers four key areas: 1. ERISA Fiduciary Roles and Responsibilities; 2. ERISA Fiduciary Oversight; 3. ERISA Plan Investment Management; and 4. ERISA Plan Management. To earn the CPFA credential, candidates must pass a three hour, proctored, CPFA examination. In order to maintain the credential, holders of CPFA must earn 20 continuing education credits every two-year cycle. Two of the credits must include ethics / professionalism topics. Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Monahan. Mr. Monahan has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Monahan. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Monahan. However, we do encourage you to independently view the background of Mr. Monahan on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 1997136. Item 4 – Other Business Activities Broker-Dealer Affiliation Mr. Monahan is also a Registered Representative of Purshe Kaplan Sterling Investments, Inc. (“PKS”). PKS is a registered broker-dealer (CRD# 35747), member FINRA, SIPC. In Mr. Monahan’s separate capacity as a Registered Representative, Mr. Monahan will receive commissions for the implementation of recommendations for commissionable transactions. Clients are not obligated to implement any recommendation provided by Mr. Monahan. Neither the Advisor nor Mr. Monahan will earn ongoing wealth management fees in connection with any products or services implemented in Mr. Monahan’s separate capacity as a Registered Representative. Mr. Monahan spends less than 10% of his time per month in his role as a Registered Representative of PKS. Insurance Agency Affiliations Mr. Monahan is also a licensed insurance professional. Implementations of insurance recommendations are separate and apart from Mr. Monahan’s role with Elevation Wealth. As an insurance professional, Mr. Monahan will receive customary commissions and other related revenues from the various insurance companies whose products are sold. Mr. Monahan is not required to offer the products of any particular insurance company. Commissions generated by insurance sales do not offset regular advisory fees. This practice presents a conflict of interest in recommending certain products of the insurance companies. Clients are under no obligation to implement any Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 18  recommendations made by Mr. Monahan or the Advisor. Mr. Monahan spends less than 10% of his time per month in this capacity. Item 5 – Additional Compensation Mr. Monahan has additional business activities where compensation is received that are detailed in Item 4 above. Item 6 – Supervision Mr. Monahan serves as the Principal and Chief Compliance Officer of Elevation Wealth. Mr. Monahan can be reached at (561) 491-0518. Elevation Wealth has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of Elevation Wealth. Further, Elevation Wealth is subject to regulatory oversight by various agencies. These agencies require registration by Elevation Wealth and its Supervised Persons. As a registered entity, Elevation Wealth is subject to examinations by regulators, which may be announced or unannounced. Elevation Wealth is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 19  Form ADV Part 2B – Brochure Supplement for Jack G. Monahan Vice President of Operations Effective: July 23, 2026 This Form ADV 2B (“Brochure Supplement”) provides information about the background and qualifications of Jack G. Monahan (CRD# 8260738) in addition to the information contained in the Elevation Wealth Partners LLC (“Elevation Wealth” or the “Advisor”, CRD# 324951) Disclosure Brochure. If you have not received a copy of the Disclosure Brochure or if you have any questions about the contents of the Elevation Wealth Disclosure Brochure or this Brochure Supplement, please contact us at (561) 491-0518. Additional information about Mr. Monahan is available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 8260738. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 20  Item 2 – Educational Background and Business Experience Jack G. Monahan, born in 2002, is dedicated to advising Clients of Elevation Wealth as the Vice President of Operations. Mr. Monahan earned an MBA - MIS from Binghamton University in 2024. Mr. Monahan also earned a Bachelor of Science in Finance from Binghamton University in 2023. Additional information regarding Mr. Monahan’s employment history is included below. Employment History: Vice President of Operations, Elevation Wealth Partners LLC Data Analyst, Empire Merchants Sales Representative, Clare Rose 04/2026 to Present 10/2024 to 04/2026 08/2024 to 10/2024 Item 3 – Disciplinary Information There are no legal, civil or disciplinary events to disclose regarding Mr. Monahan. Mr. Monahan has never been involved in any regulatory, civil or criminal action. There have been no client complaints, lawsuits, arbitration claims or administrative proceedings against Mr. Monahan. Securities laws require an advisor to disclose any instances where the advisor or its advisory persons have been found liable in a legal, regulatory, civil or arbitration matter that alleges violation of securities and other statutes; fraud; false statements or omissions; theft, embezzlement or wrongful taking of property; bribery, forgery, counterfeiting, or extortion; and/or dishonest, unfair or unethical practices. As previously noted, there are no legal, civil or disciplinary events to disclose regarding Mr. Monahan. However, we do encourage you to independently view the background of Mr. Monahan on the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with his full name or his Individual CRD# 8260738. Item 4 – Other Business Activities Mr. Monahan is dedicated to the investment advisory activities of Elevation Wealth’s Clients. Mr. Monahan does not have any other business activities. Item 5 – Additional Compensation Mr. Monahan is dedicated to the investment advisory activities of Elevation Wealth’s Clients. Mr. Monahan does not receive any additional forms of compensation. Item 6 – Supervision Mr. Monahan serves as the Vice President of Operations of Elevation Wealth and is supervised by Robert Monahan, the Chief Compliance Officer. Mr. Monahan can be reached at (561) 491-0518. Elevation Wealth has implemented a Code of Ethics, an internal compliance document that guides each Supervised Person in meeting their fiduciary obligations to Clients of Elevation Wealth. Further, Elevation Wealth is subject to regulatory oversight by various agencies. These agencies require registration by Elevation Wealth and its Supervised Persons. As a registered entity, Elevation Wealth is subject to examinations by regulators, which may be announced or unannounced. Elevation Wealth is required to periodically update the information provided to these agencies and to provide various reports regarding the business activities and assets of the Advisor. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 21  Privacy Policy Effective: July 14, 2026 Our Commitment to You Elevation Wealth Partners LLC (“Elevation Wealth” or the “Advisor”) is committed to safeguarding the use of personal information of our Clients (also referred to as “you” and “your”) that we obtain as your Investment Advisor, as described here in our Privacy Policy (“Policy”). Our relationship with you is our most important asset. We understand that you have entrusted us with your private information, and we do everything that we can to maintain that trust. Elevation Wealth (also referred to as "we", "our" and "us”) protects the security and confidentiality of the personal information we have and implements controls to ensure that such information is used for proper business purposes in connection with the management or servicing of our relationship with you. Elevation Wealth does not sell your non-public personal information to anyone. Nor do we provide such information to others except for discrete and reasonable business purposes in connection with the servicing and management of our relationship with you, as discussed below. Details of our approach to privacy and how your personal non-public information is collected and used are set forth in this Policy. Why you need to know? Registered Investment Advisors (“RIAs”) must share some of your personal information in the course of servicing your account. Federal and State laws give you the right to limit some of this sharing and require RIAs to disclose how we collect, share, and protect your personal information. What information do we collect from you? Driver’s license number Date of birth Social security or taxpayer identification number Assets and liabilities Name, address and phone number[s] Income and expenses E-mail address[es] Investment activity Account information (including other institutions) Investment experience and goals What Information do we collect from other sources? Custody, brokerage and advisory agreements Other advisory agreements and legal documents Transactional information with us or others Account applications and forms Investment questionnaires and suitability documents Other information needed to service account How do we protect your information? To safeguard your personal information from unauthorized access and use we maintain physical, procedural and electronic security measures. These include such safeguards as secure passwords, encrypted file storage and a secure office environment. Our technology vendors provide security and access control over personal information and have policies over the transmission of data. Our associates are trained on their responsibilities to protect Client’s personal information. We require third parties that assist in providing our services to you to protect the personal information they receive from us. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 22  How do we share your information? An RIA shares Client personal information to effectively implement its services. In the section below, we list some reasons we may share your personal information. Basis For Sharing Do we share? Can you limit? Yes No No Not Shared Yes Yes No Not Shared Servicing our Clients We may share non-public personal information with non-affiliated third parties (such as administrators, brokers, custodians, regulators, credit agencies, other financial institutions) as necessary for us to provide agreed upon services to you, consistent with applicable law, including but not limited to: processing transactions; general account maintenance; responding to regulators or legal investigations; and credit reporting. Elevation Wealth shares Client information with Purshe Kaplan Sterling Investments, Inc. (“PKS”) This sharing is due to the oversight PKS has over certain Supervised Persons of the Advisor. You may also contact us at any time for a copy of the PKS Privacy Policy. Marketing Purposes Elevation Wealth does not disclose, and does not intend to disclose, personal information with non-affiliated third parties to offer you services. Certain laws may give us the right to share your personal information with financial institutions where you are a customer and where Elevation Wealth or the client has a formal agreement with the financial institution. We will only share information for purposes of servicing your accounts, not for marketing purposes. Authorized Users Your non-public personal information may be disclosed to you and persons that we believe to be your authorized agent[s] or representative[s]. Information About Former Clients Elevation Wealth does not disclose and does not intend to disclose, non- public personal information to non-affiliated third parties with respect to persons who are no longer our Clients. Changes to our Privacy Policy We will send you a copy of this Policy annually for as long as you maintain an ongoing relationship with us. Periodically we may revise this Policy and will provide you with a revised Policy if the changes materially alter the previous Privacy Policy. We will not, however, revise our Privacy Policy to permit the sharing of non-public personal information other than as described in this notice unless we first notify you and provide you with an opportunity to prevent the information sharing. Any Questions? You may ask questions or voice any concerns, as well as obtain a copy of our current Privacy Policy by contacting us at (561) 491-0518. Elevation Wealth Partners LLC 4600 North Ocean Drive, Unit 1903, West Palm Beach, FL 33404 Phone: (561) 491-0518 | Fax: (561) 337-7141 Website: https://elevationwealthpartners.net Page 23