Advisor Facts Terms of Service

Effective date: October 5, 2026

1. About these terms

These Terms govern your use of advisorfacts.com (“Website”). “Advisor Facts,” “we,” “us,” and “our” refer to the individuals who operate the Website under the name Advisor Facts. Questions about these Terms may be sent to info@advisorfacts.com.

Please read these Terms before using the Website. By using the Website, you agree to these Terms. If you do not agree, please discontinue use.

These Terms cover the Website’s public research content and email signup. Separately purchased research, consulting, data, or other services will be subject to the agreement provided for those services.

2. Research and educational information

Advisor Facts publishes information about investment advisory firms, including regulatory filing data, fee estimates, account minimums, comparisons, rankings, and educational articles.

The Website provides general research and educational information, not personalized investment, financial, legal, or tax advice. Using the Website or contacting us does not establish an investment advisory or fiduciary relationship.

A firm’s inclusion, ranking, or appearance does not constitute a recommendation that you hire it or a guarantee of its services, suitability, or results. Regulatory registration does not imply endorsement or a particular level of skill.

Evaluate information in light of your circumstances and verify relevant details before acting.

3. Sources, estimates, and limitations

We extract and standardize information from SEC Form ADV filings and other sources, including through automated tools and artificial intelligence. Source materials and our extraction, interpretation, calculations, and summaries may contain errors, omissions, or outdated information.

In particular:

• Fee estimates apply selected disclosed schedules to hypothetical portfolio amounts. They are not individualized quotes or evidence of what every client pays.
• Where a disclosed range is used in an estimate, we use its upper rate unless otherwise indicated. Maximum disclosed rates are not necessarily actual negotiated rates.
• Actual fees may vary by service, negotiation, account characteristics, minimum fees, and other conditions. Estimates may exclude fund expenses, transaction charges, custody fees, and other costs.
• Stated account minimums may apply only to particular services or referral programs and may be waived or changed.
• Rankings compare firms covered by our data that meet the stated methodology. They do not necessarily include every eligible firm or identify the best firm for a particular person.
• Filing dates, reporting periods, and extraction dates may differ.

We provide links to source documents and may include limited excerpts. Excerpts may omit context; consult the complete source and confirm current terms directly with the firm. We do not guarantee that information is complete, current, or error-free.

To report a possible error, email info@advisorfacts.com with the page address and supporting source information.

4. Research, sharing, search engines, and AI services

You may use the Website for personal research and ordinary professional research, including researching advisory firms for your business or individual clients.

You may share links and reproduce limited excerpts of our original content in commentary, articles, presentations, and client communications. Credit Advisor Facts, link to the relevant page where practicable, preserve material qualifications, and do not imply our endorsement.

Search engines and AI services may access, crawl, index, and analyze publicly accessible pages to help users discover, understand, and compare information. This permission includes internal storage and indexing reasonably necessary for those purposes, retrieval in response to user requests, and displaying limited excerpts, summaries, comparisons, and generated answers. Attribute Advisor Facts and link to relevant source pages where reasonably practicable.

This permission applies to commercial as well as noncommercial search and AI services. An ordinary search result or generated answer is not prohibited merely because it answers a question without requiring the user to visit our Website.

These permissions take precedence over the collection restrictions in Section 5 for the activities expressly permitted here. They do not authorize distributing or selling a bulk copy of our dataset, or populating a separate advisor directory or fee database from systematically collected Website data.

Permissions cover only material we have the right to license. They do not grant rights in third-party brochures, articles, rankings, or other third-party material. Applicable access controls and crawler instructions must be respected.

5. Restricted uses

Except as permitted in Section 4 or by our prior written permission, you may not:

• Systematically extract, harvest, or copy Website content or data to assemble, reconstruct, or maintain a dataset, whether through automated tools or coordinated manual collection.
• Redistribute, sell, sublicense, or make substantial collections of Website data available to others.
• Use systematically collected Website data to populate a competing advisor directory, fee database, or other standalone data product.
• Circumvent access restrictions or technical controls, interfere with the Website, or impose unreasonable demands on its systems.
• Impersonate Advisor Facts or use the Website unlawfully.

Collection restrictions apply across repeated visits as well as a single operation.

Nothing in these Terms asserts ownership of underlying public facts, restricts independently obtaining information from original sources, or limits rights that applicable law does not permit us to restrict.

For other uses, contact info@advisorfacts.com.

6. Intellectual property and third-party sources

We retain applicable rights in our original content, software, branding, and any protectable selection or arrangement of information. We do not claim exclusive ownership of underlying facts reported in regulatory filings.

Third-party documents, excerpts, names, trademarks, and rankings remain subject to their respective owners’ rights. Their appearance does not imply sponsorship, affiliation, or endorsement.

External links are provided for reference. We do not control those websites or guarantee their availability or accuracy.

For copyright concerns, contact info@advisorfacts.com and identify the material, its location on the Website, and the basis of your concern.

7. Email signup and privacy

If you voluntarily subscribe, you authorize us to send updates related to Advisor Facts. We do not promise a particular publication schedule. You may unsubscribe or request removal by contacting info@advisorfacts.com.

Our Privacy Policy explains our information practices. Please do not send sensitive financial information or account credentials through general inquiries.

8. Availability and warranties

We may correct, update, remove, or discontinue Website content or features. We may restrict access to address misuse, security concerns, or violations of these Terms.

To the extent permitted by law, the Website and its content are provided “as is” and “as available,” without express or implied warranties, including warranties of accuracy, merchantability, fitness for a particular purpose, or noninfringement. We do not guarantee uninterrupted or error-free availability.

9. Limits on liability

To the extent permitted by law, Advisor Facts and its operators will not be liable for indirect, incidental, special, or consequential damages arising from use of, or inability to use, the Website, including resulting lost profits, lost opportunities, or loss of data.

Nothing in these Terms excludes or limits liability for fraud, willful misconduct, gross negligence, or liability that applicable law does not permit to be excluded or limited. Your nonwaivable consumer rights remain unaffected.

10. Governing law and disputes

These Terms are governed by Massachusetts law, without overriding mandatory protections available under other applicable law.

Subject to those protections, disputes concerning these Terms or the Website will be brought in a state or federal court with jurisdiction in Massachusetts. These Terms do not require arbitration or waive otherwise available small-claims remedies.

You may contact info@advisorfacts.com to discuss a concern before bringing a claim, but doing so is not a required prerequisite.

11. Changes to these terms

We may revise these Terms and will identify the effective date of the revised version. For material changes, we will provide a prominent notice on the Website before the changes take effect and obtain additional agreement where required by law.

Changes apply prospectively and will not retroactively alter the terms applicable to an existing dispute.

If a provision is unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

12. Contact

Questions, correction requests, and requests for permission to reuse content may be sent to info@advisorfacts.com.