Overview

Headquarters
San Diego, CA
Total Firm Assets
$236 million
Average High-Net-Worth Client Portfolio Size
$2.2 million

Fee Disclosure

Source: ADV PART 2A2B - SPECTRUM PLANNING AND ADVISORY SERVICES (2026-09-15) · View brochure text

MinMaxDisclosed Annual Rate
$0 $1,000,000 1.25%
$1,000,001 $1,500,000 1.00%
$1,500,001 $2,000,000 0.90%
$2,000,001 $3,000,000 0.80%
$3,000,001 and above 0.70%
Estimated Annual Advisory Fees
Portfolio ValueEstimated Annual FeeEffective Fee Rate
$1 million $12,500 1.25%
$5 million $44,000 0.88%
$10 million $79,000 0.79%
$50 million $359,000 0.72%
$100 million $709,000 0.71%

Actual fees may vary; other investment costs may apply.

Compare fees: lowest-fee advisors in California for $2M portfolios · $10M portfolios

Clients

High-Net-Worth Share of Firm Assets
78.83%
Number of High-Net-Worth Clients
84
Total Client Accounts
807
Discretionary Accounts
807

Services Offered

Services: Financial Planning, Portfolio Management for Individuals, Portfolio Management for Institutional Clients, Pension Consulting

Regulatory Filings

SEC CRD Number
170093
  • ADV PART 2A2B - SPECTRUM PLANNING AND ADVISORY SERVICES (2026-09-15) (fee schedule source) · View brochure text

View firm on SEC ↗ · Current Form ADV (PDF) ↗

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