ADV PART 2B- GIBSON

Form ADV Part 2B – Benjamin Gibson Fiduciary Financial Planning Network INDIVIDUAL DISCLOSURE BROCHURE [FORM ADV PART 2B] For Benjamin Troy Gibson CRD: 7583604 Investment Adviser Representative 1131 Main Street Onalaska, WI 54650 (608) 534-4444 BGibson@LaxFP.com This brochure supplement provides information about Benjamin Troy Gibson that supplements the Fiduciary Financial Planning Network brochure. You should have received a copy of that brochure. Please contact Benjamin Troy Gibson if you did not receive Fiduciary Financial Planning Network’s brochure or if you have any questions about the contents of this supplement. Additional information about Benjamin Troy Gibson is available on the SEC’s website at www.adviserinfo.sec.gov. Version 26.1 Page 1 of 4 03/31/2026  Form ADV Part 2B – Benjamin Gibson Fiduciary Financial Planning Network Item 2: Educational Background and Business Experience Benjamin Troy Gibson Born: 1999 Name: Educational Background and Professional Designations: Education: Bachelor’s of Science, Biology, Viterbo University – La Crosse, WI Master of Business Administration, Viterbo University – La Crosse, WI Designations: CFP® - Certified Financial Planner The CERTIFIED FINANCIAL PLANNER™, CFP®, and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by the Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is voluntary; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and several other countries for its (1) high standard of professional education, (2) stringent code of conduct and standards of practice, and (3) ethical requirements that govern professional engagements with clients. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements: • Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning; • Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real-world circumstances; • Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and • Ethics – Agree to be bound by the CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements to maintain the right to continue to use the CFP® marks: • Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and • Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. Version 26.1 Page 2 of 4 03/31/2026  Form ADV Part 2B – Benjamin Gibson Fiduciary Financial Planning Network CFP® professionals who fail to comply with the above standards and requirements may be subject to the CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Business Background: 05/2022 - Present Financial Planner Fiduciary Financial Planning Network 05/2022 - Present Operations Director Fiduciary Financial Planning Network Item 3: Disciplinary Information There are no legal or disciplinary events that are material to a client’s or prospective client’s evaluation of this advisory business. Item 4: Other Business Activities Benjamin Troy Gibson sits on the finance committee of the Onalaska United Methodist Church. This is a volunteer position, and he receives no compensation or benefits. He does not handle money nor solicit business from this activity. Ben also manages La Crosse Business Planning, and XY Financial Planning, which are both DBAs of La Crosse Financial Planning. Item 5: Additional Compensation Benjamin Troy Gibson does not receive any economic benefit from any person, company, or organization other than Fiduciary Financial Planning Network in exchange for providing clients advisory services through Fiduciary Financial Planning Network Item 6: Supervision As a Fiduciary Financial Planning Network representative, Benjamin Troy Gibson is supervised by Freeman Timothy Linde, the firm's Chief Compliance Officer. Freeman Timothy Linde is responsible for ensuring that Benjamin Troy Gibson adheres to all required regulations regarding the activities of an Investment Adviser Representative, as well as all policies and procedures outlined in the firm’s Code of Ethics and compliance manual. The phone number for Freeman Linde is (608) 534-4444. Version 26.1 Page 3 of 4 03/31/2026  Form ADV Part 2B – Benjamin Gibson Fiduciary Financial Planning Network Item 7: Requirements For State Registered Advisers This disclosure is required by state securities authorities and is provided for your use in evaluating this investment advisor representative’s suitability. A. Benjamin Troy Gibson has NOT been involved in any of the events listed below. 1. An award or otherwise being found liable in an arbitration claim alleging damages over $2,500, involving any of the following: a) an investment or an investment-related business or activity; b) fraud, false statement(s), or omissions; c) theft, embezzlement, or other wrongful taking of property; d) bribery, forgery, counterfeiting, or extortion; or e) dishonest, unfair, or unethical practices. 2. An award or otherwise being found liable in a civil, self-regulatory organization, or administrative proceeding involving any of the following: a) an investment or an investment-related business or activity; b) fraud, false statement(s), or omissions; c) theft, embezzlement, or other wrongful taking of property; d) bribery, forgery, counterfeiting, or extortion; or e) dishonest, unfair, or unethical practices. B. Benjamin Troy Gibson has NOT been the subject of bankruptcy. Version 26.1 Page 4 of 4 03/31/2026