BRIGHTTREE FINANCIAL - ADV PART 2A & B BROCHURE (2024)

Item 1. Cover page BrightTree Wealth Management, LLC Form ADV Part 2A: Firm Brochure 11518 Sailing Stones St., Las Vegas, Nevada 89138 808-521-4401 | servicerequest@brightfg.com https://www.brightfg.com CRD No. 304721 | SEC File No. 801-132470 October 22, 2026 This brochure provides information about the qualifications and business practices of BrightTree Wealth Management, LLC. If you have questions, contact us at 808-521-4401 or servicerequest@brightfg.com. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. BrightTree is registered with the SEC as an investment adviser. Registration does not imply a particular level of skill or training. Additional information is available at adviserinfo.sec.gov by searching CRD No. 304721. BrightTree Wealth Management, LLC | 1  Item 2. Material changes This brochure, dated October 21, 2026, updates the March 25, 2026 annual brochure. The material changes are summarized below. Items 4 and 5 remove sub-advisory services and their fee schedule. Item 6 states that BrightTree does not charge performance-based fees. Items 4 and 13 describe a documented annual account review for every investment management client, with ongoing monitoring and additional review when client circumstances or investment risks warrant. Items 5, 8 and 16 describe authorized options and taxable-account margin activity, its material risks, and net-account-value fee billing. Margin debit balances and accrued margin interest are deducted once; no gross-asset billing election is offered. Item 5 clarifies graduated fee tiers, payment and refund terms. Items 5, 10 and 14 describe Harold Green's insurance and annuity business through Fresh Start Financial, commissions on products sold to advisory clients, related referrals, and conflicts. Items 11 and 12 explain personnel participation in block orders, advance allocations, average execution pricing, proportionate partial fills and shared costs, and review safeguards. Item 12 identifies Schwab and Aspire and removes obsolete provider references. Items 5 and 15 clarify fee-deduction custody and invoices. Item 7 increases the usual investment management minimum from $500,000 to $1,000,000 per household. Clients with an existing advisory relationship are not subject to the new minimum. BrightTree Wealth Management, LLC | 2  Item 3. Table of contents Contents Page Item 1. Cover page 1 Item 2. Material changes 2 Item 3. Table of contents 3 Item 4. Advisory business 4 Item 5. Fees and compensation 5 Item 6. Performance-based fees and side-by-side management 7 Item 7. Types of clients 8 Item 8. Methods of analysis, investment strategies and risk of loss 9 Item 9. Disciplinary information 11 Item 10. Other financial industry activities and affiliations 12 Item 11. Code of ethics, participation or interest in client transactions and personal trading 13 Item 12. Brokerage practices 14 Item 13. Review of accounts 15 Item 14. Client referrals and other compensation 16 Item 15. Custody 17 Item 16. Investment discretion 18 Item 17. Voting client securities 19 Item 18. Financial information 20 Form ADV Part 2B: Harold A. Green 21 Form ADV Part 2B: Hadrick Green 27 BrightTree Wealth Management, LLC | 3  Item 4. Advisory business BrightTree Wealth Management, LLC ("BrightTree," "we" or "our firm") is an SEC-registered investment adviser based in Nevada. We began advisory business in 2019. Harold Green is our owner and principal. The firm is notice filed in Nevada, Hawaii, California and Texas. Investment management We provide discretionary investment management, retirement planning and pension consulting. We assess each client's circumstances, objectives, investment experience, risk tolerance, time horizon, liquidity needs, restrictions and capacity to bear loss. We implement and monitor investments and document an account review at least annually, with earlier review and action when circumstances or risks warrant. Item 13 explains this process. A completed client-profile record is required before implementing advice. Options clients have an Options Suitability Determination; stock and ETF clients without options have a Stock and ETF Suitability and Planning Impact Agreement. The assessment considers essential expenses, income independent of the portfolio and loss capacity. It does not guarantee a loss limit. Clients may impose reasonable written restrictions that we accept. Managed accounts are discretionary. Client approval of individual trades is not required within the written authority. Options require account-specific authorization and required custodian approval. Margin borrowing for approved options is available only for separately authorized eligible taxable accounts. A signature or broker approval does not establish that a strategy is appropriate. We do not offer sub-advisory services. 401(k) management and financial planning We manage participant-account investments only where the client, plan, recordkeeper and platform authorize it. Investment choices and access depend on those arrangements. This service does not authorize withdrawals for other purposes. Planning may include goals, net worth, cash flow, insurance, investments, retirement projections, estate liquidity and tax considerations. We provide the agreed written plan, discuss implementation and revisions, and may refer clients to other professionals. Clients implement planning advice outside managed accounts. We do not provide legal or tax advice. We do not participate in a wrap fee program. As of March 1, 2026, BrightTree reported $179,000,920 in discretionary assets under management and no non-discretionary assets under management. BrightTree Wealth Management, LLC | 4  Item 5. Fees and compensation The standard asset-based schedules use graduated tiers: each rate applies only to the portion of net managed assets within its stated range. The amounts for all applicable tiers are added to determine the fee. A different negotiated rate or calculation applies only when expressly recorded in the signed fee schedule. Retirement planning and wealth management Net managed assets Annual rate Quarterly rate Under $100,000 2.41% 0.6025% $100,000 to less than $250,000 2.31% 0.5775% $250,000 to less than $500,000 2.21% 0.5525% $500,000 to less than $750,000 2.11% 0.5275% $750,000 to less than $1,000,000 2.01% 0.5025% $1,000,000 to less than $2,000,000 1.95% 0.4875% $2,000,000 to less than $3,000,000 1.85% 0.4625% $3,000,000 and above 1.10% 0.2750% Pension planning and advising services Net managed assets Annual rate Quarterly rate Under $100,000 2.00% 0.5000% $100,000 to less than $250,000 1.60% 0.4000% $250,000 to less than $500,000 1.40% 0.3500% $500,000 to less than $750,000 1.20% 0.3000% $750,000 to less than $1,000,000 1.00% 0.2500% $1,000,000 to less than $2,000,000 0.90% 0.2250% $2,000,000 to less than $3,000,000 0.80% 0.2000% $3,000,000 and above Negotiable Negotiable Fixed and hourly fees 401(k) management costs $2,000 annually without options ($500 quarterly) or $3,500 with options ($875 quarterly). The higher options-service fee creates an incentive to recommend it. Financial planning costs $3,500 initially and $672 annually after year one ($168 quarterly); hourly planning, when selected, is $525. A negotiated fee, scope, deliverables and payment dates must be stated in writing. BrightTree Wealth Management, LLC | 5  Billing and fee base Fees are negotiable. Asset-based management fees are billed quarterly in advance. Unless the signed fee schedule provides otherwise, each covered account is billed separately on its custodian-reported value as of the last business day of the preceding quarter. The initial fee uses the value initially placed under management, prorated for the days remaining in that calendar quarter. Account grouping, exclusions and any cash-flow adjustments must be specified in the signed schedule. No fee is charged for an unselected service. Asset-based fees are calculated on net account value, including cash and the market value of investments, after deducting the margin debit and accrued margin interest. An amount already reflected in the custodian's net account value or debit balance is not deducted again. Options are valued at market value, not the value of the underlying exposure. The fee base cannot be less than zero. There is no gross- asset billing election. The full-quarter fee equals one-fourth of the annual fee calculated under the schedule. Our asset-based management fee does not exceed 3% annually of net fee-billable assets. A broader or more favorable fee cap in an existing client agreement remains effective unless separately amended with client consent. Fixed planning fees are separate as agreed. Comparable services may be available for less. Clients may pay invoices or authorize fee deductions from identified accounts. For each deduction we provide an invoice with the fee, billing period, account value and calculation, and retain the supporting records. Clients should compare invoices with custodian statements. Custodians do not necessarily verify our calculations. See Item 15. Termination and other costs Our agreement gives a five-business-day cancellation right without an advisory fee. Thereafter, either party may terminate on 30 days' written notice, or sooner as agreed or required. Clients may revoke discretion immediately. Management fees stop when management services cease. Prepaid, unearned management fees are refunded for unused days; planning refunds reflect completed deliverables or the unused retainer period as stated in the engagement. Refunds are made promptly and within 30 days after termination. Clients pay applicable brokerage, custody, platform and transaction charges, fund expenses, margin interest and taxes in addition to our fee. Frequent trading can increase costs. Margin interest and loan terms are set by the broker. Net billing does not remove borrowing costs, investment risk or our obligation to assess whether the strategy serves the client's best interest. Asset-based fees create incentives to attract and retain assets, including rollovers. Harold Green also receives insurance commissions through Fresh Start Financial, separate from advisory fees. These create incentives to recommend compensated products. Clients may use other providers. Items 10 and 14 explain those conflicts. BrightTree Wealth Management, LLC | 6  Item 6. Performance-based fees and side-by-side management BrightTree does not charge performance-based fees, including fees based on a share of capital gains or appreciation. We do not manage performance-fee accounts alongside other advisory accounts. BrightTree Wealth Management, LLC | 7  Item 7. Types of clients Clients include individuals, high-net-worth individuals, pension and profit-sharing plans, charities, corporations and other businesses. The usual investment management minimum is $1,000,000 per household, which we may negotiate, reduce or waive. A household includes the client, the client's spouse or domestic partner, dependents living with them, and the accounts they own or control, including retirement and trust accounts. Clients whose advisory relationship with us was in effect before October 21, 2026 are not subject to this minimum for as long as that relationship continues, including accounts they add later. BrightTree Wealth Management, LLC | 8  Item 8. Methods of analysis, investment strategies and risk of loss Methods and retirement-income strategies We use client information, custodian data and portfolio-analysis tools, including Morningstar Portfolio X-Ray, to evaluate allocation, concentration, underlying fund holdings and performance. We do not charge separately for Portfolio X-Ray. Information or assumptions may be incomplete or wrong. Rapid Retire combines cash-flow management, cash reserves and income generation using a flooring approach and a bucket strategy. Flooring distinguishes essential from discretionary spending and may use lower-risk investments or insurance products to support essential expenses. Buckets organize investments by expected spending horizon. Neither approach guarantees income, a retirement date or protection from loss. Poor returns, withdrawals, inflation, longevity and the timing of transfers between buckets can cause a shortfall. Annuity guarantees depend on the insurer's claims-paying ability and contract terms, including costs and surrender restrictions. Investments and options Portfolios may hold equities, bonds, mutual funds, ETFs, REITs, options-based funds, covered calls and purchased calls, including long-dated calls known as LEAPS. We evaluate options against the client's objectives, experience, finances, liquidity, essential spending and ability to sustain loss, as well as willingness to take risk. Concentrated options can be especially consequential when clients rely on the portfolio for living expenses. Custodian approval, a client request or a high risk-tolerance score is not sufficient by itself. Purchased options may lose their entire premium or expire worthless even if the underlying security later recovers. Their value changes with market prices, volatility, time decay, rates and dividends. Exposure can substantially exceed the premium. Thin trading, wide spreads and halts may impair valuation or an exit. Exercise or assignment can require prompt action, cash or securities. Covered calls cap gains and do not prevent substantial losses in the underlying investment; early assignment can cause a taxable sale. Options-based funds add expenses, may provide incomplete buffers, may underperform, and may distribute return of capital rather than investment profits. Margin and account limits Eligible taxable accounts may borrow against margin-eligible collateral for approved options transactions and related positions only with separate client authorization and broker approval. Some options must be paid for in full and have no loan value; collateral elsewhere in the account may support borrowing to fund the premium. The broker determines eligibility, rates, equity requirements and liquidation rights under applicable margin rules. Margin magnifies losses and adds interest. The loan and charges remain due if an option expires worthless. Losses can exceed the initial cash investment. The broker may demand collateral, change house requirements or sell positions without notice, extra time or allowing the client to choose what is sold. Liquidation can occur at unfavorable prices and cause taxes. BrightTree uses net account value for advisory fees as described in Item 5. We do not use margin borrowing under this program in IRAs, 401(k) accounts or other retirement accounts. Limited-margin settlement features do not authorize borrowing. Retirement-account options remain subject to plan and platform limits. A risk acknowledgment does not waive our fiduciary obligations. BrightTree Wealth Management, LLC | 9  Other material risks Markets, issuers and concentrated holdings can decline. Rising rates generally reduce the value of existing fixed-rate bonds; issuers can default. Inflation erodes purchasing power. Currency, commodity and sector exposure can affect holdings directly or through funds. Investments may be difficult to sell or value when needed. Funds bear underlying risks and expenses, ETFs may trade away from net asset value, and REITs face property, credit and liquidity risks. Insurance products involve insurer risk, costs and restrictions. Tax treatment can change. Data, trading, communications or platform failures can delay orders, exercise instructions or access. Investing involves loss that clients should be prepared to bear; diversification does not eliminate that risk. BrightTree Wealth Management, LLC | 10  Item 9. Disciplinary information In December 2024, the Nevada Secretary of State Securities Division entered Administrative Consent Order No. CIC24-120 against BrightTree and Harold A. Green. The order bears a December 20, 2024 file stamp and addresses violations involving access to clients' personal financial accounts using client- specific identifying information. It requires both respondents to cease violating and comply with the Nevada Uniform Securities Act, imposes a cumulative $2,500 civil penalty, and requires $412.18 in inspection costs. As part of the settlement, the Division agreed to take no further enforcement action and close its investigation concerning the matters covered by the order, while retaining authority to investigate other activity. BrightTree Wealth Management, LLC | 11  Item 10. Other financial industry activities and affiliations Neither BrightTree nor its management persons is registered or applying to register as a broker-dealer, broker-dealer representative, futures commission merchant, commodity pool operator, commodity trading adviser or associated person of those commodity businesses. Fresh Start Financial and insurance commissions Harold Green founded Fresh Start Financial, LLC in 2005 and conducts his insurance and annuity business through it. He receives insurance commissions on fixed annuities, life insurance, long-term care insurance and Medicare supplements sold to advisory clients. BrightTree refers advisory clients to that business. Fresh Start Financial also provides college-funding services. Mr. Green devotes approximately 10 hours weekly to insurance and four hours to college-funding activities. Commissions are separate from advisory fees and create incentives to recommend a purchase, product or replacement that provides compensation rather than a better alternative. Recommendations to buy insurance may compete with retaining advisory assets. Clients need not buy insurance, use Fresh Start Financial or implement recommendations through Mr. Green. We require full conflict disclosure, a best- interest review and CCO or designee review of outside activities. Disclosure and client choice do not replace our duty to act in the client's best interest. BrightTree Wealth Management, LLC | 12  Item 11. Code of ethics, participation or interest in client transactions and personal trading Our Code of Ethics requires compliance with federal securities laws and addresses confidential information, material nonpublic information, personal trading, gifts and outside activities. Supervised persons acknowledge the Code and amendments. Access persons provide initial and annual holdings reports and quarterly transaction reports, subject to applicable exceptions. The CCO or designee reviews required reports. Another qualified person reviews the CCO's reports. Initial public offerings and limited offerings require approval under the Code. Personnel may hold investments recommended to clients and participate in client block orders. They may benefit from pooled trading and have incentives to favor personal accounts, including on partial fills, or misuse information about client orders. Participation requires applicable preclearance and the allocation safeguards in Item 12. Personnel may not receive preferential treatment or misuse client trading information. A reviewer with a personal interest must be replaced by another qualified reviewer. A copy of the Code is available without charge on request. BrightTree Wealth Management, LLC | 13  Item 12. Brokerage practices Providers, best execution and support benefits BrightTree uses Charles Schwab & Co., Inc. for brokerage and custody and Aspire Retirement Services as a retirement platform. Plan or account documents identify the carrying broker, custodian or trustee. Clients contract directly with those providers. We assess execution quality, total costs, financial responsibility, service, investment availability and operational capabilities. We seek best execution under the circumstances rather than the lowest commission alone and periodically review execution quality and costs. Trading, billing, reporting and account-access services benefit our operations and create an incentive to recommend a provider for reasons other than client cost or execution. We must put clients first. We do not maintain a separate soft-dollar arrangement exchanging client commissions for research or select brokers in exchange for referrals. Clients may direct brokerage elsewhere, but this can cause higher costs, less favorable execution or limits on block participation. Block trading and allocations We may block orders for the same security across client accounts, including accounts of our personnel, when consistent with best execution; every account in a block receives the average price; allocations are set before the order is placed, with partial fills allocated pro rata; and personnel accounts are not favored. Options blocks involve the same series, transaction side and opening or closing designation. Before placement, we record participating accounts and intended quantities, considering cash or buying power and options approval. Personnel participation requires Code of Ethics approval before trading. Accounts in the same block receive the same volume-weighted average execution price for that trading day. Shared costs are allocated proportionately to executed quantities. Account-specific charges may differ; different blocks or days may produce different prices. Full fills follow the original allocations. Partial fills are allocated pro rata based on predetermined order quantities, not total account size, with an objective method established in advance for indivisible shares or contracts. Allocations are not changed after execution to favor an account. Personnel receive no preference in timing, price, allocation or shared costs. We limit or exclude their participation before trading where needed to protect clients. The CCO or designee reviews allocations and errors; another qualified person reviews a transaction in which the reviewer is interested. We retain original and final allocation and execution records. Not every account joins every block, and aggregation does not guarantee a better result. This policy does not authorize principal trades, cross trades or prohibited retirement-plan transactions; separate legal requirements remain applicable. Options and margin The carrying broker requires its own account, options and margin approvals and agreements. It sets loan values, interest, collateral and liquidation terms, which may change. Our authority is limited to what the client authorizes and the law permits. Item 8 explains these risks. BrightTree Wealth Management, LLC | 14  Item 13. Review of accounts Harold Green is responsible for investment account reviews. We document a review at least annually, and more often as Adviser determines for every investment management client, including those without financial planning. The review updates the client's objectives, risk tolerance, finances, time horizon, liquidity needs and restrictions and compares them with the portfolio, concentrations, options exposure and documented loss capacity. Client-profile records and material changes are retained. A custodian statement is not a substitute. BrightTree monitors covered investments on an ongoing basis and documents an account review at least annually, and more often as Adviser determines. More frequent review and action occur when client circumstances or investment risks warrant, including options expiration, exercise, assignment, concentration, liquidity or margin requirements. The annual review is not a limit on ongoing monitoring. Client information is also updated when we become aware of a material change. Clients should promptly notify us of changes affecting their objectives or ability to bear loss. Planning-only engagements are reviewed within the agreed scope. Robert Moreiro, CCO, or his designee oversees compliance with review procedures; this is separate from investment decisions. Clients receive custodian statements at least quarterly and an annual investment report through the E- Wealth portal. They should compare our reports with custodian statements. Written plans and updates are provided as agreed. at least annually, and more often as Adviser determines BrightTree Wealth Management, LLC | 15  Item 14. Client referrals and other compensation We do not directly or indirectly compensate persons for introducing advisory clients. Harold Green receives insurance commissions when advisory clients purchase products through Fresh Start Financial, including following our referrals. Item 10 explains the conflict and client choice. We may recommend other professionals but do not require clients to use them. Provider support benefits are described in Item 12. We do not receive sub-advisory fees. BrightTree Wealth Management, LLC | 16  Item 15. Custody Client assets are held by qualified custodians. BrightTree has custody solely because clients may authorize us in writing to deduct advisory fees. Trading discretion is not authority to withdraw assets for other purposes. We retain written authorizations and fee calculations and provide an invoice when deductions occur, showing the amount, billing period, account value and calculation. Custodians send statements directly to clients at least quarterly, showing holdings, transactions and fee deductions. Clients should compare them with our invoices and reports and promptly report discrepancies. The custodian does not necessarily verify our fee calculation. Options and margin authorizations do not permit withdrawals for our own use beyond properly authorized advisory fees. BrightTree Wealth Management, LLC | 17  Item 16. Investment discretion We obtain a signed advisory agreement before exercising discretion over identified accounts. We may then select investments and transaction amounts without approval for every trade, subject to client objectives, accepted restrictions, account type and applicable law. Clients may impose reasonable written restrictions and revoke discretionary authority by notice. Options require account-specific client authorization and required broker or platform approval. Margin borrowing for approved options is limited to eligible taxable accounts and requires separate written authorization and a broker margin agreement and approval. These elections do not extend to unlisted accounts or remove our duty to assess the strategy and its costs in the client's best interest. BrightTree Wealth Management, LLC | 18  Item 17. Voting client securities We do not accept authority to vote client proxies. Clients receive proxy materials from the custodian, issuer or its agent and make their own voting decisions. Clients may contact the custodian about delivery and BrightTree with questions about a solicitation. BrightTree Wealth Management, LLC | 19  Item 18. Financial information We do not require or solicit prepayment of more than $1,200 in fees per client six months or more before services. BrightTree has no financial condition reasonably likely to impair its contractual commitments to clients and has not been the subject of a bankruptcy petition during the past ten years. BrightTree Wealth Management, LLC | 20  Form ADV Part 2B: Harold A. Green brochure supplement Item 1. Cover page Harold A. Green BrightTree Wealth Management, LLC 11518 Sailing Stones St., Las Vegas, Nevada 89138 808-521-4401 | servicerequest@brightfg.com CRD No. 6712300 October 21, 2026 This brochure supplement provides information about Harold A. Green that supplements the BrightTree Wealth Management, LLC brochure. You should have received that brochure. Contact BrightTree at 808-521-4401 if you did not receive it or have questions. Additional information about Harold A. Green is available at adviserinfo.sec.gov. BrightTree Wealth Management, LLC | 21  Item 2. Educational background and business experience Harold A. Green was born in 1973. He has passed the Series 65 examination and holds a life and health insurance license. He earned the Chartered Life Underwriter (CLU) and Chartered Advisor in Philanthropy (CAP) designations from The American College in 2012. His CLU program included eight college-level courses in insurance, estate and retirement planning, taxation, business insurance and risk management. Current CLU requirements include the required insurance-planning coursework and assessments, three years of relevant experience, ethical standards and annual professional recertification. CAP requires three graduate-level courses with assessments, three years of relevant full-time experience, ethical standards and annual professional recertification. Neither is a securities license or a guarantee of investment results. Business experience: Founder and President, BrightTree Wealth Management, LLC, June 2019 to present; Investment Adviser Representative, Guardian Pointe Private Wealth Management, LLC, June 2017 to July 2019; Founder and President, Fresh Start Financial, LLC, July 2005 to June 2019. His continuing insurance and college-funding activities are described in Item 4. Item 3. Disciplinary information In December 2024, the Nevada Secretary of State Securities Division entered Administrative Consent Order No. CIC24-120 against BrightTree and Harold A. Green. The order bears a December 20, 2024 file stamp and addresses violations involving access to clients' personal financial accounts using client- specific identifying information. It requires both respondents to cease violating and comply with the Nevada Uniform Securities Act, imposes a cumulative $2,500 civil penalty, and requires $412.18 in inspection costs. As part of the settlement, the Division agreed to take no further enforcement action and close its investigation concerning the matters covered by the order, while retaining authority to investigate other activity. Item 4. Other business activities Mr. Green conducts insurance and annuity business through Fresh Start Financial, LLC, which he founded in 2005. He receives insurance commissions on fixed annuities, life insurance, long-term care insurance and Medicare supplements, including products sold to advisory clients referred by BrightTree. He spends approximately 10 hours weekly on insurance and four hours on Fresh Start Financial's college-funding activities. Commissions are separate from advisory fees and create incentives to recommend compensated products. Clients need not use Fresh Start Financial or buy through Mr. Green. BrightTree requires disclosure, best-interest review and CCO or designee review of outside activities. Items 5, 10 and 14 of the firm brochure describe the related conflicts. Item 5. Additional compensation Insurance compensation is disclosed in Item 4. Mr. Green has not accepted sales awards, prizes or bonuses based on sales, client referrals, new advisory accounts or managed assets. His insurance-related conflicts are described in Item 4 and the firm brochure. BrightTree Wealth Management, LLC | 22  Item 6. Supervision Harold Green is responsible for formulating and supervising BrightTree's investment advice, including his own work. He reviews investment-policy changes and accounts under Item 13 of the firm brochure. Robert Moreiro, CCO effective September 1, 2026, or his designee provides compliance oversight, including required personal securities reports and conflicts. Another qualified person reviews a transaction where the reviewer has a personal interest. These roles do not imply independent review of every investment decision. Questions may be directed to BrightTree at 808-521-4401. BrightTree Wealth Management, LLC | 23  Form ADV Part 2B: Hadrick Green brochure supplement Item 1. Cover page Hadrick Green BrightTree Wealth Management, LLC 11518 Sailing Stones St., Las Vegas, Nevada 89138 808-521-4401 | servicerequest@brightfg.com CRD No. 8049347 October 21, 2026 This brochure supplement provides information about Hadrick Green that supplements the BrightTree Wealth Management, LLC brochure. You should have received that brochure. Contact BrightTree at 808-521-4401 if you did not receive it or have questions. Additional information about Hadrick Green is available at adviserinfo.sec.gov. BrightTree Wealth Management, LLC | 24  Item 2. Educational background and business experience Hadrick Green was born in 1995. His education includes a Ph.D. in Physics, Medical Physics, from the University of Massachusetts Lowell, and a B.S. in Nuclear Engineering from the Massachusetts Institute of Technology, May 2017. These academic degrees are not securities licenses. Business experience: Investment Adviser Representative, BrightTree Wealth Management, LLC, April 2023 to present; Medical Physics Assistant, Massachusetts General Hospital, January 2021 to January 2025; Research Assistant, University of Massachusetts Lowell, September 2019 to December 2024; Intern, Los Alamos National Laboratory, June to August 2019; Teaching Assistant, University of Massachusetts Lowell, September 2017 to June 2019; Tour Guide, Massachusetts Institute of Technology, May to September 2017. Item 3. Disciplinary information Hadrick Green has no legal or disciplinary events required to be disclosed under this item. Item 4. Other business activities Hadrick Green has no other business activities to disclose under this item. Item 5. Additional compensation Hadrick Green has not accepted sales awards, other prizes or bonuses based on sales, client referrals, new advisory accounts or assets under management. Item 6. Supervision Harold Green supervises Hadrick Green's investment advice, including investment-policy changes and whether portfolios remain consistent with documented objectives and restrictions. Robert Moreiro, CCO, or his designee provides compliance oversight. Questions may be directed to BrightTree at 808- 521-4401. BrightTree Wealth Management, LLC | 25