ADV2A & 2B SEC

D I S C L O S U R E B R O C H U R E COVER PAGE OF PART 2A OF FORM ADV Immaculate Wealth Management, LLC Office Address: 2500 S. Power Road Suite 111 Mesa, AZ 85209 Tel: 480-776-3511 Toll Free: 866-728-4884 Fax: 480-776-3560 mrauguth@immaculatewealth.com www.immaculatewealth.com OCTOBER 29, 2026 This brochure provides information about the qualifications and business practices of Immaculate Wealth Management, LLC. Being registered as a registered investment adviser does not imply a certain level of skill or training. If you have any questions about the contents of this brochure, please contact us at 480-776-3511. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission, or by any state securities authority. Additional information about Immaculate Wealth Management, LLC (CRD #167657) is available on the SEC’s website at www.adviserinfo.sec.gov i Immaculate Wealth Management, LLC  Item 2: Material Changes Annual Update The Material Changes section of this brochure will be updated annually or when material changes occur since the previous release of the Firm Brochure. In accordance with annual amendment requirements, the firm is filing an updated Form ADV Part 1. Material Changes since the Last Update (Material changes must be disclosed within 30 days after the change) Since the last update on March 18, 2025, the following items have been updated: • Item 4 has been amended to disclose updated assets under management and to disclose new ownership. Full Brochure Available Whenever you would like to receive a complete copy of our Firm Brochure, please contact us by telephone at 480-776-3511 or by email at mrauguth@immaculatewealth.com. ii Immaculate Wealth Management, LLC  Item 3: Table of Contents Form ADV – Part 2A – Firm Brochure Item 1: Cover Page Item 2: Material Changes .................................................................................................. ii Annual Update ......................................................................................................................................... ii Material Changes since the Last Update (Material changes must be disclosed within 30 days after the change) ..................................................................................................................... ii Full Brochure Available .......................................................................................................................... ii Item 3: Table of Contents ................................................................................................ iii Item 4: Advisory Business ................................................................................................. 6 Firm Description ....................................................................................................................................... 6 Types of Advisory Services ................................................................................................................... 6 Client Tailored Services and Client Imposed Restrictions......................................................... 7 Wrap Fee Programs ................................................................................................................................ 7 Client Assets under Management ..................................................................................................... 7 Item 5: Fees and Compensation ....................................................................................... 7 Method of Compensation and Fee Schedule ............................................................................... 7 Client Payment of Fees .......................................................................................................................... 8 Additional Client Fees Charged .......................................................................................................... 8 Prepayment of Client Fees ................................................................................................................... 9 External Compensation for the Sale of Securities to Clients ................................................... 9 Item 6: Performance-Based Fees and Side-by-Side Management ............................... 9 Sharing of Capital Gains........................................................................................................................ 9 Item 7: Types of Clients ..................................................................................................... 9 Description ................................................................................................................................................. 9 Account Minimums................................................................................................................................. 9 Item 8: Methods of Analysis, Investment Strategies and Risk of Loss ........................ 9 Methods of Analysis ............................................................................................................................... 9 Investment Strategy ............................................................................................................................ 10 iii Immaculate Wealth Management, LLC  Security Specific Material Risks ....................................................................................................... 10 Item 9: Disciplinary Information .................................................................................... 11 Criminal or Civil Actions ..................................................................................................................... 11 Administrative Enforcement Proceedings ................................................................................... 11 Self-Regulatory Organization Enforcement Proceedings ...................................................... 11 Item 10: Other Financial Industry Activities and Affiliations ..................................... 11 Broker-Dealer or Representative Registration ........................................................................... 11 Futures or Commodity Registration .............................................................................................. 11 Material Relationships Maintained by this Advisory Business and Conflicts of Interest12 Recommendations or Selections of Other Investment Advisors and Conflicts of Interest ..................................................................................................................................................... 12 Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading .............................................................................................................. 12 Code of Ethics Description ................................................................................................................ 12 Investment Recommendations Involving a Material Financial Interest and Conflict of Interest ..................................................................................................................................................... 13 Advisory Firm Purchase of Same Securities Recommended to Clients and Conflicts of Interest ..................................................................................................................................................... 13 Client Securities Recommendations or Trades and Concurrent Advisory Firm Securities Transactions and Conflicts of Interest ...................................................................... 14 Item 12: Brokerage Practices .......................................................................................... 14 Factors Used to Select Broker-Dealers for Client Transactions ........................................... 14 Aggregating Securities Transactions for Client Accounts ..................................................... 15 Item 13: Review of Accounts .......................................................................................... 15 Schedule for Periodic Review of Client Accounts or Financial Plans and Advisory Persons Involved ................................................................................................................................... 15 Review of Client Accounts on Non-Periodic Basis ................................................................... 15 Content of Client Provided Reports and Frequency ................................................................ 15 Item 14: Client Referrals and Other Compensation ..................................................... 16 Economic Benefits Provided to the Advisory Firm from External Sources and Conflicts of Interest ................................................................................................................................................ 16 Advisory Firm Payments for Client Referrals .............................................................................. 16 iv Immaculate Wealth Management, LLC  Item 15: Custody .............................................................................................................. 16 Account Statements ............................................................................................................................ 16 Item 16: Investment Discretion ...................................................................................... 16 Discretionary Authority for Trading ............................................................................................... 16 Item 17: Voting Client Securities ................................................................................... 16 Proxy Votes ............................................................................................................................................. 16 Item 18: Financial Information ....................................................................................... 17 Balance Sheet......................................................................................................................................... 17 Financial Conditions Reasonably Likely to Impair Advisory Firm’s Ability to Meet Commitments to Clients .................................................................................................................... 17 Bankruptcy Petitions during the Past Ten Years ....................................................................... 17 Brochure Supplement (Part 2B of Form ADV) ............................................................. 19 Principal Executive Officer - Mark E. Rauguth, CFP® ............................................................... 19 Item 2 Educational Background and Business Experience .................................................... 19 Professional Certifications ................................................................................................................. 19 Item 3 Disciplinary Information ....................................................................................................... 19 Item 4 Other Business Activities...................................................................................................... 19 Item 5 Performance Based Fee Description ................................................................................ 20 Item 6 Supervision ............................................................................................................................... 20 Brochure Supplement (Part 2B of Form ADV) ............................................................. 22 Jonah A. Rauguth, CFP® ..................................................................................................................... 22 Item 2 Educational Background and Business Experience .................................................... 22 Professional Certifications ................................................................................................................. 22 Item 3 Disciplinary Information ....................................................................................................... 23 Item 4 Other Business Activities...................................................................................................... 23 Item 5 Performance Based Fee Description ................................................................................ 23 Item 6 Supervision ............................................................................................................................... 23 v Immaculate Wealth Management, LLC  Item 4: Advisory Business Firm Description Immaculate Wealth Management, LLC (“Advisor”) was founded in 2013 and is registered in Arizona, California, and Texas. Mark E. Rauguth, CFP® is majority owner of the Advisor and responsible for management of the Program accounts. He has been in the financial services industry since 1986 and an investment advisor representative since 2013. Jonah Rauguth and Tristan Rauguth are both minority owners. Advisor provides investment management primarily to individuals. Advice is provided through consultation with the Client and may include: determination of financial objectives, identification of financial problems, cash flow management, tax planning, insurance review, investment management, education funding, retirement planning, and estate planning. Advisor is a fee based financial planning and investment management firm. The firm does not sell annuities and insurance products, but the Managing Member offers insurance as an independent agent. He is also a registered representative of Gradient Securities, LLC. Advisor does not act as a custodian of Client assets. An evaluation of each Client's initial situation is provided to the Client, often in the form of a net worth statement, risk analysis or similar document. Periodic reviews are also communicated to provide reminders of the specific courses of action that need to be taken. More frequent reviews occur but are not necessarily communicated to the Client unless immediate changes are recommended. Other professionals (e.g., lawyers, accountants, insurance agents, etc.) are engaged directly by the Client on an as-needed basis. Types of Advisory Services ASSET MANAGEMENT Advisor offers discretionary direct asset management services to advisory Clients. Advisor will offer Clients ongoing portfolio management services through determining individual investment goals, time horizons, objectives, and risk tolerance. Investment strategies, investment selection, asset allocation, portfolio monitoring and the overall investment program will be based on the above factors. The Client will authorize Advisor discretionary authority to execute selected investment program transactions as stated within the Investment Advisory Agreement. FINANCIAL PLANNING AND CONSULTING If financial planning services are applicable, the Client will compensate Advisor on an hourly or fixed fee basis described in detail under “Fees and Compensation” section of this brochure. Services include but are not limited to a thorough review of all applicable topics including Wills, Estate Plan/Trusts, Investments, Taxes, and Insurance. The Client is under no obligation to act upon the investment advisor’s recommendation. If the Client elects to act on any of the recommendations, the Client is under no obligation to effect the 6 Immaculate Wealth Management, LLC  transaction through Advisor. Financial plans will be completed and delivered inside of ninety (90) days. Clients may terminate advisory services with thirty (30) days written notice. Client Tailored Services and Client Imposed Restrictions The goals and objectives for each Client are documented in our Client files. Investment strategies are created that reflect the stated goals and objective. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may not be assigned without written Client consent. Wrap Fee Programs Advisor sponsors a wrap fee program, for details, see our Form ADV Part 2A, Appendix 1. Client Assets under Management Advisor has the following assets under management: Discretionary Amounts: Date Calculated: Non-discretionary Amounts: $156,718,117 $0 September 30, 2026 Item 5: Fees and Compensation Method of Compensation and Fee Schedule ASSET MANAGEMENT Advisor offers discretionary asset management services to advisory Clients. The fees for these services will be based on a percentage of Assets Under Management as follows: Assets Under Management $0 - $100,000 $100,001 - $500,000 $500,001 - $1,000,000 $1,000,001 - $3,000,000 $3,000,001+ Annual Fee 2% 1.75% 1.50% 1.30% 1% Quarterly Fee .50% .4375% .375% .325% .25% The annual fee may be negotiable. Accounts within the same household may be combined for a reduced fee. Fees are billed quarterly in advance or in arrears based on the amount of assets managed as of the close of business on the last business day of the quarter. Quarterly advisory fees deducted from the Clients' account by the custodian. The fees must be paid within ten (10) days following the beginning of the quarter which the account is being billed for. Lower fees for comparable services may be available from other sources. Clients may terminate their account within seven (7) business days of signing the Investment Advisory Agreement for a full refund. All refunds will be sent via Check to the Client’s address of record within ten (10) days of termination. After the initial seven (7) 7 Immaculate Wealth Management, LLC  business days, Clients may terminate advisory services with thirty (30) days written notice. Advisor will be entitled to a pro rata fee for the days service was provided in the final quarter. Client shall be given thirty (30) days prior written notice of any increase in fees, and Client will acknowledge, in writing, any agreement of increase in said fees. FINANCIAL PLANNING AND CONSULTING Advisor charges either an hourly fee or fixed fee for financial planning. Prior to the planning process the Client will be provided an estimated plan fee. The services include, but are not limited to, a thorough review of all applicable topics including Wills, Estate Plan/Trusts, Investments, Taxes, and Insurance. The fee is due half at commencement of the agreement with the remainder due upon delivery of the completed plan. Services are completed and delivered inside of ninety (90) days. Client may cancel within seven (7) business days of signing Agreement without any obligation. If the Client cancels after seven (7) business days, any unearned fees will be refunded to the Client or any unpaid earned fees will be due to Advisor. All refunds will be sent via Check to the Client’s address of record within ten (10) days of termination. HOURLY FEES Financial Planning Services are offered based on an hourly fee of $150 per hour. FIXED FEES Financial Planning Services are offered based on flat fees between $225 and $1,250. Detailed information is disclosed in the Financial Planning and Consulting Agreement. Client Payment of Fees Asset mmanagement fees are billed quarterly in advance or arrears. Fees are usually deducted from a designated Client account to facilitate billing. The Client must consent in advance to direct debiting of their investment account. Financial Planning and Consulting fees are due half at commencement of the agreement with the remainder due upon delivery of the completed plan. Additional Client Fees Charged Custodians may charge transaction fees on purchases or sales of certain mutual funds, equities, and exchange-traded funds. These charges may include Mutual Fund transactions fees, postage and handling and miscellaneous fees (fee levied to recover costs associated with fees assessed by self-regulatory organizations). The selection of the security is more important than the nominal fee that the custodian charges to buy or sell the security. Advisor, in its sole discretion, may waive its minimum fee and/or charge a lesser investment advisory fee based upon certain criteria (e.g., historical relationship, type of assets, anticipated future earning capacity, anticipated future additional assets, dollar amounts of assets to be managed, related accounts, account composition, negotiations with Clients, etc.). For more details on the brokerage practices, see Item 12 of this brochure. 8 Immaculate Wealth Management, LLC  Prepayment of Client Fees Advisor charges financial planning fees 50% in advance. External Compensation for the Sale of Securities to Clients Mark Rauguth may receive external compensation for the sale of securities to Clients through his affiliation as a registered representative of Gradient Securities, LLC, member FINRA/MSRB/SIPC. Item 6: Performance-Based Fees and Side-by-Side Management Sharing of Capital Gains Fees are not based on a share of the capital gains or capital appreciation of managed securities. Advisor does not use a performance-based fee structure because of the conflict of interest. Performance based compensation may create an incentive for the advisor to recommend an investment that may carry a higher degree of risk to the Client. Item 7: Types of Clients Description Advisor generally provides investment advice primarily to individuals, high net worth individuals and corporations. Client relationships vary in scope and length of service. Account Minimums Advisor may require a $50,000 minimum to open an account, but may waive the account minimum at their discretion. Item 8: Methods of Analysis, Investment Strategies and Risk of Loss Methods of Analysis Advisor may utilize fundamental analysis, technical analysis and cyclical analysis when managing Client’s assets. Investing in securities involves risk of loss that Clients should be prepared to bear. Past performance is not a guarantee of future returns. Fundamental analysis involves evaluating a stock using real data such as company revenues, earnings, return on equity, and profits margins to determine underlying value and potential growth. Technical or Chart analysis involves evaluating securities based on past prices and volume. Cyclical analysis involves analyzing the cycles of the market. When creating a financial plan, Advisor utilizes fundamental analysis to provide review of insurance policies for economic value and income replacement. Technical analysis is used to review mutual funds and individual stocks. In developing a financial plan for a Client, Advisor’s analysis may include cash flow analysis, investment planning, risk management, retirement planning, tax planning and estate 9 Immaculate Wealth Management, LLC  planning. Based on the information gathered, a detailed strategy is tailored to the Client’s specific situation. The main sources of information may include credible internet sources, financial newspapers and magazines, annual reports, prospectuses, and filings with the Securities and Exchange Commission. Investment Strategy The investment strategy for a specific Client is based upon the objectives stated by the Client during consultations. The Client may change these objectives at any time. Each Client executes an Investment Policy Statement, Risk Tolerance or similar form that documents their objectives and desired investment strategy. Other strategies may include long-term purchases, short-term purchases, trading, and option writing (including covered options, uncovered options or spreading strategies). Security Specific Material Risks All investment programs have certain risks that are borne by the investor. Fundamental analysis may involve interest rate risk, market risk, business risk, and financial risk. Risks involved in technical or Charting analysis are inflation risk, reinvestment risk, and market risk. Cyclical analysis involves inflation risk, market risk, and currency risk. Our investment approach constantly keeps the risk of loss in mind. Investors face the following investment risks and should discuss these risks with Advisor: • Interest-rate Risk: Fluctuations in interest rates may cause investment prices to fluctuate. For example, when interest rates rise, yields on existing bonds become less attractive, causing their market values to decline. • Market Risk: The price of a security, bond, or mutual fund may drop in reaction to tangible and intangible events and conditions. This type of risk is caused by external factors independent of a security’s particular underlying circumstances. For example, political, economic and social conditions may trigger market events. • Inflation Risk: When any type of inflation is present, a dollar today will buy more than a dollar next year, because purchasing power is eroding at the rate of inflation. • Currency Risk: Overseas investments are subject to fluctuations in the value of the dollar against the currency of the investment’s originating country. This is also referred to as exchange rate risk. • Reinvestment Risk: This is the risk that future proceeds from investments may have to be reinvested at a potentially lower rate of return (i.e. interest rate). This primarily relates to fixed income securities. • Business Risk: These risks are associated with a particular industry or a particular company within an industry. For example, oil-drilling companies depend on finding oil and then refining it, a lengthy process, before they can generate a profit. They 10 Immaculate Wealth Management, LLC  carry a higher risk of profitability than an electric company which generates its income from a steady stream of customers who buy electricity no matter what the economic environment is like. • Liquidity Risk: Liquidity is the ability to readily convert an investment into cash. Generally, assets are more liquid if many traders are interested in a standardized product. For example, Treasury Bills are highly liquid, while real estate properties are not. • Financial Risk: Excessive borrowing to finance a business’ operations increases the risk of profitability, because the company must meet the terms of its obligations in good times and bad. During periods of financial stress, the inability to meet loan obligations may result in bankruptcy and/or a declining market value. Item 9: Disciplinary Information Criminal or Civil Actions The firm and its management have not been involved in any criminal or civil action required to be reported. Administrative Enforcement Proceedings The firm and its management have not been involved in administrative enforcement proceedings required to be reported. Self-Regulatory Organization Enforcement Proceedings Without admitting or denying the findings, Mark Rauguth signed an Acceptance, Waiver & Consent (AWC) on 3/4/2014. His member firm terminated him for allegations of improper use of the signature guarantee stamp. He was suspended for 15 days ending 4/28/2014 from working in any capacity for any FINRA member firm and was fined $5000.00. For failure to report his AWC with FINRA within 30 days of signing, Mr. Rauguth received a fifteen day suspension from the California Insurance Commissioner and a $250 fine from the North Carolina Department of Insurance. Item 10: Other Financial Industry Activities and Affiliations Broker-Dealer or Representative Registration Managing Member Mark Rauguth is a registered representative of a broker-dealer, Gradient Securities, LLC, Member FINRA/MSRB/SIPC. There are no pending applications. Futures or Commodity Registration Neither Advisor nor its employees are registered or has an application pending to register as a futures commission merchant, commodity pool operator, or a commodity trading advisor. 11 Immaculate Wealth Management, LLC  Material Relationships Maintained by this Advisory Business and Conflicts of Interest Managing Member Mark E. Rauguth has an affiliated business as an insurance agent. He spends greater than 33% of his time in his insurance practice. He may offer Clients of Immaculate Wealth Management, LLC insurance products. As an insurance agent, he may receive separate yet typical compensation in the form of commissions for the sale of insurance products. Mark Rauguth is also a registered representative of Gradient Securities, LLC, Member FINRA/MSRB/SIPC. As a registered representative he may receive separate commissions for the sale of securities products. Jonah Rauguth is a licensed insurance agent. He spends approximately 20% of his time in his insurance practice. He may offer Clients of Immaculate Wealth Management, LLC insurance products. As an insurance agent, he may receive separate yet typical compensation in the form of commissions for the sale of insurance products. Jonah Rauguth is also a registered representative of Gradient Securities, LLC, Member FINRA/MSRB/SIPC. As a registered representative he may receive separate commissions for the sale of securities products. Tristan Rauguth is a licensed insurance agent. He spends approximately 30% of his time in his insurance practice. He may offer Clients of Immaculate Wealth Management, LLC insurance products. As an insurance agent, he may receive separate yet typical compensation in the form of commissions for the sale of insurance products. Tristan Rauguth is also a registered representative of Gradient Securities, LLC, Member FINRA/MSRB/SIPC. As a registered representative he may receive separate commissions for the sale of securities products. These practices represent conflicts of interest because it gives an incentive to recommend products based on the commission amount received. This conflict is mitigated by disclosures, procedures, and the firm’s Fiduciary obligation to place the best interest of the Clients first and Clients are not required to purchase any products. Clients have the option to purchase these products through another insurance agent or registered representative of their choosing. Recommendations or Selections of Other Investment Advisors and Conflicts of Interest Advisor does not utilize the services of third party money managers. Item 11: Code of Ethics, Participation or Interest in Client Transactions and Personal Trading Code of Ethics Description The employees of Advisor have committed to a Code of Ethics (“Code”). The purpose of our Code is to set forth standards of conduct expected of Advisor employees and addresses conflicts that may arise. The Code defines acceptable behavior for employees of 12 Immaculate Wealth Management, LLC  Advisor. The Code reflects Advisor and its supervised persons’ responsibility to act in the best interest of their Client. One area the Code addresses is when employees buy or sell securities for their personal accounts and how to mitigate any conflict of interest with our Clients. We do not allow any employees to use non-public material information for their personal profit or to use internal research for their personal benefit in conflict with the benefit to our Clients. Advisor’s policy prohibits any person from acting upon or otherwise misusing non-public or inside information. No advisory representative or other employee, officer or director of Advisor may recommend any transaction in a security or its derivative to advisory Clients or engage in personal securities transactions for a security or its derivatives if the advisory representative possesses material, non-public information regarding the security. Advisor’s Code is based on the guiding principle that the interests of the Client are our top priority. Advisor’s officers, directors, advisors, and other employees have a fiduciary duty to our Clients and must diligently perform that duty to maintain the complete trust and confidence of our Clients. When a conflict arises, it is our obligation to put the Client’s interests over the interests of either employees or the company. to Clients, or who have access The Code applies to “access” persons. “Access” persons are employees who have access to non-public information regarding any Clients' purchase or sale of securities, or non-public information regarding the portfolio holdings of any reportable fund, who are involved in to such recommendations making securities recommendations that are non-public. Advisor will provide a copy of the Code of Ethics to any Client or prospective Client upon request. Investment Recommendations Involving a Material Financial Interest and Conflict of Interest Advisor and its employees do not recommend to Clients securities in which we have a material financial interest. Advisory Firm Purchase of Same Securities Recommended to Clients and Conflicts of Interest Advisor’s employees may buy or sell securities that are also held by Clients. In order to mitigate conflicts of interest such as front running, employees are required to disclose all reportable securities transactions as well as provide Advisor with copies of their brokerage statements. The Chief Compliance Officer of Advisor is Mark E. Rauguth. He reviews all employee trades each month. The personal trading reviews helps mitigate that the personal trading of employees does not affect the markets and that Clients of the firm have received preferential treatment over employee trades. 13 Immaculate Wealth Management, LLC  Client Securities Recommendations or Trades and Concurrent Advisory Firm Securities Transactions and Conflicts of Interest Advisor does not maintain a firm proprietary trading account and does not have a material financial interest in any securities being recommended and therefore no conflicts of interest exist. However, employees may buy or sell securities at the same time they buy or sell securities for Clients. In order to mitigate conflicts of interest such as front running, employees are required to disclose all reportable securities transactions as well as provide Advisor with copies of their brokerage statements. The Chief Compliance Officer of Advisor is Mark E. Rauguth. He reviews all employee trades each quarter. The personal trading reviews ensure that the personal trading of employees does not affect the markets and that Clients of the firm receive preferential treatment over employee transactions. Item 12: Brokerage Practices Factors Used to Select Broker-Dealers for Client Transactions Advisor will recommend the use of a particular broker-dealer based on their duty to seek best execution for the client, meaning they have an obligation to obtain the most favorable terms for a client under the circumstances. The determination of what may constitute best execution and price in the execution of a securities transaction by a broker involves a number of considerations and is subjective. Factors affecting brokerage selection include the overall direct net economic result to the portfolios, the efficiency with which the transaction is affected, the ability to effect the transaction where a large block is involved, the operational facilities of the broker-dealer, the value of an ongoing relationship with such broker and the financial strength and stability of the broker. Advisor will select appropriate brokers based on a number of factors including but not limited to their relatively low transaction fees and reporting ability. Advisor relies on its broker to provide its execution services at the best prices available. Lower fees for comparable services may be available from other sources. Clients pay for any and all custodial fees in addition to the advisory fee charged by Advisor. Advisor does not receive any portion of the trading fees. Advisor will recommend the use of Charles Schwab & Co., Inc. • Directed Brokerage In circumstances where a Client directs Advisor to use a certain broker-dealer, Advisor still has a fiduciary duty to its Clients. The following may apply with Directed Brokerage: Advisor's inability to negotiate commissions, to obtain volume discounts, there may be a disparity in commission charges among Clients, and conflicts of interest arising from brokerage firm referrals. • Best Execution Investment advisors who manage or supervise Client portfolios on a discretionary basis have a fiduciary obligation of best execution. The determination of what may constitute best execution and price in the execution of a securities transaction by a 14 Immaculate Wealth Management, LLC  broker involves a number of considerations and is subjective. Factors affecting brokerage selection include the overall direct net economic result to the portfolios, the efficiency with which the transaction is effected, the ability to effect the transaction where a large block is involved, the operational facilities of the broker- dealer, the value of an ongoing relationship with such broker and the financial strength and stability of the broker. The firm does not receive any portion of the trading fees. • Soft Dollar Arrangements Advisor utilizes the services of custodial broker dealers. Economic benefits are received by Advisor which would not be received if Advisor did not give investment advice to Clients. The benefits include: A dedicated trading desk, a dedicated service group and an account services manager dedicated to Advisor's accounts, ability to conduct "block" Client trades, electronic download of trades, balances and positions, duplicate and batched Client statements, and the ability to have advisory fees directly deducted from Client accounts. A conflict of interest exists when Advisor receives soft dollars. This conflict is mitigated by the fact that Mr. Rauguth has a fiduciary responsibility to act in the best interest of his Clients and the services received are beneficial to all Clients. Aggregating Securities Transactions for Client Accounts Advisor may aggregate purchases and sales and other transactions made for the account with purchases and sales and transactions in the same securities for other Clients of Advisor. All Clients participating in the aggregated order shall receive an average share price with all other transaction costs shared on a pro-rated basis. Item 13: Review of Accounts Schedule for Periodic Review of Client Accounts or Financial Plans and Advisory Persons Involved Account reviews are performed at least quarterly by Managing Member/Chief Compliance Officer Mark Rauguth or other Investment Advisor Representative assigned to the account. Account reviews are performed more frequently when market conditions dictate. Review of Client Accounts on Non-Periodic Basis Other conditions that may trigger a review of Clients’ accounts are changes in the tax laws, new investment information, and changes in a Client's own situation. Content of Client Provided Reports and Frequency Clients receive written account statements no less than quarterly for managed accounts. Account statements are issued by the Advisor’s custodian. Client receives confirmations of each transaction in account from Custodian and an additional statement during any month in which a transaction occurs. 15 Immaculate Wealth Management, LLC  Item 14: Client Referrals and Other Compensation Economic Benefits Provided to the Advisory Firm from External Sources and Conflicts of Interest Advisor receives additional economic benefits from external sources as described above in Item 12. Advisory Firm Payments for Client Referrals Advisor does not compensate for Client referrals. Item 15: Custody Account Statements All assets are held at qualified custodians, which means the custodians provide account statements directly to Clients at their address of record at least quarterly or monthly if any activity occurs during the month. Clients are urged to compare the account statements received directly from their custodians to the performance report statements prepared by Advisor. Advisor is deemed to have constructive custody solely because advisory fees are directly deducted from Client’s account by the custodian on behalf of Advisor. Item 16: Investment Discretion Discretionary Authority for Trading Advisor accepts discretionary authority to manage securities accounts on behalf of Clients. Advisor has the authority to determine, without obtaining specific Client consent, the securities to be bought or sold, and the amount of the securities to be bought or sold. The Client will authorize Advisor discretionary authority to execute selected investment program transactions as stated within the Investment Advisory Agreement. The Client approves the custodian to be used and the commission rates paid to the custodian. Advisor does not receive any portion of the transaction fees or commissions paid by the Client to the custodian on certain trades. Item 17: Voting Client Securities Proxy Votes Advisor does not vote proxies on securities. Clients are expected to vote their own proxies. The Client will receive their proxies directly from the custodian of their account or from a transfer agent. When assistance on voting proxies is requested, Advisor will provide recommendations to the Client. If a conflict of interest exists, it will be disclosed to the Client. Client may call Advisor at 480-776-3511 with questions. 16 Immaculate Wealth Management, LLC  Item 18: Financial Information Balance Sheet A balance sheet is not required to be provided because Advisor does not serve as a custodian for Client funds or securities and Advisor does not require prepayment of fees of more than $1200 per Client and six months or more in advance. Financial Conditions Reasonably Likely to Impair Advisory Firm’s Ability to Meet Commitments to Clients Advisor has no condition that is reasonably likely to impair our ability to meet contractual commitments to our Clients. Bankruptcy Petitions during the Past Ten Years No bankruptcy petitions to report. 17 Immaculate Wealth Management, LLC  S U P E R V I S E D P E R S O N B R O C H U R E F O R M A D V P A R T 2 B Mark E. Rauguth, CFP® Immaculate Wealth Management, LLC Office Address: 2500 S. Power Road Suite 111 Mesa, AZ 85209 Tel: 480-776-3511 Toll Free: 866-728-4884 Fax: 480-776-3560 mrauguth@immaculatewealth.com This brochure supplement provides information about Mark E. Rauguth and supplements the Immaculate Wealth Management, LLC’s brochure. You should have received a copy of that brochure. Please contact Mark E. Rauguth if you did not receive the brochure or if you have any questions about the contents of this supplement. OCTOBER 29, 2026 Additional information about Mark E. Rauguth (CRD #1564114) is available on the SEC’s website at www.adviserinfo.sec.gov. 18 Immaculate Wealth Management, LLC  Brochure Supplement (Part 2B of Form ADV) Supervised Person Brochure Principal Executive Officer - Mark E. Rauguth, CFP® • Year of birth: 1963 Item 2 Educational Background and Business Experience Educational Background: • University of Wisconsin-Milwaukee; Bachelor of Arts-Business Finance; 1986 • Certified Financial Planner; 1992 Business Experience: • Immaculate Wealth Management, LLC; Managing Member/Investment Advisor Representative; 05/2013 – Present • Overson & Rauguth & Associates, LLC; Member; 02/2005 – Present • Precision Investments, Inc.; President/Treasurer; 03/2000 – Present Independent Insurance Agent; 01/1997 – Present • • Gradient Securities, LLC; Registered Representative; 06/2013 - Present • Raymond James Financial Services; Registered Representative; 12/1997 – 03/2013 IDS/American Express; Registered Representative; 11/1986 – 12/1997 • Professional Certifications Employees have earned certifications and credentials that are required to be explained in further detail. Certified Financial Planner (CFP®): Certified Financial Planner is a designation granted by the CFP® Board. CFP® requirements: • Bachelor’s degree from an accredited college or university. • Completion of the financial planning education requirements set by the CFP Board (www.cfp.net). • Successful completion of the 10-hour CFP® Certification Exam. • Three-year qualifying full-time work experience. • Successfully pass the Candidate Fitness Standards and background check. • When you achieve your CFP® designation, you must renew your certification every year, pay a certification fee and complete 30 hours of continuing education. Item 3 Disciplinary Information None to report. Item 4 Other Business Activities Mark E. Rauguth is a licensed insurance agent. He spends greater than 33% of his time in his insurance practice. He may offer Clients of Immaculate Wealth Management, LLC insurance 19 Immaculate Wealth Management, LLC  products. As an insurance agent, he may receive separate yet typical compensation in the form of commissions for the sale of insurance products. Mr. Rauguth is also a registered representative of Gradient Securities, LLC, Member FINRA/MSRB/SIPC. As a registered representative he may receive separate commissions for the sale of securities products. These practices represent conflicts of interest because it gives Mr. Rauguth an incentive to recommend products based on the commission amount received. This conflict is mitigated by disclosures, procedures, and the firm’s Fiduciary obligation to place the best interest of the Clients first and Clients are not required to purchase any products. Clients have the option to purchase these products through another insurance agent or registered representative of their choosing. Item 5 Performance Based Fee Description Mr. Rauguth receives additional compensation in his capacity as an insurance agent and registered representative. He receives commissions from the sale of these products, but he does not receive performance-based fees. Item 6 Supervision Since Mr. Rauguth is the sole owner of Immaculate Wealth Management, LLC. He is solely responsible for all supervision and formulation and monitoring of investment advice offered to Clients. He will adhere to the policies and procedures as described in the firm’s Compliance Manual. Mr. Rauguth can be reached at 866-728-4884 or mrauguth@immaculatewealth.com. 20 Immaculate Wealth Management, LLC  S U P E R V I S E D P E R S O N B R O C H U R E F O R M A D V P A R T 2 B Jonah A. Rauguth, CFP® Immaculate Wealth Management, LLC Office Address: 2500 S. Power Road Suite 111 Mesa, AZ 85209 Tel: 480-776-3511 Toll Free: 866-728-4884 Fax: 480-776-3560 jrauguth@immaculatewealth.com This brochure supplement provides information about Jonah A. Rauguth and supplements the Immaculate Wealth Management, LLC’s brochure. You should have received a copy of that brochure. Please contact Jonah A. Rauguth if you did not receive the brochure or if you have any questions about the contents of this supplement. OCTOBER 29, 2026 Additional information about Jonah A. Rauguth (CRD #6629493) is available on the SEC’s website at www.adviserinfo.sec.gov. 21 Immaculate Wealth Management, LLC  Brochure Supplement (Part 2B of Form ADV) Supervised Person Brochure Jonah A. Rauguth, CFP® • Year of birth: 1994 Item 2 Educational Background and Business Experience Educational Background: • Benedictine University at Mesa; Bachelor of Business Administration; 2018 • Chandler-Gilbert Community College; Associate in Applied Science in General Business; 2016 • Certified Financial Planner; 2022 Business Experience: Immaculate Wealth Management, LLC; Managing Member; 09/2026-Present • • Immaculate Wealth Management, LLC; Investment Advisor Representative; 05-2019- Present Independent Insurance Agent; 02/2021-Present • • Gradient Securities, LLC; Registered Representative; 10/2018 – Present • Precision Investments, Inc.; Independent Insurance Agent; 07/2018 – 02/2021 • Immaculate Wealth Management, LLC/ Precision Investments, Inc; Assistant; 05/2018- 05/2019 • Benedictine University at Mesa; Student/Athlete; 08/2016-05/2018 • Chandler Gilbert Community College; Student/Athlete; 01/2015-08/2016 • Cochise College; Student/Athlete; 08/2014-01/2015 • Colorado Northwestern Community College; Student/Athlete; 01/2014-08/2014 • Arizona Western College; Student/Athlete; 08/2012-01/2014 • Queen Creek High School; Student; 12/2007-08/2012 Professional Certifications Employees have earned certifications and credentials that are required to be explained in further detail. Certified Financial Planner (CFP®): Certified Financial Planner is a designation granted by the CFP® Board. CFP® requirements: • Bachelor’s degree from an accredited college or university. • Completion of the financial planning education requirements set by the CFP Board (www.cfp.net). • Successful completion of the 10-hour CFP® Certification Exam. • Three-year qualifying full-time work experience. • Successfully pass the Candidate Fitness Standards and background check. 22 Immaculate Wealth Management, LLC  • When you achieve your CFP® designation, you must renew your certification every year, pay a certification fee and complete 30 hours of continuing education. Item 3 Disciplinary Information Arbitration Claims: None to report. Self-Regulatory Organization or Administrative Proceeding: None to report. Bankruptcy Petition: None to report. Item 4 Other Business Activities Jonah A. Rauguth is a licensed insurance agent. He spends approximately 20% of his time in his insurance practice. He may offer Clients of Immaculate Wealth Management, LLC insurance products. As an insurance agent, he may receive separate yet typical compensation in the form of commissions for the sale of insurance products. Mr. Rauguth is also a registered representative of Gradient Securities, LLC, Member FINRA/MSRB/SIPC. As a registered representative he may receive separate commissions for the sale of securities products. These practices represent conflicts of interest because it gives Mr. Rauguth an incentive to recommend products based on the commission amount received. This conflict is mitigated by disclosures, procedures, and the firm’s Fiduciary obligation to place the best interest of the Clients first and Clients are not required to purchase any products. Clients have the option to purchase these products through another insurance agent or registered representative of their choosing. Item 5 Performance Based Fee Description Mr. Rauguth receives additional compensation in his capacity as an insurance agent and registered representative. He receives commissions from the sale of these products, but he does not receive performance based fees. Item 6 Supervision Jonah A. Rauguth is supervised by Mark Rauguth, Chief Compliance Officer. He reviews Jonah’s work through client account reviews, quarterly personal transaction reports, as well as face-to-face and phone interactions. Mark Rauguth can be reached at 866-728-4884 or mrauguth@immaculatewealth.com. 23 Immaculate Wealth Management, LLC