Overview
- Headquarters
- San Rafael, CA
- Total Firm Assets
- $278 million
- Average High-Net-Worth Client Portfolio Size
- $2.7 million
- Stated Minimum Account Size
- $1,000,000
Fee Disclosure
Source: SPECTRUM FINANCIAL MANAGEMENT ADV PART 2A - APRIL 2025 (2025-04-24)
· View brochure text
Latest filing: SPECTRUM FINANCIAL FORM ADV PART 2A -JANUARY 2026 (2026-03-27)
· View brochure text
| Min | Max | Disclosed Annual Rate |
|---|---|---|
| $0 | $500,000 | 1.00% |
| $500,001 | $1,000,000 | 0.75% |
| $1,000,001 | and above | 0.50% |
Stated Minimum Annual Fee: $8,750
Estimated Annual Advisory Fees
| Portfolio Value | Estimated Annual Fee | Effective Fee Rate |
|---|---|---|
| $1 million | $8,750 | 0.88% |
| $5 million | $28,750 | 0.58% |
| $10 million | $53,750 | 0.54% |
| $50 million | $253,750 | 0.51% |
| $100 million | $503,750 | 0.50% |
Actual fees may vary; other investment costs may apply.
Compare fees: lowest-fee advisors in California for $2M portfolios · $10M portfolios
Clients
- High-Net-Worth Share of Firm Assets
- 89.41%
- Number of High-Net-Worth Clients
- 93
- Total Client Accounts
- 150
- Discretionary Accounts
- 146
- Non-Discretionary Accounts
- 4
Services Offered
Services: Financial Planning, Portfolio Management for Individuals
Regulatory Filings
- SEC CRD Number
- 127746
- SPECTRUM FINANCIAL FORM ADV PART 2A -JANUARY 2026 (2026-03-27) · View brochure text
- SPECTRUM FINANCIAL MANAGEMENT ADV PART 2A - APRIL 2025 (2025-04-24) (fee schedule source) · View brochure text
View firm on SEC ↗ · Current Form ADV (PDF) ↗