Tectonic Advisors has provided advisory services since 2006 and shares common ownership with Cain, Watters & Associates, a planning firm serving mainly dental professionals, and with Tectonic Financial, the holding company of T Bank. Much of Tectonic's business consists of advising programs used by Cain Watters clients, including collective investment funds at affiliated T Bank and a unified managed account (UMA) platform. In its separately managed account program, Tectonic invests client portfolios primarily in ETF-based asset allocation strategies. Note that UMA clients pay layered fees: Tectonic's overlay fee of up to 0.35%, an advisory fee to Cain Watters, model provider fees of up to 0.70%, and custody charges.
Overview
- Headquarters
- Frisco, TX
- Total Firm Assets
- $5.1 billion
- Average High-Net-Worth Client Portfolio Size
- $3.2 million
- Stated Minimum Account Size
- $250,000
Recent Rankings
Fee Disclosure
Source: TECTONIC ADVISORS LLC FORM ADV PART 2 BROCHURE (2026-03-30) · View brochure text
| Min | Max | Disclosed Annual Rate |
|---|---|---|
| $0 | and above | 0.80% |
Estimated Annual Advisory Fees
| Portfolio Value | Estimated Annual Fee | Effective Fee Rate |
|---|---|---|
| $1 million | $8,000 | 0.80% |
| $5 million | $40,000 | 0.80% |
| $10 million | $80,000 | 0.80% |
| $50 million | $400,000 | 0.80% |
| $100 million | $800,000 | 0.80% |
Actual fees may vary; other investment costs may apply.
Compare fees: lowest-fee advisors in Texas for $2M portfolios · $10M portfolios
Clients
- High-Net-Worth Share of Firm Assets
- 45.46%
- Number of High-Net-Worth Clients
- 723
- Total Client Accounts
- 9,259
- Discretionary Accounts
- 8,685
- Non-Discretionary Accounts
- 574
Services Offered
Services: Portfolio Management for Individuals, Portfolio Management for Pooled Investment Vehicles, Portfolio Management for Institutional Clients, Investment Advisor Selection
Regulatory Filings
- SEC CRD Number
- 139713
- TECTONIC ADVISORS LLC FORM ADV PART 2 BROCHURE (2026-03-30) (fee schedule source) · View brochure text
View firm on SEC ↗ · Current Form ADV (PDF) ↗